459 Ballyshannon Dr · Four Corners, FL 33897

$429,900

6 bd · 4.0 ba · 3,549 sqft · SingleFamily public records · 68 Days on market

Built 2000 10,812 sqft lot Est $547k · 21% under $174/mo HOA · 5% of rent

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +11.8/30.0
• Appreciation +4.7/10.0
• 1% rule +3.8/10.0
• DSCR +3.5/10.0
• Schools +3.5/10.0
• Livability +3.5/5.0
• Condition / age +2.5/5.0
• Rent growth +1.8/5.0

Listing remarks MLS

FULLY FURNISHED VACATION HOME * Community is zoned for short or long term rental and can be full time residence. NEW ROOF 2020 * 5 BEDROOMS 3BATH FORMAL DINING ROOM, BREAKFAST NOOK AND INDOOR LAUNDRY ROOM , 2 CAR GARAGE, POOL , AMAZING LARGE DECK , SCREANNED AREA * VERY LOW COMMUNITY COST * JUST MINUTES FROM RESTAURANTS, SHOPS AND THE THEME PARKS. SCHOOL AND GROCERY STORE ARE JUST ACROSS THE STREET OF COURSE DISCNEY BE THE LUCKY OWNER AND CALL TODAY FOR SHOWING

Key facts

• Private pool
• Large corner lot
• Easy access to 429

Tags

• DEDICATED OFFICE SPACE
• LARGE CORNER LOT
• PRIVATE POOL
• EASY ACCESS TO 429
• ZONING ALLOWS FOR FLEXIBILITY

Property features AI

Finance

• Other: Property type listed as residential single-family; Total living area reported as 3,549 sq ft; total building area reported as 4,002 sq ft; Lot size approx. 0.25 acre (approx. 1,004 sq meters); Home furnished
• Financial info: No lease restrictions indicated
• HOA & community: Premier Association Management; HOA required; Monthly HOA approx. $174.64 (quarterly fee shown as $523.91); Community amenities: playground, sidewalks, tennis courts; Pets allowed

Exterior

• Parking: Attached 2-car garage
• Utilities: Public water; Public sewer; Public utilities
• Home design: Single family residence; Two-story home; South-facing
• Construction: Block construction; Shingle roof; Slab foundation; Built as residential single-family
• Exterior features: In-ground private pool with spa; Sliding doors; Exterior lighting; Asphalt road frontage; Large corner lot (approx. 0.25 acre)

Interior

• Kitchen: Dishwasher; Disposal; Microwave; Range; Refrigerator
• Bedrooms: 8 bedrooms
• Flooring: Carpet; Tile
• Bathrooms: 5 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Ceiling fans; Sliding doors; Interior lighting
• Laundry & utility: Washer; Dryer; Laundry inside

What this means for you Summary

Snapshot

• This is a 6-bed/4.0-bath single-family listed at $430k.

Deal economics

• At list price, monthly cash flow is $-117 ($-1k/yr) — negative.
• To cash-flow at today's rent, offer at most $409k (4.8% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $377k (12.2% below list).
• Recommended offer: $377k (12.2% below list) — sets the bar for 1% rule.
• Cap rate 6.0% vs local median 3.2% in Four Corners — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 69/100 on livability (#453 in FL) — a middle-class / working-renter tenant base. Strengths: housing A+, cost of living A-; Watch: amenities F, health & safety F.
• Polk (suburban): math 39% / reading 43% proficiency, ranked #62 of 73 in FL (top 85%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Loughman Oaks Elementary School (math 36% / reading 36%, grade F, #1,670 of 2,144 statewide, top 78%, 1,052 students, 37% FRL); Lake Alfred Polytech Academy (math 41% / reading 43%, grade D-, #340 of 571 statewide, top 61%, 645 students, 59% FRL); Davenport High School (2,333 students, 37% FRL) — zoned schools average 44% FRL vs 60% district-wide (15 pts lower); this property's tenant base skews higher-income than the district average.
• Market conditions: Rents soft (-2.7%/yr); 648 active listings in the ZIP; 31 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 10,384 units permitted in Polk County in 2024 (1,716 in 5+ unit buildings).
• At $3,774/mo this rent would consume 64% of the median local household income ($71k/yr) (locally 926% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• In year one you build about $353 of equity ($3k loan paydown + $-3k appreciation (-0.6% local appreciation)).
• Polk County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 68 days — a 6% lower offer ($404k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 15y ago; this cycle's ask has dropped $30k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $346k; 24% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $377,397 (12.2% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 68 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.88% ✗
• Cap rate: 5.97%
• Cash-on-cash: -1.17%
• DSCR: 0.95
• GRM: 9.5

