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144 Pine Branch Gln
D Composite 41.24
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Appreciation +6.5/10.0
  • Cash flow +5.0/30.0
  • Schools +4.0/10.0
  • Livability +3.3/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • 1% rule +2.4/10.0
  • DSCR +0.0/10.0

$249,000

144 Pine Branch Gln · Holly Lake Ranch, TX 75765
3 bd · 1.0 ba · 2,237 sqft · SingleFamily public records · 336 Days on market
Built 1998 0.80 ac lot $111/sqft · 33% below area Est $373k · 33% under $269/mo HOA · 15% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

PEACEFUL COMFORT IN THE PINES - Discover this charming 2-story home boasting 2,237 sq ft, featuring 3 bedrooms and 3 full bathrooms, alongside 2 spacious living areas and an office or den. Nestled on a serene 0.8-acre forest lot, this property offers an ideal retreat with the perfect blend of privacy and community. Set back from the road, the home enhances your sense of seclusion. A circular gravel driveway ensures easy access and ample parking for both family and guests. This expansive lot not only provides room to roam but also presents opportunities for potential additions or development. The home has been thoughtfully updated, recently painted, and equipped with a newer roof and gutters, ensuring peace of mind for years to come. The first floor features charming ceramic tile floors, while the bedrooms are adorned with cozy carpeting. Designed with entertainment in mind, the layout encourages social gatherings downstairs, reserving the upstairs for restful sleep. The modern kitchen, equipped with stainless steel appliances, serves as an inviting space for cooking and entertaining. Step outside onto the wrap-around front porch, a perfect setting to enjoy the outdoors and witness the frequent visits from roaming deer and vibrant birds. With its natural landscape, yard maintenance is effortless, granting you more time to enjoy the amenities offered by Holly Lake Ranch. Engage in activities such as golf, tennis, pickleball, swimming, fishing, kayaking, and boating on the two large lakes. The community also offers putt-putt, frisbee golf, hiking, shooting, and access to the Holly Lake Fitness Center. A membership at Holly Lake Ranch unlocks these world-class amenities and connects you with numerous social and recreational clubs, groups, and affiliations. Above all, the friendly neighbors and attentive services make Holly Lake Ranch a truly unique and welcoming experience. Embrace the peaceful comfort that awaits you in the pines!

Key facts

  • Newer roof
  • Ceramic tile floors
  • Modern kitchen

Tags

CIRCULAR GRAVEL DRIVEWAYWRAP-AROUND FRONT PORCHMODERN KITCHENCERAMIC TILE FLOORSNEWER ROOFNEWER GUTTERS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $249k.

Deal economics

  • At list price, monthly cash flow is $-588 ($-7k/yr) — negative.
  • To cash-flow at today's rent, offer at most $145k (41.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $183k (26.4% below list).
  • Recommended offer: $145k (41.7% below list) — sets the bar for cash-flow.

Location & tenants

  • Location reads 66/100 on livability (#597 in TX) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety D-.
  • Harmony ISD (rural): math 48% / reading 47% proficiency, ranked #224 of 826 in TX (top 27%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Harmony El (math 52% / reading 47%, grade D, #865 of 4,322 statewide, top 21%, 313 students, 62% FRL); Harmony J H (math 45% / reading 43%, grade D, #512 of 1,662 statewide, top 32%, 258 students, 46% FRL); Harmony H S (math 37% / reading 57%, grade D-, #591 of 1,632 statewide, top 38%, 282 students, 53% FRL).
  • Market conditions: 219 active listings in the ZIP; 72 units permitted in Wood County in 2024 (29 in 5+ unit buildings).

Forward outlook

  • In year one you build about $9k of equity ($2k loan paydown + $8k appreciation (3.1% local appreciation)).
  • Wood County population projected at +12% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • By year 4, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 336 days — a 12% lower offer ($219k) is reasonable based on typical stale-listing flexibility.
  • 8 sale attempts since 10y ago; this cycle's ask has dropped $71k (22%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 44% chance of damaging wind over 30y; extreme-heat days projected 6→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $145,137 (41.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 336 days. Have you received any prior offers? Is the seller open to a 42% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.74%
Cap rate
3.46%
Cash-on-cash
-10.12%
DSCR
0.55
GRM
11.3

CMA / ARV

ARV (median comp)
$372,603
List price
$249,000
Delta
-33.17%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1052 Greenbriar Trl 0.19mi 3/2.0 2,187 (-2%) 3mo $425,000 $194 81
177 Pine Wood Gln 0.19mi 3/3.0 2,325 (+4%) 9mo $422,000 $182 69
129 Pine Bark Gln 0.25mi 3/3.0 2,377 (+6%) 7mo $375,000 $158 64
622 Green Meadow Trl 0.15mi 3/2.0 2,556 (+14%) 10mo $399,000 $156 56
327 Peaceful Woods Trl 0.50mi 3/3.0 2,389 (+7%) 3mo $549,000 $230 55
436 Green Meadow Trl 0.29mi 4/2.0 (+1) 2,123 (-5%) 18mo $380,000 $179 54
117 Pine Cone Gln 0.11mi 4/3.0 (+1) 2,508 (+12%) 13mo $429,750 $171 51
316 Oxbow Cv 0.37mi 4/3.0 (+1) 2,362 (+6%) 12mo $549,900 $233 50
719 Greenbriar Trl 0.45mi 3/2.5 2,130 (-5%) 20mo $410,000 $192 48
675 Greenbriar Trl 0.49mi 3/2.0 1,903 (-15%) 6mo $325,000 $171 43
496 Greenbriar Trl 0.60mi 3/3.0 1,917 (-14%) 8mo $268,500 $140 33
223 Old Barn Ln 0.61mi 4/3.5 (+1) 2,390 (+7%) 20mo $549,000 $230 28

