5019 Fairhaven Ln · Vineyards, FL 34109

$589,000

3 bd · 2.0 ba · 1,799 sqft · SingleFamily public records · 23 Days on market

Built 2005 5,662 sqft lot $477/mo HOA · 8% of rent

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +16.9/30.0
• ARV discount +7.5/15.0
• DSCR +5.2/10.0
• Appreciation +5.1/10.0
• Schools +5.0/10.0
• 1% rule +4.6/10.0
• Livability +3.2/5.0
• Rent growth +2.7/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Now Available! 3 bedroom 2 bath home in sought after North Naples Gated Community. Features, formal dining room, wood flooring throughout the home, newer A/C, newer washer and dryer, paver drive, tile roof, & tropical landscaping. Enjoy the elegant master bath w/ separate tub, walk in shower, marble flooring, dual vanities, and walk-in closets. The formal dining room is just steps away from your gourmet kitchen featuring, granite, custom wood cabinets, & stainless steel appliances. The kitchen overlooks an extra large Great Room with French doors that offer views of the private lushly landscaped backyard. The screened in lanai opens the home up to the lanai, bringing the outside in and the inside out, providing a great setting for entertaining. Zoned to A rated schools, Vineyards Elementary, North Naples Middle, & Barron G Collier High School. Close to shopping, restaurants, Vanderbilt Beach, and the Mercato anchored by Whole Foods & Silverspot, 18 restaurants, over 20 upscale retailers. The Mercato hosts a vibrant year-round event calendar open to the public. HOA fee includes, lawn, community pool, tennis, fitness room.

Key facts

• Cul de sac location
• Hurricane shutters
• Amenity package

Tags

• GUARD GATED COMMUNITY
• CUL DE SAC LOCATION
• UPGRADED SCREENED LANAI
• HURRICANE SHUTTERS
• PRIVATE OUTDOOR RETREAT
• AMENITY PACKAGE

Property features AI

Finance

• Other: One unit in building; single-floor home
• Financial info: Property taxes available (financial details provided separately)
• HOA & community: Mandatory HOA; HOA fee of $630 quarterly; Master HOA fee of $800 quarterly; Professional management; HOA maintenance covers lawn/land maintenance, manager, recreation facilities, reserves, security, and street maintenance; Community amenities include cabana, clubhouse, community pool, community room, spa/hot tub, exercise room, sidewalks, streetlights and tennis court; Community type: gated; Total annual recurring fees: $5,720; Total one-time fees: $3,150

Exterior

• Parking: Attached 2-car garage
• Security: Gated community with guard at gate
• Utilities: Central water; Central sewer; Cable available
• Home design: Residential single-family home; One story / ranch; Rear exposure faces northwest; Located in Wilshire Lakes
• Construction: Concrete block construction; Tile roof; Built in 2005; Foundation information not provided
• Exterior features: Room for pool; Automatic sprinkler system; Stucco exterior; Single hung and sliding windows; Manual shutters; Landscaped area, preserve and wooded area views; Cul-de-sac lot; Deeded restrictions

Interior

• Kitchen: Electric cooktop; Range; Self-cleaning oven; Microwave; Dishwasher; Disposal; Refrigerator/freezer; Freezer
• Bedrooms: 3 bedrooms; Master bedroom on ground level; Split bedroom arrangement
• Flooring: Tile flooring; Wood flooring
• Bathrooms: 2 full bathrooms; Master bath with dual sinks and separate tub and shower
• Heating & cooling: Central electric heat; Central electric cooling; Ceiling fans
• Interior features: Built-in cabinets; Cable prewire available; Cathedral ceilings; Closet cabinets; Laundry tub; Smoke detectors; Volume ceilings; Walk-in closet; Great room floor plan; Split bedroom layout; Screened lanai/porch
• Laundry & utility: Washer and dryer included; Laundry in residence; Auto garage door

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $589k.

Deal economics

• At list price, monthly cash flow is $233 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $564k (4.2% below list).
• Recommended offer: $564k (4.2% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 64/100 on livability (#679 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A-; Watch: health & safety D, amenities F, commute F.
• Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Pelican Marsh Elementary School (math 87% / reading 83%, grade A+, #35 of 2,144 statewide, top 2%, 709 students, 29% FRL) — zoned schools average 29% FRL vs 55% district-wide (26 pts lower); this property's tenant base skews higher-income than the district average.
• Zoned-school proficiency averages 85% at this address vs 58% district-wide (+27 pts) — the actual schools serving this property are materially stronger than the Collier average implies; a family-tenant draw the district grade alone would hide.
• Market conditions: Rents flat; 424 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).

