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6767 Mars Crider Rd
D Composite 40.02
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +7.5/30.0
  • Schools +5.2/10.0
  • Livability +4.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • 1% rule +1.8/10.0
  • DSCR +1.6/10.0
  • Appreciation +0.0/10.0

$456,900

6767 Mars Crider Rd · Seven Fields, PA 16046
3 bd · 2.5 ba · 2,251 sqft · SingleFamily public records · 42 Days on market
Built 1998 0.32 ac lot $203/sqft · 22% below area Est $585k · 22% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Immaculately maintained by original owners! This 4 bedroom home boasts a 2 story entry, family room with raised hearth brick fireplace, fully equipped kitchen with newer range, newer sink and faucet, newer updated light and fan combo, newer refrigerator, eating area, 22x22 custom deck newly stained, new outdoor fire pit, updated floor tile in all 4 bathrooms, large owners suite featuring a jet tub, separate shower, and double bowl sinks! 3 additional bedrooms with hall bath with new faucet. Second floor laundry with washer/dryer. Basement finished with living area and gas heater, powder room, and large storage area. The lower level has plenty of light and sliding door out to the large beautiful back yard! Home Warranty! Located in desirable Seven Fields Boro. Easy access to major highways, restaurants, and shopping!

Key facts

  • Double bowl sinks
  • Soaking jet tub
  • Large custom deck

Tags

RAISED-HEARTH BRICK FIREPLACEFULLY EQUIPPED EAT-IN KITCHENLARGE CUSTOM DECKPRIMARY OWNER’S SUITEDOUBLE BOWL SINKSSOAKING JET TUB

Property features AI

Exterior

  • Parking: Attached garage; Two parking spaces (total)
  • Utilities: Public water; Public sewer
  • Home design: Two-story home; Asphalt roof
  • Exterior features: Lot approximately 0.321 acres; Resale property

Interior

  • Bathrooms: Two full bathrooms; One half bathroom
  • Heating & cooling: Forced air heating (gas)
  • Interior features: Finished basement with walk-out access

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $457k.

Deal economics

  • At list price, monthly cash flow is $-576 ($-7k/yr) — negative.
  • To cash-flow at today's rent, offer at most $355k (22.3% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $312k (31.7% below list).
  • Recommended offer: $312k (31.7% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 79/100 on livability (#266 in PA, #2,336 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities D+, health & safety D, commute F.
  • Seneca Valley SD (rural): math 48% / reading 67% proficiency, ranked #73 of 539 in PA (top 14%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 12% free/reduced lunch — higher-income household profile.
  • Market conditions: 109 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); 987 units permitted in Butler County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $14k of value loss. Plan a longer hold.
  • Butler County population projected to shrink 5% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 42 days — a 3% lower offer ($443k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 7y ago; this cycle's ask has dropped $25k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $368k; 24% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Recommended offer $312,146 (31.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 42 days. Have you received any prior offers? Is the seller open to a 32% concession, seller financing, or rate buy-down credit?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.68%
Cap rate
4.78%
Cash-on-cash
-5.40%
DSCR
0.76
GRM
12.2

CMA / ARV

ARV (median comp)
$584,606
List price
$456,900
Delta
-21.84%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6755 Mars Crider Rd 0.09mi 4/2.5 (+1) 2,166 (-4%) 5mo $447,500 $207 81
907 Northridge Dr 0.15mi 4/2.5 (+1) 2,303 (+2%) 7mo $475,000 $206 78
925 Northridge Dr 0.17mi 4/2.5 (+1) 2,256 (+0%) 16mo $545,000 $242 73
6759 Mars Crider Rd 0.06mi 4/2.5 (+1) 2,404 (+7%) 10mo $562,000 $234 73
827 Brookfield Dr 0.10mi 4/2.5 (+1) 2,458 (+9%) 12mo $510,000 $207 65
815 Graywyck Dr 0.42mi 4/3.5 (+1) 2,360 (+5%) 8mo $548,000 $232 56
205 Emily Dr 0.63mi 3/2.5 2,320 (+3%) 11mo $502,000 $216 56
624 Cheshire Dr 0.42mi 4/3.5 (+1) 2,366 (+5%) 11mo $650,000 $275 53
200 Jaclyn Dr 0.69mi 4/3.5 (+1) 2,348 (+4%) 4mo $475,000 $202 48
814 Graywyck Dr 0.39mi 4/2.5 (+1) 2,534 (+13%) 10mo $595,000 $235 48
111 Beacon Hl 0.66mi 4/3.0 (+1) 2,382 (+6%) 14mo $491,000 $206 41
824 Wellington Dr 0.60mi 4/2.5 (+1) 2,520 (+12%) 18mo $555,000 $220 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-25.5%
Equity multiple
0.13×
Total profit
$-110,748
Equity at exit
$68,125
10-year hold
IRR
-21.9%
Equity multiple
-0.12×
Total profit
$-143,775
Equity at exit
$39,504

Cash invested: $127,932 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 16046