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.1% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-1.5%
Equity multiple
0.91×
Total profit
$-5,956
Equity at exit
$113,316
10-year hold
IRR
2.8%
Equity multiple
1.43×
Total profit
$30,047
Equity at exit
$175,694

Cash invested: $69,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75765

Home prices YoY
1.3%
Active inventory
219
Price-to-rent
11.3×

Monthly cashflow live

Estimated rent
$1,833 medium interval (Pro) →
Mortgage (P&I)
$1,306
Tax from tax record
$358 /mo · $4,291/yr
Insurance
$104
HOA
$269
Vacancy / Maint / Mgmt
$385
Net cashflow
$-588

Break-even live

Break-even rent $2,577
Max offer price $145,137
Occupancy floor

Sensitivity live

Price -10% $-447 -5% $-517 +0% $-588 +5% $-658 +10% $-729
Rent -10% $-733 -5% $-660 +0% $-588 +5% $-516 +10% $-443
Rate -1.0pp $-463 -0.5pp $-525 base $-588 +0.5pp $-652 +1.0pp $-718

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$62,250
Closing costs
$7,470
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$269 · $3,228/yr
Likely covers
gym

Listing history 41 events

  1. 2026-06-21
    days on market $249,000 Active 336 DOM
  2. 2026-06-21
    days on market $249,000 Active 335 DOM
  3. 2026-06-18
    days on market $249,000 Active 333 DOM
  4. 2026-06-17
    days on market $249,000 Active 332 DOM
  5. 2026-06-16
    days on market $249,000 Active 331 DOM
  6. 2026-06-15
    days on market $249,000 Active 330 DOM
  7. 2026-06-13
    days on market $249,000 Active 328 DOM
  8. 2026-06-12
    pricedays on market $249,000 Active 327 DOM
  9. 2026-06-10
    days on market $260,000 Active 324 DOM
  10. 2026-06-08
    days on market $260,000 Active 323 DOM
  11. 2026-06-08
    days on market $260,000 Active 322 DOM
  12. 2026-06-07
    days on market $260,000 Active 321 DOM
  13. 2026-06-03
    days on market $260,000 Active 318 DOM
  14. 2026-06-02
    days on market $260,000 Active 317 DOM
  15. 2026-06-01
    days on market $260,000 Active 316 DOM
  16. 2026-05-31
    days on market $260,000 Active 315 DOM
  17. 2026-05-04
    price $260,000 1966-char remark
    Show marketing remark (1961 chars)

    PEACEFUL COMFORT IN THE PINES - Discover this charming 2-story home boasting 2,237 sq ft, featuring 3 bedrooms and 3 full bathrooms, alongside 2 spacious living areas and an office or den. Nestled on a serene 0.8-acre forest lot, this property offers an ideal retreat with the perfect blend of privacy and community. Set back from the road, the home enhances your sense of seclusion. A circular gravel driveway ensures easy access and ample parking for both family and guests. This expansive lot not only provides room to roam but also presents opportunities for potential additions or development. The home has been thoughtfully updated, recently painted, and equipped with a newer roof and gutters, ensuring peace of mind for years to come. The first floor features charming ceramic tile floors, while the bedrooms are adorned with cozy carpeting. Designed with entertainment in mind, the layout encourages social gatherings downstairs, reserving the upstairs for restful sleep. The modern kitchen, equipped with stainless steel appliances, serves as an inviting space for cooking and entertaining. Step outside onto the wrap-around front porch, a perfect setting to enjoy the outdoors and witness the frequent visits from roaming deer and vibrant birds. With its natural landscape, yard maintenance is effortless, granting you more time to enjoy the amenities offered by Holly Lake Ranch. Engage in activities such as golf, tennis, pickleball, swimming, fishing, kayaking, and boating on the two large lakes. The community also offers putt-putt, frisbee golf, hiking, shooting, and access to the Holly Lake Fitness Center. A membership at Holly Lake Ranch unlocks these world-class amenities and connects you with numerous social and recreational clubs, groups, and affiliations. Above all, the friendly neighbors and attentive services make Holly Lake Ranch a truly unique and welcoming experience. Embrace the peaceful comfort that awaits you in the pines!

