6191 Bahia Del Mar Blvd #103 · St. Petersburg, FL
Flood risk 8/10 · Major
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 26 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +9.8/30.0
- ARV discount +7.5/15.0
- 1% rule +5.7/10.0
- Appreciation +4.9/10.0
- Schools +4.3/10.0
- DSCR +2.8/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
$375,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Priced to sell! This charming first floor condo has a great location only 5 minutes to St Pete Beaches and features updated windows and sliders, recent AC and water heater, and an open kitchen with granite counter tops and updated appliances. The split floor plan is very private and has two large bedrooms both with walk in closets and remodeled bathrooms. Reserved parking spot conveniently located right outside front door; Clubhouse and pool are steps away. You’ll love sitting on your patio and overlooking the beautiful Isla Golf Course. This condo also has a 7 day rental policy and Isla Del Sol has great rental history because of its great amenities and convenient location to beaches, Ft. Desoto Park and Downtown St. Petersburg – 10 minutes away. Tampa Int’l airport is only 30 minutes away. Located in the newer part of Isla Del Sol - Vista Verde North. Check out the great video : https://www. youtube.com/watch?v=fhfwWzvargg
Key facts
- Panoramic view
- Sliding glass doors
- Split bedroom plan
Tags
Property features AI
Finance
- Other: Association: Professional Bayway Management / Vista Verde North
- Financial info: Total annual fees: $7,764; Lease restrictions apply
- HOA & community: Monthly condo fee: $647; HOA covers cable TV, pool, escrow reserves, insurance, structure and grounds maintenance, pest control, sewer, trash and water; Community features: clubhouse, community mailbox, golf, pool, sidewalks, street lights; Buyer approval may be required; Pets allowed (max ~20 lbs)
Exterior
- Parking: Assigned parking spot (22) or visitor parking
- Utilities: Public water; Public sewer; Electricity connected; Cable connected; Sewer connected
- Home design: Attached condominium; One story; Facing north; Entry on first floor
- Construction: Stucco and frame construction; Tile roof; Slab foundation; Built as completed property
- Exterior features: Covered patio; Rear porch; Patio; Exterior lighting; Sliding doors; Storage; On golf course; Paved access; Private setting; Located within city limits
Interior
- Kitchen: Dishwasher; Disposal; Microwave; Range; Refrigerator; Solid surface / stone counters
- Bedrooms: 2 bedrooms
- Flooring: Ceramic tile
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heat (electric); Central air
- Interior features: Built-in features; Ceiling fans; Dry bar; Living room / dining room combo; Open floorplan; Solid surface counters; Stone counters; Thermostat; Walk-in closet(s); Blinds
- Laundry & utility: Washer hookup inside; Dryer hookup (electric); Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $375k.
Deal economics
- At list price, monthly cash flow is $-309 ($-4k/yr) — negative.
- To cash-flow at today's rent, offer at most $320k (14.6% below list).
- Meets the 1% rule at list price ($4k rent vs $375k).
- Recommended offer: $320k (14.6% below list) — sets the bar for cash-flow.
Location & tenants
- Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
- Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Gulfport Montessori Elementary School (math 35% / reading 33%, grade F, #1,744 of 2,144 statewide, top 82%, 435 students, 86% FRL); Lakewood High School (math 27% / reading 44%, grade F, #367 of 667 statewide, top 57%, 915 students, 59% FRL) — zoned schools average 72% FRL vs 48% district-wide (24 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 35% at this address vs 51% district-wide (-16 pts) — the specific schools serving this property underperform the Pinellas average; the district grade overstates school quality for this exact location.
- Market conditions: 282 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).
Forward outlook
- In year one you build about $2k of equity ($3k loan paydown + $-581 appreciation (-0.1% local appreciation)).
- Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- By year 10, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 426 days — a 12% lower offer ($330k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts since 20y ago; this cycle's ask has dropped $50k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $269k; 39% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo.
- Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 426 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.07% ✓
- Cap rate
- 5.52%
- Cash-on-cash
- -2.77%
- DSCR
- 0.88
- GRM
- 7.8
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-0.15% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -6.7%
- Equity multiple
- 0.69×
- Total profit
- $-32,789
- Equity at exit
- $105,993
- IRR
- -0.5%
- Equity multiple
- 0.95×
- Total profit
- $-5,340
- Equity at exit
- $125,121
Cash invested: $105,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33715
- Home prices YoY
- -0.1%
- Active inventory
- 282
- Price-to-rent
- 7.8×
Monthly cashflow live
- Estimated rent
- $3,996 high interval (Pro) →
- Mortgage (P&I)
- −$1,967
- Tax from tax record
- −$630 /mo · $7,558/yr
- Insurance
- −$156
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$647
- Vacancy / Maint / Mgmt
- −$839
- Net cashflow
- $-309
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $93,750
- Closing costs
- $11,250
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 6191 Bahia del Mar Blvd #205 Saint Petersburg, FL | 2.0 | 2.0 | 1070 | $3,400 | $3.18 | 24d | 1 | 0.02mi |
| 6000 Bahia del Mar Cir St Petersburg, FL | 2.0 | 2.0 | 1107 | $4,195 | $3.79 | 8d | 2 | 0.08mi |
| 6000 Bahia del Mar Cir St Petersburg, FL | 2.0 | 2.0 | 1107 | $4,095 | $3.70 | 24d | 3 | 0.08mi |
| 6151 Bahia del Mar Blvd St Petersburg, FL | 2.0 | 2.0 | 1107 | $4,540 | $4.10 | 24d | 3 | 0.11mi |
| 5801 Bahia del Mar Cir #512 Saint Petersburg, FL | 2.0 | 2.0 | 1075 | $7,510 | $6.99 | 24d | 1 | 0.12mi |
| 5701 Bahia del Mar Cir #508 Saint Petersburg, FL | 2.0 | 2.0 | 1150 | $3,200 | $2.78 | 24d | 1 | 0.13mi |
| 6107 Mirada Cir Saint Petersburg, FL | 3.0 | 2.5 | 1320 | $3,200 | $2.42 | 4d | 1 | 0.13mi |
| 6141 Bahia Del Mar Blvd S Unit 1546330P St. Petersburg, FL | 2.0 | 2.0 | 1140 | $2,631 | $2.31 | 8d | 1 | 0.14mi |
| 6141 Bahia del Mar Blvd #229 Saint Petersburg, FL | 2.0 | 2.0 | 1145 | $6,090 | $5.32 | 24d | 1 | 0.14mi |
| 6001 Bahia del Mar Cir #527 Saint Petersburg, FL | 2.0 | 2.0 | 1080 | $7,860 | $7.28 | 24d | 1 | 0.15mi |
| 6100 Bahia del Mar Cir #103 Saint Petersburg, FL | 2.0 | 2.5 | 1145 | $5,580 | $4.87 | 4d | 1 | 0.16mi |
| 6100 Bahia del Mar Cir St Petersburg, FL | 2.0 | 2.0–2.5 | 1145 | $4,038 | $3.53 | 24d | 2 | 0.16mi |
| 6061 Bahia del Mar Cir #146 Saint Petersburg, FL | 2.0 | 2.0 | 1080 | $2,600 | $2.41 | 24d | 1 | 0.16mi |
| 6081 Bahia del Mar Cir #456 Saint Petersburg, FL | 2.0 | 2.0 | 1150 | $3,000 | $2.61 | 24d | 1 | 0.16mi |
| 5901 Bahia del Mar Cir #122 Saint Petersburg, FL | 2.0 | 2.0 | 1080 | $3,500 | $3.24 | 24d | 1 | 0.17mi |
| 5901 Bahia del Mar Cir #124 Saint Petersburg, FL | 2.0 | 2.0 | 1150 | $2,500 | $2.17 | 24d | 1 | 0.17mi |
| 5901 Bahia del Mar Cir #223 Saint Petersburg, FL | 2.0 | 2.0 | 1080 | $7,860 | $7.28 | 24d | 1 | 0.17mi |
| 5901 Bahia del Mar Cir #518 Saint Petersburg, FL | 2.0 | 2.0 | 1080 | $3,000 | $2.78 | 24d | 1 | 0.17mi |
| 5901 Bahia del Mar Cir #422 Saint Petersburg, FL | 2.0 | 2.0 | 1080 | $7,860 | $7.28 | 24d | 1 | 0.17mi |
| 6061 Bahia del Mar Cir #347 St Petersburg, FL | 2.0 | 2.0 | 1080 | $2,300 | $2.13 | 4d | 1 | 0.18mi |
| 6061 Bahia del Mar Cir #448 St Petersburg, FL | 2.0 | 2.0 | 1150 | $7,530 | $6.55 | 4d | 1 | 0.18mi |
