4519 Alfred Dr · Dayton, OH
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $713 – $1,323
Heat risk 3/10 · Minor
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +26.0/30.0
- DSCR +8.7/10.0
- 1% rule +6.3/10.0
- ARV discount +5.2/15.0
- Rent growth +3.5/5.0
- Livability +3.2/5.0
- Condition / age +2.5/5.0
- Schools +1.3/10.0
- Appreciation +0.0/10.0
$87,495
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This Crown Point home features a new kitchen, new bathroom, new flooring throughout, and new windows. The modern and functional designs make this home perfect for first time homebuyers. The large kitchen is complete with brand-new butcher block countertops, crisp white shaker cabinetry, and a deep stainless steel sink. The open layout and breakfast bar overlooking the living area make it perfect for entertaining This home’s central location is its best amenity. You are minutes away from the region's top employers and most vibrant districts: Military & Education: Quick, easy commutes to WPAFB, Wright State University, University of Dayton, and the Dayton VA Medical Center. Dayton Growth: Located just a stone’s throw from the exciting new developments and historic charm of the Wright-Dunbar area. Don’t miss your chance to own a piece of Dayton’s growth! With all the heavy lifting already done, all that’s left to do is move in and unpack.
Key facts
- New kitchen
- New bathroom
- New flooring
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $87k.
Deal economics
- At list price, monthly cash flow is $217 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($989 rent vs $87k).
- Recommended offer: $82k (6.0% below list) — sets the bar for market timing.
- Cap rate 9.3% vs local median 7.3% in Dayton — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.
Location & tenants
- Location reads 65/100 on livability (#716 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: schools C-, amenities C-, crime F.
- Dayton City (urban): math 12% / reading 21% proficiency, ranked #641 of 656 in OH (top 98%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 74% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+4.1%/yr); 137 active listings in the ZIP; 24 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 907 units permitted in Montgomery County in 2024 (416 in 5+ unit buildings).
- This rent runs 32% of the median local income ($37k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $605 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Montgomery County population projected at -10% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 4.1% rent growth), your $24k cash investment doubles in ~10 years — after that, you're playing with house money.
Negotiation context
- It's been on market 72 days — a 6% lower offer ($82k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 23y ago; this cycle's ask has dropped $8k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $60k; 46% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: built in 1929 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 72 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1929 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.13% ✓
- Cap rate
- 9.27%
- Cash-on-cash
- 10.65%
- DSCR
- 1.47
- GRM
- 7.4
CMA / ARV
- ARV (median comp)
- $83,186
- List price
- $87,495
- Delta
- 5.18%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 4519 Alfred Dr | 0.00mi | 2/1.0 | 960 (0%) | 1mo | $81,000 | $84 | 99 |
| 214 Geneva Rd | 0.06mi | 2/1.0 | 952 (-1%) | 0mo | $89,000 | $93 | 96 |
| 420 Malden Ave | 0.37mi | 2/1.0 | 936 (-2%) | 8mo | $70,000 | $75 | 72 |
| 615 Circle Rd | 0.41mi | 3/1.0 (+1) | 936 (-2%) | 3mo | $66,000 | $71 | 69 |
| 361 Roxbury Rd | 0.25mi | 2/1.0 | 864 (-10%) | 7mo | $120,000 | $139 | 66 |
| 419 Lindenwood Rd | 0.48mi | 3/1.5 (+1) | 1,008 (+5%) | 0mo | $88,000 | $87 | 62 |
| 5227 Shasta Ave | 0.57mi | 3/1.0 (+1) | 1,008 (+5%) | 1mo | $122,500 | $122 | 60 |
| 4126 Kammer Ave | 0.65mi | 2/1.0 | 984 (+2%) | 8mo | $143,000 | $145 | 58 |
| 731 Whitmore Ave | 0.58mi | 3/1.0 (+1) | 925 (-4%) | 8mo | $65,000 | $70 | 55 |
| 720 Geneva Rd | 0.40mi | 2/1.5 | 848 (-12%) | 9mo | $149,600 | $176 | 52 |
| 712 N Gettysburg Ave | 0.62mi | 3/1.0 (+1) | 896 (-7%) | 8mo | $104,900 | $117 | 48 |
| 4059 Kammer Ave | 0.71mi | 3/2.0 (+1) | 1,037 (+8%) | 8mo | $99,000 | $95 | 38 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.06% rent growth · sell at horizon
