6630 W 95th St Unit 3D · Oak Lawn, IL
Flood risk 4/10 · Minor
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.22%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $804 – $1,492
Heat risk 3/10 · Minor
- Hot days now (above 101°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +12.9/30.0
- ARV discount +12.3/15.0
- 1% rule +6.0/10.0
- Rent growth +4.6/5.0
- Livability +4.0/5.0
- Condition / age +4.0/5.0
- DSCR +3.9/10.0
- Schools +1.8/10.0
- Appreciation +0.0/10.0
$159,500
6630 W 95th St Unit 3D · Oak Lawn, IL 60453
2 bd · 1.0 ba · 950 sqft · Condo
· 191 Days on market
Built 1961
$168/sqft
· 11% below area
Est $178k · 11% under
$302/mo HOA · 17% of rent
↓ 9% since listing
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome to this charming and move-in ready 2-bedroom, 1-bath condo that perfectly blends comfort and convenience. Step into a bright and inviting space featuring beautiful laminated floors throughout and recessed lighting that adds a warm, modern touch. The spacious kitchen is designed to impress, offering stainless steel appliances, newer cabinetry, and sleek quartz countertops-perfect for everyday living or entertaining. The updated bathroom includes a stylish vanity, and the convenience continues with a washer and dryer right in the unit. Enjoy the ease of 1 assigned parking space along with additional guest parking. There is additional laundry and storage in the basement.
Key facts
- $302 HOA
- Parking
- Built 1961
Neighborhood map
Sold within
Property
Rental comp
Retail
Costco
Walmart
Transit
Schools
Stadiums
Fortune 500
· Circle radius: 6.0 mi
Loading POIs…
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath condo listed at $160k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-12 ($-149/yr) — negative.
- To cash-flow at today's rent, offer at most $158k (1.1% below list).
- Meets the 1% rule at list price ($2k rent vs $160k).
- Recommended offer: $140k (12.0% below list) — sets the bar for market timing.
- Cap rate 6.2% vs local median 4.4% in Oak Lawn — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 80/100 on livability (#102 in IL, #1,614 nationally) — a professional / high-income tenant draw. Strengths: commute A+, housing A+, employment A-.
- Oak Lawn Chsd 229 (suburban): math 22% / reading 21% proficiency, ranked #384 of 620 in IL (top 62%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: George W Lieb Elem School (math 12% / reading 17%, grade F, #1,278 of 2,056 statewide, top 65%, 383 students, 0% FRL); Simmons Middle School (math 13% / reading 22%, grade F, #450 of 665 statewide, top 69%, 751 students, 0% FRL); Oak Lawn Comm High School (math 22% / reading 21%, grade F, #345 of 693 statewide, top 50%, 1,834 students, 0% FRL).
- Market conditions: Rents rising fast (+8.2%/yr); 263 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 65d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 65% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 6,272 units permitted in Cook County in 2024 (4,658 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
Negotiation context
- It's been on market 191 days — a 12% lower offer ($140k) is reasonable based on typical stale-listing flexibility.
Recommended offer
$140,360
(12.0% below list)
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 191 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1961 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.10% ✓
- Cap rate
- 6.20%
- Cash-on-cash
- -0.33%
- DSCR
- 0.99
- GRM
- 7.5
CMA / ARV
- ARV (median comp)
- $178,356
- List price
- $159,500
- Delta
- -10.57%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 9603 Merton Ave | 0.50mi | 2/1.0 | 920 (-3%) | 1mo | $150,000 | $163 | 71 |
| 9822 Marion Ave | 0.62mi | 2/1.0 | 1,026 (+8%) | 0mo | $275,000 | $268 | 57 |
| 9200 S Mayfield Ave | 0.99mi | 2/1.0 | 994 (+5%) | 1mo | $262,000 | $264 | 56 |
| 9800 Sayre Ave Unit 2B | 0.60mi | 2/2.0 | 1,017 (+7%) | 1mo | $200,000 | $197 | 55 |
| 10333 Mayfield Ave Unit 2N | 1.49mi | 2/2.0 | 1,000 (+5%) | 1mo | $202,000 | $202 | 52 |
| 6243 Birmingham St | 1.34mi | 3/1.0 (+1) | 1,000 (+5%) | 1mo | $260,000 | $260 | 51 |
| 8400 Merrimac Ave | 1.43mi | 3/1.0 (+1) | 1,032 (+9%) | 0mo | $270,000 | $262 | 45 |
| 9520 Mayfield Ave #212 | 0.94mi | 1/1.0 (-1) | 850 (-10%) | 0mo | $126,500 | $149 | 42 |
| 9649 S Harlem Ave Unit 3C | 0.65mi | 2/2.0 | 1,100 (+16%) | 0mo | $224,000 | $204 | 40 |
| 6512 102nd Pl | 0.97mi | 3/1.0 (+1) | 1,072 (+13%) | 0mo | $280,000 | $261 | 38 |
| 8901 Austin Ave | 1.10mi | 3/1.5 (+1) | 1,178 (+24%) | 1mo | $290,000 | $246 | 32 |
| 5616 W 100th St | 1.44mi | 3/2.0 (+1) | 1,118 (+18%) | 0mo | $345,000 | $309 | 31 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 8.0% rent growth · sell at horizon
5-year hold
- IRR
- -9.9%
- Equity multiple
- 0.62×
- Total profit
- $-17,116
- Equity at exit
- $23,782
10-year hold
- IRR
- 6.4%
- Equity multiple
- 1.61×
- Total profit
- $27,313
- Equity at exit
- $13,791
Cash invested: $44,660 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 43 Moderately Tenant-Leaning
- State Illinois
- 43 Moderately Tenant-Leaning · D+7
- County
- — inherits STATE
- City
- — inherits STATE
Chicago RTLO is among the strongest tenant ordinances in the Midwest; downstate is more landlord-friendly.
