144 Pine Branch Gln · Holly Lake Ranch, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 6/10 · Moderate
- Hot days now (above 110°F)
- 6 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 44.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Appreciation +6.5/10.0
- Cash flow +5.0/30.0
- Schools +4.0/10.0
- Livability +3.3/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- 1% rule +2.4/10.0
- DSCR +0.0/10.0
$249,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
PEACEFUL COMFORT IN THE PINES - Discover this charming 2-story home boasting 2,237 sq ft, featuring 3 bedrooms and 3 full bathrooms, alongside 2 spacious living areas and an office or den. Nestled on a serene 0.8-acre forest lot, this property offers an ideal retreat with the perfect blend of privacy and community. Set back from the road, the home enhances your sense of seclusion. A circular gravel driveway ensures easy access and ample parking for both family and guests. This expansive lot not only provides room to roam but also presents opportunities for potential additions or development. The home has been thoughtfully updated, recently painted, and equipped with a newer roof and gutters, ensuring peace of mind for years to come. The first floor features charming ceramic tile floors, while the bedrooms are adorned with cozy carpeting. Designed with entertainment in mind, the layout encourages social gatherings downstairs, reserving the upstairs for restful sleep. The modern kitchen, equipped with stainless steel appliances, serves as an inviting space for cooking and entertaining. Step outside onto the wrap-around front porch, a perfect setting to enjoy the outdoors and witness the frequent visits from roaming deer and vibrant birds. With its natural landscape, yard maintenance is effortless, granting you more time to enjoy the amenities offered by Holly Lake Ranch. Engage in activities such as golf, tennis, pickleball, swimming, fishing, kayaking, and boating on the two large lakes. The community also offers putt-putt, frisbee golf, hiking, shooting, and access to the Holly Lake Fitness Center. A membership at Holly Lake Ranch unlocks these world-class amenities and connects you with numerous social and recreational clubs, groups, and affiliations. Above all, the friendly neighbors and attentive services make Holly Lake Ranch a truly unique and welcoming experience. Embrace the peaceful comfort that awaits you in the pines!
Key facts
- Newer roof
- Ceramic tile floors
- Modern kitchen
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $249k.
Deal economics
- At list price, monthly cash flow is $-588 ($-7k/yr) — negative.
- To cash-flow at today's rent, offer at most $145k (41.7% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $183k (26.4% below list).
- Recommended offer: $145k (41.7% below list) — sets the bar for cash-flow.
Location & tenants
- Location reads 66/100 on livability (#597 in TX) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety D-.
- Harmony ISD (rural): math 48% / reading 47% proficiency, ranked #224 of 826 in TX (top 27%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Harmony El (math 52% / reading 47%, grade D, #865 of 4,322 statewide, top 21%, 313 students, 62% FRL); Harmony J H (math 45% / reading 43%, grade D, #512 of 1,662 statewide, top 32%, 258 students, 46% FRL); Harmony H S (math 37% / reading 57%, grade D-, #591 of 1,632 statewide, top 38%, 282 students, 53% FRL).
- Market conditions: 219 active listings in the ZIP; 72 units permitted in Wood County in 2024 (29 in 5+ unit buildings).
Forward outlook
- In year one you build about $9k of equity ($2k loan paydown + $8k appreciation (3.1% local appreciation)).
- Wood County population projected at +12% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- By year 4, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 336 days — a 12% lower offer ($219k) is reasonable based on typical stale-listing flexibility.
- 8 sale attempts since 10y ago; this cycle's ask has dropped $71k (22%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 44% chance of damaging wind over 30y; extreme-heat days projected 6→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 336 days. Have you received any prior offers? Is the seller open to a 42% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.74% ✗
- Cap rate
- 3.46%
- Cash-on-cash
- -10.12%
- DSCR
- 0.55
- GRM
- 11.3
CMA / ARV
- ARV (median comp)
- $372,603
- List price
- $249,000
- Delta
- -33.17%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1052 Greenbriar Trl | 0.19mi | 3/2.0 | 2,187 (-2%) | 3mo | $425,000 | $194 | 81 |
| 177 Pine Wood Gln | 0.19mi | 3/3.0 | 2,325 (+4%) | 9mo | $422,000 | $182 | 69 |
| 129 Pine Bark Gln | 0.25mi | 3/3.0 | 2,377 (+6%) | 7mo | $375,000 | $158 | 64 |
| 622 Green Meadow Trl | 0.15mi | 3/2.0 | 2,556 (+14%) | 10mo | $399,000 | $156 | 56 |
| 327 Peaceful Woods Trl | 0.50mi | 3/3.0 | 2,389 (+7%) | 3mo | $549,000 | $230 | 55 |
| 436 Green Meadow Trl | 0.29mi | 4/2.0 (+1) | 2,123 (-5%) | 18mo | $380,000 | $179 | 54 |
| 117 Pine Cone Gln | 0.11mi | 4/3.0 (+1) | 2,508 (+12%) | 13mo | $429,750 | $171 | 51 |
| 316 Oxbow Cv | 0.37mi | 4/3.0 (+1) | 2,362 (+6%) | 12mo | $549,900 | $233 | 50 |
