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1419 W King St
D- Composite 37.37
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.6/30.0
  • ARV discount +5.1/15.0
  • Rent growth +4.1/5.0
  • 1% rule +3.8/10.0
  • Livability +3.7/5.0
  • DSCR +3.4/10.0
  • Schools +3.2/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$179,000

1419 W King St · West York, PA 17404
4 bd · 1.0 ba · 1,638 sqft · Townhouse public records · 36 Days on market
Built 1900 1,673 sqft lot $109/sqft · 5% above area Est $170k · 5% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this spacious and updated 5-bedroom, 1.5-bath center-unit home located in the sought-after West York School District. Featuring central A/C and numerous recent upgrades, including a new HVAC system, new flooring, fresh paint, and updated fixtures, this move-in-ready property offers the perfect blend of comfort and convenience. With five bedrooms, there is plenty of space for family, guests, a home office, or flex living arrangements. Enjoy the charm and character of a traditional home with the benefits of modern updates already completed for you. Need off-street parking? Access the rear parking pad via the back alley for added convenience. Whether you're looking for more space, room to grow, or a place to make your own, this well-maintained home is ready for its next owner. Don’t miss your opportunity to call this one yours!

Key facts

  • Parking
  • Built 1900
  • Listed 36 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/1.0-bath townhouse listed at $179k.

Deal economics

  • At list price, monthly cash flow is $-57 ($-680/yr) — negative.
  • To cash-flow at today's rent, offer at most $169k (5.6% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $157k (12.5% below list).
  • Recommended offer: $157k (12.5% below list) — sets the bar for 1% rule.
  • Cap rate 5.9% vs local median 3.8% in West York — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#488 in PA, #4,486 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, housing A; Watch: employment D, amenities F, commute F.
  • West York Area SD (suburban): math 29% / reading 45% proficiency, ranked #379 of 539 in PA (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Trimmer El Sch (math 29% / reading 46%, grade F, #997 of 1,518 statewide, top 66%, 415 students, 57% FRL); West York Area Ms (math 19% / reading 44%, grade F, #367 of 512 statewide, top 73%, 675 students, 53% FRL); West York Area Hs (math 57% / reading 30%, grade F, #213 of 437 statewide, top 49%, 869 students, 49% FRL) — zoned schools average 53% FRL vs 37% district-wide (16 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+6.4%/yr); 252 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 44% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,328 units permitted in York County in 2024 (338 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 36 days — a 3% lower offer ($174k) is reasonable based on typical stale-listing flexibility.
  • 12 sale attempts since 25y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $80k; list at $179k implies a 124% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1900 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $156,679 (12.5% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 36 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  3. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.88%
Cap rate
5.91%
Cash-on-cash
-1.36%
DSCR
0.94
GRM
9.5

CMA / ARV

ARV (median comp)
$170,030
List price
$179,000
Delta
5.28%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1539 W Market St 0.22mi 3/1.5 (-1) 1,664 (+2%) 1mo $230,000 $138 79
1514 W Philadelphia St 0.28mi 4/1.0 1,536 (-6%) 1mo $205,000 $133 76
1254 W Poplar St 0.30mi 4/1.0 1,536 (-6%) 1mo $192,000 $125 74
1261 W Princess St 0.30mi 3/2.5 (-1) 1,637 (-0%) 3mo $219,000 $134 72
1250 W King St 0.29mi 4/1.0 1,459 (-11%) 5mo $169,900 $116 64
1206 W Poplar St 0.41mi 5/1.5 (+1) 1,572 (-4%) 5mo $135,000 $86 63
925 W College Ave 0.66mi 5/1.0 (+1) 1,660 (+1%) 3mo $129,900 $78 60
826 Fern Pl 0.73mi 5/1.0 (+1) 1,572 (-4%) 0mo $128,000 $81 54
1111 W Princess St 0.47mi 3/1.0 (-1) 1,416 (-14%) 5mo $165,000 $117 46
847 Florida Ave 0.71mi 4/1.0 1,843 (+12%) 3mo $154,000 $84 43
818 W King St 0.70mi 5/1.5 (+1) 1,824 (+11%) 1mo $203,000 $111 41
812 W King St 0.71mi 5/2.0 (+1) 1,872 (+14%) 4mo $190,000 $101 31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.38% rent growth · sell at horizon

