267 Lake Shore Dr E · Dunkirk, NY 14048

$77,500

3 bd · 1.0 ba · 1,167 sqft · SingleFamily public records · 43 Days on market

Built 1890 8,141 sqft lot $66/sqft · 42% below area Est $135k · 42% under

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Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Appreciation +7.5/10.0
• Livability +3.5/5.0
• Schools +2.7/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Great 3 bedroom with another finished room that can possibly be 4 bedrooms! Vinyl sided colonial on Lake Shore Drive in Dunkirk, just a few blocks from the lake. Enclosed front porch is carpeted and offers a great usable room for coats/hats/boots or exercise equipment. From there you move into the living and dining rooms, modern kitchen, bathroom, laundry room & first floor bedroom! Upstairs are 2 more bedrooms & finished attic that owners use as master bedroom. Huge 200' foot backyard is fenced. * * Newer roof-Wow! Renovated kitchen! Gas boiler furnace, rear enclosed mudroom, freshly painted interior, washer, dryer, stove, refrigerator included!! * * * * Cheap taxes!!!! Own for less than renting!!! Great tenants that pay $900/month have been there for 3 years. * * Home Inspection from Cobblestone Inspection Co. was done within past 3 years and on file-you may request a copy to view! Showings only to serious buyers that are prequalified as per request from seller! . Please be aware there is no driveway or off-street parking for this home! Driveway next door is not shared it belongs exclusively to the neighbor * * New water line from house to road was installed October 2121.

Key facts

• Finished attic area
• Enclosed front porch
• 8,141 sq ft lot

Tags

• ENCLOSED FRONT PORCH
• FINISHED ATTIC AREA
• LARGE FENCED-IN BACKYARD

Property features AI

Exterior

• Parking: No garage; No driveway
• Utilities: Public water connected; Sewer connected
• Home design: Single-story; Resale property
• Construction: Vinyl siding; Asphalt roof; Partial crawl space basement
• Exterior features: Patio; Rectangular lot; Main thoroughfare frontage; Lot dimensions approximately 40 x 201

Interior

• Kitchen: Appliances negotiable; Gas water heater
• Bedrooms: One main-level bedroom
• Flooring: Carpet; Ceramic tile; Varies
• Bathrooms: One full bathroom (main level)
• Heating & cooling: Gas heating; Hot water heat
• Interior features: Attic; Breakfast bar; Separate/formal dining room
• Laundry & utility: Main-level laundry

🏷️ Possibly a rental listed for sale. The $77,500 price doesn't fit this home's estimated sale value (~$134,504) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $78k.

Deal economics

• At list price, monthly cash flow is $430 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $78k).
• Recommended offer: $75k (3.0% below list) — sets the bar for market timing.
• Cap rate 13.0% vs local median 7.4% in Dunkirk — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 70/100 on livability (#426 in NY) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools C-, amenities F, commute F.
• Dunkirk City School District (town): math 30% / reading 34% proficiency, ranked #575 of 590 in NY (top 98%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 65% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 70 active listings in the ZIP; 127 units permitted in Chautauqua County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $4k of equity ($536 loan paydown + $4k appreciation (4.9% local appreciation)).
• Chautauqua County population projected at -22% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (4.9% appreciation + 3.0% rent growth), your $22k cash investment doubles in ~3 years — after that, you're playing with house money.
• By year 8, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 43 days — a 3% lower offer ($75k) is reasonable based on typical stale-listing flexibility.
• 10 sale attempts since 23y ago; this cycle's ask has dropped $10k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $52k; 49% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1890 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $75,175 (3.0% below list)

Questions for the listing agent

1. It's been on market 43 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1890 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.53% ✓
• Cap rate: 12.95%
• Cash-on-cash: 23.79%
• DSCR: 2.06
• GRM: 5.4

