CashFlowRE
Sign in Sign up
1412 SANDHILL RD 12 Sandhill Park
C+ Composite 60.88
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.5/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +5.1/10.0
  • Rent growth +4.3/5.0
  • Schools +4.1/10.0
  • Livability +3.3/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$88,500

1412 SANDHILL RD 12 Sandhill Park · Sand Hill, PA 17046
2 bd · 1.0 ba · 784 sqft · SingleFamily · 9 Days on market
Built 2008 Est $152k · 42% under $400/mo HOA · 30% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Nice 2 Bedroom home ready to move in. New A/C installed July 2021. Large Deck to enjoy summer grilling. Shed for mower & stuff. 2 off street parking spaces. Small, quiet park - only 14 spaces.

Key facts

  • Freshly painted deck
  • Concrete patio
  • Central air

Tags

CENTRAL AIRFRESHLY PAINTED DECKNEW INDOOR-OUTDOOR CARPETINGPARTIALLY ROOF COVERED DECKCONCRETE PATIONEW SHED

Property features AI

Finance

  • Other: Fee simple ownership; Property condition listed as excellent; Not in a federal flood zone
  • HOA & community: HOA fee $400 monthly (includes trash); Located in Sandhill Mobile Home Park; rented lot

Exterior

  • Parking: Asphalt driveway; Private off-street parking for 2 vehicles
  • Utilities: Community water; Public sewer; Electric service (100 Amp, circuit breakers); Propane available; Cable available; Phone available
  • Home design: Manufactured home (single wide); Estimated year built; Entry level: main floor; 14 ft by 56 ft (mobile home dimensions); Made by COLONY
  • Construction: Vinyl siding; Asphalt shingle roof; Crawl space foundation
  • Exterior features: Exterior lighting; Roof deck; Wood fencing; Deck(s); Patio(s); Shed; Level lot; Rented lot

Interior

  • Kitchen: Electric range/oven; Refrigerator
  • Bedrooms: 2 bedrooms on main level
  • Flooring: Carpet; Vinyl
  • Bathrooms: 1 full bathroom on main level
  • Heating & cooling: Forced air heating; Propane (leased) heating fuel; Central air conditioning; Electric hot water
  • Interior features: Ceiling fans; Skylights; Window treatments; Insulated doors
  • Laundry & utility: Washer in unit; Dryer in unit; Main floor laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $88k.

Deal economics

  • At list price, monthly cash flow is $52 ($625/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $88k).
  • Cap rate 7.0% vs local median 1.4% in Sand Hill — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 66/100 on livability (#1,051 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
  • Cornwall-Lebanon SD (suburban): math 37% / reading 56% proficiency, ranked #219 of 539 in PA (top 41%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Ebenezer El Sch (math 30% / reading 41%, grade F, #1,040 of 1,518 statewide, top 69%, 539 students, 48% FRL); Cedar Crest Ms (math 24% / reading 59%, grade F, #234 of 512 statewide, top 47%, 1,302 students, 44% FRL); Cedar Crest Hs (math 77% / reading 34%, grade C, #93 of 437 statewide, top 22%, 1,633 students, 34% FRL) — zoned schools average 42% FRL vs 26% district-wide (15 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+7.4%/yr); 121 active listings in the ZIP; 315 units permitted in Lebanon County in 2024 (36 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $612 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Lebanon County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 7.4% rent growth), your $25k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • Only 9 days on market — expect competitive offers; lowballing is unlikely to land.
  • 5 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $58k; list at $88k implies a 51% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: HOA is 30% of rent.
  • Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $88,500

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.52%
Cap rate
7.00%
Cash-on-cash
2.52%
DSCR
1.11
GRM
5.5

CMA / ARV

ARV (on-the-fly)
$152,096
Comps found
2
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1412 SANDHILL RD 12 Sandhill Park 0.00mi 2/1.0 784 (0%) 1mo $88,500 $113 100
1009 Kathleen St 0.42mi 3/1.0 (+1) 900 (+15%) 14mo $175,000 $194 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 7.36% rent growth · sell at horizon

5-year hold
IRR
-4.6%
Equity multiple
0.81×
Total profit
$-4,591
Equity at exit
$13,196
10-year hold
IRR
11.5%
Equity multiple
2.17×
Total profit
$29,043
Equity at exit
$7,652

Cash invested: $24,780 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 17046

Rents YoY
7.4%
Active inventory
121
Price-to-rent
5.5×

Monthly cashflow live

Estimated rent
$1,346 medium interval (Pro) →
Mortgage (P&I)
$464
Tax est. 1.5%
$111 /mo · $1,328/yr
Insurance
$37
HOA
$400
Vacancy / Maint / Mgmt
$283
Net cashflow
$52

Break-even live

Break-even rent $1,281
Max offer price $88,500
Occupancy floor 91%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$22,125
Closing costs
$2,655
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$400 · $4,800/yr

Listing history 12 events

  1. 2026-04-29
    status Pending
  2. 2026-04-20
    listed $88,500 Active
  3. 2025-04-02
    soldstatus $58,500 Closed 200-char remark
    Show marketing remark (200 chars)

    Nice 2 Bedroom home ready to move in. New A/C installed July 2021. Large Deck to enjoy summer grilling. Shed for mower & stuff. 2 off street parking spaces. Small, quiet park - only 14 spaces.

