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184 Mangrove Shade Cir
D+ Composite 48.83
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +13.8/15.0
  • Cash flow +11.4/30.0
  • 1% rule +5.0/10.0
  • Schools +4.3/10.0
  • Condition / age +4.0/5.0
  • Livability +3.6/5.0
  • DSCR +3.3/10.0
  • Rent growth +3.3/5.0
  • Appreciation +0.0/10.0

$250,000

184 Mangrove Shade Cir · Apollo Beach, FL 33572
3 bd · 3.0 ba · 1,785 sqft · Townhouse public records · 185 Days on market
Built 2023 Good condition 2,880 sqft lot Garage $140/sqft · 14% below area Est $291k · 14% under $200/mo HOA · 8% of rent ↓ 10% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Under Construction. Located off US-HWY 41 in Apollo Beach, Mangrove Point offers prime access to major cities such as Tampa, Sarasota, Clearwater and St. Pete, in addition to being just minutes away from the water. With beaches Ben T. Davis, Clearwater, and St. Pete nearby, as well as Little Harbour Marina, there are plenty of water activities to take part in. Mangrove Point features our D. R. Horton Express series homes that include extended tile in the main living and dining area, a stainless-steel appliance package, granite countertops in the kitchen, all concrete block construction on the 1st and 2nd stories, and Home is Connected; D. R. Horton’s Smart Home system. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability. D. R. Horton Reserves all Rights.

Key facts

  • Spacious island
  • Modern kitchen
  • Granite countertops

Tags

OPEN-CONCEPT LAYOUTMODERN KITCHENGRANITE COUNTERTOPSSTAINLESS STEEL APPLIANCESSPACIOUS ISLANDPRIVATE SCREENED LANAI

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/3.0-bath townhouse listed at $250k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-515 ($-6k/yr) — negative.
  • To cash-flow at today's rent, offer at most $159k (36.4% below list).
  • Meets the 1% rule at list price ($3k rent vs $250k).
  • Recommended offer: $159k (36.4% below list) — sets the bar for cash-flow.
  • Cap rate 5.9% vs local median 3.0% in Apollo Beach — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#333 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: cost of living C-, amenities F, health & safety F.
  • Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Doby Elementary School (math 45% / reading 52%, grade D, #1,152 of 2,144 statewide, top 55%, 550 students, 54% FRL); Lennard High School (math 30% / reading 46%, grade F, #328 of 667 statewide, top 50%, 2,404 students, 47% FRL) — zoned schools at 50% FRL track the district average.
  • Market conditions: Rents rising (+3.4%/yr); 1031 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 76d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 70% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 185 days — a 12% lower offer ($220k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 4y ago; this cycle's ask has dropped $35k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: flood insurance adds $427/mo.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $159,097 (36.4% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 185 days. Have you received any prior offers? Is the seller open to a 36% concession, seller financing, or rate buy-down credit?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.00% ✓
Cap rate
5.87%
Cash-on-cash
-1.51%
DSCR
0.93
GRM
8.3

CMA / ARV

ARV (median comp)
$290,816
List price
$250,000
Delta
-14.04%
Verdict
UNDERPRICED
Comps
14 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
5876 Windbreak Ct 0.57mi 3/2.0 1,801 (+1%) 0mo $358,000 $199 68
6255 Clewsiton Ave 1.43mi 3/2.5 1,784 (-0%) 0mo $390,000 $219 63
216 Silver Falls Dr 0.50mi 3/2.0 1,913 (+7%) 0mo $389,000 $203 60
6287 Broad Field Ave 1.22mi 3/2.0 1,707 (-4%) 0mo $399,270 $234 54
6508 Quiet Pool Ct 1.35mi 3/2.5 1,674 (-6%) 0mo $205,000 $122 52
5465 Sunset Falls Dr 0.60mi 2/2.0 (-1) 1,393 (-22%) 0mo $279,000 $200 38
5188 Creek Sand Dr 1.20mi 3/2.0 2,123 (+19%) 0mo $474,990 $224 36
5311 Spring Maiden Cir 0.76mi 4/3.0 (+1) 2,170 (+22%) 0mo $464,999 $214 35
5139 Spring Maiden Cir 0.88mi 4/3.0 (+1) 2,170 (+22%) 0mo $470,000 $217 35
216 Lookout Dr 1.02mi 2/2.0 (-1) 1,408 (-21%) 0mo $345,000 $245 31
6412 Grenada Island Ave 1.21mi 4/2.0 (+1) 2,077 (+16%) 0mo $515,000 $248 31
6232 Sea Air Dr 1.14mi 4/2.0 (+1) 2,220 (+24%) 0mo $460,000 $207 31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.36% rent growth · sell at horizon

