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3263 Vineyard Ave #207
C- Composite 54.07
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +22.6/30.0
  • Schools +7.3/10.0
  • DSCR +7.2/10.0
  • 1% rule +4.7/10.0
  • Livability +4.2/5.0
  • Rent growth +4.0/5.0
  • Condition / age +4.0/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$415,888

3263 Vineyard Ave #207 · Pleasanton, CA 94566
3 bd · 2.0 ba · 1,501 sqft · Manufactured public records · 23 Days on market
Built 2020 Good condition Est $312k · 33% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Lovely, newer manufactured home in Vineyard Estates (adult community) features: 3 bedrooms; 2 full baths; laminate flooring in living areas and lino in wet areas; shutters and crown molding throughout; ; kitchen with granite counter tops, walk in pantry, and stainless steel appliances; primary suite with private glamour bath featuring shower and separate soaking tub, two walk in closets, front porch; side by side carport, air condition, custom matching shed & more.

Key facts

  • Laminate flooring
  • Granite counter tops
  • Walk in pantry

Tags

VINEYARD ESTATESLAMINATE FLOORINGGRANITE COUNTER TOPSWALK IN PANTRYSTAINLESS STEEL APPLIANCESPRIVATE GLAMOUR BATH

Property features AI

Finance

  • HOA & community: Vineyard Estates community amenities: clubhouse, fitness center, pool and heated spa, game room, rec room with fireplace, greenbelt, park, dog park, car wash area, RV storage, guest parking, laundry facilities; Senior community; Pets allowed (cats and dogs; restrictions and approval may apply)

Exterior

  • Parking: Carport with space for two or more vehicles
  • Utilities: Public water; Public sewer; Individual electric meter; Individual gas meter
  • Home design: Manufactured home in park (mobile home); Double wide; Single-story layout
  • Construction: Cement and lap siding; Crawl space foundation
  • Exterior features: Front porch with awning and steps; Back yard and side yard; Automatic front and back sprinklers; Landscaped yard; Yard space; Shed(s) for storage

Interior

  • Kitchen: Stone counters; Kitchen island; Pantry; Dishwasher; Disposal; Free-standing range (gas); Gas range/cooktop; Microwave; Ice maker hookup
  • Bedrooms: 3 bedrooms
  • Flooring: Laminate; Linoleum
  • Bathrooms: 2 full bathrooms; Updated baths with solid surface finishes and windows; Primary bath with double vanity, walk-in closet, sunken tub and stall shower
  • Heating & cooling: Forced air heating (natural gas); Fireplace(s) (living room, gas); Central air; Ceiling fans
  • Interior features: Pantry; Dining area; Storage; Sun porch; Living room; Built-in cabinets in laundry
  • Laundry & utility: Laundry room with dryer hookup; Gas dryer hookup; Dryer included

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $416k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $706 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $405k (2.7% below list).
  • Recommended offer: $405k (2.7% below list) — sets the bar for 1% rule.
  • Cap rate 8.3% vs local median 1.3% in Pleasanton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 84/100 on livability (#17 in CA, #655 nationally) — a professional / high-income tenant draw. Strengths: schools A+, amenities A+, commute A+; Watch: cost of living F.
  • Pleasanton Unified (urban): math 75% / reading 79% proficiency, ranked #43 of 1,400 in CA (top 3%) — strong family-tenant draw, lease renewals of 3-5y typical; only 6% free/reduced lunch — higher-income household profile.
  • Market conditions: Rents rising fast (+6.0%/yr); 152 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 1,742 units permitted in Alameda County in 2024 (856 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
  • Alameda County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 6.0% rent growth), your $116k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 23 days — a 2% lower offer ($410k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $404,699 (2.7% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.97%
Cap rate
8.33%
Cash-on-cash
7.28%
DSCR
1.32
GRM
8.6

