1258 Glen Carlyn Dr · Victor, NY
Flood risk 1/10 · Minimal
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 2/10 · Minimal
- Hot days now (above 95°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +27.6/30.0
- ARV discount +15.0/15.0
- DSCR +9.7/10.0
- 1% rule +8.1/10.0
- Schools +5.2/10.0
- Livability +4.0/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$199,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
WELCOME TO THIS PROMISING 3-BEDROOM, 1.5-BATH RAISED RANCH NESTLED ON A TRANQUIL NEIGHBORHOOD STREET, OFFERING IMMENSE POTENTIAL AND A COVETED LOCATION CLOSE TO ALL AMENITIES. THIS HOME BOASTS A GENEROUS LAYOUT WITH THREE BEDROOMS AND ONE FULL BATH ON THE MAIN LEVEL. THE LOWER LEVEL PROVIDES VERSATILITY AND COMFORT- IDEAL FOR ADDED LIVING SPACE WITH AN EXISTING REC ROOM AND HALF BATH. ENJOY OUTDOOR LIVING WITH A MULTI-LEVEL DECK AT THE REAR, PERFECT FOR GATHERINGS AND RELAXATION. SITUATED IN THE SOUGHT-AFTER VICTOR CENTRAL SCHOOL DISTRICT, THIS PROPERTY OFFERS PROXIMITY TO SCHOOLS, SHOPPING, DINING, AND MAJOR HIGHWAYS. IN NEED OF UPDATING AND BEING SOLD AS-IS, THIS HOME PRESENTS AN EXCELLENT OPPORTUNITY FOR THOSE LOOKING TO PERSONALIZE AND ADD VALUE. DON’T MISS OUT ON THIS CHANCE TO CREATE YOUR DREAM HOME IN A DESIRABLE NEIGHBORHOOD. SCHEDULE YOUR SHOWING TODAY! OFFERS DUE TUESDAY 7/9 @2PM. TOTAL SQUARE FOOTAGE IS 1540 INCLUDING THE LOWER LEVEL.
Key facts
- New kitchen
- New flooring
- Gas fireplace
Tags
Property features AI
Exterior
- Parking: Attached garage with 1 garage space; Driveway; Garage door opener; Electricity to garage
- Utilities: Electricity connected (circuit breakers); Public water connected; Sewer connected; High-speed internet available; Cable available
- Home design: 2-story existing home; Resale property; Block foundation; Asphalt shingle roof; Vinyl siding
- Construction: Built previously (existing); Copper plumbing
- Exterior features: Blacktop driveway; Pie-shaped residential lot; City street frontage; Lot dimensions approximately 88 x 136
Interior
- Kitchen: Dishwasher; Free-standing range; Gas oven; Gas range; Microwave; Oven; Refrigerator; Disposal; Solid surface counters
- Bedrooms: Contains bedrooms (total rooms include living spaces and bedrooms)
- Flooring: Carpet; Luxury vinyl; Varies
- Bathrooms: 1 full bathroom; 1 half bathroom; Main level bathroom present
- Heating & cooling: Gas forced-air heating
- Interior features: Ceiling fans; Separate/formal dining room; Entrance foyer; Separate/formal living room; Home office; Sliding glass doors; Solid surface counters; Thermal windows; Sliding doors
- Laundry & utility: Laundry in basement; Gas water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath single-family listed at $200k.
Deal economics
- At list price, monthly cash flow is $596 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $200k).
- Cap rate 9.9% vs local median 2.6% in Victor — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 79/100 on livability (#122 in NY, #1,991 nationally) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, health & safety A+; Watch: amenities F, commute F.
- Victor Central School District (suburban): math 56% / reading 62% proficiency, ranked #222 of 590 in NY (top 38%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 12% free/reduced lunch — higher-income household profile.
- Zoned schools: Victor Primary School (math 46% / reading 60%, grade C, #983 of 2,108 statewide, top 47%, 711 students, 25% FRL); Victor Intermediate School (math 40% / reading 58%, grade C-, #294 of 729 statewide, top 41%, 919 students, 26% FRL); Victor Senior High School (math 98% / reading 72%, grade A, #369 of 1,100 statewide, top 34%, 1,320 students, 26% FRL).