| 6273 Bahia del Mar Blvd #216 Saint Petersburg, FL | 2.0 | 2.0 | 915 | $5,700 | $6.23 | 24d | 1 | 0.18mi |
| 6281 Bahia del Mar Blvd #208 Saint Petersburg, FL | 2.0 | 2.0 | 890 | $2,100 | $2.36 | 24d | 1 | 0.22mi |
| 6279 Sun Blvd #103 Saint Petersburg, FL | 2.0 | 2.0 | 890 | $3,300 | $3.71 | 24d | 1 | 0.22mi |
| 6279 Sun Blvd #604 St Petersburg, FL | 2.0 | 2.0 | 1054 | $2,999 | $2.85 | 4d | 1 | 0.22mi |
| 6279 Sun Blvd #403 Saint Petersburg, FL | 1.0 | 1.5 | 790 | $2,100 | $2.66 | 4d | 1 | 0.22mi |
| 6077 Bahia del Mar Blvd St Petersburg, FL | 2.0 | 2.0 | 1107 | $2,198 | $1.98 | 12d | 2 | 0.22mi |
| 6073 Bahia del Mar Blvd #129 Saint Petersburg, FL | 2.0 | 2.0 | 1145 | $2,200 | $1.92 | 24d | 1 | 0.23mi |
| 6210 Sun Blvd #506 Saint Petersburg, FL | 2.0 | 2.0 | 1030 | $3,000 | $2.91 | 4d | 1 | 0.23mi |
| 6059 Bahia del Mar Blvd #241 Saint Petersburg, FL | 2.0 | 2.0 | 1070 | $5,170 | $4.83 | 18d | 1 | 0.26mi |
| 6180 Sun Blvd #506 Saint Petersburg, FL | 2.0 | 2.0 | 1055 | $3,000 | $2.84 | 24d | 1 | 0.27mi |
| 6265 Sun Blvd #309 Saint Petersburg, FL | 2.0 | 2.0 | 890 | $5,610 | $6.30 | 24d | 1 | 0.27mi |
| 5900 Bahia del Mar Cir #138 St Petersburg, FL | 2.0 | 2.0 | 1075 | $5,070 | $4.72 | 4d | 1 | 0.27mi |
| 6294 Bahia del Mar Cir St Petersburg, FL | 2.0 | 2.0 | 945 | $4,142 | $4.38 | 24d | 3 | 0.27mi |
| 6083 Bahia del Mar Cir #460 St Petersburg, FL | 2.0 | 2.0 | 1215 | $7,460 | $6.14 | 4d | 1 | 0.28mi |
| 6083 Bahia del Mar Cir #159 Saint Petersburg, FL | 2.0 | 2.0 | 1135 | $8,310 | $7.32 | 24d | 1 | 0.28mi |
| 6211 Sun Blvd #215 St Petersburg, FL | 2.0 | 2.0 | 890 | $2,700 | $3.03 | 4d | 1 | 0.29mi |
| 6211 Sun Blvd #210 St Petersburg, FL | 2.0 | 2.0 | 915 | $3,200 | $3.50 | 4d | 1 | 0.29mi |
| 6211 Sun Blvd #306 Saint Petersburg, FL | 2.0 | 2.0 | 1030 | $3,000 | $2.91 | 24d | 1 | 0.29mi |
| 6085 Bahia del Mar Cir #467 Saint Petersburg, FL | 2.0 | 2.0 | 1135 | $6,960 | $6.13 | 24d | 1 | 0.29mi |
HOA detail condo
- Monthly dues
- $647 · $7,764/yr
- Likely covers
- waterpool
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 45 events
-
2026-06-18days on market $375,000 Active 426 DOM
-
2026-06-17days on market $375,000 Active 425 DOM
-
2026-06-16days on market $375,000 Active 424 DOM
-
2026-06-15days on market $375,000 Active 423 DOM
-
2026-06-13days on market $375,000 Active 421 DOM
-
2026-06-09days on market $375,000 Active 417 DOM
-
2026-06-08days on market $375,000 Active 416 DOM
-
2026-06-07days on market $375,000 Active 415 DOM
-
2026-06-04days on market $375,000 Active 412 DOM
-
2026-06-03days on market $375,000 Active 411 DOM
-
2026-06-01days on market $375,000 Active 409 DOM
-
2026-05-31days on market $375,000 Active 408 DOM
-
2025-11-12price $375,000
-
2025-09-15price $395,000
-
2025-05-14price $400,000
-
2025-04-18$425,000 Active
-
2025-01-30historical
-
2025-01-07price $440,000
-
2024-12-07price $450,000
-
2024-09-26price $454,700
-
2024-07-31$459,700 Active
-
2023-07-20historical
-
2020-07-22soldstatus $269,000
-
2020-07-13historical 959-char remark
Show marketing remark (959 chars)
