184 Mangrove Shade Cir · Apollo Beach, FL
Flood risk 9/10 · Severe
- FEMA flood zone
- AE
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $1,737 – $8,500
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 27 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +11.4/15.0
- Cash flow +9.2/30.0
- 1% rule +4.3/10.0
- Schools +4.3/10.0
- Condition / age +4.0/5.0
- Livability +3.6/5.0
- Rent growth +3.3/5.0
- DSCR +2.6/10.0
- Appreciation +0.0/10.0
$266,500
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Under Construction. Located off US-HWY 41 in Apollo Beach, Mangrove Point offers prime access to major cities such as Tampa, Sarasota, Clearwater and St. Pete, in addition to being just minutes away from the water. With beaches Ben T. Davis, Clearwater, and St. Pete nearby, as well as Little Harbour Marina, there are plenty of water activities to take part in. Mangrove Point features our D. R. Horton Express series homes that include extended tile in the main living and dining area, a stainless-steel appliance package, granite countertops in the kitchen, all concrete block construction on the 1st and 2nd stories, and Home is Connected; D. R. Horton’s Smart Home system. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability. D. R. Horton Reserves all Rights.
Key facts
- Spacious island
- Modern kitchen
- Granite countertops
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/3.0-bath townhouse listed at $266k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-624 ($-7k/yr) — negative.
- To cash-flow at today's rent, offer at most $156k (41.4% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $249k (6.6% below list).
- Recommended offer: $156k (41.4% below list) — sets the bar for cash-flow.
- Cap rate 5.4% vs local median 2.9% in Apollo Beach — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 72/100 on livability (#333 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: cost of living C-, amenities F, health & safety F.
- Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Doby Elementary School (math 45% / reading 52%, grade D, #1,152 of 2,144 statewide, top 55%, 550 students, 54% FRL); Lennard High School (math 30% / reading 46%, grade F, #328 of 667 statewide, top 50%, 2,404 students, 47% FRL) — zoned schools at 50% FRL track the district average.
- Market conditions: Rents rising (+3.4%/yr); 866 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 37d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 60% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 110 days — a 9% lower offer ($243k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 4y ago; this cycle's ask has dropped $18k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: flood insurance adds $427/mo.
- Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 110 days. Have you received any prior offers? Is the seller open to a 41% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.93% ✗
- Cap rate
- 5.40%
- Cash-on-cash
- -3.18%
- DSCR
- 0.86
- GRM
- 8.9
CMA / ARV
- ARV (median comp)
- $292,030
- List price
- $266,500
- Delta
- -2.41%
- Verdict
- FAIR
- Comps
- 12 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 221 Sunset Crest Ct | 0.72mi | 3/2.0 | 1,750 (-2%) | 0mo | $299,000 | $171 | 59 |
| 736 Gran Kaymen Way | 1.25mi | 3/2.0 | 1,840 (+3%) | 0mo | $693,500 | $377 | 56 |
| 335 Seneca Falls Dr | 0.56mi | 3/2.0 | 1,616 (-10%) | 0mo | $294,500 | $182 | 54 |