Forward outlook

• In year one you build about $6k of equity ($4k loan paydown + $2k appreciation (0.3% local appreciation)).
• Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• By year 6, paydown + projected appreciation supports a ~$38k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 23 days — a 2% lower offer ($580k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 17y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $335k; list at $589k implies a 76% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: flood insurance adds $152/mo.
• Climate carrying-cost: in FEMA flood zone AH (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→30/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $564,030 (4.2% below list)

Questions for the listing agent

1. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.96% ✗
• Cap rate: 7.08%
• Cash-on-cash: 2.80%
• DSCR: 1.12
• GRM: 8.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

0.29% appreciation · 0.92% rent growth · sell at horizon

5-year hold

• IRR: -0.7%
• Equity multiple: 0.97×
• Total profit: $-5,551
• Equity at exit: $179,764

10-year hold

• IRR: 3.2%
• Equity multiple: 1.34×
• Total profit: $56,169
• Equity at exit: $223,185

Cash invested: $164,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34109

• Home prices YoY: 0.1%
• Rents YoY: 0.9%
• Active inventory: 424
• Price-to-rent: 8.7×

Monthly cashflow live

• Estimated rent: $5,640 high
• Mortgage (P&I): −$3,089
• Tax from tax record: −$259 /mo · $3,113/yr
• Insurance: −$245
• Flood insurance flood zone: −$152 /mo · $1,824/yr
• HOA: −$477
• Vacancy / Maint / Mgmt: −$1,184
• Net cashflow: $233

Break-even live

Break-even rent $5,345

Max offer price $589,000

Occupancy floor 91%

Sensitivity live

Price	-10% $567	-5% $400	+0% $233	+5% $66	+10% $-100
Rent	-10% $-212	-5% $10	+0% $233	+5% $456	+10% $679
Rate	-1.0pp $530	-0.5pp $383	base $233	+0.5pp $81	+1.0pp $-75