- IRR
- 0.8%
- Equity multiple
- 1.03×
- Total profit
- $722
- Equity at exit
- $13,046
- IRR
- 11.4%
- Equity multiple
- 1.93×
- Total profit
- $22,883
- Equity at exit
- $7,565
Cash invested: $24,499 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 73 Landlord-Friendly
- State Ohio
- 73 Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 45417
- Home prices YoY
- -32.3%
- Rents YoY
- 4.1%
- Active inventory
- 137
- Price-to-rent
- 7.4×
Monthly cashflow live
- Estimated rent
- $989 high interval (Pro) →
- Mortgage (P&I)
- −$459
- Tax from tax record
- −$69 /mo · $823/yr
- Insurance
- −$36
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$208
- Net cashflow
- $217
Break-even live
Sensitivity live
| Price | -10% $267 | -5% $242 | +0% $217 | +5% $193 | +10% $168 |
|---|---|---|---|---|---|
| Rent | -10% $139 | -5% $178 | +0% $217 | +5% $256 | +10% $295 |
| Rate | -1.0pp $261 | -0.5pp $240 | base $217 | +0.5pp $195 | +1.0pp $172 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $21,874
- Closing costs
- $2,625
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 24 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4109 Midway Ave Dayton, OH | 3.0 | 1.0 | 971 | $1,000 | $1.03 | 4d | 1 | 0.35mi |
| 729 Cleverly Rd Dayton, OH | 2.0 | 1.0 | 626 | $950 | $1.52 | 45d | 1 | 0.39mi |
| 126 Bluecrest Ave Dayton, OH | 2.0 | 1.0 | 840 | $1,000 | $1.19 | 15d | 1 | 0.67mi |
| 342 Lookout Ave Dayton, OH | 2.0 | 1.0 | 800 | $750 | $0.94 | 4d | 1 | 0.74mi |
| 342 Lookout Ave Dayton, OH | 2.0 | 1.0 | 800 | $775 | $0.97 | 45d | 1 | 0.74mi |
| 3627 Delphos Ave Dayton, OH | 1.0 | 1.0 | 525 | $625 | $1.19 | 15d | 1 | 0.82mi |
| 3925 Hoover Ave Dayton, OH | 2.0 | 1.0 | 936 | $1,100 | $1.18 | 4d | 1 | 0.93mi |
| 500 Bowie Dr Unit 122 Dayton, OH | 2.0 | 1.0 | 850 | $910 | $1.07 | 45d | 1 | 0.97mi |
| 4625 Gardendale Ave Dayton, OH | 3.0 | 1.0 | 864 | $1,150 | $1.33 | 4d | 1 | 1.09mi |
| 137 Westwood Ave Dayton, OH | 2.0 | 1.0 | 784 | $900 | $1.15 | 4d | 1 | 1.11mi |
| 863 N Upland Ave Dayton, OH | 3.0 | 1.0 | 1042 | $1,200 | $1.15 | 45d | 1 | 1.16mi |
| 5336 Rockport Ave Dayton, OH | 3.0 | 1.0 | 925 | $1,025 | $1.11 | 45d | 1 | 1.16mi |
| 1498 Elaine St Dayton, OH | 3.0 | 1.0 | 864 | $1,025 | $1.19 | 4d | 1 | 1.29mi |
| 1427 Stuben Dr Dayton, OH | 3.0 | 1.0 | 957 | $900 | $0.94 | 4d | 1 | 1.31mi |
| 828 Walton Ave Unit 832 Walton Dayton, OH | 2.0 | 1.0 | 750 | $795 | $1.06 | 24d | 1 | 1.31mi |
| 70 Gramont Ave Dayton, OH | 3.0 | 1.5 | 966 | $1,300 | $1.35 | 4d | 1 | 1.31mi |
| 4576 Live Oak Dr Dayton, OH | 3.0 | 1.0 | 864 | $1,400 | $1.62 | 45d | 1 | 1.35mi |
| 1595 Elaine St Dayton, OH | 3.0 | 1.0 | 864 | $950 | $1.10 | 4d | 1 | 1.39mi |
| 3939 Nicholas Rd Dayton, OH | 3.0 | 1.0 | 912 | $1,200 | $1.32 | 45d | 1 | 1.47mi |
| 3964 Nicholas Rd Dayton, OH | 3.0 | 1.0 | 912 | $1,000 | $1.10 | 4d | 1 | 1.47mi |
| 920 Huron Ave Dayton, OH | 2.0 | 1.0 | 950 | $995 | $1.05 | 4d | 1 | 1.47mi |
| 2525 Lakeview Ave Unit 9 Dayton, OH | 1.0 | 1.0 | 920 | $700 | $0.76 | 45d | 1 | 1.48mi |
| 2525 Lakeview Ave Unit 2 Dayton, OH | 1.0 | 1.0 | 750 | $750 | $1.00 | 45d | 1 | 1.48mi |
| 2525 Lakeview Ave Unit 5 Dayton, OH | 1.0 | 1.0 | 750 | $750 | $1.00 | 4d | 1 | 1.49mi |
Listing history 18 events
-
2026-05-08status Pending 989-char remark
Show marketing remark (989 chars)
This Crown Point home features a new kitchen, new bathroom, new flooring throughout, and new windows. The modern and functional designs make this home perfect for first time homebuyers. The large kitchen is complete with brand-new butcher block countertops, crisp white shaker cabinetry, and a deep stainless steel sink. The open layout and breakfast bar overlooking the living area make it perfect for entertaining This home’s central location is its best amenity. You are minutes away from the region's top employers and most vibrant districts: Military & Education: Quick, easy commutes to WPAFB, Wright State University, University of Dayton, and the Dayton VA Medical Center. Dayton Growth: Located just a stone’s throw from the exciting new developments and historic charm of the Wright-Dunbar area. Don’t miss your chance to own a piece of Dayton’s growth! With all the heavy lifting already done, all that’s left to do is move in and unpack.
