276 N El Camino Real Real #44 · Oceanside, CA 92058

$319,500

2 bd · 2.0 ba · 1,440 sqft · SingleFamily · 86 Days on market

Built 1978 $222/sqft · at area comps Est $308k · at est.

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.7/30.0
• ARV discount +5.8/15.0
• DSCR +4.8/10.0
• 1% rule +4.3/10.0
• Schools +3.6/10.0
• Livability +3.2/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Great Opportunity at an Amazing Price! Located in the Lovely Laguna Vista land-leased senior mobile home park. LOW space rent of $679 and it's on RENT CONTROL. This home also has NO PROPERTY TAX! Enjoy a year round resort-like community with 8 lakes, majestic trees, flowing greenbelts, fountains, plus a gorgeous club house and pool area. In addition, this 1440 sq ft home offers 2beds/2baths PLUS bonus living space in the enclosed patio. Vaulted ceiling in the spacious Living room, with separate Family Room, and Dining Area. KItchen provides a nice pantry, plenty of cabinetry, stainless steel refrigerator, and newer wall oven, plus a cooktop range and dishwasher. Huge laundry with tons of storage and a washer and dryer. Situated on a large corner lot with 5 fruit trees and back yard and on a cul-de-sac this fabulous lot offers room for gardening, entertaining, and enjoying nature. Peaceful and serene. Parking for 3 cars easily, shed, central A/C and outdoor covered patio area. 2 pets OK in this friendly park with weekly activities, community gatherings, movie nights, holiday celebrations and more! Located just 4 miles from the beach this vibrant community combines luxury, relaxation and affordability. Bring your vision to life and transform this space into a true reflection of your personal style.

Key facts

• On rent control
• Low space rent
• Majestic trees

Tags

• LAGUNA VISTA LAND-LEASED PARK
• LOW SPACE RENT
• ON RENT CONTROL
• 8 LAKES
• MAJESTIC TREES
• FLOWING GREENBELTS

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath single-family listed at $320k.

Deal economics

• At list price, monthly cash flow is $14 ($165/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $297k (7.0% below list).
• Recommended offer: $297k (7.0% below list) — sets the bar for 1% rule.
• Cap rate 6.8% vs local median 2.5% in Oceanside — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 64/100 on livability (#413 in CA) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, employment A; Watch: schools D+, crime D, cost of living F.
• Oceanside Unified (suburban): math 31% / reading 51% proficiency, ranked #221 of 517 in CA (top 43%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents soft (-0.1%/yr); 69 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 11,759 units permitted in San Diego County in 2024 (7,244 in 5+ unit buildings).
• At $2,971/mo this rent would consume 51% of the median local household income ($70k/yr) (locally 4169% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
• San Diego County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 86 days — a 6% lower offer ($300k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 18y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $169k; list at $320k implies a 89% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: flood insurance adds $125/mo.
• Climate carrying-cost: in FEMA flood zone A99 (mandatory federal flood insurance); extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $297,081 (7.0% below list)

Questions for the listing agent

1. It's been on market 86 days. Have you received any prior offers? Is the seller open to a 7% concession, seller financing, or rate buy-down credit?
2. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.93% ✗
• Cap rate: 6.81%
• Cash-on-cash: 1.86%
• DSCR: 1.08
• GRM: 9.0

CMA / ARV

• ARV (median comp): $307,553
• List price: $319,500
• Delta: 3.88%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3924 Tortuga Cv	0.23mi	3/2.0 (+1)	1,511 (+5%)	11mo	$835,000	$553	67
3925 Estancia Dr	0.33mi	3/2.0 (+1)	1,501 (+4%)	10mo	$889,000	$592	64
3908 Arista Way	0.39mi	3/2.0 (+1)	1,501 (+4%)	13mo	$825,000	$550	59
231 San Dimas Ave	0.67mi	2/2.0	1,377 (-4%)	8mo	$645,000	$468	55
3948 Baja Vis	0.53mi	3/2.0 (+1)	1,501 (+4%)	12mo	$850,000	$566	53
101 Lancer Ave	0.67mi	3/3.0 (+1)	1,371 (-5%)	0mo	$680,000	$496	51
733 Sherwood Dr	0.53mi	3/2.0 (+1)	1,360 (-6%)	14mo	$835,000	$614	50
3774 Cherrystone St	0.19mi	3/2.0 (+1)	1,260 (-12%)	20mo	$762,500	$605	48
250 Del Mesa Ct	0.68mi	3/2.0 (+1)	1,511 (+5%)	10mo	$863,000	$571	47
756 Sugar Pine St	0.45mi	3/2.0 (+1)	1,613 (+12%)	18mo	$890,000	$552	38
3895 Spanish Oak Ct	0.40mi	3/2.0 (+1)	1,227 (-15%)	18mo	$860,000	$701	37
510 Citrus Way	0.57mi	3/2.0 (+1)	1,242 (-14%)	13mo	$707,000	$569	34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -19.6%
• Equity multiple: 0.34×
• Total profit: $-59,482
• Equity at exit: $47,638