CMA / ARV

• ARV (on-the-fly): $546,546
• Comps found: 3

Show comp detail 3 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
9676 Westside Hills Dr	0.57mi	5/4.5 (-1)	3,712 (+5%)	16mo	$500,000	$135	46
9677 Westside Hills Dr	0.60mi	5/4.5 (-1)	3,712 (+5%)	20mo	$572,949	$154	41
9143 Hooten Way	0.64mi	5/3.0 (-1)	3,058 (-14%)	2mo	$503,000	$164	37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.61% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -8.2%
• Equity multiple: 0.64×
• Total profit: $-43,139
• Equity at exit: $111,896

10-year hold

• IRR: -4.3%
• Equity multiple: 0.61×
• Total profit: $-46,354
• Equity at exit: $124,572

Cash invested: $120,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33897

• Home prices YoY: -0.3%
• Rents YoY: -2.7%
• Active inventory: 648
• Price-to-rent: 9.5×

Monthly cashflow live

• Estimated rent: $3,774 high
• Mortgage (P&I): −$2,254
• Tax from tax record: −$491 /mo · $5,896/yr
• Insurance: −$179
• HOA: −$174
• Vacancy / Maint / Mgmt: −$793
• Net cashflow: $-117

Break-even live

Break-even rent $3,923

Max offer price $409,151

Occupancy floor 98%

Sensitivity live

Price	-10% $126	-5% $4	+0% $-117	+5% $-239	+10% $-361
Rent	-10% $-416	-5% $-267	+0% $-117	+5% $32	+10% $181
Rate	-1.0pp $99	-0.5pp $-8	base $-117	+0.5pp $-229	+1.0pp $-342

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $107,475
• Closing costs: $12,897
• Reserves months: —
• Total cash needed: —

