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7018 Midwood Ave
C+ Composite 62.42
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.5/30.0
  • ARV discount +11.8/15.0
  • DSCR +8.4/10.0
  • 1% rule +5.9/10.0
  • Rent growth +3.6/5.0
  • Livability +3.1/5.0
  • Condition / age +2.5/5.0
  • Schools +1.7/10.0
  • Appreciation +0.0/10.0

$129,900

7018 Midwood Ave · Hazelwood, MO 63042
3 bd · 1.0 ba · 936 sqft · SingleFamily public records · 43 Days on market
Built 1959 7,927 sqft lot $139/sqft · 81% above area Est $143k · 9% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

This well-maintained 3-bedroom, 1-bath home delivers comfortable living with thoughtful updates and added space to enjoy. The main level features durable laminate flooring throughout the living areas, creating a clean and cohesive feel, while the bright living room offers a welcoming space to relax or entertain. The eat-in kitchen is generously sized with plenty of cabinetry, making meal prep and everyday living easy and efficient. All three bedrooms are nicely sized with brand-new carpet, including a spacious primary, and are conveniently located near the full bath. The fully finished lower level adds valuable extra living space with a large family/recreation area and additional rooms that

Key facts

  • 1-car carport
  • Bright living room
  • Eat-in kitchen

Tags

DURABLE LAMINATE FLOORINGBRIGHT LIVING ROOMEAT-IN KITCHENFULLY FINISHED LOWER LEVELFENCED BACKYARD1-CAR CARPORT

Property features AI

Finance

  • Financial info: Seller may consider concessions; Lease not considered

Exterior

  • Parking: Attached carport; One carport space; Driveway with concrete surface
  • Utilities: Public water; Public sewer (sewer connected); Electric service by Ameren
  • Home design: Single-family residence; One level
  • Construction: Vinyl siding and other construction materials
  • Exterior features: Back yard; Back yard enclosed by fencing

Interior

  • Kitchen: Built-in electric range; Range hood; Refrigerator
  • Bedrooms: Three bedrooms on the main level
  • Bathrooms: One full bathroom (main level)
  • Heating & cooling: Forced air heating; Central air conditioning
  • Interior features: Range hood; Built-in electric range; Refrigerator; Partially finished full basement with sleeping area and storage; Central forced-air heating; Central air conditioning
  • Laundry & utility: Laundry located in the basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $130k.

Deal economics

  • At list price, monthly cash flow is $301 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $130k).
  • Recommended offer: $126k (3.0% below list) — sets the bar for market timing.
  • Cap rate 9.1% vs local median 7.2% in Hazelwood — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 62/100 on livability (#395 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime F, amenities F, commute F.
  • Hazelwood (suburban): math 11% / reading 26% proficiency, ranked #306 of 324 in MO (top 94%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Zoned schools: Armstrong Elem. (math 8% / reading 22%, grade F, #982 of 1,115 statewide, top 89%, 348 students, 83% FRL); Hazelwood West High (math 16% / reading 42%, grade F, #407 of 521 statewide, top 78%, 2,042 students, 54% FRL) — zoned schools average 69% FRL vs 53% district-wide (15 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+4.5%/yr); 68 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($49k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $898 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 4.5% rent growth), your $36k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 43 days — a 3% lower offer ($126k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: built in 1959 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $126,003 (3.0% below list)

Questions for the listing agent

  1. It's been on market 43 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1959 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.09%
Cap rate
9.08%
Cash-on-cash
9.95%
DSCR
1.44
GRM
7.6

CMA / ARV

ARV (median comp)
$143,451
List price
$129,900
Delta
-9.45%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
201 Becker Dr 0.28mi 3/1.0 962 (+3%) 2mo $130,000 $135 81
116 Grether Ave 0.52mi 3/1.0 936 (0%) 1mo $109,900 $117 75
233 Buddie Ave 0.19mi 2/1.0 (-1) 862 (-8%) 0mo $74,900 $87 73
194 Elbring Dr 0.33mi 3/1.5 864 (-8%) 3mo $109,600 $127 67
258 Williams Blvd 0.20mi 3/1.0 1,075 (+15%) 0mo $129,900 $121 66
6637 Torlina Dr 0.63mi 3/1.0 960 (+3%) 2mo $109,900 $114 65
116 Barto Dr 0.41mi 3/1.0 836 (-11%) 3mo $115,000 $138 61
6625 Thurston Ave 0.72mi 2/1.0 (-1) 939 (+0%) 4mo $74,900 $80 58
8379 Midwood Ave 0.40mi 2/1.0 (-1) 1,052 (+12%) 2mo $89,900 $85 54
1825 S New Florissant Rd 0.57mi 2/1.0 (-1) 1,029 (+10%) 2mo $125,000 $121 50
6717 Thurston Ave 0.61mi 2/1.0 (-1) 840 (-10%) 2mo $60,000 $71 48
30 Grether Ave 0.57mi 2/2.0 (-1) 1,058 (+13%) 4mo $149,900 $142 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.45% rent growth · sell at horizon