Active competition Active MLS
- For sale now
- 0 active · 2 under contract
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 60453
- Rents YoY
- 8.2%
- Active inventory
- 263
- Price-to-rent
- 7.5×
Monthly cashflow live
↻
- Estimated rent
- $1,762 high interval (Pro) →
- Mortgage (P&I)
- −$836
- Tax est. 1.5%
- −$199 /mo · $2,392/yr
- Insurance
- −$66
- HOA
- −$302
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$370
- Net cashflow
- $-12
Break-even live
Break-even rent
$1,778
Max offer price
$157,698
Occupancy floor
96%
Sensitivity live
| Price | -10% $98 | -5% $43 | +0% $-12 | +5% $-68 | +10% $-123 |
|---|---|---|---|---|---|
| Rent | -10% $-152 | -5% $-82 | +0% $-12 | +5% $57 | +10% $127 |
| Rate | -1.0pp $68 | -0.5pp $28 | base $-12 | +0.5pp $-54 | +1.0pp $-96 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $39,875
- Closing costs
- $4,785
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 9625 S Ridgeland Ave Unit 2D Chicago Ridge, IL | 2.0 | 1.0 | 800 | $1,750 | $2.19 | 35d | 1 | 0.40mi |
| 9633 Ridgeland Ave Unit 1C Oak Lawn, IL | 1.0 | 1.0 | 600 | $1,500 | $2.50 | 20d | 1 | 0.41mi |
| 9701 Ridgeland Ave Unit 3 Oak Lawn, IL | 3.0 | 1.0 | 1050 | $2,050 | $1.95 | 42d | 1 | 0.45mi |
| 9154 Ridgeland Ave Oak Lawn, IL | 3.0 | 1.0 | 816 | $2,300 | $2.82 | 68d | 1 | 0.46mi |
| 9154 Ridgeland Ave Oak Lawn, IL | 3.0 | 1.0 | 816 | $2,300 | $2.82 | 109d | 1 | 0.46mi |
| 9729 Ridgeland Ave #302 Oak Lawn, IL | 2.0 | 2.0 | 900 | $1,750 | $1.94 | 74d | 1 | 0.49mi |
| 9806 Marion Ave Oak Lawn, IL | 3.0 | 1.0 | 897 | $1,950 | $2.17 | 120d | 1 | 0.57mi |
| 9315 Neva Ave Apt 23 Oak Lawn, IL | 1.0 | 1.0 | 875 | $1,350 | $1.54 | 20d | 1 | 0.59mi |
| 7033 Mather Ave Unit 3B Chicago Ridge, IL | 2.0 | 1.0 | 850 | $1,650 | $1.94 | 87d | 1 | 0.62mi |
| 6101 W 94th St Unit A2 Oak Lawn, IL | 2.0 | 2.0 | 1100 | $1,900 | $1.73 | 64d | 1 | 0.68mi |
| 6101 W 94th St Unit A2 Oak Lawn, IL | 2.0 | 2.0 | 1100 | $1,900 | $1.73 | 101d | 1 | 0.68mi |
| 9836 Sayre Ave #13 Chicago Ridge, IL | 2.0 | 1.5 | 1100 | $1,795 | $1.63 | 47d | 1 | 0.68mi |
| 7041 99th St Unit 3W Chicago Ridge, IL | 2.0 | 1.0 | 825 | $1,675 | $2.03 | 6d | 1 | 0.75mi |
| 9950 Sayre Ave Unit 108 Chicago Ridge, IL | 2.0 | 1.0 | 900 | $1,400 | $1.56 | 116d | 1 | 0.78mi |
| 9841 Harlem Ave Unit 3C Chicago Ridge, IL | 1.0 | 1.0 | 890 | $1,275 | $1.43 | 5d | 1 | 0.80mi |
| 9841 S Harlem Ave Unit 1D Chicago Ridge, IL | 1.0 | 1.0 | 890 | $1,299 | $1.46 | 110d | 1 | 0.80mi |
| 9243 Lynwood Dr Oak Lawn, IL | 3.0 | 2.0 | 1095 | $3,200 | $2.92 | 0d | 1 | 0.91mi |
| 10210 Ridgeland Ave Unit C5 Chicago Ridge, IL | 1.0 | 1.0 | 700 | $1,400 | $2.00 | 24d | 1 | 0.98mi |
| 10210 Ridgeland Ave Chicago Ridge, IL | 1.0 | 1.0 | 800 | $1,525 | $1.91 | 55d | 1 | 0.99mi |
| 10210 Ridgeland Ave Chicago Ridge, IL | 1.0 | 1.0 | 750 | $1,525 | $2.03 | 36d | 2 | 0.99mi |
| 9517 Mansfield Ave Unit 1 Oak Lawn, IL | 2.0 | 1.0 | 1100 | $1,500 | $1.36 | 64d | 1 | 1.03mi |
| 9517 Mansfield Ave Unit 2 Oak Lawn, IL | 2.0 | 1.0 | 1100 | $1,500 | $1.36 | 74d | 1 | 1.03mi |
| 9533 Mansfield Ave Unit 1 Oak Lawn, IL | 2.0 | 1.0 | 950 | $1,500 | $1.58 | 29d | 1 | 1.03mi |