-
2026-05-05price $87,495 989-char remark
Show marketing remark (989 chars)
This Crown Point home features a new kitchen, new bathroom, new flooring throughout, and new windows. The modern and functional designs make this home perfect for first time homebuyers. The large kitchen is complete with brand-new butcher block countertops, crisp white shaker cabinetry, and a deep stainless steel sink. The open layout and breakfast bar overlooking the living area make it perfect for entertaining This home’s central location is its best amenity. You are minutes away from the region's top employers and most vibrant districts: Military & Education: Quick, easy commutes to WPAFB, Wright State University, University of Dayton, and the Dayton VA Medical Center. Dayton Growth: Located just a stone’s throw from the exciting new developments and historic charm of the Wright-Dunbar area. Don’t miss your chance to own a piece of Dayton’s growth! With all the heavy lifting already done, all that’s left to do is move in and unpack.
-
2026-04-16price $88,495 989-char remark
Show marketing remark (989 chars)
This Crown Point home features a new kitchen, new bathroom, new flooring throughout, and new windows. The modern and functional designs make this home perfect for first time homebuyers. The large kitchen is complete with brand-new butcher block countertops, crisp white shaker cabinetry, and a deep stainless steel sink. The open layout and breakfast bar overlooking the living area make it perfect for entertaining This home’s central location is its best amenity. You are minutes away from the region's top employers and most vibrant districts: Military & Education: Quick, easy commutes to WPAFB, Wright State University, University of Dayton, and the Dayton VA Medical Center. Dayton Growth: Located just a stone’s throw from the exciting new developments and historic charm of the Wright-Dunbar area. Don’t miss your chance to own a piece of Dayton’s growth! With all the heavy lifting already done, all that’s left to do is move in and unpack.
-
2026-03-23price $89,495 989-char remark
Show marketing remark (989 chars)
This Crown Point home features a new kitchen, new bathroom, new flooring throughout, and new windows. The modern and functional designs make this home perfect for first time homebuyers. The large kitchen is complete with brand-new butcher block countertops, crisp white shaker cabinetry, and a deep stainless steel sink. The open layout and breakfast bar overlooking the living area make it perfect for entertaining This home’s central location is its best amenity. You are minutes away from the region's top employers and most vibrant districts: Military & Education: Quick, easy commutes to WPAFB, Wright State University, University of Dayton, and the Dayton VA Medical Center. Dayton Growth: Located just a stone’s throw from the exciting new developments and historic charm of the Wright-Dunbar area. Don’t miss your chance to own a piece of Dayton’s growth! With all the heavy lifting already done, all that’s left to do is move in and unpack.
-
2026-03-19price $88,495 989-char remark
Show marketing remark (989 chars)
This Crown Point home features a new kitchen, new bathroom, new flooring throughout, and new windows. The modern and functional designs make this home perfect for first time homebuyers. The large kitchen is complete with brand-new butcher block countertops, crisp white shaker cabinetry, and a deep stainless steel sink. The open layout and breakfast bar overlooking the living area make it perfect for entertaining This home’s central location is its best amenity. You are minutes away from the region's top employers and most vibrant districts: Military & Education: Quick, easy commutes to WPAFB, Wright State University, University of Dayton, and the Dayton VA Medical Center. Dayton Growth: Located just a stone’s throw from the exciting new developments and historic charm of the Wright-Dunbar area. Don’t miss your chance to own a piece of Dayton’s growth! With all the heavy lifting already done, all that’s left to do is move in and unpack.
