1280 Monte Cielo Dr · Beverly Hills, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 5/10 · Moderate
- Hot days now (above 86°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 5/10 · Moderate
- Unhealthy air days now
- 7 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Appreciation +9.8/10.0
- Schools +5.9/10.0
- Livability +3.7/5.0
- Rent growth +2.9/5.0
- Condition / age +2.5/5.0
- Cash flow +0.0/30.0
- 1% rule +0.0/10.0
- DSCR +0.0/10.0
$6,395,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Incredible opportunity to acquire a premier one half acre property in the city of Beverly Hills with spectacular views of city, ocean and hills. This French Normandy home can be restored or a buyer can build new home. Very quiet street with very little traffic sits this prime property with 188 feet of street frontage with a generous amount of flat land.
Key facts
- Quiet street
- Half acre property
- Spectacular views
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 6-bed/7.0-bath single-family listed at $6.39M.
Deal economics
- At list price, monthly cash flow is $-33k ($-394k/yr) — negative.
- To cash-flow at today's rent, offer at most $1.30M (79.6% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $1.14M (82.2% below list).
- Recommended offer: $1.14M (82.2% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 74/100 on livability (#138 in CA, #4,810 nationally) — a middle-class / working-renter tenant base. Strengths: schools A+, amenities A+, commute A+; Watch: housing C-, health & safety C-, crime F.
- Beverly Hills Unified (suburban): math 57% / reading 73% proficiency, ranked #61 of 517 in CA (top 12%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 7% free/reduced lunch — higher-income household profile.
- Market conditions: Rents rising (+1.7%/yr); 308 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 55% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 19,697 units permitted in Los Angeles County in 2024 (9,426 in 5+ unit buildings).
- At $11,393/mo this rent would consume 73% of the median local household income ($188k/yr) (locally 911% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- In year one you build about $655k of equity ($44k loan paydown + $611k appreciation (9.6% local appreciation)).
- Los Angeles County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- By year 2, paydown + projected appreciation supports a ~$1.05M cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 93 days — a 9% lower offer ($5.82M) is reasonable based on typical stale-listing flexibility.
- 12 sale attempts since 13y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $4.80M; 33% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 93 days. Have you received any prior offers? Is the seller open to a 82% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.18% ✗
- Cap rate
- 0.13%
- Cash-on-cash
- -21.99%
- DSCR
- 0.02
- GRM
- 46.8
CMA / ARV
- ARV (median comp)
- $10,679,881
- List price