5-year hold
IRR
-14.6%
Equity multiple
0.46×
Total profit
$-27,049
Equity at exit
$26,689
10-year hold
IRR
-0.9%
Equity multiple
0.93×
Total profit
$-3,730
Equity at exit
$15,477

Cash invested: $50,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 17404

Rents YoY
6.4%
Active inventory
252
Price-to-rent
9.5×

Monthly cashflow live

Estimated rent
$1,567 high interval (Pro) →
Mortgage (P&I)
$939
Tax from tax record
$281 /mo · $3,374/yr
Insurance
$75
HOA
$0
Vacancy / Maint / Mgmt
$329
Net cashflow
$-57

Break-even live

Break-even rent $1,639
Max offer price $168,985
Occupancy floor 99%

Sensitivity live

Price -10% $45 -5% $-6 +0% $-57 +5% $-107 +10% $-158
Rent -10% $-180 -5% $-119 +0% $-57 +5% $5 +10% $67
Rate -1.0pp $33 -0.5pp $-11 base $-57 +0.5pp $-103 +1.0pp $-150

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$44,750
Closing costs
$5,370
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 18 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1627 Filbert St York, PA 3.0 1.0 1193 $1,395 $1.17 23d 1 0.48mi
925 W College Ave York, PA 4.0 1.0 1660 $1,425 $0.86 15d 1 0.66mi
709 W Princess St York, PA 5.0 1.0 1829 $1,425 $0.78 45d 1 0.82mi
121 S Belvidere Ave Unit 121 York, PA 5.0 1.5 1846 $1,450 $0.79 45d 1 0.84mi
702 W Philadelphia St Unit 2 York, PA 3.0 1.0 2154 $1,375 $0.64 45d 1 0.85mi
101 N Forrest St York, PA 3.0 1.0 1340 $1,695 $1.26 23d 1 0.88mi
645 W Philadelphia St Unit 2ND FLOOR York, PA 3.0 1.0 2124 $1,100 $0.52 45d 1 0.90mi
648 W College Ave York, PA 3.0 1.0 1100 $1,275 $1.16 45d 1 0.92mi
132 N West St York, PA 4.0 1.0 1560 $1,600 $1.03 15d 1 0.98mi
588 Company St York, PA 3.0 1.5 1416 $1,475 $1.04 45d 1 1.02mi
466 W College Ave York, PA 3.0 1.0 1068 $1,295 $1.21 45d 1 1.20mi
631 Roosevelt Ave Unit 2 York, PA 3.0 1.0 1170 $1,150 $0.98 15d 1 1.21mi
231 Roosevelt Ave York, PA 3.0 1.5 1584 $1,750 $1.10 15d 1 1.25mi
720 Elm Ter York, PA 3.0 1.5 1200 $1,950 $1.62 23d 1 1.27mi
537 W Jackson St York, PA 3.0 2.0 1795 $1,795 $1.00 15d 1 1.27mi
216 Park Pl York, PA 4.0 1.0 1192 $1,350 $1.13 15d 1 1.29mi
330 Smyser St York, PA 5.0 1.0 1634 $1,425 $0.87 45d 1 1.43mi
314 W Gay Ave York, PA 3.0 1.0 1060 $1,250 $1.18 23d 1 1.45mi

Listing history 31 events

  1. 2026-05-13
    price $179,000 853-char remark
    Show marketing remark (853 chars)

    Welcome to this spacious and updated 5-bedroom, 1.5-bath center-unit home located in the sought-after West York School District. Featuring central A/C and numerous recent upgrades, including a new HVAC system, new flooring, fresh paint, and updated fixtures, this move-in-ready property offers the perfect blend of comfort and convenience. With five bedrooms, there is plenty of space for family, guests, a home office, or flex living arrangements. Enjoy the charm and character of a traditional home with the benefits of modern updates already completed for you. Need off-street parking? Access the rear parking pad via the back alley for added convenience. Whether you're looking for more space, room to grow, or a place to make your own, this well-maintained home is ready for its next owner. Don’t miss your opportunity to call this one yours!

