CashFlowRE
Sign in Sign up
5742 Marshall Rd
D Composite 40.7
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +10.9/30.0
  • ARV discount +7.8/15.0
  • Schools +5.9/10.0
  • Livability +4.4/5.0
  • 1% rule +3.6/10.0
  • DSCR +3.2/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$169,000

5742 Marshall Rd · Sylvania, OH 43560
3 bd · 1.0 ba · 977 sqft · SingleFamily public records · 27 Days on market
Built 1955 0.25 ac lot Est $170k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

SHARP SIX ROOM HOME. UPDATED KITCHEN. NEWER WINDOWS, CARPET, FURNACE, ROOF. GREAT FENCED YARD WITH SPLIT RAIL FENCE IN FRONT YARD. ALL APPLIANCES STAY.

Key facts

  • New drywall
  • Great location
  • Fenced in corner lot

Tags

NEW ROOFNEW DRYWALLFENCED IN CORNER LOTGREAT LOCATION

Property features AI

Exterior

  • Parking: Carport; Asphalt driveway
  • Security: Smoke detectors
  • Utilities: Cable connected; Circuit breaker electrical; Public sewer; Public water
  • Home design: Single-family house; One story
  • Construction: Vinyl siding; Slab foundation; Built per public records
  • Exterior features: Shingle roof; Split rail fencing; Corner lot; City street frontage

Interior

  • Kitchen: Dishwasher; Gas range; Refrigerator; Water heater
  • Bedrooms: All bedrooms on main level; Bedroom 2 (main level); Bedroom 3 (main level)
  • Flooring: Carpet; Ceramic tile
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Forced air heating; Central air conditioning
  • Interior features: Vaulted ceilings; Screens on windows; Door screens
  • Laundry & utility: Laundry on main level

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $169k.

Deal economics

  • At list price, monthly cash flow is $-74 ($-890/yr) — negative.
  • To cash-flow at today's rent, offer at most $156k (7.8% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $145k (14.2% below list).
  • Recommended offer: $145k (14.2% below list) — sets the bar for 1% rule.
  • Cap rate 5.8% vs local median 2.8% in Sylvania — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 88/100 on livability (#18 in OH, #191 nationally) — a professional / high-income tenant draw. Strengths: crime A+, employment A+, cost of living A+; Watch: amenities C-, commute F.
  • Sylvania Schools (suburban): math 63% / reading 71% proficiency, ranked #157 of 656 in OH (top 24%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 18% free/reduced lunch — higher-income household profile.
  • Zoned schools: Maplewood Elementary School (math 76% / reading 79%, grade A, #213 of 1,584 statewide, top 14%, 535 students, 16% FRL); Sylvania Arbor Hills Junior High School (math 56% / reading 58%, grade B, #305 of 654 statewide, top 48%, 502 students, 34% FRL); Sylvania Northview High School (math 59% / reading 78%, grade B, #130 of 781 statewide, top 17%, 1,352 students, 20% FRL).
  • Market conditions: 196 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 415 units permitted in Lucas County in 2024 (122 in 5+ unit buildings).
  • This rent is only 16% of the median local income ($109k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Lucas County population projected at -16% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 27 days — a 2% lower offer ($166k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 26y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $135k; 25% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $144,970 (14.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.86%
Cap rate
5.77%
Cash-on-cash
-1.88%
DSCR
0.92
GRM
9.7

CMA / ARV

ARV (on-the-fly)
$169,998
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
5729 Elliott Dr 0.09mi 3/1.0 1,006 (+3%) 10mo $182,500 $181 83
5747 Dellbrook Dr 0.12mi 3/1.0 875 (-10%) 2mo $159,000 $182 76
5910 Balfour Rd 0.24mi 3/2.0 1,000 (+2%) 12mo $248,500 $249 71
6024 Acres Rd 0.32mi 3/1.0 1,045 (+7%) 5mo $182,000 $174 69
5618 Balfour Rd 0.36mi 3/2.0 1,032 (+6%) 1mo $198,000 $192 69
5646 Acres Rd 0.24mi 3/1.0 875 (-10%) 3mo $200,000 $229 69
5664 Stewart Rd 0.62mi 3/1.0 976 (-0%) 3mo $154,000 $158 68
5915 Rudyard Rd 0.30mi 3/2.0 946 (-3%) 12mo $134,000 $142 67
5831 Meade Rd 0.14mi 2/1.0 (-1) 840 (-14%) 4mo $61,600 $73 62
5438 Grey Dr 0.60mi 3/1.0 960 (-2%) 9mo $162,000 $169 62
6028 Stewart Rd 0.61mi 2/1.0 (-1) 1,000 (+2%) 7mo $160,000 $160 56
5228 Estess Ave 0.67mi 3/1.0 996 (+2%) 11mo $164,900 $166 56

