200 Maddux St · Fayetteville, GA
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
- —
- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
- —
- Hot days in 30 yrs
- —
Wind risk No data
- Chance of severe wind over 30 yrs
- —
Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
- —
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- 1% rule +4.8/10.0
- Condition / age +4.0/5.0
- Schools +3.9/10.0
- Rent growth +3.6/5.0
- Livability +3.6/5.0
- Cash flow +0.0/30.0
- DSCR +0.0/10.0
- Appreciation +0.0/10.0
$306,399
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Our Brigiette is a SHOW STOPPER! Don't overlook this charming ranch-style one-bedroom cottage on a prime corner lot! With its inviting layout, natural light, and cozy design, this home offers simple, comfortable living. The corner location gives it extra breathing room, added curb appeal, and a welcoming presence. Perfect for first-time buyers, downsizers, or anyone looking for an easy-living cottage lifestyle.
Key facts
- Added curb appeal
- Natural light
- Corner lot
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath single-family listed at $306k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-3k ($-31k/yr) — negative.
- Rent doesn't cover operating costs at any purchase price — skip.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $301k (1.9% below list).
- Recommended offer: $270k (12.0% below list) — sets the bar for market timing.
- Cap rate -4.0% vs local median 4.2% in Fayetteville — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.
Location & tenants
- Location reads 71/100 on livability (#86 in GA) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety B+, employment B; Watch: amenities F, commute F.
- Fayette County (suburban): math 52% / reading 60% proficiency, ranked #7 of 174 in GA (top 4%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Cleveland Elementary School (math 37% / reading 42%, grade F, #435 of 1,228 statewide, top 37%, 419 students, 45% FRL); Flat Rock Middle School (math 35% / reading 55%, grade D, #103 of 470 statewide, top 23%, 883 students, 46% FRL); Sandy Creek High School (math 23% / reading 42%, grade F, #104 of 424 statewide, top 25%, 1,188 students, 43% FRL) — zoned schools average 45% FRL vs 21% district-wide (24 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 39% at this address vs 56% district-wide (-17 pts) — the specific schools serving this property underperform the Fayette County average; the district grade overstates school quality for this exact location.
- Market conditions: Rents rising fast (+4.3%/yr); 449 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 29d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 323 units permitted in Fayette County in 2024 (0 in 5+ unit buildings).
- This rent runs 40% of the median local income ($90k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
- Fayette County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 153 days — a 12% lower offer ($270k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: HOA is 96% of rent.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 153 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.98% ✗
- Cap rate
- -3.98%
- Cash-on-cash
- -36.69%
- DSCR
- -0.63
- GRM
- 8.5
CMA / ARV
- ARV (median comp)
- $391,760
- List price
- $306,399
- Delta
- -21.79%
- Verdict
- UNDERPRICED
- Comps
- 2 within 1.0 mi
Show comp detail 7 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 665 5th St | 0.20mi | 2/1.5 (+1) | 1,005 (+21%) | 0mo | $449,000 | $447 | 58 |
| 705 5th St | 0.20mi | 2/1.5 (+1) | 1,005 (+21%) | 2mo | $459,000 | $457 | 57 |
| 172 High St | 0.61mi | 2/2.0 (+1) | 928 (+12%) | 2mo | $599,900 | $646 | 41 |
| 350 High St | 0.57mi | 2/1.0 (+1) | 600 (-28%) | 27mo | $179,900 | $300 | 24 |
