7018 Midwood Ave · Hazelwood, MO
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,054 – $1,958
Heat risk 4/10 · Minor
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +25.5/30.0
- ARV discount +11.8/15.0
- DSCR +8.4/10.0
- 1% rule +5.9/10.0
- Rent growth +3.6/5.0
- Livability +3.1/5.0
- Condition / age +2.5/5.0
- Schools +1.7/10.0
- Appreciation +0.0/10.0
$129,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
This well-maintained 3-bedroom, 1-bath home delivers comfortable living with thoughtful updates and added space to enjoy. The main level features durable laminate flooring throughout the living areas, creating a clean and cohesive feel, while the bright living room offers a welcoming space to relax or entertain. The eat-in kitchen is generously sized with plenty of cabinetry, making meal prep and everyday living easy and efficient. All three bedrooms are nicely sized with brand-new carpet, including a spacious primary, and are conveniently located near the full bath. The fully finished lower level adds valuable extra living space with a large family/recreation area and additional rooms that
Key facts
- 1-car carport
- Bright living room
- Eat-in kitchen
Tags
Property features AI
Finance
- Financial info: Seller may consider concessions; Lease not considered
Exterior
- Parking: Attached carport; One carport space; Driveway with concrete surface
- Utilities: Public water; Public sewer (sewer connected); Electric service by Ameren
- Home design: Single-family residence; One level
- Construction: Vinyl siding and other construction materials
- Exterior features: Back yard; Back yard enclosed by fencing
Interior
- Kitchen: Built-in electric range; Range hood; Refrigerator
- Bedrooms: Three bedrooms on the main level
- Bathrooms: One full bathroom (main level)
- Heating & cooling: Forced air heating; Central air conditioning
- Interior features: Range hood; Built-in electric range; Refrigerator; Partially finished full basement with sleeping area and storage; Central forced-air heating; Central air conditioning
- Laundry & utility: Laundry located in the basement
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $130k.
Deal economics
- At list price, monthly cash flow is $301 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $130k).
- Recommended offer: $126k (3.0% below list) — sets the bar for market timing.
- Cap rate 9.1% vs local median 7.2% in Hazelwood — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 62/100 on livability (#395 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime F, amenities F, commute F.
- Hazelwood (suburban): math 11% / reading 26% proficiency, ranked #306 of 324 in MO (top 94%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: Armstrong Elem. (math 8% / reading 22%, grade F, #982 of 1,115 statewide, top 89%, 348 students, 83% FRL); Hazelwood West High (math 16% / reading 42%, grade F, #407 of 521 statewide, top 78%, 2,042 students, 54% FRL) — zoned schools average 69% FRL vs 53% district-wide (15 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising fast (+4.5%/yr); 68 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).
- This rent runs 34% of the median local income ($49k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $898 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- At projected returns (-3.0% appreciation + 4.5% rent growth), your $36k cash investment doubles in ~10 years — after that, you're playing with house money.