Home prices YoY
-6.3%
Active inventory
109
Price-to-rent
12.2×

Monthly cashflow live

Estimated rent
$3,121 high interval (Pro) →
Mortgage (P&I)
$2,396
Tax from tax record
$456 /mo · $5,467/yr
Insurance
$190
HOA
$0
Vacancy / Maint / Mgmt
$656
Net cashflow
$-576

Break-even live

Break-even rent $3,851
Max offer price $355,145
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$114,225
Closing costs
$13,707
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 13 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
816 Graywyck Dr Seven Fields, PA 4.0 3.5 2512 $3,200 $1.27 16d 1 0.42mi
466 Whitetail Meadows Trl Mars, PA 4.0 2.5 2611 $3,600 $1.38 43d 1 0.88mi
5001 Pendleton Way Cranberry Twp, PA 1.0–3.0 1.0–3.0 1459 $4,673 $3.20 1d 27 0.89mi
104 Lupine Dr Mars, PA 3.0 2.5 2268 $2,700 $1.19 7d 1 1.00mi
216 Cranesbill Dr Mars, PA 4.0 3.5 3120 $3,000 $0.96 16d 1 1.00mi
219 Limehouse Rd Cranberry Township, PA 3.0 2.5 2200 $7,500 $3.41 43d 1 1.10mi
228 Limehouse Rd Cranberry Township, PA 3.0 3.0 2000 $6,500 $3.25 43d 1 1.13mi
509 High Crescent Rd Cranberry Township, PA 3.0 2.5 3170 $5,500 $1.74 23d 1 1.22mi
510 Village Green Blvd W Mars, PA 3.0 2.5 1652 $2,550 $1.54 20d 1 1.32mi
617 Village Green Blvd E Mars, PA 3.0 2.5 1652 $2,550 $1.54 43d 1 1.40mi
325 Broadstone Dr Mars, PA 3.0 2.5 1728 $2,350 $1.36 1d 1 1.42mi
1000 Creekview Cir Cranberry Township, PA 2.0 1.0–2.0 1244 $2,767 $2.22 1d 16 1.46mi
122 Broadstone Dr Mars, PA 3.0 2.5 1808 $2,500 $1.38 1d 1 1.46mi

Listing history 24 events

  1. 2026-06-18
    days on market $456,900 Active 42 DOM
  2. 2026-06-17
    days on market $456,900 Active 41 DOM
  3. 2026-06-16
    days on market $456,900 Active 40 DOM
  4. 2026-06-15
    days on market $456,900 Active 39 DOM
  5. 2026-06-13
    days on market $456,900 Active 37 DOM
  6. 2026-06-13
    pricedays on market $456,900 Active 36 DOM
  7. 2026-06-09
    days on market $471,900 Active 33 DOM
  8. 2026-06-08
    days on market $471,900 Active 32 DOM
  9. 2026-06-07
    days on market $471,900 Active 31 DOM
  10. 2026-06-05
    days on market $471,900 Active 28 DOM
  11. 2026-06-03
    days on market $471,900 Active 27 DOM
  12. 2026-06-02
    days on market $471,900 Active 26 DOM
  13. 2026-06-01
    days on market $471,900 Active 25 DOM
  14. 2026-05-31
    days on market $471,900 Active 24 DOM
  15. 2026-05-06
    listed $481,900 Active 712-char remark
  16. 2026-03-14
    historical $3,139
  17. 2026-03-12
    listed $3,139
  18. 2020-03-24
    soldstatus $367,500
  19. 2020-03-19
    status Under Contract 827-char remark
    Show marketing remark (827 chars)

    Immaculately maintained by original owners! This 4 bedroom home boasts a 2 story entry, family room with raised hearth brick fireplace, fully equipped kitchen with newer range, newer sink and faucet, newer updated light and fan combo, newer refrigerator, eating area, 22x22 custom deck newly stained, new outdoor fire pit, updated floor tile in all 4 bathrooms, large owners suite featuring a jet tub, separate shower, and double bowl sinks! 3 additional bedrooms with hall bath with new faucet. Second floor laundry with washer/dryer. Basement finished with living area and gas heater, powder room, and large storage area. The lower level has plenty of light and sliding door out to the large beautiful back yard! Home Warranty! Located in desirable Seven Fields Boro. Easy access to major highways, restaurants, and shopping!

  20. 2020-03-19
    soldstatus $367,500 Sold 827-char remark
    Show marketing remark (827 chars)

    Immaculately maintained by original owners! This 4 bedroom home boasts a 2 story entry, family room with raised hearth brick fireplace, fully equipped kitchen with newer range, newer sink and faucet, newer updated light and fan combo, newer refrigerator, eating area, 22x22 custom deck newly stained, new outdoor fire pit, updated floor tile in all 4 bathrooms, large owners suite featuring a jet tub, separate shower, and double bowl sinks! 3 additional bedrooms with hall bath with new faucet. Second floor laundry with washer/dryer. Basement finished with living area and gas heater, powder room, and large storage area. The lower level has plenty of light and sliding door out to the large beautiful back yard! Home Warranty! Located in desirable Seven Fields Boro. Easy access to major highways, restaurants, and shopping!

