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10310 Lands End Cir #39
C- Composite 53.34
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +12.7/30.0
  • 1% rule +4.8/10.0
  • Schools +4.6/10.0
  • Appreciation +4.0/10.0
  • DSCR +3.8/10.0
  • Livability +3.4/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$589,000

10310 Lands End Cir #39 · Rotonda, FL 33946
4 bd · 4.0 ba · 2,400 sqft · SingleFamily public records · 179 Days on market
Built 2015 2,012 sqft lot Est $886k · 33% under $525/mo HOA · 9% of rent ↓ 51% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Seller Motivated! GORGEOUS TOWNHOME! Ideal for seasonal/annual SWFL living, this 3-story home has been meticulously maintained & gently lived in. End unit w/ preserve areas on the side & in rear creating a private feel while being situated in small gated waterfront community that offers a community center having activities for every member of the family including fitness center, pool, Gulf access kayak launch, & fishing pier. Inside the home you will find luxury features throughout- high end light fixtures & fans, designer cabinets, granite countertops, crown molding, stainless steel appliances, sprawling 3-story floor plan w/ private elevator w/ 8ft cab height servicing all 3 floors, French doors on one guest room making it ideal for den/home office, wood detail on staircases, spacious master suite & 2 guest suites on 3rd floor, massive 4-car garage that has plenty of room for boat storage or large workshop area, 2 storage areas on interior of home (storage area on the second floor can be used as an office space), and 2 screened outdoor living areas (one of first floor & one on second). There is still 2yrs left on DR Horton limited home warranty. One mile from Boca Grande & short drive to five public golf course.

Key facts

  • Preserve views
  • End-unit townhome
  • Private elevator

Tags

END-UNIT TOWNHOMEPRIVATE GATED COMMUNITYWATERFRONT COMMUNITYPRESERVE VIEWSPRIVATE ELEVATORDESIGNER CABINETRY

Property features AI

Finance

  • Other: Community directions: From Placida Rd. to entrance of The Landings on Coral Creek (north of Boca Grande Cswy). Turn right into development and follow signs to home.
  • Financial info: Total monthly fees listed as $525; Total annual fees listed as $6,300; Lease restrictions apply
  • HOA & community: Has HOA (monthly fee $525); Association amenities include clubhouse, fitness center, pool, spa/hot tub, tennis courts, gated access and recreational facilities; Association fees cover common area taxes, pool, escrow reserves fund, private road and recreational facilities; Buyer approval may be required; Pets allowed (dogs and cats, max pet weight 100 lbs); Association recreation owned, community mailbox, deed restrictions, sidewalks

Exterior

  • Parking: Covered parking; Deeded parking; Electric vehicle charging station(s); Garage door opener; Golf cart parking; Ground level parking; Oversized parking; Parking pad; Basement parking; Attached garage with 4 garage spaces
  • Security: Fire alarm; Gated community; Security system (owned)
  • Utilities: Public water; Public sewer; BB/HS internet available; Electricity connected; Sewer connected; Sprinkler meter; Water connected
  • Home design: Residential townhouse; 2 stories (three or more levels indicated); Faces southwest; Slab foundation
  • Construction: Block, concrete and stucco construction; Metal roof; Built with durable materials
  • Exterior features: Covered rear porch; Screened porch; Outdoor lighting; Sidewalk; Sliding doors; Sprinkler meter; Storage; Tennis courts; Flood zone; Landscaped with mature trees; Level lot; Street is a private dead-end; Paved road; Private maintained road; Community access to Coral Creek for kayaking; Fishing pier

Interior

  • Kitchen: Dishwasher; Disposal; Freezer; Microwave; Range; Refrigerator; Water filtration system; Water softener
  • Bedrooms: 4 bedrooms
  • Flooring: Ceramic tile; Hardwood
  • Bathrooms: 3 full bathrooms; 1 half bathroom
  • Heating & cooling: Central heating; Electric heating; Zoned heating; Central air conditioning
  • Interior features: Built-in features; Ceiling fans; Crown molding; Eat-in kitchen; Elevator; High ceilings; Kitchen/family room combo; Living room/dining room combo; Open floorplan; Solid surface counters; Solid wood cabinets; Split bedroom layout; Stone counters; Thermostat; Walk-in closets; Window treatments; Skylights; Blinds; Storm windows; Built-in building elevator
  • Laundry & utility: Laundry room; Washer; Dryer; Inside utility; Storage rooms

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/4.0-bath single-family listed at $589k.

