158 Baker Ave · Winslow, NJ 08004

$249,900

3 bd · 1.5 ba · 1,386 sqft · SingleFamily public records · 117 Days on market

Built 1989 3,598 sqft lot Est $346k · 28% under

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +21.9/30.0
• ARV discount +15.0/15.0
• DSCR +7.0/10.0
• 1% rule +6.0/10.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• Schools +2.3/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Priced to sell! This wonderful 3 bedroom, 1.5 bath townhouse in desirable Waterford Green is sure to please. Features include a large eat in kitchen with granite countertops and stainless steel appliances. The spacious living room has glass sliding doors that lead you to your fenced back yard, complete with storage shed and paver patio, A great space to entertain! Back inside and on the second level you will find 3 generously sized bedrooms and an updated full bathroom with newer vanity, lighting and fixtures. Raised panel interior doors, newer carpeting and main floor laundry complete this adorable home! Schedule your tour today!!

Key facts

• Easy access
• Eat in kitchen
• Large rear yard

Tags

• EAT IN KITCHEN
• SPACIOUS FAMILY ROOM
• LARGE REAR YARD
• EASY ACCESS
• PUBLIC TRANSPORTATION

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath single-family listed at $250k.

Deal economics

• At list price, monthly cash flow is $393 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $250k).
• Recommended offer: $227k (9.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
• Winslow Township School District (suburban): math 11% / reading 36% proficiency, ranked #387 of 472 in NJ (top 82%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: 52 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 1,018 units permitted in Camden County in 2024 (509 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Camden County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 117 days — a 9% lower offer ($227k) is reasonable based on typical stale-listing flexibility.
• 10 sale attempts since 26y ago; this cycle's ask has dropped $25k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $127k; list at $250k implies a 97% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 64% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→14/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $227,409 (9.0% below list)

Questions for the listing agent

1. It's been on market 117 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.10% ✓
• Cap rate: 8.18%
• Cash-on-cash: 6.74%
• DSCR: 1.30
• GRM: 7.6

CMA / ARV

• ARV (on-the-fly): $346,500
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
120 Baker Ave	0.12mi	3/1.5	1,296 (-6%)	0mo	$350,000	$270	83
104 Fenway Ave	0.30mi	3/1.5	1,328 (-4%)	6mo	$355,000	$267	74
108 Forbes Dr	0.18mi	3/1.5	1,548 (+12%)	3mo	$350,000	$226	70
33 Windingbrook Dr	0.50mi	3/2.5	1,360 (-2%)	3mo	$375,000	$276	67
16 Brookview Dr	0.58mi	3/1.5	1,328 (-4%)	7mo	$340,000	$256	60
59 Woodstream Dr	0.66mi	3/1.5	1,328 (-4%)	3mo	$308,888	$233	60
61 Shoreline Dr	0.33mi	3/1.5	1,552 (+12%)	8mo	$392,000	$253	58
4 Pin Oak Dr	0.55mi	4/1.0 (+1)	1,484 (+7%)	2mo	$360,000	$243	54
111 Baker Ave	0.20mi	4/2.5 (+1)	1,552 (+12%)	9mo	$385,000	$248	54
124 Stevens Ave	0.36mi	3/1.0	1,220 (-12%)	10mo	$303,000	$248	53
56 Oakton Dr	0.39mi	3/2.5	1,576 (+14%)	3mo	$393,400	$250	52
7 Brookview Dr	0.54mi	3/2.5	1,552 (+12%)	5mo	$330,000	$213	47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -5.9%
• Equity multiple: 0.78×
• Total profit: $-15,376
• Equity at exit: $37,261

10-year hold

• IRR: 3.8%
• Equity multiple: 1.27×
• Total profit: $19,158
• Equity at exit: $21,607

Cash invested: $69,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 21 Tenant-Leaning
• State New Jersey: 21 Tenant-Leaning · D+6
• County: — inherits STATE
• City: — inherits STATE

Anti-eviction Act requires just-cause statewide; rent control in 100+ municipalities; one of the most tenant-friendly states.

