2128 Chromite Dr · Graniteville, SC
Flood risk No data
- FEMA flood zone
- —
- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
- —
Fire risk No data
- Est. fire insurance / yr
- —
Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
- —
- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Appreciation +9.2/10.0
- Cash flow +7.8/30.0
- ARV discount +7.5/15.0
- Condition / age +4.0/5.0
- Schools +3.2/10.0
- Livability +3.0/5.0
- 1% rule +2.5/10.0
- Rent growth +2.5/5.0
- DSCR +1.9/10.0
$268,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This new construction home in Highland Hills offers the perfect opportunity to enjoy new home living without the wait. Featuring 3 bedrooms, 2 full bathrooms, plus a powder room, this thoughtfully designed two-story home combines modern style with everyday functionality. The open-concept layout flows effortlessly between the kitchen, dining, and living areas, ideal for entertaining and daily living. The kitchen is equipped with contemporary cabinetry, spacious countertops, stainless steel appliances, and a large center island, creating a functional and inviting space for cooking and gathering. The primary suite provides a private retreat with a spacious bedroom, and well-appointed bathroom, offering comfort and relaxation. Secondary bedrooms are versatile and well-sized, perfect for guests, children, or a home office. This new construction home for sale includes professionally selected finishes, energy-efficient features, and modern design elements enhancing comfort and long-term value. Buyers will appreciate the attention to detail throughout, including quality flooring, modern lighting, and thoughtful storage solutions. Located in Graniteville, SC, this home offers convenient access to shopping, dining, schools, and major highways. If you are searching for a move-in ready home in Aiken, this property delivers exceptional value and convenience. Schedule your private tour today and experience the benefits of owning a new construction quick move-in home.
Key facts
- Natural light
- Basketball court
- Cabana
Tags
Property features AI
Finance
- Other: Subdivision: Highland Hills; Model directions available
- HOA & community: Homeowners association (annual fee $350); Community pool; Sidewalks; Street lights; Playground
Exterior
- Parking: Attached garage; Concrete driveway; Garage door opener; 1 parking space
- Security: Smoke detectors
- Utilities: Public water; Public sewer; Cable available
- Home design: Single-family residence; Two stories; New construction
- Construction: Brick and fiber cement exterior; Composition roof; Slab foundation; Home warranty included; Built new (new construction)
- Exterior features: Patio; Landscaped yard; Front and rear sprinklers; Other lot features
Interior
- Kitchen: Range; Dishwasher; Microwave; Garbage disposal
- Bedrooms: Total rooms: 6
- Flooring: Carpet; Laminate
- Bathrooms: 2 full bathrooms; 1 half bathroom
- Heating & cooling: Forced air heating (natural gas); Central air conditioning; Ceiling fans
- Interior features: Walk-in closets; Kitchen island; Pantry; Eat-in kitchen; Insulated windows; Window coverings
- Laundry & utility: Washer hookup; Tankless gas water heater; Gas water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath townhouse listed at $268k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-295 ($-4k/yr) — negative.
- To cash-flow at today's rent, offer at most $225k (15.9% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $201k (25.1% below list).
- Recommended offer: $201k (25.1% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 59/100 on livability (#240 in SC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime B+; Watch: amenities F, commute F, employment F.
- Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Byrd Elementary (math 28% / reading 36%, grade F, #369 of 597 statewide, top 64%, 657 students, 37% FRL); Leavelle Mccampbell Middle (math 19% / reading 32%, grade F, #162 of 229 statewide, top 71%, 650 students, 55% FRL); Midland Valley High (math 31% / reading 83%, grade C, #120 of 196 statewide, top 64%, 1,477 students, 62% FRL) — zoned schools at 51% FRL track the district average.
- Market conditions: 298 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).
Forward outlook
- In year one you build about $24k of equity ($2k loan paydown + $22k appreciation (8.4% local appreciation)).
- Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- By year 2, paydown + projected appreciation supports a ~$39k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 41 days — a 3% lower offer ($260k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 41 days. Have you received any prior offers? Is the seller open to a 25% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.75% ✗
- Cap rate
- 4.97%
- Cash-on-cash
- -4.72%
- DSCR
- 0.79
- GRM
- 11.1
CMA / ARV
No comps found within radius.
