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2128 Chromite Dr
D Composite 41.54
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Appreciation +9.2/10.0
  • Cash flow +7.8/30.0
  • ARV discount +7.5/15.0
  • Condition / age +4.0/5.0
  • Schools +3.2/10.0
  • Livability +3.0/5.0
  • 1% rule +2.5/10.0
  • Rent growth +2.5/5.0
  • DSCR +1.9/10.0

$268,000

2128 Chromite Dr · Graniteville, SC 29829
3 bd · 2.5 ba · 1,663 sqft · Townhouse · 41 Days on market
Built 2026 Good condition $29/mo HOA · 1% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This new construction home in Highland Hills offers the perfect opportunity to enjoy new home living without the wait. Featuring 3 bedrooms, 2 full bathrooms, plus a powder room, this thoughtfully designed two-story home combines modern style with everyday functionality. The open-concept layout flows effortlessly between the kitchen, dining, and living areas, ideal for entertaining and daily living. The kitchen is equipped with contemporary cabinetry, spacious countertops, stainless steel appliances, and a large center island, creating a functional and inviting space for cooking and gathering. The primary suite provides a private retreat with a spacious bedroom, and well-appointed bathroom, offering comfort and relaxation. Secondary bedrooms are versatile and well-sized, perfect for guests, children, or a home office. This new construction home for sale includes professionally selected finishes, energy-efficient features, and modern design elements enhancing comfort and long-term value. Buyers will appreciate the attention to detail throughout, including quality flooring, modern lighting, and thoughtful storage solutions. Located in Graniteville, SC, this home offers convenient access to shopping, dining, schools, and major highways. If you are searching for a move-in ready home in Aiken, this property delivers exceptional value and convenience. Schedule your private tour today and experience the benefits of owning a new construction quick move-in home.

Key facts

  • Natural light
  • Basketball court
  • Cabana

Tags

PRIVATE NEIGHBORHOOD POOLCABANAPLAYGROUNDBASKETBALL COURTOPEN CONCEPT LAYOUTNATURAL LIGHT

Property features AI

Finance

  • Other: Subdivision: Highland Hills; Model directions available
  • HOA & community: Homeowners association (annual fee $350); Community pool; Sidewalks; Street lights; Playground

Exterior

  • Parking: Attached garage; Concrete driveway; Garage door opener; 1 parking space
  • Security: Smoke detectors
  • Utilities: Public water; Public sewer; Cable available
  • Home design: Single-family residence; Two stories; New construction
  • Construction: Brick and fiber cement exterior; Composition roof; Slab foundation; Home warranty included; Built new (new construction)
  • Exterior features: Patio; Landscaped yard; Front and rear sprinklers; Other lot features

Interior

  • Kitchen: Range; Dishwasher; Microwave; Garbage disposal
  • Bedrooms: Total rooms: 6
  • Flooring: Carpet; Laminate
  • Bathrooms: 2 full bathrooms; 1 half bathroom
  • Heating & cooling: Forced air heating (natural gas); Central air conditioning; Ceiling fans
  • Interior features: Walk-in closets; Kitchen island; Pantry; Eat-in kitchen; Insulated windows; Window coverings
  • Laundry & utility: Washer hookup; Tankless gas water heater; Gas water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath townhouse listed at $268k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-295 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $225k (15.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $201k (25.1% below list).
  • Recommended offer: $201k (25.1% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 59/100 on livability (#240 in SC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime B+; Watch: amenities F, commute F, employment F.
  • Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Byrd Elementary (math 28% / reading 36%, grade F, #369 of 597 statewide, top 64%, 657 students, 37% FRL); Leavelle Mccampbell Middle (math 19% / reading 32%, grade F, #162 of 229 statewide, top 71%, 650 students, 55% FRL); Midland Valley High (math 31% / reading 83%, grade C, #120 of 196 statewide, top 64%, 1,477 students, 62% FRL) — zoned schools at 51% FRL track the district average.
  • Market conditions: 298 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).

Forward outlook

  • In year one you build about $24k of equity ($2k loan paydown + $22k appreciation (8.4% local appreciation)).
  • Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • By year 2, paydown + projected appreciation supports a ~$39k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 41 days — a 3% lower offer ($260k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $200,756 (25.1% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 41 days. Have you received any prior offers? Is the seller open to a 25% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.75%
Cap rate
4.97%
Cash-on-cash
-4.72%
DSCR
0.79
GRM
11.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

8.38% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
17.3%
Equity multiple
2.31×
Total profit
$98,203
Equity at exit
$210,575
10-year hold
IRR
16.5%
Equity multiple
4.99×
Total profit
$299,398
Equity at exit
$424,817

Cash invested: $75,040 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29829

Home prices YoY
3.0%
Active inventory
298
Price-to-rent
11.1×

Monthly cashflow live

Estimated rent
$2,008 high interval (Pro) →
Mortgage (P&I)
$1,405
Tax est. 1.5%
$335 /mo · $4,020/yr
Insurance
$112
HOA
$29
Vacancy / Maint / Mgmt
$422
Net cashflow
$-295

