481 Greenbriar Ct · Oak Run, IL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $804 – $1,492
Heat risk 3/10 · Minor
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Appreciation +7.5/10.0
- Schools +4.1/10.0
- Cash flow +3.8/30.0
- Livability +3.3/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- 1% rule +1.3/10.0
- DSCR +0.0/10.0
$175,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Come home to this completely updated 3 bedroom, 2 full bath ranch in Oak Run! Amenities include; large wooded lot on a cul-de-sac street, maintenance free vinyl siding, vinyl replacements windows, brand new roof, interior completely repainted from top to bottom with light neutral colors, HUGE great room with luxury vinyl plank flooring-cathedral ceiling-many windows-open to kitchen, remodeled kitchen features new countertops-breakfast bar-glass tile backsplash-new stainless steel stove/hood-fan/dishwasher-vinyl plank, large main floor laundry, new carpet in all the bedrooms, master bedroom offers a large private bathroom, partial basement, brand new furnace-central air-water heater, covered front porch plus a deck off the rear of the home, 2 car garage. All this plus access to an all sport 600+ acre lake, tennis courts, golfing, beaches, pool, parks, clubhouse and more! Agent owned. $157,500
Key facts
- 2 garage spots
- Community pool
- Built 1975
Property features AI
Finance
- HOA & community: Association fee applies (includes activities, clubhouse, lake rights, on-site manager, play area, pool, tennis courts)
Exterior
- Parking: Detached gravel, side-load garage with 2 car spaces
- Utilities: Public water and septic system; High-efficiency air conditioner, heating system, and water heater
- Home design: Single-family residence; Built in 1975
- Construction: Shingle roof; Crawl space / partial, unfinished basement
- Exterior features: Replacement windows; Level, wooded lot; Paved road access
Interior
- Kitchen: Dishwasher; Refrigerator
- Bedrooms: 3 bedrooms; All main-level bedrooms have egress windows; Bedroom sizes approximately 11'11" x 11', 11'7" x 11', and 11' x 15'
- Flooring: Carpet in bedrooms; Luxury vinyl plank in living areas, kitchen, and laundry
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central air conditioning; Propane forced-air heating (propane rented)
- Interior features: Vaulted/cathedral/tray ceilings; Ceiling fans
- Laundry & utility: Washer; Dryer; Dedicated laundry room (main level)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $175k.
Deal economics
- At list price, monthly cash flow is $-507 ($-6k/yr) — negative.
- To cash-flow at today's rent, offer at most $85k (51.2% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $110k (37.3% below list).
- Recommended offer: $85k (51.2% below list) — sets the bar for cash-flow.
Location & tenants
- Location reads 66/100 on livability (#556 in IL) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, health & safety F.
- Williamsfield CUSD 210 (rural): math 40% / reading 50% proficiency, ranked #225 of 919 in IL (top 24%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Williamsfield High School (math 10% / reading 30%, grade F, #357 of 693 statewide, top 54%, 96 students, 0% FRL) — zoned schools average 0% FRL vs 30% district-wide (30 pts lower); this property's tenant base skews higher-income than the district average.
- Zoned-school proficiency averages 20% at this address vs 45% district-wide (-25 pts) — the specific schools serving this property underperform the Williamsfield CUSD 210 average; the district grade overstates school quality for this exact location.
- Market conditions: 45 active listings in the ZIP.
Forward outlook
- In year one you build about $10k of equity ($1k loan paydown + $9k appreciation (5.0% local appreciation)).
- Knox County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- By year 4, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 54 days — a 3% lower offer ($170k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 3y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 54 days. Have you received any prior offers? Is the seller open to a 51% concession, seller financing, or rate buy-down credit?
- Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.63% ✗
- Cap rate
- 2.81%
- Cash-on-cash
- -12.42%
- DSCR
- 0.45
- GRM
- 13.3
CMA / ARV
- ARV (median comp)
- $216,377
- List price
- $175,000
- Delta
- -19.12%
- Verdict
- UNDERPRICED
- Comps
- 14 within 1.0 mi
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 4096 Oak Run Dr | 0.33mi | 3/2.0 | 1,416 (-4%) | 9mo | $360,000 | $254 | 71 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
4.95% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 2.4%
- Equity multiple
- 1.16×
- Total profit
- $7,664
- Equity at exit
- $98,656
- IRR
- 5.6%
- Equity multiple
- 2.05×
- Total profit
- $51,587
- Equity at exit
- $169,843
Cash invested: $49,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 43 Moderately Tenant-Leaning
- State Illinois
- 43 Moderately Tenant-Leaning · D+7
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 61428
- Home prices YoY
- 2.7%
- Active inventory
- 45
- Price-to-rent
- 13.3×
Monthly cashflow live
- Estimated rent
- $1,097 medium interval (Pro) →
- Mortgage (P&I)
- −$918
- Tax from tax record
- −$338 /mo · $4,058/yr
- Insurance
- −$73
- HOA
- −$45
- Vacancy / Maint / Mgmt
- −$230
- Net cashflow
- $-507
Break-even live
Sensitivity live
| Price | -10% $-408 | -5% $-458 | +0% $-507 | +5% $-557 | +10% $-606 |
|---|---|---|---|---|---|
| Rent | -10% $-594 | -5% $-551 | +0% $-507 | +5% $-464 | +10% $-421 |
| Rate | -1.0pp $-419 | -0.5pp $-463 | base $-507 | +0.5pp $-553 | +1.0pp $-599 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $43,750
- Closing costs
- $5,250
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
HOA detail
- Monthly dues
- $45 · $540/yr
- Likely covers
- waterpool
Listing history 37 events
-
2026-06-21days on market $175,000 Active 54 DOM
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2026-06-18days on market $175,000 Active 52 DOM
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2026-06-17days on market $175,000 Active 51 DOM
-
2026-06-16days on market $175,000 Active 50 DOM
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2026-06-15days on market $175,000 Active 49 DOM
-
2026-06-13days on market $175,000 Active 47 DOM
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2026-06-12days on market $175,000 Active 46 DOM
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2026-06-09days on market $175,000 Active 43 DOM
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2026-06-08days on market $175,000 Active 42 DOM
-
2026-06-07days on market $175,000 Active 41 DOM
-
2026-06-05days on market $175,000 Active 39 DOM
-
2026-06-04days on market $175,000 Active 37 DOM
-
2026-06-02days on market $175,000 Active 36 DOM
-
2026-06-01days on market $175,000 Active 35 DOM
-
2026-05-31days on market $175,000 Active 34 DOM
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2026-05-31days on market $175,000 Active 33 DOM
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2026-05-18price $175,000 941-char remark
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2026-04-26$179,900 Active 941-char remark
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2025-02-19soldstatus $155,000
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2025-02-18soldstatus $155,000 Closed 908-char remark
Show marketing remark (908 chars)
Come home to this completely updated 3 bedroom, 2 full bath ranch in Oak Run! Amenities include; large wooded lot on a cul-de-sac street, maintenance free vinyl siding, vinyl replacements windows, brand new roof, interior completely repainted from top to bottom with light neutral colors, HUGE great room with luxury vinyl plank flooring-cathedral ceiling-many windows-open to kitchen, remodeled kitchen features new countertops-breakfast bar-glass tile backsplash-new stainless steel stove/hood-fan/dishwasher-vinyl plank, large main floor laundry, new carpet in all the bedrooms, master bedroom offers a large private bathroom, partial basement, brand new furnace-central air-water heater, covered front porch plus a deck off the rear of the home, 2 car garage. All this plus access to an all sport 600+ acre lake, tennis courts, golfing, beaches, pool, parks, clubhouse and more! Agent owned. $157,500
-
2025-01-16status Pending 908-char remark
Show marketing remark (908 chars)