Rent comps 31 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
112 Ivy Brook Ct Davenport, FL	7.0	5.0	3590	$3,200	$0.89	25d	1	0.15mi
439 Bloomingdale Dr Davenport, FL	6.0	5.0	3481	$3,200	$0.92	25d	1	0.28mi
338 Holborn Loop Davenport, FL	7.0	4.5	3108	$3,500	$1.13	25d	1	0.40mi
1162 Solana Cir Davenport, FL	6.0	5.5	2771	$4,100	$1.48	20d	1	0.40mi
134 Sevilla Ave Davenport, FL	6.0	5.5	2771	$3,100	$1.12	4d	1	0.40mi
134 Sevilla Ave Davenport, FL	6.0	5.5	2771	$3,100	$1.12	25d	1	0.40mi
143 Cordova Ave Davenport, FL	6.0	5.5	2771	$3,900	$1.41	16d	1	0.43mi
214 Cordova Ave Davenport, FL	6.0	5.5	2771	$3,250	$1.17	25d	1	0.46mi
1031 Solana Cir Davenport, FL	6.0	5.5	2771	$3,499	$1.26	15d	1	0.50mi
9051 Coral Cape St Kissimmee, FL	5.0	3.0	2582	$2,700	$1.05	12d	1	0.86mi
620 Sticks St Davenport, FL	5.0	5.0	3081	$4,000	$1.30	25d	1	0.94mi
9025 Flamingo Key Way Unit 1037688P Kissimmee, FL	7.0	6.5	3530	$4,276	$1.21	0d	1	0.95mi
8973 Play Through Dr Davenport, FL	5.0	5.0	3081	$3,900	$1.27	25d	1	1.01mi
9020 Egret Mills Ter Unit 1018206P Kissimmee, FL	7.0	6.5	3552	$9,481	$2.67	25d	1	1.01mi
8956 Takeaway Way Davenport, FL	5.0	5.0	3081	$5,100	$1.66	25d	1	1.03mi
830 Sticks St Davenport, FL	6.0	5.0	3291	$3,750	$1.14	25d	1	1.05mi
969 Leader St Unit 1018221P Kissimmee, FL	6.0	5.0	3282	$4,579	$1.40	15d	1	1.06mi
8938 Cabot Cliffs Dr Unit 1384014P Kissimmee, FL	5.0	5.0	3078	$6,711	$2.18	0d	1	1.08mi
305 Prestwick Dr Davenport, FL	5.0	3.0	2648	$880	$0.33	25d	1	1.09mi
215 Gleneagles Dr Davenport, FL	5.0	3.0	2451	$2,800	$1.14	25d	1	1.14mi
1566 Mermaid Cove Way Unit 1263243P Kissimmee, FL	6.0	4.0	2992	$3,553	$1.19	3d	1	1.16mi
177 Bella Verano Way Davenport, FL	5.0	3.5	2768	$2,900	$1.05	25d	1	1.20mi
360 Tupelo Cir Davenport, FL	6.0	4.5	2835	$3,600	$1.27	25d	1	1.23mi
1840 Sawyer Palm Pl Unit 1038638P Kissimmee, FL	7.0	5.5	3552	$6,256	$1.76	0d	1	1.23mi
1836 Sandy Park Trl Unit 1470320P Kissimmee, FL	6.0	4.5	3218	$5,777	$1.80	9d	1	1.27mi
3436 Lilac Way Unit 1018147P Davenport, FL	7.0	5.5	3100	$6,542	$2.11	13d	1	1.27mi
3449 Lilac Way Unit 1038606P Davenport, FL	6.0	5.0	3196	$3,455	$1.08	16d	1	1.30mi
1501 Mumbai Way Kissimmee, FL	6.0	4.5	3142	$4,000	$1.27	25d	1	1.33mi
1174 Drop Ln Reunion, FL	7.0	5.0	4019	$4,690	$1.17	25d	1	1.39mi
1174 Drop Ln Reunion, FL	7.0	7.0	3900	$5,900	$1.51	9d	1	1.39mi
8953 Amelia Downs Trl Unit 1336801P Kissimmee, FL	6.0	5.0	2798	$6,737	$2.41	0d	1	1.40mi

HOA detail

• Monthly dues: $174 · $2,088/yr
• Likely covers: pool

Listing history 29 events

1. 2026-06-13
   status $429,900 Pending 68 DOM
2. 2026-06-10
   days on market $429,900 Active 68 DOM
3. 2026-06-09
   days on market $429,900 Active 67 DOM
4. 2026-06-08
   days on market $429,900 Active 66 DOM
5. 2026-06-08
   status $429,900 Active 65 DOM
6. 2026-05-21
   price $429,900
7. 2026-05-14
   price $434,900
8. 2026-05-07
   price $439,900
9. 2026-04-30
   price $444,900
10. 2026-04-27
    price $449,900
11. 2026-03-26
    listed $459,900 Active
12. 2021-03-25
    soldstatus $346,000
13. 2021-03-01
    soldstatus $346,000 Sold 471-char remark

    Show marketing remark (471 chars)

    FULLY FURNISHED VACATION HOME * Community is zoned for short or long term rental and can be full time residence. NEW ROOF 2020 * 5 BEDROOMS 3BATH FORMAL DINING ROOM, BREAKFAST NOOK AND INDOOR LAUNDRY ROOM , 2 CAR GARAGE, POOL , AMAZING LARGE DECK , SCREANNED AREA * VERY LOW COMMUNITY COST * JUST MINUTES FROM RESTAURANTS, SHOPS AND THE THEME PARKS. SCHOOL AND GROCERY STORE ARE JUST ACROSS THE STREET OF COURSE DISCNEY BE THE LUCKY OWNER AND CALL TODAY FOR SHOWING

