319 E 9th St · York, NE 68467

$136,000

4 bd · 2.0 ba · 1,668 sqft · SingleFamily public records · 42 Days on market

Built 1926 8,712 sqft lot $82/sqft · 17% below area Est $164k · 17% under

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +8.9/30.0
• Schools +4.5/10.0
• Livability +4.0/5.0
• DSCR +2.5/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +2.4/10.0
• Appreciation +0.0/10.0

Listing remarks

Contract Pending Welcome home to this inviting 4-bedroom, 2-bath 1.5-story property! You’ll love the roomy bedrooms, especially upstairs where walk-in closets add extra convenience. Recent electrical updates offer modern reliability, while the corner lot provides added space and privacy. Step outside to a backyard designed for making memories—complete with a built-in fire pit and entertaining area perfect for relaxing evenings or hosting guests.

Key facts

• Entertaining area
• Walk-in closets
• Backyard

Tags

• WALK-IN CLOSETS
• RECENT ELECTRICAL UPDATES
• CORNER LOT
• BACKYARD
• BUILT-IN FIRE PIT
• ENTERTAINING AREA

Property features AI

Exterior

• Parking: Detached garage (1 covered space, 1 total parking space)
• Utilities: Public water; Public sewer
• Home design: Single-family residence; One-and-a-half story; Built in 1926; Not new
• Construction: Block and brick/mortar foundation; Shingle roof not specified (no roof material listed)
• Exterior features: Porch; Patio; Lot approximately 0.2 acre (about 60 x 120)

Interior

• Kitchen: Range; Refrigerator; Laminate flooring in kitchen
• Bedrooms: Primary bedroom on main floor with wall-to-wall carpeting; Additional bedrooms on second floor with wall-to-wall carpeting; Some upstairs bedrooms include walk-in closets
• Flooring: Laminate flooring in kitchen, dining area, and laundry; Wall-to-wall carpeting in bedrooms and living room
• Bathrooms: Two full bathrooms; One main-level bathroom
• Heating & cooling: Natural gas forced-air heating; Central air conditioning and window unit(s)
• Interior features: Crawl space basement (partial, unfinished); No fireplaces; Porch and patio
• Laundry & utility: Washer and dryer; Laminate flooring in laundry area

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $136k.

Deal economics

• At list price, monthly cash flow is $-109 ($-1k/yr) — negative.
• To cash-flow at today's rent, offer at most $117k (14.2% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $100k (26.5% below list).
• Recommended offer: $100k (26.5% below list) — sets the bar for 1% rule.
• Cap rate 5.3% vs local median 3.2% in York — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 80/100 on livability (#24 in NE, #1,666 nationally) — a professional / high-income tenant draw. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F.
• York Public Schools (town): math 55% / reading 51% proficiency, ranked #55 of 111 in NE (top 50%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: York Elementary School (math 58% / reading 50%, grade C, #194 of 502 statewide, top 39%, 594 students, 50% FRL); York Middle School (math 54% / reading 52%, grade C+, #41 of 128 statewide, top 32%, 315 students, 44% FRL); York High School (math 52% / reading 47%, grade D, #107 of 261 statewide, top 52%, 522 students, 39% FRL).
• Market conditions: 75 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 29 units permitted in York County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $940 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• York County population projected at +8% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 42 days — a 3% lower offer ($132k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1926 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $100,000 (26.5% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 42 days. Have you received any prior offers? Is the seller open to a 26% concession, seller financing, or rate buy-down credit?
3. Built in 1926 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.74% ✗
• Cap rate: 5.33%
• Cash-on-cash: -3.45%
• DSCR: 0.85
• GRM: 11.3

CMA / ARV

• ARV (median comp): $163,579
• List price: $136,000
• Delta: -16.86%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1217 N Grant Ave	0.25mi	3/2.0 (-1)	1,708 (+2%)	3mo	$173,500	$102	77
1121 N East Ave	0.21mi	3/1.0 (-1)	1,628 (-2%)	1mo	$75,000	$46	77
908 N Iowa Ave	0.09mi	4/2.0	1,842 (+10%)	8mo	$175,000	$95	72
828 N Elmer Ave	0.32mi	4/1.5	1,582 (-5%)	6mo	$85,000	$54	69
618 E 4th St	0.40mi	5/2.0 (+1)	1,698 (+2%)	7mo	$159,000	$94	67
22 Arbor Ct	0.49mi	3/1.0 (-1)	1,674 (+0%)	4mo	$218,000	$130	65
410 N Burlington Ave	0.34mi	4/1.0	1,612 (-3%)	12mo	$166,000	$103	64
1303 N Burlington Ave	0.24mi	4/1.5	1,856 (+11%)	10mo	$202,500	$109	59
320 N East Ave	0.41mi	3/2.0 (-1)	1,784 (+7%)	8mo	$198,000	$111	58
223 E 19th St	0.64mi	4/2.0	1,748 (+5%)	11mo	$280,000	$160	53
423 E 6th St	0.21mi	3/1.0 (-1)	1,424 (-15%)	6mo	$150,000	$105	52
555 W 6th St	0.57mi	4/2.0	1,424 (-15%)	10mo	$143,600	$101	41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -22.1%
• Equity multiple: 0.24×
• Total profit: $-29,020
• Equity at exit: $20,278

10-year hold

• IRR: -16.1%
• Equity multiple: 0.10×
• Total profit: $-34,287
• Equity at exit: $11,759

Cash invested: $38,080 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 83 Strongly Landlord-Friendly
• State Nebraska: 83 Strongly Landlord-Friendly · R+13
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempted; moderate court pace.