Priced to sell! This charming first floor condo has a great location only 5 minutes to St Pete Beaches and features updated windows and sliders, recent AC and water heater, and an open kitchen with granite counter tops and updated appliances. The split floor plan is very private and has two large bedrooms both with walk in closets and remodeled bathrooms. Reserved parking spot conveniently located right outside front door; Clubhouse and pool are steps away. You’ll love sitting on your patio and overlooking the beautiful Isla Golf Course. This condo also has a 7 day rental policy and Isla Del Sol has great rental history because of its great amenities and convenient location to beaches, Ft. Desoto Park and Downtown St. Petersburg – 10 minutes away. Tampa Int’l airport is only 30 minutes away. Located in the newer part of Isla Del Sol - Vista Verde North. Check out the great video : https://www. youtube.com/watch?v=fhfwWzvargg
-
2020-07-13soldstatus $269,000 Sold 959-char remark
Show marketing remark (959 chars)
Priced to sell! This charming first floor condo has a great location only 5 minutes to St Pete Beaches and features updated windows and sliders, recent AC and water heater, and an open kitchen with granite counter tops and updated appliances. The split floor plan is very private and has two large bedrooms both with walk in closets and remodeled bathrooms. Reserved parking spot conveniently located right outside front door; Clubhouse and pool are steps away. You’ll love sitting on your patio and overlooking the beautiful Isla Golf Course. This condo also has a 7 day rental policy and Isla Del Sol has great rental history because of its great amenities and convenient location to beaches, Ft. Desoto Park and Downtown St. Petersburg – 10 minutes away. Tampa Int’l airport is only 30 minutes away. Located in the newer part of Isla Del Sol - Vista Verde North. Check out the great video : https://www. youtube.com/watch?v=fhfwWzvargg
-
2020-06-02status Pending 959-char remark
Show marketing remark (959 chars)
Priced to sell! This charming first floor condo has a great location only 5 minutes to St Pete Beaches and features updated windows and sliders, recent AC and water heater, and an open kitchen with granite counter tops and updated appliances. The split floor plan is very private and has two large bedrooms both with walk in closets and remodeled bathrooms. Reserved parking spot conveniently located right outside front door; Clubhouse and pool are steps away. You’ll love sitting on your patio and overlooking the beautiful Isla Golf Course. This condo also has a 7 day rental policy and Isla Del Sol has great rental history because of its great amenities and convenient location to beaches, Ft. Desoto Park and Downtown St. Petersburg – 10 minutes away. Tampa Int’l airport is only 30 minutes away. Located in the newer part of Isla Del Sol - Vista Verde North. Check out the great video : https://www. youtube.com/watch?v=fhfwWzvargg
-
2020-05-19price $269,000 959-char remark
Show marketing remark (959 chars)