14. 2021-01-05
    status Pending 471-char remark

    Show marketing remark (471 chars)

    FULLY FURNISHED VACATION HOME * Community is zoned for short or long term rental and can be full time residence. NEW ROOF 2020 * 5 BEDROOMS 3BATH FORMAL DINING ROOM, BREAKFAST NOOK AND INDOOR LAUNDRY ROOM , 2 CAR GARAGE, POOL , AMAZING LARGE DECK , SCREANNED AREA * VERY LOW COMMUNITY COST * JUST MINUTES FROM RESTAURANTS, SHOPS AND THE THEME PARKS. SCHOOL AND GROCERY STORE ARE JUST ACROSS THE STREET OF COURSE DISCNEY BE THE LUCKY OWNER AND CALL TODAY FOR SHOWING

15. 2021-01-04
    listed $350,000 Active 471-char remark

    Show marketing remark (471 chars)

    FULLY FURNISHED VACATION HOME * Community is zoned for short or long term rental and can be full time residence. NEW ROOF 2020 * 5 BEDROOMS 3BATH FORMAL DINING ROOM, BREAKFAST NOOK AND INDOOR LAUNDRY ROOM , 2 CAR GARAGE, POOL , AMAZING LARGE DECK , SCREANNED AREA * VERY LOW COMMUNITY COST * JUST MINUTES FROM RESTAURANTS, SHOPS AND THE THEME PARKS. SCHOOL AND GROCERY STORE ARE JUST ACROSS THE STREET OF COURSE DISCNEY BE THE LUCKY OWNER AND CALL TODAY FOR SHOWING

16. 2019-06-04
    soldstatus $305,000
17. 2019-05-23
    soldstatus $305,000 Sold 981-char remark

    Show marketing remark (981 chars)

    GREAT OPPORTUNITY for VACATION RENTAL INVESTOR or LARGE FAMILY! This single family home zoned for short term rentals has 8 BEDROOMS & 5 BATHROOMS, includes a HEATED POOL/SPA in HAMPTON LAKES, and is only a 15 MINUTE DRIVE to DISNEY WORLD. Downstairs and Upstairs BOTH have Master Bedrooms. Also included downstairs is tile thru out for the large open family room, very large kitchen with stainless steel appliances, and a large living room. The garage has been converted in to a GAME ROOM for family fun. Upstairs you will find 7 bedrooms with wood floors. The HAMPTON LAKES COMMUNITY offers Tennis, Community Pool, Basketball, TOT LOT, and 3 LAKES. Hampton Lakes islocated on Hwy # 27 near ALL theme parks, restaurants, shopping, medical facilities, and Interstate 4. THIS IS THE BEST DEAL for the MOST BEDROOMS! ACT NOW before someone else realizes how sound of an investment this home is! RECENT UPDATES: POOL REMODELED, PERMIT FOR GAME ROOM, & SS APPLIANCES ARE NEW.

18. 2019-05-15
    status Pending 981-char remark

    Show marketing remark (981 chars)

    GREAT OPPORTUNITY for VACATION RENTAL INVESTOR or LARGE FAMILY! This single family home zoned for short term rentals has 8 BEDROOMS & 5 BATHROOMS, includes a HEATED POOL/SPA in HAMPTON LAKES, and is only a 15 MINUTE DRIVE to DISNEY WORLD. Downstairs and Upstairs BOTH have Master Bedrooms. Also included downstairs is tile thru out for the large open family room, very large kitchen with stainless steel appliances, and a large living room. The garage has been converted in to a GAME ROOM for family fun. Upstairs you will find 7 bedrooms with wood floors. The HAMPTON LAKES COMMUNITY offers Tennis, Community Pool, Basketball, TOT LOT, and 3 LAKES. Hampton Lakes islocated on Hwy # 27 near ALL theme parks, restaurants, shopping, medical facilities, and Interstate 4. THIS IS THE BEST DEAL for the MOST BEDROOMS! ACT NOW before someone else realizes how sound of an investment this home is! RECENT UPDATES: POOL REMODELED, PERMIT FOR GAME ROOM, & SS APPLIANCES ARE NEW.