  18. 2026-05-04
    price $260,000 1961-char remark
    Show marketing remark (1961 chars)

    PEACEFUL COMFORT IN THE PINES - Discover this charming 2-story home boasting 2,237 sq ft, featuring 3 bedrooms and 3 full bathrooms, alongside 2 spacious living areas and an office or den. Nestled on a serene 0.8-acre forest lot, this property offers an ideal retreat with the perfect blend of privacy and community. Set back from the road, the home enhances your sense of seclusion. A circular gravel driveway ensures easy access and ample parking for both family and guests. This expansive lot not only provides room to roam but also presents opportunities for potential additions or development. The home has been thoughtfully updated, recently painted, and equipped with a newer roof and gutters, ensuring peace of mind for years to come. The first floor features charming ceramic tile floors, while the bedrooms are adorned with cozy carpeting. Designed with entertainment in mind, the layout encourages social gatherings downstairs, reserving the upstairs for restful sleep. The modern kitchen, equipped with stainless steel appliances, serves as an inviting space for cooking and entertaining. Step outside onto the wrap-around front porch, a perfect setting to enjoy the outdoors and witness the frequent visits from roaming deer and vibrant birds. With its natural landscape, yard maintenance is effortless, granting you more time to enjoy the amenities offered by Holly Lake Ranch. Engage in activities such as golf, tennis, pickleball, swimming, fishing, kayaking, and boating on the two large lakes. The community also offers putt-putt, frisbee golf, hiking, shooting, and access to the Holly Lake Fitness Center. A membership at Holly Lake Ranch unlocks these world-class amenities and connects you with numerous social and recreational clubs, groups, and affiliations. Above all, the friendly neighbors and attentive services make Holly Lake Ranch a truly unique and welcoming experience. Embrace the peaceful comfort that awaits you in the pines!

  19. 2026-03-21
    price $345,000 1966-char remark
    Show marketing remark (1961 chars)

    PEACEFUL COMFORT IN THE PINES - Discover this charming 2-story home boasting 2,237 sq ft, featuring 3 bedrooms and 3 full bathrooms, alongside 2 spacious living areas and an office or den. Nestled on a serene 0.8-acre forest lot, this property offers an ideal retreat with the perfect blend of privacy and community. Set back from the road, the home enhances your sense of seclusion. A circular gravel driveway ensures easy access and ample parking for both family and guests. This expansive lot not only provides room to roam but also presents opportunities for potential additions or development. The home has been thoughtfully updated, recently painted, and equipped with a newer roof and gutters, ensuring peace of mind for years to come. The first floor features charming ceramic tile floors, while the bedrooms are adorned with cozy carpeting. Designed with entertainment in mind, the layout encourages social gatherings downstairs, reserving the upstairs for restful sleep. The modern kitchen, equipped with stainless steel appliances, serves as an inviting space for cooking and entertaining. Step outside onto the wrap-around front porch, a perfect setting to enjoy the outdoors and witness the frequent visits from roaming deer and vibrant birds. With its natural landscape, yard maintenance is effortless, granting you more time to enjoy the amenities offered by Holly Lake Ranch. Engage in activities such as golf, tennis, pickleball, swimming, fishing, kayaking, and boating on the two large lakes. The community also offers putt-putt, frisbee golf, hiking, shooting, and access to the Holly Lake Fitness Center. A membership at Holly Lake Ranch unlocks these world-class amenities and connects you with numerous social and recreational clubs, groups, and affiliations. Above all, the friendly neighbors and attentive services make Holly Lake Ranch a truly unique and welcoming experience. Embrace the peaceful comfort that awaits you in the pines!

  20. 2026-03-21
    price $345,000 1961-char remark
    Show marketing remark (1961 chars)

    PEACEFUL COMFORT IN THE PINES - Discover this charming 2-story home boasting 2,237 sq ft, featuring 3 bedrooms and 3 full bathrooms, alongside 2 spacious living areas and an office or den. Nestled on a serene 0.8-acre forest lot, this property offers an ideal retreat with the perfect blend of privacy and community. Set back from the road, the home enhances your sense of seclusion. A circular gravel driveway ensures easy access and ample parking for both family and guests. This expansive lot not only provides room to roam but also presents opportunities for potential additions or development. The home has been thoughtfully updated, recently painted, and equipped with a newer roof and gutters, ensuring peace of mind for years to come. The first floor features charming ceramic tile floors, while the bedrooms are adorned with cozy carpeting. Designed with entertainment in mind, the layout encourages social gatherings downstairs, reserving the upstairs for restful sleep. The modern kitchen, equipped with stainless steel appliances, serves as an inviting space for cooking and entertaining. Step outside onto the wrap-around front porch, a perfect setting to enjoy the outdoors and witness the frequent visits from roaming deer and vibrant birds. With its natural landscape, yard maintenance is effortless, granting you more time to enjoy the amenities offered by Holly Lake Ranch. Engage in activities such as golf, tennis, pickleball, swimming, fishing, kayaking, and boating on the two large lakes. The community also offers putt-putt, frisbee golf, hiking, shooting, and access to the Holly Lake Fitness Center. A membership at Holly Lake Ranch unlocks these world-class amenities and connects you with numerous social and recreational clubs, groups, and affiliations. Above all, the friendly neighbors and attentive services make Holly Lake Ranch a truly unique and welcoming experience. Embrace the peaceful comfort that awaits you in the pines!