  2. 2026-04-27
    status Active 853-char remark
    Show marketing remark (853 chars)

    Welcome to this spacious and updated 5-bedroom, 1.5-bath center-unit home located in the sought-after West York School District. Featuring central A/C and numerous recent upgrades, including a new HVAC system, new flooring, fresh paint, and updated fixtures, this move-in-ready property offers the perfect blend of comfort and convenience. With five bedrooms, there is plenty of space for family, guests, a home office, or flex living arrangements. Enjoy the charm and character of a traditional home with the benefits of modern updates already completed for you. Need off-street parking? Access the rear parking pad via the back alley for added convenience. Whether you're looking for more space, room to grow, or a place to make your own, this well-maintained home is ready for its next owner. Don’t miss your opportunity to call this one yours!

  3. 2026-04-23
    status Pending 853-char remark
    Show marketing remark (853 chars)

    Welcome to this spacious and updated 5-bedroom, 1.5-bath center-unit home located in the sought-after West York School District. Featuring central A/C and numerous recent upgrades, including a new HVAC system, new flooring, fresh paint, and updated fixtures, this move-in-ready property offers the perfect blend of comfort and convenience. With five bedrooms, there is plenty of space for family, guests, a home office, or flex living arrangements. Enjoy the charm and character of a traditional home with the benefits of modern updates already completed for you. Need off-street parking? Access the rear parking pad via the back alley for added convenience. Whether you're looking for more space, room to grow, or a place to make your own, this well-maintained home is ready for its next owner. Don’t miss your opportunity to call this one yours!

  4. 2026-04-17
    listed $180,000 Active 853-char remark
    Show marketing remark (853 chars)

    Welcome to this spacious and updated 5-bedroom, 1.5-bath center-unit home located in the sought-after West York School District. Featuring central A/C and numerous recent upgrades, including a new HVAC system, new flooring, fresh paint, and updated fixtures, this move-in-ready property offers the perfect blend of comfort and convenience. With five bedrooms, there is plenty of space for family, guests, a home office, or flex living arrangements. Enjoy the charm and character of a traditional home with the benefits of modern updates already completed for you. Need off-street parking? Access the rear parking pad via the back alley for added convenience. Whether you're looking for more space, room to grow, or a place to make your own, this well-maintained home is ready for its next owner. Don’t miss your opportunity to call this one yours!

  5. 2026-04-16
    historical $180,000 853-char remark
    Show marketing remark (853 chars)

    Welcome to this spacious and updated 5-bedroom, 1.5-bath center-unit home located in the sought-after West York School District. Featuring central A/C and numerous recent upgrades, including a new HVAC system, new flooring, fresh paint, and updated fixtures, this move-in-ready property offers the perfect blend of comfort and convenience. With five bedrooms, there is plenty of space for family, guests, a home office, or flex living arrangements. Enjoy the charm and character of a traditional home with the benefits of modern updates already completed for you. Need off-street parking? Access the rear parking pad via the back alley for added convenience. Whether you're looking for more space, room to grow, or a place to make your own, this well-maintained home is ready for its next owner. Don’t miss your opportunity to call this one yours!

  6. 2026-04-11
    historical $1,465
  7. 2026-03-19
    listed $1,465
  8. 2022-02-03
    price $1,395
  9. 2019-06-30
    historical
  10. 2018-12-20
    listed $54,000 Active
  11. 2018-12-16
    historical
  12. 2018-09-03
    price $48,900
  13. 2018-07-20
    listed $54,900 Active
  14. 2013-08-31
    historical
  15. 2013-05-08
    listed $79,900
  16. 2010-10-07
    historical
  17. 2010-07-16
    listed $89,900
  18. 2010-07-01
    historical
  19. 2010-03-24
    listed $107,900
  20. 2010-01-11
    historical
  21. 2007-05-24
    listed $104,900
  22. 2006-06-12
    soldstatus $80,000
  23. 2006-05-31
    soldstatus $80,000
  24. 2006-04-23
    historical
  25. 2006-04-17
    listed $82,900
  26. 2006-02-22
    soldstatus $38,000
  27. 2006-02-21
    soldstatus $38,000
  28. 2006-01-20
    historical
  29. 2006-01-05
    listed $41,900
  30. 2002-03-31
    historical
  31. 2001-09-24
    listed $49,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$3,374 · $281/mo
Projected year-2 tax
$3,374 · $281/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 10% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,801
− Mortgage interest
−$10,027
− Property taxes
−$3,374
− Insurance
−$895
− Repairs & maintenance
−$1,504
− Management
−$1,504
− Depreciation
−$5,207
Taxable loss
−$3,710
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$890
After-tax cash flow
$210/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
West York Area SD
NCES district ID
4225980
Math proficiency
29% ▼ -8.00%
Reading proficiency
45% ▼ -12.00%
Median HH income
$54,375
Composite
32.36/100
National rank
#5736
State rank
#379 of 539 in PA

