412 Atlantic St · Bethlehem, PA
Flood risk 7/10 · Major
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.96%
- Est. flood insurance / yr
- $473 – $860
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 5/10 · Moderate
- Hot days now (above 99°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 21.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 6 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +16.1/30.0
- ARV discount +5.9/15.0
- DSCR +5.0/10.0
- Rent growth +4.3/5.0
- Livability +4.1/5.0
- 1% rule +3.8/10.0
- Schools +3.5/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$245,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Check out this newly updated twin and make it yours! Upon entering the home, you will see new laminate flooring throughout the living room and dining room. The ceiling tiles and radiator cover in the dining area add a touch of elegance to the room. Make your way to the kitchen to check out the newer appliances (which are ALL included in the sale). Don't worry, the kitchen has brand new flooring as well! Proceed to the sunroom, where you can relax with a book and drink some coffee. You will find a laundry room with a utility sink, just off the sunroom. Have I mentioned that the washer/dryer are included? Climb the stairs to the second level to find 3 bedrooms, one of which is a walkthrough. Take a peek at the cedar closet, located in the middle bedroom. A full, modern bathroom is also located on the 2nd level. The attic is located on the 3rd level and would provide for ample storage. Join us at the open house Sunday, September 8th from 1-3 pm.
Key facts
- Finished attic
- Updated half bath
- New cabinets
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $245k.
Deal economics
- At list price, monthly cash flow is $68 ($818/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $216k (11.7% below list).
- Recommended offer: $216k (12.0% below list) — sets the bar for market timing.
- Cap rate 6.9% vs local median 4.3% in Bethlehem — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 82/100 on livability (#138 in PA, #1,122 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, cost of living A+, housing A+; Watch: commute F.
- Bethlehem Area SD (urban): math 31% / reading 49% proficiency, ranked #342 of 539 in PA (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Donegan El Sch (math 5% / reading 34%, grade F, #1,259 of 1,518 statewide, top 84%, 449 students, 90% FRL); Broughal Ms (math 7% / reading 31%, grade F, #447 of 512 statewide, top 88%, 500 students, 88% FRL); Freedom Hs (math 49% / reading 5%, grade F, #365 of 437 statewide, top 85%, 1,753 students, 38% FRL) — zoned schools average 72% FRL vs 43% district-wide (29 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 22% at this address vs 40% district-wide (-18 pts) — the specific schools serving this property underperform the Bethlehem Area SD average; the district grade overstates school quality for this exact location.
- Market conditions: Rents rising fast (+7.2%/yr); 159 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 567 units permitted in Northampton County in 2024 (151 in 5+ unit buildings).
- This rent runs 43% of the median local income ($61k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
Negotiation context