Negotiation context
- It's been on market 43 days — a 3% lower offer ($126k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: built in 1959 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 43 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1959 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.09% ✓
- Cap rate
- 9.08%
- Cash-on-cash
- 9.95%
- DSCR
- 1.44
- GRM
- 7.6
CMA / ARV
- ARV (median comp)
- $143,451
- List price
- $129,900
- Delta
- -9.45%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 201 Becker Dr | 0.28mi | 3/1.0 | 962 (+3%) | 2mo | $130,000 | $135 | 81 |
| 116 Grether Ave | 0.52mi | 3/1.0 | 936 (0%) | 1mo | $109,900 | $117 | 75 |
| 233 Buddie Ave | 0.19mi | 2/1.0 (-1) | 862 (-8%) | 0mo | $74,900 | $87 | 73 |
| 194 Elbring Dr | 0.33mi | 3/1.5 | 864 (-8%) | 3mo | $109,600 | $127 | 67 |
| 258 Williams Blvd | 0.20mi | 3/1.0 | 1,075 (+15%) | 0mo | $129,900 | $121 | 66 |
| 6637 Torlina Dr | 0.63mi | 3/1.0 | 960 (+3%) | 2mo | $109,900 | $114 | 65 |
| 116 Barto Dr | 0.41mi | 3/1.0 | 836 (-11%) | 3mo | $115,000 | $138 | 61 |
| 6625 Thurston Ave | 0.72mi | 2/1.0 (-1) | 939 (+0%) | 4mo | $74,900 | $80 | 58 |
| 8379 Midwood Ave | 0.40mi | 2/1.0 (-1) | 1,052 (+12%) | 2mo | $89,900 | $85 | 54 |
| 1825 S New Florissant Rd | 0.57mi | 2/1.0 (-1) | 1,029 (+10%) | 2mo | $125,000 | $121 | 50 |
| 6717 Thurston Ave | 0.61mi | 2/1.0 (-1) | 840 (-10%) | 2mo | $60,000 | $71 | 48 |
| 30 Grether Ave | 0.57mi | 2/2.0 (-1) | 1,058 (+13%) | 4mo | $149,900 | $142 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.45% rent growth · sell at horizon
- IRR
- 0.2%
- Equity multiple
- 1.01×
- Total profit
- $215
- Equity at exit
- $19,369
- IRR
- 11.1%
- Equity multiple
- 1.93×
- Total profit
- $33,644
- Equity at exit
- $11,231
Cash invested: $36,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 81 Strongly Landlord-Friendly
- State Missouri
- 81 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 63042
- Rents YoY
- 4.5%
- Active inventory
- 68
- Price-to-rent
- 7.6×
Monthly cashflow live
- Estimated rent
- $1,415 high interval (Pro) →
- Mortgage (P&I)
- −$681
- Tax from tax record
- −$81 /mo · $973/yr
- Insurance
- −$54
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$297
- Net cashflow
- $301
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $32,475
- Closing costs
- $3,897
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 263 Sadonia Ave Saint Louis, MO | 3.0 | 2.0 | 888 | $1,350 | $1.52 | 43d | 1 | 0.04mi |
| 260 Sadonia Ave Saint Louis, MO | 3.0 | 2.0 | 1088 | $1,623 | $1.49 | 20d | 1 | 0.05mi |
| 7025 Richwood Ln Hazelwood, MO | 3.0 | 1.0 | 936 | $1,375 | $1.47 | 17d | 1 | 0.11mi |
| 241 Flora Dr Saint Louis, MO | 2.0 | 1.0 | 703 | $1,075 | $1.53 | 23d | 1 | 0.18mi |
| 220 Du Bourg Ln Florissant, MO | 2.0 | 1.0 | 816 | $1,150 | $1.41 | 43d | 1 | 0.31mi |
| 171 Elbring Dr Saint Louis, MO | 3.0 | 1.5 | 1008 | $1,395 | $1.38 | 12d | 1 | 0.31mi |
| 8330 Woodhurst Dr Saint Louis, MO | 3.0 | 1.0 | 1120 | $1,000 | $0.89 | 7d | 1 | 0.35mi |
| 221 Barto Dr Saint Louis, MO | 3.0 | 2.0 | 958 | $1,295 | $1.35 | 20d | 1 | 0.36mi |
| 153 Bascom Dr Saint Louis, MO | 3.0 | 1.0 | 1076 | $1,195 | $1.11 | 19d | 1 | 0.37mi |