CMA / ARV

• ARV (median comp): $134,504
• List price: $77,500
• Delta: -42.38%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
136 S Martin St	0.15mi	3/1.0	1,144 (-2%)	7mo	$124,000	$108	84
92 E Pine St	0.17mi	3/2.0	1,278 (+10%)	10mo	$245,000	$192	64
115 Nevins St	0.46mi	3/1.5	1,278 (+10%)	2mo	$158,900	$124	59
165 Lake Shore Dr E	0.34mi	3/1.0	1,233 (+6%)	19mo	$95,000	$77	59
17 N Gazelle St	0.34mi	2/1.0 (-1)	1,096 (-6%)	14mo	$100,000	$91	57
29 N Pangolin St	0.11mi	3/1.0	1,320 (+13%)	20mo	$180,000	$136	57
112 S Warsaw St	0.36mi	4/1.0 (+1)	1,320 (+13%)	2mo	$187,500	$142	55
111 S Margay St	0.29mi	4/1.5 (+1)	1,312 (+12%)	5mo	$149,500	$114	55
132 S Martin St	0.15mi	2/1.5 (-1)	1,050 (-10%)	22mo	$180,000	$171	52
33 Wright Park Dr	0.49mi	3/1.0	1,316 (+13%)	7mo	$265,000	$201	50
544 S Roberts Rd	0.58mi	3/1.0	1,296 (+11%)	11mo	$38,500	$30	45
108 Lord St	0.51mi	3/1.0	1,330 (+14%)	23mo	$120,000	$90	34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

4.93% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 33.5%
• Equity multiple: 3.07×
• Total profit: $44,960
• Equity at exit: $43,593

10-year hold

• IRR: 32.0%
• Equity multiple: 6.18×
• Total profit: $112,386
• Equity at exit: $74,967

Cash invested: $21,700 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 15 Strongly Tenant-Friendly
• State New York: 15 Strongly Tenant-Friendly · D+10
• County: — inherits STATE
• City: — inherits STATE

NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

Methodology + full state rankings →

ZIP-level market 14048

• Home prices YoY: 1.5%
• Active inventory: 70
• Price-to-rent: 5.4×

Monthly cashflow live

• Estimated rent: $1,188 medium
• Mortgage (P&I): −$406
• Tax from tax record: −$69 /mo · $832/yr
• Insurance: −$32
• HOA: −$0
• Vacancy / Maint / Mgmt: −$249
• Net cashflow: $430

Break-even live

Break-even rent $643

Max offer price $77,500

Occupancy floor 59%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $19,375
• Closing costs: $2,325
• Reserves months: —
• Total cash needed: —

Listing history 47 events

1. 2026-06-18
   days on market $77,500 Active 43 DOM
2. 2026-06-17
   days on market $77,500 Active 42 DOM
3. 2026-06-16
   days on market $77,500 Active 41 DOM
4. 2026-06-15
   days on market $77,500 Active 40 DOM
5. 2026-06-13
   days on market $77,500 Active 38 DOM
6. 2026-06-12
   days on market $77,500 Active 37 DOM
7. 2026-06-09
   days on market $77,500 Active 34 DOM
8. 2026-06-08
   days on market $77,500 Active 33 DOM
9. 2026-06-07
   days on market $77,500 Active 32 DOM
10. 2026-06-07
    pricedays on market $77,500 Active 31 DOM
11. 2026-06-04
    days on market $82,900 Active 28 DOM
12. 2026-06-02
    days on market $82,900 Active 27 DOM
13. 2026-06-01
    days on market $82,900 Active 26 DOM
14. 2026-05-31
    days on market $82,900 Active 25 DOM
15. 2026-05-06
    listed $87,000 Active 661-char remark
16. 2025-11-15
    historical
17. 2025-11-15
    historical
18. 2025-11-14
    historical
19. 2025-08-08
    price $89,900
20. 2025-07-14
    price $95,000
21. 2025-06-01
    price $99,999
22. 2025-02-05
    price $103,000
23. 2024-12-22
    listed $105,999 Active
24. 2022-08-31
    soldstatus $52,000 Closed Sale or Rented