  21. 2026-02-04
    status Active 1961-char remark
    Show marketing remark (1966 chars)

    PEACEFUL COMFORT IN THE PINES - Discover this charming 2-story home boasting 2,237 sq ft, featuring 3 bedrooms and 3 full bathrooms, alongside 2 spacious living areas and an office or den. Nestled on a serene 0.8-acre forest lot, this property offers an ideal retreat with the perfect blend of privacy and community. Set back from the road, the home enhances your sense of seclusion. A circular gravel driveway ensures easy access and ample parking for both family and guests. This expansive lot not only provides room to roam but also presents opportunities for potential additions or development. The home has been thoughtfully updated, recently painted, and equipped with a newer roof and gutters, ensuring peace of mind for years to come. The first floor features charming ceramic tile floors, while the bedrooms are adorned with cozy carpeting. Designed with entertainment in mind, the layout encourages social gatherings downstairs, reserving the upstairs for restful sleep. The modern kitchen, equipped with stainless steel appliances, serves as an inviting space for cooking and entertaining. Step outside onto the wrap-around front porch, a perfect setting to enjoy the outdoors and witness the frequent visits from roaming deer and vibrant birds. With its natural landscape, yard maintenance is effortless, granting you more time to enjoy the amenities offered by Holly Lake Ranch. Engage in activities such as golf, tennis, pickleball, swimming, fishing, kayaking, and boating on the two large lakes. The community also offers putt-putt, frisbee golf, hiking, shooting, and access to the Holly Lake Fitness Center. A membership at Holly Lake Ranch unlocks these world-class amenities and connects you with numerous social and recreational clubs, groups, and affiliations. Above all, the friendly neighbors and attentive services make Holly Lake Ranch a truly unique and welcoming experience. Embrace the peaceful comfort that awaits you in the pines!

  22. 2026-02-04
    status Active 1966-char remark
    Show marketing remark (1966 chars)

    PEACEFUL COMFORT IN THE PINES - Discover this charming 2-story home boasting 2,237 sq ft, featuring 3 bedrooms and 3 full bathrooms, alongside 2 spacious living areas and an office or den. Nestled on a serene 0.8-acre forest lot, this property offers an ideal retreat with the perfect blend of privacy and community. Set back from the road, the home enhances your sense of seclusion. A circular gravel driveway ensures easy access and ample parking for both family and guests. This expansive lot not only provides room to roam but also presents opportunities for potential additions or development. The home has been thoughtfully updated, recently painted, and equipped with a newer roof and gutters, ensuring peace of mind for years to come. The first floor features charming ceramic tile floors, while the bedrooms are adorned with cozy carpeting. Designed with entertainment in mind, the layout encourages social gatherings downstairs, reserving the upstairs for restful sleep. The modern kitchen, equipped with stainless steel appliances, serves as an inviting space for cooking and entertaining. Step outside onto the wrap-around front porch, a perfect setting to enjoy the outdoors and witness the frequent visits from roaming deer and vibrant birds. With its natural landscape, yard maintenance is effortless, granting you more time to enjoy the amenities offered by Holly Lake Ranch. Engage in activities such as golf, tennis, pickleball, swimming, fishing, kayaking, and boating on the two large lakes. The community also offers putt-putt, frisbee golf, hiking, shooting, and access to the Holly Lake Fitness Center. A membership at Holly Lake Ranch unlocks these world-class amenities and connects you with numerous social and recreational clubs, groups, and affiliations. Above all, the friendly neighbors and attentive services make Holly Lake Ranch a truly unique and welcoming experience. Embrace the peaceful comfort that awaits you in the pines!

  23. 2026-01-03
    historical 1961-char remark
    Show marketing remark (1961 chars)

    PEACEFUL COMFORT IN THE PINES - Discover this charming 2-story home boasting 2,237 sq ft, featuring 3 bedrooms and 3 full bathrooms, alongside 2 spacious living areas and an office or den. Nestled on a serene 0.8-acre forest lot, this property offers an ideal retreat with the perfect blend of privacy and community. Set back from the road, the home enhances your sense of seclusion. A circular gravel driveway ensures easy access and ample parking for both family and guests. This expansive lot not only provides room to roam but also presents opportunities for potential additions or development. The home has been thoughtfully updated, recently painted, and equipped with a newer roof and gutters, ensuring peace of mind for years to come. The first floor features charming ceramic tile floors, while the bedrooms are adorned with cozy carpeting. Designed with entertainment in mind, the layout encourages social gatherings downstairs, reserving the upstairs for restful sleep. The modern kitchen, equipped with stainless steel appliances, serves as an inviting space for cooking and entertaining. Step outside onto the wrap-around front porch, a perfect setting to enjoy the outdoors and witness the frequent visits from roaming deer and vibrant birds. With its natural landscape, yard maintenance is effortless, granting you more time to enjoy the amenities offered by Holly Lake Ranch. Engage in activities such as golf, tennis, pickleball, swimming, fishing, kayaking, and boating on the two large lakes. The community also offers putt-putt, frisbee golf, hiking, shooting, and access to the Holly Lake Fitness Center. A membership at Holly Lake Ranch unlocks these world-class amenities and connects you with numerous social and recreational clubs, groups, and affiliations. Above all, the friendly neighbors and attentive services make Holly Lake Ranch a truly unique and welcoming experience. Embrace the peaceful comfort that awaits you in the pines!