Methodology + full state rankings →

ZIP-level market 08004

• Home prices YoY: -15.5%
• Active inventory: 52
• Price-to-rent: 7.6×

Monthly cashflow live

• Estimated rent: $2,750 medium
• Mortgage (P&I): −$1,311
• Tax from tax record: −$365 /mo · $4,376/yr
• Insurance: −$104
• HOA: −$0
• Vacancy / Maint / Mgmt: −$578
• Net cashflow: $393

Break-even live

Break-even rent $2,252

Max offer price $249,900

Occupancy floor 81%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $62,475
• Closing costs: $7,497
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
20 Woodvale Dr Atco, NJ	3.0	1.5	1360	$2,750	$2.02	11d	1	0.77mi
2142 Auburn Ave Atco, NJ	3.0	1.0	1184	$2,750	$2.32	1d	1	0.89mi

Listing history 37 events

1. 2026-04-15
   status Pending
2. 2026-04-01
   historical Active Under Contract
3. 2026-03-18
   price $249,900
4. 2026-02-26
   price $254,900
5. 2026-01-17
   price $259,900
6. 2025-12-30
   price $269,900
7. 2025-12-05
   listed $275,000 Active
8. 2019-08-26
   soldstatus $127,000 Closed 639-char remark

   Show marketing remark (639 chars)

   Priced to sell! This wonderful 3 bedroom, 1.5 bath townhouse in desirable Waterford Green is sure to please. Features include a large eat in kitchen with granite countertops and stainless steel appliances. The spacious living room has glass sliding doors that lead you to your fenced back yard, complete with storage shed and paver patio, A great space to entertain! Back inside and on the second level you will find 3 generously sized bedrooms and an updated full bathroom with newer vanity, lighting and fixtures. Raised panel interior doors, newer carpeting and main floor laundry complete this adorable home! Schedule your tour today!!

9. 2019-07-25
   status Pending 639-char remark

   Show marketing remark (639 chars)

   Priced to sell! This wonderful 3 bedroom, 1.5 bath townhouse in desirable Waterford Green is sure to please. Features include a large eat in kitchen with granite countertops and stainless steel appliances. The spacious living room has glass sliding doors that lead you to your fenced back yard, complete with storage shed and paver patio, A great space to entertain! Back inside and on the second level you will find 3 generously sized bedrooms and an updated full bathroom with newer vanity, lighting and fixtures. Raised panel interior doors, newer carpeting and main floor laundry complete this adorable home! Schedule your tour today!!

10. 2019-07-03
    price $125,000 639-char remark

    Show marketing remark (639 chars)

    Priced to sell! This wonderful 3 bedroom, 1.5 bath townhouse in desirable Waterford Green is sure to please. Features include a large eat in kitchen with granite countertops and stainless steel appliances. The spacious living room has glass sliding doors that lead you to your fenced back yard, complete with storage shed and paver patio, A great space to entertain! Back inside and on the second level you will find 3 generously sized bedrooms and an updated full bathroom with newer vanity, lighting and fixtures. Raised panel interior doors, newer carpeting and main floor laundry complete this adorable home! Schedule your tour today!!

11. 2019-07-03
    status Active 639-char remark

    Show marketing remark (639 chars)

    Priced to sell! This wonderful 3 bedroom, 1.5 bath townhouse in desirable Waterford Green is sure to please. Features include a large eat in kitchen with granite countertops and stainless steel appliances. The spacious living room has glass sliding doors that lead you to your fenced back yard, complete with storage shed and paver patio, A great space to entertain! Back inside and on the second level you will find 3 generously sized bedrooms and an updated full bathroom with newer vanity, lighting and fixtures. Raised panel interior doors, newer carpeting and main floor laundry complete this adorable home! Schedule your tour today!!