5-year hold
IRR
0.2%
Equity multiple
1.01×
Total profit
$215
Equity at exit
$19,369
10-year hold
IRR
11.1%
Equity multiple
1.93×
Total profit
$33,644
Equity at exit
$11,231

Cash invested: $36,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 63042

Rents YoY
4.5%
Active inventory
68
Price-to-rent
7.6×

Monthly cashflow live

Estimated rent
$1,415 high interval (Pro) →
Mortgage (P&I)
$681
Tax from tax record
$81 /mo · $973/yr
Insurance
$54
HOA
$0
Vacancy / Maint / Mgmt
$297
Net cashflow
$301

Break-even live

Break-even rent $1,033
Max offer price $129,900
Occupancy floor 74%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,475
Closing costs
$3,897
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
263 Sadonia Ave Saint Louis, MO 3.0 2.0 888 $1,350 $1.52 43d 1 0.04mi
260 Sadonia Ave Saint Louis, MO 3.0 2.0 1088 $1,623 $1.49 20d 1 0.05mi
7025 Richwood Ln Hazelwood, MO 3.0 1.0 936 $1,375 $1.47 17d 1 0.11mi
241 Flora Dr Saint Louis, MO 2.0 1.0 703 $1,075 $1.53 23d 1 0.18mi
220 Du Bourg Ln Florissant, MO 2.0 1.0 816 $1,150 $1.41 43d 1 0.31mi
171 Elbring Dr Saint Louis, MO 3.0 1.5 1008 $1,395 $1.38 12d 1 0.31mi
8330 Woodhurst Dr Saint Louis, MO 3.0 1.0 1120 $1,000 $0.89 7d 1 0.35mi
221 Barto Dr Saint Louis, MO 3.0 2.0 958 $1,295 $1.35 20d 1 0.36mi
153 Bascom Dr Saint Louis, MO 3.0 1.0 1076 $1,195 $1.11 19d 1 0.37mi
107 Anistasia Dr Saint Louis, MO 2.0 2.0 1030 $1,400 $1.36 23d 1 0.39mi
36 Connolly Dr Saint Louis, MO 3.0 1.0 1024 $1,149 $1.12 23d 1 0.46mi
46 Bascom Dr Saint Louis, MO 2.0 1.0 932 $1,175 $1.26 43d 1 0.47mi
11 Anistasia Dr Saint Louis, MO 3.0 1.5 1120 $1,345 $1.20 23d 1 0.50mi
24 Barto Dr Saint Louis, MO 3.0 1.0 864 $1,400 $1.62 43d 1 0.51mi
1275 N Florissant Rd Saint Louis, MO 2.0 1.0 1008 $1,275 $1.26 23d 1 0.55mi
8507 Tally Ho Dr Hazelwood, MO 2.0 1.5 1478 $1,300 $0.88 43d 5 0.59mi
24 Vierling Dr Saint Louis, MO 2.0 1.0 850 $1,290 $1.52 7d 1 0.63mi
6625 Thurston Ave Saint Louis, MO 2.0 1.0 939 $1,300 $1.38 43d 1 0.70mi
6625 Thurston Ave Saint Louis, MO 2.0 1.0 939 $1,400 $1.49 23d 1 0.70mi
1465 W Duchesne Dr Florissant, MO 3.0 1.0 896 $1,500 $1.67 43d 1 0.75mi
1180 S New Florissant Rd Florissant, MO 3.0 1.0 925 $1,225 $1.32 23d 1 0.80mi
135 Saint Maurice Ln Florissant, MO 3.0 1.0 816 $1,395 $1.71 43d 1 0.80mi
6336 Washington Ave Berkeley, MO 2.0 1.0 720 $1,175 $1.63 43d 1 0.95mi
6334 Washington Ave Berkeley, MO 3.0 1.0 864 $1,100 $1.27 4d 1 0.96mi
6315 Washington Ave Berkeley, MO 2.0 1.0 739 $1,175 $1.59 16d 1 1.01mi
6333 Peurifoy Ave Saint Louis, MO 3.0 2.0 840 $1,295 $1.54 23d 1 1.02mi
50 Lynn Meadows Ln Florissant, MO 3.0 1.0 864 $1,450 $1.68 23d 1 1.07mi
6214 Jefferson Ave Saint Louis, MO 2.0 1.0 816 $1,195 $1.46 23d 1 1.14mi
6234 Hancock Ave Berkeley, MO 2.0 1.0 846 $1,050 $1.24 43d 1 1.15mi
8306 Whitewater Dr Saint Louis, MO 3.0 1.0 792 $1,195 $1.51 7d 1 1.24mi
1600 Washington St Florissant, MO 3.0 1.5 1095 $1,250 $1.14 20d 1 1.24mi
297 Saint Eugene Ln Florissant, MO 2.0 1.0 1100 $1,100 $1.00 43d 1 1.25mi
7437 Hazelcrest Dr Unit H Hazelwood, MO 3.0 1.0 1000 $1,000 $1.00 7d 1 1.26mi
6132 Eaton Dr Saint Louis, MO 2.0 1.0 792 $1,125 $1.42 23d 1 1.26mi
222 Henquin Dr Saint Louis, MO 2.0 1.0 816 $1,050 $1.29 17d 1 1.29mi
6044 Cascade Dr Saint Louis, MO 2.0 1.0 984 $1,150 $1.17 7d 1 1.29mi
6156 Wulff Dr Saint Louis, MO 3.0 2.0 960 $1,425 $1.48 10d 1 1.32mi
765 Bobbins Ln Florissant, MO 3.0 1.0 1107 $1,450 $1.31 43d 1 1.39mi
6042 Hancock Ave Berkeley, MO 3.0 1.0 1041 $1,495 $1.44 23d 1 1.45mi
305 S Lafayette St Florissant, MO 3.0 1.0 864 $1,409 $1.63 16d 1 1.46mi

