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200 Maddux St
F Composite 34.83
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • 1% rule +4.8/10.0
  • Condition / age +4.0/5.0
  • Schools +3.9/10.0
  • Rent growth +3.6/5.0
  • Livability +3.6/5.0
  • Cash flow +0.0/30.0
  • DSCR +0.0/10.0
  • Appreciation +0.0/10.0

$306,399

200 Maddux St · Fayetteville, GA 30214
1 bd · 1.0 ba · 830 sqft · SingleFamily · 153 Days on market
Built 2025 Good condition 4,356 sqft lot $369/sqft · 22% below area Est $392k · 22% under $2880/mo HOA · 96% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Our Brigiette is a SHOW STOPPER! Don't overlook this charming ranch-style one-bedroom cottage on a prime corner lot! With its inviting layout, natural light, and cozy design, this home offers simple, comfortable living. The corner location gives it extra breathing room, added curb appeal, and a welcoming presence. Perfect for first-time buyers, downsizers, or anyone looking for an easy-living cottage lifestyle.

Key facts

  • Added curb appeal
  • Natural light
  • Corner lot

Tags

CORNER LOTNATURAL LIGHTADDED CURB APPEAL

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath single-family listed at $306k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-3k ($-31k/yr) — negative.
  • Rent doesn't cover operating costs at any purchase price — skip.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $301k (1.9% below list).
  • Recommended offer: $270k (12.0% below list) — sets the bar for market timing.
  • Cap rate -4.0% vs local median 4.2% in Fayetteville — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.

Location & tenants

  • Location reads 71/100 on livability (#86 in GA) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety B+, employment B; Watch: amenities F, commute F.
  • Fayette County (suburban): math 52% / reading 60% proficiency, ranked #7 of 174 in GA (top 4%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Cleveland Elementary School (math 37% / reading 42%, grade F, #435 of 1,228 statewide, top 37%, 419 students, 45% FRL); Flat Rock Middle School (math 35% / reading 55%, grade D, #103 of 470 statewide, top 23%, 883 students, 46% FRL); Sandy Creek High School (math 23% / reading 42%, grade F, #104 of 424 statewide, top 25%, 1,188 students, 43% FRL) — zoned schools average 45% FRL vs 21% district-wide (24 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 39% at this address vs 56% district-wide (-17 pts) — the specific schools serving this property underperform the Fayette County average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising fast (+4.3%/yr); 449 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 29d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 323 units permitted in Fayette County in 2024 (0 in 5+ unit buildings).
  • This rent runs 40% of the median local income ($90k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Fayette County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 153 days — a 12% lower offer ($270k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: HOA is 96% of rent.
Recommended offer $269,631 (12.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 153 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.98%
Cap rate
-3.98%
Cash-on-cash
-36.69%
DSCR
-0.63
GRM
8.5

CMA / ARV

ARV (median comp)
$391,760
List price
$306,399
Delta
-21.79%
Verdict
UNDERPRICED
Comps
2 within 1.0 mi
Show comp detail 7 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
665 5th St 0.20mi 2/1.5 (+1) 1,005 (+21%) 0mo $449,000 $447 58
705 5th St 0.20mi 2/1.5 (+1) 1,005 (+21%) 2mo $459,000 $457 57
172 High St 0.61mi 2/2.0 (+1) 928 (+12%) 2mo $599,900 $646 41
350 High St 0.57mi 2/1.0 (+1) 600 (-28%) 27mo $179,900 $300 24
1119 Highway 54 E 1.64mi 3/1.5 (+2) 1,000 (+20%) 9mo $230,000 $230 20
250 Cornwallis Way 2.02mi 2/2.0 (+1) 1,012 (+22%) 23mo $240,000 $237 12
239 Eastin Rd 1.08mi 3/2.0 (+2) 1,065 (+28%) 24mo $130,000 $122 6

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.29% rent growth · sell at horizon

5-year hold
IRR
Equity multiple
-1.46×
Total profit
$-210,935
Equity at exit
$45,685
10-year hold
IRR
Equity multiple
-3.37×
Total profit
$-374,763
Equity at exit
$26,492

Cash invested: $85,792 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.
Seller's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
0 active · 1 under contract
Months of supply
0.0 mo