12. 2019-06-25
    historical 639-char remark

    Show marketing remark (639 chars)

    Priced to sell! This wonderful 3 bedroom, 1.5 bath townhouse in desirable Waterford Green is sure to please. Features include a large eat in kitchen with granite countertops and stainless steel appliances. The spacious living room has glass sliding doors that lead you to your fenced back yard, complete with storage shed and paver patio, A great space to entertain! Back inside and on the second level you will find 3 generously sized bedrooms and an updated full bathroom with newer vanity, lighting and fixtures. Raised panel interior doors, newer carpeting and main floor laundry complete this adorable home! Schedule your tour today!!

13. 2019-06-06
    price $129,900 639-char remark

    Show marketing remark (639 chars)

    Priced to sell! This wonderful 3 bedroom, 1.5 bath townhouse in desirable Waterford Green is sure to please. Features include a large eat in kitchen with granite countertops and stainless steel appliances. The spacious living room has glass sliding doors that lead you to your fenced back yard, complete with storage shed and paver patio, A great space to entertain! Back inside and on the second level you will find 3 generously sized bedrooms and an updated full bathroom with newer vanity, lighting and fixtures. Raised panel interior doors, newer carpeting and main floor laundry complete this adorable home! Schedule your tour today!!

14. 2019-06-06
    status Active 639-char remark

    Show marketing remark (639 chars)

    Priced to sell! This wonderful 3 bedroom, 1.5 bath townhouse in desirable Waterford Green is sure to please. Features include a large eat in kitchen with granite countertops and stainless steel appliances. The spacious living room has glass sliding doors that lead you to your fenced back yard, complete with storage shed and paver patio, A great space to entertain! Back inside and on the second level you will find 3 generously sized bedrooms and an updated full bathroom with newer vanity, lighting and fixtures. Raised panel interior doors, newer carpeting and main floor laundry complete this adorable home! Schedule your tour today!!

15. 2019-06-03
    historical 639-char remark

    Show marketing remark (639 chars)

    Priced to sell! This wonderful 3 bedroom, 1.5 bath townhouse in desirable Waterford Green is sure to please. Features include a large eat in kitchen with granite countertops and stainless steel appliances. The spacious living room has glass sliding doors that lead you to your fenced back yard, complete with storage shed and paver patio, A great space to entertain! Back inside and on the second level you will find 3 generously sized bedrooms and an updated full bathroom with newer vanity, lighting and fixtures. Raised panel interior doors, newer carpeting and main floor laundry complete this adorable home! Schedule your tour today!!

16. 2019-05-29
    status Active 639-char remark

    Show marketing remark (639 chars)

    Priced to sell! This wonderful 3 bedroom, 1.5 bath townhouse in desirable Waterford Green is sure to please. Features include a large eat in kitchen with granite countertops and stainless steel appliances. The spacious living room has glass sliding doors that lead you to your fenced back yard, complete with storage shed and paver patio, A great space to entertain! Back inside and on the second level you will find 3 generously sized bedrooms and an updated full bathroom with newer vanity, lighting and fixtures. Raised panel interior doors, newer carpeting and main floor laundry complete this adorable home! Schedule your tour today!!

17. 2019-05-19
    status Pending 639-char remark

    Show marketing remark (639 chars)

    Priced to sell! This wonderful 3 bedroom, 1.5 bath townhouse in desirable Waterford Green is sure to please. Features include a large eat in kitchen with granite countertops and stainless steel appliances. The spacious living room has glass sliding doors that lead you to your fenced back yard, complete with storage shed and paver patio, A great space to entertain! Back inside and on the second level you will find 3 generously sized bedrooms and an updated full bathroom with newer vanity, lighting and fixtures. Raised panel interior doors, newer carpeting and main floor laundry complete this adorable home! Schedule your tour today!!

18. 2019-05-15
    historical Active Under Contract 639-char remark

    Show marketing remark (639 chars)

    Priced to sell! This wonderful 3 bedroom, 1.5 bath townhouse in desirable Waterford Green is sure to please. Features include a large eat in kitchen with granite countertops and stainless steel appliances. The spacious living room has glass sliding doors that lead you to your fenced back yard, complete with storage shed and paver patio, A great space to entertain! Back inside and on the second level you will find 3 generously sized bedrooms and an updated full bathroom with newer vanity, lighting and fixtures. Raised panel interior doors, newer carpeting and main floor laundry complete this adorable home! Schedule your tour today!!