| 5834 W 89th Pl Oak Lawn, IL | 3.0 | 1.0 | 1100 | $2,150 | $1.95 | 117d | 1 | 1.18mi |
| 6151 Marshall Ave Unit 1W Chicago Ridge, IL | 2.0 | 1.0 | 900 | $1,675 | $1.86 | 2d | 1 | 1.23mi |
| 6616 104th Pl Unit 5 Chicago Ridge, IL | 2.0 | 1.0 | 850 | $1,700 | $2.00 | 24d | 1 | 1.25mi |
| 6139 Marshall Ave Apt 1E Chicago Ridge, IL | 2.0 | 2.0 | 950 | $1,850 | $1.95 | 98d | 1 | 1.26mi |
| 5901 W 87th St Unit 3W Oak Lawn, IL | 2.0 | 2.0 | 960 | $2,100 | $2.19 | 94d | 1 | 1.32mi |
| 10501B Highland Ave Unit 204B Worth, IL | 2.0 | 1.0 | 1000 | $1,950 | $1.95 | 69d | 1 | 1.34mi |
| 10440 Natoma Ave #5 Chicago Ridge, IL | 2.0 | 1.0 | 850 | $1,700 | $2.00 | 69d | 1 | 1.34mi |
| 10440 Natoma Ave #12 Chicago Ridge, IL | 2.0 | 1.0 | 850 | $1,800 | $2.12 | 9d | 1 | 1.34mi |
| 6045 Marshall Ave Apt 2W Chicago Ridge, IL | 2.0 | 1.0 | 1000 | $1,650 | $1.65 | 79d | 1 | 1.37mi |
| 10310 Mayfield Ave Oak Lawn, IL | 2.0 | 1.0 | 850 | $1,550 | $1.82 | 78d | 1 | 1.44mi |
| 10310 Mayfield Ave Oak Lawn, IL | 2.0 | 1.0 | 850 | $1,450 | $1.71 | 19d | 1 | 1.44mi |
| 10310 Mayfield Ave Apt 1E Oak Lawn, IL | 2.0 | 1.0 | 850 | $1,450 | $1.71 | 5d | 1 | 1.44mi |
| 10620 Brooks Ln Unit 2-B3 Chicago Ridge, IL | 2.0 | 1.0 | 900 | $1,700 | $1.89 | 18d | 1 | 1.44mi |
| 10326 Mayfield Ave Oak Lawn, IL | 2.0 | 1.0 | 850 | $1,650 | $1.94 | 113d | 1 | 1.45mi |
| 10326 Mayfield Ave Unit 2E Oak Lawn, IL | 2.0 | 1.0 | 815 | $1,700 | $2.09 | 55d | 1 | 1.45mi |
| 10326 Mayfield Ave Apt 2S Oak Lawn, IL | 2.0 | 1.0 | 850 | $1,650 | $1.94 | 114d | 1 | 1.45mi |
| 10326 Mayfield Ave Oak Lawn, IL | 2.0 | 1.0 | 850 | $1,500 | $1.76 | 0d | 1 | 1.45mi |
Property features AI
Finance
- Other
- 12 units in buildingProperty not currently leasedCommon commuter access and school bus service
- HOA & community
- Monthly association fee of $302Association fee includes water, insurance, exterior maintenance, scavenger and snow removalManager off-sitePets allowed (cats and dogs)
Exterior
- Parking
- Assigned parkingGuest parkingParking lot1 parking space (total)
- Utilities
- Water source: Lake MichiganPublic sewer
- Home design
- Attached single condoEntry level: 3
- Construction
- Brick constructionBuilding age: 61-70 yearsBuilt before 1978
- Exterior features
- Common grounds
Interior
- Kitchen
- Updated kitchen with eating area/table spaceRangeMicrowaveDishwasherRefrigeratorRange hoodStainless steel appliances
- Bedrooms
- Master bedroom on main level (12 x 12) with blindsSecond bedroom on main level (11 x 10) with blindsAdditional bedrooms listed
- Flooring
- Laminate flooring throughout (wood laminate in main rooms)
- Bathrooms
- 1 full bathroom
- Heating & cooling
- Electric baseboard heatingWall cooling unit(s)
- Interior features
- Drapes on windowsCeiling fan (association amenity)Intercom (association amenity)
- Laundry & utility
- In-unit laundryWasher hookupGas dryer hookupElectric dryer hookupCommon area laundry (association amenity)
HOA detail $302/mo · $3,624/yr condo
- Likely covers
- parking
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 50 events
-
2026-09-24days on market $159,500 Active 191 DOM
-
2026-09-23days on market $159,500 Active 190 DOM
-
2026-09-22days on market $159,500 Active 189 DOM
-