| 719 Greenbriar Trl | 0.45mi | 3/2.5 | 2,130 (-5%) | 20mo | $410,000 | $192 | 48 |
| 675 Greenbriar Trl | 0.49mi | 3/2.0 | 1,903 (-15%) | 6mo | $325,000 | $171 | 43 |
| 496 Greenbriar Trl | 0.60mi | 3/3.0 | 1,917 (-14%) | 8mo | $268,500 | $140 | 33 |
| 223 Old Barn Ln | 0.61mi | 4/3.5 (+1) | 2,390 (+7%) | 20mo | $549,000 | $230 | 28 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
3.1% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -1.5%
- Equity multiple
- 0.91×
- Total profit
- $-5,956
- Equity at exit
- $113,316
- IRR
- 2.8%
- Equity multiple
- 1.43×
- Total profit
- $30,047
- Equity at exit
- $175,694
Cash invested: $69,720 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 75765
- Home prices YoY
- 1.3%
- Active inventory
- 219
- Price-to-rent
- 11.3×
Monthly cashflow live
- Estimated rent
- $1,833 medium interval (Pro) →
- Mortgage (P&I)
- −$1,306
- Tax from tax record
- −$358 /mo · $4,291/yr
- Insurance
- −$104
- HOA
- −$269
- Vacancy / Maint / Mgmt
- −$385
- Net cashflow
- $-588
Break-even live
Sensitivity live
| Price | -10% $-447 | -5% $-517 | +0% $-588 | +5% $-658 | +10% $-729 |
|---|---|---|---|---|---|
| Rent | -10% $-733 | -5% $-660 | +0% $-588 | +5% $-516 | +10% $-443 |
| Rate | -1.0pp $-463 | -0.5pp $-525 | base $-588 | +0.5pp $-652 | +1.0pp $-718 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $62,250
- Closing costs
- $7,470
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
HOA detail
- Monthly dues
- $269 · $3,228/yr
- Likely covers
- gym
Listing history 41 events
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2026-06-21days on market $249,000 Active 336 DOM
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2026-06-21days on market $249,000 Active 335 DOM
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2026-06-18days on market $249,000 Active 333 DOM
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2026-06-17days on market $249,000 Active 332 DOM
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2026-06-16days on market $249,000 Active 331 DOM
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2026-06-15days on market $249,000 Active 330 DOM
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2026-06-13days on market $249,000 Active 328 DOM
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2026-06-12pricedays on market $249,000 Active 327 DOM
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2026-06-10days on market $260,000 Active 324 DOM
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2026-06-08days on market $260,000 Active 323 DOM
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2026-06-08days on market $260,000 Active 322 DOM
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2026-06-07days on market $260,000 Active 321 DOM
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2026-06-03days on market $260,000 Active 318 DOM
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2026-06-02days on market $260,000 Active 317 DOM
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2026-06-01days on market $260,000 Active 316 DOM
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2026-05-31days on market $260,000 Active 315 DOM
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2026-05-04price $260,000 1966-char remark
Show marketing remark (1961 chars)
PEACEFUL COMFORT IN THE PINES - Discover this charming 2-story home boasting 2,237 sq ft, featuring 3 bedrooms and 3 full bathrooms, alongside 2 spacious living areas and an office or den. Nestled on a serene 0.8-acre forest lot, this property offers an ideal retreat with the perfect blend of privacy and community. Set back from the road, the home enhances your sense of seclusion. A circular gravel driveway ensures easy access and ample parking for both family and guests. This expansive lot not only provides room to roam but also presents opportunities for potential additions or development. The home has been thoughtfully updated, recently painted, and equipped with a newer roof and gutters, ensuring peace of mind for years to come. The first floor features charming ceramic tile floors, while the bedrooms are adorned with cozy carpeting. Designed with entertainment in mind, the layout encourages social gatherings downstairs, reserving the upstairs for restful sleep. The modern kitchen, equipped with stainless steel appliances, serves as an inviting space for cooking and entertaining. Step outside onto the wrap-around front porch, a perfect setting to enjoy the outdoors and witness the frequent visits from roaming deer and vibrant birds. With its natural landscape, yard maintenance is effortless, granting you more time to enjoy the amenities offered by Holly Lake Ranch. Engage in activities such as golf, tennis, pickleball, swimming, fishing, kayaking, and boating on the two large lakes. The community also offers putt-putt, frisbee golf, hiking, shooting, and access to the Holly Lake Fitness Center. A membership at Holly Lake Ranch unlocks these world-class amenities and connects you with numerous social and recreational clubs, groups, and affiliations. Above all, the friendly neighbors and attentive services make Holly Lake Ranch a truly unique and welcoming experience. Embrace the peaceful comfort that awaits you in the pines!