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $147,250
• Closing costs: $17,670
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
6051 Shallows Way Naples, FL	3.0	2.0	2000	$5,000	$2.50	24d	1	0.09mi
6215 Wilshire Pines Cir #1601 Naples, FL	3.0	2.0	1592	$4,500	$2.83	24d	1	0.19mi
6325 Wilshire Pines Cir #308 Naples, FL	3.0	2.0	1577	$5,000	$3.17	14d	1	0.22mi
1710 Tarpon Bay Dr S Unit 4 Naples, FL	2.0	2.0	1537	$2,200	$1.43	14d	1	0.30mi
1628 Cayman Ct #2 Naples, FL	3.0	2.0	1879	$6,500	$3.46	24d	1	0.38mi
1761 Tarpon Bay Dr S #58 Naples, FL	3.0	2.0	1879	$3,299	$1.76	24d	1	0.38mi
1634 Tarpon Bay Dr S #202 Naples, FL	3.0	2.0	2170	$6,000	$2.76	24d	1	0.46mi
1634 Tarpon Bay Dr S #202 Naples, FL	3.0	2.0	2170	$6,000	$2.76	14d	1	0.46mi
1882 Tarpon Bay Dr S Unit 2 Naples, FL	2.0	2.0	1332	$2,200	$1.65	14d	1	0.53mi
2001 Tarpon Bay Dr N #102 Naples, FL	2.0	2.0	1620	$5,400	$3.33	24d	1	0.67mi
2004 Tarpon Bay Dr N #101 Naples, FL	3.0	2.0	1759	$2,450	$1.39	24d	1	0.71mi
2004 Tarpon Bay Dr N #201 Naples, FL	3.0	2.0	2170	$6,000	$2.76	24d	1	0.71mi
3775 Fieldstone Blvd Unit 102 Naples, FL	2.0	2.0	1281	$4,700	$3.67	14d	1	0.75mi
1156 Oakes Blvd Naples, FL	3.0	2.0	1554	$7,500	$4.83	24d	1	0.76mi
15126 Palmer Lake Cir Naples, FL	2.0–3.0	2.0	1254	$3,700	$2.95	24d	2	0.76mi
3780 Fieldstone Blvd #301 Naples, FL	3.0	2.0	1500	$2,800	$1.87	14d	1	0.77mi
2830 Tiburon Blvd E #103 Naples, FL	3.0	2.0	2508	$14,000	$5.58	24d	1	0.77mi
2826 Tiburon Blvd E #103 Naples, FL	3.0	2.0	2502	$20,000	$7.99	24d	1	0.78mi
2864 Tiburon Blvd E #101 Naples, FL	2.0	2.0	2159	$13,500	$6.25	24d	1	0.78mi
2864 Tiburon Blvd E #101 Naples, FL	2.0	2.0	2159	$13,500	$6.25	14d	1	0.78mi
2864 Tiburon Blvd E #102 Naples, FL	3.0	2.0	2420	$21,000	$8.68	24d	1	0.78mi
2868 Tiburon Blvd E #102 Naples, FL	3.0	2.0	2420	$15,000	$6.20	24d	1	0.79mi
2868 Tiburon Blvd E #102 Naples, FL	3.0	2.0	2420	$15,000	$6.20	22d	1	0.79mi
3745 Fieldstone Blvd Unit 107 Naples, FL	2.0	2.0	1310	$3,800	$2.90	14d	1	0.79mi
3740 Fieldstone Blvd Unit 104 Naples, FL	3.0	2.0	1456	$2,300	$1.58	14d	1	0.80mi
2115 Malibu Lake Cir Naples, FL	1.0–4.0	1.0–2.0	1188	$2,791	$2.35	14d	56	0.80mi
2847 Tiburon Blvd E #101 Naples, FL	2.0	2.0	2159	$6,500	$3.01	14d	1	0.81mi
3511 Vanderbilt Beach Rd Naples, FL	1.0–2.0	1.0–2.0	968	$2,976	$3.07	14d	12	0.83mi
15144 Palmer Lake Cir #102 Naples, FL	2.0	2.0	1375	$6,500	$4.73	24d	1	0.84mi
2809 Tiburon Blvd E Unit 2 Naples, FL	3.0	2.0	2159	$18,000	$8.34	14d	1	0.86mi
15145 Palmer Lake Cir #103 Naples, FL	3.0	2.0	1571	$7,000	$4.46	24d	1	0.87mi
15181 Butler Lake Dr #201 Naples, FL	3.0	2.0	2152	$7,500	$3.49	14d	1	1.02mi
15177 Butler Lake Dr #201 Naples, FL	3.0	2.0	2152	$8,500	$3.95	14d	1	1.02mi
2748 Tiburon Blvd E Unit C202 Naples, FL	2.0	2.5	1865	$15,000	$8.04	14d	1	1.07mi
3320 Bermuda Isle Cir Naples, FL	1.0–3.0	1.0–2.0	1134	$3,270	$2.88	14d	45	1.09mi
4965 Sandra Bay Dr #102 Naples, FL	2.0	2.0	1377	$2,200	$1.60	14d	1	1.13mi
2728 Tiburon Blvd E Unit A204 Naples, FL	2.0	2.0	1470	$8,500	$5.78	14d	1	1.14mi
2728 Tiburon Blvd E Unit A-203 Naples, FL	2.0	2.0	1465	$11,000	$7.51	14d	1	1.14mi
2728 Tiburon Blvd E Unit A-104 Naples, FL	2.0	2.0	1465	$12,500	$8.53	14d	1	1.14mi
2728 Tiburon Blvd E Naples, FL	2.0–3.0	2.5–3.5	2425	$22,000	$9.07	14d	3	1.15mi

HOA detail

• Monthly dues: $477 · $5,724/yr
• Likely covers: landscapingpoolsecurity

Listing history 43 events

1. 2026-06-19
   price $589,000 Active 23 DOM
2. 2026-06-18
   days on market $595,000 Active 23 DOM
3. 2026-06-17
   days on market $595,000 Active 22 DOM
4. 2026-06-16
   days on market $595,000 Active 21 DOM
5. 2026-06-15
   days on market $595,000 Active 20 DOM
6. 2026-06-14
   days on market $595,000 Active 18 DOM
7. 2026-06-10
   days on market $595,000 Active 15 DOM
8. 2026-06-09
   days on market $595,000 Active 14 DOM
9. 2026-06-08
   days on market $595,000 Active 13 DOM
10. 2026-06-07
    days on market $595,000 Active 12 DOM
11. 2026-06-03
    days on market $595,000 Active 8 DOM
12. 2026-06-02
    days on market $595,000 Active 7 DOM
13. 2026-06-01
    days on market $595,000 Active 6 DOM
14. 2026-05-31
    days on market $595,000 Active 5 DOM
15. 2026-05-30
    days on market $595,000 Active 4 DOM
16. 2026-05-26
    listed $595,000 Active
17. 2019-11-06
    soldstatus $335,000
18. 2019-11-05
    soldstatus $335,000 Sold 1159-char remark

