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4234 Maple Dr
B+ Composite 75.81
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Livability +3.7/5.0
  • Condition / age +2.5/5.0
  • Schools +2.4/10.0
  • Rent growth +2.2/5.0
  • Appreciation +0.0/10.0

$53,550

4234 Maple Dr · Baton Rouge, LA 70805
2 bd · 1.0 ba · 1,150 sqft · SingleFamily · 5 Days on market
Built 1950 9,147 sqft lot Est $86k · 38% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Property presents a strong opportunity for an owner-occupant or investor seeking a partially renovated home in an established area. Previous owner was unable to complete planned improvements, leaving the property with only minor remaining work needed to finalize updates and bring it to full completion. Most major components are in place, with finishing touches required to reach full potential. Ideal for buyers looking to add value through light cosmetic work rather than full-scale renovation. Property is being sold in its current condition. All offers should include proof of funds or lender pre-approval. Great opportunity for a quick close for serious buyers or investors.

Key facts

  • 9,147 sq ft lot
  • 4 parking spots
  • Built 1950

Property features AI

Exterior

  • Parking: Open parking with a total of 4 parking spaces
  • Utilities: Public water service; Public sewer service
  • Home design: Detached single-family residence; Residential property
  • Construction: Pillar/post/pier foundation; Built (year not provided)
  • Exterior features: Lot approximately 0.21 acres; Lot dimensions about 70 x 133; Public water; Public sewer; Subdivision: Plank Road

Interior

  • Bathrooms: 1 full bathroom
  • Interior features: Central heating; No cooling

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $54k.

Deal economics

  • At list price, monthly cash flow is $-26 ($-307/yr) — negative.
  • To cash-flow at today's rent, offer at most $49k (8.4% below list).
  • Meets the 1% rule at list price ($911 rent vs $54k).
  • Recommended offer: $49k (8.4% below list) — sets the bar for cash-flow.
  • Cap rate 15.3% vs local median 4.2% in Baton Rouge — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#24 in LA, #4,535 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, health & safety A+; Watch: amenities D, crime F, employment D-.
  • East Baton Rouge Parish (urban): math 22% / reading 34% proficiency, ranked #47 of 98 in LA (top 48%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 77% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Winbourne Elementary School (math 12% / reading 12%, grade F, #568 of 646 statewide, top 89%, 293 students, 93% FRL); Capitol Middle School (math 4% / reading 10%, grade F, #212 of 218 statewide, top 97%, 580 students, 87% FRL); Liberty High School (math 50% / reading 74%, grade B-, #15 of 265 statewide, top 6%, 1,208 students, 60% FRL) — zoned schools at 80% FRL track the district average.
  • Market conditions: Rents soft (-1.2%/yr); 155 active listings in the ZIP; 22 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 41% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 2,252 units permitted in East Baton Rouge Parish in 2024 (440 in 5+ unit buildings).
  • This rent runs 43% of the median local income ($25k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $370 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • East Baton Rouge County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • Only 5 days on market — expect competitive offers; lowballing is unlikely to land.
  • Current owner paid $20k; list at $54k implies a 168% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: flood insurance adds $427/mo; built in 1950 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $49,032 (8.4% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.70%
Cap rate
15.28%
Cash-on-cash
32.09%
DSCR
2.43
GRM
4.9

CMA / ARV

ARV (on-the-fly)
$86,250
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3169 Sherwood St 0.35mi 3/1.0 (+1) 1,196 (+4%) 1mo $89,500 $75 72
4236 Delaware St 0.11mi 3/2.0 (+1) 1,200 (+4%) 9mo $79,500 $66 72
3620 Clayton Dr 0.18mi 2/1.0 1,289 (+12%) 1mo $55,000 $43 71
3815 Webb Dr 0.37mi 3/1.0 (+1) 1,190 (+4%) 4mo $10,000 $8 69
3430 Oswego St 0.59mi 2/1.0 1,180 (+3%) 1mo $95,900 $81 68
3577 Shelley St 0.27mi 3/1.0 (+1) 1,241 (+8%) 6mo $130,000 $105 64
4361 Evangeline St 0.48mi 2/1.0 1,002 (-13%) 3mo $75,000 $75 53
3841 Lorraine St 0.56mi 2/1.0 1,261 (+10%) 11mo $39,900 $32 49
4986 Shelley St 0.71mi 3/2.0 (+1) 1,156 (+0%) 11mo $130,000 $112 48
3335 N 38th St 0.66mi 3/1.0 (+1) 1,275 (+11%) 6mo $55,000 $43 41
3736 Alliquippa St 0.74mi 3/1.5 (+1) 1,050 (-9%) 5mo $109,900 $105 40
3011 Lorraine St 0.75mi 3/1.0 (+1) 1,100 (-4%) 17mo $50,000 $45 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-26.5%
Equity multiple
0.15×
Total profit
$-12,732
Equity at exit
$7,984
10-year hold
IRR
-72.1%
Equity multiple
-0.50×
Total profit
$-22,512
Equity at exit
$4,630