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2026-05-04price $260,000 1961-char remark
Show marketing remark (1961 chars)
PEACEFUL COMFORT IN THE PINES - Discover this charming 2-story home boasting 2,237 sq ft, featuring 3 bedrooms and 3 full bathrooms, alongside 2 spacious living areas and an office or den. Nestled on a serene 0.8-acre forest lot, this property offers an ideal retreat with the perfect blend of privacy and community. Set back from the road, the home enhances your sense of seclusion. A circular gravel driveway ensures easy access and ample parking for both family and guests. This expansive lot not only provides room to roam but also presents opportunities for potential additions or development. The home has been thoughtfully updated, recently painted, and equipped with a newer roof and gutters, ensuring peace of mind for years to come. The first floor features charming ceramic tile floors, while the bedrooms are adorned with cozy carpeting. Designed with entertainment in mind, the layout encourages social gatherings downstairs, reserving the upstairs for restful sleep. The modern kitchen, equipped with stainless steel appliances, serves as an inviting space for cooking and entertaining. Step outside onto the wrap-around front porch, a perfect setting to enjoy the outdoors and witness the frequent visits from roaming deer and vibrant birds. With its natural landscape, yard maintenance is effortless, granting you more time to enjoy the amenities offered by Holly Lake Ranch. Engage in activities such as golf, tennis, pickleball, swimming, fishing, kayaking, and boating on the two large lakes. The community also offers putt-putt, frisbee golf, hiking, shooting, and access to the Holly Lake Fitness Center. A membership at Holly Lake Ranch unlocks these world-class amenities and connects you with numerous social and recreational clubs, groups, and affiliations. Above all, the friendly neighbors and attentive services make Holly Lake Ranch a truly unique and welcoming experience. Embrace the peaceful comfort that awaits you in the pines!
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2026-03-21price $345,000 1966-char remark
Show marketing remark (1961 chars)
PEACEFUL COMFORT IN THE PINES - Discover this charming 2-story home boasting 2,237 sq ft, featuring 3 bedrooms and 3 full bathrooms, alongside 2 spacious living areas and an office or den. Nestled on a serene 0.8-acre forest lot, this property offers an ideal retreat with the perfect blend of privacy and community. Set back from the road, the home enhances your sense of seclusion. A circular gravel driveway ensures easy access and ample parking for both family and guests. This expansive lot not only provides room to roam but also presents opportunities for potential additions or development. The home has been thoughtfully updated, recently painted, and equipped with a newer roof and gutters, ensuring peace of mind for years to come. The first floor features charming ceramic tile floors, while the bedrooms are adorned with cozy carpeting. Designed with entertainment in mind, the layout encourages social gatherings downstairs, reserving the upstairs for restful sleep. The modern kitchen, equipped with stainless steel appliances, serves as an inviting space for cooking and entertaining. Step outside onto the wrap-around front porch, a perfect setting to enjoy the outdoors and witness the frequent visits from roaming deer and vibrant birds. With its natural landscape, yard maintenance is effortless, granting you more time to enjoy the amenities offered by Holly Lake Ranch. Engage in activities such as golf, tennis, pickleball, swimming, fishing, kayaking, and boating on the two large lakes. The community also offers putt-putt, frisbee golf, hiking, shooting, and access to the Holly Lake Fitness Center. A membership at Holly Lake Ranch unlocks these world-class amenities and connects you with numerous social and recreational clubs, groups, and affiliations. Above all, the friendly neighbors and attentive services make Holly Lake Ranch a truly unique and welcoming experience. Embrace the peaceful comfort that awaits you in the pines!
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2026-03-21price $345,000 1961-char remark
Show marketing remark (1961 chars)
PEACEFUL COMFORT IN THE PINES - Discover this charming 2-story home boasting 2,237 sq ft, featuring 3 bedrooms and 3 full bathrooms, alongside 2 spacious living areas and an office or den. Nestled on a serene 0.8-acre forest lot, this property offers an ideal retreat with the perfect blend of privacy and community. Set back from the road, the home enhances your sense of seclusion. A circular gravel driveway ensures easy access and ample parking for both family and guests. This expansive lot not only provides room to roam but also presents opportunities for potential additions or development. The home has been thoughtfully updated, recently painted, and equipped with a newer roof and gutters, ensuring peace of mind for years to come. The first floor features charming ceramic tile floors, while the bedrooms are adorned with cozy carpeting. Designed with entertainment in mind, the layout encourages social gatherings downstairs, reserving the upstairs for restful sleep. The modern kitchen, equipped with stainless steel appliances, serves as an inviting space for cooking and entertaining. Step outside onto the wrap-around front porch, a perfect setting to enjoy the outdoors and witness the frequent visits from roaming deer and vibrant birds. With its natural landscape, yard maintenance is effortless, granting you more time to enjoy the amenities offered by Holly Lake Ranch. Engage in activities such as golf, tennis, pickleball, swimming, fishing, kayaking, and boating on the two large lakes. The community also offers putt-putt, frisbee golf, hiking, shooting, and access to the Holly Lake Fitness Center. A membership at Holly Lake Ranch unlocks these world-class amenities and connects you with numerous social and recreational clubs, groups, and affiliations. Above all, the friendly neighbors and attentive services make Holly Lake Ranch a truly unique and welcoming experience. Embrace the peaceful comfort that awaits you in the pines!