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 30214

Rents YoY
4.3%
Active inventory
449
Price-to-rent
8.5×

Monthly cashflow live

Estimated rent
$3,006 high interval (Pro) →
Mortgage (P&I)
$1,607
Tax est. 1.5%
$383 /mo · $4,596/yr
Insurance
$128
HOA
$2,880
Vacancy / Maint / Mgmt
$631
Net cashflow
$-2,623

Break-even live

Break-even rent $6,326
Max offer price
Occupancy floor

Sensitivity live

Price -10% $-2,411 -5% $-2,517 +0% $-2,623 +5% $-2,729 +10% $-2,835
Rent -10% $-2,860 -5% $-2,742 +0% $-2,623 +5% $-2,504 +10% $-2,385
Rate -1.0pp $-2,469 -0.5pp $-2,545 base $-2,623 +0.5pp $-2,702 +1.0pp $-2,783

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$76,600
Closing costs
$9,192
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 8 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
345 Heatherden Ave Fayetteville, GA 1.0–3.0 1.0–2.0 990 $1,640 $1.66 0d 32 0.46mi
200 2nd St Fayetteville, GA 2.0 1.0 595 $3,250 $5.46 43d 1 0.57mi
147 Central Ave Fayetteville, GA 1.0 1.0 612 $3,500 $5.72 10d 1 0.57mi
192 Breakspear Ln Fayetteville, GA 1.0 1.0 550 $2,495 $4.54 93d 1 0.57mi
110 Basil Way Fayetteville, GA 1.0 1.0 550 $3,000 $5.45 19d 1 0.61mi
167 Ravenhurst Ln Fayetteville, GA 2.0 1.5 1122 $3,500 $3.12 29d 1 0.62mi
180 High St Fayetteville, GA 2.0 2.0 950 $4,000 $4.21 15d 1 0.64mi
174 High St Fayetteville, GA 2.0 2.0 928 $4,500 $4.85 54d 1 0.65mi

Listing history 50 events

  1. 2026-08-08
    days on market $306,399 Active 153 DOM
  2. 2026-08-06
    days on market $306,399 Active 151 DOM
  3. 2026-08-05
    days on market $306,399 Active 150 DOM
  4. 2026-08-04
    days on market $306,399 Active 149 DOM
  5. 2026-08-03
    days on market $306,399 Active 148 DOM
  6. 2026-07-31
    days on market $306,399 Active 145 DOM
  7. 2026-07-30
    days on market $306,399 Active 143 DOM
  8. 2026-07-28
    days on market $306,399 Active 142 DOM
  9. 2026-07-26
    days on market $306,399 Active 140 DOM
  10. 2026-07-24
    days on market $306,399 Active 138 DOM
  11. 2026-07-23
    days on market $306,399 Active 137 DOM
  12. 2026-07-22
    days on market $306,399 Active 136 DOM
  13. 2026-07-21
    days on market $306,399 Active 135 DOM
  14. 2026-07-20
    days on market $306,399 Active 134 DOM
  15. 2026-07-18
    days on market $306,399 Active 132 DOM
  16. 2026-07-18
    days on market $306,399 Active 131 DOM
  17. 2026-07-16
    days on market $306,399 Active 130 DOM
  18. 2026-07-15
    days on market $306,399 Active 129 DOM
  19. 2026-07-14
    days on market $306,399 Active 128 DOM
  20. 2026-07-13
    days on market $306,399 Active 127 DOM
  21. 2026-07-13
    days on market $306,399 Active 126 DOM
  22. 2026-07-11
    days on market $306,399 Active 125 DOM
  23. 2026-07-10
    days on market $306,399 Active 124 DOM
  24. 2026-07-09
    days on market $306,399 Active 123 DOM
  25. 2026-07-07
    days on market $306,399 Active 121 DOM
  26. 2026-07-06
    days on market $306,399 Active 120 DOM
  27. 2026-07-06
    days on market $306,399 Active 119 DOM
  28. 2026-07-05
    days on market $306,399 Active 118 DOM
  29. 2026-07-03
    days on market $306,399 Active 117 DOM
  30. 2026-07-02
    days on market $306,399 Active 116 DOM
  31. 2026-07-01
    days on market $306,399 Active 115 DOM
  32. 2026-06-30
    days on market $306,399 Active 114 DOM
  33. 2026-06-29
    days on market $306,399 Active 113 DOM
  34. 2026-06-28
    days on market $306,399 Active 112 DOM
  35. 2026-06-27
    days on market $306,399 Active 111 DOM
  36. 2026-06-26
    days on market $306,399 Active 110 DOM
  37. 2026-06-24
    days on market $306,399 Active 108 DOM
  38. 2026-06-22
    days on market $306,399 Active 106 DOM
  39. 2026-06-21
    days on market $306,399 Active 105 DOM
  40. 2026-06-18
    days on market $306,399 Active 102 DOM
  41. 2026-06-17
    days on market $306,399 Active 101 DOM
  42. 2026-06-16
    days on market $306,399 Active 100 DOM
  43. 2026-06-15
    days on market $306,399 Active 99 DOM
  44. 2026-06-13
    days on market $306,399 Active 97 DOM
  45. 2026-06-09
    days on market $306,399 Active 93 DOM
  46. 2026-06-08
    days on market $306,399 Active 92 DOM
  47. 2026-06-07
    days on market $306,399 Active 91 DOM
  48. 2026-06-04
    days on market $306,399 Active 88 DOM
  49. 2026-06-03
    days on market $306,399 Active 87 DOM
  50. 2026-06-02
    days on market $306,399 Active 86 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$36,070
− Mortgage interest
−$17,163
− Property taxes
−$4,596
− Insurance
−$1,532
− Repairs & maintenance
−$2,886
− Management
−$2,886
− HOA
−$34,560
− Depreciation
−$8,913
Taxable loss
−$36,466
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$8,752
After-tax cash flow
$-22,723/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Good 80/100 Cosmetic rehab Est. rehab $4,150–$12,450 screening