Come home to this completely updated 3 bedroom, 2 full bath ranch in Oak Run! Amenities include; large wooded lot on a cul-de-sac street, maintenance free vinyl siding, vinyl replacements windows, brand new roof, interior completely repainted from top to bottom with light neutral colors, HUGE great room with luxury vinyl plank flooring-cathedral ceiling-many windows-open to kitchen, remodeled kitchen features new countertops-breakfast bar-glass tile backsplash-new stainless steel stove/hood-fan/dishwasher-vinyl plank, large main floor laundry, new carpet in all the bedrooms, master bedroom offers a large private bathroom, partial basement, brand new furnace-central air-water heater, covered front porch plus a deck off the rear of the home, 2 car garage. All this plus access to an all sport 600+ acre lake, tennis courts, golfing, beaches, pool, parks, clubhouse and more! Agent owned. $157,500
-
2025-01-10price $1,495
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2025-01-09price $157,500 908-char remark
Show marketing remark (908 chars)
Come home to this completely updated 3 bedroom, 2 full bath ranch in Oak Run! Amenities include; large wooded lot on a cul-de-sac street, maintenance free vinyl siding, vinyl replacements windows, brand new roof, interior completely repainted from top to bottom with light neutral colors, HUGE great room with luxury vinyl plank flooring-cathedral ceiling-many windows-open to kitchen, remodeled kitchen features new countertops-breakfast bar-glass tile backsplash-new stainless steel stove/hood-fan/dishwasher-vinyl plank, large main floor laundry, new carpet in all the bedrooms, master bedroom offers a large private bathroom, partial basement, brand new furnace-central air-water heater, covered front porch plus a deck off the rear of the home, 2 car garage. All this plus access to an all sport 600+ acre lake, tennis courts, golfing, beaches, pool, parks, clubhouse and more! Agent owned. $157,500
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2024-12-12price $1,595
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2024-11-14$1,700
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2024-09-30status Active 908-char remark
Show marketing remark (908 chars)
Come home to this completely updated 3 bedroom, 2 full bath ranch in Oak Run! Amenities include; large wooded lot on a cul-de-sac street, maintenance free vinyl siding, vinyl replacements windows, brand new roof, interior completely repainted from top to bottom with light neutral colors, HUGE great room with luxury vinyl plank flooring-cathedral ceiling-many windows-open to kitchen, remodeled kitchen features new countertops-breakfast bar-glass tile backsplash-new stainless steel stove/hood-fan/dishwasher-vinyl plank, large main floor laundry, new carpet in all the bedrooms, master bedroom offers a large private bathroom, partial basement, brand new furnace-central air-water heater, covered front porch plus a deck off the rear of the home, 2 car garage. All this plus access to an all sport 600+ acre lake, tennis courts, golfing, beaches, pool, parks, clubhouse and more! Agent owned. $157,500
-
2024-09-26status Pending 908-char remark
Show marketing remark (908 chars)
Come home to this completely updated 3 bedroom, 2 full bath ranch in Oak Run! Amenities include; large wooded lot on a cul-de-sac street, maintenance free vinyl siding, vinyl replacements windows, brand new roof, interior completely repainted from top to bottom with light neutral colors, HUGE great room with luxury vinyl plank flooring-cathedral ceiling-many windows-open to kitchen, remodeled kitchen features new countertops-breakfast bar-glass tile backsplash-new stainless steel stove/hood-fan/dishwasher-vinyl plank, large main floor laundry, new carpet in all the bedrooms, master bedroom offers a large private bathroom, partial basement, brand new furnace-central air-water heater, covered front porch plus a deck off the rear of the home, 2 car garage. All this plus access to an all sport 600+ acre lake, tennis courts, golfing, beaches, pool, parks, clubhouse and more! Agent owned. $157,500
-
2024-09-24status Active 908-char remark
Show marketing remark (908 chars)