| 1119 Highway 54 E | 1.64mi | 3/1.5 (+2) | 1,000 (+20%) | 9mo | $230,000 | $230 | 20 |
| 250 Cornwallis Way | 2.02mi | 2/2.0 (+1) | 1,012 (+22%) | 23mo | $240,000 | $237 | 12 |
| 239 Eastin Rd | 1.08mi | 3/2.0 (+2) | 1,065 (+28%) | 24mo | $130,000 | $122 | 6 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.29% rent growth · sell at horizon
- IRR
- —
- Equity multiple
- -1.46×
- Total profit
- $-210,935
- Equity at exit
- $45,685
- IRR
- —
- Equity multiple
- -3.37×
- Total profit
- $-374,763
- Equity at exit
- $26,492
Cash invested: $85,792 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 0 active · 1 under contract
- Months of supply
- 0.0 mo
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 30214
- Rents YoY
- 4.3%
- Active inventory
- 449
- Price-to-rent
- 8.5×
Monthly cashflow live
- Estimated rent
- $3,006 high interval (Pro) →
- Mortgage (P&I)
- −$1,607
- Tax est. 1.5%
- −$383 /mo · $4,596/yr
- Insurance
- −$128
- HOA
- −$2,880
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$631
- Net cashflow
- $-2,623
Break-even live
Sensitivity live
| Price | -10% $-2,411 | -5% $-2,517 | +0% $-2,623 | +5% $-2,729 | +10% $-2,835 |
|---|---|---|---|---|---|
| Rent | -10% $-2,860 | -5% $-2,742 | +0% $-2,623 | +5% $-2,504 | +10% $-2,385 |
| Rate | -1.0pp $-2,469 | -0.5pp $-2,545 | base $-2,623 | +0.5pp $-2,702 | +1.0pp $-2,783 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $76,600
- Closing costs
- $9,192
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 8 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 345 Heatherden Ave Fayetteville, GA | 1.0–3.0 | 1.0–2.0 | 990 | $1,640 | $1.66 | 0d | 32 | 0.46mi |
| 200 2nd St Fayetteville, GA | 2.0 | 1.0 | 595 | $3,250 | $5.46 | 43d | 1 | 0.57mi |
| 147 Central Ave Fayetteville, GA | 1.0 | 1.0 | 612 | $3,500 | $5.72 | 10d | 1 | 0.57mi |
| 192 Breakspear Ln Fayetteville, GA | 1.0 | 1.0 | 550 | $2,495 | $4.54 | 93d | 1 | 0.57mi |
| 110 Basil Way Fayetteville, GA | 1.0 | 1.0 | 550 | $3,000 | $5.45 | 19d | 1 | 0.61mi |
| 167 Ravenhurst Ln Fayetteville, GA | 2.0 | 1.5 | 1122 | $3,500 | $3.12 | 29d | 1 | 0.62mi |
| 180 High St Fayetteville, GA | 2.0 | 2.0 | 950 | $4,000 | $4.21 | 15d | 1 | 0.64mi |
| 174 High St Fayetteville, GA | 2.0 | 2.0 | 928 | $4,500 | $4.85 | 54d | 1 | 0.65mi |
Listing history 50 events
-
2026-08-08days on market $306,399 Active 153 DOM
-
2026-08-06days on market $306,399 Active 151 DOM
-
2026-08-05days on market $306,399 Active 150 DOM
-
2026-08-04days on market $306,399 Active 149 DOM
-
2026-08-03days on market $306,399 Active 148 DOM
-
2026-07-31days on market $306,399 Active 145 DOM
-
2026-07-30days on market $306,399 Active 143 DOM
-
2026-07-28days on market $306,399 Active 142 DOM
-
2026-07-26days on market $306,399 Active 140 DOM
-
2026-07-24days on market $306,399 Active 138 DOM
-
2026-07-23days on market $306,399 Active 137 DOM
-
2026-07-22days on market $306,399 Active 136 DOM
-
2026-07-21days on market $306,399 Active 135 DOM
-
2026-07-20days on market $306,399 Active 134 DOM
-
2026-07-18days on market $306,399 Active 132 DOM
-
2026-07-18days on market $306,399 Active 131 DOM
-
2026-07-16days on market $306,399 Active 130 DOM
-
2026-07-15days on market $306,399 Active 129 DOM
-
2026-07-14days on market $306,399 Active 128 DOM
-
2026-07-13days on market $306,399 Active 127 DOM
-
2026-07-13days on market $306,399 Active 126 DOM
-
2026-07-11days on market $306,399 Active 125 DOM
-
2026-07-10days on market $306,399 Active 124 DOM
-
2026-07-09days on market $306,399 Active 123 DOM
-
2026-07-07days on market $306,399 Active 121 DOM
-
2026-07-06days on market $306,399 Active 120 DOM
-
2026-07-06days on market $306,399 Active 119 DOM
-
2026-07-05days on market $306,399 Active 118 DOM
-
2026-07-03days on market $306,399 Active 117 DOM
-
2026-07-02days on market $306,399 Active 116 DOM