- It's been on market 170 days — a 12% lower offer ($216k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 23y ago; this cycle's ask has dropped $20k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $100k; list at $245k implies a 145% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: flood insurance adds $56/mo; built in 1900 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major flood risk; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 170 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.88% ✗
- Cap rate
- 6.90%
- Cash-on-cash
- 2.16%
- DSCR
- 1.10
- GRM
- 9.4
CMA / ARV
- ARV (on-the-fly)
- $236,649
- Comps found
- 7
Show comp detail 7 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1119 Mechanic St | 0.30mi | 3/1.5 | 1,305 (-2%) | 16mo | $195,000 | $149 | 67 |
| 714 E 9th St | 0.49mi | 3/1.0 | 1,308 (-2%) | 12mo | $330,000 | $252 | 63 |
| 741 Hillside Ave | 0.34mi | 4/1.5 (+1) | 1,291 (-3%) | 15mo | $325,000 | $252 | 58 |
| 807 Atlantic St | 0.38mi | 3/1.0 | 1,434 (+7%) | 15mo | $250,000 | $174 | 57 |
| 729 Hillside Ave | 0.32mi | 3/1.5 | 1,252 (-6%) | 18mo | $222,000 | $177 | 57 |
| 1303 E 6th St | 0.57mi | 3/1.5 | 1,533 (+15%) | 1mo | $200,500 | $131 | 46 |
| 330 E Market St | 0.70mi | 2/1.0 (-1) | 1,260 (-6%) | 11mo | $320,000 | $254 | 44 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 7.18% rent growth · sell at horizon
- IRR
- -9.9%
- Equity multiple
- 0.62×
- Total profit
- $-25,877
- Equity at exit
- $36,530
- IRR
- 4.3%
- Equity multiple
- 1.37×
- Total profit
- $25,467
- Equity at exit
- $21,183
Cash invested: $68,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 18015
- Home prices YoY
- -30.7%
- Rents YoY
- 7.2%
- Active inventory
- 159
- Price-to-rent
- 9.4×
Monthly cashflow live
- Estimated rent
- $2,163 high interval (Pro) →
- Mortgage (P&I)
- −$1,285
- Tax from tax record
- −$198 /mo · $2,378/yr
- Insurance
- −$102
- Flood insurance flood zone
- −$56 /mo · $666/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$454
- Net cashflow
- $68
Break-even live
Sensitivity live
| Price | -10% $207 | -5% $138 | +0% $68 | +5% $-1 | +10% $-70 |
|---|---|---|---|---|---|
| Rent | -10% $-103 | -5% $-17 | +0% $68 | +5% $154 | +10% $239 |
| Rate | -1.0pp $192 | -0.5pp $131 | base $68 | +0.5pp $5 | +1.0pp $-60 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $61,250
- Closing costs
- $7,350
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 740 Laufer St Bethlehem, PA | 3.0 | 1.5 | 910 | $1,650 | $1.81 | 16d | 1 | 0.07mi |
| 612 E 5th St Bethlehem, PA | 4.0 | 2.0 | 1814 | $2,500 | $1.38 | 45d | 1 | 0.11mi |
| 436 Pierce St Bethlehem, PA | 4.0 | 2.0 | 1452 | $2,250 | $1.55 | 4d | 1 | 0.14mi |
| 610 E 3rd St Bethlehem, PA | 1.0–2.0 | 1.0–2.0 | 974 | $3,008 | $3.09 | 4d | 8 | 0.16mi |
| 938 E 4th St #401 Bethlehem, PA | 2.0 | 1.0 | 928 | $2,150 | $2.32 | 45d | 1 | 0.19mi |
| 938 E 4th St Unit 201 Bethlehem, PA | 2.0 | 1.0 | 982 | $2,350 | $2.39 | 45d | 1 | 0.19mi |
| 314 State St Bethlehem, PA | 4.0 | 2.0 | 1654 | $2,650 | $1.60 | 16d | 1 | 0.21mi |
| 1113 E 4th St Unit 1 Bethlehem, PA | 2.0 | 1.0 | 1000 | $1,350 | $1.35 | 25d | 1 | 0.30mi |
| 1122 E 4th St Bethlehem, PA | 4.0 | 1.0 | 1706 | $1,800 | $1.06 | 16d | 1 | 0.32mi |
| 824 E 8th St Bethlehem, PA | 2.0 | 1.5 | 952 | $1,400 | $1.47 | 45d | 1 | 0.36mi |
| 311 E 3rd St Bethlehem, PA | 2.0 | 2.0 | 1189 | $2,330 | $1.96 | 4d | 3 | 0.37mi |
| 1201 E 4th St Unit 4 Bethlehem, PA | 3.0 | 1.5 | 1100 | $1,800 | $1.64 | 45d | 1 | 0.45mi |
| 1209 Mechanic St Bethlehem, PA | 3.0 | 1.0 | 1003 | $2,000 | $1.99 | 23d | 1 | 0.47mi |
| 1236 E 7th St Bethlehem, PA | 3.0 | 2.5 | 1424 | $2,350 | $1.65 | 4d | 1 | 0.55mi |
| 1275 E 4th St Unit 202 Bethlehem, PA | 2.0 | 2.0 | 1225 | $1,950 | $1.59 | 25d | 1 | 0.63mi |