Cash invested: $14,994 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70805

Rents YoY
-1.2%
Active inventory
155
Price-to-rent
4.9×

Monthly cashflow live

Estimated rent
$911 high interval (Pro) →
Mortgage (P&I)
$281
Tax from tax record
$16 /mo · $189/yr
Insurance
$22
Flood insurance flood zone
−$427 /mo · $5,118/yr
HOA
$0
Vacancy / Maint / Mgmt
$191
Net cashflow
$-26

Break-even live

Break-even rent $944
Max offer price $49,032
Occupancy floor 98%

Sensitivity live

Price -10% $5 -5% $-10 +0% $-26 +5% $-41 +10% $-56
Rent -10% $-98 -5% $-62 +0% $-26 +5% $10 +10% $46
Rate -1.0pp $1 -0.5pp $-12 base $-26 +0.5pp $-39 +1.0pp $-54

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$13,388
Closing costs
$1,606
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 22 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4380 Mohican-Prescott Crossover Baton Rouge, LA 2.0 2.0 910 $1,055 $1.16 45d 1 0.39mi
3567 Charles St Baton Rouge, LA 3.0 1.0 1400 $1,250 $0.89 45d 1 0.45mi
2933 Dayton St Unit A Baton Rouge, LA 1.0 1.0 800 $540 $0.68 16d 1 0.50mi
2852 Dayton St Baton Rouge, LA 2.0 1.0 1020 $850 $0.83 25d 1 0.54mi
3160 Wyandotte St Baton Rouge, LA 2.0 1.0 1100 $800 $0.73 45d 1 0.55mi
3647 Mission Dr Baton Rouge, LA 3.0 1.0 900 $895 $0.99 25d 1 0.56mi
3577 Mission Dr Baton Rouge, LA 2.0 1.0 755 $950 $1.26 21d 1 0.59mi
2606 Weller Ave Baton Rouge, LA 2.0 1.0 1000 $650 $0.65 45d 1 0.70mi
3540 N Foster Dr Baton Rouge, LA 2.0 1.0 1000 $1,000 $1.00 25d 1 0.83mi
3859 Brady St Baton Rouge, LA 2.0 1.0 800 $775 $0.97 45d 1 0.89mi
5350 Clayton Dr Baton Rouge, LA 3.0 1.0 1050 $850 $0.81 45d 1 0.95mi
3936 Dalton St Baton Rouge, LA 2.0 1.0 900 $750 $0.83 21d 1 0.97mi
5617 Prescott Rd Baton Rouge, LA 1.0–2.0 1.0 687 $900 $1.31 25d 26 1.06mi
4189 W Brookstown Dr Baton Rouge, LA 1.0–2.0 1.0 695 $825 $1.19 16d 20 1.11mi
4963 Greenwell St Baton Rouge, LA 3.0 2.0 1400 $1,500 $1.07 25d 1 1.16mi
5315 McClelland Dr Baton Rouge, LA 3.0 2.0 1369 $1,000 $0.73 25d 1 1.21mi
2347 Rhodes Ave Baton Rouge, LA 2.0 1.0 1250 $950 $0.76 21d 1 1.31mi
5665 McClelland Dr Baton Rouge, LA 2.0 1.0 775 $825 $1.06 25d 1 1.31mi
5665 McClelland Dr Apt 220 Baton Rouge, LA 3.0 1.5 870 $950 $1.09 16d 1 1.33mi
5665 McClelland Dr Apt 133 Baton Rouge, LA 2.0 1.0 775 $825 $1.06 45d 1 1.33mi
5665 McClelland Dr Apt 201 Baton Rouge, LA 3.0 1.5 870 $1,050 $1.21 45d 1 1.33mi
5665 McClelland Dr Unit 245 Baton Rouge, LA 2.0 1.5 765 $800 $1.05 45d 1 1.33mi