10-year hold

• IRR: -21.1%
• Equity multiple: 0.06×
• Total profit: $-83,821
• Equity at exit: $27,625

Cash invested: $89,460 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 18 Strongly Tenant-Friendly
• State California: 18 Strongly Tenant-Friendly · D+13
• County: — inherits STATE
• City: — inherits STATE

AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

Methodology + full state rankings →

ZIP-level market 92058

• Home prices YoY: -34.9%
• Rents YoY: -0.1%
• Active inventory: 69
• Price-to-rent: 9.0×

Monthly cashflow live

• Estimated rent: $2,971 high
• Mortgage (P&I): −$1,675
• Tax est. 1.5%: −$399 /mo · $4,792/yr
• Insurance: −$133
• Flood insurance flood zone: −$125 /mo · $1,502/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$624
• Net cashflow: $14

Break-even live

Break-even rent $2,953

Max offer price $319,500

Occupancy floor 95%

Sensitivity live

Price	-10% $235	-5% $124	+0% $14	+5% $-97	+10% $-207
Rent	-10% $-221	-5% $-104	+0% $14	+5% $131	+10% $248
Rate	-1.0pp $175	-0.5pp $95	base $14	+0.5pp $-69	+1.0pp $-153

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $79,875
• Closing costs: $9,585
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
283 Douglas Dr Oceanside, CA	2.0–3.0	2.0	1017	$2,419	$2.38	0d	8	0.23mi
141 Douglas Dr Unit 75 Oceanside, CA	2.0	2.0	1298	$2,375	$1.83	6d	1	0.23mi
200 N El Camino Real #263 Oceanside, CA	2.0	2.0	1440	$2,475	$1.72	6d	1	0.27mi
200 N El Camino Real #52 Oceanside, CA	2.0	2.0	1500	$2,750	$1.83	6d	1	0.27mi
3925 Estancia Dr Oceanside, CA	3.0	2.0	1501	$4,495	$2.99	45d	1	0.36mi
615 Fredricks Ave #166 Oceanside, CA	2.0	2.0	1000	$2,650	$2.65	45d	1	0.41mi
615 Fredricks Ave Unit 2nd floor Oceanside, CA	2.0	2.0	1000	$2,650	$2.65	25d	1	0.41mi
550 Los Arbolitos Blvd Oceanside, CA	1.0–3.0	1.0–2.0	933	$2,676	$2.87	0d	19	0.44mi
3679 Branch Ct Oceanside, CA	3.0	2.0	1625	$3,895	$2.40	5d	1	0.46mi
612 Los Arbolitos Blvd Oceanside, CA	2.0–3.0	2.0	1076	$2,682	$2.49	0d	3	0.46mi
263 San Dimas Ave Oceanside, CA	2.0	2.0	908	$3,850	$4.24	45d	1	0.72mi
225 Melinda Way Oceanside, CA	3.0	2.5	1610	$4,000	$2.48	45d	1	0.75mi
4398 Rainier Way Oceanside, CA	1.0–2.0	1.0–2.0	827	$2,750	$3.32	3d	6	0.75mi
4479 Brisbane Way #6 Oceanside, CA	2.0	2.0	1141	$2,995	$2.62	6d	1	0.77mi
4483 Brisbane Way #1 Oceanside, CA	2.0	2.0	1141	$3,000	$2.63	45d	1	0.79mi
3891 San Ramon Dr Oceanside, CA	1.0–2.0	1.0–2.0	814	$2,908	$3.57	0d	23	0.80mi
4110 Sitio Flor Oceanside, CA	3.0	2.0	1366	$3,595	$2.63	45d	1	0.81mi
4140 Sitio Flor Oceanside, CA	3.0	3.0	1548	$3,725	$2.41	45d	1	0.83mi
