CashFlowRE
Sign in Sign up
11451 S Hunter Ave
D+ Composite 45.54
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.1/30.0
  • ARV discount +7.5/15.0
  • DSCR +6.0/10.0
  • 1% rule +3.8/10.0
  • Livability +3.0/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.4/5.0
  • Schools +1.3/10.0
  • Appreciation +0.0/10.0

$145,000

11451 S Hunter Ave · Fortuna Foothills, AZ 85365
2 bd · 2.0 ba · 400 sqft · Manufactured public records · 210 Days on market
Built 1985 6,975 sqft lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Amazing 6875 Sq Ft Lot on Septic! Features 2 RV Hook-Ups. 2 Cement RV Pads, Power Meter & Water Meter. Great Investment Property.

Key facts

  • 6,975 sq ft lot
  • Listed 210 days

Property features AI

Exterior

  • Utilities: Septic tank sewer
  • Home design: Manufactured home; Residential property
  • Construction: Located in Foothills Mobile Est #06
  • Exterior features: Paved road access; Sidewalks

Interior

  • Flooring: Other
  • Bathrooms: Two 3/4 bathrooms
  • Heating & cooling: Has heating; Has cooling
  • Interior features: Other flooring

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $145k.

Deal economics

  • At list price, monthly cash flow is $153 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $127k (12.4% below list).
  • Recommended offer: $127k (12.4% below list) — sets the bar for 1% rule.
  • Cap rate 7.6% vs local median 4.2% in Fortuna Foothills — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 60/100 on livability (#174 in AZ) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment C-, schools F, crime F.
  • Yuma Union High School District (4507) (urban): math 14% / reading 16% proficiency, ranked #212 of 249 in AZ (top 85%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents soft (-0.4%/yr); 472 active listings in the ZIP; 1,399 units permitted in Yuma County in 2024 (180 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Yuma County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 210 days — a 12% lower offer ($128k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 8y ago; this cycle's ask has dropped $24k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $32k; list at $145k implies a 346% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 6→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $126,958 (12.4% below list)

Questions for the listing agent

  1. It's been on market 210 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.88%
Cap rate
7.56%
Cash-on-cash
4.53%
DSCR
1.20
GRM
9.5

CMA / ARV

ARV (on-the-fly)
$77,200
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
11529 S Sandra Ave 0.20mi 1/1.0 (-1) 400 (0%) 5mo $113,500 $284 78
11393 S Maria Rosa Dr 0.26mi 1/1.0 (-1) 396 (-1%) 2mo $51,250 $129 76
11423 S Maria Rosa Dr 0.25mi 1/1.0 (-1) 398 (-0%) 4mo $60,000 $151 75
11463 S Maria Rosa Dr 0.25mi 1/1.0 (-1) 409 (+2%) 2mo $85,000 $208 74
12276 S Maria Rosa Pl 0.45mi 2/1.0 405 (+1%) 3mo $78,000 $193 70
11281 S Clara Anita Dr #22 0.35mi 1/1.0 (-1) 395 (-1%) 4mo $70,000 $177 70
11409 S Clara Anita Dr 0.28mi 1/1.0 (-1) 385 (-4%) 3mo $76,000 $197 69
11370 S Clara Anita Dr 0.32mi 1/1.0 (-1) 402 (+0%) 7mo $99,500 $248 69
11341 S Maria Rosa Dr 0.29mi 1/1.0 (-1) 386 (-4%) 6mo $68,900 $178 67
11275 S Clara Anita Dr #21 0.36mi 1/1.0 (-1) 391 (-2%) 5mo $73,000 $187 67
11360 S Maria Rosa Dr 0.29mi 1/1.0 (-1) 420 (+5%) 4mo $67,300 $160 65
12156 E 39 St 0.59mi 1/1.0 (-1) 396 (-1%) 3mo $120,000 $303 59

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-12.3%
Equity multiple
0.57×
Total profit
$-17,526
Equity at exit
$21,620
10-year hold
IRR
-7.7%
Equity multiple
0.57×
Total profit
$-17,367
Equity at exit
$12,537

Cash invested: $40,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85365

Home prices YoY
-23.6%
Rents YoY
-0.4%
Active inventory
472
Price-to-rent
9.5×

Monthly cashflow live

Estimated rent
$1,270 medium interval (Pro) →
Mortgage (P&I)
$760
Tax from tax record
$29 /mo · $346/yr
Insurance
$60
HOA
$0
Vacancy / Maint / Mgmt
$267
Net cashflow
$153

Break-even live

Break-even rent $1,075
Max offer price $145,000
Occupancy floor 83%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$36,250
Closing costs
$4,350
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 17 events