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2026-02-04status Active 1961-char remark
Show marketing remark (1966 chars)
PEACEFUL COMFORT IN THE PINES - Discover this charming 2-story home boasting 2,237 sq ft, featuring 3 bedrooms and 3 full bathrooms, alongside 2 spacious living areas and an office or den. Nestled on a serene 0.8-acre forest lot, this property offers an ideal retreat with the perfect blend of privacy and community. Set back from the road, the home enhances your sense of seclusion. A circular gravel driveway ensures easy access and ample parking for both family and guests. This expansive lot not only provides room to roam but also presents opportunities for potential additions or development. The home has been thoughtfully updated, recently painted, and equipped with a newer roof and gutters, ensuring peace of mind for years to come. The first floor features charming ceramic tile floors, while the bedrooms are adorned with cozy carpeting. Designed with entertainment in mind, the layout encourages social gatherings downstairs, reserving the upstairs for restful sleep. The modern kitchen, equipped with stainless steel appliances, serves as an inviting space for cooking and entertaining. Step outside onto the wrap-around front porch, a perfect setting to enjoy the outdoors and witness the frequent visits from roaming deer and vibrant birds. With its natural landscape, yard maintenance is effortless, granting you more time to enjoy the amenities offered by Holly Lake Ranch. Engage in activities such as golf, tennis, pickleball, swimming, fishing, kayaking, and boating on the two large lakes. The community also offers putt-putt, frisbee golf, hiking, shooting, and access to the Holly Lake Fitness Center. A membership at Holly Lake Ranch unlocks these world-class amenities and connects you with numerous social and recreational clubs, groups, and affiliations. Above all, the friendly neighbors and attentive services make Holly Lake Ranch a truly unique and welcoming experience. Embrace the peaceful comfort that awaits you in the pines!
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2026-02-04status Active 1966-char remark
Show marketing remark (1966 chars)
PEACEFUL COMFORT IN THE PINES - Discover this charming 2-story home boasting 2,237 sq ft, featuring 3 bedrooms and 3 full bathrooms, alongside 2 spacious living areas and an office or den. Nestled on a serene 0.8-acre forest lot, this property offers an ideal retreat with the perfect blend of privacy and community. Set back from the road, the home enhances your sense of seclusion. A circular gravel driveway ensures easy access and ample parking for both family and guests. This expansive lot not only provides room to roam but also presents opportunities for potential additions or development. The home has been thoughtfully updated, recently painted, and equipped with a newer roof and gutters, ensuring peace of mind for years to come. The first floor features charming ceramic tile floors, while the bedrooms are adorned with cozy carpeting. Designed with entertainment in mind, the layout encourages social gatherings downstairs, reserving the upstairs for restful sleep. The modern kitchen, equipped with stainless steel appliances, serves as an inviting space for cooking and entertaining. Step outside onto the wrap-around front porch, a perfect setting to enjoy the outdoors and witness the frequent visits from roaming deer and vibrant birds. With its natural landscape, yard maintenance is effortless, granting you more time to enjoy the amenities offered by Holly Lake Ranch. Engage in activities such as golf, tennis, pickleball, swimming, fishing, kayaking, and boating on the two large lakes. The community also offers putt-putt, frisbee golf, hiking, shooting, and access to the Holly Lake Fitness Center. A membership at Holly Lake Ranch unlocks these world-class amenities and connects you with numerous social and recreational clubs, groups, and affiliations. Above all, the friendly neighbors and attentive services make Holly Lake Ranch a truly unique and welcoming experience. Embrace the peaceful comfort that awaits you in the pines!
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2026-01-03historical 1961-char remark
Show marketing remark (1961 chars)
PEACEFUL COMFORT IN THE PINES - Discover this charming 2-story home boasting 2,237 sq ft, featuring 3 bedrooms and 3 full bathrooms, alongside 2 spacious living areas and an office or den. Nestled on a serene 0.8-acre forest lot, this property offers an ideal retreat with the perfect blend of privacy and community. Set back from the road, the home enhances your sense of seclusion. A circular gravel driveway ensures easy access and ample parking for both family and guests. This expansive lot not only provides room to roam but also presents opportunities for potential additions or development. The home has been thoughtfully updated, recently painted, and equipped with a newer roof and gutters, ensuring peace of mind for years to come. The first floor features charming ceramic tile floors, while the bedrooms are adorned with cozy carpeting. Designed with entertainment in mind, the layout encourages social gatherings downstairs, reserving the upstairs for restful sleep. The modern kitchen, equipped with stainless steel appliances, serves as an inviting space for cooking and entertaining. Step outside onto the wrap-around front porch, a perfect setting to enjoy the outdoors and witness the frequent visits from roaming deer and vibrant birds. With its natural landscape, yard maintenance is effortless, granting you more time to enjoy the amenities offered by Holly Lake Ranch. Engage in activities such as golf, tennis, pickleball, swimming, fishing, kayaking, and boating on the two large lakes. The community also offers putt-putt, frisbee golf, hiking, shooting, and access to the Holly Lake Fitness Center. A membership at Holly Lake Ranch unlocks these world-class amenities and connects you with numerous social and recreational clubs, groups, and affiliations. Above all, the friendly neighbors and attentive services make Holly Lake Ranch a truly unique and welcoming experience. Embrace the peaceful comfort that awaits you in the pines!
