7309 Tudor Way Unit ABCD · El Paso, TX 79912

$320,000

9 bd · 3.9 ba · 3,288 sqft · MultiFamily · 4 Days on market

Built 1984 Fair condition 8,360 sqft lot

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• DSCR +10.0/10.0
• 1% rule +8.9/10.0
• ARV discount +7.5/15.0
• Livability +4.0/5.0
• Rent growth +3.1/5.0
• Schools +2.7/10.0
• Condition / age +2.2/5.0
• Appreciation +0.0/10.0

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 3 units. confirmed

Listing remarks

Rare opportunity to own a quadraplex in one of the most sought-after areas. Conveniently located near shopping, dining, parks and major thoroughfares, this property offers excellent potential for both cash flow and long-term appreciation. Property is being sold as is.

Key facts

• 8,360 sq ft lot
• Built 1984
• Listed 4 days

Property features AI

Finance

• Other: Listing condition: Fixer upper

Exterior

• Home design: Quadruplex; Pitched shingle roof
• Construction: Brick construction; Total building area approximately 3,288
• Exterior features: Back yard access; Fenced backyard

Interior

• Kitchen: Dishwasher; Free-standing gas oven
• Flooring: Tile
• Bathrooms: Four full bathrooms
• Heating & cooling: Natural gas heating; Refrigerated cooling
• Interior features: High-speed internet; One fireplace

What this means for you Summary

Snapshot

• This is a 3 × 3-bed/?-bath units multifamily listed at $320k. Condition is rated fair.

Deal economics

• At list price, monthly cash flow is $1k ($15k/yr) — positive. Per door: $430/mo.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($4k rent vs $320k).

Location & tenants

• Location reads 81/100 on livability (#23 in TX, #1,375 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+.
• El Paso ISD (urban): math 27% / reading 37% proficiency, ranked #591 of 826 in TX (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 65% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Guerrero El (math 17% / reading 32%, grade F, #3,052 of 4,322 statewide, top 74%, 395 students, 76% FRL); Brown Middle (math 20% / reading 40%, grade F, #1,056 of 1,662 statewide, top 65%, 718 students, 70% FRL); Franklin H S (math 45% / reading 63%, grade C-, #422 of 1,632 statewide, top 26%, 3,149 students, 54% FRL) — zoned schools at 67% FRL track the district average.
• Market conditions: Rents rising (+2.3%/yr); 282 active listings in the ZIP; 2,196 units permitted in El Paso County in 2024 (143 in 5+ unit buildings).
• At $4,434/mo this rent would consume 73% of the median local household income ($73k/yr) (locally 3448% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
• El Paso County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (-3.0% appreciation + 2.3% rent growth), your $90k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

• Only 4 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

• Climate carrying-cost: extreme-heat days projected 6→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $320,000

Questions for the listing agent

1. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
2. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
3. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.39% ✓
• Cap rate: 11.14%
• Cash-on-cash: 17.30%
• DSCR: 1.77
• GRM: 6.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 2.3% rent growth · sell at horizon

5-year hold

• IRR: 7.9%
• Equity multiple: 1.31×
• Total profit: $27,362
• Equity at exit: $47,713

10-year hold

• IRR: 16.5%
• Equity multiple: 2.31×
• Total profit: $117,461
• Equity at exit: $27,668

Cash invested: $89,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 79912

• Rents YoY: 2.3%
• Active inventory: 282
• Price-to-rent: 18.0×

Monthly cashflow live

• Estimated rent: $4,434 high
• Mortgage (P&I): −$1,678
• Tax est. 1.5%: −$400 /mo · $4,800/yr
• Insurance: −$133
• HOA: −$0
• Vacancy / Maint / Mgmt: −$931
• Net cashflow: $1,291

Break-even live

Break-even rent $2,799

Max offer price $320,000

Occupancy floor 66%

Sensitivity live

Price	-10% $1,513	-5% $1,402	+0% $1,291	+5% $1,181	+10% $1,070
Rent	-10% $941	-5% $1,116	+0% $1,291	+5% $1,467	+10% $1,642
Rate	-1.0pp $1,453	-0.5pp $1,373	base $1,291	+0.5pp $1,208	+1.0pp $1,124

3-unit breakdown (identical units grouped — click to expand)

Units	Beds	Baths	Est. rent
▸ 3× units	3	—	$4,434
Total (3 units)			$4,434

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $80,000
• Closing costs: $9,600
• Reserves months: —
• Total cash needed: —