  24. 2025-09-15
    price $260,000 1966-char remark
    Show marketing remark (1961 chars)

    PEACEFUL COMFORT IN THE PINES - Discover this charming 2-story home boasting 2,237 sq ft, featuring 3 bedrooms and 3 full bathrooms, alongside 2 spacious living areas and an office or den. Nestled on a serene 0.8-acre forest lot, this property offers an ideal retreat with the perfect blend of privacy and community. Set back from the road, the home enhances your sense of seclusion. A circular gravel driveway ensures easy access and ample parking for both family and guests. This expansive lot not only provides room to roam but also presents opportunities for potential additions or development. The home has been thoughtfully updated, recently painted, and equipped with a newer roof and gutters, ensuring peace of mind for years to come. The first floor features charming ceramic tile floors, while the bedrooms are adorned with cozy carpeting. Designed with entertainment in mind, the layout encourages social gatherings downstairs, reserving the upstairs for restful sleep. The modern kitchen, equipped with stainless steel appliances, serves as an inviting space for cooking and entertaining. Step outside onto the wrap-around front porch, a perfect setting to enjoy the outdoors and witness the frequent visits from roaming deer and vibrant birds. With its natural landscape, yard maintenance is effortless, granting you more time to enjoy the amenities offered by Holly Lake Ranch. Engage in activities such as golf, tennis, pickleball, swimming, fishing, kayaking, and boating on the two large lakes. The community also offers putt-putt, frisbee golf, hiking, shooting, and access to the Holly Lake Fitness Center. A membership at Holly Lake Ranch unlocks these world-class amenities and connects you with numerous social and recreational clubs, groups, and affiliations. Above all, the friendly neighbors and attentive services make Holly Lake Ranch a truly unique and welcoming experience. Embrace the peaceful comfort that awaits you in the pines!

  25. 2025-09-15
    price $260,000 1961-char remark
    Show marketing remark (1961 chars)

    PEACEFUL COMFORT IN THE PINES - Discover this charming 2-story home boasting 2,237 sq ft, featuring 3 bedrooms and 3 full bathrooms, alongside 2 spacious living areas and an office or den. Nestled on a serene 0.8-acre forest lot, this property offers an ideal retreat with the perfect blend of privacy and community. Set back from the road, the home enhances your sense of seclusion. A circular gravel driveway ensures easy access and ample parking for both family and guests. This expansive lot not only provides room to roam but also presents opportunities for potential additions or development. The home has been thoughtfully updated, recently painted, and equipped with a newer roof and gutters, ensuring peace of mind for years to come. The first floor features charming ceramic tile floors, while the bedrooms are adorned with cozy carpeting. Designed with entertainment in mind, the layout encourages social gatherings downstairs, reserving the upstairs for restful sleep. The modern kitchen, equipped with stainless steel appliances, serves as an inviting space for cooking and entertaining. Step outside onto the wrap-around front porch, a perfect setting to enjoy the outdoors and witness the frequent visits from roaming deer and vibrant birds. With its natural landscape, yard maintenance is effortless, granting you more time to enjoy the amenities offered by Holly Lake Ranch. Engage in activities such as golf, tennis, pickleball, swimming, fishing, kayaking, and boating on the two large lakes. The community also offers putt-putt, frisbee golf, hiking, shooting, and access to the Holly Lake Fitness Center. A membership at Holly Lake Ranch unlocks these world-class amenities and connects you with numerous social and recreational clubs, groups, and affiliations. Above all, the friendly neighbors and attentive services make Holly Lake Ranch a truly unique and welcoming experience. Embrace the peaceful comfort that awaits you in the pines!

  26. 2025-07-15
    price $280,000 1966-char remark
    Show marketing remark (1961 chars)

    PEACEFUL COMFORT IN THE PINES - Discover this charming 2-story home boasting 2,237 sq ft, featuring 3 bedrooms and 3 full bathrooms, alongside 2 spacious living areas and an office or den. Nestled on a serene 0.8-acre forest lot, this property offers an ideal retreat with the perfect blend of privacy and community. Set back from the road, the home enhances your sense of seclusion. A circular gravel driveway ensures easy access and ample parking for both family and guests. This expansive lot not only provides room to roam but also presents opportunities for potential additions or development. The home has been thoughtfully updated, recently painted, and equipped with a newer roof and gutters, ensuring peace of mind for years to come. The first floor features charming ceramic tile floors, while the bedrooms are adorned with cozy carpeting. Designed with entertainment in mind, the layout encourages social gatherings downstairs, reserving the upstairs for restful sleep. The modern kitchen, equipped with stainless steel appliances, serves as an inviting space for cooking and entertaining. Step outside onto the wrap-around front porch, a perfect setting to enjoy the outdoors and witness the frequent visits from roaming deer and vibrant birds. With its natural landscape, yard maintenance is effortless, granting you more time to enjoy the amenities offered by Holly Lake Ranch. Engage in activities such as golf, tennis, pickleball, swimming, fishing, kayaking, and boating on the two large lakes. The community also offers putt-putt, frisbee golf, hiking, shooting, and access to the Holly Lake Fitness Center. A membership at Holly Lake Ranch unlocks these world-class amenities and connects you with numerous social and recreational clubs, groups, and affiliations. Above all, the friendly neighbors and attentive services make Holly Lake Ranch a truly unique and welcoming experience. Embrace the peaceful comfort that awaits you in the pines!