    Show marketing remark (1159 chars)

    Now Available! 3 bedroom 2 bath home in sought after North Naples Gated Community. Features, formal dining room, wood flooring throughout the home, newer A/C, newer washer and dryer, paver drive, tile roof, & tropical landscaping. Enjoy the elegant master bath w/ separate tub, walk in shower, marble flooring, dual vanities, and walk-in closets. The formal dining room is just steps away from your gourmet kitchen featuring, granite, custom wood cabinets, & stainless steel appliances. The kitchen overlooks an extra large Great Room with French doors that offer views of the private lushly landscaped backyard. The screened in lanai opens the home up to the lanai, bringing the outside in and the inside out, providing a great setting for entertaining. Zoned to A rated schools, Vineyards Elementary, North Naples Middle, & Barron G Collier High School. Close to shopping, restaurants, Vanderbilt Beach, and the Mercato anchored by Whole Foods & Silverspot, 18 restaurants, over 20 upscale retailers. The Mercato hosts a vibrant year-round event calendar open to the public. HOA fee includes, lawn, community pool, tennis, fitness room.

19. 2019-09-11
    status Pending With Contingencies 1159-char remark

    Show marketing remark (1159 chars)

    Now Available! 3 bedroom 2 bath home in sought after North Naples Gated Community. Features, formal dining room, wood flooring throughout the home, newer A/C, newer washer and dryer, paver drive, tile roof, & tropical landscaping. Enjoy the elegant master bath w/ separate tub, walk in shower, marble flooring, dual vanities, and walk-in closets. The formal dining room is just steps away from your gourmet kitchen featuring, granite, custom wood cabinets, & stainless steel appliances. The kitchen overlooks an extra large Great Room with French doors that offer views of the private lushly landscaped backyard. The screened in lanai opens the home up to the lanai, bringing the outside in and the inside out, providing a great setting for entertaining. Zoned to A rated schools, Vineyards Elementary, North Naples Middle, & Barron G Collier High School. Close to shopping, restaurants, Vanderbilt Beach, and the Mercato anchored by Whole Foods & Silverspot, 18 restaurants, over 20 upscale retailers. The Mercato hosts a vibrant year-round event calendar open to the public. HOA fee includes, lawn, community pool, tennis, fitness room.

20. 2019-04-30
    price $359,900 1159-char remark

    Show marketing remark (1159 chars)

    Now Available! 3 bedroom 2 bath home in sought after North Naples Gated Community. Features, formal dining room, wood flooring throughout the home, newer A/C, newer washer and dryer, paver drive, tile roof, & tropical landscaping. Enjoy the elegant master bath w/ separate tub, walk in shower, marble flooring, dual vanities, and walk-in closets. The formal dining room is just steps away from your gourmet kitchen featuring, granite, custom wood cabinets, & stainless steel appliances. The kitchen overlooks an extra large Great Room with French doors that offer views of the private lushly landscaped backyard. The screened in lanai opens the home up to the lanai, bringing the outside in and the inside out, providing a great setting for entertaining. Zoned to A rated schools, Vineyards Elementary, North Naples Middle, & Barron G Collier High School. Close to shopping, restaurants, Vanderbilt Beach, and the Mercato anchored by Whole Foods & Silverspot, 18 restaurants, over 20 upscale retailers. The Mercato hosts a vibrant year-round event calendar open to the public. HOA fee includes, lawn, community pool, tennis, fitness room.

21. 2019-04-06
    price $369,900 1159-char remark

    Show marketing remark (1159 chars)

    Now Available! 3 bedroom 2 bath home in sought after North Naples Gated Community. Features, formal dining room, wood flooring throughout the home, newer A/C, newer washer and dryer, paver drive, tile roof, & tropical landscaping. Enjoy the elegant master bath w/ separate tub, walk in shower, marble flooring, dual vanities, and walk-in closets. The formal dining room is just steps away from your gourmet kitchen featuring, granite, custom wood cabinets, & stainless steel appliances. The kitchen overlooks an extra large Great Room with French doors that offer views of the private lushly landscaped backyard. The screened in lanai opens the home up to the lanai, bringing the outside in and the inside out, providing a great setting for entertaining. Zoned to A rated schools, Vineyards Elementary, North Naples Middle, & Barron G Collier High School. Close to shopping, restaurants, Vanderbilt Beach, and the Mercato anchored by Whole Foods & Silverspot, 18 restaurants, over 20 upscale retailers. The Mercato hosts a vibrant year-round event calendar open to the public. HOA fee includes, lawn, community pool, tennis, fitness room.