| 107 Anistasia Dr Saint Louis, MO | 2.0 | 2.0 | 1030 | $1,400 | $1.36 | 23d | 1 | 0.39mi |
| 36 Connolly Dr Saint Louis, MO | 3.0 | 1.0 | 1024 | $1,149 | $1.12 | 23d | 1 | 0.46mi |
| 46 Bascom Dr Saint Louis, MO | 2.0 | 1.0 | 932 | $1,175 | $1.26 | 43d | 1 | 0.47mi |
| 11 Anistasia Dr Saint Louis, MO | 3.0 | 1.5 | 1120 | $1,345 | $1.20 | 23d | 1 | 0.50mi |
| 24 Barto Dr Saint Louis, MO | 3.0 | 1.0 | 864 | $1,400 | $1.62 | 43d | 1 | 0.51mi |
| 1275 N Florissant Rd Saint Louis, MO | 2.0 | 1.0 | 1008 | $1,275 | $1.26 | 23d | 1 | 0.55mi |
| 8507 Tally Ho Dr Hazelwood, MO | 2.0 | 1.5 | 1478 | $1,300 | $0.88 | 43d | 5 | 0.59mi |
| 24 Vierling Dr Saint Louis, MO | 2.0 | 1.0 | 850 | $1,290 | $1.52 | 7d | 1 | 0.63mi |
| 6625 Thurston Ave Saint Louis, MO | 2.0 | 1.0 | 939 | $1,300 | $1.38 | 43d | 1 | 0.70mi |
| 6625 Thurston Ave Saint Louis, MO | 2.0 | 1.0 | 939 | $1,400 | $1.49 | 23d | 1 | 0.70mi |
| 1465 W Duchesne Dr Florissant, MO | 3.0 | 1.0 | 896 | $1,500 | $1.67 | 43d | 1 | 0.75mi |
| 1180 S New Florissant Rd Florissant, MO | 3.0 | 1.0 | 925 | $1,225 | $1.32 | 23d | 1 | 0.80mi |
| 135 Saint Maurice Ln Florissant, MO | 3.0 | 1.0 | 816 | $1,395 | $1.71 | 43d | 1 | 0.80mi |
| 6336 Washington Ave Berkeley, MO | 2.0 | 1.0 | 720 | $1,175 | $1.63 | 43d | 1 | 0.95mi |
| 6334 Washington Ave Berkeley, MO | 3.0 | 1.0 | 864 | $1,100 | $1.27 | 4d | 1 | 0.96mi |
| 6315 Washington Ave Berkeley, MO | 2.0 | 1.0 | 739 | $1,175 | $1.59 | 16d | 1 | 1.01mi |
| 6333 Peurifoy Ave Saint Louis, MO | 3.0 | 2.0 | 840 | $1,295 | $1.54 | 23d | 1 | 1.02mi |
| 50 Lynn Meadows Ln Florissant, MO | 3.0 | 1.0 | 864 | $1,450 | $1.68 | 23d | 1 | 1.07mi |
| 6214 Jefferson Ave Saint Louis, MO | 2.0 | 1.0 | 816 | $1,195 | $1.46 | 23d | 1 | 1.14mi |
| 6234 Hancock Ave Berkeley, MO | 2.0 | 1.0 | 846 | $1,050 | $1.24 | 43d | 1 | 1.15mi |
| 8306 Whitewater Dr Saint Louis, MO | 3.0 | 1.0 | 792 | $1,195 | $1.51 | 7d | 1 | 1.24mi |
| 1600 Washington St Florissant, MO | 3.0 | 1.5 | 1095 | $1,250 | $1.14 | 20d | 1 | 1.24mi |
| 297 Saint Eugene Ln Florissant, MO | 2.0 | 1.0 | 1100 | $1,100 | $1.00 | 43d | 1 | 1.25mi |
| 7437 Hazelcrest Dr Unit H Hazelwood, MO | 3.0 | 1.0 | 1000 | $1,000 | $1.00 | 7d | 1 | 1.26mi |
| 6132 Eaton Dr Saint Louis, MO | 2.0 | 1.0 | 792 | $1,125 | $1.42 | 23d | 1 | 1.26mi |
| 222 Henquin Dr Saint Louis, MO | 2.0 | 1.0 | 816 | $1,050 | $1.29 | 17d | 1 | 1.29mi |
| 6044 Cascade Dr Saint Louis, MO | 2.0 | 1.0 | 984 | $1,150 | $1.17 | 7d | 1 | 1.29mi |
| 6156 Wulff Dr Saint Louis, MO | 3.0 | 2.0 | 960 | $1,425 | $1.48 | 10d | 1 | 1.32mi |
| 765 Bobbins Ln Florissant, MO | 3.0 | 1.0 | 1107 | $1,450 | $1.31 | 43d | 1 | 1.39mi |
| 6042 Hancock Ave Berkeley, MO | 3.0 | 1.0 | 1041 | $1,495 | $1.44 | 23d | 1 | 1.45mi |
| 305 S Lafayette St Florissant, MO | 3.0 | 1.0 | 864 | $1,409 | $1.63 | 16d | 1 | 1.46mi |
Listing history 18 events
-
2026-06-18days on market $129,900 Active 43 DOM
-
2026-06-17days on market $129,900 Active 42 DOM
-
2026-06-16days on market $129,900 Active 41 DOM
-
2026-06-15days on market $129,900 Active 40 DOM
-
2026-06-13days on market $129,900 Active 38 DOM
-
2026-06-13pricedays on market $129,900 Active 37 DOM
-
2026-06-09days on market $139,900 Active 34 DOM
-
2026-06-08days on market $139,900 Active 33 DOM
-
2026-06-07days on market $139,900 Active 32 DOM
-
2026-06-05days on market $139,900 Active 29 DOM