  27. 2025-07-15
    price $280,000 1961-char remark
    Show marketing remark (1961 chars)

    PEACEFUL COMFORT IN THE PINES - Discover this charming 2-story home boasting 2,237 sq ft, featuring 3 bedrooms and 3 full bathrooms, alongside 2 spacious living areas and an office or den. Nestled on a serene 0.8-acre forest lot, this property offers an ideal retreat with the perfect blend of privacy and community. Set back from the road, the home enhances your sense of seclusion. A circular gravel driveway ensures easy access and ample parking for both family and guests. This expansive lot not only provides room to roam but also presents opportunities for potential additions or development. The home has been thoughtfully updated, recently painted, and equipped with a newer roof and gutters, ensuring peace of mind for years to come. The first floor features charming ceramic tile floors, while the bedrooms are adorned with cozy carpeting. Designed with entertainment in mind, the layout encourages social gatherings downstairs, reserving the upstairs for restful sleep. The modern kitchen, equipped with stainless steel appliances, serves as an inviting space for cooking and entertaining. Step outside onto the wrap-around front porch, a perfect setting to enjoy the outdoors and witness the frequent visits from roaming deer and vibrant birds. With its natural landscape, yard maintenance is effortless, granting you more time to enjoy the amenities offered by Holly Lake Ranch. Engage in activities such as golf, tennis, pickleball, swimming, fishing, kayaking, and boating on the two large lakes. The community also offers putt-putt, frisbee golf, hiking, shooting, and access to the Holly Lake Fitness Center. A membership at Holly Lake Ranch unlocks these world-class amenities and connects you with numerous social and recreational clubs, groups, and affiliations. Above all, the friendly neighbors and attentive services make Holly Lake Ranch a truly unique and welcoming experience. Embrace the peaceful comfort that awaits you in the pines!

  28. 2025-06-21
    price $295,000 1966-char remark
    Show marketing remark (1961 chars)

    PEACEFUL COMFORT IN THE PINES - Discover this charming 2-story home boasting 2,237 sq ft, featuring 3 bedrooms and 3 full bathrooms, alongside 2 spacious living areas and an office or den. Nestled on a serene 0.8-acre forest lot, this property offers an ideal retreat with the perfect blend of privacy and community. Set back from the road, the home enhances your sense of seclusion. A circular gravel driveway ensures easy access and ample parking for both family and guests. This expansive lot not only provides room to roam but also presents opportunities for potential additions or development. The home has been thoughtfully updated, recently painted, and equipped with a newer roof and gutters, ensuring peace of mind for years to come. The first floor features charming ceramic tile floors, while the bedrooms are adorned with cozy carpeting. Designed with entertainment in mind, the layout encourages social gatherings downstairs, reserving the upstairs for restful sleep. The modern kitchen, equipped with stainless steel appliances, serves as an inviting space for cooking and entertaining. Step outside onto the wrap-around front porch, a perfect setting to enjoy the outdoors and witness the frequent visits from roaming deer and vibrant birds. With its natural landscape, yard maintenance is effortless, granting you more time to enjoy the amenities offered by Holly Lake Ranch. Engage in activities such as golf, tennis, pickleball, swimming, fishing, kayaking, and boating on the two large lakes. The community also offers putt-putt, frisbee golf, hiking, shooting, and access to the Holly Lake Fitness Center. A membership at Holly Lake Ranch unlocks these world-class amenities and connects you with numerous social and recreational clubs, groups, and affiliations. Above all, the friendly neighbors and attentive services make Holly Lake Ranch a truly unique and welcoming experience. Embrace the peaceful comfort that awaits you in the pines!

  29. 2025-06-21
    price $295,000 1961-char remark
    Show marketing remark (1961 chars)

    PEACEFUL COMFORT IN THE PINES - Discover this charming 2-story home boasting 2,237 sq ft, featuring 3 bedrooms and 3 full bathrooms, alongside 2 spacious living areas and an office or den. Nestled on a serene 0.8-acre forest lot, this property offers an ideal retreat with the perfect blend of privacy and community. Set back from the road, the home enhances your sense of seclusion. A circular gravel driveway ensures easy access and ample parking for both family and guests. This expansive lot not only provides room to roam but also presents opportunities for potential additions or development. The home has been thoughtfully updated, recently painted, and equipped with a newer roof and gutters, ensuring peace of mind for years to come. The first floor features charming ceramic tile floors, while the bedrooms are adorned with cozy carpeting. Designed with entertainment in mind, the layout encourages social gatherings downstairs, reserving the upstairs for restful sleep. The modern kitchen, equipped with stainless steel appliances, serves as an inviting space for cooking and entertaining. Step outside onto the wrap-around front porch, a perfect setting to enjoy the outdoors and witness the frequent visits from roaming deer and vibrant birds. With its natural landscape, yard maintenance is effortless, granting you more time to enjoy the amenities offered by Holly Lake Ranch. Engage in activities such as golf, tennis, pickleball, swimming, fishing, kayaking, and boating on the two large lakes. The community also offers putt-putt, frisbee golf, hiking, shooting, and access to the Holly Lake Fitness Center. A membership at Holly Lake Ranch unlocks these world-class amenities and connects you with numerous social and recreational clubs, groups, and affiliations. Above all, the friendly neighbors and attentive services make Holly Lake Ranch a truly unique and welcoming experience. Embrace the peaceful comfort that awaits you in the pines!