- Market conditions: 73 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals leasing fast (median 5d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 284 units permitted in Ontario County in 2024 (69 in 5+ unit buildings).
- This rent runs 33% of the median local income ($95k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Ontario County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $56k cash investment doubles in ~9 years — after that, you're playing with house money.
Negotiation context
- Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
- 2 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.31% ✓
- Cap rate
- 9.87%
- Cash-on-cash
- 12.78%
- DSCR
- 1.57
- GRM
- 6.4
CMA / ARV
- ARV (median comp)
- $342,663
- List price
- $199,900
- Delta
- -41.66%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 8 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1258 Glen Carlyn Dr | 0.00mi | 3/1.5 | 1,540 (0%) | 22mo | $200,000 | $130 | 82 |
| 1249 Glen Carlyn Dr | 0.07mi | 3/2.5 | 1,623 (+5%) | 14mo | $325,000 | $200 | 72 |
| 1100 Harlowe Ln | 0.55mi | 3/2.0 | 1,566 (+2%) | 10mo | $435,000 | $278 | 61 |
| 5937 Bridle Path Ln | 0.23mi | 3/2.0 | 1,425 (-8%) | 18mo | $385,000 | $270 | 59 |
| 1271 Glen Carlyn Dr | 0.08mi | 3/1.5 | 1,336 (-13%) | 20mo | $310,000 | $232 | 57 |
| 5939 King Hill Dr | 0.36mi | 4/2.5 (+1) | 1,600 (+4%) | 18mo | $341,500 | $213 | 53 |
| 1118 Harlowe Ln | 0.45mi | 3/3.0 | 1,566 (+2%) | 22mo | $425,000 | $271 | 52 |
| 1122 Colonie Dr | 0.34mi | 3/3.5 | 1,768 (+15%) | 2mo | $413,000 | $234 | 50 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 2.6%
- Equity multiple
- 1.10×
- Total profit
- $5,656
- Equity at exit
- $29,806
- IRR
- 12.2%
- Equity multiple
- 1.97×
- Total profit
- $54,183
- Equity at exit
- $17,284
Cash invested: $55,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 15 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 14425
- Home prices YoY
- -15.1%
- Active inventory
- 73
- Price-to-rent
- 6.4×
Monthly cashflow live
- Estimated rent
- $2,617 high interval (Pro) →
- Mortgage (P&I)
- −$1,048
- Tax from tax record
- −$340 /mo · $4,081/yr
- Insurance
- −$83
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$550
- Net cashflow
- $596
Break-even live
Sensitivity live
| Price | -10% $709 | -5% $652 | +0% $596 | +5% $539 | +10% $483 |
|---|---|---|---|---|---|
| Rent | -10% $389 | -5% $493 | +0% $596 | +5% $699 | +10% $803 |
| Rate | -1.0pp $697 | -0.5pp $647 | base $596 | +0.5pp $544 | +1.0pp $491 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $49,975
- Closing costs
- $5,997
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 5 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1188 Barry Pl Farmington, NY | 1.0–3.0 | 1.0–2.5 | 1072 | $2,675 | $2.50 | 5d | 12 | 1.02mi |
| 1512 Redfern Dr Farmington, NY | 3.0 | 2.5 | 1688 | $2,800 | $1.66 | 5d | 1 | 1.17mi |
| 1515 Red Fern Dr Unit 1512 Farmington, NY | 3.0 | 2.5 | 1688 | $2,800 | $1.66 | 5d | 1 | 1.20mi |
| 6316 Bentley Dr Victor, NY | 2.0 | 1.5 | 1500 | $2,400 | $1.60 | 26d | 1 | 1.37mi |
| 6141 Cedar Creek Way Farmington, NY | 1.0–3.0 | 1.0–2.0 | 1272 | $2,375 | $1.87 | 5d | 17 | 1.38mi |
Listing history 7 events
-