Break-even live

Break-even rent $2,381
Max offer price $225,296
Occupancy floor

Sensitivity live

Price -10% $-110 -5% $-203 +0% $-295 +5% $-388 +10% $-480
Rent -10% $-454 -5% $-374 +0% $-295 +5% $-216 +10% $-137
Rate -1.0pp $-160 -0.5pp $-227 base $-295 +0.5pp $-365 +1.0pp $-435

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$67,000
Closing costs
$8,040
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 12 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2477 Banyon Cir Graniteville, SC 3.0 2.5 1300 $1,574 $1.21 25d 1 0.77mi
2137 Banyon Cir Graniteville, SC 3.0 2.5 1305 $1,549 $1.19 15d 1 0.78mi
2129 Banyon Cir Graniteville, SC 3.0 2.5 1305 $1,549 $1.19 23d 1 0.78mi
2097 Banyon Cir Graniteville, SC 3.0 2.5 1305 $1,549 $1.19 23d 1 0.80mi
2541 Banyon Cir Graniteville, SC 3.0 2.5 1300 $1,574 $1.21 15d 1 0.80mi
47 Springdale Rd Graniteville, SC 4.0 2.5 1725 $2,090 $1.21 25d 1 0.91mi
43 Springdale Rd Graniteville, SC 4.0 2.5 1725 $2,090 $1.21 15d 1 0.91mi
45 Springdale Rd Graniteville, SC 4.0 2.5 1744 $2,100 $1.20 23d 1 0.91mi
39 Springdale Rd Graniteville, SC 4.0 2.5 1744 $2,100 $1.20 25d 1 0.91mi
934 Quaint Parish Cir Graniteville, SC 3.0 2.5 1435 $1,800 $1.25 25d 1 0.98mi
507 Satinwood Cir Graniteville, SC 3.0–4.0 2.0–2.5 1776 $1,989 $1.12 15d 5 1.08mi
4060 Stone Pass Dr Graniteville, SC 4.0 2.0 1600 $1,925 $1.20 25d 1 1.45mi

HOA detail

Monthly dues
$29 · $348/yr

Listing history 28 events

  1. 2026-06-21
    days on market $268,000 Active 41 DOM
  2. 2026-06-18
    days on market $268,000 Active 38 DOM
  3. 2026-06-17
    price $268,000 Active 37 DOM
  4. 2026-06-17
    days on market $267,730 Active 37 DOM
  5. 2026-06-16
    days on market $267,730 Active 36 DOM
  6. 2026-06-15
    days on market $267,730 Active 35 DOM
  7. 2026-06-14
    days on market $267,730 Active 33 DOM
  8. 2026-06-13
    days on market $267,730 Active 32 DOM
  9. 2026-06-10
    days on market $267,730 Active 30 DOM
  10. 2026-06-09
    days on market $267,730 Active 29 DOM
  11. 2026-06-08
    days on market $267,730 Active 28 DOM
  12. 2026-06-07
    days on market $267,730 Active 27 DOM
  13. 2026-06-03
    days on market $267,730 Active 23 DOM
  14. 2026-06-03
    price $267,730 Active 22 DOM
  15. 2026-06-02
    days on market $262,730 Active 22 DOM
  16. 2026-06-01
    days on market $262,730 Active 21 DOM
  17. 2026-05-31
    days on market $262,730 Active 20 DOM
  18. 2026-05-30
    days on market $262,730 Active 19 DOM
  19. 2026-05-21
    price $262,730
    Show marketing remark (1477 chars)

    This new construction home in Highland Hills offers the perfect opportunity to enjoy new home living without the wait. Featuring 3 bedrooms, 2 full bathrooms, plus a powder room, this thoughtfully designed two-story home combines modern style with everyday functionality. The open-concept layout flows effortlessly between the kitchen, dining, and living areas, ideal for entertaining and daily living. The kitchen is equipped with contemporary cabinetry, spacious countertops, stainless steel appliances, and a large center island, creating a functional and inviting space for cooking and gathering. The primary suite provides a private retreat with a spacious bedroom, and well-appointed bathroom, offering comfort and relaxation. Secondary bedrooms are versatile and well-sized, perfect for guests, children, or a home office. This new construction home for sale includes professionally selected finishes, energy-efficient features, and modern design elements enhancing comfort and long-term value. Buyers will appreciate the attention to detail throughout, including quality flooring, modern lighting, and thoughtful storage solutions. Located in Graniteville, SC, this home offers convenient access to shopping, dining, schools, and major highways. If you are searching for a move-in ready home in Aiken, this property delivers exceptional value and convenience. Schedule your private tour today and experience the benefits of owning a new construction quick move-in home.

