10310 Lands End Cir #39 · Rotonda, FL
Flood risk 9/10 · Severe
- FEMA flood zone
- AE
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $1,737 – $8,500
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 25 days/yr
Wind risk 10/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +12.7/30.0
- 1% rule +4.8/10.0
- Schools +4.6/10.0
- Appreciation +4.0/10.0
- DSCR +3.8/10.0
- Livability +3.4/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$589,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Seller Motivated! GORGEOUS TOWNHOME! Ideal for seasonal/annual SWFL living, this 3-story home has been meticulously maintained & gently lived in. End unit w/ preserve areas on the side & in rear creating a private feel while being situated in small gated waterfront community that offers a community center having activities for every member of the family including fitness center, pool, Gulf access kayak launch, & fishing pier. Inside the home you will find luxury features throughout- high end light fixtures & fans, designer cabinets, granite countertops, crown molding, stainless steel appliances, sprawling 3-story floor plan w/ private elevator w/ 8ft cab height servicing all 3 floors, French doors on one guest room making it ideal for den/home office, wood detail on staircases, spacious master suite & 2 guest suites on 3rd floor, massive 4-car garage that has plenty of room for boat storage or large workshop area, 2 storage areas on interior of home (storage area on the second floor can be used as an office space), and 2 screened outdoor living areas (one of first floor & one on second). There is still 2yrs left on DR Horton limited home warranty. One mile from Boca Grande & short drive to five public golf course.
Key facts
- Preserve views
- End-unit townhome
- Private elevator
Tags
Property features AI
Finance
- Other: Community directions: From Placida Rd. to entrance of The Landings on Coral Creek (north of Boca Grande Cswy). Turn right into development and follow signs to home.
- Financial info: Total monthly fees listed as $525; Total annual fees listed as $6,300; Lease restrictions apply
- HOA & community: Has HOA (monthly fee $525); Association amenities include clubhouse, fitness center, pool, spa/hot tub, tennis courts, gated access and recreational facilities; Association fees cover common area taxes, pool, escrow reserves fund, private road and recreational facilities; Buyer approval may be required; Pets allowed (dogs and cats, max pet weight 100 lbs); Association recreation owned, community mailbox, deed restrictions, sidewalks
Exterior
- Parking: Covered parking; Deeded parking; Electric vehicle charging station(s); Garage door opener; Golf cart parking; Ground level parking; Oversized parking; Parking pad; Basement parking; Attached garage with 4 garage spaces
- Security: Fire alarm; Gated community; Security system (owned)
- Utilities: Public water; Public sewer; BB/HS internet available; Electricity connected; Sewer connected; Sprinkler meter; Water connected
- Home design: Residential townhouse; 2 stories (three or more levels indicated); Faces southwest; Slab foundation
- Construction: Block, concrete and stucco construction; Metal roof; Built with durable materials
- Exterior features: Covered rear porch; Screened porch; Outdoor lighting; Sidewalk; Sliding doors; Sprinkler meter; Storage; Tennis courts; Flood zone; Landscaped with mature trees; Level lot; Street is a private dead-end; Paved road; Private maintained road; Community access to Coral Creek for kayaking; Fishing pier
Interior
- Kitchen: Dishwasher; Disposal; Freezer; Microwave; Range; Refrigerator; Water filtration system; Water softener
- Bedrooms: 4 bedrooms
- Flooring: Ceramic tile; Hardwood
- Bathrooms: 3 full bathrooms; 1 half bathroom
- Heating & cooling: Central heating; Electric heating; Zoned heating; Central air conditioning
- Interior features: Built-in features; Ceiling fans; Crown molding; Eat-in kitchen; Elevator; High ceilings; Kitchen/family room combo; Living room/dining room combo; Open floorplan; Solid surface counters; Solid wood cabinets; Split bedroom layout; Stone counters; Thermostat; Walk-in closets; Window treatments; Skylights; Blinds; Storm windows; Built-in building elevator
- Laundry & utility: Laundry room; Washer; Dryer; Inside utility; Storage rooms
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/4.0-bath single-family listed at $589k.
Deal economics
- At list price, monthly cash flow is $-487 ($-6k/yr) — negative.
- To cash-flow at today's rent, offer at most $503k (14.6% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $579k (1.6% below list).
- Recommended offer: $503k (14.6% below list) — sets the bar for cash-flow.
- Cap rate 6.2% vs local median 3.1% in Rotonda — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 67/100 on livability (#548 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A-, cost of living B+; Watch: amenities F, commute F, health & safety D-.
- Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Vineland Elementary School (math 74% / reading 67%, grade A-, #333 of 2,144 statewide, top 16%, 579 students, 45% FRL); L. A. Ainger Middle School (math 65% / reading 53%, grade B, #144 of 571 statewide, top 26%, 720 students, 40% FRL); Lemon Bay High School (math 50% / reading 56%, grade C-, #148 of 667 statewide, top 23%, 1,360 students, 28% FRL) — zoned schools average 38% FRL vs 54% district-wide (16 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: 916 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-1.9%/yr); year-one equity from $4k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
- Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 179 days — a 12% lower offer ($518k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 11y ago; this cycle's ask has dropped $156k (21%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: flood insurance adds $427/mo.
- Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 179 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.98% ✗
- Cap rate
- 6.17%
- Cash-on-cash
- -0.44%
- DSCR
- 0.98
- GRM
- 8.5
CMA / ARV
- ARV (on-the-fly)
- $885,600
- Comps found
- 5
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 4 Coral Creek Cir | 0.48mi | 3/3.0 (-1) | 2,410 (+0%) | 18mo | $1,024,000 | $425 | 53 |
| 440 Spaniards Rd | 0.23mi | 3/3.0 (-1) | 2,251 (-6%) | 22mo | $566,500 | $252 | 52 |
| 4652 Arlington Dr | 0.52mi | 3/3.0 (-1) | 2,355 (-2%) | 19mo | $870,000 | $369 | 48 |
| 4663 Arlington Dr | 0.43mi | 3/2.0 (-1) | 2,174 (-9%) | 12mo | $750,000 | $345 | 41 |
| 510 Green Dolphin Dr S | 0.37mi | 3/2.0 (-1) | 2,134 (-11%) | 14mo | $900,000 | $422 | 40 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-1.9% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -15.1%
- Equity multiple
- 0.40×
- Total profit
- $-98,300
- Equity at exit
- $117,036
- IRR
- -7.7%
- Equity multiple
- 0.41×
- Total profit
- $-98,086
- Equity at exit
- $102,549
Cash invested: $164,920 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 33946
- Home prices YoY
- -0.7%
- Active inventory
- 916
- Price-to-rent
- 8.5×
Monthly cashflow live
- Estimated rent
- $5,794 high interval (Pro) →
- Mortgage (P&I)
- −$3,089
- Tax from tax record
- −$778 /mo · $9,341/yr
- Insurance
- −$245
- Flood insurance flood zone
- −$427 /mo · $5,118/yr
- HOA
- −$525
- Vacancy / Maint / Mgmt
- −$1,217
- Net cashflow
- $-487
Break-even live
Sensitivity live
| Price | -10% $-154 | -5% $-320 | +0% $-487 | +5% $-654 | +10% $-820 |
|---|---|---|---|---|---|
| Rent | -10% $-945 | -5% $-716 | +0% $-487 | +5% $-258 | +10% $-29 |
| Rate | -1.0pp $-190 | -0.5pp $-337 | base $-487 | +0.5pp $-640 | +1.0pp $-795 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $147,250
- Closing costs
- $17,670
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 10 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 10345 Longshore Rd #29 Placida, FL | 3.0 | 3.0 | 2416 | $6,900 | $2.86 | 23d | 1 | 0.10mi |
| 10425 Pilothouse Cir #131 Placida, FL | 3.0 | 3.0 | 2390 | $5,000 | $2.09 | 23d | 1 | 0.30mi |
| 11 Amberjack Ln Placida, FL | 3.0 | 2.0 | 1786 | $2,700 | $1.51 | 15d | 1 | 0.34mi |
| 550 Gaspar Dr Placida, FL | 3.0 | 3.0 | 1803 | $5,500 | $3.05 | 23d | 1 | 0.37mi |
| 13045 Via Aurelia Placida, FL | 3.0 | 2.0 | 1961 | $8,200 | $4.18 | 23d | 1 | 0.56mi |
| 11 Amberjack Ter Placida, FL | 3.0 | 2.0 | 2209 | $7,985 | $3.61 | 23d | 1 | 0.69mi |
| 50 Barracuda Dr Placida, FL | 3.0 | 2.0 | 2154 | $3,000 | $1.39 | 23d | 1 | 1.18mi |
| 2 Windward Ter Placida, FL | 3.0 | 3.0 | 1953 | $2,500 | $1.28 | 23d | 1 | 1.21mi |
| 3923 Cape Haze Dr #302 Rotonda West, FL | 3.0 | 3.0 | 2044 | $3,100 | $1.52 | 23d | 1 | 1.39mi |
| 13113 Gasparilla Rd #405 Placida, FL | 3.0 | 2.0 | 1855 | $3,150 | $1.70 | 23d | 1 | 1.46mi |
HOA detail
- Monthly dues
- $525 · $6,300/yr
- Likely covers
- waterpoolgymsecurity
Listing history 19 events
-
2026-05-30status $589,000 Pending 179 DOM
