1080 Jack Calhoun Dr Lot 165 · Kissimmee, FL 34741

$70,000

2 bd · 2.0 ba · 1,100 sqft · Manufactured · 145 Days on market

Manufactured home Built 1996 Fair condition $64/sqft · 65% below area

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Livability +3.9/5.0
• Schools +3.2/10.0
• Appreciation +2.5/10.0
• Rent growth +2.1/5.0
• Condition / age +2.0/5.0
• Manufactured-home adj. -5.7

Listing remarks

2 bed 2 bath mobile home Family / Pet friendly park. $700.00 per month lot rent. 2 storage sheds. Brand new central air installed 4/25/2026 Will consider offers.

Key facts

• Storage sheds
• Built 1996
• Listed 145 days

Tags

• STORAGE SHEDS
• CENTRAL AIR INSTALLED

🏷️ Possibly a rental listed for sale. The $70,000 price doesn't fit this home's estimated sale value (~$200,000) and the remarks read like a rental — treat the cards below with caution.

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $70k. Condition is rated fair.

Deal economics

• At list price, monthly cash flow is $523 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $70k).
• Recommended offer: $62k (12.0% below list) — sets the bar for market timing.
• Cap rate 15.3% vs local median 3.6% in Kissimmee — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 77/100 on livability (#181 in FL, #2,841 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, health & safety A+; Watch: crime D-, employment D-.
• Osceola (suburban): math 39% / reading 45% proficiency, ranked #60 of 73 in FL (top 82%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 60% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Pleasant Hill Elementary School (math 36% / reading 38%, grade F, #1,609 of 2,144 statewide, top 77%, 741 students, 59% FRL); Horizon Middle School (math 40% / reading 41%, grade F, #360 of 571 statewide, top 64%, 1,295 students, 75% FRL); Liberty High School (math 15% / reading 25%, grade F, #554 of 667 statewide, top 84%, 1,613 students, 52% FRL) — zoned schools at 62% FRL track the district average.
• Market conditions: Rents soft (-1.4%/yr); 482 active listings in the ZIP; 23 comparable units currently listed for rent nearby; rentals leasing fast (median 8d on market — plan ~1-2 weeks tenant-placement turnaround); 43% of comp listings sitting > 30 days — soft ceiling on asking rent; 8,813 units permitted in Osceola County in 2024 (3,072 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $484 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Osceola County population projected at +73% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 0.0% rent growth), your $20k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

• It's been on market 145 days — a 12% lower offer ($62k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $61,600 (12.0% below list)

Questions for the listing agent

1. It's been on market 145 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.82% ✓
• Cap rate: 15.27%
• Cash-on-cash: 32.05%
• DSCR: 2.43
• GRM: 4.6

CMA / ARV

• ARV (median comp): $200,000
• List price: $70,000
• Delta: -65.00%
• Verdict: UNDERPRICED
• Comps: 3 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3401 Palmer Dr	0.23mi	3/2.0 (+1)	1,080 (-2%)	5mo	$315,000	$292	77
1090 Pineapple Way	0.24mi	2/2.0	840 (-24%)	4mo	$110,000	$131	60
653 Rolfe St	0.90mi	3/2.0 (+1)	1,080 (-2%)	5mo	$345,000	$319	53
1723 Hughey St	1.28mi	3/1.5 (+1)	1,071 (-3%)	1mo	$295,000	$275	52
2824 Osprey Cove Pl #102	1.48mi	3/2.0 (+1)	1,136 (+3%)	3mo	$195,000	$172	52
1805 Verona St	1.43mi	3/1.0 (+1)	1,140 (+4%)	1mo	$179,000	$157	49
2 S Lavon Ave	1.36mi	3/1.5 (+1)	1,150 (+4%)	3mo	$340,000	$296	48
2902 Pershing St	0.41mi	3/1.0 (+1)	882 (-20%)	2mo	$130,000	$147	45
202 Bay Meadow Dr	1.27mi	3/2.0 (+1)	1,237 (+12%)	1mo	$367,000	$297	38
4341 Creekside Blvd	1.11mi	3/2.0 (+1)	1,243 (+13%)	2mo	$350,000	$282	37
2120 W Martin St	0.89mi	3/2.0 (+1)	1,271 (+16%)	3mo	$220,000	$173	33
7 S Thacker Ave	1.28mi	3/2.0 (+1)	1,354 (+23%)	4mo	$222,000	$164	32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: 23.6%
• Equity multiple: 1.93×
• Total profit: $18,276
• Equity at exit: $10,437