  21. 2020-02-15
    historical Contingent 827-char remark
    Show marketing remark (827 chars)

    Immaculately maintained by original owners! This 4 bedroom home boasts a 2 story entry, family room with raised hearth brick fireplace, fully equipped kitchen with newer range, newer sink and faucet, newer updated light and fan combo, newer refrigerator, eating area, 22x22 custom deck newly stained, new outdoor fire pit, updated floor tile in all 4 bathrooms, large owners suite featuring a jet tub, separate shower, and double bowl sinks! 3 additional bedrooms with hall bath with new faucet. Second floor laundry with washer/dryer. Basement finished with living area and gas heater, powder room, and large storage area. The lower level has plenty of light and sliding door out to the large beautiful back yard! Home Warranty! Located in desirable Seven Fields Boro. Easy access to major highways, restaurants, and shopping!

  22. 2020-02-07
    listed $367,500 Active 827-char remark
    Show marketing remark (827 chars)

    Immaculately maintained by original owners! This 4 bedroom home boasts a 2 story entry, family room with raised hearth brick fireplace, fully equipped kitchen with newer range, newer sink and faucet, newer updated light and fan combo, newer refrigerator, eating area, 22x22 custom deck newly stained, new outdoor fire pit, updated floor tile in all 4 bathrooms, large owners suite featuring a jet tub, separate shower, and double bowl sinks! 3 additional bedrooms with hall bath with new faucet. Second floor laundry with washer/dryer. Basement finished with living area and gas heater, powder room, and large storage area. The lower level has plenty of light and sliding door out to the large beautiful back yard! Home Warranty! Located in desirable Seven Fields Boro. Easy access to major highways, restaurants, and shopping!

  23. 2019-11-01
    historical Withdrawn
    Show marketing remark (6 chars)

    RELIST

  24. 2019-08-12
    listed $370,000 Active
    Show marketing remark (6 chars)

    RELIST

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$5,467 · $456/mo
Projected year-2 tax
$6,343 · $529/mo
Expected delta
+$876/yr (+$73/mo · 16.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$37,458
− Mortgage interest
−$25,594
− Property taxes
−$5,467
− Insurance
−$2,284
− Repairs & maintenance
−$2,997
− Management
−$2,997
− Depreciation
−$13,292
Taxable loss
−$15,172
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$3,641
After-tax cash flow
$-3,271/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Seneca Valley SD
NCES district ID
4222440
Math proficiency
48% ▼ -15.00%
Reading proficiency
67% ▼ -12.00%
Median HH income
$80,381
Composite
51.84/100
National rank
#1666
State rank
#73 of 539 in PA

Livability — Seven Fields

Score
79/100
State rank
#266
US rank
#2336

Category grades

Amenities D+ Commute F Cost of living D- Crime A+ Employment A+ Housing A+ Health & safety D User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Seven Fields, PA
Population (ZIP)
19,577

Population outlook (Butler County) Hauer SSP2

Today (2025)
190,777 people
By 2030
191,476 · +0.4%
By 2040
189,474 · -0.7%
By 2050
182,050 · -4.6%
By 2075
159,526 · -16.4%
By 2100
129,028 · -32.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (91%)
Race & ethnicity
White 91% Asian 5% Two or more races 2% Hispanic / Latino 1%
Common ancestry
Romanian 9% Serbian 3% Slovak 2%
Foreign-born
7% · China, Canada
Languages at home
92% English-only · Other Asian/Pacific 3% Other Indo-European 2% German/W. Germanic 1%

Political lean MEDSL · Butler

2024 margin
Solid R (+32.2) · D 33.5% · R 65.7%
2008→2024 swing
-4.8pp toward R · 2008: -27.4pp · 2024: -32.2pp
All cycles
2024: R+32.2 2020: R+32.5 2016: R+37.5 2012: R+34.9 2008: R+27.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -18.28%
Current HPI
271.1708
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+23.5% since first listed
12 events — show timeline
  • 2026-06-11 Price Changed $456,900 West Penn MLS
  • 2026-05-28 Price Changed $471,900 West Penn MLS
  • 2026-05-06 Listed $481,900 West Penn MLS
  • 2026-03-14 Rental Removed $3,139 Tricon
  • 2026-03-12 Listed for Rent $3,139 Tricon
  • 2020-03-24 Sold (Public Records) $367,500 Public Records
  • 2020-03-19 Pending West Penn MLS
  • 2020-03-19 Sold (MLS) $367,500 West Penn MLS
  • 2020-02-15 Contingent West Penn MLS
  • 2020-02-07 Listed $367,500 West Penn MLS
  • 2019-11-01 Delisted West Penn MLS
  • 2019-08-12 Listed $370,000 West Penn MLS

Property tax history

+1.9%/yr

Latest (2026): $5,467 · +3.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…