- $6,395,000
- Delta
- -40.12%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Projected returns pro-forma
9.56% appreciation · 1.73% rent growth · sell at horizon
- IRR
- 8.0%
- Equity multiple
- 1.66×
- Total profit
- $1,183,896
- Equity at exit
- $5,555,582
- IRR
- 9.8%
- Equity multiple
- 3.82×
- Total profit
- $5,052,631
- Equity at exit
- $11,768,634
Cash invested: $1,790,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 90210
- Home prices YoY
- 2.0%
- Rents YoY
- 1.7%
- Active inventory
- 308
- Price-to-rent
- 46.8×
Monthly cashflow live
- Estimated rent
- $11,393 medium interval (Pro) →
- Mortgage (P&I)
- −$33,536
- Tax from tax record
- −$5,616 /mo · $67,398/yr
- Insurance
- −$2,665
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$2,393
- Net cashflow
- $-32,817
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $1,598,750
- Closing costs
- $191,850
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1214 Coldwater Canyon Dr Beverly Hills, CA | 6.0 | 5.5 | 5500 | $35,000 | $6.36 | 44d | 1 | 0.17mi |
| 1131 Miradero Rd Beverly Hills, CA | 5.0 | 6.0 | 5000 | $34,500 | $6.90 | 44d | 1 | 0.34mi |
| 1148 Coldwater Canyon Dr Beverly Hills, CA | 6.0 | 7.5 | 5500 | $25,000 | $4.55 | 44d | 1 | 0.35mi |
| 1357 Schuyler Rd Beverly Hills, CA | 5.0 | 6.0 | 5097 | $30,000 | $5.89 | 1d | 1 | 0.39mi |
| 1847 Coldwater Canyon Dr Beverly Hills, CA | 5.0 | 6.0 | 4633 | $28,900 | $6.24 | 1d | 1 | 0.40mi |
| 1441 Robmar Dr Beverly Hills, CA | 7.0 | 7.5 | 7444 | $34,000 | $4.57 | 22d | 1 | 0.46mi |
| 1121 N Beverly Dr Beverly Hills, CA | 5.0 | 6.5 | 5000 | $26,950 | $5.39 | 15d | 1 | 0.55mi |
| 1075 Wallace Rdg Beverly Hills, CA | 5.0 | 7.0 | 5479 | $52,000 | $9.49 | 44d | 1 | 0.62mi |
| 1300 Summitridge Dr Beverly Hills, CA | 5.0 | 5.0 | 3835 | $19,995 | $5.21 | 44d | 1 | 0.69mi |
| 1857 N Beverly Dr Beverly Hills, CA | 5.0 | 6.0 | 4043 | $15,400 | $3.81 | 44d | 1 | 0.72mi |
| 1575 Alexis Pl Beverly Hills, CA | 5.0 | 5.0 | 5650 | $38,500 | $6.81 | 44d | 1 | 0.74mi |
| 926 N Alpine Dr Beverly Hills, CA | 7.0 | 6.5 | 5138 | $26,500 | $5.16 | 44d | 1 | 0.77mi |
| 9405 Sierra Mar Pl Los Angeles, CA | 5.0 | 7.0 | 6618 | $80,000 | $12.09 | 22d | 1 | 0.80mi |
| 811 N Hillcrest Rd Beverly Hills, CA | 5.0 | 6.0 | 5177 | $35,000 | $6.76 | 22d | 1 | 0.85mi |
| 1725 Loma Vista Dr Beverly Hills, CA | 5.0 | 5.5 | 5322 | $35,500 | $6.67 | 25d | 1 | 0.88mi |
| 1085 Carolyn Way Beverly Hills, CA | 5.0 | 5.0 | 4441 | $36,000 | $8.11 | 44d | 1 | 0.96mi |
| 560 Chalette Dr Beverly Hills, CA | 5.0 | 6.0 | 5000 | $45,000 | $9.00 | 44d | 1 | 0.99mi |
| 9213 Warbler Way Los Angeles, CA | 6.0 | 5.5 | 5800 | $19,800 | $3.41 | 44d | 1 | 1.01mi |
| 1316 Beverly Grove Pl Beverly Hills, CA | 5.0 | 6.5 | 5875 | $21,500 | $3.66 | 25d | 1 | 1.01mi |
| 9305 Nightingale Dr Los Angeles, CA | 5.0 | 4.5 | 5749 | $65,000 | $11.31 | 22d | 1 | 1.04mi |
| 727 N Alta Dr Beverly Hills, CA | 6.0 | 6.0 | 5297 | $88,000 | $16.61 | 44d | 1 | 1.04mi |