Come home to this completely updated 3 bedroom, 2 full bath ranch in Oak Run! Amenities include; large wooded lot on a cul-de-sac street, maintenance free vinyl siding, vinyl replacements windows, brand new roof, interior completely repainted from top to bottom with light neutral colors, HUGE great room with luxury vinyl plank flooring-cathedral ceiling-many windows-open to kitchen, remodeled kitchen features new countertops-breakfast bar-glass tile backsplash-new stainless steel stove/hood-fan/dishwasher-vinyl plank, large main floor laundry, new carpet in all the bedrooms, master bedroom offers a large private bathroom, partial basement, brand new furnace-central air-water heater, covered front porch plus a deck off the rear of the home, 2 car garage. All this plus access to an all sport 600+ acre lake, tennis courts, golfing, beaches, pool, parks, clubhouse and more! Agent owned. $157,500
-
2024-09-11status Pending 908-char remark
Show marketing remark (908 chars)
Come home to this completely updated 3 bedroom, 2 full bath ranch in Oak Run! Amenities include; large wooded lot on a cul-de-sac street, maintenance free vinyl siding, vinyl replacements windows, brand new roof, interior completely repainted from top to bottom with light neutral colors, HUGE great room with luxury vinyl plank flooring-cathedral ceiling-many windows-open to kitchen, remodeled kitchen features new countertops-breakfast bar-glass tile backsplash-new stainless steel stove/hood-fan/dishwasher-vinyl plank, large main floor laundry, new carpet in all the bedrooms, master bedroom offers a large private bathroom, partial basement, brand new furnace-central air-water heater, covered front porch plus a deck off the rear of the home, 2 car garage. All this plus access to an all sport 600+ acre lake, tennis courts, golfing, beaches, pool, parks, clubhouse and more! Agent owned. $157,500
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2024-08-27price $159,900 908-char remark
Show marketing remark (908 chars)
Come home to this completely updated 3 bedroom, 2 full bath ranch in Oak Run! Amenities include; large wooded lot on a cul-de-sac street, maintenance free vinyl siding, vinyl replacements windows, brand new roof, interior completely repainted from top to bottom with light neutral colors, HUGE great room with luxury vinyl plank flooring-cathedral ceiling-many windows-open to kitchen, remodeled kitchen features new countertops-breakfast bar-glass tile backsplash-new stainless steel stove/hood-fan/dishwasher-vinyl plank, large main floor laundry, new carpet in all the bedrooms, master bedroom offers a large private bathroom, partial basement, brand new furnace-central air-water heater, covered front porch plus a deck off the rear of the home, 2 car garage. All this plus access to an all sport 600+ acre lake, tennis courts, golfing, beaches, pool, parks, clubhouse and more! Agent owned. $157,500
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2024-07-29price $164,900 908-char remark
Show marketing remark (908 chars)
Come home to this completely updated 3 bedroom, 2 full bath ranch in Oak Run! Amenities include; large wooded lot on a cul-de-sac street, maintenance free vinyl siding, vinyl replacements windows, brand new roof, interior completely repainted from top to bottom with light neutral colors, HUGE great room with luxury vinyl plank flooring-cathedral ceiling-many windows-open to kitchen, remodeled kitchen features new countertops-breakfast bar-glass tile backsplash-new stainless steel stove/hood-fan/dishwasher-vinyl plank, large main floor laundry, new carpet in all the bedrooms, master bedroom offers a large private bathroom, partial basement, brand new furnace-central air-water heater, covered front porch plus a deck off the rear of the home, 2 car garage. All this plus access to an all sport 600+ acre lake, tennis courts, golfing, beaches, pool, parks, clubhouse and more! Agent owned. $157,500
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2024-07-15price $169,900 908-char remark
Show marketing remark (908 chars)