Livability — West York

Score
74/100
State rank
#488
US rank
#4486

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment D Housing A Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
West York, PA
County
York County · 278,806 people
Metro
York-Hanover, PA
Population (ZIP)
39,374
Household income
$78,506
Rent vs Own
28.9% rent · 71.1% own
Severe rent burden
722.0

Population outlook (York County) Hauer SSP2

Today (2025)
454,205 people
By 2030
457,407 · +0.7%
By 2040
457,529 · +0.7%
By 2050
448,261 · -1.3%
By 2075
427,388 · -5.9%
By 2100
384,218 · -15.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (65%)
Race & ethnicity
White 65% Hispanic / Latino 19% Black 12% Two or more races 8%
Hispanic origin (detail)
Mexican 2% Puerto Rican 9% Dominican 4%
Common ancestry
Romanian 2% Slovak 2% Lithuanian 1%
Foreign-born
6% · Canada, Vietnam
Languages at home
85% English-only · Spanish 12% Russian/Polish/Slavic 1%

Political lean MEDSL · York

2024 margin
Strong R (+25.3) · D 36.9% · R 62.1%
2008→2024 swing
-11.7pp toward R · 2008: -13.6pp · 2024: -25.3pp
All cycles
2024: R+25.3 2020: R+24.6 2016: R+29.3 2012: R+21.2 2008: R+13.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -135.44%
Current HPI
237.5683
Rent YoY
▲ 6.38%
Metro
York-Hanover, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+261.6% since first listed
31 events — show timeline
  • 2026-05-13 Price Changed $179,000 BRIGHT MLS
  • 2026-04-27 Relisted BRIGHT MLS
  • 2026-04-23 Pending BRIGHT MLS
  • 2026-04-17 Listed $180,000 BRIGHT MLS
  • 2026-04-16 Coming Soon $180,000 BRIGHT MLS
  • 2026-04-11 Rental Removed $1,465 APPFOLIO
  • 2026-03-19 Listed for Rent $1,465 APPFOLIO
  • 2022-02-03 Price Changed $1,395 RENT.
  • 2019-06-30 Listing Removed BRIGHT MLS
  • 2018-12-20 Listed $54,000 BRIGHT MLS
  • 2018-12-16 Listing Removed BRIGHT MLS
  • 2018-09-03 Price Changed $48,900 BRIGHT MLS
  • 2018-07-20 Listed $54,900 BRIGHT MLS
  • 2013-08-31 Listing Removed BRIGHT MLS
  • 2013-05-08 Listed $79,900 BRIGHT MLS
  • 2010-10-07 Listing Removed BRIGHT MLS
  • 2010-07-16 Listed $89,900 BRIGHT MLS
  • 2010-07-01 Listing Removed BRIGHT MLS
  • 2010-03-24 Listed $107,900 BRIGHT MLS
  • 2010-01-11 Listing Removed BRIGHT MLS
  • 2007-05-24 Listed $104,900 BRIGHT MLS
  • 2006-06-12 Sold (Public Records) $80,000 Public Records
  • 2006-05-31 Sold (MLS) $80,000 BRIGHT MLS
  • 2006-04-23 Listing Removed BRIGHT MLS
  • 2006-04-17 Listed $82,900 BRIGHT MLS
  • 2006-02-22 Sold (Public Records) $38,000 Public Records
  • 2006-02-21 Sold (MLS) $38,000 BRIGHT MLS
  • 2006-01-20 Listing Removed BRIGHT MLS
  • 2006-01-05 Listed $41,900 BRIGHT MLS
  • 2002-03-31 Listing Removed BRIGHT MLS
  • 2001-09-24 Listed $49,500 BRIGHT MLS

Property tax history

+4.7%/yr

Latest (2025): $3,374 · +5.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…