| 502 Evelyn Pl Beverly Hills, CA | 6.0 | 6.0 | 4500 | $30,000 | $6.67 | 8d | 1 | 1.05mi |
| 1118 San Ysidro Dr Beverly Hills, CA | 6.0 | 6.5 | 7400 | $79,000 | $10.68 | 44d | 1 | 1.06mi |
| 1845 Loma Vista Dr Beverly Hills, CA | 5.0 | 6.0 | 5200 | $22,950 | $4.41 | 44d | 1 | 1.07mi |
| 1365 N Wetherly Dr Los Angeles, CA | 5.0 | 4.0 | 4600 | $15,900 | $3.46 | 44d | 1 | 1.13mi |
| 1862 Loma Vista Dr Beverly Hills, CA | 5.0 | 5.5 | 6200 | $80,000 | $12.90 | 44d | 1 | 1.14mi |
| 910 N Crescent Dr Beverly Hills, CA | 6.0 | 5.0 | 6000 | $40,000 | $6.67 | 22d | 1 | 1.15mi |
| 2108 San Ysidro Dr Beverly Hills, CA | 5.0 | 5.5 | 4853 | $19,995 | $4.12 | 44d | 1 | 1.15mi |
| 703 N Maple Dr Beverly Hills, CA | 7.0 | 9.0 | 6500 | $55,000 | $8.46 | 44d | 1 | 1.15mi |
| 1915 Carla Rdg Beverly Hills, CA | 5.0 | 5.5 | 5715 | $26,500 | $4.64 | 44d | 1 | 1.16mi |
| 8900 Alto Cedro Dr Beverly Hills, CA | 7.0 | 5.0 | 5032 | $17,000 | $3.38 | 25d | 1 | 1.16mi |
| 9038 Meredith Pl Beverly Hills, CA | 5.0 | 6.5 | 6500 | $45,000 | $6.92 | 22d | 1 | 1.21mi |
| 1474 Blue Jay Way Los Angeles, CA | 6.0 | 7.0 | 7083 | $65,000 | $9.18 | 25d | 1 | 1.24mi |
| 1474 Blue Jay Way Los Angeles, CA | 6.0 | 7.0 | 7083 | $65,000 | $9.18 | 44d | 1 | 1.24mi |
| 627 N Elm Dr Beverly Hills, CA | 5.0 | 4.5 | 4781 | $17,995 | $3.76 | 44d | 1 | 1.27mi |
| 624 N Arden Dr Beverly Hills, CA | 7.0 | 8.0 | 6777 | $65,000 | $9.59 | 22d | 1 | 1.27mi |
| 9023 Alto Cedro Dr Beverly Hills, CA | 6.0 | 6.0 | 5000 | $25,000 | $5.00 | 1d | 1 | 1.32mi |
| 625 N Sierra Dr Beverly Hills, CA | 5.0 | 4.5 | 4542 | $27,500 | $6.05 | 25d | 1 | 1.34mi |
| 607 N Hillcrest Rd Beverly Hills, CA | 6.0 | 7.5 | 4500 | $28,000 | $6.22 | 22d | 1 | 1.36mi |
| 605 N Hillcrest Rd Beverly Hills, CA | 7.0 | 7.0 | 5007 | $45,000 | $8.99 | 44d | 1 | 1.38mi |
Listing history 32 events
-
2026-06-18days on market $6,395,000 Active 93 DOM
-
2026-06-17days on market $6,395,000 Active 92 DOM
-
2026-06-16days on market $6,395,000 Active 91 DOM
-
2026-06-15days on market $6,395,000 Active 90 DOM
-
2026-06-13days on market $6,395,000 Active 88 DOM
-
2026-06-13days on market $6,395,000 Active 87 DOM
-
2026-06-09days on market $6,395,000 Active 84 DOM
-
2026-06-08days on market $6,395,000 Active 83 DOM
-
2026-06-07days on market $6,395,000 Active 82 DOM
-
2026-06-04days on market $6,395,000 Active 79 DOM
-
2026-06-03days on market $6,395,000 Active 78 DOM
-
2026-06-02days on market $6,395,000 Active 77 DOM
-
2026-06-01days on market $6,395,000 Active 76 DOM
-
2026-05-31days on market $6,395,000 Active 75 DOM
-
2026-03-16$6,395,000 Active 355-char remark
Show marketing remark (355 chars)
Incredible opportunity to acquire a premier one half acre property in the city of Beverly Hills with spectacular views of city, ocean and hills. This French Normandy home can be restored or a buyer can build new home. Very quiet street with very little traffic sits this prime property with 188 feet of street frontage with a generous amount of flat land.