    Show marketing remark (1211 chars)

    Great 3 bedroom with another finished room that can possibly be 4 bedrooms! Vinyl sided colonial on Lake Shore Drive in Dunkirk, just a few blocks from the lake. Enclosed front porch is carpeted and offers a great usable room for coats/hats/boots or exercise equipment. From there you move into the living and dining rooms, modern kitchen, bathroom, laundry room & first floor bedroom! Upstairs are 2 more bedrooms & finished attic that owners use as master bedroom. Huge 200' foot backyard is fenced. * * Newer roof-Wow! Renovated kitchen! Gas boiler furnace, rear enclosed mudroom, freshly painted interior, washer, dryer, stove, refrigerator included!! * * * * Cheap taxes!!!! Own for less than renting!!! Great tenants that pay $900/month have been there for 3 years. * * Home Inspection from Cobblestone Inspection Co. was done within past 3 years and on file-you may request a copy to view! Showings only to serious buyers that are prequalified as per request from seller! . Please be aware there is no driveway or off-street parking for this home! Driveway next door is not shared it belongs exclusively to the neighbor * * New water line from house to road was installed October 2121.

25. 2022-07-15
    status Pending Sale

    Show marketing remark (1211 chars)

    Great 3 bedroom with another finished room that can possibly be 4 bedrooms! Vinyl sided colonial on Lake Shore Drive in Dunkirk, just a few blocks from the lake. Enclosed front porch is carpeted and offers a great usable room for coats/hats/boots or exercise equipment. From there you move into the living and dining rooms, modern kitchen, bathroom, laundry room & first floor bedroom! Upstairs are 2 more bedrooms & finished attic that owners use as master bedroom. Huge 200' foot backyard is fenced. * * Newer roof-Wow! Renovated kitchen! Gas boiler furnace, rear enclosed mudroom, freshly painted interior, washer, dryer, stove, refrigerator included!! * * * * Cheap taxes!!!! Own for less than renting!!! Great tenants that pay $900/month have been there for 3 years. * * Home Inspection from Cobblestone Inspection Co. was done within past 3 years and on file-you may request a copy to view! Showings only to serious buyers that are prequalified as per request from seller! . Please be aware there is no driveway or off-street parking for this home! Driveway next door is not shared it belongs exclusively to the neighbor * * New water line from house to road was installed October 2121.

26. 2022-07-13
    historical Continue to Show- Under Contract

    Show marketing remark (1211 chars)

    Great 3 bedroom with another finished room that can possibly be 4 bedrooms! Vinyl sided colonial on Lake Shore Drive in Dunkirk, just a few blocks from the lake. Enclosed front porch is carpeted and offers a great usable room for coats/hats/boots or exercise equipment. From there you move into the living and dining rooms, modern kitchen, bathroom, laundry room & first floor bedroom! Upstairs are 2 more bedrooms & finished attic that owners use as master bedroom. Huge 200' foot backyard is fenced. * * Newer roof-Wow! Renovated kitchen! Gas boiler furnace, rear enclosed mudroom, freshly painted interior, washer, dryer, stove, refrigerator included!! * * * * Cheap taxes!!!! Own for less than renting!!! Great tenants that pay $900/month have been there for 3 years. * * Home Inspection from Cobblestone Inspection Co. was done within past 3 years and on file-you may request a copy to view! Showings only to serious buyers that are prequalified as per request from seller! . Please be aware there is no driveway or off-street parking for this home! Driveway next door is not shared it belongs exclusively to the neighbor * * New water line from house to road was installed October 2121.

