3263 Vineyard Ave #207 · Pleasanton, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 4/10 · Minor
- Hot days now (above 97°F)
- 7 days/yr
- Hot days in 30 yrs
- 14 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 9/10 · Severe
- Unhealthy air days now
- 19 days/yr
- Unhealthy air days in 30 yrs
- 21 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +22.6/30.0
- Schools +7.3/10.0
- DSCR +7.2/10.0
- 1% rule +4.7/10.0
- Livability +4.2/5.0
- Rent growth +4.0/5.0
- Condition / age +4.0/5.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$415,888
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Lovely, newer manufactured home in Vineyard Estates (adult community) features: 3 bedrooms; 2 full baths; laminate flooring in living areas and lino in wet areas; shutters and crown molding throughout; ; kitchen with granite counter tops, walk in pantry, and stainless steel appliances; primary suite with private glamour bath featuring shower and separate soaking tub, two walk in closets, front porch; side by side carport, air condition, custom matching shed & more.
Key facts
- Laminate flooring
- Granite counter tops
- Walk in pantry
Tags
Property features AI
Finance
- HOA & community: Vineyard Estates community amenities: clubhouse, fitness center, pool and heated spa, game room, rec room with fireplace, greenbelt, park, dog park, car wash area, RV storage, guest parking, laundry facilities; Senior community; Pets allowed (cats and dogs; restrictions and approval may apply)
Exterior
- Parking: Carport with space for two or more vehicles
- Utilities: Public water; Public sewer; Individual electric meter; Individual gas meter
- Home design: Manufactured home in park (mobile home); Double wide; Single-story layout
- Construction: Cement and lap siding; Crawl space foundation
- Exterior features: Front porch with awning and steps; Back yard and side yard; Automatic front and back sprinklers; Landscaped yard; Yard space; Shed(s) for storage
Interior
- Kitchen: Stone counters; Kitchen island; Pantry; Dishwasher; Disposal; Free-standing range (gas); Gas range/cooktop; Microwave; Ice maker hookup
- Bedrooms: 3 bedrooms
- Flooring: Laminate; Linoleum
- Bathrooms: 2 full bathrooms; Updated baths with solid surface finishes and windows; Primary bath with double vanity, walk-in closet, sunken tub and stall shower
- Heating & cooling: Forced air heating (natural gas); Fireplace(s) (living room, gas); Central air; Ceiling fans
- Interior features: Pantry; Dining area; Storage; Sun porch; Living room; Built-in cabinets in laundry
- Laundry & utility: Laundry room with dryer hookup; Gas dryer hookup; Dryer included
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $416k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $706 ($8k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $405k (2.7% below list).
- Recommended offer: $405k (2.7% below list) — sets the bar for 1% rule.
- Cap rate 8.3% vs local median 1.3% in Pleasanton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 84/100 on livability (#17 in CA, #655 nationally) — a professional / high-income tenant draw. Strengths: schools A+, amenities A+, commute A+; Watch: cost of living F.
- Pleasanton Unified (urban): math 75% / reading 79% proficiency, ranked #43 of 1,400 in CA (top 3%) — strong family-tenant draw, lease renewals of 3-5y typical; only 6% free/reduced lunch — higher-income household profile.
- Market conditions: Rents rising fast (+6.0%/yr); 152 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 1,742 units permitted in Alameda County in 2024 (856 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
- Alameda County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 6.0% rent growth), your $116k cash investment doubles in ~10 years — after that, you're playing with house money.
