600 Broadway Unit E3 · North Amityville, NY
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 5/10 · Moderate
- Hot days now (above 94°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 59.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 5 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Condition / age +3.8/5.0
- Livability +3.2/5.0
- Rent growth +2.5/5.0
- Schools +2.4/10.0
- Appreciation +0.0/10.0
$129,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Fully renovated 1 bedroom, 1 bathroom mobile home offering modern finishes and comfortable living. This move-in ready home features an updated kitchen, stylish flooring, renovated bathroom, and a bright, open layout perfect for easy living. A fresh, modern feel.
Key facts
- Renovated bathroom
- Open layout
- Updated kitchen
Tags
Property features AI
Finance
- Financial info: Tax year 2026
Exterior
- Parking: Parking lot (no carport)
- Utilities: Public sewer; Electricity available
- Home design: Mobile home
- Construction: Other construction materials; Other foundation details
- Exterior features: Non-waterfront; Additional parcel(s) included
Interior
- Kitchen: Appliances: Other
- Bedrooms: First-floor bedroom included
- Bathrooms: 1 full bathroom
- Heating & cooling: Electric heating; Wall/window air conditioning units
- Interior features: First-floor bedroom; One-level layout; 3 total rooms
- Laundry & utility: No basement
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath manufactured listed at $129k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $1k ($13k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $129k).
- Recommended offer: $125k (3.0% below list) — sets the bar for market timing.
- Cap rate 16.4% vs local median 3.8% in North Amityville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 64/100 on livability (#770 in NY) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, commute B; Watch: crime C-, amenities F, cost of living F.
- Amityville Union Free School District (suburban): math 23% / reading 28% proficiency, ranked #579 of 590 in NY (top 98%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Northeast School (124 students, 23% FRL); Edmund W Miles Middle School (math 10% / reading 30%, grade F, #666 of 729 statewide, top 93%, 599 students, 75% FRL); Amityville Memorial High School (math 68% / reading 34%, grade D+, #969 of 1,100 statewide, top 88%, 968 students, 70% FRL).
- Market conditions: 123 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals leasing fast (median 12d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 1,366 units permitted in Suffolk County in 2024 (216 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $892 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Suffolk County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $36k cash investment doubles in ~4 years — after that, you're playing with house money.
Negotiation context
- It's been on market 35 days — a 3% lower offer ($125k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 59% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 35 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.94% ✓
- Cap rate
- 16.42%
- Cash-on-cash
- 36.15%
- DSCR
- 2.61
- GRM
- 4.3
CMA / ARV
- ARV (on-the-fly)
- $80,000
- Comps found
- 1
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 600 Broadway Unit D-9 | 0.00mi | 2/1.0 (+1) | 480 (-4%) | 13mo | $77,000 | $160 | 78 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 31.9%
- Equity multiple
- 2.34×
- Total profit
- $48,440
- Equity at exit
- $19,234
- IRR
- 39.0%
- Equity multiple
- 4.64×
- Total profit
- $131,576
- Equity at exit
- $11,154
Cash invested: $36,120 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 15 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 11701
- Active inventory
- 123
- Price-to-rent
- 4.3×
Monthly cashflow live
- Estimated rent
- $2,506 high interval (Pro) →
- Mortgage (P&I)
- −$676
- Tax est. 1.5%
- −$161 /mo · $1,935/yr
- Insurance
- −$54
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$526
- Net cashflow
- $1,088
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $32,250
- Closing costs
- $3,870
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 8 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 366 Broadway Amityville, NY | 3.0 | 1.0–2.5 | 1354 | $3,440 | $2.54 | 1d | 1 | 0.69mi |
| 25 Brefni St Amityville, NY | 1.0 | 1.0 | 752 | $2,952 | $3.93 | 1d | 9 | 0.80mi |
| 97 W Oak St Apt 7 Amityville, NY | 1.0 | 1.5 | 732 | $2,995 | $4.09 | 43d | 1 | 1.04mi |
| 216 Broadway Unit 2 Amityville, NY | 1.0 | 1.0 | 500 | $2,450 | $4.90 | 24d | 1 | 1.05mi |
| 110 Cedar Rd Amityville, NY | 1.0 | 1.0 | 585 | $2,115 | $3.62 | 1d | 7 | 1.26mi |
| 82 Park Ave Apt 4 Amityville, NY | 1.0 | 1.0 | 484 | $2,710 | $5.60 | 22d | 1 | 1.38mi |
