444 3rd Ave · Deer Trail, CO 80105

$99,995

1 bd · 1.0 ba · 696 sqft · SingleFamily public records · 105 Days on market

Built 1940 6,098 sqft lot ↓ 38% since listing

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +24.1/30.0
• DSCR +7.8/10.0
• ARV discount +7.5/15.0
• 1% rule +5.9/10.0
• Appreciation +5.4/10.0
• Livability +2.8/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +1.7/10.0

Listing remarks MLS

FIRST TIME HOME BUYER, DIY-ERS, HISTORY BUFFS, INVESTORS Built in 1940, this house is a modest, single-story home with simple white siding and blue shutters with basic modern comforts. The front yard is enclosed by a chain-link fence, with a brick path leading to the door. This two-bedroom one full bath is the perfect starter home, with plenty of opportunity to build equity. Located in Deer Trail Colorado, this home enjoys peace in the plains with quick access to I-70. This historic home holds so many memories and is ready to hold yours. Schedule a showing today.

Key facts

• Chain-link fence
• Quick access to i-70
• Brick path

Tags

• CHAIN-LINK FENCE
• BRICK PATH
• QUICK ACCESS TO I-70
• HISTORIC HOME

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath single-family listed at $100k.

Deal economics

• At list price, monthly cash flow is $197 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $100k).
• Recommended offer: $91k (9.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 56/100 on livability (#337 in CO) — a working-class tenant base; expect higher turnover. Strengths: housing A+, cost of living B+; Watch: crime F, amenities F, commute F.
• Deer Trail School District No. 26J (rural): math 10% / reading 20% proficiency, ranked #161 of 176 in CO (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Deer Trail Elementary School (math 24% / reading 15%, grade F, #694 of 966 statewide, top 73%, 175 students, 40% FRL); Deer Trail Junior-Senior High School (math 2% / reading 8%, grade F, #375 of 381 statewide, top 100%, 150 students, 46% FRL) — zoned schools at 43% FRL track the district average.
• Market conditions: 46 active listings in the ZIP; 3,927 units permitted in Arapahoe County in 2024 (1,525 in 5+ unit buildings).

Forward outlook

• In year one you build about $2k of equity ($691 loan paydown + $819 appreciation (0.8% local appreciation)).
• Arapahoe County population projected at +39% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (0.8% appreciation + 3.0% rent growth), your $28k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

• It's been on market 105 days — a 9% lower offer ($91k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts; this cycle's ask has dropped $60k (38%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1940 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $90,995 (9.0% below list)

Questions for the listing agent

1. It's been on market 105 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1940 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.09% ✓
• Cap rate: 8.66%
• Cash-on-cash: 8.44%
• DSCR: 1.38
• GRM: 7.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

0.82% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 9.6%
• Equity multiple: 1.48×
• Total profit: $13,523
• Equity at exit: $33,196

10-year hold

• IRR: 13.7%
• Equity multiple: 2.63×
• Total profit: $45,614
• Equity at exit: $43,397

Cash invested: $27,999 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 38 Tenant-Leaning
• State Colorado: 38 Tenant-Leaning · D+4
• County: — inherits STATE
• City: — inherits STATE

2023 reforms: 10-day cure, mandated notice, source-of-income protected. Courts backlogged in Denver.

Methodology + full state rankings →

ZIP-level market 80105

• Home prices YoY: 0.3%
• Active inventory: 46
• Price-to-rent: 7.7×

Monthly cashflow live

• Estimated rent: $1,088 medium
• Mortgage (P&I): −$524
• Tax from tax record: −$96 /mo · $1,157/yr
• Insurance: −$42
• HOA: −$0
• Vacancy / Maint / Mgmt: −$228
• Net cashflow: $197

Break-even live

Break-even rent $839

Max offer price $99,995

Occupancy floor 77%

Sensitivity live

Price	-10% $253	-5% $225	+0% $197	+5% $169	+10% $140
Rent	-10% $111	-5% $154	+0% $197	+5% $240	+10% $283
Rate	-1.0pp $247	-0.5pp $222	base $197	+0.5pp $171	+1.0pp $145

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $24,999
• Closing costs: $3,000
• Reserves months: —
• Total cash needed: —

Listing history 18 events

1. 2026-02-03
   status Pending 570-char remark

   Show marketing remark (570 chars)

   FIRST TIME HOME BUYER, DIY-ERS, HISTORY BUFFS, INVESTORS Built in 1940, this house is a modest, single-story home with simple white siding and blue shutters with basic modern comforts. The front yard is enclosed by a chain-link fence, with a brick path leading to the door. This two-bedroom one full bath is the perfect starter home, with plenty of opportunity to build equity. Located in Deer Trail Colorado, this home enjoys peace in the plains with quick access to I-70. This historic home holds so many memories and is ready to hold yours. Schedule a showing today.