22. 2019-04-06
    price $369,000 1159-char remark

    Show marketing remark (1159 chars)

    Now Available! 3 bedroom 2 bath home in sought after North Naples Gated Community. Features, formal dining room, wood flooring throughout the home, newer A/C, newer washer and dryer, paver drive, tile roof, & tropical landscaping. Enjoy the elegant master bath w/ separate tub, walk in shower, marble flooring, dual vanities, and walk-in closets. The formal dining room is just steps away from your gourmet kitchen featuring, granite, custom wood cabinets, & stainless steel appliances. The kitchen overlooks an extra large Great Room with French doors that offer views of the private lushly landscaped backyard. The screened in lanai opens the home up to the lanai, bringing the outside in and the inside out, providing a great setting for entertaining. Zoned to A rated schools, Vineyards Elementary, North Naples Middle, & Barron G Collier High School. Close to shopping, restaurants, Vanderbilt Beach, and the Mercato anchored by Whole Foods & Silverspot, 18 restaurants, over 20 upscale retailers. The Mercato hosts a vibrant year-round event calendar open to the public. HOA fee includes, lawn, community pool, tennis, fitness room.

23. 2019-03-02
    price $379,000 1159-char remark

    Show marketing remark (1159 chars)

    Now Available! 3 bedroom 2 bath home in sought after North Naples Gated Community. Features, formal dining room, wood flooring throughout the home, newer A/C, newer washer and dryer, paver drive, tile roof, & tropical landscaping. Enjoy the elegant master bath w/ separate tub, walk in shower, marble flooring, dual vanities, and walk-in closets. The formal dining room is just steps away from your gourmet kitchen featuring, granite, custom wood cabinets, & stainless steel appliances. The kitchen overlooks an extra large Great Room with French doors that offer views of the private lushly landscaped backyard. The screened in lanai opens the home up to the lanai, bringing the outside in and the inside out, providing a great setting for entertaining. Zoned to A rated schools, Vineyards Elementary, North Naples Middle, & Barron G Collier High School. Close to shopping, restaurants, Vanderbilt Beach, and the Mercato anchored by Whole Foods & Silverspot, 18 restaurants, over 20 upscale retailers. The Mercato hosts a vibrant year-round event calendar open to the public. HOA fee includes, lawn, community pool, tennis, fitness room.

24. 2019-01-02
    listed $389,000 Active 1159-char remark

    Show marketing remark (1159 chars)

    Now Available! 3 bedroom 2 bath home in sought after North Naples Gated Community. Features, formal dining room, wood flooring throughout the home, newer A/C, newer washer and dryer, paver drive, tile roof, & tropical landscaping. Enjoy the elegant master bath w/ separate tub, walk in shower, marble flooring, dual vanities, and walk-in closets. The formal dining room is just steps away from your gourmet kitchen featuring, granite, custom wood cabinets, & stainless steel appliances. The kitchen overlooks an extra large Great Room with French doors that offer views of the private lushly landscaped backyard. The screened in lanai opens the home up to the lanai, bringing the outside in and the inside out, providing a great setting for entertaining. Zoned to A rated schools, Vineyards Elementary, North Naples Middle, & Barron G Collier High School. Close to shopping, restaurants, Vanderbilt Beach, and the Mercato anchored by Whole Foods & Silverspot, 18 restaurants, over 20 upscale retailers. The Mercato hosts a vibrant year-round event calendar open to the public. HOA fee includes, lawn, community pool, tennis, fitness room.