19. 2019-05-08
    price $308,900 981-char remark

    Show marketing remark (981 chars)

    GREAT OPPORTUNITY for VACATION RENTAL INVESTOR or LARGE FAMILY! This single family home zoned for short term rentals has 8 BEDROOMS & 5 BATHROOMS, includes a HEATED POOL/SPA in HAMPTON LAKES, and is only a 15 MINUTE DRIVE to DISNEY WORLD. Downstairs and Upstairs BOTH have Master Bedrooms. Also included downstairs is tile thru out for the large open family room, very large kitchen with stainless steel appliances, and a large living room. The garage has been converted in to a GAME ROOM for family fun. Upstairs you will find 7 bedrooms with wood floors. The HAMPTON LAKES COMMUNITY offers Tennis, Community Pool, Basketball, TOT LOT, and 3 LAKES. Hampton Lakes islocated on Hwy # 27 near ALL theme parks, restaurants, shopping, medical facilities, and Interstate 4. THIS IS THE BEST DEAL for the MOST BEDROOMS! ACT NOW before someone else realizes how sound of an investment this home is! RECENT UPDATES: POOL REMODELED, PERMIT FOR GAME ROOM, & SS APPLIANCES ARE NEW.

20. 2019-04-22
    listed $309,000 Active 981-char remark

    Show marketing remark (981 chars)

    GREAT OPPORTUNITY for VACATION RENTAL INVESTOR or LARGE FAMILY! This single family home zoned for short term rentals has 8 BEDROOMS & 5 BATHROOMS, includes a HEATED POOL/SPA in HAMPTON LAKES, and is only a 15 MINUTE DRIVE to DISNEY WORLD. Downstairs and Upstairs BOTH have Master Bedrooms. Also included downstairs is tile thru out for the large open family room, very large kitchen with stainless steel appliances, and a large living room. The garage has been converted in to a GAME ROOM for family fun. Upstairs you will find 7 bedrooms with wood floors. The HAMPTON LAKES COMMUNITY offers Tennis, Community Pool, Basketball, TOT LOT, and 3 LAKES. Hampton Lakes islocated on Hwy # 27 near ALL theme parks, restaurants, shopping, medical facilities, and Interstate 4. THIS IS THE BEST DEAL for the MOST BEDROOMS! ACT NOW before someone else realizes how sound of an investment this home is! RECENT UPDATES: POOL REMODELED, PERMIT FOR GAME ROOM, & SS APPLIANCES ARE NEW.

21. 2017-09-10
    historical
22. 2017-05-22
    price $279,995
23. 2017-05-21
    price $284,995
24. 2017-05-08
    price $289,899
25. 2017-04-24
    listed $289,900 Active
26. 2012-08-27
    soldstatus $195,000
27. 2012-08-22
    soldstatus $195,000
28. 2011-09-16
    listed $195,000
29. 2005-04-05
    soldstatus $400,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $5,896 · $491/mo
• Projected year-2 tax: $5,896 · $491/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 23 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $45,288
• − Mortgage interest: −$24,081
• − Property taxes: −$5,896
• − Insurance: −$2,150
• − Repairs & maintenance: −$3,623
• − Management: −$3,623
• − HOA: −$2,088
• − Depreciation: −$12,506
• Taxable loss: −$8,679
• Est. tax savings @ 24.0%: +$2,083
• After-tax cash flow: $674/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Polk
• NCES district ID: 1201590
• Math proficiency: 39% ▼ -11.00%
• Reading proficiency: 43% ▼ -4.00%
• Median HH income: $43,979
• Composite: 34.74/100
• National rank: #5132
• State rank: #62 of 73 in FL