2026-09-21days on market $159,500 Active 188 DOM
-
2026-09-20days on market $159,500 Active 187 DOM
-
2026-09-19days on market $159,500 Active 186 DOM
-
2026-09-18days on market $159,500 Active 185 DOM
-
2026-09-17days on market $159,500 Active 184 DOM
-
2026-09-16days on market $159,500 Active 183 DOM
-
2026-09-15days on market $159,500 Active 182 DOM
-
2026-09-14days on market $159,500 Active 181 DOM
-
2026-09-13days on market $159,500 Active 180 DOM
-
2026-09-12days on market $159,500 Active 179 DOM
-
2026-09-11days on market $159,500 Active 178 DOM
-
2026-09-05days on market $159,500 Active 172 DOM
-
2026-09-04days on market $159,500 Active 171 DOM
-
2026-09-02days on market $159,500 Active 169 DOM
-
2026-08-31days on market $159,500 Active 167 DOM
-
2026-08-29days on market $159,500 Active 165 DOM
-
2026-08-28days on market $159,500 Active 164 DOM
-
2026-08-27days on market $159,500 Active 163 DOM
-
2026-08-26days on market $159,500 Active 162 DOM
-
2026-08-25days on market $159,500 Active 161 DOM
-
2026-08-24days on market $159,500 Active 160 DOM
-
2026-08-23days on market $159,500 Active 159 DOM
-
2026-08-22days on market $159,500 Active 158 DOM
-
2026-08-21days on market $159,500 Active 157 DOM
-
2026-08-20days on market $159,500 Active 156 DOM
-
2026-08-19days on market $159,500 Active 155 DOM
-
2026-08-18days on market $159,500 Active 154 DOM
-
2026-08-17days on market $159,500 Active 153 DOM
-
2026-08-16days on market $159,500 Active 152 DOM
-
2026-08-15days on market $159,500 Active 151 DOM
-
2026-08-14days on market $159,500 Active 150 DOM
-
2026-08-13days on market $159,500 Active 149 DOM
-
2026-08-12days on market $159,500 Active 148 DOM
-
2026-08-11days on market $159,500 Active 147 DOM
-
2026-08-10days on market $159,500 Active 146 DOM
-
2026-08-09days on market $159,500 Active 145 DOM
-
2026-08-08days on market $159,500 Active 144 DOM
-
2026-08-06days on market $159,500 Active 142 DOM
-
2026-08-05days on market $159,500 Active 141 DOM
-
2026-08-04days on market $159,500 Active 140 DOM
-
2026-08-03days on market $159,500 Active 139 DOM
-
2026-07-31days on market $159,500 Active 136 DOM
-
2026-07-30days on market $159,500 Active 135 DOM
-
2026-07-30days on market $159,500 Active 134 DOM
-
2026-07-28days on market $159,500 Active 133 DOM
-
2026-07-26days on market $159,500 Active 131 DOM
-
2026-07-24days on market $159,500 Active 129 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥101°F today · 15 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 3/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,141
- − Mortgage interest
- −$8,934
- − Property taxes
- −$2,392
- − Insurance
- −$798
- − Repairs & maintenance
- −$1,691
- − Management
- −$1,691
- − HOA
- −$3,624
- − Depreciation
- −$4,640
- Taxable loss
- −$2,630
combined federal + state — saved on this device
- Est. tax savings @ 24.0%
- +$631
- After-tax cash flow
- $482/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 14 photos
80/100
Cosmetic rehab
Est. rehab $4,750–$14,250 screening
This move-in ready 2-bedroom, 1-bath condo is in good condition with updated kitchen and bathroom. The property has a good curb appeal and is located in a desirable area.