  30. 2025-06-15
    listed $320,000 Active 1961-char remark
    Show marketing remark (1961 chars)

    PEACEFUL COMFORT IN THE PINES - Discover this charming 2-story home boasting 2,237 sq ft, featuring 3 bedrooms and 3 full bathrooms, alongside 2 spacious living areas and an office or den. Nestled on a serene 0.8-acre forest lot, this property offers an ideal retreat with the perfect blend of privacy and community. Set back from the road, the home enhances your sense of seclusion. A circular gravel driveway ensures easy access and ample parking for both family and guests. This expansive lot not only provides room to roam but also presents opportunities for potential additions or development. The home has been thoughtfully updated, recently painted, and equipped with a newer roof and gutters, ensuring peace of mind for years to come. The first floor features charming ceramic tile floors, while the bedrooms are adorned with cozy carpeting. Designed with entertainment in mind, the layout encourages social gatherings downstairs, reserving the upstairs for restful sleep. The modern kitchen, equipped with stainless steel appliances, serves as an inviting space for cooking and entertaining. Step outside onto the wrap-around front porch, a perfect setting to enjoy the outdoors and witness the frequent visits from roaming deer and vibrant birds. With its natural landscape, yard maintenance is effortless, granting you more time to enjoy the amenities offered by Holly Lake Ranch. Engage in activities such as golf, tennis, pickleball, swimming, fishing, kayaking, and boating on the two large lakes. The community also offers putt-putt, frisbee golf, hiking, shooting, and access to the Holly Lake Fitness Center. A membership at Holly Lake Ranch unlocks these world-class amenities and connects you with numerous social and recreational clubs, groups, and affiliations. Above all, the friendly neighbors and attentive services make Holly Lake Ranch a truly unique and welcoming experience. Embrace the peaceful comfort that awaits you in the pines!

  31. 2025-06-12
    listed $320,000 Active 1966-char remark
    Show marketing remark (1966 chars)

    PEACEFUL COMFORT IN THE PINES - Discover this charming 2-story home boasting 2,237 sq ft, featuring 3 bedrooms and 3 full bathrooms, alongside 2 spacious living areas and an office or den. Nestled on a serene 0.8-acre forest lot, this property offers an ideal retreat with the perfect blend of privacy and community. Set back from the road, the home enhances your sense of seclusion. A circular gravel driveway ensures easy access and ample parking for both family and guests. This expansive lot not only provides room to roam but also presents opportunities for potential additions or development. The home has been thoughtfully updated, recently painted, and equipped with a newer roof and gutters, ensuring peace of mind for years to come. The first floor features charming ceramic tile floors, while the bedrooms are adorned with cozy carpeting. Designed with entertainment in mind, the layout encourages social gatherings downstairs, reserving the upstairs for restful sleep. The modern kitchen, equipped with stainless steel appliances, serves as an inviting space for cooking and entertaining. Step outside onto the wrap-around front porch, a perfect setting to enjoy the outdoors and witness the frequent visits from roaming deer and vibrant birds. With its natural landscape, yard maintenance is effortless, granting you more time to enjoy the amenities offered by Holly Lake Ranch. Engage in activities such as golf, tennis, pickleball, swimming, fishing, kayaking, and boating on the two large lakes. The community also offers putt-putt, frisbee golf, hiking, shooting, and access to the Holly Lake Fitness Center. A membership at Holly Lake Ranch unlocks these world-class amenities and connects you with numerous social and recreational clubs, groups, and affiliations. Above all, the friendly neighbors and attentive services make Holly Lake Ranch a truly unique and welcoming experience. Embrace the peaceful comfort that awaits you in the pines!