Livability — Four Corners

• Score: 69/100
• State rank: #453
• US rank: #8218

Category grades

Amenities F Commute C+ Cost of living A- Crime B- Employment C Housing A+ Health & safety F User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Four Corners, FL
• County: Polk County · 740,051 people
• City population: 27,422
• Metro: Lakeland-Winter Haven, FL
• Population (ZIP): 30,159
• Household income: $70,982
• Rent vs Own: 26.8% rent · 73.2% own
• Severe rent burden: 926.0

Population outlook (Polk County) Hauer SSP2

• Today (2025): 752,975 people
• By 2030: 804,621 · +6.9%
• By 2040: 906,117 · +20.3%
• By 2050: 1,000,476 · +32.9%
• By 2075: 1,197,520 · +59.0%
• By 2100: 1,271,518 · +68.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.61)
• Race & ethnicity: White 45% Hispanic / Latino 43% Two or more races 12% Black 5% Asian 2%
• Hispanic origin (detail): Mexican 2% Puerto Rican 21% Cuban 2% Dominican 2%
• Common ancestry: Romanian 2% Lithuanian 2% Serbian 1%
• Foreign-born: 16% · Canada, Jamaica, China
• Languages at home: 61% English-only · Spanish 34% Other Indo-European 1% French/Haitian/Cajun 1%

Political lean MEDSL · Polk

• 2024 margin: Strong R (+20.7) · D 39.2% · R 59.9%
• 2008→2024 swing: -14.6pp toward R · 2008: -6.1pp · 2024: -20.7pp
• All cycles: 2024: R+20.7 2020: R+14.4 2016: R+14.1 2012: R+6.8 2008: R+6.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -0.61%
• Current HPI: 236.2905
• Rent YoY: ▼ -2.69%
• Metro: Lakeland-Winter Haven, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+7.5% since first listed

24 events — show timeline

• 2026-05-21 Price Changed $429,900 Stellar MLS as Distributed by MLS Grid
• 2026-05-14 Price Changed $434,900 Stellar MLS as Distributed by MLS Grid
• 2026-05-07 Price Changed $439,900 Stellar MLS as Distributed by MLS Grid
• 2026-04-30 Price Changed $444,900 Stellar MLS as Distributed by MLS Grid
• 2026-04-27 Price Changed $449,900 Stellar MLS as Distributed by MLS Grid
• 2026-03-26 Listed $459,900 Stellar MLS as Distributed by MLS Grid
• 2021-03-25 Sold (Public Records) $346,000 Public Records
• 2021-03-01 Sold (MLS) $346,000 Stellar MLS as Distributed by MLS Grid
• 2021-01-05 Pending — Stellar MLS as Distributed by MLS Grid
• 2021-01-04 Listed $350,000 Stellar MLS as Distributed by MLS Grid
• 2019-06-04 Sold (Public Records) $305,000 Public Records
• 2019-05-23 Sold (MLS) $305,000 Stellar MLS as Distributed by MLS Grid
• 2019-05-15 Pending — Stellar MLS as Distributed by MLS Grid
• 2019-05-08 Price Changed $308,900 Stellar MLS as Distributed by MLS Grid
• 2019-04-22 Listed $309,000 Stellar MLS as Distributed by MLS Grid
• 2017-09-10 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2017-05-22 Price Changed $279,995 Stellar MLS as Distributed by MLS Grid
• 2017-05-21 Price Changed $284,995 Stellar MLS as Distributed by MLS Grid
• 2017-05-08 Price Changed $289,899 Stellar MLS as Distributed by MLS Grid
• 2017-04-24 Listed $289,900 Stellar MLS as Distributed by MLS Grid
• 2012-08-27 Sold (Public Records) $195,000 Public Records
• 2012-08-22 Sold (MLS) $195,000 Stellar MLS as Distributed by MLS Grid
• 2011-09-16 Listed $195,000 Stellar MLS as Distributed by MLS Grid
• 2005-04-05 Sold (Public Records) $400,000 Public Records

Property tax history

+6.2%/yr

Latest (2025): $5,896 · +1.1% YoY. Source: county tax records.