CMA / ARV

ARV (on-the-fly)
$312,208
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3263 Vineyard Ave #189 0.05mi 3/2.0 1,512 (+1%) 10mo $350,000 $231 88
3231 Vineyard Ave #76 0.11mi 3/2.0 1,431 (-5%) 2mo $370,000 $259 86
3263 Vineyard Ave #174 0.02mi 3/2.0 1,600 (+7%) 4mo $315,000 $197 85
3263 Vineyard Ave #125 0.09mi 3/2.0 1,578 (+5%) 6mo $310,000 $196 82
3231 Vineyard Ave Spc 93 0.03mi 2/2.0 (-1) 1,413 (-6%) 3mo $287,000 $203 82
3263 Vineyard Ave #178 0.16mi 3/2.0 1,440 (-4%) 8mo $238,000 $165 79
3231 Vineyard Ave., #102 #102 0.08mi 2/2.0 (-1) 1,440 (-4%) 9mo $205,000 $142 77
3263 Vineyard Ave #42 0.17mi 3/2.0 1,590 (+6%) 9mo $402,000 $253 75
3231 Vineyard Ave., #94 #94 0.08mi 2/2.0 (-1) 1,340 (-11%) 0mo $230,000 $172 73
3263 Vineyard #68 0.11mi 3/2.0 1,300 (-13%) 2mo $275,000 $212 71
3263 Vineyard Ave. #35 #35 0.17mi 2/2.0 (-1) 1,368 (-9%) 3mo $295,000 $216 70
3231 Vineyard #37 0.08mi 2/2.0 (-1) 1,296 (-14%) 10mo $270,000 $208 61

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.04% rent growth · sell at horizon

5-year hold
IRR
-2.2%
Equity multiple
0.92×
Total profit
$-9,829
Equity at exit
$62,010
10-year hold
IRR
10.3%
Equity multiple
1.90×
Total profit
$104,369
Equity at exit
$35,958

Cash invested: $116,449 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 94566

Rents YoY
6.0%
Active inventory
152
Price-to-rent
8.6×

Monthly cashflow live

Estimated rent
$4,047 high interval (Pro) →
Mortgage (P&I)
$2,181
Tax from tax record
$137 /mo · $1,639/yr
Insurance
$173
HOA
$0
Vacancy / Maint / Mgmt
$850
Net cashflow
$706

Break-even live

Break-even rent $3,153
Max offer price $415,888
Occupancy floor 78%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$103,972
Closing costs
$12,477
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 12 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3253 Pomace Ct Pleasanton, CA 4.0 2.5 2000 $5,800 $2.90 43d 1 0.49mi
749 Palomino Dr Unit C Pleasanton, CA 2.0 1.5 1130 $3,250 $2.88 43d 1 0.56mi
835 Palomino Dr Unit 2 Pleasanton, CA 2.0 1.5 1080 $2,850 $2.64 20d 1 0.58mi
3819 Vineyard Ave Pleasanton, CA 1.0–3.0 1.0–1.5 863 $3,384 $3.92 1d 14 0.65mi
242 Birch Creek Dr Pleasanton, CA 2.0 2.5 1221 $3,100 $2.54 43d 1 0.70mi
223 Birch Creek Dr Pleasanton, CA 3.0 2.5 1848 $4,800 $2.60 3d 1 0.75mi
368 Trenton Cir Pleasanton, CA 4.0 3.0 1620 $5,000 $3.09 24d 1 0.82mi
4059 Vineyard Ave Pleasanton, CA 3.0 2.0 1300 $3,850 $2.96 24d 1 0.88mi
1539 Trimingham Dr Pleasanton, CA 2.0 2.0 1369 $3,600 $2.63 2d 1 1.15mi
4678 Whiting St Pleasanton, CA 3.0 2.0 1538 $5,500 $3.58 24d 1 1.35mi
4320 Valley Ave Pleasanton, CA 2.0 2.0 1073 $3,474 $3.24 3d 2 1.46mi
4468 Del Valle Pkwy Unit 1 Pleasanton, CA 2.0 2.0 1280 $3,100 $2.42 16d 1 1.47mi