| 5266 Colony Vista Dr | 1.32mi | 2/2.0 (-1) | 1,707 (-4%) | 0mo | $376,893 | $221 | 48 |
| 420 Manns Harbor Dr | 1.21mi | 3/2.0 | 2,000 (+12%) | 0mo | $420,000 | $210 | 41 |
| 5171 Creek Sand Dr | 1.24mi | 3/2.0 | 2,077 (+16%) | 0mo | $453,990 | $219 | 36 |
| 5143 White Chicory Dr | 1.30mi | 3/2.0 | 1,451 (-19%) | 0mo | $288,000 | $198 | 36 |
| 834 Birdie Way | 1.33mi | 3/2.0 | 2,108 (+18%) | 0mo | $537,000 | $255 | 36 |
| 5113 Chapel Row Ave | 1.16mi | 3/2.0 | 2,123 (+19%) | 0mo | $440,000 | $207 | 36 |
| 5143 Spring Maiden Cir | 0.92mi | 4/3.0 (+1) | 2,170 (+22%) | 0mo | $474,999 | $219 | 35 |
| 5127 Spring Maiden Cir | 0.87mi | 4/3.0 (+1) | 2,170 (+22%) | 0mo | $474,999 | $219 | 35 |
| 548 Frandor Pl | 0.94mi | 4/2.0 (+1) | 1,396 (-22%) | 0mo | $200,000 | $143 | 31 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.36% rent growth · sell at horizon
- IRR
- -33.4%
- Equity multiple
- -0.09×
- Total profit
- $-81,544
- Equity at exit
- $39,736
- IRR
- -36.2%
- Equity multiple
- -0.56×
- Total profit
- $-116,441
- Equity at exit
- $23,042
Cash invested: $74,620 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 9 active · 6 under contract
- Months of supply
- 54.0 mo (2%/mo absorbed)
- Median asking
- $318,500 ($178/sqft)
- Median days on market
- 43 d
- This list price
- lowest-priced of the active set
- ARV vs active asking
- -7.9% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 33572
- Rents YoY
- 3.4%
- Active inventory
- 866
- Price-to-rent
- 8.9×
Monthly cashflow live
- Estimated rent
- $2,490 high interval (Pro) →
- Mortgage (P&I)
- −$1,398
- Tax from tax record
- −$457 /mo · $5,479/yr
- Insurance
- −$111
- Flood insurance flood zone
- −$427 /mo · $5,118/yr
- HOA
- −$200
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$523
- Net cashflow
- $-624
Break-even live
Sensitivity live
| Price | -10% $-473 | -5% $-549 | +0% $-624 | +5% $-700 | +10% $-775 |
|---|---|---|---|---|---|
| Rent | -10% $-821 | -5% $-723 | +0% $-624 | +5% $-526 | +10% $-428 |
| Rate | -1.0pp $-490 | -0.5pp $-557 | base $-624 | +0.5pp $-693 | +1.0pp $-764 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $66,625
- Closing costs
- $7,995
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 194 Mangrove Shade Cir Unit 194 Apollo Beach, FL | 3.0 | 2.5 | 1795 | $2,400 | $1.34 | 18d | 1 | 0.06mi |
| 194 Mangrove Shade Cir Unit 194 Apollo Beach, FL | 3.0 | 2.5 | 1795 | $2,400 | $1.34 | 29d | 1 | 0.06mi |
| 379 Mangrove Shade Cir Apollo Beach, FL | 3.0 | 2.5 | 1802 | $2,350 | $1.30 | 7d | 1 | 0.21mi |
| 299 Mangrove Shade Cir Apollo Beach, FL | 3.0 | 2.5 | 1802 | $2,150 | $1.19 | 60d | 1 | 0.22mi |
| 299 Mangrove Shade Cir Apollo Beach, FL | 3.0 | 2.5 | 1758 | $2,150 | $1.22 | 73d | 1 | 0.22mi |
| 310 Mangrove Shade Cir Apollo Beach, FL | 3.0 | 2.5 | 1673 | $2,150 | $1.29 | 73d | 1 | 0.24mi |
| 5646 Sunset Falls Dr Apollo Beach, FL | 2.0 | 2.0 | 1523 | $2,400 | $1.58 | 37d | 1 | 0.27mi |
| 206 Shell Falls Dr Apollo Beach, FL | 2.0 | 2.0 | 1461 | $2,200 | $1.51 | 73d | 1 | 0.31mi |
| 5409 Sunset Falls Dr Apollo Beach, FL | 2.0 | 2.0 | 1393 | $2,200 | $1.58 | 73d | 1 | 0.42mi |
| 352 Laurel Falls Dr Apollo Beach, FL | 3.0 | 2.0 | 2190 | $2,995 | $1.37 | 25d | 1 | 0.54mi |
| 5508 Golden Isles Dr Apollo Beach, FL | 3.0 | 2.0 | 1966 | $2,900 | $1.48 | 73d | 1 | 0.67mi |