10-year hold

• IRR: 29.5%
• Equity multiple: 3.27×
• Total profit: $44,479
• Equity at exit: $6,052

Cash invested: $19,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

Balanced market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

• For sale now: 1 active · 1 under contract
• Months of supply: 6.0 mo (17%/mo absorbed)
• Median asking: $229,900 ($249/sqft)
• Median days on market: 240 d
• This list price: lowest-priced of the active set
• ARV vs active asking: -26.9% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 34741

• Home prices YoY: -28.3%
• Rents YoY: -1.4%
• Active inventory: 482
• Price-to-rent: 4.6×

Monthly cashflow live

• Estimated rent: $1,275 high
• Mortgage (P&I): −$367
• Tax est. 1.5%: −$88 /mo · $1,050/yr
• Insurance: −$29
• HOA: −$0
• Lot rent leased land?: −$0
• Vacancy / Maint / Mgmt: −$268
• Net cashflow: $523

Break-even live

Break-even rent $612

Max offer price $70,000

Occupancy floor 54%

Sensitivity live

Price	-10% $572	-5% $548	+0% $523	+5% $499	+10% $475
Rent	-10% $423	-5% $473	+0% $523	+5% $574	+10% $624
Rate	-1.0pp $559	-0.5pp $541	base $523	+0.5pp $505	+1.0pp $487

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $17,500
• Closing costs: $2,100
• Club membership (one-time): —
• Reserves months: —
• Total cash needed: —

Rent comps 23 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1058 Jack Calhoun Dr Kissimmee, FL	2.0	1.5	996	$1,275	$1.28	4d	1	0.20mi
1006 Jack Calhoun Dr Unit 1008 Kissimmee, FL	2.0	1.5	877	$1,550	$1.77	28d	1	0.22mi
3201 W Pershing St Unit 3223 Kissimmee, FL	2.0	1.0	830	$1,495	$1.80	87d	1	0.29mi
3201 Pershing St Unit 3207 Kissimmee, FL	2.0	1.0	830	$1,450	$1.75	7d	1	0.29mi
3201 Pershing St Unit 3219 Kissimmee, FL	2.0	1.0	830	$1,525	$1.84	69d	1	0.29mi
851 Jenkins St Kissimmee, FL	3.0	1.0	1426	$1,750	$1.23	119d	1	0.83mi
2112 W Martin St Kissimmee, FL	2.0	2.0	1023	$1,395	$1.36	7d	1	0.91mi
3190 Shingle Creek Ct Kissimmee, FL	2.0	2.0	976	$1,600	$1.64	94d	1	0.92mi
3126 Enclave Ct Kissimmee, FL	2.0	2.0	854	$1,600	$1.87	7d	1	1.00mi
3112 Enclave Ct Kissimmee, FL	2.0	2.0	854	$1,650	$1.93	7d	1	1.02mi
1818 Sunny St Kissimmee, FL	3.0	2.0	1140	$2,450	$2.15	3d	1	1.10mi
701 7th Ave Kissimmee, FL	3.0	1.0	1056	$1,795	$1.70	119d	1	1.21mi
1375 Oak Haven Dr Kissimmee, FL	1.0–3.0	1.0–2.0	1102	$2,284	$2.07	5d	27	1.28mi
1416 Osceola Park Dr Kissimmee, FL	3.0	2.0	1378	$2,300	$1.67	119d	1	1.28mi
103 Moss Bluff Rd Kissimmee, FL	3.0	2.0	1496	$2,350	$1.57	87d	1	1.29mi
1991 Estancia Cir Unit 16A Kissimmee, FL	2.0	2.0	1260	$1,750	$1.39	119d	1	1.34mi
1985 Estancia Cir Unit A Kissimmee, FL	2.0	2.0	1259	$1,549	$1.23	119d	1	1.35mi
1916 Pontoon Pl Kissimmee, FL	3.0	2.0	1405	$2,020	$1.44	5d	1	1.40mi
801 Green Heron Ct Kissimmee, FL	1.0–3.0	1.0–2.0	975	$1,696	$1.74	6d	7	1.41mi
900 Woodside Cir Kissimmee, FL	1.0–3.0	1.0–2.5	1030	$1,678	$1.63	6d	20	1.45mi
2838 Osprey Cove Pl #204 Kissimmee, FL	3.0	2.0	1136	$1,750	$1.54	7d	1	1.46mi
2830 Osprey Cove Pl #204 Kissimmee, FL	3.0	2.0	1136	$1,500	$1.32	113d	1	1.47mi
1904 Commander Way Kissimmee, FL	3.0	2.0	1405	$2,100	$1.49	7d	1	1.47mi