5-year hold
IRR
-30.9%
Equity multiple
-0.03×
Total profit
$-71,860
Equity at exit
$37,276
10-year hold
IRR
-30.0%
Equity multiple
-0.41×
Total profit
$-98,925
Equity at exit
$21,615

Cash invested: $70,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
14 active · 8 under contract
Months of supply
42.0 mo (2%/mo absorbed)
Median asking
$317,250 ($179/sqft)
Median days on market
77 d
This list price
lowest-priced of the active set
ARV vs active asking
-9.1% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 33572

Rents YoY
3.4%
Active inventory
1031
Price-to-rent
8.3×

Monthly cashflow live

Estimated rent
$2,511 high interval (Pro) →
Mortgage (P&I)
−$1,311
Tax from tax record
−$457 /mo · $5,479/yr
Insurance
−$104
Flood insurance flood zone
−$427 /mo · $5,118/yr
HOA
−$200
Vacancy / Maint / Mgmt
−$527
Net cashflow
$-515

Break-even live

Break-even rent $3,162
Max offer price $159,097
Occupancy floor —

Sensitivity live

Price -10% $-373 -5% $-444 +0% $-515 +5% $-585 +10% $-656
Rent -10% $-713 -5% $-614 +0% $-515 +5% $-415 +10% $-316
Rate -1.0pp $-389 -0.5pp $-451 base $-515 +0.5pp $-579 +1.0pp $-645

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$62,500
Closing costs
$7,500
Reserves months
—
Total cash needed
—

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
—
Monthly P&I
—
Monthly cashflow
—
DSCR
—
Eligible?
—