Priced to sell! This charming first floor condo has a great location only 5 minutes to St Pete Beaches and features updated windows and sliders, recent AC and water heater, and an open kitchen with granite counter tops and updated appliances. The split floor plan is very private and has two large bedrooms both with walk in closets and remodeled bathrooms. Reserved parking spot conveniently located right outside front door; Clubhouse and pool are steps away. You’ll love sitting on your patio and overlooking the beautiful Isla Golf Course. This condo also has a 7 day rental policy and Isla Del Sol has great rental history because of its great amenities and convenient location to beaches, Ft. Desoto Park and Downtown St. Petersburg – 10 minutes away. Tampa Int’l airport is only 30 minutes away. Located in the newer part of Isla Del Sol - Vista Verde North. Check out the great video : https://www. youtube.com/watch?v=fhfwWzvargg
-
2020-04-05$275,000 Active 959-char remark
Show marketing remark (959 chars)
Priced to sell! This charming first floor condo has a great location only 5 minutes to St Pete Beaches and features updated windows and sliders, recent AC and water heater, and an open kitchen with granite counter tops and updated appliances. The split floor plan is very private and has two large bedrooms both with walk in closets and remodeled bathrooms. Reserved parking spot conveniently located right outside front door; Clubhouse and pool are steps away. You’ll love sitting on your patio and overlooking the beautiful Isla Golf Course. This condo also has a 7 day rental policy and Isla Del Sol has great rental history because of its great amenities and convenient location to beaches, Ft. Desoto Park and Downtown St. Petersburg – 10 minutes away. Tampa Int’l airport is only 30 minutes away. Located in the newer part of Isla Del Sol - Vista Verde North. Check out the great video : https://www. youtube.com/watch?v=fhfwWzvargg
-
2020-03-28historical
-
2020-03-19status Active
-
2020-02-21status Pending
-
2020-01-13price $275,000
-
2019-12-13price $279,500
-
2019-11-16price $292,500
-
2019-11-16price $292,950
-
2019-10-25$299,995 Active
-
2012-05-24soldstatus $175,000
-
2012-05-22soldstatus $175,000
-
2012-03-01$185,900
-
2007-03-06soldstatus $250,000
-
2007-02-28soldstatus $250,000
-
2006-06-29$294,500
-
2001-06-22soldstatus $130,000
-
2001-01-19soldstatus $115,000
-
1993-03-01soldstatus $88,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $7,558 · $630/mo
- Projected year-2 tax
- $7,558 · $630/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 8/10 Severe FEMA zone X (shaded) · 99% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 10/10 Extreme 7 d/yr ≥106°F today · 26 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $47,952
- − Mortgage interest
- −$21,006
- − Property taxes
- −$7,558
- − Insurance
- −$2,672
- − Repairs & maintenance
- −$3,836
- − Management
- −$3,836
- − HOA
- −$7,764
- − Depreciation
- −$10,909
- Taxable loss
- −$9,630
- Est. tax savings @ 24.0%
- +$2,311
- After-tax cash flow
- $-1,400/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Pinellas
- NCES district ID
- 1201560
- Math proficiency
- 51% ▼ -5.00%
- Reading proficiency
- 51% ▼ -3.00%
- Median HH income
- $46,270
- Composite
- 43.27/100
- National rank
- #3046
- State rank
- #31 of 73 in FL
Livability — St. Petersburg
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- St. Petersburg, FL
- County
- Pinellas County · 939,478 people
- City population
- 249,151
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Population (ZIP)
- 8,032
- Household income
- $102,782
- Rent vs Own
- Severe rent burden
- 106.0
Population outlook (Pinellas County) Hauer SSP2