Projected returns pro-forma
8.38% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 17.3%
- Equity multiple
- 2.31×
- Total profit
- $98,203
- Equity at exit
- $210,575
- IRR
- 16.5%
- Equity multiple
- 4.99×
- Total profit
- $299,398
- Equity at exit
- $424,817
Cash invested: $75,040 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State South Carolina
- 90 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 29829
- Home prices YoY
- 3.0%
- Active inventory
- 298
- Price-to-rent
- 11.1×
Monthly cashflow live
- Estimated rent
- $2,008 high interval (Pro) →
- Mortgage (P&I)
- −$1,405
- Tax est. 1.5%
- −$335 /mo · $4,020/yr
- Insurance
- −$112
- HOA
- −$29
- Vacancy / Maint / Mgmt
- −$422
- Net cashflow
- $-295
Break-even live
Sensitivity live
| Price | -10% $-110 | -5% $-203 | +0% $-295 | +5% $-388 | +10% $-480 |
|---|---|---|---|---|---|
| Rent | -10% $-454 | -5% $-374 | +0% $-295 | +5% $-216 | +10% $-137 |
| Rate | -1.0pp $-160 | -0.5pp $-227 | base $-295 | +0.5pp $-365 | +1.0pp $-435 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $67,000
- Closing costs
- $8,040
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 12 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2477 Banyon Cir Graniteville, SC | 3.0 | 2.5 | 1300 | $1,574 | $1.21 | 25d | 1 | 0.77mi |
| 2137 Banyon Cir Graniteville, SC | 3.0 | 2.5 | 1305 | $1,549 | $1.19 | 15d | 1 | 0.78mi |
| 2129 Banyon Cir Graniteville, SC | 3.0 | 2.5 | 1305 | $1,549 | $1.19 | 23d | 1 | 0.78mi |
| 2097 Banyon Cir Graniteville, SC | 3.0 | 2.5 | 1305 | $1,549 | $1.19 | 23d | 1 | 0.80mi |
| 2541 Banyon Cir Graniteville, SC | 3.0 | 2.5 | 1300 | $1,574 | $1.21 | 15d | 1 | 0.80mi |
| 47 Springdale Rd Graniteville, SC | 4.0 | 2.5 | 1725 | $2,090 | $1.21 | 25d | 1 | 0.91mi |
| 43 Springdale Rd Graniteville, SC | 4.0 | 2.5 | 1725 | $2,090 | $1.21 | 15d | 1 | 0.91mi |
| 45 Springdale Rd Graniteville, SC | 4.0 | 2.5 | 1744 | $2,100 | $1.20 | 23d | 1 | 0.91mi |
| 39 Springdale Rd Graniteville, SC | 4.0 | 2.5 | 1744 | $2,100 | $1.20 | 25d | 1 | 0.91mi |
| 934 Quaint Parish Cir Graniteville, SC | 3.0 | 2.5 | 1435 | $1,800 | $1.25 | 25d | 1 | 0.98mi |
| 507 Satinwood Cir Graniteville, SC | 3.0–4.0 | 2.0–2.5 | 1776 | $1,989 | $1.12 | 15d | 5 | 1.08mi |
| 4060 Stone Pass Dr Graniteville, SC | 4.0 | 2.0 | 1600 | $1,925 | $1.20 | 25d | 1 | 1.45mi |
HOA detail
- Monthly dues
- $29 · $348/yr
Listing history 28 events
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2026-06-21days on market $268,000 Active 41 DOM
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2026-06-18days on market $268,000 Active 38 DOM
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2026-06-17price $268,000 Active 37 DOM
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2026-06-17days on market $267,730 Active 37 DOM
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2026-06-16days on market $267,730 Active 36 DOM
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2026-06-15days on market $267,730 Active 35 DOM
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2026-06-14days on market $267,730 Active 33 DOM
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2026-06-13days on market $267,730 Active 32 DOM
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2026-06-10days on market $267,730 Active 30 DOM
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2026-06-09days on market $267,730 Active 29 DOM
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2026-06-08days on market $267,730 Active 28 DOM
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2026-06-07days on market $267,730 Active 27 DOM
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2026-06-03days on market $267,730 Active 23 DOM
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2026-06-03price $267,730 Active 22 DOM
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2026-06-02days on market $262,730 Active 22 DOM
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2026-06-01days on market $262,730 Active 21 DOM
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2026-05-31days on market $262,730 Active 20 DOM
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2026-05-30days on market $262,730 Active 19 DOM
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2026-05-21price $262,730
Show marketing remark (1477 chars)
This new construction home in Highland Hills offers the perfect opportunity to enjoy new home living without the wait. Featuring 3 bedrooms, 2 full bathrooms, plus a powder room, this thoughtfully designed two-story home combines modern style with everyday functionality. The open-concept layout flows effortlessly between the kitchen, dining, and living areas, ideal for entertaining and daily living. The kitchen is equipped with contemporary cabinetry, spacious countertops, stainless steel appliances, and a large center island, creating a functional and inviting space for cooking and gathering. The primary suite provides a private retreat with a spacious bedroom, and well-appointed bathroom, offering comfort and relaxation. Secondary bedrooms are versatile and well-sized, perfect for guests, children, or a home office. This new construction home for sale includes professionally selected finishes, energy-efficient features, and modern design elements enhancing comfort and long-term value. Buyers will appreciate the attention to detail throughout, including quality flooring, modern lighting, and thoughtful storage solutions. Located in Graniteville, SC, this home offers convenient access to shopping, dining, schools, and major highways. If you are searching for a move-in ready home in Aiken, this property delivers exceptional value and convenience. Schedule your private tour today and experience the benefits of owning a new construction quick move-in home.