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
194 Mangrove Shade Cir Unit 194 Apollo Beach, FL 3.0 2.5 1795 $2,400 $1.34 109d 1 0.06mi
194 Mangrove Shade Cir Unit 194 Apollo Beach, FL 3.0 2.5 1795 $2,350 $1.31 7d 1 0.06mi
495 Mangrove Shade Cir Apollo Beach, FL 3.0 2.5 1702 $2,600 $1.53 10d 1 0.11mi
379 Mangrove Shade Cir Apollo Beach, FL 3.0 2.5 1802 $2,350 $1.30 10d 1 0.21mi
107 Shell Falls Dr Apollo Beach, FL 2.0 2.0 1616 $2,100 $1.30 87d 1 0.22mi
299 Mangrove Shade Cir Apollo Beach, FL 3.0 2.5 1758 $2,150 $1.22 165d 1 0.22mi
299 Mangrove Shade Cir Apollo Beach, FL 3.0 2.5 1802 $2,150 $1.19 151d 1 0.22mi
331 Mangrove Shade Cir Apollo Beach, FL 3.0 2.5 1802 $2,300 $1.28 53d 1 0.23mi
147 Shell Falls Dr Apollo Beach, FL 2.0 2.0 1408 $2,000 $1.42 37d 1 0.24mi
310 Mangrove Shade Cir Apollo Beach, FL 3.0 2.5 1673 $2,150 $1.29 165d 1 0.24mi
366 Mangrove Shade Cir Apollo Beach, FL 3.0 2.5 1634 $3,220 $1.97 2d 1 0.25mi
5716 Eden Falls Pl Apollo Beach, FL 3.0 2.0 1616 $2,300 $1.42 10d 1 0.27mi
5646 Sunset Falls Dr Apollo Beach, FL 2.0 2.0 1523 $2,400 $1.58 128d 1 0.27mi
206 Shell Falls Dr Apollo Beach, FL 2.0 2.0 1461 $2,200 $1.51 165d 1 0.31mi
5689 Hawks Cay St Apollo Beach, FL 4.0 2.5 2035 $2,750 $1.35 10d 1 0.38mi
5804 Hidden Falls Ln Apollo Beach, FL 3.0 2.0 2179 $2,800 $1.28 37d 1 0.41mi
5409 Sunset Falls Dr Apollo Beach, FL 2.0 2.0 1393 $2,200 $1.58 165d 1 0.42mi
5808 Hidden Falls Ln Apollo Beach, FL 3.0 2.0 1663 $2,500 $1.50 90d 1 0.43mi
345 Mangrove Manor Dr Apollo Beach, FL 4.0 2.5 2035 $2,700 $1.33 10d 1 0.52mi
352 Laurel Falls Dr Apollo Beach, FL 3.0 2.0 2190 $2,750 $1.26 10d 1 0.54mi
5472 Sunset Falls Dr Apollo Beach, FL 2.0 2.0 1393 $2,300 $1.65 37d 1 0.56mi
5888 Windbreak Ct Apollo Beach, FL 3.0 2.0 1602 $2,600 $1.62 37d 1 0.60mi
5538 Lavender Cotton Pl Apollo Beach, FL 3.0 2.5 1433 $2,350 $1.64 1d 2 0.60mi
5508 Golden Isles Dr Apollo Beach, FL 3.0 2.0 1966 $2,900 $1.48 165d 1 0.67mi
210 Latitude Pl Apollo Beach, FL 3.0 2.0 1671 $2,800 $1.68 90d 1 0.73mi
5610 Golden Isles Dr Apollo Beach, FL 3.0 2.0 1750 $3,000 $1.71 122d 1 0.75mi
6033 Flora Ter Apollo Beach, FL 3.0 2.0 1428 $1,835 $1.29 127d 1 0.81mi
204 Aberdeen Pond Dr Apollo Beach, FL 3.0 2.5 2450 $3,000 $1.22 155d 1 0.85mi
204 Aberdeen Pond Dr Apollo Beach, FL 4.0 2.5 2450 $2,150 $0.88 85d 1 0.85mi
625 Flamingo Dr Unit 1591014P Apollo Beach, FL 3.0 3.0 1754 $5,489 $3.13 7d 1 0.85mi
208 Flamingo Dr Apollo Beach, FL 3.0 2.0 1880 $2,400 $1.28 90d 1 0.87mi
660 Flamingo Dr Apollo Beach, FL 3.0 2.0 1456 $2,600 $1.79 138d 1 0.89mi
6085 Hidden Branch Dr Apollo Beach, FL 4.0 3.0 2010 $3,300 $1.64 47d 1 0.90mi
5310 Amaryllis Garden St Apollo Beach, FL 3.0 2.0 1540 $2,350 $1.53 10d 1 0.91mi
5405 Cafrey Pl Apollo Beach, FL 3.0 3.0 2450 $2,750 $1.12 85d 1 0.91mi
5405 Cafrey Pl Apollo Beach, FL 3.0 2.5 2450 $2,700 $1.10 75d 1 0.91mi
5405 Cafrey Pl Apollo Beach, FL 3.0 2.5 2450 $2,750 $1.12 112d 1 0.91mi
6224 Florida Dr Apollo Beach, FL 4.0 2.0 2142 $2,150 $1.00 69d 1 0.92mi
420 Flamingo Dr Apollo Beach, FL 3.0 2.0 1571 $2,285 $1.45 0d 1 0.95mi
308 Shore Crab Way Apollo Beach, FL 4.0 2.5 2115 $2,900 $1.37 72d 1 0.98mi

Property features AI

Finance

Other
CDD presentUnfurnished
Financial info
Other annual assessment: $977Total annual taxes listed
HOA & community
HOA: Greenacre PropertiesMonthly HOA fee $200Association approval requiredHOA covers pool, grounds maintenance, private road, sewer, trash and waterCommunity amenities include clubhouse, pool, playground, dog park, reclaimed irrigation and sidewalksPets allowed

Exterior

Parking
Attached garage (1 car)
Utilities
Public waterPublic sewerPublic utilities
Home design
TownhouseResidential propertyTwo levelsFaces southeastLocated in a planned development (PD)
Construction
Concrete and stucco constructionShingle roofBlock foundationBuilt on a 0.07-acre lot
Exterior features
Exterior lightingSidewalkSliding doors