2. 2026-02-03
   status Pending 570-char remark

   Show marketing remark (570 chars)

   FIRST TIME HOME BUYER, DIY-ERS, HISTORY BUFFS, INVESTORS Built in 1940, this house is a modest, single-story home with simple white siding and blue shutters with basic modern comforts. The front yard is enclosed by a chain-link fence, with a brick path leading to the door. This two-bedroom one full bath is the perfect starter home, with plenty of opportunity to build equity. Located in Deer Trail Colorado, this home enjoys peace in the plains with quick access to I-70. This historic home holds so many memories and is ready to hold yours. Schedule a showing today.

3. 2026-01-23
   status Active 570-char remark

   Show marketing remark (570 chars)

   FIRST TIME HOME BUYER, DIY-ERS, HISTORY BUFFS, INVESTORS Built in 1940, this house is a modest, single-story home with simple white siding and blue shutters with basic modern comforts. The front yard is enclosed by a chain-link fence, with a brick path leading to the door. This two-bedroom one full bath is the perfect starter home, with plenty of opportunity to build equity. Located in Deer Trail Colorado, this home enjoys peace in the plains with quick access to I-70. This historic home holds so many memories and is ready to hold yours. Schedule a showing today.

4. 2026-01-23
   price $99,995 570-char remark

   Show marketing remark (570 chars)

   FIRST TIME HOME BUYER, DIY-ERS, HISTORY BUFFS, INVESTORS Built in 1940, this house is a modest, single-story home with simple white siding and blue shutters with basic modern comforts. The front yard is enclosed by a chain-link fence, with a brick path leading to the door. This two-bedroom one full bath is the perfect starter home, with plenty of opportunity to build equity. Located in Deer Trail Colorado, this home enjoys peace in the plains with quick access to I-70. This historic home holds so many memories and is ready to hold yours. Schedule a showing today.

5. 2026-01-23
   price $99,995 570-char remark

   Show marketing remark (570 chars)

   FIRST TIME HOME BUYER, DIY-ERS, HISTORY BUFFS, INVESTORS Built in 1940, this house is a modest, single-story home with simple white siding and blue shutters with basic modern comforts. The front yard is enclosed by a chain-link fence, with a brick path leading to the door. This two-bedroom one full bath is the perfect starter home, with plenty of opportunity to build equity. Located in Deer Trail Colorado, this home enjoys peace in the plains with quick access to I-70. This historic home holds so many memories and is ready to hold yours. Schedule a showing today.

6. 2026-01-23
   status Active 570-char remark

   Show marketing remark (570 chars)

   FIRST TIME HOME BUYER, DIY-ERS, HISTORY BUFFS, INVESTORS Built in 1940, this house is a modest, single-story home with simple white siding and blue shutters with basic modern comforts. The front yard is enclosed by a chain-link fence, with a brick path leading to the door. This two-bedroom one full bath is the perfect starter home, with plenty of opportunity to build equity. Located in Deer Trail Colorado, this home enjoys peace in the plains with quick access to I-70. This historic home holds so many memories and is ready to hold yours. Schedule a showing today.

7. 2026-01-13
   status Pending 570-char remark

   Show marketing remark (570 chars)

   FIRST TIME HOME BUYER, DIY-ERS, HISTORY BUFFS, INVESTORS Built in 1940, this house is a modest, single-story home with simple white siding and blue shutters with basic modern comforts. The front yard is enclosed by a chain-link fence, with a brick path leading to the door. This two-bedroom one full bath is the perfect starter home, with plenty of opportunity to build equity. Located in Deer Trail Colorado, this home enjoys peace in the plains with quick access to I-70. This historic home holds so many memories and is ready to hold yours. Schedule a showing today.

8. 2026-01-13
   status Pending Accepting Backup Offers 570-char remark

   Show marketing remark (570 chars)

   FIRST TIME HOME BUYER, DIY-ERS, HISTORY BUFFS, INVESTORS Built in 1940, this house is a modest, single-story home with simple white siding and blue shutters with basic modern comforts. The front yard is enclosed by a chain-link fence, with a brick path leading to the door. This two-bedroom one full bath is the perfect starter home, with plenty of opportunity to build equity. Located in Deer Trail Colorado, this home enjoys peace in the plains with quick access to I-70. This historic home holds so many memories and is ready to hold yours. Schedule a showing today.

9. 2026-01-05
   status Active 570-char remark

   Show marketing remark (570 chars)

   FIRST TIME HOME BUYER, DIY-ERS, HISTORY BUFFS, INVESTORS Built in 1940, this house is a modest, single-story home with simple white siding and blue shutters with basic modern comforts. The front yard is enclosed by a chain-link fence, with a brick path leading to the door. This two-bedroom one full bath is the perfect starter home, with plenty of opportunity to build equity. Located in Deer Trail Colorado, this home enjoys peace in the plains with quick access to I-70. This historic home holds so many memories and is ready to hold yours. Schedule a showing today.