Listing history 18 events

  1. 2026-06-18
    days on market $129,900 Active 43 DOM
  2. 2026-06-17
    days on market $129,900 Active 42 DOM
  3. 2026-06-16
    days on market $129,900 Active 41 DOM
  4. 2026-06-15
    days on market $129,900 Active 40 DOM
  5. 2026-06-13
    days on market $129,900 Active 38 DOM
  6. 2026-06-13
    pricedays on market $129,900 Active 37 DOM
  7. 2026-06-09
    days on market $139,900 Active 34 DOM
  8. 2026-06-08
    days on market $139,900 Active 33 DOM
  9. 2026-06-07
    days on market $139,900 Active 32 DOM
  10. 2026-06-05
    days on market $139,900 Active 29 DOM
  11. 2026-06-03
    days on market $139,900 Active 28 DOM
  12. 2026-06-02
    days on market $139,900 Active 27 DOM
  13. 2026-06-01
    days on market $139,900 Active 26 DOM
  14. 2026-05-31
    days on market $139,900 Active 25 DOM
  15. 2026-05-06
    price $139,900 1033-char remark
  16. 2026-05-06
    listed $13,990,000 Active 1033-char remark
  17. 2017-01-20
    soldstatus
  18. 2015-12-31
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

Current annual tax
$973 · $81/mo
Projected year-2 tax
$1,260 · $105/mo
Expected delta
+$287/yr (+$24/mo · 29.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥106°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,980
− Mortgage interest
−$7,276
− Property taxes
−$973
− Insurance
−$650
− Repairs & maintenance
−$1,358
− Management
−$1,358
− Depreciation
−$3,779
Taxable income
$1,585
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$381
After-tax cash flow
$3,237/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Hazelwood
NCES district ID
2913830
Math proficiency
11% ▼ -13.00%
Reading proficiency
26% ▼ -6.00%
Median HH income
$51,621
Composite
16.77/100
National rank
#9156
State rank
#306 of 324 in MO

Livability — Hazelwood

Score
62/100
State rank
#395
US rank
#16956

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D- Housing A+ Health & safety F User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Hazelwood, MO
County
Saint Louis County · 888,823 people
City population
17,813
Metro
St. Louis, MO-IL
Population (ZIP)
17,813
Household income
$49,453
Rent vs Own
48.0% rent · 52.0% own
Severe rent burden
766.0

Population outlook (St. Louis County) Hauer SSP2

Today (2025)
1,025,227 people
By 2030
1,028,023 · +0.3%
By 2040
1,020,940 · -0.4%
By 2050
1,007,280 · -1.8%
By 2075
987,277 · -3.7%
By 2100
921,984 · -10.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
White 46% Black 38% Two or more races 10% Hispanic / Latino 4% Asian 2%
Common ancestry
Lithuanian 3% Romanian 1% Italian 1%
Foreign-born
5% · Canada, Vietnam
Languages at home
94% English-only · Spanish 3% Vietnamese 1% Tagalog/Filipino 1%

Political lean MEDSL · St. Louis

2024 margin
Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
2008→2024 swing
+3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
All cycles
2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -204.48%
Current HPI
234.7353
Rent YoY
▲ 4.45%
Metro
St. Louis, MO-IL
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

-99.1% since first listed
5 events — show timeline
  • 2026-06-11 Price Changed $129,900 MARIS as Distributed by MLS Grid
  • 2026-05-06 Price Changed $139,900 MARIS as Distributed by MLS Grid
  • 2026-05-06 Listed $13,990,000 MARIS as Distributed by MLS Grid
  • 2017-01-20 Sold (Public Records) Public Records
  • 2015-12-31 Sold (Public Records) Public Records

Property tax history

-2.3%/yr

Latest (2022): $973 · +1.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…