348 Broadway Ave · Maud, TX 75567

$129,000

4 bd · 2.0 ba · 1,153 sqft · SingleFamily public records · 318 Days on market

0.85 ac lot ↓ 19% since listing

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.5/30.0
• ARV discount +7.5/15.0
• Appreciation +5.0/10.0
• DSCR +4.8/10.0
• Schools +4.7/10.0
• 1% rule +3.7/10.0
• Livability +3.2/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Discover small-town charm with modern comfort at 348 Broadway in Maud, Texas. This well-maintained 4-bedroom, 2-bath home offers 1,500 square feet of thoughtfully designed living space, set on a generous 0.85-acre lot perfect for enjoying the outdoors, entertaining, or simply relaxing in peace. Step inside to a spacious living area that flows effortlessly into the kitchen, where youll find a convenient breakfast bar and ample counter space. Whether you're grabbing a quick bite or hosting a dinner party, the formal dining room adds the perfect touch of elegance and functionality. The homes split-bedroom layout offers privacy and flexibility, with four comfortable bedrooms full of natural light and two full bathrooms to accommodate a busy household. The large yard provides endless possibilities from gardening and outdoor play to building your dream shop or entertaining area. Located in the heart of Maud, this move-in ready home combines country-style space with everyday convenience. Don't miss your chance to own this slice of Texas charm! This home is conventional or cash only

Key facts

• Ample counter space
• Split-bedroom layout
• Generous lot

Tags

• GENEROUS LOT
• SPACIOUS LIVING AREA
• BREAKFAST BAR
• AMPLE COUNTER SPACE
• FORMAL DINING ROOM
• SPLIT-BEDROOM LAYOUT

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $129k.

Deal economics

• At list price, monthly cash flow is $52 ($628/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $112k (13.3% below list).
• Recommended offer: $112k (13.3% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 64/100 on livability (#810 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, crime A-, housing B; Watch: employment D+, amenities F, commute F.
• Maud ISD (rural): math 54% / reading 57% proficiency, ranked #111 of 826 in TX (top 13%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: 40 active listings in the ZIP; 137 units permitted in Bowie County in 2024 (5 in 5+ unit buildings).

Forward outlook

• In year one you build about $5k of equity ($892 loan paydown + $4k appreciation (3.0% local appreciation)).
• At projected returns (3.0% appreciation + 3.0% rent growth), your $36k cash investment doubles in ~6 years — after that, you're playing with house money.
• By year 7, paydown + projected appreciation supports a ~$30k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 318 days — a 12% lower offer ($114k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $111,821 (13.3% below list)

Questions for the listing agent

1. It's been on market 318 days. Have you received any prior offers? Is the seller open to a 13% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.87% ✗
• Cap rate: 6.78%
• Cash-on-cash: 1.74%
• DSCR: 1.08
• GRM: 9.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 9.1%
• Equity multiple: 1.52×
• Total profit: $18,855
• Equity at exit: $58,004

10-year hold

• IRR: 11.6%
• Equity multiple: 2.73×
• Total profit: $62,441
• Equity at exit: $89,391

Cash invested: $36,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 75567

• Active inventory: 40
• Price-to-rent: 9.6×

Monthly cashflow live

• Estimated rent: $1,118 medium
• Mortgage (P&I): −$676
• Tax from tax record: −$101 /mo · $1,209/yr
• Insurance: −$54
• HOA: −$0
• Vacancy / Maint / Mgmt: −$235
• Net cashflow: $52

Break-even live

Break-even rent $1,052

Max offer price $129,000

Occupancy floor 90%

Sensitivity live

Price	-10% $125	-5% $89	+0% $52	+5% $16	+10% $-21
Rent	-10% $-36	-5% $8	+0% $52	+5% $97	+10% $141
Rate	-1.0pp $117	-0.5pp $85	base $52	+0.5pp $19	+1.0pp $-15

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $32,250
• Closing costs: $3,870
• Reserves months: —
• Total cash needed: —