-
2026-03-13price $89,495 989-char remark
Show marketing remark (989 chars)
This Crown Point home features a new kitchen, new bathroom, new flooring throughout, and new windows. The modern and functional designs make this home perfect for first time homebuyers. The large kitchen is complete with brand-new butcher block countertops, crisp white shaker cabinetry, and a deep stainless steel sink. The open layout and breakfast bar overlooking the living area make it perfect for entertaining This home’s central location is its best amenity. You are minutes away from the region's top employers and most vibrant districts: Military & Education: Quick, easy commutes to WPAFB, Wright State University, University of Dayton, and the Dayton VA Medical Center. Dayton Growth: Located just a stone’s throw from the exciting new developments and historic charm of the Wright-Dunbar area. Don’t miss your chance to own a piece of Dayton’s growth! With all the heavy lifting already done, all that’s left to do is move in and unpack.
-
2026-03-10price $94,495 989-char remark
Show marketing remark (989 chars)
This Crown Point home features a new kitchen, new bathroom, new flooring throughout, and new windows. The modern and functional designs make this home perfect for first time homebuyers. The large kitchen is complete with brand-new butcher block countertops, crisp white shaker cabinetry, and a deep stainless steel sink. The open layout and breakfast bar overlooking the living area make it perfect for entertaining This home’s central location is its best amenity. You are minutes away from the region's top employers and most vibrant districts: Military & Education: Quick, easy commutes to WPAFB, Wright State University, University of Dayton, and the Dayton VA Medical Center. Dayton Growth: Located just a stone’s throw from the exciting new developments and historic charm of the Wright-Dunbar area. Don’t miss your chance to own a piece of Dayton’s growth! With all the heavy lifting already done, all that’s left to do is move in and unpack.
-
2026-02-25$94,995 Active 989-char remark
Show marketing remark (989 chars)
This Crown Point home features a new kitchen, new bathroom, new flooring throughout, and new windows. The modern and functional designs make this home perfect for first time homebuyers. The large kitchen is complete with brand-new butcher block countertops, crisp white shaker cabinetry, and a deep stainless steel sink. The open layout and breakfast bar overlooking the living area make it perfect for entertaining This home’s central location is its best amenity. You are minutes away from the region's top employers and most vibrant districts: Military & Education: Quick, easy commutes to WPAFB, Wright State University, University of Dayton, and the Dayton VA Medical Center. Dayton Growth: Located just a stone’s throw from the exciting new developments and historic charm of the Wright-Dunbar area. Don’t miss your chance to own a piece of Dayton’s growth! With all the heavy lifting already done, all that’s left to do is move in and unpack.
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2024-11-07soldstatus $60,000
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2024-10-31soldstatus $60,000 Closed 334-char remark
Show marketing remark (334 chars)
* * For Sale * * 2 Bedroom, 1-Bath, 2-Story Home -Tenant Occupied * * Looking for a great investment opportunity? This home is it! Tenant-occupied and providing immediate rental income. Perfect for investors, this property offers stable cash flow and long-term potential. Don’t miss out on this excellent investment property!
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2024-10-31soldstatus $60,000 Sold 334-char remark
Show marketing remark (334 chars)
* * For Sale * * 2 Bedroom, 1-Bath, 2-Story Home -Tenant Occupied * * Looking for a great investment opportunity? This home is it! Tenant-occupied and providing immediate rental income. Perfect for investors, this property offers stable cash flow and long-term potential. Don’t miss out on this excellent investment property!
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2024-10-12status Pending 334-char remark
Show marketing remark (334 chars)
* * For Sale * * 2 Bedroom, 1-Bath, 2-Story Home -Tenant Occupied * * Looking for a great investment opportunity? This home is it! Tenant-occupied and providing immediate rental income. Perfect for investors, this property offers stable cash flow and long-term potential. Don’t miss out on this excellent investment property!
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2024-08-28price $63,900 334-char remark
Show marketing remark (334 chars)
* * For Sale * * 2 Bedroom, 1-Bath, 2-Story Home -Tenant Occupied * * Looking for a great investment opportunity? This home is it! Tenant-occupied and providing immediate rental income. Perfect for investors, this property offers stable cash flow and long-term potential. Don’t miss out on this excellent investment property!