27. 2022-07-02
    status Active

    Show marketing remark (1211 chars)

    Great 3 bedroom with another finished room that can possibly be 4 bedrooms! Vinyl sided colonial on Lake Shore Drive in Dunkirk, just a few blocks from the lake. Enclosed front porch is carpeted and offers a great usable room for coats/hats/boots or exercise equipment. From there you move into the living and dining rooms, modern kitchen, bathroom, laundry room & first floor bedroom! Upstairs are 2 more bedrooms & finished attic that owners use as master bedroom. Huge 200' foot backyard is fenced. * * Newer roof-Wow! Renovated kitchen! Gas boiler furnace, rear enclosed mudroom, freshly painted interior, washer, dryer, stove, refrigerator included!! * * * * Cheap taxes!!!! Own for less than renting!!! Great tenants that pay $900/month have been there for 3 years. * * Home Inspection from Cobblestone Inspection Co. was done within past 3 years and on file-you may request a copy to view! Showings only to serious buyers that are prequalified as per request from seller! . Please be aware there is no driveway or off-street parking for this home! Driveway next door is not shared it belongs exclusively to the neighbor * * New water line from house to road was installed October 2121.

28. 2022-06-16
    historical Continue to Show- Under Contract

    Show marketing remark (1211 chars)

    Great 3 bedroom with another finished room that can possibly be 4 bedrooms! Vinyl sided colonial on Lake Shore Drive in Dunkirk, just a few blocks from the lake. Enclosed front porch is carpeted and offers a great usable room for coats/hats/boots or exercise equipment. From there you move into the living and dining rooms, modern kitchen, bathroom, laundry room & first floor bedroom! Upstairs are 2 more bedrooms & finished attic that owners use as master bedroom. Huge 200' foot backyard is fenced. * * Newer roof-Wow! Renovated kitchen! Gas boiler furnace, rear enclosed mudroom, freshly painted interior, washer, dryer, stove, refrigerator included!! * * * * Cheap taxes!!!! Own for less than renting!!! Great tenants that pay $900/month have been there for 3 years. * * Home Inspection from Cobblestone Inspection Co. was done within past 3 years and on file-you may request a copy to view! Showings only to serious buyers that are prequalified as per request from seller! . Please be aware there is no driveway or off-street parking for this home! Driveway next door is not shared it belongs exclusively to the neighbor * * New water line from house to road was installed October 2121.

29. 2022-05-04
    price $52,900

    Show marketing remark (1211 chars)

    Great 3 bedroom with another finished room that can possibly be 4 bedrooms! Vinyl sided colonial on Lake Shore Drive in Dunkirk, just a few blocks from the lake. Enclosed front porch is carpeted and offers a great usable room for coats/hats/boots or exercise equipment. From there you move into the living and dining rooms, modern kitchen, bathroom, laundry room & first floor bedroom! Upstairs are 2 more bedrooms & finished attic that owners use as master bedroom. Huge 200' foot backyard is fenced. * * Newer roof-Wow! Renovated kitchen! Gas boiler furnace, rear enclosed mudroom, freshly painted interior, washer, dryer, stove, refrigerator included!! * * * * Cheap taxes!!!! Own for less than renting!!! Great tenants that pay $900/month have been there for 3 years. * * Home Inspection from Cobblestone Inspection Co. was done within past 3 years and on file-you may request a copy to view! Showings only to serious buyers that are prequalified as per request from seller! . Please be aware there is no driveway or off-street parking for this home! Driveway next door is not shared it belongs exclusively to the neighbor * * New water line from house to road was installed October 2121.

30. 2022-04-08
    price $53,900

    Show marketing remark (1211 chars)

    Great 3 bedroom with another finished room that can possibly be 4 bedrooms! Vinyl sided colonial on Lake Shore Drive in Dunkirk, just a few blocks from the lake. Enclosed front porch is carpeted and offers a great usable room for coats/hats/boots or exercise equipment. From there you move into the living and dining rooms, modern kitchen, bathroom, laundry room & first floor bedroom! Upstairs are 2 more bedrooms & finished attic that owners use as master bedroom. Huge 200' foot backyard is fenced. * * Newer roof-Wow! Renovated kitchen! Gas boiler furnace, rear enclosed mudroom, freshly painted interior, washer, dryer, stove, refrigerator included!! * * * * Cheap taxes!!!! Own for less than renting!!! Great tenants that pay $900/month have been there for 3 years. * * Home Inspection from Cobblestone Inspection Co. was done within past 3 years and on file-you may request a copy to view! Showings only to serious buyers that are prequalified as per request from seller! . Please be aware there is no driveway or off-street parking for this home! Driveway next door is not shared it belongs exclusively to the neighbor * * New water line from house to road was installed October 2121.