Listing history 25 events

1. 2026-06-21
   days on market $129,000 Active 318 DOM
2. 2026-06-21
   days on market $129,000 Active 317 DOM
3. 2026-06-18
   days on market $129,000 Active 315 DOM
4. 2026-06-17
   days on market $129,000 Active 314 DOM
5. 2026-06-16
   days on market $129,000 Active 313 DOM
6. 2026-06-15
   days on market $129,000 Active 312 DOM
7. 2026-06-15
   days on market $129,000 Active 311 DOM
8. 2026-06-13
   days on market $129,000 Active 310 DOM
9. 2026-06-12
   days on market $129,000 Active 309 DOM
10. 2026-06-10
    days on market $129,000 Active 306 DOM
11. 2026-06-08
    days on market $129,000 Active 305 DOM
12. 2026-06-08
    days on market $129,000 Active 304 DOM
13. 2026-06-05
    days on market $129,000 Active 302 DOM
14. 2026-06-03
    days on market $129,000 Active 300 DOM
15. 2026-06-02
    days on market $129,000 Active 299 DOM
16. 2026-06-01
    days on market $129,000 Active 298 DOM
17. 2026-05-31
    days on market $129,000 Active 297 DOM
18. 2026-02-24
    price $129,000 1091-char remark

    Show marketing remark (1091 chars)

    Discover small-town charm with modern comfort at 348 Broadway in Maud, Texas. This well-maintained 4-bedroom, 2-bath home offers 1,500 square feet of thoughtfully designed living space, set on a generous 0.85-acre lot perfect for enjoying the outdoors, entertaining, or simply relaxing in peace. Step inside to a spacious living area that flows effortlessly into the kitchen, where youll find a convenient breakfast bar and ample counter space. Whether you're grabbing a quick bite or hosting a dinner party, the formal dining room adds the perfect touch of elegance and functionality. The homes split-bedroom layout offers privacy and flexibility, with four comfortable bedrooms full of natural light and two full bathrooms to accommodate a busy household. The large yard provides endless possibilities from gardening and outdoor play to building your dream shop or entertaining area. Located in the heart of Maud, this move-in ready home combines country-style space with everyday convenience. Don't miss your chance to own this slice of Texas charm! This home is conventional or cash only

19. 2025-10-26
    price $135,000 1091-char remark

    Show marketing remark (1091 chars)

    Discover small-town charm with modern comfort at 348 Broadway in Maud, Texas. This well-maintained 4-bedroom, 2-bath home offers 1,500 square feet of thoughtfully designed living space, set on a generous 0.85-acre lot perfect for enjoying the outdoors, entertaining, or simply relaxing in peace. Step inside to a spacious living area that flows effortlessly into the kitchen, where youll find a convenient breakfast bar and ample counter space. Whether you're grabbing a quick bite or hosting a dinner party, the formal dining room adds the perfect touch of elegance and functionality. The homes split-bedroom layout offers privacy and flexibility, with four comfortable bedrooms full of natural light and two full bathrooms to accommodate a busy household. The large yard provides endless possibilities from gardening and outdoor play to building your dream shop or entertaining area. Located in the heart of Maud, this move-in ready home combines country-style space with everyday convenience. Don't miss your chance to own this slice of Texas charm! This home is conventional or cash only

20. 2025-10-07
    price $150,000 1091-char remark

    Show marketing remark (1091 chars)

    Discover small-town charm with modern comfort at 348 Broadway in Maud, Texas. This well-maintained 4-bedroom, 2-bath home offers 1,500 square feet of thoughtfully designed living space, set on a generous 0.85-acre lot perfect for enjoying the outdoors, entertaining, or simply relaxing in peace. Step inside to a spacious living area that flows effortlessly into the kitchen, where youll find a convenient breakfast bar and ample counter space. Whether you're grabbing a quick bite or hosting a dinner party, the formal dining room adds the perfect touch of elegance and functionality. The homes split-bedroom layout offers privacy and flexibility, with four comfortable bedrooms full of natural light and two full bathrooms to accommodate a busy household. The large yard provides endless possibilities from gardening and outdoor play to building your dream shop or entertaining area. Located in the heart of Maud, this move-in ready home combines country-style space with everyday convenience. Don't miss your chance to own this slice of Texas charm! This home is conventional or cash only