Negotiation context
- It's been on market 23 days — a 2% lower offer ($410k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: major wildfire risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.97% ✗
- Cap rate
- 8.33%
- Cash-on-cash
- 7.28%
- DSCR
- 1.32
- GRM
- 8.6
CMA / ARV
- ARV (on-the-fly)
- $312,208
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3263 Vineyard Ave #189 | 0.05mi | 3/2.0 | 1,512 (+1%) | 10mo | $350,000 | $231 | 88 |
| 3231 Vineyard Ave #76 | 0.11mi | 3/2.0 | 1,431 (-5%) | 2mo | $370,000 | $259 | 86 |
| 3263 Vineyard Ave #174 | 0.02mi | 3/2.0 | 1,600 (+7%) | 4mo | $315,000 | $197 | 85 |
| 3263 Vineyard Ave #125 | 0.09mi | 3/2.0 | 1,578 (+5%) | 6mo | $310,000 | $196 | 82 |
| 3231 Vineyard Ave Spc 93 | 0.03mi | 2/2.0 (-1) | 1,413 (-6%) | 3mo | $287,000 | $203 | 82 |
| 3263 Vineyard Ave #178 | 0.16mi | 3/2.0 | 1,440 (-4%) | 8mo | $238,000 | $165 | 79 |
| 3231 Vineyard Ave., #102 #102 | 0.08mi | 2/2.0 (-1) | 1,440 (-4%) | 9mo | $205,000 | $142 | 77 |
| 3263 Vineyard Ave #42 | 0.17mi | 3/2.0 | 1,590 (+6%) | 9mo | $402,000 | $253 | 75 |
| 3231 Vineyard Ave., #94 #94 | 0.08mi | 2/2.0 (-1) | 1,340 (-11%) | 0mo | $230,000 | $172 | 73 |
| 3263 Vineyard #68 | 0.11mi | 3/2.0 | 1,300 (-13%) | 2mo | $275,000 | $212 | 71 |
| 3263 Vineyard Ave. #35 #35 | 0.17mi | 2/2.0 (-1) | 1,368 (-9%) | 3mo | $295,000 | $216 | 70 |
| 3231 Vineyard #37 | 0.08mi | 2/2.0 (-1) | 1,296 (-14%) | 10mo | $270,000 | $208 | 61 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 6.04% rent growth · sell at horizon
- IRR
- -2.2%
- Equity multiple
- 0.92×
- Total profit
- $-9,829
- Equity at exit
- $62,010
- IRR
- 10.3%
- Equity multiple
- 1.90×
- Total profit
- $104,369
- Equity at exit
- $35,958
Cash invested: $116,449 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 94566
- Rents YoY
- 6.0%
- Active inventory
- 152
- Price-to-rent
- 8.6×
Monthly cashflow live
- Estimated rent
- $4,047 high interval (Pro) →
- Mortgage (P&I)
- −$2,181
- Tax from tax record
- −$137 /mo · $1,639/yr
- Insurance
- −$173
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$850
- Net cashflow
- $706
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $103,972
- Closing costs
- $12,477
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 12 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3253 Pomace Ct Pleasanton, CA | 4.0 | 2.5 | 2000 | $5,800 | $2.90 | 43d | 1 | 0.49mi |
| 749 Palomino Dr Unit C Pleasanton, CA | 2.0 | 1.5 | 1130 | $3,250 | $2.88 | 43d | 1 | 0.56mi |
| 835 Palomino Dr Unit 2 Pleasanton, CA | 2.0 | 1.5 | 1080 | $2,850 | $2.64 | 20d | 1 | 0.58mi |
| 3819 Vineyard Ave Pleasanton, CA | 1.0–3.0 | 1.0–1.5 | 863 | $3,384 | $3.92 | 1d | 14 | 0.65mi |
| 242 Birch Creek Dr Pleasanton, CA | 2.0 | 2.5 | 1221 | $3,100 | $2.54 | 43d | 1 | 0.70mi |
| 223 Birch Creek Dr Pleasanton, CA | 3.0 | 2.5 | 1848 | $4,800 | $2.60 | 3d | 1 | 0.75mi |
| 368 Trenton Cir Pleasanton, CA | 4.0 | 3.0 | 1620 | $5,000 | $3.09 | 24d | 1 | 0.82mi |
| 4059 Vineyard Ave Pleasanton, CA | 3.0 | 2.0 | 1300 | $3,850 | $2.96 | 24d | 1 | 0.88mi |
| 1539 Trimingham Dr Pleasanton, CA | 2.0 | 2.0 | 1369 | $3,600 | $2.63 | 2d | 1 | 1.15mi |
| 4678 Whiting St Pleasanton, CA | 3.0 | 2.0 | 1538 | $5,500 | $3.58 | 24d | 1 | 1.35mi |
| 4320 Valley Ave Pleasanton, CA | 2.0 | 2.0 | 1073 | $3,474 | $3.24 | 3d | 2 | 1.46mi |
| 4468 Del Valle Pkwy Unit 1 Pleasanton, CA | 2.0 | 2.0 | 1280 | $3,100 | $2.42 | 16d | 1 | 1.47mi |
Listing history 15 events
-
2026-06-18days on market $415,888 Active 23 DOM
-
2026-06-17days on market $415,888 Active 22 DOM
-
2026-06-16days on market $415,888 Active 21 DOM
-
2026-06-15days on market $415,888 Active 20 DOM
-
2026-06-13days on market $415,888 Active 18 DOM
-
2026-06-13days on market $415,888 Active 17 DOM
-
2026-06-09days on market $415,888 Active 14 DOM
-
2026-06-08days on market $415,888 Active 13 DOM
-
2026-06-07days on market $415,888 Active 12 DOM
-
2026-06-04days on market $415,888 Active 9 DOM
-
2026-06-03days on market $415,888 Active 8 DOM
-
2026-06-02days on market $415,888 Active 7 DOM
-
2026-06-01days on market $415,888 Active 6 DOM
-