Deal economics

  • At list price, monthly cash flow is $-487 ($-6k/yr) — negative.
  • To cash-flow at today's rent, offer at most $503k (14.6% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $579k (1.6% below list).
  • Recommended offer: $503k (14.6% below list) — sets the bar for cash-flow.
  • Cap rate 6.2% vs local median 3.1% in Rotonda — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 67/100 on livability (#548 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A-, cost of living B+; Watch: amenities F, commute F, health & safety D-.
  • Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Vineland Elementary School (math 74% / reading 67%, grade A-, #333 of 2,144 statewide, top 16%, 579 students, 45% FRL); L. A. Ainger Middle School (math 65% / reading 53%, grade B, #144 of 571 statewide, top 26%, 720 students, 40% FRL); Lemon Bay High School (math 50% / reading 56%, grade C-, #148 of 667 statewide, top 23%, 1,360 students, 28% FRL) — zoned schools average 38% FRL vs 54% district-wide (16 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: 916 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-1.9%/yr); year-one equity from $4k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
  • Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 179 days — a 12% lower offer ($518k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 11y ago; this cycle's ask has dropped $156k (21%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: flood insurance adds $427/mo.
  • Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $502,974 (14.6% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 179 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.98%
Cap rate
6.17%
Cash-on-cash
-0.44%
DSCR
0.98
GRM
8.5

CMA / ARV

ARV (on-the-fly)
$885,600
Comps found
5
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4 Coral Creek Cir 0.48mi 3/3.0 (-1) 2,410 (+0%) 18mo $1,024,000 $425 53
440 Spaniards Rd 0.23mi 3/3.0 (-1) 2,251 (-6%) 22mo $566,500 $252 52
4652 Arlington Dr 0.52mi 3/3.0 (-1) 2,355 (-2%) 19mo $870,000 $369 48
4663 Arlington Dr 0.43mi 3/2.0 (-1) 2,174 (-9%) 12mo $750,000 $345 41
510 Green Dolphin Dr S 0.37mi 3/2.0 (-1) 2,134 (-11%) 14mo $900,000 $422 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-1.9% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-15.1%
Equity multiple
0.40×
Total profit
$-98,300
Equity at exit
$117,036
10-year hold
IRR
-7.7%
Equity multiple
0.41×
Total profit
$-98,086
Equity at exit
$102,549

Cash invested: $164,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33946

Home prices YoY
-0.7%
Active inventory
916
Price-to-rent
8.5×

Monthly cashflow live

Estimated rent
$5,794 high interval (Pro) →
Mortgage (P&I)
$3,089
Tax from tax record
$778 /mo · $9,341/yr
Insurance
$245
Flood insurance flood zone
−$427 /mo · $5,118/yr
HOA
$525
Vacancy / Maint / Mgmt
$1,217
Net cashflow
$-487

Break-even live

Break-even rent $6,410
Max offer price $502,974
Occupancy floor

Sensitivity live

Price -10% $-154 -5% $-320 +0% $-487 +5% $-654 +10% $-820
Rent -10% $-945 -5% $-716 +0% $-487 +5% $-258 +10% $-29
Rate -1.0pp $-190 -0.5pp $-337 base $-487 +0.5pp $-640 +1.0pp $-795

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$147,250
Closing costs
$17,670
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 10 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
10345 Longshore Rd #29 Placida, FL 3.0 3.0 2416 $6,900 $2.86 23d 1 0.10mi
10425 Pilothouse Cir #131 Placida, FL 3.0 3.0 2390 $5,000 $2.09 23d 1 0.30mi
11 Amberjack Ln Placida, FL 3.0 2.0 1786 $2,700 $1.51 15d 1 0.34mi
550 Gaspar Dr Placida, FL 3.0 3.0 1803 $5,500 $3.05 23d 1 0.37mi
13045 Via Aurelia Placida, FL 3.0 2.0 1961 $8,200 $4.18 23d 1 0.56mi
11 Amberjack Ter Placida, FL 3.0 2.0 2209 $7,985 $3.61 23d 1 0.69mi
50 Barracuda Dr Placida, FL 3.0 2.0 2154 $3,000 $1.39 23d 1 1.18mi
2 Windward Ter Placida, FL 3.0 3.0 1953 $2,500 $1.28 23d 1 1.21mi
3923 Cape Haze Dr #302 Rotonda West, FL 3.0 3.0 2044 $3,100 $1.52 23d 1 1.39mi
13113 Gasparilla Rd #405 Placida, FL 3.0 2.0 1855 $3,150 $1.70 23d 1 1.46mi