2026-05-13$199,900 Active 1289-char remark
-
2024-09-03soldstatus $200,000
-
2024-08-29soldstatus $200,000 Closed 966-char remark
Show marketing remark (966 chars)
WELCOME TO THIS PROMISING 3-BEDROOM, 1.5-BATH RAISED RANCH NESTLED ON A TRANQUIL NEIGHBORHOOD STREET, OFFERING IMMENSE POTENTIAL AND A COVETED LOCATION CLOSE TO ALL AMENITIES. THIS HOME BOASTS A GENEROUS LAYOUT WITH THREE BEDROOMS AND ONE FULL BATH ON THE MAIN LEVEL. THE LOWER LEVEL PROVIDES VERSATILITY AND COMFORT- IDEAL FOR ADDED LIVING SPACE WITH AN EXISTING REC ROOM AND HALF BATH. ENJOY OUTDOOR LIVING WITH A MULTI-LEVEL DECK AT THE REAR, PERFECT FOR GATHERINGS AND RELAXATION. SITUATED IN THE SOUGHT-AFTER VICTOR CENTRAL SCHOOL DISTRICT, THIS PROPERTY OFFERS PROXIMITY TO SCHOOLS, SHOPPING, DINING, AND MAJOR HIGHWAYS. IN NEED OF UPDATING AND BEING SOLD AS-IS, THIS HOME PRESENTS AN EXCELLENT OPPORTUNITY FOR THOSE LOOKING TO PERSONALIZE AND ADD VALUE. DON’T MISS OUT ON THIS CHANCE TO CREATE YOUR DREAM HOME IN A DESIRABLE NEIGHBORHOOD. SCHEDULE YOUR SHOWING TODAY! OFFERS DUE TUESDAY 7/9 @2PM. TOTAL SQUARE FOOTAGE IS 1540 INCLUDING THE LOWER LEVEL.
-
2024-07-11status Pending 966-char remark
Show marketing remark (966 chars)
WELCOME TO THIS PROMISING 3-BEDROOM, 1.5-BATH RAISED RANCH NESTLED ON A TRANQUIL NEIGHBORHOOD STREET, OFFERING IMMENSE POTENTIAL AND A COVETED LOCATION CLOSE TO ALL AMENITIES. THIS HOME BOASTS A GENEROUS LAYOUT WITH THREE BEDROOMS AND ONE FULL BATH ON THE MAIN LEVEL. THE LOWER LEVEL PROVIDES VERSATILITY AND COMFORT- IDEAL FOR ADDED LIVING SPACE WITH AN EXISTING REC ROOM AND HALF BATH. ENJOY OUTDOOR LIVING WITH A MULTI-LEVEL DECK AT THE REAR, PERFECT FOR GATHERINGS AND RELAXATION. SITUATED IN THE SOUGHT-AFTER VICTOR CENTRAL SCHOOL DISTRICT, THIS PROPERTY OFFERS PROXIMITY TO SCHOOLS, SHOPPING, DINING, AND MAJOR HIGHWAYS. IN NEED OF UPDATING AND BEING SOLD AS-IS, THIS HOME PRESENTS AN EXCELLENT OPPORTUNITY FOR THOSE LOOKING TO PERSONALIZE AND ADD VALUE. DON’T MISS OUT ON THIS CHANCE TO CREATE YOUR DREAM HOME IN A DESIRABLE NEIGHBORHOOD. SCHEDULE YOUR SHOWING TODAY! OFFERS DUE TUESDAY 7/9 @2PM. TOTAL SQUARE FOOTAGE IS 1540 INCLUDING THE LOWER LEVEL.
-
2024-06-27$179,900 Active 966-char remark
Show marketing remark (966 chars)
WELCOME TO THIS PROMISING 3-BEDROOM, 1.5-BATH RAISED RANCH NESTLED ON A TRANQUIL NEIGHBORHOOD STREET, OFFERING IMMENSE POTENTIAL AND A COVETED LOCATION CLOSE TO ALL AMENITIES. THIS HOME BOASTS A GENEROUS LAYOUT WITH THREE BEDROOMS AND ONE FULL BATH ON THE MAIN LEVEL. THE LOWER LEVEL PROVIDES VERSATILITY AND COMFORT- IDEAL FOR ADDED LIVING SPACE WITH AN EXISTING REC ROOM AND HALF BATH. ENJOY OUTDOOR LIVING WITH A MULTI-LEVEL DECK AT THE REAR, PERFECT FOR GATHERINGS AND RELAXATION. SITUATED IN THE SOUGHT-AFTER VICTOR CENTRAL SCHOOL DISTRICT, THIS PROPERTY OFFERS PROXIMITY TO SCHOOLS, SHOPPING, DINING, AND MAJOR HIGHWAYS. IN NEED OF UPDATING AND BEING SOLD AS-IS, THIS HOME PRESENTS AN EXCELLENT OPPORTUNITY FOR THOSE LOOKING TO PERSONALIZE AND ADD VALUE. DON’T MISS OUT ON THIS CHANCE TO CREATE YOUR DREAM HOME IN A DESIRABLE NEIGHBORHOOD. SCHEDULE YOUR SHOWING TODAY! OFFERS DUE TUESDAY 7/9 @2PM. TOTAL SQUARE FOOTAGE IS 1540 INCLUDING THE LOWER LEVEL.