-
2026-06-03days on market $139,900 Active 28 DOM
-
2026-06-02days on market $139,900 Active 27 DOM
-
2026-06-01days on market $139,900 Active 26 DOM
-
2026-05-31days on market $139,900 Active 25 DOM
-
2026-05-06price $139,900 1033-char remark
-
2026-05-06$13,990,000 Active 1033-char remark
-
2017-01-20soldstatus
-
2015-12-31soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MO · Resets to sale price
- Current annual tax
- $973 · $81/mo
- Projected year-2 tax
- $1,260 · $105/mo
- Expected delta
- +$287/yr (+$24/mo · 29.5%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 7 d/yr ≥106°F today · 20 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,980
- − Mortgage interest
- −$7,276
- − Property taxes
- −$973
- − Insurance
- −$650
- − Repairs & maintenance
- −$1,358
- − Management
- −$1,358
- − Depreciation
- −$3,779
- Taxable income
- $1,585
- Est. tax owed @ 24.0%
- −$381
- After-tax cash flow
- $3,237/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Hazelwood
- NCES district ID
- 2913830
- Math proficiency
- 11% ▼ -13.00%
- Reading proficiency
- 26% ▼ -6.00%
- Median HH income
- $51,621
- Composite
- 16.77/100
- National rank
- #9156
- State rank
- #306 of 324 in MO
Livability — Hazelwood
- Score
- 62/100
- State rank
- #395
- US rank
- #16956
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Hazelwood, MO
- County
- Saint Louis County · 888,823 people
- City population
- 17,813
- Metro
- St. Louis, MO-IL
- Population (ZIP)
- 17,813
- Household income
- $49,453
- Rent vs Own
- Severe rent burden
- 766.0
Population outlook (St. Louis County) Hauer SSP2
- Today (2025)
- 1,025,227 people
- By 2030
- 1,028,023 · +0.3%
- By 2040
- 1,020,940 · -0.4%
- By 2050
- 1,007,280 · -1.8%
- By 2075
- 987,277 · -3.7%
- By 2100
- 921,984 · -10.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.64)
- Race & ethnicity
- White 46% Black 38% Two or more races 10% Hispanic / Latino 4% Asian 2%
- Common ancestry
- Lithuanian 3% Romanian 1% Italian 1%
- Foreign-born
- 5% · Canada, Vietnam
- Languages at home
- 94% English-only · Spanish 3% Vietnamese 1% Tagalog/Filipino 1%
Political lean MEDSL · St. Louis
- 2024 margin
- Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
- 2008→2024 swing
- +3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
- All cycles
- 2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -204.48%
- Current HPI
- 234.7353
- Rent YoY
- ▲ 4.45%
- Metro
- St. Louis, MO-IL
- State GDP YoY
- ▲ 1.84%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in MO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $163B |
|
||
| Insurance | 1 | $21B |
|
||
| Industrial Technology | 1 | $17B |
|
||
| Retail | 1 | $16B |
|
||
| Industrial Distribution | 1 | $10B |
|
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| Utilities | 1 | $9B |
|
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Price history
-99.1% since first listed5 events — show timeline
- 2026-06-11 Price Changed $129,900 MARIS as Distributed by MLS Grid
- 2026-05-06 Price Changed $139,900 MARIS as Distributed by MLS Grid
- 2026-05-06 Listed $13,990,000 MARIS as Distributed by MLS Grid
- 2017-01-20 Sold (Public Records) — Public Records
- 2015-12-31 Sold (Public Records) — Public Records
Property tax history
-2.3%/yrLatest (2022): $973 · +1.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…