-
2026-03-20price $589,000
-
2026-02-19price $649,000
-
2025-12-01$745,000 Active
-
2023-10-18soldstatus $655,000
-
2023-10-16soldstatus $655,000 Closed 1274-char remark
Show marketing remark (1205 chars)
Seller Motivated! GORGEOUS TOWNHOME! Ideal for seasonal/annual SWFL living, this 3-story home has been meticulously maintained & gently lived in. End unit w/ preserve areas on the side & in rear creating a private feel while being situated in small gated waterfront community that offers a community center having activities for every member of the family including fitness center, pool, Gulf access kayak launch, & fishing pier. Inside the home you will find luxury features throughout- high end light fixtures & fans, designer cabinets, granite countertops, crown molding, stainless steel appliances, sprawling 3-story floor plan w/ private elevator w/ 8ft cab height servicing all 3 floors, French doors on one guest room making it ideal for den/home office, wood detail on staircases, spacious master suite & 2 guest suites on 3rd floor, massive 4-car garage that has plenty of room for boat storage or large workshop area, 2 storage areas on interior of home, and 2 screened outdoor living areas (one of first floor & one on second). There is still 2yrs left on DR Horton limited home warranty. One mile from Boca Grande & short drive to 5 public golf course.
-
2023-10-16soldstatus $655,000 Closed 1205-char remark
Show marketing remark (1205 chars)
Seller Motivated! GORGEOUS TOWNHOME! Ideal for seasonal/annual SWFL living, this 3-story home has been meticulously maintained & gently lived in. End unit w/ preserve areas on the side & in rear creating a private feel while being situated in small gated waterfront community that offers a community center having activities for every member of the family including fitness center, pool, Gulf access kayak launch, & fishing pier. Inside the home you will find luxury features throughout- high end light fixtures & fans, designer cabinets, granite countertops, crown molding, stainless steel appliances, sprawling 3-story floor plan w/ private elevator w/ 8ft cab height servicing all 3 floors, French doors on one guest room making it ideal for den/home office, wood detail on staircases, spacious master suite & 2 guest suites on 3rd floor, massive 4-car garage that has plenty of room for boat storage or large workshop area, 2 storage areas on interior of home, and 2 screened outdoor living areas (one of first floor & one on second). There is still 2yrs left on DR Horton limited home warranty. One mile from Boca Grande & short drive to 5 public golf course.
-
2023-08-28status Pending 1274-char remark
Show marketing remark (1274 chars)
Seller Motivated! GORGEOUS TOWNHOME! Ideal for seasonal/annual SWFL living, this 3-story home has been meticulously maintained & gently lived in. End unit w/ preserve areas on the side & in rear creating a private feel while being situated in small gated waterfront community that offers a community center having activities for every member of the family including fitness center, pool, Gulf access kayak launch, & fishing pier. Inside the home you will find luxury features throughout- high end light fixtures & fans, designer cabinets, granite countertops, crown molding, stainless steel appliances, sprawling 3-story floor plan w/ private elevator w/ 8ft cab height servicing all 3 floors, French doors on one guest room making it ideal for den/home office, wood detail on staircases, spacious master suite & 2 guest suites on 3rd floor, massive 4-car garage that has plenty of room for boat storage or large workshop area, 2 storage areas on interior of home (storage area on the second floor can be used as an office space), and 2 screened outdoor living areas (one of first floor & one on second). There is still 2yrs left on DR Horton limited home warranty. One mile from Boca Grande & short drive to five public golf course.