-
2026-07-01days on market $306,399 Active 115 DOM
-
2026-06-30days on market $306,399 Active 114 DOM
-
2026-06-29days on market $306,399 Active 113 DOM
-
2026-06-28days on market $306,399 Active 112 DOM
-
2026-06-27days on market $306,399 Active 111 DOM
-
2026-06-26days on market $306,399 Active 110 DOM
-
2026-06-24days on market $306,399 Active 108 DOM
-
2026-06-22days on market $306,399 Active 106 DOM
-
2026-06-21days on market $306,399 Active 105 DOM
-
2026-06-18days on market $306,399 Active 102 DOM
-
2026-06-17days on market $306,399 Active 101 DOM
-
2026-06-16days on market $306,399 Active 100 DOM
-
2026-06-15days on market $306,399 Active 99 DOM
-
2026-06-13days on market $306,399 Active 97 DOM
-
2026-06-09days on market $306,399 Active 93 DOM
-
2026-06-08days on market $306,399 Active 92 DOM
-
2026-06-07days on market $306,399 Active 91 DOM
-
2026-06-04days on market $306,399 Active 88 DOM
-
2026-06-03days on market $306,399 Active 87 DOM
-
2026-06-02days on market $306,399 Active 86 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $36,070
- − Mortgage interest
- −$17,163
- − Property taxes
- −$4,596
- − Insurance
- −$1,532
- − Repairs & maintenance
- −$2,886
- − Management
- −$2,886
- − HOA
- −$34,560
- − Depreciation
- −$8,913
- Taxable loss
- −$36,466
- Est. tax savings @ 24.0%
- +$8,752
- After-tax cash flow
- $-22,723/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 13 photos
This charming ranch-style home on a prime corner lot is in good condition with minimal repairs needed. It offers a good return on investment with updates that would significantly increase its resale and rental value.
Value-add opportunities
- Both Painting the exterior and interior — Fresh paint enhances curb appeal and interior aesthetics ↑
- Both Landscaping improvements — Enhances curb appeal and adds value ↑
- Resale Kitchen appliances — Modern appliances improve the home's appeal to potential buyers ↑
- Resale Bathroom fixtures — Upgraded bathroom fixtures enhance the home's appeal to potential buyers ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Fayette County
- NCES district ID
- 1302130
- Math proficiency
- 52% ▼ -12.00%
- Reading proficiency
- 60% ▼ -7.00%
- Median HH income
- $80,746
- Composite
- 50.67/100
- National rank
- #1824
- State rank
- #7 of 174 in GA
Livability — Fayetteville
- Score
- 71/100
- State rank
- #86
- US rank
- #7167
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Fayetteville, GA
- County
- Fayette County · 120,914 people
- City population
- 72,287
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 31,811
- Household income
- $89,912
- Rent vs Own
- Severe rent burden
- 11% of renters
Population outlook (Fayette County) Hauer SSP2
- Today (2025)
- 120,914 people
- By 2030
- 125,439 · +3.7%
- By 2040
- 132,378 · +9.5%
- By 2050
- 137,123 · +13.4%
- By 2075
- 156,091 · +29.1%
- By 2100
- 163,102 · +34.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.62)
- Race & ethnicity
- Black 51% White 33% Hispanic / Latino 9% Two or more races 5% Asian 3%
- Hispanic origin (detail)
- Mexican 6% Puerto Rican 1%
- Common ancestry
- Italian 2% Slovak 1% Serbian 1%
- Foreign-born
- 10% · Canada, Vietnam
- Languages at home
- 85% English-only · Spanish 8% Other Asian/Pacific 1% French/Haitian/Cajun 1%
Political lean MEDSL · Fayette
- 2024 margin
- Toss-up / Even · D 48.0% · R 51.1%
- 2008→2024 swing
- +27.5pp toward D · 2008: -30.7pp · 2024: -3.1pp
- All cycles
- 2024: R+3.1 2020: R+6.8 2016: R+19.5 2012: R+31.4 2008: R+30.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -142.65%
- Current HPI
- 243.9416
- Rent YoY
- ▲ 4.29%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
|
||
Price history
1 event — show timeline
- 2026-03-04 Listed $306,399 FMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…