Come home to this completely updated 3 bedroom, 2 full bath ranch in Oak Run! Amenities include; large wooded lot on a cul-de-sac street, maintenance free vinyl siding, vinyl replacements windows, brand new roof, interior completely repainted from top to bottom with light neutral colors, HUGE great room with luxury vinyl plank flooring-cathedral ceiling-many windows-open to kitchen, remodeled kitchen features new countertops-breakfast bar-glass tile backsplash-new stainless steel stove/hood-fan/dishwasher-vinyl plank, large main floor laundry, new carpet in all the bedrooms, master bedroom offers a large private bathroom, partial basement, brand new furnace-central air-water heater, covered front porch plus a deck off the rear of the home, 2 car garage. All this plus access to an all sport 600+ acre lake, tennis courts, golfing, beaches, pool, parks, clubhouse and more! Agent owned. $157,500
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2024-07-08price $174,900 908-char remark
Show marketing remark (908 chars)
Come home to this completely updated 3 bedroom, 2 full bath ranch in Oak Run! Amenities include; large wooded lot on a cul-de-sac street, maintenance free vinyl siding, vinyl replacements windows, brand new roof, interior completely repainted from top to bottom with light neutral colors, HUGE great room with luxury vinyl plank flooring-cathedral ceiling-many windows-open to kitchen, remodeled kitchen features new countertops-breakfast bar-glass tile backsplash-new stainless steel stove/hood-fan/dishwasher-vinyl plank, large main floor laundry, new carpet in all the bedrooms, master bedroom offers a large private bathroom, partial basement, brand new furnace-central air-water heater, covered front porch plus a deck off the rear of the home, 2 car garage. All this plus access to an all sport 600+ acre lake, tennis courts, golfing, beaches, pool, parks, clubhouse and more! Agent owned. $157,500
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2024-06-26$179,900 Active 908-char remark
Show marketing remark (908 chars)
Come home to this completely updated 3 bedroom, 2 full bath ranch in Oak Run! Amenities include; large wooded lot on a cul-de-sac street, maintenance free vinyl siding, vinyl replacements windows, brand new roof, interior completely repainted from top to bottom with light neutral colors, HUGE great room with luxury vinyl plank flooring-cathedral ceiling-many windows-open to kitchen, remodeled kitchen features new countertops-breakfast bar-glass tile backsplash-new stainless steel stove/hood-fan/dishwasher-vinyl plank, large main floor laundry, new carpet in all the bedrooms, master bedroom offers a large private bathroom, partial basement, brand new furnace-central air-water heater, covered front porch plus a deck off the rear of the home, 2 car garage. All this plus access to an all sport 600+ acre lake, tennis courts, golfing, beaches, pool, parks, clubhouse and more! Agent owned. $157,500
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2023-11-17soldstatus $80,000 Closed
Show marketing remark (692 chars)
Handyman / investor special in Oak Run! If you are ready to roll up your sleeves and create spaces you'll love, then this 3 BD, 2 BA home is the opportunity for you. This fixer-upper home sits on a level lot with a detached 2-car garage. NOTE: Property is in an estate and is being sold AS-IS. With 600 acres of lake water and 19 miles of shoreline, Oak Run offers many recreational opportunities. Members enjoy fishing, boating and water sports such as water skiing, tubing and wakeboarding. Other Oak Run amenities include 18-hole championship golf course, restaurant, convenience store with gas station, swimming pool, 2 beaches, 2 boat launch areas, 3 playgrounds, 4 parks and campground.
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2023-10-26status Pending
Show marketing remark (692 chars)
Handyman / investor special in Oak Run! If you are ready to roll up your sleeves and create spaces you'll love, then this 3 BD, 2 BA home is the opportunity for you. This fixer-upper home sits on a level lot with a detached 2-car garage. NOTE: Property is in an estate and is being sold AS-IS. With 600 acres of lake water and 19 miles of shoreline, Oak Run offers many recreational opportunities. Members enjoy fishing, boating and water sports such as water skiing, tubing and wakeboarding. Other Oak Run amenities include 18-hole championship golf course, restaurant, convenience store with gas station, swimming pool, 2 beaches, 2 boat launch areas, 3 playgrounds, 4 parks and campground.