31. 2022-04-08
    status Active

    Show marketing remark (1211 chars)

    Great 3 bedroom with another finished room that can possibly be 4 bedrooms! Vinyl sided colonial on Lake Shore Drive in Dunkirk, just a few blocks from the lake. Enclosed front porch is carpeted and offers a great usable room for coats/hats/boots or exercise equipment. From there you move into the living and dining rooms, modern kitchen, bathroom, laundry room & first floor bedroom! Upstairs are 2 more bedrooms & finished attic that owners use as master bedroom. Huge 200' foot backyard is fenced. * * Newer roof-Wow! Renovated kitchen! Gas boiler furnace, rear enclosed mudroom, freshly painted interior, washer, dryer, stove, refrigerator included!! * * * * Cheap taxes!!!! Own for less than renting!!! Great tenants that pay $900/month have been there for 3 years. * * Home Inspection from Cobblestone Inspection Co. was done within past 3 years and on file-you may request a copy to view! Showings only to serious buyers that are prequalified as per request from seller! . Please be aware there is no driveway or off-street parking for this home! Driveway next door is not shared it belongs exclusively to the neighbor * * New water line from house to road was installed October 2121.

32. 2022-01-26
    status Pending Sale

    Show marketing remark (1211 chars)

    Great 3 bedroom with another finished room that can possibly be 4 bedrooms! Vinyl sided colonial on Lake Shore Drive in Dunkirk, just a few blocks from the lake. Enclosed front porch is carpeted and offers a great usable room for coats/hats/boots or exercise equipment. From there you move into the living and dining rooms, modern kitchen, bathroom, laundry room & first floor bedroom! Upstairs are 2 more bedrooms & finished attic that owners use as master bedroom. Huge 200' foot backyard is fenced. * * Newer roof-Wow! Renovated kitchen! Gas boiler furnace, rear enclosed mudroom, freshly painted interior, washer, dryer, stove, refrigerator included!! * * * * Cheap taxes!!!! Own for less than renting!!! Great tenants that pay $900/month have been there for 3 years. * * Home Inspection from Cobblestone Inspection Co. was done within past 3 years and on file-you may request a copy to view! Showings only to serious buyers that are prequalified as per request from seller! . Please be aware there is no driveway or off-street parking for this home! Driveway next door is not shared it belongs exclusively to the neighbor * * New water line from house to road was installed October 2121.

33. 2022-01-04
    historical Continue to Show- Under Contract

    Show marketing remark (1211 chars)

    Great 3 bedroom with another finished room that can possibly be 4 bedrooms! Vinyl sided colonial on Lake Shore Drive in Dunkirk, just a few blocks from the lake. Enclosed front porch is carpeted and offers a great usable room for coats/hats/boots or exercise equipment. From there you move into the living and dining rooms, modern kitchen, bathroom, laundry room & first floor bedroom! Upstairs are 2 more bedrooms & finished attic that owners use as master bedroom. Huge 200' foot backyard is fenced. * * Newer roof-Wow! Renovated kitchen! Gas boiler furnace, rear enclosed mudroom, freshly painted interior, washer, dryer, stove, refrigerator included!! * * * * Cheap taxes!!!! Own for less than renting!!! Great tenants that pay $900/month have been there for 3 years. * * Home Inspection from Cobblestone Inspection Co. was done within past 3 years and on file-you may request a copy to view! Showings only to serious buyers that are prequalified as per request from seller! . Please be aware there is no driveway or off-street parking for this home! Driveway next door is not shared it belongs exclusively to the neighbor * * New water line from house to road was installed October 2121.