Listing history 50 events

1. 2026-09-23
   days on market $70,000 Active 145 DOM
2. 2026-09-22
   days on market $70,000 Active 144 DOM
3. 2026-09-21
   days on market $70,000 Active 143 DOM
4. 2026-09-20
   days on market $70,000 Active 142 DOM
5. 2026-09-19
   days on market $70,000 Active 141 DOM
6. 2026-09-18
   days on market $70,000 Active 140 DOM
7. 2026-09-17
   days on market $70,000 Active 139 DOM
8. 2026-09-16
   days on market $70,000 Active 138 DOM
9. 2026-09-15
   days on market $70,000 Active 137 DOM
10. 2026-09-14
    days on market $70,000 Active 136 DOM
11. 2026-09-13
    days on market $70,000 Active 135 DOM
12. 2026-09-12
    days on market $70,000 Active 134 DOM
13. 2026-09-11
    days on market $70,000 Active 133 DOM
14. 2026-09-05
    days on market $70,000 Active 127 DOM
15. 2026-09-04
    days on market $70,000 Active 126 DOM
16. 2026-09-03
    days on market $70,000 Active 125 DOM
17. 2026-08-31
    days on market $70,000 Active 122 DOM
18. 2026-08-30
    days on market $70,000 Active 121 DOM
19. 2026-08-29
    days on market $70,000 Active 120 DOM
20. 2026-08-28
    days on market $70,000 Active 119 DOM
21. 2026-08-27
    days on market $70,000 Active 118 DOM
22. 2026-08-26
    days on market $70,000 Active 117 DOM
23. 2026-08-25
    days on market $70,000 Active 116 DOM
24. 2026-08-22
    days on market $70,000 Active 113 DOM
25. 2026-08-21
    days on market $70,000 Active 112 DOM
26. 2026-08-20
    days on market $70,000 Active 111 DOM
27. 2026-08-19
    days on market $70,000 Active 110 DOM
28. 2026-08-18
    days on market $70,000 Active 109 DOM
29. 2026-08-17
    days on market $70,000 Active 108 DOM
30. 2026-08-16
    days on market $70,000 Active 107 DOM
31. 2026-08-15
    days on market $70,000 Active 106 DOM
32. 2026-08-14
    days on market $70,000 Active 105 DOM
33. 2026-08-13
    days on market $70,000 Active 104 DOM
34. 2026-08-12
    days on market $70,000 Active 103 DOM
35. 2026-08-10
    days on market $70,000 Active 101 DOM
36. 2026-08-09
    days on market $70,000 Active 100 DOM
37. 2026-08-08
    days on market $70,000 Active 99 DOM
38. 2026-08-06
    days on market $70,000 Active 97 DOM
39. 2026-08-05
    days on market $70,000 Active 96 DOM
40. 2026-08-04
    days on market $70,000 Active 95 DOM
41. 2026-08-03
    days on market $70,000 Active 94 DOM
42. 2026-07-31
    days on market $70,000 Active 91 DOM
43. 2026-07-30
    days on market $70,000 Active 90 DOM
44. 2026-07-30
    days on market $70,000 Active 89 DOM
45. 2026-07-28
    days on market $70,000 Active 88 DOM
46. 2026-07-26
    days on market $70,000 Active 86 DOM
47. 2026-07-24
    days on market $70,000 Active 84 DOM
48. 2026-07-23
    days on market $70,000 Active 83 DOM
49. 2026-07-22
    days on market $70,000 Active 82 DOM
50. 2026-07-21
    days on market $70,000 Active 81 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 23 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,299
• − Mortgage interest: −$3,921
• − Property taxes: −$1,050
• − Insurance: −$350
• − Repairs & maintenance: −$1,224
• − Management: −$1,224
• − Depreciation: −$2,036
• Taxable income: $5,493
• Est. tax owed @ 24.0%: −$1,318
• After-tax cash flow: $4,962/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Fair 40/100 Cosmetic rehab Est. rehab $5,500–$16,500 screening