-
2023-08-18status Pending 1205-char remark
Show marketing remark (1205 chars)
Seller Motivated! GORGEOUS TOWNHOME! Ideal for seasonal/annual SWFL living, this 3-story home has been meticulously maintained & gently lived in. End unit w/ preserve areas on the side & in rear creating a private feel while being situated in small gated waterfront community that offers a community center having activities for every member of the family including fitness center, pool, Gulf access kayak launch, & fishing pier. Inside the home you will find luxury features throughout- high end light fixtures & fans, designer cabinets, granite countertops, crown molding, stainless steel appliances, sprawling 3-story floor plan w/ private elevator w/ 8ft cab height servicing all 3 floors, French doors on one guest room making it ideal for den/home office, wood detail on staircases, spacious master suite & 2 guest suites on 3rd floor, massive 4-car garage that has plenty of room for boat storage or large workshop area, 2 storage areas on interior of home, and 2 screened outdoor living areas (one of first floor & one on second). There is still 2yrs left on DR Horton limited home warranty. One mile from Boca Grande & short drive to 5 public golf course.
-
2023-08-11price $679,900 1274-char remark
Show marketing remark (1274 chars)
Seller Motivated! GORGEOUS TOWNHOME! Ideal for seasonal/annual SWFL living, this 3-story home has been meticulously maintained & gently lived in. End unit w/ preserve areas on the side & in rear creating a private feel while being situated in small gated waterfront community that offers a community center having activities for every member of the family including fitness center, pool, Gulf access kayak launch, & fishing pier. Inside the home you will find luxury features throughout- high end light fixtures & fans, designer cabinets, granite countertops, crown molding, stainless steel appliances, sprawling 3-story floor plan w/ private elevator w/ 8ft cab height servicing all 3 floors, French doors on one guest room making it ideal for den/home office, wood detail on staircases, spacious master suite & 2 guest suites on 3rd floor, massive 4-car garage that has plenty of room for boat storage or large workshop area, 2 storage areas on interior of home (storage area on the second floor can be used as an office space), and 2 screened outdoor living areas (one of first floor & one on second). There is still 2yrs left on DR Horton limited home warranty. One mile from Boca Grande & short drive to five public golf course.
-
2023-08-10price $679,900 1205-char remark
Show marketing remark (1205 chars)
Seller Motivated! GORGEOUS TOWNHOME! Ideal for seasonal/annual SWFL living, this 3-story home has been meticulously maintained & gently lived in. End unit w/ preserve areas on the side & in rear creating a private feel while being situated in small gated waterfront community that offers a community center having activities for every member of the family including fitness center, pool, Gulf access kayak launch, & fishing pier. Inside the home you will find luxury features throughout- high end light fixtures & fans, designer cabinets, granite countertops, crown molding, stainless steel appliances, sprawling 3-story floor plan w/ private elevator w/ 8ft cab height servicing all 3 floors, French doors on one guest room making it ideal for den/home office, wood detail on staircases, spacious master suite & 2 guest suites on 3rd floor, massive 4-car garage that has plenty of room for boat storage or large workshop area, 2 storage areas on interior of home, and 2 screened outdoor living areas (one of first floor & one on second). There is still 2yrs left on DR Horton limited home warranty. One mile from Boca Grande & short drive to 5 public golf course.
-
2023-07-26$725,000 Active 1274-char remark
Show marketing remark (1205 chars)
Seller Motivated! GORGEOUS TOWNHOME! Ideal for seasonal/annual SWFL living, this 3-story home has been meticulously maintained & gently lived in. End unit w/ preserve areas on the side & in rear creating a private feel while being situated in small gated waterfront community that offers a community center having activities for every member of the family including fitness center, pool, Gulf access kayak launch, & fishing pier. Inside the home you will find luxury features throughout- high end light fixtures & fans, designer cabinets, granite countertops, crown molding, stainless steel appliances, sprawling 3-story floor plan w/ private elevator w/ 8ft cab height servicing all 3 floors, French doors on one guest room making it ideal for den/home office, wood detail on staircases, spacious master suite & 2 guest suites on 3rd floor, massive 4-car garage that has plenty of room for boat storage or large workshop area, 2 storage areas on interior of home, and 2 screened outdoor living areas (one of first floor & one on second). There is still 2yrs left on DR Horton limited home warranty. One mile from Boca Grande & short drive to 5 public golf course.
-
2023-07-26$725,000 Active 1205-char remark
Show marketing remark (1205 chars)
Seller Motivated! GORGEOUS TOWNHOME! Ideal for seasonal/annual SWFL living, this 3-story home has been meticulously maintained & gently lived in. End unit w/ preserve areas on the side & in rear creating a private feel while being situated in small gated waterfront community that offers a community center having activities for every member of the family including fitness center, pool, Gulf access kayak launch, & fishing pier. Inside the home you will find luxury features throughout- high end light fixtures & fans, designer cabinets, granite countertops, crown molding, stainless steel appliances, sprawling 3-story floor plan w/ private elevator w/ 8ft cab height servicing all 3 floors, French doors on one guest room making it ideal for den/home office, wood detail on staircases, spacious master suite & 2 guest suites on 3rd floor, massive 4-car garage that has plenty of room for boat storage or large workshop area, 2 storage areas on interior of home, and 2 screened outdoor living areas (one of first floor & one on second). There is still 2yrs left on DR Horton limited home warranty. One mile from Boca Grande & short drive to 5 public golf course.