  4. 2025-03-11
    status Pending 200-char remark
    Show marketing remark (200 chars)

    Nice 2 Bedroom home ready to move in. New A/C installed July 2021. Large Deck to enjoy summer grilling. Shed for mower & stuff. 2 off street parking spaces. Small, quiet park - only 14 spaces.

  5. 2025-03-07
    listed $58,500 Active 200-char remark
    Show marketing remark (200 chars)

    Nice 2 Bedroom home ready to move in. New A/C installed July 2021. Large Deck to enjoy summer grilling. Shed for mower & stuff. 2 off street parking spaces. Small, quiet park - only 14 spaces.

  6. 2021-11-12
    soldstatus $42,900 Closed 200-char remark
    Show marketing remark (200 chars)

    Nice 2 Bedroom home ready to move in. New A/C installed July 2021. Large Deck to enjoy summer grilling. Shed for mower & stuff. 2 off street parking spaces. Small, quiet park - only 14 spaces.

  7. 2021-10-28
    status Pending 200-char remark
    Show marketing remark (200 chars)

    Nice 2 Bedroom home ready to move in. New A/C installed July 2021. Large Deck to enjoy summer grilling. Shed for mower & stuff. 2 off street parking spaces. Small, quiet park - only 14 spaces.

  8. 2021-10-21
    status Active 200-char remark
    Show marketing remark (200 chars)

    Nice 2 Bedroom home ready to move in. New A/C installed July 2021. Large Deck to enjoy summer grilling. Shed for mower & stuff. 2 off street parking spaces. Small, quiet park - only 14 spaces.

  9. 2021-10-13
    status Pending 200-char remark
    Show marketing remark (200 chars)

    Nice 2 Bedroom home ready to move in. New A/C installed July 2021. Large Deck to enjoy summer grilling. Shed for mower & stuff. 2 off street parking spaces. Small, quiet park - only 14 spaces.

  10. 2021-09-24
    listed $42,900 Active 200-char remark
    Show marketing remark (200 chars)

    Nice 2 Bedroom home ready to move in. New A/C installed July 2021. Large Deck to enjoy summer grilling. Shed for mower & stuff. 2 off street parking spaces. Small, quiet park - only 14 spaces.

  11. 2016-07-31
    historical
  12. 2016-05-30
    listed $29,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 9% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$16,157
− Mortgage interest
−$4,957
− Property taxes
−$1,328
− Insurance
−$442
− Repairs & maintenance
−$1,293
− Management
−$1,293
− HOA
−$4,800
− Depreciation
−$2,575
Taxable loss
−$530
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$127
After-tax cash flow
$752/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Cornwall-Lebanon SD
NCES district ID
4206840
Math proficiency
37% ▼ -15.00%
Reading proficiency
56% ▼ -15.00%
Median HH income
$62,483
Composite
41.0/100
National rank
#3589
State rank
#219 of 539 in PA

Livability — Sand Hill

Score
66/100
State rank
#1051
US rank
#11805

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A- Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Sand Hill, PA
County
Lebanon County · 95,836 people
Metro
Lebanon, PA
Population (ZIP)
31,835
Household income
$62,221
Rent vs Own
36.4% rent · 63.6% own
Severe rent burden
905.0

Population outlook (Lebanon County) Hauer SSP2

Today (2025)
144,806 people
By 2030
147,534 · +1.9%
By 2040
152,952 · +5.6%
By 2050
159,406 · +10.1%
By 2075
181,736 · +25.5%
By 2100
198,402 · +37.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (60%)
Race & ethnicity
White 60% Hispanic / Latino 34% Two or more races 12% Black 2% Asian 1%
Hispanic origin (detail)
Mexican 3% Puerto Rican 20% Dominican 9%
Common ancestry
Romanian 2% Polish 1% Lithuanian 1%
Foreign-born
8% · Canada
Languages at home
75% English-only · Spanish 23%

Political lean MEDSL · Lebanon

2024 margin
Solid R (+32.0) · D 33.6% · R 65.5%
2008→2024 swing
-13.1pp toward R · 2008: -18.9pp · 2024: -32.0pp
All cycles
2024: R+32.0 2020: R+31.7 2016: R+35.5 2012: R+28.0 2008: R+18.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -124.36%
Current HPI
217.3106
Rent YoY
▲ 7.36%
Metro
Lebanon, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+196.0% since first listed
12 events — show timeline
  • 2026-04-29 Pending BRIGHT MLS
  • 2026-04-20 Listed $88,500 BRIGHT MLS
  • 2025-04-02 Sold (MLS) $58,500 BRIGHT MLS
  • 2025-03-11 Pending BRIGHT MLS
  • 2025-03-07 Listed $58,500 BRIGHT MLS
  • 2021-11-12 Sold (MLS) $42,900 BRIGHT MLS
  • 2021-10-28 Pending BRIGHT MLS
  • 2021-10-21 Relisted BRIGHT MLS
  • 2021-10-13 Pending BRIGHT MLS
  • 2021-09-24 Listed $42,900 BRIGHT MLS
  • 2016-07-31 Listing Removed BRIGHT MLS
  • 2016-05-30 Listed $29,900 BRIGHT MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…