2026-05-31days on market $415,888 Active 5 DOM
-
2026-05-26$415,888 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CA · Resets to sale price
- Current annual tax
- $1,639 · $137/mo
- Projected year-2 tax
- $3,161 · $263/mo
- Expected delta
- +$1,521/yr (+$127/mo · 92.8%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 4/10 Moderate 7 d/yr ≥97°F today · 14 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 9/10 Extreme 19 unhealthy d/yr today · 21 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $48,564
- − Mortgage interest
- −$23,296
- − Property taxes
- −$1,639
- − Insurance
- −$2,079
- − Repairs & maintenance
- −$3,885
- − Management
- −$3,885
- − Depreciation
- −$12,099
- Taxable income
- $1,680
- Est. tax owed @ 24.0%
- −$403
- After-tax cash flow
- $8,072/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This manufactured home in Vineyard Estates is in good condition with cosmetic updates needed to enhance its curb appeal and functionality.
Value-add opportunities
- Both Painting exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics
- Both Replace worn-out linoleum in wet areas — New flooring will improve functionality and appearance
- Both Upgrade kitchen appliances — Modern appliances can increase the home's appeal and value
- Both Install new windows — New windows can improve energy efficiency and increase natural light
Renovation cost estimate screening
Value-add ROI direction
- Both Painting exterior and interior walls — Fresh paint can enhance curb appeal and interior aesthetics ↑
- Both Replace worn-out linoleum in wet areas — New flooring will improve functionality and appearance ↑
- Both Upgrade kitchen appliances — Modern appliances can increase the home's appeal and value ↑
- Both Install new windows — New windows can improve energy efficiency and increase natural light ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Pleasanton Unified
- NCES district ID
- 0600020
- Math proficiency
- 75% ▼ -1.00%
- Reading proficiency
- 79% ▼ -1.00%
- Median HH income
- $123,770
- Composite
- 73.12/100
- National rank
- #351
- State rank
- #43 of 1400 in CA
Livability — Pleasanton
- Score
- 84/100
- State rank
- #17
- US rank
- #655
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Pleasanton, CA
- County
- Alameda County · 1,614,355 people
- City population
- 78,550
- Metro
- San Francisco-Oakland-Berkeley, CA
- Population (ZIP)
- 44,222
- Household income
- $191,155
- Rent vs Own
- Severe rent burden
- 1190.0
Population outlook (Alameda County) Hauer SSP2
- Today (2025)
- 1,928,884 people
- By 2030
- 2,069,146 · +7.3%
- By 2040
- 2,338,405 · +21.2%
- By 2050
- 2,586,608 · +34.1%
- By 2075
- 3,061,911 · +58.7%
- By 2100
- 3,234,133 · +67.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.66)
- Race & ethnicity
- White 42% Asian 38% Hispanic / Latino 13% Two or more races 10%
- Hispanic origin (detail)
- Mexican 9%
- Common ancestry
- Italian 3% Russian 3% Romanian 2%
- Foreign-born
- 33% · China, Canada, South Korea
- Languages at home
- 59% English-only · Other Indo-European 10% Chinese 10% Spanish 8%
Political lean MEDSL · Alameda
- 2024 margin
- Solid D (+53.6) · D 74.6% · R 21.0% · Other 4.4%
- 2008→2024 swing
- -5.9pp toward R · 2008: 59.5pp · 2024: 53.6pp
- All cycles
- 2024: D+53.6 2020: D+62.5 2016: D+64.4 2012: D+59.8 2008: D+59.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -841.68%
- Current HPI
- 308.8324
- Rent YoY
- ▲ 6.04%
- Metro
- San Francisco-Oakland-Berkeley, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
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| Financial Services | 3 | $174B |
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| Retail | 3 | $44B |
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| Insurance | 3 | $26B |
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| Media / Entertainment | 2 | $115B |
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
1 event — show timeline
- 2026-05-26 Listed $415,888 bridgeMLS, Bay East AOR, or Contra Costa AOR
Property tax history
+0.9%/yrLatest (2025): $1,639 · -0.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…