Interior

Kitchen
DishwasherDisposalMicrowaveRangeRefrigeratorStone counters
Bedrooms
3 bedrooms
Flooring
CarpetCeramic tile
Bathrooms
2 full bathrooms1 half bathroom
Heating & cooling
Central heatingCentral air
Interior features
Ceiling fansKitchen/family room comboOpen floorplanStone countersThermostatWalk-in closet(s)
Laundry & utility
Laundry closet on upper levelWasherDryerElectric water heater

HOA detail $200/mo · $2,400/yr

Likely covers
water

Listing history 50 events

  1. 2026-10-22
    days on market $250,000 Active 185 DOM
  2. 2026-10-21
    days on market $250,000 Active 184 DOM
  3. 2026-10-20
    days on market $250,000 Active 183 DOM
  4. 2026-10-19
    days on market $250,000 Active 182 DOM
  5. 2026-10-18
    days on market $250,000 Active 181 DOM
  6. 2026-10-17
    statusdays on market $250,000 Active 180 DOM
  7. 2026-10-16
    days on market $250,000 Active Under Contract 179 DOM
  8. 2026-10-15
    days on market $250,000 Active Under Contract 178 DOM
  9. 2026-10-14
    days on market $250,000 Active Under Contract 177 DOM
  10. 2026-10-13
    days on market $250,000 Active Under Contract 176 DOM
  11. 2026-10-12
    days on market $250,000 Active Under Contract 175 DOM
  12. 2026-10-11
    days on market $250,000 Active Under Contract 174 DOM
  13. 2026-10-10
    days on market $250,000 Active Under Contract 173 DOM
  14. 2026-10-09
    days on market $250,000 Active Under Contract 172 DOM
  15. 2026-10-08
    days on market $250,000 Active Under Contract 171 DOM
  16. 2026-10-07
    days on market $250,000 Active Under Contract 170 DOM
  17. 2026-10-06
    days on market $250,000 Active Under Contract 169 DOM
  18. 2026-10-05
    days on market $250,000 Active Under Contract 168 DOM
  19. 2026-10-04
    days on market $250,000 Active Under Contract 167 DOM
  20. 2026-10-03
    days on market $250,000 Active Under Contract 166 DOM
  21. 2026-10-02
    days on market $250,000 Active Under Contract 165 DOM
  22. 2026-10-01
    days on market $250,000 Active Under Contract 164 DOM
  23. 2026-09-30
    days on market $250,000 Active Under Contract 163 DOM
  24. 2026-09-29
    days on market $250,000 Active Under Contract 162 DOM
  25. 2026-09-28
    days on market $250,000 Active Under Contract 161 DOM
  26. 2026-09-27
    days on market $250,000 Active Under Contract 160 DOM
  27. 2026-09-25
    days on market $250,000 Active Under Contract 158 DOM
  28. 2026-09-24
    days on market $250,000 Active Under Contract 157 DOM
  29. 2026-09-23
    days on market $250,000 Active Under Contract 156 DOM
  30. 2026-09-22
    days on market $250,000 Active Under Contract 155 DOM
  31. 2026-09-21
    days on market $250,000 Active Under Contract 154 DOM
  32. 2026-09-20
    days on market $250,000 Active Under Contract 153 DOM
  33. 2026-09-19
    days on market $250,000 Active Under Contract 152 DOM
  34. 2026-09-18
    days on market $250,000 Active Under Contract 151 DOM
  35. 2026-09-17
    days on market $250,000 Active Under Contract 150 DOM
  36. 2026-09-16
    days on market $250,000 Active Under Contract 149 DOM
  37. 2026-09-15
    days on market $250,000 Active Under Contract 148 DOM
  38. 2026-09-14
    days on market $250,000 Active Under Contract 147 DOM
  39. 2026-09-13
    days on market $250,000 Active Under Contract 146 DOM
  40. 2026-09-12
    days on market $250,000 Active Under Contract 145 DOM
  41. 2026-09-11
    days on market $250,000 Active Under Contract 144 DOM
  42. 2026-09-05
    days on market $250,000 Active Under Contract 138 DOM
  43. 2026-09-04
    days on market $250,000 Active Under Contract 137 DOM
  44. 2026-09-03
    days on market $250,000 Active Under Contract 136 DOM
  45. 2026-08-31
    statusdays on market $250,000 Active Under Contract 133 DOM
  46. 2026-08-30
    days on market $250,000 Active 132 DOM
  47. 2026-08-29
    days on market $250,000 Active 131 DOM
  48. 2026-08-28
    days on market $250,000 Active 130 DOM
  49. 2026-08-27
    days on market $250,000 Active 129 DOM
  50. 2026-08-26
    days on market $250,000 Active 128 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$5,479 · $457/mo
Projected year-2 tax
$5,479 · $457/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 9/10 Extreme FEMA zone AE · 99% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 27 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$30,133
− Mortgage interest
−$14,004
− Property taxes
−$5,479
− Insurance
−$6,368
− Repairs & maintenance
−$2,411
− Management
−$2,411
− HOA
−$2,400
− Depreciation
−$7,273
Taxable loss
−$10,213
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,451
After-tax cash flow
$-3,724/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab Est. rehab $8,925–$26,775 screening