Listing history 6 events

  1. 2026-06-22
    days on market $53,550 Active 5 DOM
  2. 2026-06-18
    days on market $53,550 Active 2 DOM
  3. 2026-06-16
    statusdays on market $53,550 Active 1 DOM
  4. 2026-06-15
    days on market $53,550 Coming Soon 2 DOM
  5. 2026-06-14
    remarks 680-char remark
    Show marketing remark (680 chars)

    Property presents a strong opportunity for an owner-occupant or investor seeking a partially renovated home in an established area. Previous owner was unable to complete planned improvements, leaving the property with only minor remaining work needed to finalize updates and bring it to full completion. Most major components are in place, with finishing touches required to reach full potential. Ideal for buyers looking to add value through light cosmetic work rather than full-scale renovation. Property is being sold in its current condition. All offers should include proof of funds or lender pre-approval. Great opportunity for a quick close for serious buyers or investors.

  6. 2026-06-14
    listed $53,550 Coming Soon 1 DOM
    Show marketing remark (680 chars)

    Property presents a strong opportunity for an owner-occupant or investor seeking a partially renovated home in an established area. Previous owner was unable to complete planned improvements, leaving the property with only minor remaining work needed to finalize updates and bring it to full completion. Most major components are in place, with finishing touches required to reach full potential. Ideal for buyers looking to add value through light cosmetic work rather than full-scale renovation. Property is being sold in its current condition. All offers should include proof of funds or lender pre-approval. Great opportunity for a quick close for serious buyers or investors.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$189 · $16/mo
Projected year-2 tax
$295 · $25/mo
Expected delta
+$105/yr (+$9/mo · 55.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone AE · 22% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$10,935
− Mortgage interest
−$3,000
− Property taxes
−$189
− Insurance
−$5,386
− Repairs & maintenance
−$875
− Management
−$875
− Depreciation
−$1,558
Taxable loss
−$948
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$227
After-tax cash flow
$-79/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
East Baton Rouge Parish
NCES district ID
2200540
Math proficiency
22% ▼ -36.00%
Reading proficiency
34% ▼ -31.00%
Median HH income
$46,263
Composite
24.14/100
National rank
#7745
State rank
#47 of 98 in LA

Livability — Baton Rouge

Score
74/100
State rank
#24
US rank
#4535

Category grades

Amenities D Commute A+ Cost of living A+ Crime F Employment D- Housing A Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Baton Rouge, LA
County
East Baton Rouge Parish · 399,686 people
City population
351,868
Metro
Baton Rouge, LA
Population (ZIP)
23,288
Household income
$25,397
Rent vs Own
59.5% rent · 40.5% own
Severe rent burden
1980.0

Population outlook (East Baton Rouge County) Hauer SSP2

Today (2025)
464,810 people
By 2030
472,137 · +1.6%
By 2040
480,243 · +3.3%
By 2050
484,422 · +4.2%
By 2075
492,069 · +5.9%
By 2100
476,347 · +2.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (95%)
Race & ethnicity
Black 95% Hispanic / Latino 2% White 2% Two or more races 1%
Common ancestry
Lithuanian 1%
Foreign-born
1% · Canada
Languages at home
98% English-only · Spanish 1%

Political lean MEDSL · East Baton Rouge

2024 margin
D (+11.1) · D 54.5% · R 43.4% · Other 2.1%
2008→2024 swing
+8.9pp toward D · 2008: 2.2pp · 2024: 11.1pp
All cycles
2024: D+11.1 2020: D+13.1 2016: D+9.2 2012: D+5.2 2008: D+2.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -110.79%
Current HPI
75.7121
Rent YoY
▼ -1.21%
Metro
Baton Rouge, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+167.8% since first listed
4 events — show timeline
  • 2026-06-14 Coming Soon $53,550 AcadianaMLS
  • 2026-06-13 Coming Soon $53,550 GBRMLS
  • 2009-11-10 Sold (Public Records) $20,000 Public Records
  • 1980-05-22 Sold (Public Records) Public Records

Property tax history

+2.9%/yr

Latest (2025): $189 · +4.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…