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1280 Monte Cielo Dr
D- Composite 39.8
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Appreciation +9.8/10.0
  • Schools +5.9/10.0
  • Livability +3.7/5.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • Cash flow +0.0/30.0
  • 1% rule +0.0/10.0
  • DSCR +0.0/10.0

$6,395,000

1280 Monte Cielo Dr · Beverly Hills, CA 90210
6 bd · 7.0 ba · 5,214 sqft · SingleFamily public records · 93 Days on market
Built 1984 0.60 ac lot $1227/sqft · 40% below area Est $10680k · 40% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Incredible opportunity to acquire a premier one half acre property in the city of Beverly Hills with spectacular views of city, ocean and hills. This French Normandy home can be restored or a buyer can build new home. Very quiet street with very little traffic sits this prime property with 188 feet of street frontage with a generous amount of flat land.

Key facts

  • Quiet street
  • Half acre property
  • Spectacular views

Tags

HALF ACRE PROPERTYSPECTACULAR VIEWSQUIET STREET188 FEET OF STREET FRONTAGEGENEROUS AMOUNT OF FLAT LAND

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 6-bed/7.0-bath single-family listed at $6.39M.

Deal economics

  • At list price, monthly cash flow is $-33k ($-394k/yr) — negative.
  • To cash-flow at today's rent, offer at most $1.30M (79.6% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $1.14M (82.2% below list).
  • Recommended offer: $1.14M (82.2% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 74/100 on livability (#138 in CA, #4,810 nationally) — a middle-class / working-renter tenant base. Strengths: schools A+, amenities A+, commute A+; Watch: housing C-, health & safety C-, crime F.
  • Beverly Hills Unified (suburban): math 57% / reading 73% proficiency, ranked #61 of 517 in CA (top 12%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 7% free/reduced lunch — higher-income household profile.
  • Market conditions: Rents rising (+1.7%/yr); 308 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 55% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 19,697 units permitted in Los Angeles County in 2024 (9,426 in 5+ unit buildings).
  • At $11,393/mo this rent would consume 73% of the median local household income ($188k/yr) (locally 911% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • In year one you build about $655k of equity ($44k loan paydown + $611k appreciation (9.6% local appreciation)).
  • Los Angeles County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • By year 2, paydown + projected appreciation supports a ~$1.05M cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 93 days — a 9% lower offer ($5.82M) is reasonable based on typical stale-listing flexibility.
  • 12 sale attempts since 13y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $4.80M; 33% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $1,139,290 (82.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 93 days. Have you received any prior offers? Is the seller open to a 82% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.18%
Cap rate
0.13%
Cash-on-cash
-21.99%
DSCR
0.02
GRM
46.8

CMA / ARV

ARV (median comp)
$10,679,881
List price
$6,395,000
Delta
-40.12%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi

Projected returns pro-forma

9.56% appreciation · 1.73% rent growth · sell at horizon

5-year hold
IRR
8.0%
Equity multiple
1.66×
Total profit
$1,183,896
Equity at exit
$5,555,582
10-year hold
IRR
9.8%
Equity multiple
3.82×
Total profit
$5,052,631
Equity at exit
$11,768,634

Cash invested: $1,790,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 90210

Home prices YoY
2.0%
Rents YoY
1.7%
Active inventory
308
Price-to-rent
46.8×

Monthly cashflow live

Estimated rent
$11,393 medium interval (Pro) →
Mortgage (P&I)
$33,536
Tax from tax record
$5,616 /mo · $67,398/yr
Insurance
$2,665
HOA
$0
Vacancy / Maint / Mgmt
$2,393
Net cashflow
$-32,817