10. 2026-01-05
    status Active 570-char remark

    Show marketing remark (570 chars)

    FIRST TIME HOME BUYER, DIY-ERS, HISTORY BUFFS, INVESTORS Built in 1940, this house is a modest, single-story home with simple white siding and blue shutters with basic modern comforts. The front yard is enclosed by a chain-link fence, with a brick path leading to the door. This two-bedroom one full bath is the perfect starter home, with plenty of opportunity to build equity. Located in Deer Trail Colorado, this home enjoys peace in the plains with quick access to I-70. This historic home holds so many memories and is ready to hold yours. Schedule a showing today.

11. 2025-10-03
    status Pending 570-char remark

    Show marketing remark (570 chars)

    FIRST TIME HOME BUYER, DIY-ERS, HISTORY BUFFS, INVESTORS Built in 1940, this house is a modest, single-story home with simple white siding and blue shutters with basic modern comforts. The front yard is enclosed by a chain-link fence, with a brick path leading to the door. This two-bedroom one full bath is the perfect starter home, with plenty of opportunity to build equity. Located in Deer Trail Colorado, this home enjoys peace in the plains with quick access to I-70. This historic home holds so many memories and is ready to hold yours. Schedule a showing today.

12. 2025-10-03
    status Pending 570-char remark

    Show marketing remark (570 chars)

    FIRST TIME HOME BUYER, DIY-ERS, HISTORY BUFFS, INVESTORS Built in 1940, this house is a modest, single-story home with simple white siding and blue shutters with basic modern comforts. The front yard is enclosed by a chain-link fence, with a brick path leading to the door. This two-bedroom one full bath is the perfect starter home, with plenty of opportunity to build equity. Located in Deer Trail Colorado, this home enjoys peace in the plains with quick access to I-70. This historic home holds so many memories and is ready to hold yours. Schedule a showing today.

13. 2025-09-07
    price $140,000 570-char remark

    Show marketing remark (570 chars)

    FIRST TIME HOME BUYER, DIY-ERS, HISTORY BUFFS, INVESTORS Built in 1940, this house is a modest, single-story home with simple white siding and blue shutters with basic modern comforts. The front yard is enclosed by a chain-link fence, with a brick path leading to the door. This two-bedroom one full bath is the perfect starter home, with plenty of opportunity to build equity. Located in Deer Trail Colorado, this home enjoys peace in the plains with quick access to I-70. This historic home holds so many memories and is ready to hold yours. Schedule a showing today.

14. 2025-09-07
    price $140,000 570-char remark

    Show marketing remark (570 chars)

    FIRST TIME HOME BUYER, DIY-ERS, HISTORY BUFFS, INVESTORS Built in 1940, this house is a modest, single-story home with simple white siding and blue shutters with basic modern comforts. The front yard is enclosed by a chain-link fence, with a brick path leading to the door. This two-bedroom one full bath is the perfect starter home, with plenty of opportunity to build equity. Located in Deer Trail Colorado, this home enjoys peace in the plains with quick access to I-70. This historic home holds so many memories and is ready to hold yours. Schedule a showing today.

15. 2025-07-29
    price $159,500 570-char remark

    Show marketing remark (570 chars)

    FIRST TIME HOME BUYER, DIY-ERS, HISTORY BUFFS, INVESTORS Built in 1940, this house is a modest, single-story home with simple white siding and blue shutters with basic modern comforts. The front yard is enclosed by a chain-link fence, with a brick path leading to the door. This two-bedroom one full bath is the perfect starter home, with plenty of opportunity to build equity. Located in Deer Trail Colorado, this home enjoys peace in the plains with quick access to I-70. This historic home holds so many memories and is ready to hold yours. Schedule a showing today.

16. 2025-07-29
    price $159,500 570-char remark

    Show marketing remark (570 chars)

    FIRST TIME HOME BUYER, DIY-ERS, HISTORY BUFFS, INVESTORS Built in 1940, this house is a modest, single-story home with simple white siding and blue shutters with basic modern comforts. The front yard is enclosed by a chain-link fence, with a brick path leading to the door. This two-bedroom one full bath is the perfect starter home, with plenty of opportunity to build equity. Located in Deer Trail Colorado, this home enjoys peace in the plains with quick access to I-70. This historic home holds so many memories and is ready to hold yours. Schedule a showing today.

17. 2025-07-08
    listed $160,000 Active 570-char remark

    Show marketing remark (570 chars)

    FIRST TIME HOME BUYER, DIY-ERS, HISTORY BUFFS, INVESTORS Built in 1940, this house is a modest, single-story home with simple white siding and blue shutters with basic modern comforts. The front yard is enclosed by a chain-link fence, with a brick path leading to the door. This two-bedroom one full bath is the perfect starter home, with plenty of opportunity to build equity. Located in Deer Trail Colorado, this home enjoys peace in the plains with quick access to I-70. This historic home holds so many memories and is ready to hold yours. Schedule a showing today.