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2025-09-15price $260,000 1966-char remark
Show marketing remark (1961 chars)
PEACEFUL COMFORT IN THE PINES - Discover this charming 2-story home boasting 2,237 sq ft, featuring 3 bedrooms and 3 full bathrooms, alongside 2 spacious living areas and an office or den. Nestled on a serene 0.8-acre forest lot, this property offers an ideal retreat with the perfect blend of privacy and community. Set back from the road, the home enhances your sense of seclusion. A circular gravel driveway ensures easy access and ample parking for both family and guests. This expansive lot not only provides room to roam but also presents opportunities for potential additions or development. The home has been thoughtfully updated, recently painted, and equipped with a newer roof and gutters, ensuring peace of mind for years to come. The first floor features charming ceramic tile floors, while the bedrooms are adorned with cozy carpeting. Designed with entertainment in mind, the layout encourages social gatherings downstairs, reserving the upstairs for restful sleep. The modern kitchen, equipped with stainless steel appliances, serves as an inviting space for cooking and entertaining. Step outside onto the wrap-around front porch, a perfect setting to enjoy the outdoors and witness the frequent visits from roaming deer and vibrant birds. With its natural landscape, yard maintenance is effortless, granting you more time to enjoy the amenities offered by Holly Lake Ranch. Engage in activities such as golf, tennis, pickleball, swimming, fishing, kayaking, and boating on the two large lakes. The community also offers putt-putt, frisbee golf, hiking, shooting, and access to the Holly Lake Fitness Center. A membership at Holly Lake Ranch unlocks these world-class amenities and connects you with numerous social and recreational clubs, groups, and affiliations. Above all, the friendly neighbors and attentive services make Holly Lake Ranch a truly unique and welcoming experience. Embrace the peaceful comfort that awaits you in the pines!
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2025-09-15price $260,000 1961-char remark
Show marketing remark (1961 chars)
PEACEFUL COMFORT IN THE PINES - Discover this charming 2-story home boasting 2,237 sq ft, featuring 3 bedrooms and 3 full bathrooms, alongside 2 spacious living areas and an office or den. Nestled on a serene 0.8-acre forest lot, this property offers an ideal retreat with the perfect blend of privacy and community. Set back from the road, the home enhances your sense of seclusion. A circular gravel driveway ensures easy access and ample parking for both family and guests. This expansive lot not only provides room to roam but also presents opportunities for potential additions or development. The home has been thoughtfully updated, recently painted, and equipped with a newer roof and gutters, ensuring peace of mind for years to come. The first floor features charming ceramic tile floors, while the bedrooms are adorned with cozy carpeting. Designed with entertainment in mind, the layout encourages social gatherings downstairs, reserving the upstairs for restful sleep. The modern kitchen, equipped with stainless steel appliances, serves as an inviting space for cooking and entertaining. Step outside onto the wrap-around front porch, a perfect setting to enjoy the outdoors and witness the frequent visits from roaming deer and vibrant birds. With its natural landscape, yard maintenance is effortless, granting you more time to enjoy the amenities offered by Holly Lake Ranch. Engage in activities such as golf, tennis, pickleball, swimming, fishing, kayaking, and boating on the two large lakes. The community also offers putt-putt, frisbee golf, hiking, shooting, and access to the Holly Lake Fitness Center. A membership at Holly Lake Ranch unlocks these world-class amenities and connects you with numerous social and recreational clubs, groups, and affiliations. Above all, the friendly neighbors and attentive services make Holly Lake Ranch a truly unique and welcoming experience. Embrace the peaceful comfort that awaits you in the pines!
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2025-07-15price $280,000 1966-char remark
Show marketing remark (1961 chars)
PEACEFUL COMFORT IN THE PINES - Discover this charming 2-story home boasting 2,237 sq ft, featuring 3 bedrooms and 3 full bathrooms, alongside 2 spacious living areas and an office or den. Nestled on a serene 0.8-acre forest lot, this property offers an ideal retreat with the perfect blend of privacy and community. Set back from the road, the home enhances your sense of seclusion. A circular gravel driveway ensures easy access and ample parking for both family and guests. This expansive lot not only provides room to roam but also presents opportunities for potential additions or development. The home has been thoughtfully updated, recently painted, and equipped with a newer roof and gutters, ensuring peace of mind for years to come. The first floor features charming ceramic tile floors, while the bedrooms are adorned with cozy carpeting. Designed with entertainment in mind, the layout encourages social gatherings downstairs, reserving the upstairs for restful sleep. The modern kitchen, equipped with stainless steel appliances, serves as an inviting space for cooking and entertaining. Step outside onto the wrap-around front porch, a perfect setting to enjoy the outdoors and witness the frequent visits from roaming deer and vibrant birds. With its natural landscape, yard maintenance is effortless, granting you more time to enjoy the amenities offered by Holly Lake Ranch. Engage in activities such as golf, tennis, pickleball, swimming, fishing, kayaking, and boating on the two large lakes. The community also offers putt-putt, frisbee golf, hiking, shooting, and access to the Holly Lake Fitness Center. A membership at Holly Lake Ranch unlocks these world-class amenities and connects you with numerous social and recreational clubs, groups, and affiliations. Above all, the friendly neighbors and attentive services make Holly Lake Ranch a truly unique and welcoming experience. Embrace the peaceful comfort that awaits you in the pines!