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2026-05-21$267,730 Active 1477-char remark
Show marketing remark (1477 chars)
This new construction home in Highland Hills offers the perfect opportunity to enjoy new home living without the wait. Featuring 3 bedrooms, 2 full bathrooms, plus a powder room, this thoughtfully designed two-story home combines modern style with everyday functionality. The open-concept layout flows effortlessly between the kitchen, dining, and living areas, ideal for entertaining and daily living. The kitchen is equipped with contemporary cabinetry, spacious countertops, stainless steel appliances, and a large center island, creating a functional and inviting space for cooking and gathering. The primary suite provides a private retreat with a spacious bedroom, and well-appointed bathroom, offering comfort and relaxation. Secondary bedrooms are versatile and well-sized, perfect for guests, children, or a home office. This new construction home for sale includes professionally selected finishes, energy-efficient features, and modern design elements enhancing comfort and long-term value. Buyers will appreciate the attention to detail throughout, including quality flooring, modern lighting, and thoughtful storage solutions. Located in Graniteville, SC, this home offers convenient access to shopping, dining, schools, and major highways. If you are searching for a move-in ready home in Aiken, this property delivers exceptional value and convenience. Schedule your private tour today and experience the benefits of owning a new construction quick move-in home.
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2026-05-11price $267,730
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2026-05-11historical
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2026-05-07price $264,730
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2026-05-06price $266,730
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2026-04-30price $267,230
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2026-04-15$266,230 Active
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2026-04-15$266,230 Active
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2026-04-15$264,730 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $24,091
- − Mortgage interest
- −$15,012
- − Property taxes
- −$4,020
- − Insurance
- −$1,340
- − Repairs & maintenance
- −$1,927
- − Management
- −$1,927
- − HOA
- −$348
- − Depreciation
- −$7,796
- Taxable loss
- −$8,280
- Est. tax savings @ 24.0%
- +$1,987
- After-tax cash flow
- $-1,554/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 2 photos
This two-story home in Highland Hills is in good condition with a good condition score of 80. It offers a good investment opportunity with minor updates that can significantly increase its resale and rental value.
Value-add opportunities
- Both Painting exterior and interior — Fresh paint enhances curb appeal and interior aesthetics
- Both Landscaping improvements — Enhances curb appeal and adds value
- Both New flooring in bathrooms and kitchen — Modern flooring improves aesthetics and adds value
- Both New kitchen appliances — Modern appliances enhance functionality and appeal
- Both New bathroom fixtures — Modern fixtures improve functionality and aesthetics
Renovation cost estimate screening
Value-add ROI direction
- Both Painting exterior and interior — Fresh paint enhances curb appeal and interior aesthetics ↑
- Both Landscaping improvements — Enhances curb appeal and adds value ↑
- Both New flooring in bathrooms and kitchen — Modern flooring improves aesthetics and adds value ↑
- Both New kitchen appliances — Modern appliances enhance functionality and appeal ↑
- Both New bathroom fixtures — Modern fixtures improve functionality and aesthetics ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Aiken 01
- NCES district ID
- 4500720
- Math proficiency
- 31% ▼ -11.00%
- Reading proficiency
- 44% ▼ -1.00%
- Median HH income
- $45,081
- Composite
- 31.91/100
- National rank
- #5857
- State rank
- #36 of 80 in SC
Livability — Graniteville
- Score
- 59/100
- State rank
- #240
- US rank
- #19924
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Aiken County · 116,534 people
- City population
- 12,385
- Metro
- Augusta-Richmond County, GA-SC
- Population (ZIP)
- 12,385
- Household income
- $84,228
- Rent vs Own
- Severe rent burden
- 213.0
Population outlook (Aiken County) Hauer SSP2
- Today (2025)
- 178,003 people
- By 2030
- 182,876 · +2.7%
- By 2040
- 189,970 · +6.7%
- By 2050
- 193,840 · +8.9%
- By 2075
- 199,453 · +12.1%
- By 2100
- 192,403 · +8.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.58)
- Race & ethnicity
- White 59% Black 26% Hispanic / Latino 12% Two or more races 9% Asian 1%
- Hispanic origin (detail)
- Mexican 8% Puerto Rican 1%
- Common ancestry
- Italian 2% Swedish 2% Slovak 1%
- Foreign-born
- 6% · Canada
- Languages at home
- 89% English-only · Spanish 10% Other Indo-European 1%
Political lean MEDSL · Aiken
- 2024 margin
- Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
- 2008→2024 swing
- -1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
- All cycles
- 2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 8.38%
- Current HPI
- 286.4155
- Rent YoY
- —
- Metro
- Augusta-Richmond County, GA-SC
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Packaging | 1 | $7B |
|
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Price history
-0.8% since first listed10 events — show timeline
- 2026-05-21 Price Changed $262,730 Hive MLS
- 2026-05-21 Listed $267,730 Zillow
- 2026-05-11 Price Changed $267,730 Hive MLS
- 2026-05-11 Listing Removed — Hive MLS
- 2026-05-07 Price Changed $264,730 Hive MLS
- 2026-05-06 Price Changed $266,730 AMLS
- 2026-04-30 Price Changed $267,230 Hive MLS
- 2026-04-15 Listed $266,230 AMLS
- 2026-04-15 Listed $266,230 Hive MLS
- 2026-04-15 Listed $264,730 Hive MLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…