  1. 2026-06-08
    days on market $145,000 Active 210 DOM
  2. 2026-06-07
    days on market $145,000 Active 209 DOM
  3. 2026-06-05
    days on market $145,000 Active 206 DOM
  4. 2026-06-02
    days on market $145,000 Active 204 DOM
  5. 2026-06-01
    days on market $145,000 Active 203 DOM
  6. 2026-05-31
    days on market $145,000 Active 202 DOM
  7. 2026-05-30
    days on market $145,000 Active 201 DOM
  8. 2026-04-08
    status Active
  9. 2026-04-07
    historical
  10. 2026-03-10
    price $145,000
  11. 2026-03-10
    price $145,000
  12. 2025-12-09
    price $155,000
  13. 2025-12-04
    price $155,000
  14. 2025-11-09
    listed $168,900 Active
  15. 2018-12-28
    soldstatus $32,500 135-char remark
    Show marketing remark (135 chars)

    Amazing 6875 Sq Ft Lot on Septic! Features 2 RV Hook-Ups. 2 Cement RV Pads, Power Meter & Water Meter. Great Investment Property.

  16. 2018-12-28
    soldstatus $65,000
    Show marketing remark (135 chars)

    Amazing 6875 Sq Ft Lot on Septic! Features 2 RV Hook-Ups. 2 Cement RV Pads, Power Meter & Water Meter. Great Investment Property.

  17. 2018-02-02
    listed $39,876 135-char remark
    Show marketing remark (135 chars)

    Amazing 6875 Sq Ft Lot on Septic! Features 2 RV Hook-Ups. 2 Cement RV Pads, Power Meter & Water Meter. Great Investment Property.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AZ · Resets to sale price

Current annual tax
$346 · $29/mo
Projected year-2 tax
$957 · $80/mo
Expected delta
+$611/yr (+$51/mo · 176.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 6 d/yr ≥113°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$15,235
− Mortgage interest
−$8,122
− Property taxes
−$346
− Insurance
−$725
− Repairs & maintenance
−$1,219
− Management
−$1,219
− Depreciation
−$4,218
Taxable loss
−$614
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$147
After-tax cash flow
$1,987/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Yuma Union High School District (4507)
NCES district ID
0409630
Math proficiency
14% ▼ -12.00%
Reading proficiency
16% ▼ -10.00%
Median HH income
$40,512
Composite
12.86/100
National rank
#9592
State rank
#212 of 249 in AZ

Livability — Fortuna Foothills

Score
60/100
State rank
#174
US rank
#18663

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment C- Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Fortuna Foothills, AZ
County
Yuma County · 149,809 people
City population
21,356
Metro
Yuma, AZ
Population (ZIP)
54,775
Household income
$70,331
Rent vs Own
20.9% rent · 79.1% own
Severe rent burden
766.0

Population outlook (Yuma County) Hauer SSP2

Today (2025)
211,633 people
By 2030
214,114 · +1.2%
By 2040
217,856 · +2.9%
By 2050
220,276 · +4.1%
By 2075
222,359 · +5.1%
By 2100
198,880 · -6.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
Hispanic / Latino 47% White 44% Two or more races 23% Black 2% Asian 1% Native American 1%
Hispanic origin (detail)
Mexican 43%
Common ancestry
Lithuanian 2% Italian 1% Romanian 1%
Foreign-born
17% · Canada
Languages at home
62% English-only · Spanish 36% Tagalog/Filipino 1% Other Asian/Pacific 1%

Political lean MEDSL · Yuma

2024 margin
Strong R (+20.4) · D 39.3% · R 59.8%
2008→2024 swing
-6.6pp toward R · 2008: -13.8pp · 2024: -20.4pp
All cycles
2024: R+20.4 2020: R+6.2 2016: R+5.5 2012: R+16.1 2008: R+13.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -75.03%
Current HPI
242.8651
Rent YoY
▼ -0.38%
Metro
Yuma, AZ
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

+263.6% since first listed
10 events — show timeline
  • 2026-04-08 Relisted YAR
  • 2026-04-07 Delisted YAR
  • 2026-03-10 Price Changed $145,000 YAR
  • 2026-03-10 Price Changed $145,000 YAR
  • 2025-12-09 Price Changed $155,000 YAR
  • 2025-12-04 Price Changed $155,000 YAR
  • 2025-11-09 Listed $168,900 YAR
  • 2018-12-28 Sold (Public Records) $65,000 Public Records
  • 2018-12-28 Sold (MLS) $32,500 YAR
  • 2018-02-02 Listed $39,876 YAR

Property tax history

+2.8%/yr

Latest (2025): $346 · +3.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…