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2025-07-15price $280,000 1961-char remark
Show marketing remark (1961 chars)
PEACEFUL COMFORT IN THE PINES - Discover this charming 2-story home boasting 2,237 sq ft, featuring 3 bedrooms and 3 full bathrooms, alongside 2 spacious living areas and an office or den. Nestled on a serene 0.8-acre forest lot, this property offers an ideal retreat with the perfect blend of privacy and community. Set back from the road, the home enhances your sense of seclusion. A circular gravel driveway ensures easy access and ample parking for both family and guests. This expansive lot not only provides room to roam but also presents opportunities for potential additions or development. The home has been thoughtfully updated, recently painted, and equipped with a newer roof and gutters, ensuring peace of mind for years to come. The first floor features charming ceramic tile floors, while the bedrooms are adorned with cozy carpeting. Designed with entertainment in mind, the layout encourages social gatherings downstairs, reserving the upstairs for restful sleep. The modern kitchen, equipped with stainless steel appliances, serves as an inviting space for cooking and entertaining. Step outside onto the wrap-around front porch, a perfect setting to enjoy the outdoors and witness the frequent visits from roaming deer and vibrant birds. With its natural landscape, yard maintenance is effortless, granting you more time to enjoy the amenities offered by Holly Lake Ranch. Engage in activities such as golf, tennis, pickleball, swimming, fishing, kayaking, and boating on the two large lakes. The community also offers putt-putt, frisbee golf, hiking, shooting, and access to the Holly Lake Fitness Center. A membership at Holly Lake Ranch unlocks these world-class amenities and connects you with numerous social and recreational clubs, groups, and affiliations. Above all, the friendly neighbors and attentive services make Holly Lake Ranch a truly unique and welcoming experience. Embrace the peaceful comfort that awaits you in the pines!
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2025-06-21price $295,000 1966-char remark
Show marketing remark (1961 chars)
PEACEFUL COMFORT IN THE PINES - Discover this charming 2-story home boasting 2,237 sq ft, featuring 3 bedrooms and 3 full bathrooms, alongside 2 spacious living areas and an office or den. Nestled on a serene 0.8-acre forest lot, this property offers an ideal retreat with the perfect blend of privacy and community. Set back from the road, the home enhances your sense of seclusion. A circular gravel driveway ensures easy access and ample parking for both family and guests. This expansive lot not only provides room to roam but also presents opportunities for potential additions or development. The home has been thoughtfully updated, recently painted, and equipped with a newer roof and gutters, ensuring peace of mind for years to come. The first floor features charming ceramic tile floors, while the bedrooms are adorned with cozy carpeting. Designed with entertainment in mind, the layout encourages social gatherings downstairs, reserving the upstairs for restful sleep. The modern kitchen, equipped with stainless steel appliances, serves as an inviting space for cooking and entertaining. Step outside onto the wrap-around front porch, a perfect setting to enjoy the outdoors and witness the frequent visits from roaming deer and vibrant birds. With its natural landscape, yard maintenance is effortless, granting you more time to enjoy the amenities offered by Holly Lake Ranch. Engage in activities such as golf, tennis, pickleball, swimming, fishing, kayaking, and boating on the two large lakes. The community also offers putt-putt, frisbee golf, hiking, shooting, and access to the Holly Lake Fitness Center. A membership at Holly Lake Ranch unlocks these world-class amenities and connects you with numerous social and recreational clubs, groups, and affiliations. Above all, the friendly neighbors and attentive services make Holly Lake Ranch a truly unique and welcoming experience. Embrace the peaceful comfort that awaits you in the pines!
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2025-06-21price $295,000 1961-char remark
Show marketing remark (1961 chars)
PEACEFUL COMFORT IN THE PINES - Discover this charming 2-story home boasting 2,237 sq ft, featuring 3 bedrooms and 3 full bathrooms, alongside 2 spacious living areas and an office or den. Nestled on a serene 0.8-acre forest lot, this property offers an ideal retreat with the perfect blend of privacy and community. Set back from the road, the home enhances your sense of seclusion. A circular gravel driveway ensures easy access and ample parking for both family and guests. This expansive lot not only provides room to roam but also presents opportunities for potential additions or development. The home has been thoughtfully updated, recently painted, and equipped with a newer roof and gutters, ensuring peace of mind for years to come. The first floor features charming ceramic tile floors, while the bedrooms are adorned with cozy carpeting. Designed with entertainment in mind, the layout encourages social gatherings downstairs, reserving the upstairs for restful sleep. The modern kitchen, equipped with stainless steel appliances, serves as an inviting space for cooking and entertaining. Step outside onto the wrap-around front porch, a perfect setting to enjoy the outdoors and witness the frequent visits from roaming deer and vibrant birds. With its natural landscape, yard maintenance is effortless, granting you more time to enjoy the amenities offered by Holly Lake Ranch. Engage in activities such as golf, tennis, pickleball, swimming, fishing, kayaking, and boating on the two large lakes. The community also offers putt-putt, frisbee golf, hiking, shooting, and access to the Holly Lake Fitness Center. A membership at Holly Lake Ranch unlocks these world-class amenities and connects you with numerous social and recreational clubs, groups, and affiliations. Above all, the friendly neighbors and attentive services make Holly Lake Ranch a truly unique and welcoming experience. Embrace the peaceful comfort that awaits you in the pines!