-
2005-03-29soldstatus $92,000
-
1999-07-23soldstatus $85,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast NY · Partial reset (capped growth)
- Current annual tax
- $4,081 · $340/mo
- Projected year-2 tax
- $4,081 · $340/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 2/10 Low 7 d/yr ≥95°F today · 16 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $31,407
- − Mortgage interest
- −$11,198
- − Property taxes
- −$4,081
- − Insurance
- −$1,000
- − Repairs & maintenance
- −$2,513
- − Management
- −$2,513
- − Depreciation
- −$5,815
- Taxable income
- $4,288
- Est. tax owed @ 24.0%
- −$1,029
- After-tax cash flow
- $6,122/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Victor Central School District
- NCES district ID
- 3629640
- Math proficiency
- 56% ▼ -18.00%
- Reading proficiency
- 62% ▲ 3.00%
- Median HH income
- $73,046
- Composite
- 52.43/100
- National rank
- #1575
- State rank
- #222 of 590 in NY
Livability — Victor
- Score
- 79/100
- State rank
- #122
- US rank
- #1991
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Ontario County · 58,989 people
- City population
- 16,364
- Metro
- Rochester, NY
- Population (ZIP)
- 13,839
- Household income
- $94,609
- Rent vs Own
- Severe rent burden
- 257.0
Population outlook (Ontario County) Hauer SSP2
- Today (2025)
- 111,230 people
- By 2030
- 111,401 · +0.2%
- By 2040
- 109,535 · -1.5%
- By 2050
- 104,895 · -5.7%
- By 2075
- 92,999 · -16.4%
- By 2100
- 73,723 · -33.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (86%)
- Race & ethnicity
- White 86% Two or more races 7% Hispanic / Latino 5% Black 2% Asian 2%
- Hispanic origin (detail)
- Puerto Rican 3% Dominican 1%
- Common ancestry
- Romanian 6% Lithuanian 5% Iranian 4%
- Foreign-born
- 3% · Canada, South Korea
- Languages at home
- 94% English-only · Spanish 3% Other Indo-European 1%
Political lean MEDSL · Ontario
- 2024 margin
- Toss-up / Even · D 49.4% · R 50.6%
- 2008→2024 swing
- -1.0pp toward R · 2008: -0.1pp · 2024: -1.2pp
- All cycles
- 2024: R+1.2 2020: R+0.0 2016: R+8.6 2012: R+1.6 2008: R+0.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -47.59%
- Current HPI
- 267.0192
- Rent YoY
- —
- Metro
- Rochester, NY
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
|
||
| Consumer Goods | 9 | $162B |
|
||
| Insurance | 4 | $225B |
|
||
| Telecommunications | 2 | $144B |
|
||
| Pharmaceuticals | 2 | $112B |
|
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| Media / Entertainment | 2 | $69B |
|
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Price history
+135.2% since first listed8 events — show timeline
- 2026-05-20 Pending — UNYREIS
- 2026-05-13 Listed $199,900 UNYREIS
- 2024-09-03 Sold (Public Records) $200,000 Public Records
- 2024-08-29 Sold (MLS) $200,000 UNYREIS
- 2024-07-11 Pending — UNYREIS
- 2024-06-27 Listed $179,900 UNYREIS
- 2005-03-29 Sold (Public Records) $92,000 Public Records
- 1999-07-23 Sold (Public Records) $85,000 Public Records
Property tax history
+5.4%/yrLatest (2025): $4,081 · +9.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…