1412 SANDHILL RD 12 Sandhill Park · Sand Hill, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $511 – $949
Heat risk 5/10 · Moderate
- Hot days now (above 99°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 9.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +16.5/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +5.1/10.0
- Rent growth +4.3/5.0
- Schools +4.1/10.0
- Livability +3.3/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$88,500
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Nice 2 Bedroom home ready to move in. New A/C installed July 2021. Large Deck to enjoy summer grilling. Shed for mower & stuff. 2 off street parking spaces. Small, quiet park - only 14 spaces.
Key facts
- Freshly painted deck
- Concrete patio
- Central air
Tags
Property features AI
Finance
- Other: Fee simple ownership; Property condition listed as excellent; Not in a federal flood zone
- HOA & community: HOA fee $400 monthly (includes trash); Located in Sandhill Mobile Home Park; rented lot
Exterior
- Parking: Asphalt driveway; Private off-street parking for 2 vehicles
- Utilities: Community water; Public sewer; Electric service (100 Amp, circuit breakers); Propane available; Cable available; Phone available
- Home design: Manufactured home (single wide); Estimated year built; Entry level: main floor; 14 ft by 56 ft (mobile home dimensions); Made by COLONY
- Construction: Vinyl siding; Asphalt shingle roof; Crawl space foundation
- Exterior features: Exterior lighting; Roof deck; Wood fencing; Deck(s); Patio(s); Shed; Level lot; Rented lot
Interior
- Kitchen: Electric range/oven; Refrigerator
- Bedrooms: 2 bedrooms on main level
- Flooring: Carpet; Vinyl
- Bathrooms: 1 full bathroom on main level
- Heating & cooling: Forced air heating; Propane (leased) heating fuel; Central air conditioning; Electric hot water
- Interior features: Ceiling fans; Skylights; Window treatments; Insulated doors
- Laundry & utility: Washer in unit; Dryer in unit; Main floor laundry
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $88k.
Deal economics
- At list price, monthly cash flow is $52 ($625/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $88k).
- Cap rate 7.0% vs local median 1.4% in Sand Hill — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 66/100 on livability (#1,051 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
- Cornwall-Lebanon SD (suburban): math 37% / reading 56% proficiency, ranked #219 of 539 in PA (top 41%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Ebenezer El Sch (math 30% / reading 41%, grade F, #1,040 of 1,518 statewide, top 69%, 539 students, 48% FRL); Cedar Crest Ms (math 24% / reading 59%, grade F, #234 of 512 statewide, top 47%, 1,302 students, 44% FRL); Cedar Crest Hs (math 77% / reading 34%, grade C, #93 of 437 statewide, top 22%, 1,633 students, 34% FRL) — zoned schools average 42% FRL vs 26% district-wide (15 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising fast (+7.4%/yr); 121 active listings in the ZIP; 315 units permitted in Lebanon County in 2024 (36 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $612 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Lebanon County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 7.4% rent growth), your $25k cash investment doubles in ~9 years — after that, you're playing with house money.
Negotiation context
- Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
- 5 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $58k; list at $88k implies a 51% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: HOA is 30% of rent.
- Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.52% ✓
- Cap rate
- 7.00%
- Cash-on-cash
- 2.52%
- DSCR
- 1.11
- GRM
- 5.5
CMA / ARV
- ARV (on-the-fly)
- $152,096
- Comps found
- 2
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1412 SANDHILL RD 12 Sandhill Park | 0.00mi | 2/1.0 | 784 (0%) | 1mo | $88,500 | $113 | 100 |
| 1009 Kathleen St | 0.42mi | 3/1.0 (+1) | 900 (+15%) | 14mo | $175,000 | $194 | 40 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 7.36% rent growth · sell at horizon
- IRR
- -4.6%
- Equity multiple
- 0.81×
- Total profit
- $-4,591
- Equity at exit
- $13,196
- IRR
- 11.5%
- Equity multiple
- 2.17×
- Total profit
- $29,043
- Equity at exit
- $7,652
Cash invested: $24,780 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 17046
- Rents YoY
- 7.4%
- Active inventory
- 121
- Price-to-rent
- 5.5×
Monthly cashflow live
- Estimated rent
- $1,346 medium interval (Pro) →
- Mortgage (P&I)
- −$464
- Tax est. 1.5%
- −$111 /mo · $1,328/yr
- Insurance
- −$37
- HOA
- −$400
- Vacancy / Maint / Mgmt
- −$283
- Net cashflow
- $52
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $22,125
- Closing costs
- $2,655
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
HOA detail
- Monthly dues
- $400 · $4,800/yr
Listing history 12 events
-
2026-04-29status Pending
-
2026-04-20$88,500 Active
-
2025-04-02soldstatus $58,500 Closed 200-char remark
Show marketing remark (200 chars)
Nice 2 Bedroom home ready to move in. New A/C installed July 2021. Large Deck to enjoy summer grilling. Shed for mower & stuff. 2 off street parking spaces. Small, quiet park - only 14 spaces.
-
2025-03-11status Pending 200-char remark
Show marketing remark (200 chars)
Nice 2 Bedroom home ready to move in. New A/C installed July 2021. Large Deck to enjoy summer grilling. Shed for mower & stuff. 2 off street parking spaces. Small, quiet park - only 14 spaces.