HOA detail

Monthly dues
$525 · $6,300/yr
Likely covers
waterpoolgymsecurity

Listing history 19 events

  1. 2026-05-30
    status $589,000 Pending 179 DOM
  2. 2026-03-20
    price $589,000
  3. 2026-02-19
    price $649,000
  4. 2025-12-01
    listed $745,000 Active
  5. 2023-10-18
    soldstatus $655,000
  6. 2023-10-16
    soldstatus $655,000 Closed 1274-char remark
    Show marketing remark (1205 chars)

    Seller Motivated! GORGEOUS TOWNHOME! Ideal for seasonal/annual SWFL living, this 3-story home has been meticulously maintained & gently lived in. End unit w/ preserve areas on the side & in rear creating a private feel while being situated in small gated waterfront community that offers a community center having activities for every member of the family including fitness center, pool, Gulf access kayak launch, & fishing pier. Inside the home you will find luxury features throughout- high end light fixtures & fans, designer cabinets, granite countertops, crown molding, stainless steel appliances, sprawling 3-story floor plan w/ private elevator w/ 8ft cab height servicing all 3 floors, French doors on one guest room making it ideal for den/home office, wood detail on staircases, spacious master suite & 2 guest suites on 3rd floor, massive 4-car garage that has plenty of room for boat storage or large workshop area, 2 storage areas on interior of home, and 2 screened outdoor living areas (one of first floor & one on second). There is still 2yrs left on DR Horton limited home warranty. One mile from Boca Grande & short drive to 5 public golf course.

  7. 2023-10-16
    soldstatus $655,000 Closed 1205-char remark
    Show marketing remark (1205 chars)

    Seller Motivated! GORGEOUS TOWNHOME! Ideal for seasonal/annual SWFL living, this 3-story home has been meticulously maintained & gently lived in. End unit w/ preserve areas on the side & in rear creating a private feel while being situated in small gated waterfront community that offers a community center having activities for every member of the family including fitness center, pool, Gulf access kayak launch, & fishing pier. Inside the home you will find luxury features throughout- high end light fixtures & fans, designer cabinets, granite countertops, crown molding, stainless steel appliances, sprawling 3-story floor plan w/ private elevator w/ 8ft cab height servicing all 3 floors, French doors on one guest room making it ideal for den/home office, wood detail on staircases, spacious master suite & 2 guest suites on 3rd floor, massive 4-car garage that has plenty of room for boat storage or large workshop area, 2 storage areas on interior of home, and 2 screened outdoor living areas (one of first floor & one on second). There is still 2yrs left on DR Horton limited home warranty. One mile from Boca Grande & short drive to 5 public golf course.

  8. 2023-08-28
    status Pending 1274-char remark
    Show marketing remark (1274 chars)

    Seller Motivated! GORGEOUS TOWNHOME! Ideal for seasonal/annual SWFL living, this 3-story home has been meticulously maintained & gently lived in. End unit w/ preserve areas on the side & in rear creating a private feel while being situated in small gated waterfront community that offers a community center having activities for every member of the family including fitness center, pool, Gulf access kayak launch, & fishing pier. Inside the home you will find luxury features throughout- high end light fixtures & fans, designer cabinets, granite countertops, crown molding, stainless steel appliances, sprawling 3-story floor plan w/ private elevator w/ 8ft cab height servicing all 3 floors, French doors on one guest room making it ideal for den/home office, wood detail on staircases, spacious master suite & 2 guest suites on 3rd floor, massive 4-car garage that has plenty of room for boat storage or large workshop area, 2 storage areas on interior of home (storage area on the second floor can be used as an office space), and 2 screened outdoor living areas (one of first floor & one on second). There is still 2yrs left on DR Horton limited home warranty. One mile from Boca Grande & short drive to five public golf course.