Value-add opportunities
- Resale Painting the exterior walls — Fresh paint can enhance the curb appeal and make the property more attractive to potential buyers ↑
- Rental Landscaping improvements — Well-maintained landscaping can attract more tenants and increase rental value ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
F
Composite school gradezoned avg 18/100
Zoned Schools
Elementary
George W Lieb Elem School
F
IL #1,278/2,056
Nat'l #36,758/41,679
Middle
Simmons Middle School
F
IL #450/665
Nat'l #12,181/14,009
High
Oak Lawn Comm High School
F
IL #345/693
Nat'l #13,899/17,239
Schools (NCES district)
- District
- Oak Lawn Chsd 229
- NCES district ID
- 1729220
- Math proficiency
- 22% ▼ -4.00%
- Reading proficiency
- 21% ▼ -4.00%
- Median HH income
- $52,505
- Composite
- 19.41/100
- National rank
- #8777
- State rank
- #384 of 620 in IL
A
Composite livability gradescore 80/100
Livability — Oak Lawn
- Score
- 80/100
- State rank
- #102
- US rank
- #1614
Category grades
Amenities C
Commute A+
Cost of living B+
Crime B
Employment A-
Housing A+
Health & safety C+
User ratings C-
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Oak Lawn, IL
- County
- Cook County · 5,347,519 people
- City population
- 56,861
- Metro
- Chicago-Naperville-Elgin, IL-IN-WI
- Population (ZIP)
- 56,861
- Household income
- $83,911
- Rent vs Own
- Severe rent burden
- 13% of renters
Population outlook (Cook County) Hauer SSP2
- Today (2025)
- 5,347,519 people
- By 2030
- 5,357,703 · +0.2%
- By 2040
- 5,324,924 · -0.4%
- By 2050
- 5,230,762 · -2.2%
- By 2075
- 4,785,735 · -10.5%
- By 2100
- 4,188,836 · -21.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (64%)
- Race & ethnicity
- White 64% Hispanic / Latino 24% Two or more races 9% Black 8% Asian 2%
- Hispanic origin (detail)
- Mexican 21%
- Common ancestry
- Romanian 16% Iranian 1% Armenian 1%
- Foreign-born
- 16% · Canada, Vietnam
- Languages at home
- 70% English-only · Spanish 17% Russian/Polish/Slavic 5% Arabic 4%
Political lean MEDSL · Cook
- 2024 margin
- Solid D (+42.0) · D 70.4% · R 28.4% · Other 1.2%
- 2008→2024 swing
- -11.4pp toward R · 2008: 53.4pp · 2024: 42.0pp
- All cycles
- 2024: D+42.0 2020: D+50.3 2016: D+53.0 2012: D+49.4 2008: D+53.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -259.83%
- Current HPI
- 214.6977
- Rent YoY
- ▲ 8.23%
- Metro
- Chicago-Naperville-Elgin, IL-IN-WI
- State GDP YoY
- ▲ 1.59%
- F500 in state
- 60
Industry mix (Fortune 500 HQ in IL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Insurance | 4 | $201B |
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| Consumer Goods | 4 | $87B |
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| Industrial Machinery | 3 | $64B |
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| Healthcare | 2 | $55B |
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| Retail / Pharmacy | 1 | $148B |
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| Agriculture / Food | 1 | $86B |
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Price history
-8.9% since first listed3 events — show timeline
- 2026-05-24 Price Changed $159,500 MRED as Distributed by MLS Grid
- 2026-04-01 Price Changed $169,500 MRED as Distributed by MLS Grid
- 2026-03-17 Listed $175,000 MRED as Distributed by MLS Grid
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…