-
2025-03-07$58,500 Active 200-char remark
Show marketing remark (200 chars)
Nice 2 Bedroom home ready to move in. New A/C installed July 2021. Large Deck to enjoy summer grilling. Shed for mower & stuff. 2 off street parking spaces. Small, quiet park - only 14 spaces.
-
2021-11-12soldstatus $42,900 Closed 200-char remark
Show marketing remark (200 chars)
Nice 2 Bedroom home ready to move in. New A/C installed July 2021. Large Deck to enjoy summer grilling. Shed for mower & stuff. 2 off street parking spaces. Small, quiet park - only 14 spaces.
-
2021-10-28status Pending 200-char remark
Show marketing remark (200 chars)
Nice 2 Bedroom home ready to move in. New A/C installed July 2021. Large Deck to enjoy summer grilling. Shed for mower & stuff. 2 off street parking spaces. Small, quiet park - only 14 spaces.
-
2021-10-21status Active 200-char remark
Show marketing remark (200 chars)
Nice 2 Bedroom home ready to move in. New A/C installed July 2021. Large Deck to enjoy summer grilling. Shed for mower & stuff. 2 off street parking spaces. Small, quiet park - only 14 spaces.
-
2021-10-13status Pending 200-char remark
Show marketing remark (200 chars)
Nice 2 Bedroom home ready to move in. New A/C installed July 2021. Large Deck to enjoy summer grilling. Shed for mower & stuff. 2 off street parking spaces. Small, quiet park - only 14 spaces.
-
2021-09-24$42,900 Active 200-char remark
Show marketing remark (200 chars)
Nice 2 Bedroom home ready to move in. New A/C installed July 2021. Large Deck to enjoy summer grilling. Shed for mower & stuff. 2 off street parking spaces. Small, quiet park - only 14 spaces.
-
2016-07-31historical
-
2016-05-30$29,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 5/10 Major 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
- Wind 4/10 Moderate 9% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,157
- − Mortgage interest
- −$4,957
- − Property taxes
- −$1,328
- − Insurance
- −$442
- − Repairs & maintenance
- −$1,293
- − Management
- −$1,293
- − HOA
- −$4,800
- − Depreciation
- −$2,575
- Taxable loss
- −$530
- Est. tax savings @ 24.0%
- +$127
- After-tax cash flow
- $752/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Cornwall-Lebanon SD
- NCES district ID
- 4206840
- Math proficiency
- 37% ▼ -15.00%
- Reading proficiency
- 56% ▼ -15.00%
- Median HH income
- $62,483
- Composite
- 41.0/100
- National rank
- #3589
- State rank
- #219 of 539 in PA
Livability — Sand Hill
- Score
- 66/100
- State rank
- #1051
- US rank
- #11805
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Sand Hill, PA
- County
- Lebanon County · 95,836 people
- Metro
- Lebanon, PA
- Population (ZIP)
- 31,835
- Household income
- $62,221
- Rent vs Own
- Severe rent burden
- 905.0
Population outlook (Lebanon County) Hauer SSP2
- Today (2025)
- 144,806 people
- By 2030
- 147,534 · +1.9%
- By 2040
- 152,952 · +5.6%
- By 2050
- 159,406 · +10.1%
- By 2075
- 181,736 · +25.5%
- By 2100
- 198,402 · +37.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (60%)
- Race & ethnicity
- White 60% Hispanic / Latino 34% Two or more races 12% Black 2% Asian 1%
- Hispanic origin (detail)
- Mexican 3% Puerto Rican 20% Dominican 9%
- Common ancestry
- Romanian 2% Polish 1% Lithuanian 1%
- Foreign-born
- 8% · Canada
- Languages at home
- 75% English-only · Spanish 23%
Political lean MEDSL · Lebanon
- 2024 margin
- Solid R (+32.0) · D 33.6% · R 65.5%
- 2008→2024 swing
- -13.1pp toward R · 2008: -18.9pp · 2024: -32.0pp
- All cycles
- 2024: R+32.0 2020: R+31.7 2016: R+35.5 2012: R+28.0 2008: R+18.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -124.36%
- Current HPI
- 217.3106
- Rent YoY
- ▲ 7.36%
- Metro
- Lebanon, PA
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
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| Insurance | 2 | $27B |
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| Telecommunications / Media | 1 | $124B |
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| Industrial Distribution | 1 | $22B |
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| Financial Services | 1 | $20B |
|
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| Chemicals / Materials | 1 | $18B |
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Price history
+196.0% since first listed12 events — show timeline
- 2026-04-29 Pending — BRIGHT MLS
- 2026-04-20 Listed $88,500 BRIGHT MLS
- 2025-04-02 Sold (MLS) $58,500 BRIGHT MLS
- 2025-03-11 Pending — BRIGHT MLS
- 2025-03-07 Listed $58,500 BRIGHT MLS
- 2021-11-12 Sold (MLS) $42,900 BRIGHT MLS
- 2021-10-28 Pending — BRIGHT MLS
- 2021-10-21 Relisted — BRIGHT MLS
- 2021-10-13 Pending — BRIGHT MLS
- 2021-09-24 Listed $42,900 BRIGHT MLS
- 2016-07-31 Listing Removed — BRIGHT MLS
- 2016-05-30 Listed $29,900 BRIGHT MLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…