1910 Lynwood Ave · Littleville, AL 35653

$160,000

3 bd · 2.0 ba · 2,066 sqft · SingleFamily public records · 42 Days on market

Built 1957 1.35 ac lot $77/sqft · at area comps Est $184k · 13% under

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +13.3/15.0
• Cash flow +11.3/30.0
• DSCR +3.3/10.0
• Livability +3.2/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +2.2/10.0
• Schools +2.1/10.0
• Appreciation +0.0/10.0

Listing remarks

Take a look at this spacious home with a large yard in the Littleville community! Situated on approximately 1.35 acres, this property offers plenty of space both inside and out. Featuring 3 bedrooms and 2 bathrooms, this home has great potential for a growing family or anyone looking to create their dream home. With some TLC, this property could truly shine. Conveniently located with room to enjoy country-style living while still being close to town. Home is being sold in as-is condition. Buyer to verify all information.

Key facts

• Country-style living
• Large yard
• 1.35 acre lot

Tags

• LARGE YARD
• APPROXIMATELY 1.35 ACRES
• COUNTRY-STYLE LIVING

Property features AI

Exterior

• Parking: Attached garage (2 spaces); Gravel parking
• Utilities: Septic tank
• Home design: Single family residence; Residential property
• Construction: Stone construction; Combination and slab foundation
• Exterior features: Shingle roof; Lot dimensions 240 x 240; Lot approximately 1.35 acres

Interior

• Kitchen: Dishwasher; Electric range; Refrigerator
• Bedrooms: 3 bedrooms on the main level
• Flooring: Hardwood floors; Tile floors
• Bathrooms: 2 full bathrooms
• Heating & cooling: Window unit cooling
• Interior features: Fireplace (2 total); 7 total rooms

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $160k.

Deal economics

• At list price, monthly cash flow is $-57 ($-689/yr) — negative.
• To cash-flow at today's rent, offer at most $150k (6.3% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $115k (28.3% below list).
• Recommended offer: $115k (28.3% below list) — sets the bar for 1% rule.
• Cap rate 5.9% vs local median 4.7% in Littleville — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 65/100 on livability (#122 in AL) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: employment C-, amenities F, commute F.
• Colbert County (rural): math 13% / reading 38% proficiency, ranked #90 of 129 in AL (top 70%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Colbert Heights Elementary School (math 24% / reading 49%, grade F, #281 of 627 statewide, top 45%, 473 students, 50% FRL); Colbert County High School (math 5% / reading 32%, grade F, #184 of 305 statewide, top 61%, 455 students, 43% FRL).
• Market conditions: 75 active listings in the ZIP; 91 units permitted in Colbert County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Colbert County population projected to shrink 7% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 42 days — a 3% lower offer ($155k) is reasonable based on typical stale-listing flexibility.
• Current owner paid $85k; list at $160k implies a 88% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1957 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: moderate wind risk, 23% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $114,754 (28.3% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 42 days. Have you received any prior offers? Is the seller open to a 28% concession, seller financing, or rate buy-down credit?
3. Built in 1957 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.72% ✗
• Cap rate: 5.86%
• Cash-on-cash: -1.54%
• DSCR: 0.93
• GRM: 11.6

CMA / ARV

• ARV (median comp): $183,559
• List price: $160,000
• Delta: -12.83%
• Verdict: UNDERPRICED
• Comps: 14 within 1.0 mi

Show comp detail 2 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
2000 Lynwood Ave	0.09mi	3/1.0	1,873 (-9%)	12mo	$168,000	$90	66
1850 Elm Ln	0.32mi	3/2.0	2,160 (+4%)	21mo	$240,000	$111	60

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -18.9%
• Equity multiple: 0.34×
• Total profit: $-29,653
• Equity at exit: $23,857

10-year hold

• IRR: -11.5%
• Equity multiple: 0.31×
• Total profit: $-30,813
• Equity at exit: $13,834

Cash invested: $44,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 35653

• Home prices YoY: -12.4%
• Active inventory: 75
• Price-to-rent: 11.6×

Monthly cashflow live

• Estimated rent: $1,148 medium
• Mortgage (P&I): −$839
• Tax from tax record: −$58 /mo · $699/yr
• Insurance: −$67
• HOA: −$0
• Vacancy / Maint / Mgmt: −$241
• Net cashflow: $-57