| 800 Cassata Dr Copiague, NY | 1.0–2.0 | 1.0 | 846 | $2,395 | $2.83 | 1d | 7 | 1.40mi |
| 10 Leanore Dr Farmingdale, NY | 1.0 | 1.0 | 493 | $2,100 | $4.26 | 12d | 1 | 1.48mi |
Listing history 15 events
-
2026-06-18days on market $129,000 Active 35 DOM
-
2026-06-17days on market $129,000 Active 34 DOM
-
2026-06-16days on market $129,000 Active 33 DOM
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2026-06-15days on market $129,000 Active 32 DOM
-
2026-06-13days on market $129,000 Active 30 DOM
-
2026-06-13days on market $129,000 Active 29 DOM
-
2026-06-09days on market $129,000 Active 26 DOM
-
2026-06-08days on market $129,000 Active 25 DOM
-
2026-06-07days on market $129,000 Active 24 DOM
-
2026-06-04days on market $129,000 Active 21 DOM
-
2026-06-03days on market $129,000 Active 20 DOM
-
2026-06-02days on market $129,000 Active 19 DOM
-
2026-06-01days on market $129,000 Active 18 DOM
-
2026-05-31days on market $129,000 Active 17 DOM
-
2026-05-08$129,000 Active 262-char remark
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥94°F today · 16 d/yr by 30 yrs out
- Wind 6/10 Major 59% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 5 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $30,071
- − Mortgage interest
- −$7,226
- − Property taxes
- −$1,935
- − Insurance
- −$645
- − Repairs & maintenance
- −$2,406
- − Management
- −$2,406
- − Depreciation
- −$3,753
- Taxable income
- $11,701
- Est. tax owed @ 24.0%
- −$2,808
- After-tax cash flow
- $10,250/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 6 photos
This fully renovated mobile home is move-in ready with modern finishes and a bright, open layout. It offers a good condition score and is ready for a fresh paint job and minor interior updates to maximize its value.
Value-add opportunities
- Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics
- Both Reorganizing interior layout for better flow — Improves functionality and visual appeal
- Resale Upgrading kitchen appliances — Modernizes the space and adds value
- Resale Upgrading bathroom fixtures — Enhances the bathroom's functionality and appearance
Renovation cost estimate screening
Value-add ROI direction
- Both Painting exterior and interior walls — Enhances curb appeal and interior aesthetics ↑
- Both Reorganizing interior layout for better flow — Improves functionality and visual appeal ↑
- Resale Upgrading kitchen appliances — Modernizes the space and adds value ↑
- Resale Upgrading bathroom fixtures — Enhances the bathroom's functionality and appearance ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Amityville Union Free School District
- NCES district ID
- 3602940
- Math proficiency
- 23% ▼ -12.00%
- Reading proficiency
- 28% ▼ -14.00%
- Median HH income
- $70,995
- Composite
- 24.47/100
- National rank
- #7663
- State rank
- #579 of 590 in NY
Livability — North Amityville
- Score
- 64/100
- State rank
- #770
- US rank
- #14746
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- North Amityville, NY
- County
- Suffolk County · 679,920 people
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- Population (ZIP)
- 29,509
- Household income
- $117,033
- Rent vs Own
- Severe rent burden
- 959.0
Population outlook (Suffolk County) Hauer SSP2
- Today (2025)
- 1,505,262 people
- By 2030
- 1,498,318 · -0.5%
- By 2040
- 1,471,101 · -2.3%
- By 2050
- 1,424,848 · -5.3%
- By 2075
- 1,337,157 · -11.2%
- By 2100
- 1,217,720 · -19.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.70)
- Race & ethnicity
- White 37% Black 28% Hispanic / Latino 28% Two or more races 12% Asian 2%
- Hispanic origin (detail)
- Puerto Rican 2% Dominican 3%
- Common ancestry
- Hispanic 4% Romanian 2% Slovak 1%
- Foreign-born
- 24% · Canada, Jamaica, China
- Languages at home
- 71% English-only · Spanish 20% French/Haitian/Cajun 3% Other Indo-European 3%
Political lean MEDSL · Suffolk
- 2024 margin
- Lean R (+10.0) · D 45.0% · R 55.0%
- 2008→2024 swing
- -16.0pp toward R · 2008: 6.0pp · 2024: -10.0pp
- All cycles
- 2024: R+10.0 2020: R+0.0 2016: R+8.2 2012: D+2.9 2008: D+6.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -345.15%
- Current HPI
- 306.4465
- Rent YoY
- —
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
|
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| Consumer Goods | 9 | $162B |
|
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| Insurance | 4 | $225B |
|
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| Telecommunications | 2 | $144B |
|
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| Pharmaceuticals | 2 | $112B |
|
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| Media / Entertainment | 2 | $69B |
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Price history
1 event — show timeline
- 2026-05-08 Listed $129,000 OneKey® MLS as Distributed by MLS Grid
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…