21. 2025-08-05
    listed $160,000 Active 1091-char remark

    Show marketing remark (1091 chars)

    Discover small-town charm with modern comfort at 348 Broadway in Maud, Texas. This well-maintained 4-bedroom, 2-bath home offers 1,500 square feet of thoughtfully designed living space, set on a generous 0.85-acre lot perfect for enjoying the outdoors, entertaining, or simply relaxing in peace. Step inside to a spacious living area that flows effortlessly into the kitchen, where youll find a convenient breakfast bar and ample counter space. Whether you're grabbing a quick bite or hosting a dinner party, the formal dining room adds the perfect touch of elegance and functionality. The homes split-bedroom layout offers privacy and flexibility, with four comfortable bedrooms full of natural light and two full bathrooms to accommodate a busy household. The large yard provides endless possibilities from gardening and outdoor play to building your dream shop or entertaining area. Located in the heart of Maud, this move-in ready home combines country-style space with everyday convenience. Don't miss your chance to own this slice of Texas charm! This home is conventional or cash only

22. 2021-04-15
    soldstatus
23. 2020-04-30
    soldstatus
24. 2020-01-03
    soldstatus
25. 1999-05-04
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $1,209 · $101/mo
• Projected year-2 tax: $2,361 · $197/mo
• Expected delta: +$1,151/yr (+$96/mo · 95.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 7/10 Severe 7 d/yr ≥112°F today · 23 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $13,419
• − Mortgage interest: −$7,226
• − Property taxes: −$1,209
• − Insurance: −$645
• − Repairs & maintenance: −$1,073
• − Management: −$1,073
• − Depreciation: −$3,753
• Taxable loss: −$1,561
• Est. tax savings @ 24.0%: +$375
• After-tax cash flow: $1,003/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Maud ISD
• NCES district ID: 4829460
• Math proficiency: 54% ▲ 8.00%
• Reading proficiency: 57% ▲ 15.00%
• Median HH income: $43,953
• Composite: 46.76/100
• National rank: #2392
• State rank: #111 of 826 in TX

Livability — Maud

• Score: 64/100
• State rank: #810
• US rank: #14739

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment D+ Housing B Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Maud, TX
• Population (ZIP): 3,762

Population outlook (Bowie County) Hauer SSP2

• Today (2025): 94,699 people
• By 2030: 94,824 · +0.1%
• By 2040: 94,870 · +0.2%
• By 2050: 93,686 · -1.1%
• By 2075: 90,082 · -4.9%
• By 2100: 76,579 · -19.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (86%)
• Race & ethnicity: White 86% Black 7% Two or more races 4% Asian 2% Hispanic / Latino 2%
• Common ancestry: Lithuanian 1% Italian 1% Iranian 1%
• Foreign-born: 3% · Canada, South Korea
• Languages at home: 96% English-only · Spanish 2% Tagalog/Filipino 1% Korean 1%

Political lean MEDSL · Bowie

• 2024 margin: Solid R (+48.7) · D 25.3% · R 74.0%
• 2008→2024 swing: -10.8pp toward R · 2008: -37.9pp · 2024: -48.7pp
• All cycles: 2024: R+48.7 2020: R+42.8 2016: R+46.6 2012: R+41.5 2008: R+37.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: —
• Current HPI: —
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

-19.4% since first listed

8 events — show timeline

• 2026-02-24 Price Changed $129,000 TBOR
• 2025-10-26 Price Changed $135,000 TBOR
• 2025-10-07 Price Changed $150,000 TBOR
• 2025-08-05 Listed $160,000 TBOR
• 2021-04-15 Sold (Public Records) — Public Records
• 2020-04-30 Sold (Public Records) — Public Records
• 2020-01-03 Sold (Public Records) — Public Records
• 1999-05-04 Sold (Public Records) — Public Records

Property tax history

+4.2%/yr

Latest (2025): $1,209 · +12.0% YoY. Source: county tax records.