-
2025-09-16Active
-
2025-01-26Active
-
2024-07-18Active
-
2024-01-10Active
-
2023-08-26Active
-
2023-02-12Active
-
2022-08-11Active
-
2022-02-04price
-
2021-08-04Active
-
2017-04-07soldstatus $4,800,000 Closed
-
2017-04-07soldstatus $4,800,000
-
2017-02-27status Pending
-
2017-01-30$4,750,000 Active
-
2014-06-16historical Withdrawn
-
2014-02-10Active
-
2013-10-31historical Withdrawn
-
2013-06-24Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CA · Resets to sale price
- Current annual tax
- $67,398 · $5,616/mo
- Projected year-2 tax
- $67,398 · $5,616/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 5/10 Major 7 d/yr ≥86°F today · 19 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 5/10 Major 7 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $136,715
- − Mortgage interest
- −$358,219
- − Property taxes
- −$67,398
- − Insurance
- −$31,975
- − Repairs & maintenance
- −$10,937
- − Management
- −$10,937
- − Depreciation
- −$186,036
- Taxable loss
- −$528,788
- Est. tax savings @ 24.0%
- +$126,909
- After-tax cash flow
- $-266,892/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Beverly Hills Unified
- NCES district ID
- 0604830
- Math proficiency
- 57% ▼ -7.00%
- Reading proficiency
- 73% ▼ -2.00%
- Median HH income
- $89,439
- Composite
- 58.93/100
- National rank
- #969
- State rank
- #61 of 517 in CA
Livability — Beverly Hills
- Score
- 74/100
- State rank
- #138
- US rank
- #4810
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Beverly Hills, CA
- County
- Los Angeles County · 9,444,647 people
- City population
- 38,852
- Metro
- Los Angeles-Long Beach-Anaheim, CA
- Population (ZIP)
- 19,004
- Household income
- $187,801
- Rent vs Own
- Severe rent burden
- 911.0
Population outlook (Los Angeles County) Hauer SSP2
- Today (2025)
- 10,940,515 people
- By 2030
- 11,256,481 · +2.9%
- By 2040
- 11,729,929 · +7.2%
- By 2050
- 11,948,407 · +9.2%
- By 2075
- 11,818,114 · +8.0%
- By 2100
- 10,842,928 · -0.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (81%)
- Race & ethnicity
- White 81% Two or more races 8% Asian 7% Hispanic / Latino 6% Black 2%
- Hispanic origin (detail)
- Mexican 3%
- Common ancestry
- Scotch-Irish 5% Italian 4% Romanian 3%
- Foreign-born
- 36% · Canada, China, South Korea
- Languages at home
- 59% English-only · Other Indo-European 21% Spanish 4% French/Haitian/Cajun 3%
Political lean MEDSL · Los Angeles
- 2024 margin
- Solid D (+32.9) · D 64.8% · R 31.9% · Other 3.3%
- 2008→2024 swing
- -7.4pp toward R · 2008: 40.4pp · 2024: 32.9pp
- All cycles
- 2024: D+32.9 2020: D+44.2 2016: D+48.0 2012: D+40.0 2008: D+40.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 9.56%
- Current HPI
- 495.052
- Rent YoY
- ▲ 1.73%
- Metro
- Los Angeles-Long Beach-Anaheim, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
||
| Financial Services | 3 | $174B |
|
||
| Retail | 3 | $44B |
|
||
| Insurance | 3 | $26B |
|
||
| Media / Entertainment | 2 | $115B |
|
||
| Pharmaceuticals / Biotech | 2 | $62B |
|
||
Price history
+34.6% since first listed18 events — show timeline
- 2026-03-16 Listed $6,395,000 TheMLS
- 2025-09-16 Listed — TheMLS
- 2025-01-26 Listed — TheMLS
- 2024-07-18 Listed — TheMLS
- 2024-01-10 Listed — TheMLS
- 2023-08-26 Listed — TheMLS
- 2023-02-12 Listed — TheMLS
- 2022-08-11 Listed — TheMLS
- 2022-02-04 Price Changed — TheMLS
- 2021-08-04 Listed — TheMLS
- 2017-04-07 Sold (Public Records) $4,800,000 Public Records
- 2017-04-07 Sold (MLS) $4,800,000 TheMLS
- 2017-02-27 Pending — TheMLS
- 2017-01-30 Listed $4,750,000 TheMLS
- 2014-06-16 Delisted — TheMLS
- 2014-02-10 Listed — TheMLS
- 2013-10-31 Delisted — TheMLS
- 2013-06-24 Listed — TheMLS
Property tax history
+11.4%/yrLatest (2025): $67,398 · +2.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…