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-19.4%
Equity multiple
0.32×
Total profit
$-32,056
Equity at exit
$25,198
10-year hold
IRR
-12.0%
Equity multiple
0.29×
Total profit
$-33,780
Equity at exit
$14,612

Cash invested: $47,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 43560

Home prices YoY
-31.7%
Active inventory
196
Price-to-rent
9.7×

Monthly cashflow live

Estimated rent
$1,450 high interval (Pro) →
Mortgage (P&I)
$886
Tax from tax record
$263 /mo · $3,153/yr
Insurance
$70
HOA
$0
Vacancy / Maint / Mgmt
$304
Net cashflow
$-74

Break-even live

Break-even rent $1,544
Max offer price $155,896
Occupancy floor

Sensitivity live

Price -10% $21 -5% $-26 +0% $-74 +5% $-122 +10% $-170
Rent -10% $-189 -5% $-131 +0% $-74 +5% $-17 +10% $40
Rate -1.0pp $11 -0.5pp $-31 base $-74 +0.5pp $-118 +1.0pp $-163

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$42,250
Closing costs
$5,070
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5600 Alexis Rd Sylvania, OH 1.0–2.0 1.0 590 $925 $1.57 15d 1 0.28mi
5301 Alexis Rd Sylvania, OH 1.0–2.0 1.0 685 $875 $1.28 15d 1 0.61mi
6455 Monroe St Sylvania, OH 1.0–2.0 1.0–2.5 744 $2,567 $3.45 15d 16 1.02mi
6632 Maplewood Ave Sylvania, OH 2.0 1.0 875 $1,068 $1.22 15d 7 1.17mi
4994 Main St Sylvania, OH 2.0 1.0 1110 $1,150 $1.04 25d 1 1.25mi
5716 Phillips Ave Unit 4 Sylvania, OH 2.0 1.0 900 $1,100 $1.22 15d 1 1.32mi

Listing history 32 events

  1. 2026-06-17
    status $169,000 Pending 27 DOM
  2. 2026-06-17
    days on market $169,000 Active 27 DOM
  3. 2026-06-16
    days on market $169,000 Active 26 DOM
  4. 2026-06-15
    days on market $169,000 Active 25 DOM
  5. 2026-06-14
    days on market $169,000 Active 23 DOM
  6. 2026-06-13
    days on market $169,000 Active 22 DOM
  7. 2026-06-10
    days on market $169,000 Active 20 DOM
  8. 2026-06-09
    days on market $169,000 Active 19 DOM
  9. 2026-06-08
    days on market $169,000 Active 18 DOM
  10. 2026-06-07
    days on market $169,000 Active 17 DOM
  11. 2026-06-03
    days on market $169,000 Active 13 DOM
  12. 2026-06-02
    days on market $169,000 Active 12 DOM
  13. 2026-06-01
    days on market $169,000 Active 11 DOM
  14. 2026-05-31
    days on market $169,000 Active 10 DOM
  15. 2026-05-30
    days on market $169,000 Active 9 DOM
  16. 2026-05-21
    listed $169,000 Active
  17. 2025-12-13
    status Active
  18. 2025-12-11
    status Pending
  19. 2025-12-11
    historical
  20. 2025-10-20
    listed $169,000 Active
  21. 2025-10-09
    price $83,200 151-char remark
    Show marketing remark (151 chars)

    SHARP SIX ROOM HOME. UPDATED KITCHEN. NEWER WINDOWS, CARPET, FURNACE, ROOF. GREAT FENCED YARD WITH SPLIT RAIL FENCE IN FRONT YARD. ALL APPLIANCES STAY.