| 239 E Church St Bethlehem, PA | 3.0 | 2.5 | 1724 | $2,950 | $1.71 | 25d | 1 | 0.64mi |
| 1306 E 4th St #3 Bethlehem, PA | 2.0 | 1.0 | 1000 | $1,550 | $1.55 | 45d | 1 | 0.65mi |
| 417 Linden St Bethlehem, PA | 3.0 | 1.5 | 1699 | $2,450 | $1.44 | 4d | 1 | 0.65mi |
| 11 W 2nd St Bethlehem, PA | 2.0 | 2.0 | 1620 | $2,550 | $1.57 | 25d | 4 | 0.65mi |
| 42 E Wall St Bethlehem, PA | 4.0 | 1.0 | 1474 | $2,550 | $1.73 | 25d | 1 | 0.81mi |
| 30 E Market St Apt 1 Bethlehem, PA | 2.0 | 1.0 | 1200 | $1,950 | $1.62 | 45d | 1 | 0.87mi |
| 521 Hess St Bethlehem, PA | 3.0 | 1.0 | 1120 | $1,500 | $1.34 | 23d | 1 | 0.90mi |
| 650 E North St Bethlehem, PA | 2.0 | 1.0–2.0 | 935 | $2,350 | $2.51 | 16d | 7 | 0.93mi |
| 406 W 9th St Bethlehem, PA | 3.0 | 1.0 | 1152 | $2,100 | $1.82 | 23d | 1 | 0.95mi |
| 746 Linden St Unit 2 Bethlehem, PA | 3.0 | 1.0 | 1008 | $1,975 | $1.96 | 45d | 1 | 1.02mi |
| 316 E Union Blvd Bethlehem, PA | 4.0 | 2.0 | 1460 | $2,145 | $1.47 | 45d | 1 | 1.03mi |
| 541 Jischke St Bethlehem, PA | 3.0 | 1.0 | 1090 | $1,800 | $1.65 | 25d | 1 | 1.03mi |
| 802 Elm St Bethlehem, PA | 4.0 | 1.5 | 1520 | $2,800 | $1.84 | 23d | 1 | 1.04mi |
| 229 E Union Blvd Unit 1st Floor Bethlehem, PA | 2.0 | 1.0 | 1000 | $1,675 | $1.68 | 4d | 1 | 1.06mi |
| 229 E Union Blvd Unit 2nd Floor Bethlehem, PA | 2.0 | 1.0 | 982 | $1,595 | $1.62 | 4d | 1 | 1.06mi |
| 822 Elm St Bethlehem, PA | 3.0 | 1.5 | 1406 | $2,195 | $1.56 | 16d | 1 | 1.07mi |
| 517 Seneca St Unit 1 Bethlehem, PA | 2.0 | 1.5 | 1500 | $2,200 | $1.47 | 45d | 1 | 1.11mi |
| 540 Seneca St Apt 2 Bethlehem, PA | 2.0 | 1.0 | 950 | $1,520 | $1.60 | 4d | 1 | 1.11mi |
| 708 Cherokee St Bethlehem, PA | 3.0 | 1.5 | 1200 | $2,500 | $2.08 | 45d | 1 | 1.11mi |
| 537 Goepp Cir Unit B Bethlehem, PA | 3.0 | 1.5 | 1225 | $1,895 | $1.55 | 45d | 1 | 1.14mi |
| 320 2nd Ave Bethlehem, PA | 3.0 | 1.0 | 1024 | $1,950 | $1.90 | 4d | 1 | 1.15mi |
| 122 E Goepp St Unit 1 Bethlehem, PA | 3.0 | 1.0 | 1137 | $1,895 | $1.67 | 4d | 1 | 1.15mi |
| 56 W North St Bethlehem, PA | 2.0 | 2.0 | 1486 | $2,400 | $1.62 | 16d | 1 | 1.16mi |
| 129 E Goepp St Bethlehem, PA | 3.0 | 2.0 | 1648 | $2,600 | $1.58 | 4d | 1 | 1.17mi |
| 50 W Garrison St Unit 1 Bethlehem, PA | 2.0 | 1.0 | 900 | $1,395 | $1.55 | 4d | 1 | 1.19mi |
Listing history 15 events
-
2026-04-25status Pending
-
2026-04-21price $245,000
-
2026-04-01price $249,000
-
2026-03-05price $255,000
-
2026-01-21price $260,000
-
2025-11-05$265,000 Active
-
2019-10-15soldstatus $100,000
-
2019-10-11soldstatus $100,000 Sold 956-char remark
Show marketing remark (956 chars)
Check out this newly updated twin and make it yours! Upon entering the home, you will see new laminate flooring throughout the living room and dining room. The ceiling tiles and radiator cover in the dining area add a touch of elegance to the room. Make your way to the kitchen to check out the newer appliances (which are ALL included in the sale). Don't worry, the kitchen has brand new flooring as well! Proceed to the sunroom, where you can relax with a book and drink some coffee. You will find a laundry room with a utility sink, just off the sunroom. Have I mentioned that the washer/dryer are included? Climb the stairs to the second level to find 3 bedrooms, one of which is a walkthrough. Take a peek at the cedar closet, located in the middle bedroom. A full, modern bathroom is also located on the 2nd level. The attic is located on the 3rd level and would provide for ample storage. Join us at the open house Sunday, September 8th from 1-3 pm.