34. 2021-12-30
    historical

    Show marketing remark (1211 chars)

    Great 3 bedroom with another finished room that can possibly be 4 bedrooms! Vinyl sided colonial on Lake Shore Drive in Dunkirk, just a few blocks from the lake. Enclosed front porch is carpeted and offers a great usable room for coats/hats/boots or exercise equipment. From there you move into the living and dining rooms, modern kitchen, bathroom, laundry room & first floor bedroom! Upstairs are 2 more bedrooms & finished attic that owners use as master bedroom. Huge 200' foot backyard is fenced. * * Newer roof-Wow! Renovated kitchen! Gas boiler furnace, rear enclosed mudroom, freshly painted interior, washer, dryer, stove, refrigerator included!! * * * * Cheap taxes!!!! Own for less than renting!!! Great tenants that pay $900/month have been there for 3 years. * * Home Inspection from Cobblestone Inspection Co. was done within past 3 years and on file-you may request a copy to view! Showings only to serious buyers that are prequalified as per request from seller! . Please be aware there is no driveway or off-street parking for this home! Driveway next door is not shared it belongs exclusively to the neighbor * * New water line from house to road was installed October 2121.

35. 2021-12-30
    listed $54,300 Active

    Show marketing remark (1211 chars)

    Great 3 bedroom with another finished room that can possibly be 4 bedrooms! Vinyl sided colonial on Lake Shore Drive in Dunkirk, just a few blocks from the lake. Enclosed front porch is carpeted and offers a great usable room for coats/hats/boots or exercise equipment. From there you move into the living and dining rooms, modern kitchen, bathroom, laundry room & first floor bedroom! Upstairs are 2 more bedrooms & finished attic that owners use as master bedroom. Huge 200' foot backyard is fenced. * * Newer roof-Wow! Renovated kitchen! Gas boiler furnace, rear enclosed mudroom, freshly painted interior, washer, dryer, stove, refrigerator included!! * * * * Cheap taxes!!!! Own for less than renting!!! Great tenants that pay $900/month have been there for 3 years. * * Home Inspection from Cobblestone Inspection Co. was done within past 3 years and on file-you may request a copy to view! Showings only to serious buyers that are prequalified as per request from seller! . Please be aware there is no driveway or off-street parking for this home! Driveway next door is not shared it belongs exclusively to the neighbor * * New water line from house to road was installed October 2121.

36. 2021-12-18
    price $54,300
37. 2021-12-18
    price $54,500
38. 2021-12-17
    status Active
39. 2021-09-06
    status Pending Sale
40. 2021-06-03
    listed $55,000 Active
41. 2020-09-01
    historical
42. 2019-12-11
    status Active
43. 2019-11-27
    status Pending Sale
44. 2019-10-17
    listed $55,000 Active
45. 2017-08-01
    soldstatus $44,000
46. 2004-11-03
    soldstatus $10,000
47. 2003-12-10
    listed $29,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NY · Partial reset (capped growth)

• Current annual tax: $832 · $69/mo
• Projected year-2 tax: $1,071 · $89/mo
• Expected delta: +$239/yr (+$20/mo · 28.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X · 22% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 2/10 Low 7 d/yr ≥94°F today · 16 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,252
• − Mortgage interest: −$4,341
• − Property taxes: −$832
• − Insurance: −$388
• − Repairs & maintenance: −$1,140
• − Management: −$1,140
• − Depreciation: −$2,255
• Taxable income: $4,157
• Est. tax owed @ 24.0%: −$998
• After-tax cash flow: $4,165/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Dunkirk City School District
• NCES district ID: 3609420
• Math proficiency: 30% ▼ -11.00%
• Reading proficiency: 34% ▬ 0.00%
• Median HH income: $36,345
• Composite: 26.55/100
• National rank: #7190
• State rank: #575 of 590 in NY