18. 2025-07-08
    listed $160,000 Active 570-char remark

    Show marketing remark (570 chars)

    FIRST TIME HOME BUYER, DIY-ERS, HISTORY BUFFS, INVESTORS Built in 1940, this house is a modest, single-story home with simple white siding and blue shutters with basic modern comforts. The front yard is enclosed by a chain-link fence, with a brick path leading to the door. This two-bedroom one full bath is the perfect starter home, with plenty of opportunity to build equity. Located in Deer Trail Colorado, this home enjoys peace in the plains with quick access to I-70. This historic home holds so many memories and is ready to hold yours. Schedule a showing today.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CO · Resets to sale price

• Current annual tax: $1,157 · $96/mo
• Projected year-2 tax: $1,157 · $96/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 3/10 Moderate 7 d/yr ≥93°F today · 17 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $13,054
• − Mortgage interest: −$5,601
• − Property taxes: −$1,157
• − Insurance: −$500
• − Repairs & maintenance: −$1,044
• − Management: −$1,044
• − Depreciation: −$2,909
• Taxable income: $797
• Est. tax owed @ 24.0%: −$191
• After-tax cash flow: $2,171/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Deer Trail School District No. 26J
• NCES district ID: 0803270
• Math proficiency: 10% ▬ 0.00%
• Reading proficiency: 20% ▬ 0.00%
• Median HH income: $48,797
• Composite: 17.08/100
• National rank: #14184
• State rank: #161 of 176 in CO

Livability — Deer Trail

• Score: 56/100
• State rank: #337
• US rank: #22913

Category grades

Amenities F Commute F Cost of living B+ Crime F Employment C+ Housing A+ Health & safety F User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Deer Trail, CO
• Population (ZIP): 2,023

Population outlook (Arapahoe County) Hauer SSP2

• Today (2025): 757,407 people
• By 2030: 819,724 · +8.2%
• By 2040: 940,367 · +24.2%
• By 2050: 1,053,720 · +39.1%
• By 2075: 1,297,693 · +71.3%
• By 2100: 1,412,796 · +86.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (77%)
• Race & ethnicity: White 77% Hispanic / Latino 19% Two or more races 12% Native American 1%
• Hispanic origin (detail): Mexican 18%
• Common ancestry: Portuguese 2% Iranian 2% Scottish 1%
• Foreign-born: 5% · Canada
• Languages at home: 92% English-only · Spanish 8%

Political lean MEDSL · Arapahoe

• 2024 margin: Strong D (+20.1) · D 58.6% · R 38.5% · Other 2.9%
• 2008→2024 swing: +7.2pp toward D · 2008: 12.9pp · 2024: 20.1pp
• All cycles: 2024: D+20.1 2020: D+24.6 2016: D+13.8 2012: D+8.3 2008: D+12.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 0.82%
• Current HPI: 264.5559
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.95%
• F500 in state: 14

Industry mix (Fortune 500 HQ in CO)

Industry	F500 HQs	Revenue
▸Technology Distribution	1	$31B
▸Food / Agriculture	1	$18B
▸Packaging	1	$14B
▸Healthcare	1	$13B
▸Energy	1	$10B
▸Technology	1	$4B

Price history

-37.5% since first listed

18 events — show timeline

• 2026-02-03 Pending — IRES
• 2026-02-03 Pending — REColorado as Distributed by MLS Grid
• 2026-01-23 Relisted — IRES
• 2026-01-23 Price Changed $99,995 IRES
• 2026-01-23 Price Changed $99,995 REColorado as Distributed by MLS Grid
• 2026-01-23 Relisted — REColorado as Distributed by MLS Grid
• 2026-01-13 Pending — IRES
• 2026-01-13 Pending — REColorado as Distributed by MLS Grid
• 2026-01-05 Relisted — IRES
• 2026-01-05 Relisted — REColorado as Distributed by MLS Grid
• 2025-10-03 Pending — IRES
• 2025-10-03 Pending — REColorado as Distributed by MLS Grid
• 2025-09-07 Price Changed $140,000 IRES
• 2025-09-07 Price Changed $140,000 REColorado as Distributed by MLS Grid
• 2025-07-29 Price Changed $159,500 IRES
• 2025-07-29 Price Changed $159,500 REColorado as Distributed by MLS Grid
• 2025-07-08 Listed $160,000 REColorado as Distributed by MLS Grid
• 2025-07-08 Listed $160,000 IRES

Property tax history

+6.3%/yr

Latest (2025): $1,157 · +40.7% YoY. Source: county tax records.