19. 2019-05-08
    listed $125,000 Active 639-char remark

    Show marketing remark (639 chars)

    Priced to sell! This wonderful 3 bedroom, 1.5 bath townhouse in desirable Waterford Green is sure to please. Features include a large eat in kitchen with granite countertops and stainless steel appliances. The spacious living room has glass sliding doors that lead you to your fenced back yard, complete with storage shed and paver patio, A great space to entertain! Back inside and on the second level you will find 3 generously sized bedrooms and an updated full bathroom with newer vanity, lighting and fixtures. Raised panel interior doors, newer carpeting and main floor laundry complete this adorable home! Schedule your tour today!!

20. 2006-03-06
    soldstatus $164,000
21. 2006-02-27
    soldstatus $164,900 313-char remark

    Show marketing remark (313 chars)

    Absolute Must See!!! BEAUTIFUL Large 2 story townhouse. Very well kept, like new. Full fenced in oversized yard. Patio and large deck off of rear. New high efficency heater and central air unit. Neutral decore thru out. Full floored Attic for storage. Driveway parking. Move right in. Hurry it won't last. Ad#6672

22. 2006-02-02
    historical 313-char remark

    Show marketing remark (313 chars)

    Absolute Must See!!! BEAUTIFUL Large 2 story townhouse. Very well kept, like new. Full fenced in oversized yard. Patio and large deck off of rear. New high efficency heater and central air unit. Neutral decore thru out. Full floored Attic for storage. Driveway parking. Move right in. Hurry it won't last. Ad#6672

23. 2005-12-01
    listed $164,900 313-char remark

    Show marketing remark (313 chars)

    Absolute Must See!!! BEAUTIFUL Large 2 story townhouse. Very well kept, like new. Full fenced in oversized yard. Patio and large deck off of rear. New high efficency heater and central air unit. Neutral decore thru out. Full floored Attic for storage. Driveway parking. Move right in. Hurry it won't last. Ad#6672

24. 2004-12-27
    soldstatus $134,900
25. 2004-12-17
    soldstatus $134,900
26. 2004-06-29
    listed $134,900
27. 2002-04-25
    soldstatus $87,500
28. 2002-02-26
    soldstatus $87,500
29. 2002-01-10
    listed $87,500
30. 2001-07-05
    listed $87,500
31. 2001-07-05
    historical
32. 2001-02-13
    soldstatus $73,900
33. 2001-01-15
    soldstatus $73,900
34. 2000-12-22
    historical
35. 2000-11-02
    listed $73,900
36. 1993-08-27
    soldstatus $77,600
37. 1990-10-31
    soldstatus $86,945

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NJ · Partial reset (capped growth)

• Current annual tax: $4,376 · $365/mo
• Projected year-2 tax: $5,299 · $442/mo
• Expected delta: +$923/yr (+$77/mo · 21.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 6/10 Major 7 d/yr ≥103°F today · 14 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 64% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $33,000
• − Mortgage interest: −$13,998
• − Property taxes: −$4,376
• − Insurance: −$1,250
• − Repairs & maintenance: −$2,640
• − Management: −$2,640
• − Depreciation: −$7,270
• Taxable income: $827
• Est. tax owed @ 24.0%: −$198
• After-tax cash flow: $4,520/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Winslow Township School District
• NCES district ID: 3418060
• Math proficiency: 11% ▼ -17.00%
• Reading proficiency: 36% ▼ -5.00%
• Median HH income: $70,254
• Composite: 22.65/100
• National rank: #8057
• State rank: #387 of 472 in NJ