  32. 2025-06-12
    historical
    Show marketing remark (1966 chars)

    PEACEFUL COMFORT IN THE PINES - Discover this charming 2-story home boasting 2,237 sq ft, featuring 3 bedrooms and 3 full bathrooms, alongside 2 spacious living areas and an office or den. Nestled on a serene 0.8-acre forest lot, this property offers an ideal retreat with the perfect blend of privacy and community. Set back from the road, the home enhances your sense of seclusion. A circular gravel driveway ensures easy access and ample parking for both family and guests. This expansive lot not only provides room to roam but also presents opportunities for potential additions or development. The home has been thoughtfully updated, recently painted, and equipped with a newer roof and gutters, ensuring peace of mind for years to come. The first floor features charming ceramic tile floors, while the bedrooms are adorned with cozy carpeting. Designed with entertainment in mind, the layout encourages social gatherings downstairs, reserving the upstairs for restful sleep. The modern kitchen, equipped with stainless steel appliances, serves as an inviting space for cooking and entertaining. Step outside onto the wrap-around front porch, a perfect setting to enjoy the outdoors and witness the frequent visits from roaming deer and vibrant birds. With its natural landscape, yard maintenance is effortless, granting you more time to enjoy the amenities offered by Holly Lake Ranch. Engage in activities such as golf, tennis, pickleball, swimming, fishing, kayaking, and boating on the two large lakes. The community also offers putt-putt, frisbee golf, hiking, shooting, and access to the Holly Lake Fitness Center. A membership at Holly Lake Ranch unlocks these world-class amenities and connects you with numerous social and recreational clubs, groups, and affiliations. Above all, the friendly neighbors and attentive services make Holly Lake Ranch a truly unique and welcoming experience. Embrace the peaceful comfort that awaits you in the pines!

  33. 2025-03-25
    price $320,000
  34. 2025-03-25
    price $320,000
  35. 2025-03-25
    price $320,000
  36. 2024-12-18
    listed $325,000 Active
  37. 2024-12-18
    listed $325,000 Active
  38. 2023-12-12
    listed $360,000 Active
  39. 2016-12-22
    soldstatus
  40. 2016-11-23
    listed $119,900
  41. 1997-04-10
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$4,291 · $358/mo
Projected year-2 tax
$4,557 · $380/mo
Expected delta
+$266/yr (+$22/mo · 6.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 6 d/yr ≥110°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 44% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$21,997
− Mortgage interest
−$13,948
− Property taxes
−$4,291
− Insurance
−$1,245
− Repairs & maintenance
−$1,760
− Management
−$1,760
− HOA
−$3,228
− Depreciation
−$7,244
Taxable loss
−$11,478
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,755
After-tax cash flow
$-4,301/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Harmony ISD
NCES district ID
4822560
Math proficiency
48% ▲ 2.00%
Reading proficiency
47% ▼ -4.00%
Median HH income
$47,303
Composite
40.47/100
National rank
#3721
State rank
#224 of 826 in TX

Livability — Holly Lake Ranch

Score
66/100
State rank
#597
US rank
#11377

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B- Housing A+ Health & safety D- User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Holly Lake Ranch, TX
Population (ZIP)
8,195

Population outlook (Wood County) Hauer SSP2

Today (2025)
46,480 people
By 2030
47,796 · +2.8%
By 2040
50,142 · +7.9%
By 2050
52,122 · +12.1%
By 2075
57,033 · +22.7%
By 2100
56,418 · +21.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (79%)
Race & ethnicity
White 79% Black 12% Hispanic / Latino 6% Two or more races 5%
Hispanic origin (detail)
Mexican 5%
Common ancestry
Lithuanian 2% Slovak 2% Serbian 1%
Foreign-born
1% · Canada
Languages at home
95% English-only · Spanish 4%

Political lean MEDSL · Wood

2024 margin
Solid R (+69.7) · D 14.8% · R 84.6%
2008→2024 swing
-15.5pp toward R · 2008: -54.2pp · 2024: -69.7pp
All cycles
2024: R+69.7 2020: R+68.2 2016: R+70.0 2012: R+64.2 2008: R+54.2

Not yet ingested

Civics

Market trends

HPI YoY
▲ 3.10%
Current HPI
236.7688
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+116.8% since first listed
25 events — show timeline
  • 2026-05-04 Price Changed $260,000 NTREIS
  • 2026-05-04 Price Changed $260,000 GTAR
  • 2026-03-21 Price Changed $345,000 NTREIS
  • 2026-03-21 Price Changed $345,000 GTAR
  • 2026-02-04 Relisted GTAR
  • 2026-02-04 Relisted NTREIS
  • 2026-01-03 Delisted GTAR
  • 2025-09-15 Price Changed $260,000 NTREIS
  • 2025-09-15 Price Changed $260,000 GTAR
  • 2025-07-15 Price Changed $280,000 NTREIS
  • 2025-07-15 Price Changed $280,000 GTAR
  • 2025-06-21 Price Changed $295,000 NTREIS
  • 2025-06-21 Price Changed $295,000 GTAR
  • 2025-06-15 Listed $320,000 GTAR
  • 2025-06-12 Listing Removed NTREIS
  • 2025-06-12 Listed $320,000 NTREIS
  • 2025-03-25 Price Changed $320,000 NTREIS
  • 2025-03-25 Price Changed $320,000 LAAR
  • 2025-03-25 Price Changed $320,000 GTAR
  • 2024-12-18 Listed $325,000 NTREIS
  • 2024-12-18 Listed $325,000 LAAR
  • 2023-12-12 Listed $360,000 LAAR
  • 2016-12-22 Sold (MLS) GTAR
  • 2016-11-23 Listed $119,900 GTAR
  • 1997-04-10 Sold (Public Records) Public Records

Property tax history

+16.2%/yr

Latest (2025): $4,291 · +3.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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