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2024-08-09$64,900 Active 334-char remark
Show marketing remark (334 chars)
* * For Sale * * 2 Bedroom, 1-Bath, 2-Story Home -Tenant Occupied * * Looking for a great investment opportunity? This home is it! Tenant-occupied and providing immediate rental income. Perfect for investors, this property offers stable cash flow and long-term potential. Don’t miss out on this excellent investment property!
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2003-02-24historical
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2003-01-08$18,900
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1999-10-15soldstatus $50,000
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1987-05-05soldstatus $22,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast OH · Partial reset (capped growth)
- Current annual tax
- $823 · $69/mo
- Projected year-2 tax
- $1,094 · $91/mo
- Expected delta
- +$271/yr (+$23/mo · 32.9%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥104°F today · 19 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $11,867
- − Mortgage interest
- −$4,901
- − Property taxes
- −$823
- − Insurance
- −$437
- − Repairs & maintenance
- −$949
- − Management
- −$949
- − Depreciation
- −$2,545
- Taxable income
- $1,261
- Est. tax owed @ 24.0%
- −$303
- After-tax cash flow
- $2,306/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Dayton City
- NCES district ID
- 3904384
- Math proficiency
- 12% ▼ -12.00%
- Reading proficiency
- 21% ▼ -11.00%
- Median HH income
- $28,688
- Composite
- 12.94/100
- National rank
- #9579
- State rank
- #641 of 656 in OH
Livability — Dayton
- Score
- 65/100
- State rank
- #716
- US rank
- #12895
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Dayton, OH
- County
- Montgomery County · 459,541 people
- City population
- 164,387
- Metro
- Dayton-Kettering, OH
- Population (ZIP)
- 28,186
- Household income
- $36,945
- Rent vs Own
- Severe rent burden
- 1822.0
Population outlook (Montgomery County) Hauer SSP2
- Today (2025)
- 523,241 people
- By 2030
- 514,948 · -1.6%
- By 2040
- 493,378 · -5.7%
- By 2050
- 469,639 · -10.2%
- By 2075
- 418,360 · -20.0%
- By 2100
- 353,315 · -32.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (71%)
- Race & ethnicity
- Black 71% White 20% Two or more races 8% Hispanic / Latino 3%
- Common ancestry
- Romanian 0%
- Foreign-born
- 3% · Canada
- Languages at home
- 96% English-only · Spanish 2% French/Haitian/Cajun 1%
Political lean MEDSL · Montgomery
- 2024 margin
- Toss-up / Even · D 49.8% · R 49.3%
- 2008→2024 swing
- -5.8pp toward R · 2008: 6.2pp · 2024: 0.5pp
- All cycles
- 2024: D+0.5 2020: D+2.2 2016: R+1.2 2012: D+3.1 2008: D+6.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -92.43%
- Current HPI
- 193.4175
- Rent YoY
- ▲ 4.06%
- Metro
- Dayton-Kettering, OH
- State GDP YoY
- ▲ 1.98%
- F500 in state
- 48
Industry mix (Fortune 500 HQ in OH)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Insurance | 3 | $145B |
|
||
| Industrial Machinery | 3 | $49B |
|
||
| Financial Services | 3 | $24B |
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| Consumer Goods | 2 | $93B |
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| Aerospace / Defense | 2 | $47B |
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| Utilities | 2 | $33B |
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Price history
+297.7% since first listed18 events — show timeline
- 2026-05-08 Pending — Dayton MLS
- 2026-05-05 Price Changed $87,495 Dayton MLS
- 2026-04-16 Price Changed $88,495 Dayton MLS
- 2026-03-23 Price Changed $89,495 Dayton MLS
- 2026-03-19 Price Changed $88,495 Dayton MLS
- 2026-03-13 Price Changed $89,495 Dayton MLS
- 2026-03-10 Price Changed $94,495 Dayton MLS
- 2026-02-25 Listed $94,995 Dayton MLS
- 2024-11-07 Sold (Public Records) $60,000 Public Records
- 2024-10-31 Sold (MLS) $60,000 Dayton MLS
- 2024-10-31 Sold (MLS) $60,000 Dayton MLS
- 2024-10-12 Pending — Dayton MLS
- 2024-08-28 Price Changed $63,900 Dayton MLS
- 2024-08-09 Listed $64,900 Dayton MLS
- 2003-02-24 Listing Removed — Cincy MLS
- 2003-01-08 Listed $18,900 Cincy MLS
- 1999-10-15 Sold (Public Records) $50,000 Public Records
- 1987-05-05 Sold (Public Records) $22,000 Public Records
Property tax history
+0.5%/yrLatest (2025): $823 · -5.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…