-
2019-09-13status Pending 956-char remark
Show marketing remark (956 chars)
Check out this newly updated twin and make it yours! Upon entering the home, you will see new laminate flooring throughout the living room and dining room. The ceiling tiles and radiator cover in the dining area add a touch of elegance to the room. Make your way to the kitchen to check out the newer appliances (which are ALL included in the sale). Don't worry, the kitchen has brand new flooring as well! Proceed to the sunroom, where you can relax with a book and drink some coffee. You will find a laundry room with a utility sink, just off the sunroom. Have I mentioned that the washer/dryer are included? Climb the stairs to the second level to find 3 bedrooms, one of which is a walkthrough. Take a peek at the cedar closet, located in the middle bedroom. A full, modern bathroom is also located on the 2nd level. The attic is located on the 3rd level and would provide for ample storage. Join us at the open house Sunday, September 8th from 1-3 pm.
-
2019-09-05status Active 956-char remark
Show marketing remark (956 chars)
Check out this newly updated twin and make it yours! Upon entering the home, you will see new laminate flooring throughout the living room and dining room. The ceiling tiles and radiator cover in the dining area add a touch of elegance to the room. Make your way to the kitchen to check out the newer appliances (which are ALL included in the sale). Don't worry, the kitchen has brand new flooring as well! Proceed to the sunroom, where you can relax with a book and drink some coffee. You will find a laundry room with a utility sink, just off the sunroom. Have I mentioned that the washer/dryer are included? Climb the stairs to the second level to find 3 bedrooms, one of which is a walkthrough. Take a peek at the cedar closet, located in the middle bedroom. A full, modern bathroom is also located on the 2nd level. The attic is located on the 3rd level and would provide for ample storage. Join us at the open house Sunday, September 8th from 1-3 pm.
-
2019-08-31status Pending 956-char remark
Show marketing remark (956 chars)
Check out this newly updated twin and make it yours! Upon entering the home, you will see new laminate flooring throughout the living room and dining room. The ceiling tiles and radiator cover in the dining area add a touch of elegance to the room. Make your way to the kitchen to check out the newer appliances (which are ALL included in the sale). Don't worry, the kitchen has brand new flooring as well! Proceed to the sunroom, where you can relax with a book and drink some coffee. You will find a laundry room with a utility sink, just off the sunroom. Have I mentioned that the washer/dryer are included? Climb the stairs to the second level to find 3 bedrooms, one of which is a walkthrough. Take a peek at the cedar closet, located in the middle bedroom. A full, modern bathroom is also located on the 2nd level. The attic is located on the 3rd level and would provide for ample storage. Join us at the open house Sunday, September 8th from 1-3 pm.
-
2019-08-14$112,000 Active 956-char remark
Show marketing remark (956 chars)
Check out this newly updated twin and make it yours! Upon entering the home, you will see new laminate flooring throughout the living room and dining room. The ceiling tiles and radiator cover in the dining area add a touch of elegance to the room. Make your way to the kitchen to check out the newer appliances (which are ALL included in the sale). Don't worry, the kitchen has brand new flooring as well! Proceed to the sunroom, where you can relax with a book and drink some coffee. You will find a laundry room with a utility sink, just off the sunroom. Have I mentioned that the washer/dryer are included? Climb the stairs to the second level to find 3 bedrooms, one of which is a walkthrough. Take a peek at the cedar closet, located in the middle bedroom. A full, modern bathroom is also located on the 2nd level. The attic is located on the 3rd level and would provide for ample storage. Join us at the open house Sunday, September 8th from 1-3 pm.
-
2004-04-13soldstatus $57,900
-
2004-04-12soldstatus $57,900 253-char remark
Show marketing remark (253 chars)
Sturdy twin with attic in good shape for the 4th bedroom. Gas hot water and heating with efficient 5 year old furnace. new roof in 2000. New main bath this year! New ceilings on 2nd floor. Washer, dryer, 2 refrigerators, and 2 ceiling fans are included.