-
2016-01-15soldstatus $284,000 Sold
-
2015-11-09status Pending
-
2015-11-04price $309,999
-
2015-09-22price $334,571
-
2015-09-22$349,571 Active
-
2013-01-07soldstatus $1,200,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $9,341 · $778/mo
- Projected year-2 tax
- $9,341 · $778/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 9/10 Extreme FEMA zone AE · 99% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 10/10 Extreme 7 d/yr ≥107°F today · 25 d/yr by 30 yrs out
- Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $69,526
- − Mortgage interest
- −$32,993
- − Property taxes
- −$9,341
- − Insurance
- −$8,064
- − Repairs & maintenance
- −$5,562
- − Management
- −$5,562
- − HOA
- −$6,300
- − Depreciation
- −$17,135
- Taxable loss
- −$15,430
- Est. tax savings @ 24.0%
- +$3,703
- After-tax cash flow
- $-2,141/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Charlotte
- NCES district ID
- 1200240
- Math proficiency
- 54% ▼ -6.00%
- Reading proficiency
- 54% ▼ -1.00%
- Median HH income
- $44,864
- Composite
- 45.62/100
- National rank
- #2586
- State rank
- #22 of 73 in FL
Livability — Rotonda
- Score
- 67/100
- State rank
- #548
- US rank
- #10359
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- City population
- 10,490
- Population (ZIP)
- 2,745
Population outlook (Charlotte County) Hauer SSP2
- Today (2025)
- 198,646 people
- By 2030
- 210,507 · +6.0%
- By 2040
- 230,857 · +16.2%
- By 2050
- 247,148 · +24.4%
- By 2075
- 281,777 · +41.8%
- By 2100
- 293,609 · +47.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (95%)
- Race & ethnicity
- White 95% Hispanic / Latino 2% Asian 1% Two or more races 1%
- Common ancestry
- Italian 3% Romanian 2% Russian 2%
- Foreign-born
- 6% · Canada
- Languages at home
- 91% English-only · Russian/Polish/Slavic 5% Spanish 1% French/Haitian/Cajun 1%
Political lean MEDSL · Charlotte
- 2024 margin
- Solid R (+34.0) · D 32.7% · R 66.7%
- 2008→2024 swing
- -26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
- All cycles
- 2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -1.90%
- Current HPI
- 288.559
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
-50.9% since first listed18 events — show timeline
- 2026-03-20 Price Changed $589,000 Stellar MLS as Distributed by MLS Grid
- 2026-02-19 Price Changed $649,000 Stellar MLS as Distributed by MLS Grid
- 2025-12-01 Listed $745,000 Stellar MLS as Distributed by MLS Grid
- 2023-10-18 Sold (Public Records) $655,000 Public Records
- 2023-10-16 Sold (MLS) $655,000 FORTMLS
- 2023-10-16 Sold (MLS) $655,000 Stellar MLS as Distributed by MLS Grid
- 2023-08-28 Pending — Stellar MLS as Distributed by MLS Grid
- 2023-08-18 Pending — FORTMLS
- 2023-08-11 Price Changed $679,900 Stellar MLS as Distributed by MLS Grid
- 2023-08-10 Price Changed $679,900 FORTMLS
- 2023-07-26 Listed $725,000 FORTMLS
- 2023-07-26 Listed $725,000 Stellar MLS as Distributed by MLS Grid
- 2016-01-15 Sold (MLS) $284,000 Stellar MLS as Distributed by MLS Grid
- 2015-11-09 Pending — Stellar MLS as Distributed by MLS Grid
- 2015-11-04 Price Changed $309,999 Stellar MLS as Distributed by MLS Grid
- 2015-09-22 Price Changed $334,571 Stellar MLS as Distributed by MLS Grid
- 2015-09-22 Listed $349,571 Stellar MLS as Distributed by MLS Grid
- 2013-01-07 Sold (Public Records) $1,200,000 Public Records
Property tax history
+28.6%/yrLatest (2025): $9,341 · -4.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…