264 Rancho Del Oro Dr Oceanside, CA	2.0	1.0–2.0	988	$2,773	$2.81	0d	15	0.84mi
634 Sumner Way #1 Oceanside, CA	2.0	2.0	1141	$2,895	$2.54	6d	1	0.87mi
4203 Mission Ranch Way Oceanside, CA	2.0	2.5	1284	$3,400	$2.65	45d	1	0.89mi
771 Iverson Point Way Oceanside, CA	2.0	1.5	1104	$3,050	$2.76	0d	1	0.91mi
771 Iverson Point Way Oceanside, CA	2.0	1.5	1104	$3,050	$2.76	16d	1	0.91mi
4213 La Casita Way #4 Oceanside, CA	2.0	2.5	1210	$2,695	$2.23	45d	1	0.92mi
4211 Mission Ranch Way Oceanside, CA	3.0	3.0	1548	$3,949	$2.55	45d	1	0.93mi
4212 Vista del Rio Way #2 Oceanside, CA	2.0	2.5	1224	$2,800	$2.29	45d	1	0.94mi
3685 Vista Campana N #74 Oceanside, CA	2.0	2.0	1099	$2,550	$2.32	25d	1	1.01mi
4236 Vista del Rio Way #2 Oceanside, CA	2.0	2.5	1500	$2,695	$1.80	21d	1	1.04mi
4233 Vista Panorama Way Oceanside, CA	2.0	2.5	1250	$1,500	$1.20	45d	1	1.05mi
4265 Mesa Vista Way #3 Oceanside, CA	2.0	2.5	1210	$2,900	$2.40	45d	1	1.06mi
3452 Las Vegas Dr Oceanside, CA	3.0	2.0	1150	$3,795	$3.30	0d	1	1.11mi
746 Point Arguello Oceanside, CA	3.0	2.0	1260	$3,495	$2.77	25d	1	1.16mi
4251 Arroyo Vista Way #344 Oceanside, CA	3.0	2.0	1094	$3,850	$3.52	45d	1	1.16mi
4459 Anne Sladon St Oceanside, CA	3.0	1.0	1161	$2,950	$2.54	25d	1	1.22mi
190 Avenida Descanso Oceanside, CA	2.0	2.0	912	$2,650	$2.91	3d	1	1.28mi
757 Sunningdale Dr Oceanside, CA	3.0	2.0	1400	$4,200	$3.00	19d	1	1.29mi
185 Avenida Las Brisas Apt A Oceanside, CA	3.0	2.0	1350	$3,100	$2.30	45d	1	1.30mi
4504 Goldfinch Way Oceanside, CA	3.0	2.5	1436	$3,400	$2.37	25d	1	1.34mi
3625 Dearborn St Oceanside, CA	2.0	1.5	1050	$3,000	$2.86	14d	1	1.40mi
256 Riverview Way Oceanside, CA	2.0	2.0	960	$2,950	$3.07	3d	1	1.40mi

Listing history 29 events

1. 2026-06-21
   days on market $319,500 Active 86 DOM
2. 2026-06-18
   days on market $319,500 Active 83 DOM
3. 2026-06-17
   days on market $319,500 Active 82 DOM
4. 2026-06-16
   days on market $319,500 Active 81 DOM
5. 2026-06-15
   days on market $319,500 Active 80 DOM
6. 2026-06-13
   days on market $319,500 Active 78 DOM
7. 2026-06-13
   days on market $319,500 Active 77 DOM
8. 2026-06-09
   days on market $319,500 Active 74 DOM
9. 2026-06-08
   days on market $319,500 Active 73 DOM
10. 2026-06-07
    days on market $319,500 Active 72 DOM
11. 2026-06-04
    days on market $319,500 Active 69 DOM
12. 2026-06-03
    days on market $319,500 Active 68 DOM
13. 2026-06-02
    days on market $319,500 Active 67 DOM
14. 2026-06-01
    days on market $319,500 Active 66 DOM
15. 2026-05-31
    days on market $319,500 Active 65 DOM
16. 2026-03-26
    listed $325,000 Active 1319-char remark