  9. 2023-08-18
    status Pending 1205-char remark
    Show marketing remark (1205 chars)

    Seller Motivated! GORGEOUS TOWNHOME! Ideal for seasonal/annual SWFL living, this 3-story home has been meticulously maintained & gently lived in. End unit w/ preserve areas on the side & in rear creating a private feel while being situated in small gated waterfront community that offers a community center having activities for every member of the family including fitness center, pool, Gulf access kayak launch, & fishing pier. Inside the home you will find luxury features throughout- high end light fixtures & fans, designer cabinets, granite countertops, crown molding, stainless steel appliances, sprawling 3-story floor plan w/ private elevator w/ 8ft cab height servicing all 3 floors, French doors on one guest room making it ideal for den/home office, wood detail on staircases, spacious master suite & 2 guest suites on 3rd floor, massive 4-car garage that has plenty of room for boat storage or large workshop area, 2 storage areas on interior of home, and 2 screened outdoor living areas (one of first floor & one on second). There is still 2yrs left on DR Horton limited home warranty. One mile from Boca Grande & short drive to 5 public golf course.

  10. 2023-08-11
    price $679,900 1274-char remark
    Show marketing remark (1274 chars)

    Seller Motivated! GORGEOUS TOWNHOME! Ideal for seasonal/annual SWFL living, this 3-story home has been meticulously maintained & gently lived in. End unit w/ preserve areas on the side & in rear creating a private feel while being situated in small gated waterfront community that offers a community center having activities for every member of the family including fitness center, pool, Gulf access kayak launch, & fishing pier. Inside the home you will find luxury features throughout- high end light fixtures & fans, designer cabinets, granite countertops, crown molding, stainless steel appliances, sprawling 3-story floor plan w/ private elevator w/ 8ft cab height servicing all 3 floors, French doors on one guest room making it ideal for den/home office, wood detail on staircases, spacious master suite & 2 guest suites on 3rd floor, massive 4-car garage that has plenty of room for boat storage or large workshop area, 2 storage areas on interior of home (storage area on the second floor can be used as an office space), and 2 screened outdoor living areas (one of first floor & one on second). There is still 2yrs left on DR Horton limited home warranty. One mile from Boca Grande & short drive to five public golf course.

  11. 2023-08-10
    price $679,900 1205-char remark
    Show marketing remark (1205 chars)

    Seller Motivated! GORGEOUS TOWNHOME! Ideal for seasonal/annual SWFL living, this 3-story home has been meticulously maintained & gently lived in. End unit w/ preserve areas on the side & in rear creating a private feel while being situated in small gated waterfront community that offers a community center having activities for every member of the family including fitness center, pool, Gulf access kayak launch, & fishing pier. Inside the home you will find luxury features throughout- high end light fixtures & fans, designer cabinets, granite countertops, crown molding, stainless steel appliances, sprawling 3-story floor plan w/ private elevator w/ 8ft cab height servicing all 3 floors, French doors on one guest room making it ideal for den/home office, wood detail on staircases, spacious master suite & 2 guest suites on 3rd floor, massive 4-car garage that has plenty of room for boat storage or large workshop area, 2 storage areas on interior of home, and 2 screened outdoor living areas (one of first floor & one on second). There is still 2yrs left on DR Horton limited home warranty. One mile from Boca Grande & short drive to 5 public golf course.

  12. 2023-07-26
    listed $725,000 Active 1274-char remark
    Show marketing remark (1205 chars)

    Seller Motivated! GORGEOUS TOWNHOME! Ideal for seasonal/annual SWFL living, this 3-story home has been meticulously maintained & gently lived in. End unit w/ preserve areas on the side & in rear creating a private feel while being situated in small gated waterfront community that offers a community center having activities for every member of the family including fitness center, pool, Gulf access kayak launch, & fishing pier. Inside the home you will find luxury features throughout- high end light fixtures & fans, designer cabinets, granite countertops, crown molding, stainless steel appliances, sprawling 3-story floor plan w/ private elevator w/ 8ft cab height servicing all 3 floors, French doors on one guest room making it ideal for den/home office, wood detail on staircases, spacious master suite & 2 guest suites on 3rd floor, massive 4-car garage that has plenty of room for boat storage or large workshop area, 2 storage areas on interior of home, and 2 screened outdoor living areas (one of first floor & one on second). There is still 2yrs left on DR Horton limited home warranty. One mile from Boca Grande & short drive to 5 public golf course.