Listing history 6 events

1. 2026-06-13
   status $320,000 Pending 4 DOM
2. 2026-06-10
   days on market $320,000 Active 4 DOM
3. 2026-06-09
   days on market $320,000 Active 3 DOM
4. 2026-06-08
   days on market $320,000 Active 2 DOM
5. 2026-06-07
   remarks 268-char remark
6. 2026-06-07
   listed $320,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 6/10 Major 6 d/yr ≥99°F today · 21 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $53,208
• − Mortgage interest: −$17,925
• − Property taxes: −$4,800
• − Insurance: −$1,600
• − Repairs & maintenance: −$4,257
• − Management: −$4,257
• − Depreciation: −$9,309
• Taxable income: $11,061
• Est. tax owed @ 24.0%: −$2,655
• After-tax cash flow: $12,842/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 3 photos

Fair 45/100 Moderate rehab

This quadraplex requires moderate renovations, including painting, updating bathrooms, and roof repair, to improve its condition and value.

Repairs flagged

• Major roof — Signs of wear and tear visible in the satellite image.
• Moderate exterior walls — Discoloration and wear visible in the independent image.
• Minor bathroom fixtures — Dated fixtures in the interior photos suggest a need for replacement or updating.

Value-add opportunities

• Both painting the exterior and interior walls — Fresh paint can improve curb appeal and interior aesthetics.
• Both replacing dated bathroom fixtures — Modern fixtures can enhance the home's appeal and functionality.
• Both roof repair — A new roof can significantly increase the home's value and reduce maintenance costs.

Renovation cost estimate screening

Repair item	Severity	Est. cost
roof · Signs of wear and tear visible in the satellite image.	Major	$15,000–50,000
exterior walls · Discoloration and wear visible in the independent image.	Moderate	$3,000–15,000
bathroom fixtures · Dated fixtures in the interior photos suggest a need for replacement or updating.	Minor	$500–3,000
Total estimated repair cost · 3 items		$18,500–68,000

Value-add ROI direction

• Both painting the exterior and interior walls — Fresh paint can improve curb appeal and interior aesthetics. ↑
• Both replacing dated bathroom fixtures — Modern fixtures can enhance the home's appeal and functionality. ↑
• Both roof repair — A new roof can significantly increase the home's value and reduce maintenance costs. ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: El Paso ISD
• NCES district ID: 4818300
• Math proficiency: 27% ▼ -24.00%
• Reading proficiency: 37% ▼ -7.00%
• Median HH income: $38,704
• Composite: 26.75/100
• National rank: #7138
• State rank: #591 of 826 in TX

Livability — El Paso

• Score: 81/100
• State rank: #23
• US rank: #1375

Category grades

Amenities B Commute A+ Cost of living A+ Crime B- Employment D+ Housing A+ Health & safety B- User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: El Paso, TX
• County: El Paso County · 761,266 people
• City population: 630,223
• Metro: El Paso, TX
• Population (ZIP): 78,819
• Household income: $72,943
• Rent vs Own: 47.0% rent · 53.0% own
• Severe rent burden: 3448.0

Population outlook (El Paso County) Hauer SSP2

• Today (2025): 897,899 people
• By 2030: 922,694 · +2.8%
• By 2040: 960,492 · +7.0%
• By 2050: 982,919 · +9.5%
• By 2075: 997,266 · +11.1%
• By 2100: 900,630 · +0.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Hispanic (72%)
• Race & ethnicity: Hispanic / Latino 72% Two or more races 32% White 20% Asian 4% Black 2%
• Hispanic origin (detail): Mexican 67% Puerto Rican 1%
• Common ancestry: Lithuanian 1% Slovak 1% Italian 1%
• Foreign-born: 23% · Canada, China, South Korea
• Languages at home: 40% English-only · Spanish 55% Other Indo-European 1% Other Asian/Pacific 1%

Political lean MEDSL · El Paso

• 2024 margin: D (+15.1) · D 57.0% · R 41.8% · Other 1.2%
• 2008→2024 swing: -17.4pp toward R · 2008: 32.5pp · 2024: 15.1pp
• All cycles: 2024: D+15.1 2020: D+35.1 2016: D+43.2 2012: D+32.6 2008: D+32.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -138.17%
• Current HPI: 237.5824
• Rent YoY: ▲ 2.30%
• Metro: El Paso, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

1 event — show timeline

• 2026-06-06 Listed $320,000 GEPARMLS