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2025-06-15$320,000 Active 1961-char remark
Show marketing remark (1961 chars)
PEACEFUL COMFORT IN THE PINES - Discover this charming 2-story home boasting 2,237 sq ft, featuring 3 bedrooms and 3 full bathrooms, alongside 2 spacious living areas and an office or den. Nestled on a serene 0.8-acre forest lot, this property offers an ideal retreat with the perfect blend of privacy and community. Set back from the road, the home enhances your sense of seclusion. A circular gravel driveway ensures easy access and ample parking for both family and guests. This expansive lot not only provides room to roam but also presents opportunities for potential additions or development. The home has been thoughtfully updated, recently painted, and equipped with a newer roof and gutters, ensuring peace of mind for years to come. The first floor features charming ceramic tile floors, while the bedrooms are adorned with cozy carpeting. Designed with entertainment in mind, the layout encourages social gatherings downstairs, reserving the upstairs for restful sleep. The modern kitchen, equipped with stainless steel appliances, serves as an inviting space for cooking and entertaining. Step outside onto the wrap-around front porch, a perfect setting to enjoy the outdoors and witness the frequent visits from roaming deer and vibrant birds. With its natural landscape, yard maintenance is effortless, granting you more time to enjoy the amenities offered by Holly Lake Ranch. Engage in activities such as golf, tennis, pickleball, swimming, fishing, kayaking, and boating on the two large lakes. The community also offers putt-putt, frisbee golf, hiking, shooting, and access to the Holly Lake Fitness Center. A membership at Holly Lake Ranch unlocks these world-class amenities and connects you with numerous social and recreational clubs, groups, and affiliations. Above all, the friendly neighbors and attentive services make Holly Lake Ranch a truly unique and welcoming experience. Embrace the peaceful comfort that awaits you in the pines!
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2025-06-12$320,000 Active 1966-char remark
Show marketing remark (1966 chars)
PEACEFUL COMFORT IN THE PINES - Discover this charming 2-story home boasting 2,237 sq ft, featuring 3 bedrooms and 3 full bathrooms, alongside 2 spacious living areas and an office or den. Nestled on a serene 0.8-acre forest lot, this property offers an ideal retreat with the perfect blend of privacy and community. Set back from the road, the home enhances your sense of seclusion. A circular gravel driveway ensures easy access and ample parking for both family and guests. This expansive lot not only provides room to roam but also presents opportunities for potential additions or development. The home has been thoughtfully updated, recently painted, and equipped with a newer roof and gutters, ensuring peace of mind for years to come. The first floor features charming ceramic tile floors, while the bedrooms are adorned with cozy carpeting. Designed with entertainment in mind, the layout encourages social gatherings downstairs, reserving the upstairs for restful sleep. The modern kitchen, equipped with stainless steel appliances, serves as an inviting space for cooking and entertaining. Step outside onto the wrap-around front porch, a perfect setting to enjoy the outdoors and witness the frequent visits from roaming deer and vibrant birds. With its natural landscape, yard maintenance is effortless, granting you more time to enjoy the amenities offered by Holly Lake Ranch. Engage in activities such as golf, tennis, pickleball, swimming, fishing, kayaking, and boating on the two large lakes. The community also offers putt-putt, frisbee golf, hiking, shooting, and access to the Holly Lake Fitness Center. A membership at Holly Lake Ranch unlocks these world-class amenities and connects you with numerous social and recreational clubs, groups, and affiliations. Above all, the friendly neighbors and attentive services make Holly Lake Ranch a truly unique and welcoming experience. Embrace the peaceful comfort that awaits you in the pines!