Methodology + full state rankings →

ZIP-level market 68467

• Active inventory: 75
• Price-to-rent: 11.3×

Monthly cashflow live

• Estimated rent: $1,000 medium
• Mortgage (P&I): −$713
• Tax from tax record: −$130 /mo · $1,555/yr
• Insurance: −$57
• HOA: −$0
• Vacancy / Maint / Mgmt: −$210
• Net cashflow: $-109

Break-even live

Break-even rent $1,139

Max offer price $116,662

Occupancy floor —

Sensitivity live

Price	-10% $-32	-5% $-71	+0% $-109	+5% $-148	+10% $-186
Rent	-10% $-188	-5% $-149	+0% $-109	+5% $-70	+10% $-30
Rate	-1.0pp $-41	-0.5pp $-75	base $-109	+0.5pp $-145	+1.0pp $-181

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $34,000
• Closing costs: $4,080
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1911 N Linden Ave Unit 09-612 York, NE	3.0	2.0	1345	$1,000	$0.74	45d	1	0.72mi

Listing history 20 events

1. 2026-06-09
   days on market $136,000 Active 42 DOM
2. 2026-06-08
   days on market $136,000 Active 41 DOM
3. 2026-06-07
   days on market $136,000 Active 40 DOM
4. 2026-06-07
   days on market $136,000 Active 39 DOM
5. 2026-06-04
   days on market $136,000 Active 36 DOM
6. 2026-06-02
   days on market $136,000 Active 35 DOM
7. 2026-06-01
   days on market $136,000 Active 34 DOM
8. 2026-05-31
   days on market $136,000 Active 33 DOM
9. 2026-04-28
   listed $136,000 New 461-char remark
10. 2024-11-30
    historical
11. 2024-10-01
    price $139,900
12. 2024-07-08
    price $147,900
13. 2024-05-24
    listed $155,000 New
14. 2023-12-01
    historical
15. 2023-07-11
    price $135,000
16. 2023-05-19
    price $144,900
17. 2023-04-26
    listed $149,000 New
18. 2012-08-31
    soldstatus $60,000
19. 2006-06-15
    soldstatus $63,000
20. 1999-11-05
    soldstatus $18,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NE · Resets to sale price

• Current annual tax: $1,555 · $130/mo
• Projected year-2 tax: $2,353 · $196/mo
• Expected delta: +$798/yr (+$66/mo · 51.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥104°F today · 15 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $12,000
• − Mortgage interest: −$7,618
• − Property taxes: −$1,555
• − Insurance: −$680
• − Repairs & maintenance: −$960
• − Management: −$960
• − Depreciation: −$3,956
• Taxable loss: −$3,730
• Est. tax savings @ 24.0%: +$895
• After-tax cash flow: $-419/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: York Public Schools
• NCES district ID: 3179050
• Math proficiency: 55% ▼ -9.00%
• Reading proficiency: 51% ▼ -4.00%
• Median HH income: $48,726
• Composite: 45.18/100
• National rank: #2675
• State rank: #55 of 111 in NE

Livability — York

• Score: 80/100
• State rank: #24
• US rank: #1666

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment C+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: York, NE
• City population: 9,688
• Population (ZIP): 9,688

Population outlook (York County) Hauer SSP2

• Today (2025): 13,976 people
• By 2030: 14,103 · +0.9%
• By 2040: 14,490 · +3.7%
• By 2050: 15,059 · +7.7%
• By 2075: 18,276 · +30.8%
• By 2100: 21,449 · +53.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (88%)
• Race & ethnicity: White 88% Hispanic / Latino 7% Two or more races 6% Black 1%
• Hispanic origin (detail): Mexican 3% Puerto Rican 1%
• Common ancestry: Iranian 2% Romanian 1% Italian 1%
• Foreign-born: 3% · Canada
• Languages at home: 94% English-only · Spanish 4% Other Asian/Pacific 1%

Political lean MEDSL · York

• 2024 margin: Solid R (+51.3) · D 23.6% · R 74.9% · Other 1.5%
• 2008→2024 swing: -2.0pp toward R · 2008: -49.3pp · 2024: -51.3pp
• All cycles: 2024: R+51.3 2020: R+51.8 2016: R+56.0 2012: R+55.4 2008: R+49.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -126.71%
• Current HPI: 192.5562
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 0.68%
• F500 in state: 2

Industry mix (Fortune 500 HQ in NE)

Industry	F500 HQs	Revenue
▸Conglomerate	1	$371B

Price history

+602.7% since first listed

13 events — show timeline

• 2026-06-08 Sold (MLS) $130,000 GPRMLS
• 2026-04-28 Listed $136,000 GPRMLS
• 2024-11-30 Listing Removed — GPRMLS
• 2024-10-01 Price Changed $139,900 GPRMLS
• 2024-07-08 Price Changed $147,900 GPRMLS
• 2024-05-24 Listed $155,000 GPRMLS
• 2023-12-01 Listing Removed — GPRMLS
• 2023-07-11 Price Changed $135,000 GPRMLS
• 2023-05-19 Price Changed $144,900 GPRMLS
• 2023-04-26 Listed $149,000 GPRMLS
• 2012-08-31 Sold (Public Records) $60,000 Public Records
• 2006-06-15 Sold (Public Records) $63,000 Public Records
• 1999-11-05 Sold (Public Records) $18,500 Public Records

Property tax history

+2.8%/yr

Latest (2025): $1,555 · +71.3% YoY. Source: county tax records.