Break-even live

Break-even rent $52,933
Max offer price $1,302,371
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$1,598,750
Closing costs
$191,850
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1214 Coldwater Canyon Dr Beverly Hills, CA 6.0 5.5 5500 $35,000 $6.36 44d 1 0.17mi
1131 Miradero Rd Beverly Hills, CA 5.0 6.0 5000 $34,500 $6.90 44d 1 0.34mi
1148 Coldwater Canyon Dr Beverly Hills, CA 6.0 7.5 5500 $25,000 $4.55 44d 1 0.35mi
1357 Schuyler Rd Beverly Hills, CA 5.0 6.0 5097 $30,000 $5.89 1d 1 0.39mi
1847 Coldwater Canyon Dr Beverly Hills, CA 5.0 6.0 4633 $28,900 $6.24 1d 1 0.40mi
1441 Robmar Dr Beverly Hills, CA 7.0 7.5 7444 $34,000 $4.57 22d 1 0.46mi
1121 N Beverly Dr Beverly Hills, CA 5.0 6.5 5000 $26,950 $5.39 15d 1 0.55mi
1075 Wallace Rdg Beverly Hills, CA 5.0 7.0 5479 $52,000 $9.49 44d 1 0.62mi
1300 Summitridge Dr Beverly Hills, CA 5.0 5.0 3835 $19,995 $5.21 44d 1 0.69mi
1857 N Beverly Dr Beverly Hills, CA 5.0 6.0 4043 $15,400 $3.81 44d 1 0.72mi
1575 Alexis Pl Beverly Hills, CA 5.0 5.0 5650 $38,500 $6.81 44d 1 0.74mi
926 N Alpine Dr Beverly Hills, CA 7.0 6.5 5138 $26,500 $5.16 44d 1 0.77mi
9405 Sierra Mar Pl Los Angeles, CA 5.0 7.0 6618 $80,000 $12.09 22d 1 0.80mi
811 N Hillcrest Rd Beverly Hills, CA 5.0 6.0 5177 $35,000 $6.76 22d 1 0.85mi
1725 Loma Vista Dr Beverly Hills, CA 5.0 5.5 5322 $35,500 $6.67 25d 1 0.88mi
1085 Carolyn Way Beverly Hills, CA 5.0 5.0 4441 $36,000 $8.11 44d 1 0.96mi
560 Chalette Dr Beverly Hills, CA 5.0 6.0 5000 $45,000 $9.00 44d 1 0.99mi
9213 Warbler Way Los Angeles, CA 6.0 5.5 5800 $19,800 $3.41 44d 1 1.01mi
1316 Beverly Grove Pl Beverly Hills, CA 5.0 6.5 5875 $21,500 $3.66 25d 1 1.01mi
9305 Nightingale Dr Los Angeles, CA 5.0 4.5 5749 $65,000 $11.31 22d 1 1.04mi
727 N Alta Dr Beverly Hills, CA 6.0 6.0 5297 $88,000 $16.61 44d 1 1.04mi
502 Evelyn Pl Beverly Hills, CA 6.0 6.0 4500 $30,000 $6.67 8d 1 1.05mi
1118 San Ysidro Dr Beverly Hills, CA 6.0 6.5 7400 $79,000 $10.68 44d 1 1.06mi
1845 Loma Vista Dr Beverly Hills, CA 5.0 6.0 5200 $22,950 $4.41 44d 1 1.07mi
1365 N Wetherly Dr Los Angeles, CA 5.0 4.0 4600 $15,900 $3.46 44d 1 1.13mi
1862 Loma Vista Dr Beverly Hills, CA 5.0 5.5 6200 $80,000 $12.90 44d 1 1.14mi
910 N Crescent Dr Beverly Hills, CA 6.0 5.0 6000 $40,000 $6.67 22d 1 1.15mi
2108 San Ysidro Dr Beverly Hills, CA 5.0 5.5 4853 $19,995 $4.12 44d 1 1.15mi
703 N Maple Dr Beverly Hills, CA 7.0 9.0 6500 $55,000 $8.46 44d 1 1.15mi
1915 Carla Rdg Beverly Hills, CA 5.0 5.5 5715 $26,500 $4.64 44d 1 1.16mi
8900 Alto Cedro Dr Beverly Hills, CA 7.0 5.0 5032 $17,000 $3.38 25d 1 1.16mi
9038 Meredith Pl Beverly Hills, CA 5.0 6.5 6500 $45,000 $6.92 22d 1 1.21mi
1474 Blue Jay Way Los Angeles, CA 6.0 7.0 7083 $65,000 $9.18 25d 1 1.24mi
1474 Blue Jay Way Los Angeles, CA 6.0 7.0 7083 $65,000 $9.18 44d 1 1.24mi
627 N Elm Dr Beverly Hills, CA 5.0 4.5 4781 $17,995 $3.76 44d 1 1.27mi
624 N Arden Dr Beverly Hills, CA 7.0 8.0 6777 $65,000 $9.59 22d 1 1.27mi
9023 Alto Cedro Dr Beverly Hills, CA 6.0 6.0 5000 $25,000 $5.00 1d 1 1.32mi
625 N Sierra Dr Beverly Hills, CA 5.0 4.5 4542 $27,500 $6.05 25d 1 1.34mi
607 N Hillcrest Rd Beverly Hills, CA 6.0 7.5 4500 $28,000 $6.22 22d 1 1.36mi
605 N Hillcrest Rd Beverly Hills, CA 7.0 7.0 5007 $45,000 $8.99 44d 1 1.38mi

Listing history 32 events

  1. 2026-06-18
    days on market $6,395,000 Active 93 DOM
  2. 2026-06-17
    days on market $6,395,000 Active 92 DOM
  3. 2026-06-16
    days on market $6,395,000 Active 91 DOM
  4. 2026-06-15
    days on market $6,395,000 Active 90 DOM
  5. 2026-06-13
    days on market $6,395,000 Active 88 DOM
  6. 2026-06-13
    days on market $6,395,000 Active 87 DOM
  7. 2026-06-09
    days on market $6,395,000 Active 84 DOM
  8. 2026-06-08
    days on market $6,395,000 Active 83 DOM
  9. 2026-06-07
    days on market $6,395,000 Active 82 DOM
  10. 2026-06-04
    days on market $6,395,000 Active 79 DOM
  11. 2026-06-03
    days on market $6,395,000 Active 78 DOM
  12. 2026-06-02
    days on market $6,395,000 Active 77 DOM
  13. 2026-06-01
    days on market $6,395,000 Active 76 DOM
  14. 2026-05-31
    days on market $6,395,000 Active 75 DOM
  15. 2026-03-16
    listed $6,395,000 Active 355-char remark
    Show marketing remark (355 chars)

    Incredible opportunity to acquire a premier one half acre property in the city of Beverly Hills with spectacular views of city, ocean and hills. This French Normandy home can be restored or a buyer can build new home. Very quiet street with very little traffic sits this prime property with 188 feet of street frontage with a generous amount of flat land.