  20. 2026-05-21
    listed $267,730 Active 1477-char remark
    Show marketing remark (1477 chars)

    This new construction home in Highland Hills offers the perfect opportunity to enjoy new home living without the wait. Featuring 3 bedrooms, 2 full bathrooms, plus a powder room, this thoughtfully designed two-story home combines modern style with everyday functionality. The open-concept layout flows effortlessly between the kitchen, dining, and living areas, ideal for entertaining and daily living. The kitchen is equipped with contemporary cabinetry, spacious countertops, stainless steel appliances, and a large center island, creating a functional and inviting space for cooking and gathering. The primary suite provides a private retreat with a spacious bedroom, and well-appointed bathroom, offering comfort and relaxation. Secondary bedrooms are versatile and well-sized, perfect for guests, children, or a home office. This new construction home for sale includes professionally selected finishes, energy-efficient features, and modern design elements enhancing comfort and long-term value. Buyers will appreciate the attention to detail throughout, including quality flooring, modern lighting, and thoughtful storage solutions. Located in Graniteville, SC, this home offers convenient access to shopping, dining, schools, and major highways. If you are searching for a move-in ready home in Aiken, this property delivers exceptional value and convenience. Schedule your private tour today and experience the benefits of owning a new construction quick move-in home.

  21. 2026-05-11
    price $267,730
  22. 2026-05-11
    historical
  23. 2026-05-07
    price $264,730
  24. 2026-05-06
    price $266,730
  25. 2026-04-30
    price $267,230
  26. 2026-04-15
    listed $266,230 Active
  27. 2026-04-15
    listed $266,230 Active
  28. 2026-04-15
    listed $264,730 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,091
− Mortgage interest
−$15,012
− Property taxes
−$4,020
− Insurance
−$1,340
− Repairs & maintenance
−$1,927
− Management
−$1,927
− HOA
−$348
− Depreciation
−$7,796
Taxable loss
−$8,280
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,987
After-tax cash flow
$-1,554/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 2 photos

Good 80/100 Cosmetic rehab

This two-story home in Highland Hills is in good condition with a good condition score of 80. It offers a good investment opportunity with minor updates that can significantly increase its resale and rental value.

Value-add opportunities

  • Both Painting exterior and interior — Fresh paint enhances curb appeal and interior aesthetics
  • Both Landscaping improvements — Enhances curb appeal and adds value
  • Both New flooring in bathrooms and kitchen — Modern flooring improves aesthetics and adds value
  • Both New kitchen appliances — Modern appliances enhance functionality and appeal
  • Both New bathroom fixtures — Modern fixtures improve functionality and aesthetics

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting exterior and interior — Fresh paint enhances curb appeal and interior aesthetics
  • Both Landscaping improvements — Enhances curb appeal and adds value
  • Both New flooring in bathrooms and kitchen — Modern flooring improves aesthetics and adds value
  • Both New kitchen appliances — Modern appliances enhance functionality and appeal
  • Both New bathroom fixtures — Modern fixtures improve functionality and aesthetics

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Aiken 01
NCES district ID
4500720
Math proficiency
31% ▼ -11.00%
Reading proficiency
44% ▼ -1.00%
Median HH income
$45,081
Composite
31.91/100
National rank
#5857
State rank
#36 of 80 in SC

Livability — Graniteville

Score
59/100
State rank
#240
US rank
#19924

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment F Housing C+ Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Aiken County · 116,534 people
City population
12,385
Metro
Augusta-Richmond County, GA-SC
Population (ZIP)
12,385
Household income
$84,228
Rent vs Own
18.3% rent · 81.7% own
Severe rent burden
213.0

Population outlook (Aiken County) Hauer SSP2

Today (2025)
178,003 people
By 2030
182,876 · +2.7%
By 2040
189,970 · +6.7%
By 2050
193,840 · +8.9%
By 2075
199,453 · +12.1%
By 2100
192,403 · +8.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
White 59% Black 26% Hispanic / Latino 12% Two or more races 9% Asian 1%
Hispanic origin (detail)
Mexican 8% Puerto Rican 1%
Common ancestry
Italian 2% Swedish 2% Slovak 1%
Foreign-born
6% · Canada
Languages at home
89% English-only · Spanish 10% Other Indo-European 1%

Political lean MEDSL · Aiken

2024 margin
Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
2008→2024 swing
-1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
All cycles
2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 8.38%
Current HPI
286.4155
Rent YoY
Metro
Augusta-Richmond County, GA-SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

-0.8% since first listed
10 events — show timeline
  • 2026-05-21 Price Changed $262,730 Hive MLS
  • 2026-05-21 Listed $267,730 Zillow
  • 2026-05-11 Price Changed $267,730 Hive MLS
  • 2026-05-11 Listing Removed Hive MLS
  • 2026-05-07 Price Changed $264,730 Hive MLS
  • 2026-05-06 Price Changed $266,730 AMLS
  • 2026-04-30 Price Changed $267,230 Hive MLS
  • 2026-04-15 Listed $266,230 AMLS
  • 2026-04-15 Listed $266,230 Hive MLS
  • 2026-04-15 Listed $264,730 Hive MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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