This mobile home has average condition with some cosmetic repairs needed. Painting the exterior and landscaping would significantly improve its curb appeal and value.

Repairs flagged

• Minor exterior siding — Slight weathering
• Minor landscaping — Low grass and debris

Value-add opportunities

• Both paint exterior walls — Enhances curb appeal and resale value ↑
• Both landscape and add curb appeal — Improves curb appeal and rental value ↑
• Both repair and paint exterior siding — Fixes weathered appearance and enhances resale value ↑

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 32/100

Zoned Schools

Elementary Pleasant Hill Elementary School F FL #1,609/2,144 Nat'l #21,438/41,679 Middle Horizon Middle School F FL #360/571 Nat'l #5,872/14,009 High Liberty High School F FL #554/667 Nat'l #14,027/17,239

Schools (NCES district)

• District: Osceola
• NCES district ID: 1201470
• Math proficiency: 39% ▼ -9.00%
• Reading proficiency: 45% ▼ -4.00%
• Median HH income: $45,528
• Composite: 35.7/100
• National rank: #4865
• State rank: #60 of 73 in FL

B Composite livability gradescore 77/100

Livability — Kissimmee

• Score: 77/100
• State rank: #181
• US rank: #2841

Category grades

Amenities C+ Commute A+ Cost of living A Crime D- Employment D- Housing A+ Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Kissimmee, FL
• County: Osceola County · 447,624 people
• City population: 196,187
• Metro: Orlando-Kissimmee-Sanford, FL
• Population (ZIP): 58,716
• Household income: $52,409
• Rent vs Own: 67.1% rent · 32.9% own
• Severe rent burden: 20% of renters

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Population outlook (Osceola County) Hauer SSP2

• Today (2025): 447,624 people
• By 2030: 511,823 · +14.3%
• By 2040: 642,986 · +43.6%
• By 2050: 774,552 · +73.0%
• By 2075: 1,078,144 · +140.9%
• By 2100: 1,269,660 · +183.6%

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Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Hispanic (72%)
• Race & ethnicity: Hispanic / Latino 72% Two or more races 20% White 16% Black 6% Asian 3%
• Hispanic origin (detail): Mexican 3% Puerto Rican 26% Cuban 4% Dominican 6%
• Common ancestry: Estonian 1% Russian 1% Lithuanian 1%
• Foreign-born: 39% · Canada, Jamaica
• Languages at home: 27% English-only · Spanish 66% Other Indo-European 2% Arabic 2%

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Political lean MEDSL · Osceola

• 2024 margin: Toss-up / Even · D 48.7% · R 50.2% · Other 1.1%
• 2008→2024 swing: -21.2pp toward R · 2008: 19.7pp · 2024: -1.4pp
• All cycles: 2024: R+1.4 2020: D+13.8 2016: D+25.0 2012: D+24.5 2008: D+19.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -115.96%
• Current HPI: 293.3914
• Rent YoY: ▼ -1.43%
• Metro: Orlando-Kissimmee-Sanford, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

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Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

1 event — show timeline

• 2026-04-30 Listed $70,000 Fizber.com