Livability — Dunkirk

• Score: 70/100
• State rank: #426
• US rank: #7421

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment F Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Dunkirk, NY
• City population: 14,949
• Population (ZIP): 14,949

Population outlook (Chautauqua County) Hauer SSP2

• Today (2025): 123,454 people
• By 2030: 118,509 · -4.0%
• By 2040: 107,311 · -13.1%
• By 2050: 96,703 · -21.7%
• By 2075: 76,757 · -37.8%
• By 2100: 60,984 · -50.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority White (63%)
• Race & ethnicity: White 63% Hispanic / Latino 30% Two or more races 12% Black 3%
• Hispanic origin (detail): Mexican 2% Puerto Rican 25% Dominican 1%
• Common ancestry: Romanian 20% Lithuanian 3% Iranian 1%
• Foreign-born: 3% · Canada
• Languages at home: 80% English-only · Spanish 18% Other Indo-European 1%

Political lean MEDSL · Chautauqua

• 2024 margin: Strong R (+22.0) · D 39.0% · R 61.0%
• 2008→2024 swing: -22.9pp toward R · 2008: 0.9pp · 2024: -22.0pp
• All cycles: 2024: R+22.0 2020: R+19.8 2016: R+24.6 2012: R+8.2 2008: D+0.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 4.93%
• Current HPI: 325.9188
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.60%
• F500 in state: 92

Industry mix (Fortune 500 HQ in NY)

Industry	F500 HQs	Revenue
▸Financial Services	10	$950B
▸Consumer Goods	9	$162B
▸Insurance	4	$225B
▸Telecommunications	2	$144B
▸Pharmaceuticals	2	$112B
▸Media / Entertainment	2	$69B

Price history

+167.2% since first listed

35 events — show timeline

• 2026-06-06 Price Changed $77,500 UNYREIS
• 2026-05-27 Price Changed $82,900 UNYREIS
• 2026-05-06 Listed $87,000 UNYREIS
• 2025-11-15 Listing Removed — UNYREIS
• 2025-11-15 Listing Removed — UNYREIS
• 2025-11-14 Listing Removed — UNYREIS
• 2025-08-08 Price Changed $89,900 UNYREIS
• 2025-07-14 Price Changed $95,000 UNYREIS
• 2025-06-01 Price Changed $99,999 UNYREIS
• 2025-02-05 Price Changed $103,000 UNYREIS
• 2024-12-22 Listed $105,999 UNYREIS
• 2022-08-31 Sold (MLS) $52,000 UNYREIS
• 2022-07-15 Pending — UNYREIS
• 2022-07-13 Contingent — UNYREIS
• 2022-07-02 Relisted — UNYREIS
• 2022-06-16 Contingent — UNYREIS
• 2022-05-04 Price Changed $52,900 UNYREIS
• 2022-04-08 Price Changed $53,900 UNYREIS
• 2022-04-08 Relisted — UNYREIS
• 2022-01-26 Pending — UNYREIS
• 2022-01-04 Contingent — UNYREIS
• 2021-12-30 Listed $54,300 UNYREIS
• 2021-12-30 Listing Removed — UNYREIS
• 2021-12-18 Price Changed $54,300 UNYREIS
• 2021-12-18 Price Changed $54,500 UNYREIS
• 2021-12-17 Relisted — UNYREIS
• 2021-09-06 Pending — UNYREIS
• 2021-06-03 Listed $55,000 UNYREIS
• 2020-09-01 Listing Removed — UNYREIS
• 2019-12-11 Relisted — UNYREIS
• 2019-11-27 Pending — UNYREIS
• 2019-10-17 Listed $55,000 UNYREIS
• 2017-08-01 Sold (Public Records) $44,000 Public Records
• 2004-11-03 Sold (Public Records) $10,000 Public Records
• 2003-12-10 Listed $29,000 UNYREIS

Property tax history

-0.6%/yr

Latest (2025): $832 · +3.3% YoY. Source: county tax records.