| 5610 Golden Isles Dr Apollo Beach, FL | 3.0 | 2.0 | 1750 | $3,000 | $1.71 | 30d | 1 | 0.75mi |
| 6033 Flora Ter Apollo Beach, FL | 3.0 | 2.0 | 1428 | $1,835 | $1.29 | 35d | 1 | 0.81mi |
| 204 Aberdeen Pond Dr Apollo Beach, FL | 3.0 | 2.5 | 2450 | $3,000 | $1.22 | 64d | 1 | 0.85mi |
| 204 Aberdeen Pond Dr Apollo Beach, FL | 4.0 | 2.5 | 2450 | $2,310 | $0.94 | 9d | 1 | 0.85mi |
| 625 Flamingo Dr Unit 1591014P Apollo Beach, FL | 3.0 | 3.0 | 1754 | $7,574 | $4.32 | 7d | 1 | 0.85mi |
| 208 Flamingo Dr Apollo Beach, FL | 3.0 | 2.0 | 1880 | $2,800 | $1.49 | 7d | 1 | 0.87mi |
| 660 Flamingo Dr Apollo Beach, FL | 3.0 | 2.0 | 1456 | $2,600 | $1.79 | 47d | 1 | 0.89mi |
| 5405 Cafrey Pl Apollo Beach, FL | 3.0 | 2.5 | 2450 | $2,750 | $1.12 | 21d | 1 | 0.91mi |
| 229 Lookout Dr Apollo Beach, FL | 2.0 | 2.0 | 1291 | $1,769 | $1.37 | 22d | 1 | 0.99mi |
| 718 Bunker View Dr Apollo Beach, FL | 3.0 | 2.0 | 2304 | $2,500 | $1.09 | 42d | 1 | 0.99mi |
| 6196 Hidden Branch Dr Apollo Beach, FL | 4.0 | 2.0 | 2012 | $3,150 | $1.57 | 54d | 1 | 1.06mi |
| 213 Lookout Dr Apollo Beach, FL | 3.0 | 2.0 | 1518 | $1,895 | $1.25 | 7d | 1 | 1.07mi |
| 5524 Rainwood Meadows Dr Apollo Beach, FL | 3.0 | 2.0 | 1935 | $2,505 | $1.29 | 35d | 1 | 1.09mi |
| 5524 Rainwood Meadows Dr Apollo Beach, FL | 4.0 | 2.0 | 1935 | $2,320 | $1.20 | 7d | 1 | 1.09mi |
| 5548 Summer Sunset Dr Apollo Beach, FL | 4.0 | 2.5 | 2073 | $2,850 | $1.37 | 48d | 1 | 1.09mi |
| 206 Lookout Dr Apollo Beach, FL | 3.0 | 2.0 | 1282 | $1,915 | $1.49 | 37d | 1 | 1.10mi |
| 234 Star Shell Dr Apollo Beach, FL | 3.0 | 2.0 | 1880 | $1,996 | $1.06 | 71d | 1 | 1.17mi |
| 416 Bahama Grande Blvd Apollo Beach, FL | 4.0 | 2.5 | 2387 | $4,250 | $1.78 | 38d | 1 | 1.19mi |
| 5001 White Chicory Dr Apollo Beach, FL | 4.0 | 2.0 | 1936 | $2,076 | $1.07 | 42d | 1 | 1.20mi |
| 5025 White Chicory Dr Apollo Beach, FL | 4.0 | 2.0 | 1935 | $3,000 | $1.55 | 73d | 1 | 1.20mi |
| 128 Lookout Dr Apollo Beach, FL | 3.0 | 2.0 | 1638 | $2,500 | $1.53 | 11d | 1 | 1.20mi |
| 907 Eagle Ln Unit NA Apollo Beach, FL | 3.0 | 2.0 | 2196 | $3,500 | $1.59 | 7d | 1 | 1.23mi |
| 4906 White Chicory Dr Apollo Beach, FL | 4.0 | 2.5 | 1914 | $2,449 | $1.28 | 16d | 1 | 1.24mi |
| 107 Slipper Key Rd Apollo Beach, FL | 3.0 | 2.0 | 1994 | $2,250 | $1.13 | 31d | 1 | 1.24mi |
| 569 Bimini Bay Blvd Apollo Beach, FL | 2.0 | 3.0 | 2184 | $2,100 | $0.96 | 7d | 1 | 1.27mi |
| 6222 Camino Dr Apollo Beach, FL | 3.0 | 2.5 | 1617 | $2,400 | $1.48 | 54d | 1 | 1.29mi |
| 6262 Goldcoast Ave Apollo Beach, FL | 4.0 | 3.5 | 1976 | $2,450 | $1.24 | 38d | 1 | 1.33mi |
| 6501 Manila Palm Way Apollo Beach, FL | 3.0 | 2.0 | 1651 | $2,350 | $1.42 | 73d | 1 | 1.35mi |
| 6310 Goldcoast Ave Apollo Beach, FL | 3.0 | 3.0 | 2024 | $2,500 | $1.24 | 7d | 1 | 1.36mi |
Property features AI
Finance
- Other
- CDD presentUnfurnished
- Financial info
- Other annual assessment: $977Total annual taxes listed
- HOA & community
- HOA: Greenacre PropertiesMonthly HOA fee $200Association approval requiredHOA covers pool, grounds maintenance, private road, sewer, trash and waterCommunity amenities include clubhouse, pool, playground, dog park, reclaimed irrigation and sidewalksPets allowed
Exterior
- Parking
- Attached garage (1 car)
- Utilities
- Public waterPublic sewerPublic utilities
- Home design
- TownhouseResidential propertyTwo levelsFaces southeastLocated in a planned development (PD)
- Construction