  16. 2025-09-16
    listed Active
  17. 2025-01-26
    listed Active
  18. 2024-07-18
    listed Active
  19. 2024-01-10
    listed Active
  20. 2023-08-26
    listed Active
  21. 2023-02-12
    listed Active
  22. 2022-08-11
    listed Active
  23. 2022-02-04
    price
  24. 2021-08-04
    listed Active
  25. 2017-04-07
    soldstatus $4,800,000 Closed
  26. 2017-04-07
    soldstatus $4,800,000
  27. 2017-02-27
    status Pending
  28. 2017-01-30
    listed $4,750,000 Active
  29. 2014-06-16
    historical Withdrawn
  30. 2014-02-10
    listed Active
  31. 2013-10-31
    historical Withdrawn
  32. 2013-06-24
    listed Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$67,398 · $5,616/mo
Projected year-2 tax
$67,398 · $5,616/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 5/10 Major 7 d/yr ≥86°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 5/10 Major 7 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$136,715
− Mortgage interest
−$358,219
− Property taxes
−$67,398
− Insurance
−$31,975
− Repairs & maintenance
−$10,937
− Management
−$10,937
− Depreciation
−$186,036
Taxable loss
−$528,788
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$126,909
After-tax cash flow
$-266,892/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Beverly Hills Unified
NCES district ID
0604830
Math proficiency
57% ▼ -7.00%
Reading proficiency
73% ▼ -2.00%
Median HH income
$89,439
Composite
58.93/100
National rank
#969
State rank
#61 of 517 in CA

Livability — Beverly Hills

Score
74/100
State rank
#138
US rank
#4810

Category grades

Amenities A+ Commute A+ Cost of living F Crime F Employment A+ Housing C- Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Beverly Hills, CA
County
Los Angeles County · 9,444,647 people
City population
38,852
Metro
Los Angeles-Long Beach-Anaheim, CA
Population (ZIP)
19,004
Household income
$187,801
Rent vs Own
29.3% rent · 70.7% own
Severe rent burden
911.0

Population outlook (Los Angeles County) Hauer SSP2

Today (2025)
10,940,515 people
By 2030
11,256,481 · +2.9%
By 2040
11,729,929 · +7.2%
By 2050
11,948,407 · +9.2%
By 2075
11,818,114 · +8.0%
By 2100
10,842,928 · -0.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (81%)
Race & ethnicity
White 81% Two or more races 8% Asian 7% Hispanic / Latino 6% Black 2%
Hispanic origin (detail)
Mexican 3%
Common ancestry
Scotch-Irish 5% Italian 4% Romanian 3%
Foreign-born
36% · Canada, China, South Korea
Languages at home
59% English-only · Other Indo-European 21% Spanish 4% French/Haitian/Cajun 3%

Political lean MEDSL · Los Angeles

2024 margin
Solid D (+32.9) · D 64.8% · R 31.9% · Other 3.3%
2008→2024 swing
-7.4pp toward R · 2008: 40.4pp · 2024: 32.9pp
All cycles
2024: D+32.9 2020: D+44.2 2016: D+48.0 2012: D+40.0 2008: D+40.4

Not yet ingested

Civics

Market trends

HPI YoY
▲ 9.56%
Current HPI
495.052
Rent YoY
▲ 1.73%
Metro
Los Angeles-Long Beach-Anaheim, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+34.6% since first listed
18 events — show timeline
  • 2026-03-16 Listed $6,395,000 TheMLS
  • 2025-09-16 Listed TheMLS
  • 2025-01-26 Listed TheMLS
  • 2024-07-18 Listed TheMLS
  • 2024-01-10 Listed TheMLS
  • 2023-08-26 Listed TheMLS
  • 2023-02-12 Listed TheMLS
  • 2022-08-11 Listed TheMLS
  • 2022-02-04 Price Changed TheMLS
  • 2021-08-04 Listed TheMLS
  • 2017-04-07 Sold (Public Records) $4,800,000 Public Records
  • 2017-04-07 Sold (MLS) $4,800,000 TheMLS
  • 2017-02-27 Pending TheMLS
  • 2017-01-30 Listed $4,750,000 TheMLS
  • 2014-06-16 Delisted TheMLS
  • 2014-02-10 Listed TheMLS
  • 2013-10-31 Delisted TheMLS
  • 2013-06-24 Listed TheMLS

Property tax history

+11.4%/yr

Latest (2025): $67,398 · +2.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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