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2023-10-25$90,000 Active
Show marketing remark (692 chars)
Handyman / investor special in Oak Run! If you are ready to roll up your sleeves and create spaces you'll love, then this 3 BD, 2 BA home is the opportunity for you. This fixer-upper home sits on a level lot with a detached 2-car garage. NOTE: Property is in an estate and is being sold AS-IS. With 600 acres of lake water and 19 miles of shoreline, Oak Run offers many recreational opportunities. Members enjoy fishing, boating and water sports such as water skiing, tubing and wakeboarding. Other Oak Run amenities include 18-hole championship golf course, restaurant, convenience store with gas station, swimming pool, 2 beaches, 2 boat launch areas, 3 playgrounds, 4 parks and campground.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast IL · Partial reset (capped growth)
- Current annual tax
- $4,058 · $338/mo
- Projected year-2 tax
- $4,058 · $338/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥105°F today · 17 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $13,163
- − Mortgage interest
- −$9,803
- − Property taxes
- −$4,058
- − Insurance
- −$875
- − Repairs & maintenance
- −$1,053
- − Management
- −$1,053
- − HOA
- −$540
- − Depreciation
- −$5,091
- Taxable loss
- −$9,310
- Est. tax savings @ 24.0%
- +$2,234
- After-tax cash flow
- $-3,852/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Williamsfield CUSD 210
- NCES district ID
- 1742450
- Math proficiency
- 40% ▲ 5.00%
- Reading proficiency
- 50% ▲ 5.00%
- Median HH income
- $54,302
- Composite
- 41.25/100
- National rank
- #7383
- State rank
- #225 of 919 in IL
Livability — Oak Run
- Score
- 66/100
- State rank
- #556
- US rank
- #11718
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Oak Run, IL
- Population (ZIP)
- 1,153
Population outlook (Knox County) Hauer SSP2
- Today (2025)
- 48,224 people
- By 2030
- 46,333 · -3.9%
- By 2040
- 42,424 · -12.0%
- By 2050
- 38,929 · -19.3%
- By 2075
- 31,523 · -34.6%
- By 2100
- 24,092 · -50.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (98%)
- Race & ethnicity
- White 98%
- Common ancestry
- Romanian 2% Lithuanian 1% Slovak 1%
- Foreign-born
- 1% · Vietnam
- Languages at home
- 99% English-only · Spanish 1%
Political lean MEDSL · Knox
- 2024 margin
- Lean R (+9.4) · D 44.4% · R 53.7% · Other 1.9%
- 2008→2024 swing
- -29.3pp toward R · 2008: 19.9pp · 2024: -9.4pp
- All cycles
- 2024: R+9.4 2020: R+5.6 2016: R+3.3 2012: D+17.1 2008: D+19.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 4.95%
- Current HPI
- 188.8047
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.59%
- F500 in state
- 60
Industry mix (Fortune 500 HQ in IL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Insurance | 4 | $201B |
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| Consumer Goods | 4 | $87B |
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| Industrial Machinery | 3 | $64B |
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| Healthcare | 2 | $55B |
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| Retail / Pharmacy | 1 | $148B |
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| Agriculture / Food | 1 | $86B |
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Price history
+94.4% since first listed21 events — show timeline
- 2026-05-18 Price Changed $175,000 RMLSA as Distributed by MLS Grid
- 2026-04-26 Listed $179,900 RMLSA as Distributed by MLS Grid
- 2025-02-19 Sold (Public Records) $155,000 Public Records
- 2025-02-18 Sold (MLS) $155,000 RMLSA as Distributed by MLS Grid
- 2025-01-16 Pending — RMLSA as Distributed by MLS Grid
- 2025-01-10 Price Changed $1,495 RMLSA
- 2025-01-09 Price Changed $157,500 RMLSA as Distributed by MLS Grid
- 2024-12-12 Price Changed $1,595 RMLSA
- 2024-11-14 Listed for Rent $1,700 RMLSA
- 2024-09-30 Relisted — RMLSA as Distributed by MLS Grid
- 2024-09-26 Pending — RMLSA as Distributed by MLS Grid
- 2024-09-24 Relisted — RMLSA as Distributed by MLS Grid
- 2024-09-11 Pending — RMLSA as Distributed by MLS Grid
- 2024-08-27 Price Changed $159,900 RMLSA as Distributed by MLS Grid
- 2024-07-29 Price Changed $164,900 RMLSA as Distributed by MLS Grid
- 2024-07-15 Price Changed $169,900 RMLSA as Distributed by MLS Grid
- 2024-07-08 Price Changed $174,900 RMLSA as Distributed by MLS Grid
- 2024-06-26 Listed $179,900 RMLSA as Distributed by MLS Grid
- 2023-11-17 Sold (MLS) $80,000 RMLSA as Distributed by MLS Grid
- 2023-10-26 Pending — RMLSA as Distributed by MLS Grid
- 2023-10-25 Listed $90,000 RMLSA as Distributed by MLS Grid
Property tax history
+9.0%/yrLatest (2025): $4,058 · +54.2% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…