-
2003-08-07$54,900 253-char remark
Show marketing remark (253 chars)
Sturdy twin with attic in good shape for the 4th bedroom. Gas hot water and heating with efficient 5 year old furnace. new roof in 2000. New main bath this year! New ceilings on 2nd floor. Washer, dryer, 2 refrigerators, and 2 ceiling fans are included.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $2,378 · $198/mo
- Projected year-2 tax
- $3,124 · $260/mo
- Expected delta
- +$747/yr (+$62/mo · 31.4%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 7/10 Severe FEMA zone X (unshaded) · 96% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 5/10 Major 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
- Wind 4/10 Moderate 21% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 3 unhealthy d/yr today · 6 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $25,956
- − Mortgage interest
- −$13,724
- − Property taxes
- −$2,378
- − Insurance
- −$1,892
- − Repairs & maintenance
- −$2,076
- − Management
- −$2,076
- − Depreciation
- −$7,127
- Taxable loss
- −$3,317
- Est. tax savings @ 24.0%
- +$796
- After-tax cash flow
- $1,615/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Bethlehem Area SD
- NCES district ID
- 4203570
- Math proficiency
- 31% ▼ -2.00%
- Reading proficiency
- 49% ▼ -6.00%
- Median HH income
- $55,124
- Composite
- 34.92/100
- National rank
- #5068
- State rank
- #342 of 539 in PA
Livability — Bethlehem
- Score
- 82/100
- State rank
- #138
- US rank
- #1122
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Bethlehem, PA
- County
- Northampton County · 236,814 people
- City population
- 129,661
- Metro
- Allentown-Bethlehem-Easton, PA-NJ
- Population (ZIP)
- 34,852
- Household income
- $60,800
- Rent vs Own
- Severe rent burden
- 1525.0
Population outlook (Northampton County) Hauer SSP2
- Today (2025)
- 312,227 people
- By 2030
- 314,769 · +0.8%
- By 2040
- 316,914 · +1.5%
- By 2050
- 318,037 · +1.9%
- By 2075
- 334,003 · +7.0%
- By 2100
- 344,696 · +10.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.62)
- Race & ethnicity
- White 53% Hispanic / Latino 29% Two or more races 14% Black 10% Asian 5%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 19% Dominican 3%
- Common ancestry
- Romanian 4% Danish 1% Iranian 1%
- Foreign-born
- 12% · Canada, China, Jamaica
- Languages at home
- 73% English-only · Spanish 21% Chinese 2% Other Indo-European 2%
Political lean MEDSL · Northampton
- 2024 margin
- Toss-up / Even · D 48.6% · R 50.4%
- 2008→2024 swing
- -14.1pp toward R · 2008: 12.3pp · 2024: -1.8pp
- All cycles
- 2024: R+1.8 2020: D+0.7 2016: R+3.8 2012: D+4.6 2008: D+12.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -122.95%
- Current HPI
- 277.4721
- Rent YoY
- ▲ 7.18%
- Metro
- Allentown-Bethlehem-Easton, PA-NJ
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
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| Insurance | 2 | $27B |
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| Telecommunications / Media | 1 | $124B |
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| Industrial Distribution | 1 | $22B |
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| Financial Services | 1 | $20B |
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| Chemicals / Materials | 1 | $18B |
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Price history
+346.3% since first listed15 events — show timeline
- 2026-04-25 Pending — GLVRMLS
- 2026-04-21 Price Changed $245,000 GLVRMLS
- 2026-04-01 Price Changed $249,000 GLVRMLS
- 2026-03-05 Price Changed $255,000 GLVRMLS
- 2026-01-21 Price Changed $260,000 GLVRMLS
- 2025-11-05 Listed $265,000 GLVRMLS
- 2019-10-15 Sold (Public Records) $100,000 Public Records
- 2019-10-11 Sold (MLS) $100,000 GLVRMLS
- 2019-09-13 Pending — GLVRMLS
- 2019-09-05 Relisted — GLVRMLS
- 2019-08-31 Pending — GLVRMLS
- 2019-08-14 Listed $112,000 GLVRMLS
- 2004-04-13 Sold (Public Records) $57,900 Public Records
- 2004-04-12 Sold (MLS) $57,900 GLVRMLS
- 2003-08-07 Listed $54,900 GLVRMLS
Property tax history
+1.5%/yrLatest (2026): $2,378 · +3.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…