  13. 2023-07-26
    listed $725,000 Active 1205-char remark
    Show marketing remark (1205 chars)

    Seller Motivated! GORGEOUS TOWNHOME! Ideal for seasonal/annual SWFL living, this 3-story home has been meticulously maintained & gently lived in. End unit w/ preserve areas on the side & in rear creating a private feel while being situated in small gated waterfront community that offers a community center having activities for every member of the family including fitness center, pool, Gulf access kayak launch, & fishing pier. Inside the home you will find luxury features throughout- high end light fixtures & fans, designer cabinets, granite countertops, crown molding, stainless steel appliances, sprawling 3-story floor plan w/ private elevator w/ 8ft cab height servicing all 3 floors, French doors on one guest room making it ideal for den/home office, wood detail on staircases, spacious master suite & 2 guest suites on 3rd floor, massive 4-car garage that has plenty of room for boat storage or large workshop area, 2 storage areas on interior of home, and 2 screened outdoor living areas (one of first floor & one on second). There is still 2yrs left on DR Horton limited home warranty. One mile from Boca Grande & short drive to 5 public golf course.

  14. 2016-01-15
    soldstatus $284,000 Sold
  15. 2015-11-09
    status Pending
  16. 2015-11-04
    price $309,999
  17. 2015-09-22
    price $334,571
  18. 2015-09-22
    listed $349,571 Active
  19. 2013-01-07
    soldstatus $1,200,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$9,341 · $778/mo
Projected year-2 tax
$9,341 · $778/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 9/10 Extreme FEMA zone AE · 99% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$69,526
− Mortgage interest
−$32,993
− Property taxes
−$9,341
− Insurance
−$8,064
− Repairs & maintenance
−$5,562
− Management
−$5,562
− HOA
−$6,300
− Depreciation
−$17,135
Taxable loss
−$15,430
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$3,703
After-tax cash flow
$-2,141/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Charlotte
NCES district ID
1200240
Math proficiency
54% ▼ -6.00%
Reading proficiency
54% ▼ -1.00%
Median HH income
$44,864
Composite
45.62/100
National rank
#2586
State rank
#22 of 73 in FL

Livability — Rotonda

Score
67/100
State rank
#548
US rank
#10359

Category grades

Amenities F Commute F Cost of living B+ Crime A+ Employment C+ Housing A- Health & safety D- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

City population
10,490
Population (ZIP)
2,745

Population outlook (Charlotte County) Hauer SSP2

Today (2025)
198,646 people
By 2030
210,507 · +6.0%
By 2040
230,857 · +16.2%
By 2050
247,148 · +24.4%
By 2075
281,777 · +41.8%
By 2100
293,609 · +47.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (95%)
Race & ethnicity
White 95% Hispanic / Latino 2% Asian 1% Two or more races 1%
Common ancestry
Italian 3% Romanian 2% Russian 2%
Foreign-born
6% · Canada
Languages at home
91% English-only · Russian/Polish/Slavic 5% Spanish 1% French/Haitian/Cajun 1%

Political lean MEDSL · Charlotte

2024 margin
Solid R (+34.0) · D 32.7% · R 66.7%
2008→2024 swing
-26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
All cycles
2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -1.90%
Current HPI
288.559
Rent YoY
Metro
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-50.9% since first listed
18 events — show timeline
  • 2026-03-20 Price Changed $589,000 Stellar MLS as Distributed by MLS Grid
  • 2026-02-19 Price Changed $649,000 Stellar MLS as Distributed by MLS Grid
  • 2025-12-01 Listed $745,000 Stellar MLS as Distributed by MLS Grid
  • 2023-10-18 Sold (Public Records) $655,000 Public Records
  • 2023-10-16 Sold (MLS) $655,000 FORTMLS
  • 2023-10-16 Sold (MLS) $655,000 Stellar MLS as Distributed by MLS Grid
  • 2023-08-28 Pending Stellar MLS as Distributed by MLS Grid
  • 2023-08-18 Pending FORTMLS
  • 2023-08-11 Price Changed $679,900 Stellar MLS as Distributed by MLS Grid
  • 2023-08-10 Price Changed $679,900 FORTMLS
  • 2023-07-26 Listed $725,000 FORTMLS
  • 2023-07-26 Listed $725,000 Stellar MLS as Distributed by MLS Grid
  • 2016-01-15 Sold (MLS) $284,000 Stellar MLS as Distributed by MLS Grid
  • 2015-11-09 Pending Stellar MLS as Distributed by MLS Grid
  • 2015-11-04 Price Changed $309,999 Stellar MLS as Distributed by MLS Grid
  • 2015-09-22 Price Changed $334,571 Stellar MLS as Distributed by MLS Grid
  • 2015-09-22 Listed $349,571 Stellar MLS as Distributed by MLS Grid
  • 2013-01-07 Sold (Public Records) $1,200,000 Public Records

Property tax history

+28.6%/yr

Latest (2025): $9,341 · -4.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…