Livability — Winslow

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Population (ZIP): 10,946

Population outlook (Camden County) Hauer SSP2

• Today (2025): 507,964 people
• By 2030: 502,182 · -1.1%
• By 2040: 485,602 · -4.4%
• By 2050: 465,630 · -8.3%
• By 2075: 419,986 · -17.3%
• By 2100: 369,492 · -27.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (75%)
• Race & ethnicity: White 75% Black 11% Hispanic / Latino 9% Two or more races 8%
• Hispanic origin (detail): Mexican 1% Puerto Rican 6% Dominican 2%
• Common ancestry: Romanian 8% Serbian 2% Iranian 1%
• Foreign-born: 2% · Canada, China
• Languages at home: 93% English-only · Spanish 4% Other Indo-European 1%

Political lean MEDSL · Camden

• 2024 margin: Strong D (+27.4) · D 63.0% · R 35.5% · Other 1.5%
• 2008→2024 swing: -8.8pp toward R · 2008: 36.2pp · 2024: 27.4pp
• All cycles: 2024: D+27.4 2020: D+33.5 2016: D+32.4 2012: D+36.6 2008: D+36.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -60.00%
• Current HPI: 325.9847
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.05%
• F500 in state: 34

Industry mix (Fortune 500 HQ in NJ)

Industry	F500 HQs	Revenue
▸Consumer Goods	3	$31B
▸Pharmaceuticals	2	$153B
▸Technology	2	$21B
▸Insurance	2	$20B
▸Healthcare	2	$19B
▸Financial Services	1	$70B

Price history

+187.4% since first listed

37 events — show timeline

• 2026-04-15 Pending — BRIGHT MLS
• 2026-04-01 Contingent — BRIGHT MLS
• 2026-03-18 Price Changed $249,900 BRIGHT MLS
• 2026-02-26 Price Changed $254,900 BRIGHT MLS
• 2026-01-17 Price Changed $259,900 BRIGHT MLS
• 2025-12-30 Price Changed $269,900 BRIGHT MLS
• 2025-12-05 Listed $275,000 BRIGHT MLS
• 2019-08-26 Sold (MLS) $127,000 BRIGHT MLS
• 2019-07-25 Pending — BRIGHT MLS
• 2019-07-03 Price Changed $125,000 BRIGHT MLS
• 2019-07-03 Relisted — BRIGHT MLS
• 2019-06-25 Listing Removed — BRIGHT MLS
• 2019-06-06 Price Changed $129,900 BRIGHT MLS
• 2019-06-06 Relisted — BRIGHT MLS
• 2019-06-03 Listing Removed — BRIGHT MLS
• 2019-05-29 Relisted — BRIGHT MLS
• 2019-05-19 Pending — BRIGHT MLS
• 2019-05-15 Contingent — BRIGHT MLS
• 2019-05-08 Listed $125,000 BRIGHT MLS
• 2006-03-06 Sold (Public Records) $164,000 Public Records
• 2006-02-27 Sold (MLS) $164,900 BRIGHT MLS
• 2006-02-02 Listing Removed — BRIGHT MLS
• 2005-12-01 Listed $164,900 BRIGHT MLS
• 2004-12-27 Sold (Public Records) $134,900 Public Records
• 2004-12-17 Sold (MLS) $134,900 BRIGHT MLS
• 2004-06-29 Listed $134,900 BRIGHT MLS
• 2002-04-25 Sold (Public Records) $87,500 Public Records
• 2002-02-26 Sold (MLS) $87,500 BRIGHT MLS
• 2002-01-10 Listed $87,500 BRIGHT MLS
• 2001-07-05 Listing Removed — BRIGHT MLS
• 2001-07-05 Listed $87,500 BRIGHT MLS
• 2001-02-13 Sold (Public Records) $73,900 Public Records
• 2001-01-15 Sold (MLS) $73,900 BRIGHT MLS
• 2000-12-22 Listing Removed — BRIGHT MLS
• 2000-11-02 Listed $73,900 BRIGHT MLS
• 1993-08-27 Sold (Public Records) $77,600 Public Records
• 1990-10-31 Sold (Public Records) $86,945 Public Records

Property tax history

+1.3%/yr

Latest (2025): $4,376 · +1.9% YoY. Source: county tax records.