- Concrete and stucco constructionShingle roofBlock foundationBuilt on a 0.07-acre lot
- Exterior features
- Exterior lightingSidewalkSliding doors
Interior
- Kitchen
- DishwasherDisposalMicrowaveRangeRefrigeratorStone counters
- Bedrooms
- 3 bedrooms
- Flooring
- CarpetCeramic tile
- Bathrooms
- 2 full bathrooms1 half bathroom
- Heating & cooling
- Central heatingCentral air
- Interior features
- Ceiling fansKitchen/family room comboOpen floorplanStone countersThermostatWalk-in closet(s)
- Laundry & utility
- Laundry closet on upper levelWasherDryerElectric water heater
HOA detail $200/mo · $2,400/yr
- Likely covers
- water
Listing history 50 events
-
2026-08-08days on market $266,500 Active 110 DOM
-
2026-08-06days on market $266,500 Active 108 DOM
-
2026-08-05days on market $266,500 Active 107 DOM
-
2026-08-04days on market $266,500 Active 106 DOM
-
2026-08-03days on market $266,500 Active 105 DOM
-
2026-07-31days on market $266,500 Active 102 DOM
-
2026-07-30days on market $266,500 Active 100 DOM
-
2026-07-28pricedays on market $266,500 Active 99 DOM
-
2026-07-26days on market $285,000 Active 97 DOM
-
2026-07-24days on market $285,000 Active 95 DOM
-
2026-07-23days on market $285,000 Active 94 DOM
-
2026-07-22days on market $285,000 Active 93 DOM
-
2026-07-21days on market $285,000 Active 92 DOM
-
2026-07-20days on market $285,000 Active 91 DOM
-
2026-07-18days on market $285,000 Active 88 DOM
-
2026-07-16days on market $285,000 Active 87 DOM
-
2026-07-15days on market $285,000 Active 86 DOM
-
2026-07-13days on market $285,000 Active 84 DOM
-
2026-07-13days on market $285,000 Active 83 DOM
-
2026-07-11days on market $285,000 Active 82 DOM
-
2026-07-10days on market $285,000 Active 81 DOM
-
2026-07-09days on market $285,000 Active 80 DOM
-
2026-07-07days on market $285,000 Active 78 DOM
-
2026-07-06days on market $285,000 Active 77 DOM
-
2026-07-06days on market $285,000 Active 76 DOM
-
2026-07-05days on market $285,000 Active 75 DOM
-
2026-07-03days on market $285,000 Active 74 DOM
-
2026-07-02days on market $285,000 Active 73 DOM
-
2026-07-01days on market $285,000 Active 72 DOM
-
2026-06-30days on market $285,000 Active 71 DOM
-
2026-06-29days on market $285,000 Active 70 DOM
-
2026-06-28days on market $285,000 Active 69 DOM
-
2026-06-27days on market $285,000 Active 68 DOM
-
2026-06-26days on market $285,000 Active 67 DOM
-
2026-06-24days on market $285,000 Active 65 DOM
-
2026-06-22days on market $285,000 Active 63 DOM
-
2026-06-21pricedays on market $285,000 Active 62 DOM
-
2026-06-18days on market $284,999 Active 59 DOM
-
2026-06-17days on market $284,999 Active 58 DOM
-
2026-06-16days on market $284,999 Active 57 DOM
-
2026-06-15days on market $284,999 Active 56 DOM
-
2026-06-13days on market $284,999 Active 54 DOM
-
2026-06-13days on market $284,999 Active 53 DOM
-
2026-06-09days on market $284,999 Active 50 DOM
-
2026-06-08days on market $284,999 Active 49 DOM
-
2026-06-07days on market $284,999 Active 48 DOM
-
2026-06-04days on market $284,999 Active 45 DOM
-
2026-06-03days on market $284,999 Active 44 DOM
-
2026-06-02days on market $284,999 Active 43 DOM
-
2026-06-01days on market $284,999 Active 42 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $5,479 · $457/mo
- Projected year-2 tax
- $5,479 · $457/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 9/10 Extreme FEMA zone AE · 99% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 27 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $29,885