This move-in-ready townhouse is in good condition with a modern kitchen and well-maintained exterior. Upgrades like impact-resistant glass and smart home automation can further enhance its value.

Value-add opportunities

  • Both upgrading the sliding glass doors to impact-resistant glass — Enhances safety and energy efficiency ↑
  • Both installing smart home automation — Improves convenience and energy savings ↑

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 43/100

Zoned Schools

Elementary Doby Elementary School D FL #1,152/2,144 Nat'l #14,081/41,679 High Lennard High School F FL #328/667 Nat'l #8,877/17,239

Schools (NCES district)

District
Hillsborough
NCES district ID
1200870
Math proficiency
47% ▼ -8.00%
Reading proficiency
50% ▼ -4.00%
Median HH income
$50,622
Composite
41.6/100
National rank
#3435
State rank
#41 of 73 in FL
B Composite livability gradescore 72/100

Livability — Apollo Beach

Score
72/100
State rank
#333
US rank
#5784

Category grades

Amenities F Commute C Cost of living C- Crime A+ Employment A+ Housing A+ Health & safety F User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Apollo Beach, FL
County
Hillsborough County · 1,607,022 people
City population
26,495
Metro
Tampa-St. Petersburg-Clearwater, FL
Population (ZIP)
26,495
Household income
$122,130
Rent vs Own
15.9% rent · 84.1% own
Severe rent burden
9% of renters

Population outlook (Hillsborough County) Hauer SSP2

Today (2025)
1,607,022 people
By 2030
1,733,968 · +7.9%
By 2040
1,979,565 · +23.2%
By 2050
2,203,427 · +37.1%
By 2075
2,667,893 · +66.0%
By 2100
2,891,558 · +79.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (65%)
Race & ethnicity
White 65% Hispanic / Latino 15% Black 13% Two or more races 12% Asian 2%
Hispanic origin (detail)
Mexican 2% Puerto Rican 3% Cuban 2% Dominican 2%
Languages at home
86% English-only · Spanish 10% Russian/Polish/Slavic 1% Tagalog/Filipino 1%

Political lean MEDSL · Hillsborough

2024 margin
Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
2008→2024 swing
-10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
All cycles
2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1

Not yet ingested

Civics
—

Price history

-10.4% since first listed
10 events — show timeline
  • 2026-06-19 Price Changed $285,000 Stellar MLS as Distributed by MLS Grid
  • 2026-04-20 Listed $284,999 Stellar MLS as Distributed by MLS Grid
  • 2023-03-31 Sold (MLS) $336,490 Stellar MLS as Distributed by MLS Grid
  • 2022-10-03 Pending — Stellar MLS as Distributed by MLS Grid
  • 2022-09-05 Relisted — Stellar MLS as Distributed by MLS Grid
  • 2022-08-24 Price Changed $340,990 Stellar MLS as Distributed by MLS Grid
  • 2022-08-08 Price Changed $330,990 Stellar MLS as Distributed by MLS Grid
  • 2022-08-01 Price Changed $327,990 Stellar MLS as Distributed by MLS Grid
  • 2022-07-27 Price Changed $322,990 Stellar MLS as Distributed by MLS Grid
  • 2022-07-22 Listed $317,990 Stellar MLS as Distributed by MLS Grid

Property tax history

+50.5%/yr

Latest (2025): $5,479 · +2.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…