- Today (2025)
- 1,027,532 people
- By 2030
- 1,063,586 · +3.5%
- By 2040
- 1,125,020 · +9.5%
- By 2050
- 1,168,637 · +13.7%
- By 2075
- 1,265,188 · +23.1%
- By 2100
- 1,260,357 · +22.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (89%)
- Race & ethnicity
- White 89% Two or more races 5% Hispanic / Latino 5% Asian 2%
- Hispanic origin (detail)
- Puerto Rican 2%
- Common ancestry
- Romanian 6% Hungarian 3% Lithuanian 3%
- Foreign-born
- 11% · Canada, China
- Languages at home
- 88% English-only · Spanish 5% Russian/Polish/Slavic 2% Arabic 1%
Political lean MEDSL · Pinellas
- 2024 margin
- Lean R (+5.2) · D 46.9% · R 52.1%
- 2008→2024 swing
- -13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
- All cycles
- 2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -0.15%
- Current HPI
- 264.9727
- Rent YoY
- —
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+321.8% since first listed33 events — show timeline
- 2025-11-12 Price Changed $375,000 Stellar MLS as Distributed by MLS Grid
- 2025-09-15 Price Changed $395,000 Stellar MLS as Distributed by MLS Grid
- 2025-05-14 Price Changed $400,000 Stellar MLS as Distributed by MLS Grid
- 2025-04-18 Listed $425,000 Stellar MLS as Distributed by MLS Grid
- 2025-01-30 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2025-01-07 Price Changed $440,000 Stellar MLS as Distributed by MLS Grid
- 2024-12-07 Price Changed $450,000 Stellar MLS as Distributed by MLS Grid
- 2024-09-26 Price Changed $454,700 Stellar MLS as Distributed by MLS Grid
- 2024-07-31 Listed $459,700 Stellar MLS as Distributed by MLS Grid
- 2023-07-20 Rental Removed — STELLARMLS
- 2020-07-22 Sold (Public Records) $269,000 Public Records
- 2020-07-13 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2020-07-13 Sold (MLS) $269,000 Stellar MLS as Distributed by MLS Grid
- 2020-06-02 Pending — Stellar MLS as Distributed by MLS Grid
- 2020-05-19 Price Changed $269,000 Stellar MLS as Distributed by MLS Grid
- 2020-04-05 Listed $275,000 Stellar MLS as Distributed by MLS Grid
- 2020-03-28 Listing Removed — Stellar MLS as Distributed by MLS Grid
- 2020-03-19 Relisted — Stellar MLS as Distributed by MLS Grid
- 2020-02-21 Pending — Stellar MLS as Distributed by MLS Grid
- 2020-01-13 Price Changed $275,000 Stellar MLS as Distributed by MLS Grid
- 2019-12-13 Price Changed $279,500 Stellar MLS as Distributed by MLS Grid
- 2019-11-16 Price Changed $292,500 Stellar MLS as Distributed by MLS Grid
- 2019-11-16 Price Changed $292,950 Stellar MLS as Distributed by MLS Grid
- 2019-10-25 Listed $299,995 Stellar MLS as Distributed by MLS Grid
- 2012-05-24 Sold (Public Records) $175,000 Public Records
- 2012-05-22 Sold (MLS) $175,000 Stellar MLS as Distributed by MLS Grid
- 2012-03-01 Listed $185,900 Stellar MLS as Distributed by MLS Grid
- 2007-03-06 Sold (Public Records) $250,000 Public Records
- 2007-02-28 Sold (MLS) $250,000 Stellar MLS as Distributed by MLS Grid
- 2006-06-29 Listed $294,500 Stellar MLS as Distributed by MLS Grid
- 2001-06-22 Sold (Public Records) $130,000 Public Records
- 2001-01-19 Sold (Public Records) $115,000 Public Records
- 1993-03-01 Sold (Public Records) $88,900 Public Records
Property tax history
+7.1%/yrLatest (2025): $7,558 · +7.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…