  22. 2025-09-29
    historical
  23. 2022-04-29
    soldstatus $135,000 Closed
  24. 2022-03-15
    status Pending
  25. 2022-03-15
    price $135,000
  26. 2022-03-14
    listed $129,900 Active
  27. 2004-10-04
    historical
  28. 2004-04-06
    listed $89,900
  29. 2000-11-21
    soldstatus $83,200
  30. 2000-11-20
    soldstatus $83,200 151-char remark
    Show marketing remark (151 chars)

    SHARP SIX ROOM HOME. UPDATED KITCHEN. NEWER WINDOWS, CARPET, FURNACE, ROOF. GREAT FENCED YARD WITH SPLIT RAIL FENCE IN FRONT YARD. ALL APPLIANCES STAY.

  31. 2000-11-13
    price $88,500 151-char remark
    Show marketing remark (151 chars)

    SHARP SIX ROOM HOME. UPDATED KITCHEN. NEWER WINDOWS, CARPET, FURNACE, ROOF. GREAT FENCED YARD WITH SPLIT RAIL FENCE IN FRONT YARD. ALL APPLIANCES STAY.

  32. 2000-08-02
    listed $88,500 151-char remark
    Show marketing remark (151 chars)

    SHARP SIX ROOM HOME. UPDATED KITCHEN. NEWER WINDOWS, CARPET, FURNACE, ROOF. GREAT FENCED YARD WITH SPLIT RAIL FENCE IN FRONT YARD. ALL APPLIANCES STAY.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$3,153 · $263/mo
Projected year-2 tax
$3,153 · $263/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥100°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$17,396
− Mortgage interest
−$9,467
− Property taxes
−$3,153
− Insurance
−$845
− Repairs & maintenance
−$1,392
− Management
−$1,392
− Depreciation
−$4,916
Taxable loss
−$3,768
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$904
After-tax cash flow
$14/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Sylvania Schools
NCES district ID
3904487
Math proficiency
63% ▼ -12.00%
Reading proficiency
71% ▼ -6.00%
Median HH income
$71,949
Composite
58.95/100
National rank
#967
State rank
#157 of 656 in OH

Livability — Sylvania

Score
88/100
State rank
#18
US rank
#191

Category grades

Amenities C- Commute F Cost of living A+ Crime A+ Employment A+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Sylvania, OH
County
Lucas County · 380,724 people
City population
33,286
Metro
Toledo, OH
Population (ZIP)
33,286
Household income
$109,486
Rent vs Own
18.1% rent · 81.9% own
Severe rent burden
355.0

Population outlook (Lucas County) Hauer SSP2

Today (2025)
420,751 people
By 2030
410,187 · -2.5%
By 2040
384,019 · -8.7%
By 2050
355,125 · -15.6%
By 2075
291,683 · -30.7%
By 2100
233,670 · -44.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (86%)
Race & ethnicity
White 86% Two or more races 4% Asian 4% Hispanic / Latino 3% Black 3%
Common ancestry
Romanian 10% Lithuanian 4% Slovak 2%
Foreign-born
6% · China, Canada
Languages at home
92% English-only · Other Indo-European 2% Arabic 2% Spanish 1%

Political lean MEDSL · Lucas

2024 margin
D (+12.6) · D 55.8% · R 43.2%
2008→2024 swing
-18.9pp toward R · 2008: 31.4pp · 2024: 12.6pp
All cycles
2024: D+12.6 2020: D+16.8 2016: D+17.4 2012: D+30.4 2008: D+31.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -99.73%
Current HPI
215.2986
Rent YoY
Metro
Toledo, OH
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

+91.0% since first listed
17 events — show timeline
  • 2026-05-21 Listed $169,000 NORIS
  • 2025-12-13 Relisted NORIS
  • 2025-12-11 Pending NORIS
  • 2025-12-11 Listing Removed NORIS
  • 2025-10-20 Listed $169,000 NORIS
  • 2025-10-09 Price Changed $83,200 NORIS
  • 2025-09-29 Coming Soon NORIS
  • 2022-04-29 Sold (MLS) $135,000 NORIS
  • 2022-03-15 Pending NORIS
  • 2022-03-15 Price Changed $135,000 NORIS
  • 2022-03-14 Listed $129,900 NORIS
  • 2004-10-04 Listing Removed NORIS
  • 2004-04-06 Listed $89,900 NORIS
  • 2000-11-21 Sold (Public Records) $83,200 Public Records
  • 2000-11-20 Sold (MLS) $83,200 NORIS
  • 2000-11-13 Price Changed $88,500 NORIS
  • 2000-08-02 Listed $88,500 NORIS

Property tax history

+4.1%/yr

Latest (2025): $3,153 · +3.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…