This charming ranch-style home on a prime corner lot is in good condition with minimal repairs needed. It offers a good return on investment with updates that would significantly increase its resale and rental value.

Value-add opportunities

  • Both Painting the exterior and interior — Fresh paint enhances curb appeal and interior aesthetics
  • Both Landscaping improvements — Enhances curb appeal and adds value
  • Resale Kitchen appliances — Modern appliances improve the home's appeal to potential buyers
  • Resale Bathroom fixtures — Upgraded bathroom fixtures enhance the home's appeal to potential buyers

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 39/100

Zoned Schools

Elementary Cleveland Elementary School F GA #435/1,228 Nat'l #19,648/41,679 Middle Flat Rock Middle School D GA #103/470 Nat'l #4,622/14,009 High Sandy Creek High School F GA #104/424 Nat'l #10,333/17,239

Schools (NCES district)

District
Fayette County
NCES district ID
1302130
Math proficiency
52% ▼ -12.00%
Reading proficiency
60% ▼ -7.00%
Median HH income
$80,746
Composite
50.67/100
National rank
#1824
State rank
#7 of 174 in GA
B Composite livability gradescore 71/100

Livability — Fayetteville

Score
71/100
State rank
#86
US rank
#7167

Category grades

Amenities F Commute F Cost of living B Crime B- Employment B Housing A+ Health & safety B+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Fayetteville, GA
County
Fayette County · 120,914 people
City population
72,287
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
31,811
Household income
$89,912
Rent vs Own
18.7% rent · 81.3% own
Severe rent burden
11% of renters

Population outlook (Fayette County) Hauer SSP2

Today (2025)
120,914 people
By 2030
125,439 · +3.7%
By 2040
132,378 · +9.5%
By 2050
137,123 · +13.4%
By 2075
156,091 · +29.1%
By 2100
163,102 · +34.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.62)
Race & ethnicity
Black 51% White 33% Hispanic / Latino 9% Two or more races 5% Asian 3%
Hispanic origin (detail)
Mexican 6% Puerto Rican 1%
Common ancestry
Italian 2% Slovak 1% Serbian 1%
Foreign-born
10% · Canada, Vietnam
Languages at home
85% English-only · Spanish 8% Other Asian/Pacific 1% French/Haitian/Cajun 1%

Political lean MEDSL · Fayette

2024 margin
Toss-up / Even · D 48.0% · R 51.1%
2008→2024 swing
+27.5pp toward D · 2008: -30.7pp · 2024: -3.1pp
All cycles
2024: R+3.1 2020: R+6.8 2016: R+19.5 2012: R+31.4 2008: R+30.7

Not yet ingested

Civics

Price history

1 event — show timeline
  • 2026-03-04 Listed $306,399 FMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…