    Show marketing remark (1319 chars)

    Great Opportunity at an Amazing Price! Located in the Lovely Laguna Vista land-leased senior mobile home park. LOW space rent of $679 and it's on RENT CONTROL. This home also has NO PROPERTY TAX! Enjoy a year round resort-like community with 8 lakes, majestic trees, flowing greenbelts, fountains, plus a gorgeous club house and pool area. In addition, this 1440 sq ft home offers 2beds/2baths PLUS bonus living space in the enclosed patio. Vaulted ceiling in the spacious Living room, with separate Family Room, and Dining Area. KItchen provides a nice pantry, plenty of cabinetry, stainless steel refrigerator, and newer wall oven, plus a cooktop range and dishwasher. Huge laundry with tons of storage and a washer and dryer. Situated on a large corner lot with 5 fruit trees and back yard and on a cul-de-sac this fabulous lot offers room for gardening, entertaining, and enjoying nature. Peaceful and serene. Parking for 3 cars easily, shed, central A/C and outdoor covered patio area. 2 pets OK in this friendly park with weekly activities, community gatherings, movie nights, holiday celebrations and more! Located just 4 miles from the beach this vibrant community combines luxury, relaxation and affordability. Bring your vision to life and transform this space into a true reflection of your personal style.

17. 2017-08-02
    soldstatus $169,000 Sold 518-char remark

    Show marketing remark (518 chars)

    Lovely Laguna Vista cul-de-sac location*Senior Gated Park*Excellent condition*Yr built 1978*2 bdrm,2 bath*Laminate wood floors*Vinyl in kitchen & bathrms*Enclosed patio converted w/2 bonus rooms*Inc SS refrig & w/d*Formal Dining Rm*Spacious family rm*Kitchen w/gas cooktop*Large pantry*Exterior Storage Shed*Community Pool*Spa*Tennis Court*ask about RV Parking*Lots of park activities*Close to shopping*bus stop*freeway access*Low rent control space rent only $520/mo*2 pets ok*Tandem carport parking*Must see!

18. 2017-08-02
    soldstatus $169,000 518-char remark

    Show marketing remark (518 chars)

    Lovely Laguna Vista cul-de-sac location*Senior Gated Park*Excellent condition*Yr built 1978*2 bdrm,2 bath*Laminate wood floors*Vinyl in kitchen & bathrms*Enclosed patio converted w/2 bonus rooms*Inc SS refrig & w/d*Formal Dining Rm*Spacious family rm*Kitchen w/gas cooktop*Large pantry*Exterior Storage Shed*Community Pool*Spa*Tennis Court*ask about RV Parking*Lots of park activities*Close to shopping*bus stop*freeway access*Low rent control space rent only $520/mo*2 pets ok*Tandem carport parking*Must see!

19. 2017-06-22
    status Pending 518-char remark

    Show marketing remark (518 chars)

    Lovely Laguna Vista cul-de-sac location*Senior Gated Park*Excellent condition*Yr built 1978*2 bdrm,2 bath*Laminate wood floors*Vinyl in kitchen & bathrms*Enclosed patio converted w/2 bonus rooms*Inc SS refrig & w/d*Formal Dining Rm*Spacious family rm*Kitchen w/gas cooktop*Large pantry*Exterior Storage Shed*Community Pool*Spa*Tennis Court*ask about RV Parking*Lots of park activities*Close to shopping*bus stop*freeway access*Low rent control space rent only $520/mo*2 pets ok*Tandem carport parking*Must see!

20. 2017-06-21
    historical 518-char remark

    Show marketing remark (518 chars)

    Lovely Laguna Vista cul-de-sac location*Senior Gated Park*Excellent condition*Yr built 1978*2 bdrm,2 bath*Laminate wood floors*Vinyl in kitchen & bathrms*Enclosed patio converted w/2 bonus rooms*Inc SS refrig & w/d*Formal Dining Rm*Spacious family rm*Kitchen w/gas cooktop*Large pantry*Exterior Storage Shed*Community Pool*Spa*Tennis Court*ask about RV Parking*Lots of park activities*Close to shopping*bus stop*freeway access*Low rent control space rent only $520/mo*2 pets ok*Tandem carport parking*Must see!