Break-even live

Break-even rent $1,220

Max offer price $149,858

Occupancy floor —

Sensitivity live

Price	-10% $33	-5% $-12	+0% $-57	+5% $-103	+10% $-148
Rent	-10% $-148	-5% $-103	+0% $-57	+5% $-12	+10% $33
Rate	-1.0pp $23	-0.5pp $-17	base $-57	+0.5pp $-99	+1.0pp $-141

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $40,000
• Closing costs: $4,800
• Reserves months: —
• Total cash needed: —

Listing history 21 events

1. 2026-06-22
   days on market $160,000 Active 42 DOM
2. 2026-06-21
   days on market $160,000 Active 41 DOM
3. 2026-06-19
   days on market $160,000 Active 39 DOM
4. 2026-06-18
   days on market $160,000 Active 38 DOM
5. 2026-06-17
   days on market $160,000 Active 37 DOM
6. 2026-06-16
   days on market $160,000 Active 36 DOM
7. 2026-06-15
   days on market $160,000 Active 35 DOM
8. 2026-06-14
   days on market $160,000 Active 33 DOM
9. 2026-06-13
   days on market $160,000 Active 32 DOM
10. 2026-06-10
    days on market $160,000 Active 30 DOM
11. 2026-06-09
    days on market $160,000 Active 29 DOM
12. 2026-06-08
    days on market $160,000 Active 28 DOM
13. 2026-06-07
    days on market $160,000 Active 27 DOM
14. 2026-06-05
    days on market $160,000 Active 24 DOM
15. 2026-06-03
    days on market $160,000 Active 23 DOM
16. 2026-06-02
    days on market $160,000 Active 22 DOM
17. 2026-06-01
    days on market $160,000 Active 21 DOM
18. 2026-05-31
    days on market $160,000 Active 20 DOM
19. 2026-05-30
    days on market $160,000 Active 19 DOM
20. 2026-05-11
    listed $160,000 Active 526-char remark
21. 2025-03-14
    soldstatus $85,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $699 · $58/mo
• Projected year-2 tax: $699 · $58/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 5/10 Major 7 d/yr ≥106°F today · 20 d/yr by 30 yrs out
• 💨 Wind 5/10 Major 23% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $13,770
• − Mortgage interest: −$8,962
• − Property taxes: −$699
• − Insurance: −$800
• − Repairs & maintenance: −$1,102
• − Management: −$1,102
• − Depreciation: −$4,655
• Taxable loss: −$3,549
• Est. tax savings @ 24.0%: +$852
• After-tax cash flow: $163/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Colbert County
• NCES district ID: 0100840
• Math proficiency: 13% ▼ -24.00%
• Reading proficiency: 38% ▬ 0.00%
• Median HH income: $40,710
• Composite: 21.48/100
• National rank: #8328
• State rank: #90 of 129 in AL

Livability — Littleville

• Score: 65/100
• State rank: #122
• US rank: #12858

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment C- Housing A+ Health & safety D- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Littleville, AL
• Population (ZIP): 11,005

Population outlook (Colbert County) Hauer SSP2

• Today (2025): 54,154 people
• By 2030: 53,746 · -0.8%
• By 2040: 52,431 · -3.2%
• By 2050: 50,303 · -7.1%
• By 2075: 44,789 · -17.3%
• By 2100: 36,676 · -32.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.58)
• Race & ethnicity: White 54% Hispanic / Latino 36% Black 8% Two or more races 6% Native American 1%
• Hispanic origin (detail): Mexican 17% Puerto Rican 1%
• Common ancestry: Slovak 2% Serbian 1% Lithuanian 1%
• Foreign-born: 17% · Canada, Jamaica
• Languages at home: 68% English-only · Spanish 32%

Political lean MEDSL · Colbert

• 2024 margin: Solid R (+46.4) · D 26.4% · R 72.8%
• 2008→2024 swing: -26.2pp toward R · 2008: -20.3pp · 2024: -46.4pp
• All cycles: 2024: R+46.4 2020: R+38.9 2016: R+38.3 2012: R+20.4 2008: R+20.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -25.50%
• Current HPI: 180.6128
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+88.2% since first listed

2 events — show timeline

• 2026-05-11 Listed $160,000 SAARMLS
• 2025-03-14 Sold (Public Records) $85,000 Public Records

Property tax history

+3.9%/yr

Latest (2025): $699 · +4.5% YoY. Source: county tax records.