25. 2018-04-19
    historical
26. 2018-03-29
    price $389,900
27. 2018-02-20
    price $397,700
28. 2018-01-05
    price $409,900
29. 2018-01-05
    status Active
30. 2016-09-15
    historical
31. 2016-03-16
    listed $429,000 Active
32. 2014-03-11
    soldstatus $335,000
33. 2014-03-07
    soldstatus $335,000
34. 2014-03-07
    price $359,000
35. 2014-02-10
    listed $335,000
36. 2013-08-21
    historical
37. 2013-03-03
    listed $210,000
38. 2010-03-25
    historical
39. 2009-08-24
    listed $249,000
40. 2004-02-03
    soldstatus $1,952,300
41. 2001-01-16
    soldstatus $592,700
42. 2001-01-16
    soldstatus $592,700
43. 1997-09-15
    soldstatus $1,850,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $3,113 · $259/mo
• Projected year-2 tax: $4,889 · $407/mo
• Expected delta: +$1,776/yr (+$148/mo · 57.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone AH · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 30 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $67,684
• − Mortgage interest: −$32,993
• − Property taxes: −$3,113
• − Insurance: −$4,770
• − Repairs & maintenance: −$5,415
• − Management: −$5,415
• − HOA: −$5,724
• − Depreciation: −$17,135
• Taxable loss: −$6,880
• Est. tax savings @ 24.0%: +$1,651
• After-tax cash flow: $4,450/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Collier
• NCES district ID: 1200330
• Math proficiency: 60% ▼ -4.00%
• Reading proficiency: 56% ▼ -2.00%
• Median HH income: $58,275
• Composite: 50.23/100
• National rank: #1892
• State rank: #16 of 73 in FL

Livability — Vineyards

• Score: 64/100
• State rank: #679
• US rank: #14101

Category grades

Amenities F Commute F Cost of living F Crime A+ Employment A+ Housing A- Health & safety D User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Collier County · 396,295 people
• Metro: Naples-Marco Island, FL
• Population (ZIP): 27,273
• Household income: $92,259
• Rent vs Own: 33.3% rent · 66.7% own
• Severe rent burden: 1712.0

Population outlook (Collier County) Hauer SSP2

• Today (2025): 420,858 people
• By 2030: 450,054 · +6.9%
• By 2040: 502,232 · +19.3%
• By 2050: 544,932 · +29.5%
• By 2075: 627,203 · +49.0%
• By 2100: 659,015 · +56.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (78%)
• Race & ethnicity: White 78% Hispanic / Latino 11% Two or more races 9% Black 4% Asian 4%
• Hispanic origin (detail): Mexican 1% Puerto Rican 1% Cuban 3%
• Common ancestry: Romanian 5% Scotch-Irish 3% Lithuanian 2%
• Foreign-born: 20% · Canada, Jamaica, Vietnam
• Languages at home: 77% English-only · Spanish 10% Other Indo-European 5% Russian/Polish/Slavic 3%

Political lean MEDSL · Collier

• 2024 margin: Solid R (+33.1) · D 33.1% · R 66.2%
• 2008→2024 swing: -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
• All cycles: 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 0.29%
• Current HPI: 279.357
• Rent YoY: ▲ 0.92%
• Metro: Naples-Marco Island, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-67.8% since first listed

28 events — show timeline

• 2026-05-26 Listed $595,000 NAPLESMLS
• 2019-11-06 Sold (Public Records) $335,000 Public Records
• 2019-11-05 Sold (MLS) $335,000 NAPLESMLS
• 2019-09-11 Pending — NAPLESMLS
• 2019-04-30 Price Changed $359,900 NAPLESMLS
• 2019-04-06 Price Changed $369,900 NAPLESMLS
• 2019-04-06 Price Changed $369,000 NAPLESMLS
• 2019-03-02 Price Changed $379,000 NAPLESMLS
• 2019-01-02 Listed $389,000 NAPLESMLS
• 2018-04-19 Listing Removed — NAPLESMLS
• 2018-03-29 Price Changed $389,900 NAPLESMLS
• 2018-02-20 Price Changed $397,700 NAPLESMLS
• 2018-01-05 Price Changed $409,900 NAPLESMLS
• 2018-01-05 Relisted — NAPLESMLS
• 2016-09-15 Listing Removed — NAPLESMLS
• 2016-03-16 Listed $429,000 NAPLESMLS
• 2014-03-11 Sold (Public Records) $335,000 Public Records
• 2014-03-07 Price Changed $359,000 NAPLESMLS
• 2014-03-07 Sold (MLS) $335,000 NAPLESMLS
• 2014-02-10 Listed $335,000 NAPLESMLS
• 2013-08-21 Listing Removed — NAPLESMLS
• 2013-03-03 Listed $210,000 NAPLESMLS
• 2010-03-25 Listing Removed — NAPLESMLS
• 2009-08-24 Listed $249,000 NAPLESMLS
• 2004-02-03 Sold (Public Records) $1,952,300 Public Records
• 2001-01-16 Sold (Public Records) $592,700 Public Records
• 2001-01-16 Sold (Public Records) $592,700 Public Records
• 1997-09-15 Sold (Public Records) $1,850,000 Public Records

Property tax history

+1.1%/yr

Latest (2025): $3,113 · +2.4% YoY. Source: county tax records.