21. 2017-06-10
    price $175,000 518-char remark

    Show marketing remark (518 chars)

    Lovely Laguna Vista cul-de-sac location*Senior Gated Park*Excellent condition*Yr built 1978*2 bdrm,2 bath*Laminate wood floors*Vinyl in kitchen & bathrms*Enclosed patio converted w/2 bonus rooms*Inc SS refrig & w/d*Formal Dining Rm*Spacious family rm*Kitchen w/gas cooktop*Large pantry*Exterior Storage Shed*Community Pool*Spa*Tennis Court*ask about RV Parking*Lots of park activities*Close to shopping*bus stop*freeway access*Low rent control space rent only $520/mo*2 pets ok*Tandem carport parking*Must see!

22. 2017-05-22
    price $183,000 518-char remark

    Show marketing remark (518 chars)

    Lovely Laguna Vista cul-de-sac location*Senior Gated Park*Excellent condition*Yr built 1978*2 bdrm,2 bath*Laminate wood floors*Vinyl in kitchen & bathrms*Enclosed patio converted w/2 bonus rooms*Inc SS refrig & w/d*Formal Dining Rm*Spacious family rm*Kitchen w/gas cooktop*Large pantry*Exterior Storage Shed*Community Pool*Spa*Tennis Court*ask about RV Parking*Lots of park activities*Close to shopping*bus stop*freeway access*Low rent control space rent only $520/mo*2 pets ok*Tandem carport parking*Must see!

23. 2017-05-06
    price $189,000 518-char remark

    Show marketing remark (518 chars)

    Lovely Laguna Vista cul-de-sac location*Senior Gated Park*Excellent condition*Yr built 1978*2 bdrm,2 bath*Laminate wood floors*Vinyl in kitchen & bathrms*Enclosed patio converted w/2 bonus rooms*Inc SS refrig & w/d*Formal Dining Rm*Spacious family rm*Kitchen w/gas cooktop*Large pantry*Exterior Storage Shed*Community Pool*Spa*Tennis Court*ask about RV Parking*Lots of park activities*Close to shopping*bus stop*freeway access*Low rent control space rent only $520/mo*2 pets ok*Tandem carport parking*Must see!

24. 2017-03-10
    price $199,000 518-char remark

    Show marketing remark (518 chars)

    Lovely Laguna Vista cul-de-sac location*Senior Gated Park*Excellent condition*Yr built 1978*2 bdrm,2 bath*Laminate wood floors*Vinyl in kitchen & bathrms*Enclosed patio converted w/2 bonus rooms*Inc SS refrig & w/d*Formal Dining Rm*Spacious family rm*Kitchen w/gas cooktop*Large pantry*Exterior Storage Shed*Community Pool*Spa*Tennis Court*ask about RV Parking*Lots of park activities*Close to shopping*bus stop*freeway access*Low rent control space rent only $520/mo*2 pets ok*Tandem carport parking*Must see!

25. 2017-03-07
    listed $265,000 Active 518-char remark

    Show marketing remark (518 chars)

    Lovely Laguna Vista cul-de-sac location*Senior Gated Park*Excellent condition*Yr built 1978*2 bdrm,2 bath*Laminate wood floors*Vinyl in kitchen & bathrms*Enclosed patio converted w/2 bonus rooms*Inc SS refrig & w/d*Formal Dining Rm*Spacious family rm*Kitchen w/gas cooktop*Large pantry*Exterior Storage Shed*Community Pool*Spa*Tennis Court*ask about RV Parking*Lots of park activities*Close to shopping*bus stop*freeway access*Low rent control space rent only $520/mo*2 pets ok*Tandem carport parking*Must see!

26. 2017-03-06
    listed $175,000 518-char remark

    Show marketing remark (518 chars)

    Lovely Laguna Vista cul-de-sac location*Senior Gated Park*Excellent condition*Yr built 1978*2 bdrm,2 bath*Laminate wood floors*Vinyl in kitchen & bathrms*Enclosed patio converted w/2 bonus rooms*Inc SS refrig & w/d*Formal Dining Rm*Spacious family rm*Kitchen w/gas cooktop*Large pantry*Exterior Storage Shed*Community Pool*Spa*Tennis Court*ask about RV Parking*Lots of park activities*Close to shopping*bus stop*freeway access*Low rent control space rent only $520/mo*2 pets ok*Tandem carport parking*Must see!