Listing history 15 events

  1. 2026-06-18
    days on market $415,888 Active 23 DOM
  2. 2026-06-17
    days on market $415,888 Active 22 DOM
  3. 2026-06-16
    days on market $415,888 Active 21 DOM
  4. 2026-06-15
    days on market $415,888 Active 20 DOM
  5. 2026-06-13
    days on market $415,888 Active 18 DOM
  6. 2026-06-13
    days on market $415,888 Active 17 DOM
  7. 2026-06-09
    days on market $415,888 Active 14 DOM
  8. 2026-06-08
    days on market $415,888 Active 13 DOM
  9. 2026-06-07
    days on market $415,888 Active 12 DOM
  10. 2026-06-04
    days on market $415,888 Active 9 DOM
  11. 2026-06-03
    days on market $415,888 Active 8 DOM
  12. 2026-06-02
    days on market $415,888 Active 7 DOM
  13. 2026-06-01
    days on market $415,888 Active 6 DOM
  14. 2026-05-31
    days on market $415,888 Active 5 DOM
  15. 2026-05-26
    listed $415,888 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$1,639 · $137/mo
Projected year-2 tax
$3,161 · $263/mo
Expected delta
+$1,521/yr (+$127/mo · 92.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥97°F today · 14 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 9/10 Extreme 19 unhealthy d/yr today · 21 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$48,564
− Mortgage interest
−$23,296
− Property taxes
−$1,639
− Insurance
−$2,079
− Repairs & maintenance
−$3,885
− Management
−$3,885
− Depreciation
−$12,099
Taxable income
$1,680
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$403
After-tax cash flow
$8,072/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This manufactured home in Vineyard Estates is in good condition with cosmetic updates needed to enhance its curb appeal and functionality.

Value-add opportunities

  • Both Painting exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics
  • Both Replace worn-out linoleum in wet areas — New flooring will improve functionality and appearance
  • Both Upgrade kitchen appliances — Modern appliances can increase the home's appeal and value
  • Both Install new windows — New windows can improve energy efficiency and increase natural light

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics
  • Both Replace worn-out linoleum in wet areas — New flooring will improve functionality and appearance
  • Both Upgrade kitchen appliances — Modern appliances can increase the home's appeal and value
  • Both Install new windows — New windows can improve energy efficiency and increase natural light

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Pleasanton Unified
NCES district ID
0600020
Math proficiency
75% ▼ -1.00%
Reading proficiency
79% ▼ -1.00%
Median HH income
$123,770
Composite
73.12/100
National rank
#351
State rank
#43 of 1400 in CA

Livability — Pleasanton

Score
84/100
State rank
#17
US rank
#655

Category grades

Amenities A+ Commute A+ Cost of living F Crime A- Employment A+ Housing C+ Health & safety A+ User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Pleasanton, CA
County
Alameda County · 1,614,355 people
City population
78,550
Metro
San Francisco-Oakland-Berkeley, CA
Population (ZIP)
44,222
Household income
$191,155
Rent vs Own
29.4% rent · 70.6% own
Severe rent burden
1190.0

Population outlook (Alameda County) Hauer SSP2

Today (2025)
1,928,884 people
By 2030
2,069,146 · +7.3%
By 2040
2,338,405 · +21.2%
By 2050
2,586,608 · +34.1%
By 2075
3,061,911 · +58.7%
By 2100
3,234,133 · +67.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.66)
Race & ethnicity
White 42% Asian 38% Hispanic / Latino 13% Two or more races 10%
Hispanic origin (detail)
Mexican 9%
Common ancestry
Italian 3% Russian 3% Romanian 2%
Foreign-born
33% · China, Canada, South Korea
Languages at home
59% English-only · Other Indo-European 10% Chinese 10% Spanish 8%

Political lean MEDSL · Alameda

2024 margin
Solid D (+53.6) · D 74.6% · R 21.0% · Other 4.4%
2008→2024 swing
-5.9pp toward R · 2008: 59.5pp · 2024: 53.6pp
All cycles
2024: D+53.6 2020: D+62.5 2016: D+64.4 2012: D+59.8 2008: D+59.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -841.68%
Current HPI
308.8324
Rent YoY
▲ 6.04%
Metro
San Francisco-Oakland-Berkeley, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-05-26 Listed $415,888 bridgeMLS, Bay East AOR, or Contra Costa AOR

Property tax history

+0.9%/yr

Latest (2025): $1,639 · -0.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…