- − Mortgage interest
- −$14,928
- − Property taxes
- −$5,479
- − Insurance
- −$6,451
- − Repairs & maintenance
- −$2,391
- − Management
- −$2,391
- − HOA
- −$2,400
- − Depreciation
- −$7,753
- Taxable loss
- −$11,908
- Est. tax savings @ 24.0%
- +$2,858
- After-tax cash flow
- $-4,634/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This move-in-ready townhouse is in good condition with a modern kitchen and well-maintained exterior. Upgrades like impact-resistant glass and smart home automation can further enhance its value.
Value-add opportunities
- Both upgrading the sliding glass doors to impact-resistant glass — Enhances safety and energy efficiency ↑
- Both installing smart home automation — Improves convenience and energy savings ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Hillsborough
- NCES district ID
- 1200870
- Math proficiency
- 47% ▼ -8.00%
- Reading proficiency
- 50% ▼ -4.00%
- Median HH income
- $50,622
- Composite
- 41.6/100
- National rank
- #3435
- State rank
- #41 of 73 in FL
Livability — Apollo Beach
- Score
- 72/100
- State rank
- #333
- US rank
- #5784
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Apollo Beach, FL
- County
- Hillsborough County · 1,607,022 people
- City population
- 26,495
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Population (ZIP)
- 26,495
- Household income
- $122,130
- Rent vs Own
- Severe rent burden
- 9% of renters
Population outlook (Hillsborough County) Hauer SSP2
- Today (2025)
- 1,607,022 people
- By 2030
- 1,733,968 · +7.9%
- By 2040
- 1,979,565 · +23.2%
- By 2050
- 2,203,427 · +37.1%
- By 2075
- 2,667,893 · +66.0%
- By 2100
- 2,891,558 · +79.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (65%)
- Race & ethnicity
- White 65% Hispanic / Latino 15% Black 13% Two or more races 12% Asian 2%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 3% Cuban 2% Dominican 2%
- Common ancestry
- Romanian 3% Lithuanian 3% Slovak 2%
- Foreign-born
- 10% · Canada, Jamaica, Guatemala
- Languages at home
- 86% English-only · Spanish 10% Russian/Polish/Slavic 1% Tagalog/Filipino 1%
Political lean MEDSL · Hillsborough
- 2024 margin
- Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
- 2008→2024 swing
- -10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
- All cycles
- 2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -393.97%
- Current HPI
- 300.9596
- Rent YoY
- ▲ 3.36%
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
-10.4% since first listed10 events — show timeline
- 2026-06-19 Price Changed $285,000 Stellar MLS as Distributed by MLS Grid
- 2026-04-20 Listed $284,999 Stellar MLS as Distributed by MLS Grid
- 2023-03-31 Sold (MLS) $336,490 Stellar MLS as Distributed by MLS Grid
- 2022-10-03 Pending — Stellar MLS as Distributed by MLS Grid
- 2022-09-05 Relisted — Stellar MLS as Distributed by MLS Grid
- 2022-08-24 Price Changed $340,990 Stellar MLS as Distributed by MLS Grid
- 2022-08-08 Price Changed $330,990 Stellar MLS as Distributed by MLS Grid
- 2022-08-01 Price Changed $327,990 Stellar MLS as Distributed by MLS Grid
- 2022-07-27 Price Changed $322,990 Stellar MLS as Distributed by MLS Grid
- 2022-07-22 Listed $317,990 Stellar MLS as Distributed by MLS Grid
Property tax history
+50.5%/yrLatest (2025): $5,479 · +2.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…