27. 2009-01-09
    soldstatus $45,000
28. 2008-11-25
    price $79,900
29. 2008-03-22
    listed $79,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone A99 · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 5/10 Major 7 d/yr ≥86°F today · 23 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $35,650
• − Mortgage interest: −$17,897
• − Property taxes: −$4,792
• − Insurance: −$3,100
• − Repairs & maintenance: −$2,852
• − Management: −$2,852
• − Depreciation: −$9,295
• Taxable loss: −$5,138
• Est. tax savings @ 24.0%: +$1,233
• After-tax cash flow: $1,398/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Oceanside Unified
• NCES district ID: 0628250
• Math proficiency: 31% ▼ -5.00%
• Reading proficiency: 51% ▲ 6.00%
• Median HH income: $55,158
• Composite: 35.74/100
• National rank: #4853
• State rank: #221 of 517 in CA

Livability — Oceanside

• Score: 64/100
• State rank: #413
• US rank: #14081

Category grades

Amenities A+ Commute A+ Cost of living F Crime D Employment A Housing B Health & safety D- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Oceanside, CA
• County: San Diego County · 3,178,799 people
• City population: 198,702
• Metro: San Diego-Chula Vista-Carlsbad, CA
• Population (ZIP): 49,834
• Household income: $69,970
• Rent vs Own: 74.6% rent · 25.4% own
• Severe rent burden: 4169.0

Population outlook (San Diego County) Hauer SSP2

• Today (2025): 3,678,185 people
• By 2030: 3,856,546 · +4.8%
• By 2040: 4,171,407 · +13.4%
• By 2050: 4,421,607 · +20.2%
• By 2075: 4,831,599 · +31.4%
• By 2100: 4,832,502 · +31.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.66)
• Race & ethnicity: Hispanic / Latino 43% White 38% Two or more races 25% Black 6% Asian 5% Native American 1%
• Hispanic origin (detail): Mexican 34% Puerto Rican 2%
• Common ancestry: Italian 4% Lithuanian 1% Romanian 1%
• Foreign-born: 15% · Canada, Vietnam, Jamaica
• Languages at home: 68% English-only · Spanish 26% Tagalog/Filipino 2% Other Asian/Pacific 1%

Political lean MEDSL · San Diego

• 2024 margin: D (+16.8) · D 56.9% · R 40.1% · Other 2.9%
• 2008→2024 swing: +6.6pp toward D · 2008: 10.2pp · 2024: 16.8pp
• All cycles: 2024: D+16.8 2020: D+22.8 2016: D+17.8 2012: D+5.1 2008: D+10.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -223.54%
• Current HPI: 417.6464
• Rent YoY: ▼ -0.11%
• Metro: San Diego-Chula Vista-Carlsbad, CA
• State GDP YoY: ▲ 3.21%
• F500 in state: 116

Industry mix (Fortune 500 HQ in CA)

Industry	F500 HQs	Revenue
▸Technology	27	$1,492B
▸Financial Services	3	$174B
▸Retail	3	$44B
▸Insurance	3	$26B
▸Media / Entertainment	2	$115B
▸Pharmaceuticals / Biotech	2	$62B

Price history

+306.8% since first listed

14 events — show timeline

• 2026-03-26 Listed $325,000 SDMLS
• 2017-08-02 Sold (MLS) $169,000 CRMLS
• 2017-08-02 Sold (MLS) $169,000 SDMLS
• 2017-06-22 Pending — SDMLS
• 2017-06-21 Listing Removed — CRMLS
• 2017-06-10 Price Changed $175,000 SDMLS
• 2017-05-22 Price Changed $183,000 SDMLS
• 2017-05-06 Price Changed $189,000 SDMLS
• 2017-03-10 Price Changed $199,000 SDMLS
• 2017-03-07 Listed $265,000 SDMLS
• 2017-03-06 Listed $175,000 CRMLS
• 2009-01-09 Sold (MLS) $45,000 CRMLS
• 2008-11-25 Price Changed $79,900 SDMLS
• 2008-03-22 Listed $79,900 CRMLS