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2025-06-12historical
Show marketing remark (1966 chars)
PEACEFUL COMFORT IN THE PINES - Discover this charming 2-story home boasting 2,237 sq ft, featuring 3 bedrooms and 3 full bathrooms, alongside 2 spacious living areas and an office or den. Nestled on a serene 0.8-acre forest lot, this property offers an ideal retreat with the perfect blend of privacy and community. Set back from the road, the home enhances your sense of seclusion. A circular gravel driveway ensures easy access and ample parking for both family and guests. This expansive lot not only provides room to roam but also presents opportunities for potential additions or development. The home has been thoughtfully updated, recently painted, and equipped with a newer roof and gutters, ensuring peace of mind for years to come. The first floor features charming ceramic tile floors, while the bedrooms are adorned with cozy carpeting. Designed with entertainment in mind, the layout encourages social gatherings downstairs, reserving the upstairs for restful sleep. The modern kitchen, equipped with stainless steel appliances, serves as an inviting space for cooking and entertaining. Step outside onto the wrap-around front porch, a perfect setting to enjoy the outdoors and witness the frequent visits from roaming deer and vibrant birds. With its natural landscape, yard maintenance is effortless, granting you more time to enjoy the amenities offered by Holly Lake Ranch. Engage in activities such as golf, tennis, pickleball, swimming, fishing, kayaking, and boating on the two large lakes. The community also offers putt-putt, frisbee golf, hiking, shooting, and access to the Holly Lake Fitness Center. A membership at Holly Lake Ranch unlocks these world-class amenities and connects you with numerous social and recreational clubs, groups, and affiliations. Above all, the friendly neighbors and attentive services make Holly Lake Ranch a truly unique and welcoming experience. Embrace the peaceful comfort that awaits you in the pines!
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2025-03-25price $320,000
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2025-03-25price $320,000
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2025-03-25price $320,000
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2024-12-18$325,000 Active
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2024-12-18$325,000 Active
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2023-12-12$360,000 Active
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2016-12-22soldstatus
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2016-11-23$119,900
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1997-04-10soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $4,291 · $358/mo
- Projected year-2 tax
- $4,557 · $380/mo
- Expected delta
- +$266/yr (+$22/mo · 6.2%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 6/10 Major 6 d/yr ≥110°F today · 21 d/yr by 30 yrs out
- Wind 6/10 Major 44% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,997
- − Mortgage interest
- −$13,948
- − Property taxes
- −$4,291
- − Insurance
- −$1,245
- − Repairs & maintenance
- −$1,760
- − Management
- −$1,760
- − HOA
- −$3,228
- − Depreciation
- −$7,244
- Taxable loss
- −$11,478
- Est. tax savings @ 24.0%
- +$2,755
- After-tax cash flow
- $-4,301/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Harmony ISD
- NCES district ID
- 4822560
- Math proficiency
- 48% ▲ 2.00%
- Reading proficiency
- 47% ▼ -4.00%
- Median HH income
- $47,303
- Composite
- 40.47/100
- National rank
- #3721
- State rank
- #224 of 826 in TX
Livability — Holly Lake Ranch
- Score
- 66/100
- State rank
- #597
- US rank
- #11377
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Holly Lake Ranch, TX
- Population (ZIP)
- 8,195
Population outlook (Wood County) Hauer SSP2
- Today (2025)
- 46,480 people
- By 2030
- 47,796 · +2.8%
- By 2040
- 50,142 · +7.9%
- By 2050
- 52,122 · +12.1%
- By 2075
- 57,033 · +22.7%
- By 2100
- 56,418 · +21.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (79%)
- Race & ethnicity
- White 79% Black 12% Hispanic / Latino 6% Two or more races 5%
- Hispanic origin (detail)
- Mexican 5%
- Common ancestry
- Lithuanian 2% Slovak 2% Serbian 1%
- Foreign-born
- 1% · Canada
- Languages at home
- 95% English-only · Spanish 4%
Political lean MEDSL · Wood
- 2024 margin
- Solid R (+69.7) · D 14.8% · R 84.6%
- 2008→2024 swing
- -15.5pp toward R · 2008: -54.2pp · 2024: -69.7pp
- All cycles
- 2024: R+69.7 2020: R+68.2 2016: R+70.0 2012: R+64.2 2008: R+54.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 3.10%
- Current HPI
- 236.7688
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
+116.8% since first listed25 events — show timeline
- 2026-05-04 Price Changed $260,000 NTREIS
- 2026-05-04 Price Changed $260,000 GTAR
- 2026-03-21 Price Changed $345,000 NTREIS
- 2026-03-21 Price Changed $345,000 GTAR
- 2026-02-04 Relisted — GTAR
- 2026-02-04 Relisted — NTREIS
- 2026-01-03 Delisted — GTAR
- 2025-09-15 Price Changed $260,000 NTREIS
- 2025-09-15 Price Changed $260,000 GTAR
- 2025-07-15 Price Changed $280,000 NTREIS
- 2025-07-15 Price Changed $280,000 GTAR
- 2025-06-21 Price Changed $295,000 NTREIS
- 2025-06-21 Price Changed $295,000 GTAR
- 2025-06-15 Listed $320,000 GTAR
- 2025-06-12 Listing Removed — NTREIS
- 2025-06-12 Listed $320,000 NTREIS
- 2025-03-25 Price Changed $320,000 NTREIS
- 2025-03-25 Price Changed $320,000 LAAR
- 2025-03-25 Price Changed $320,000 GTAR
- 2024-12-18 Listed $325,000 NTREIS
- 2024-12-18 Listed $325,000 LAAR
- 2023-12-12 Listed $360,000 LAAR
- 2016-12-22 Sold (MLS) — GTAR
- 2016-11-23 Listed $119,900 GTAR
- 1997-04-10 Sold (Public Records) — Public Records
Property tax history
+16.2%/yrLatest (2025): $4,291 · +3.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…