66 Alana Dr · East York, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 5/10 · Moderate
- Hot days now (above 101°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 11.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Schools +4.8/10.0
- Livability +4.1/5.0
- ARV discount +3.7/15.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$69,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Thank you for taking the time to view 66 Alana Drive located in Mill Creek Estates. This 1998 single-wide home offers 2 bedrooms and 2 full bathrooms, featuring a large open living room that flows seamlessly into the kitchen, creating a comfortable and functional layout. The home also includes a heated side porch—perfect for additional living space year-round, new vinyl windows, and a shed to the rear of the property. The property has been cleaned and is ready for its new owner. Buyer must be park approved.
Key facts
- Heated side porch
- Shed to the rear
- Functional layout
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $69k.
Deal economics
- At list price, monthly cash flow is $959 ($12k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $69k).
- Recommended offer: $68k (1.5% below list) — sets the bar for market timing.
- Cap rate 23.0% vs local median 3.4% in East York — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 82/100 on livability (#141 in PA, #1,138 nationally) — a professional / high-income tenant draw. Strengths: cost of living A+, housing A+, health & safety A+; Watch: commute F.
- Dallastown Area SD (suburban): math 47% / reading 63% proficiency, ranked #102 of 539 in PA (top 19%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Market conditions: 177 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals leasing fast (median 14d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 1,328 units permitted in York County in 2024 (338 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $477 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $19k cash investment doubles in ~2 years — after that, you're playing with house money.
Negotiation context
- It's been on market 26 days — a 2% lower offer ($68k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 22y ago; this cycle's ask has dropped $6k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $32k; list at $69k implies a 116% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.61% ✓
- Cap rate
- 22.97%
- Cash-on-cash
- 59.56%
- DSCR
- 3.65
- GRM
- 3.2
CMA / ARV
- ARV (median comp)
- $63,591
- List price
- $69,000
- Delta
- 8.51%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 58.3%
- Equity multiple
- 3.58×
- Total profit
- $49,912
- Equity at exit
- $10,288
- IRR
- 63.1%
- Equity multiple
- 7.32×
- Total profit
- $122,185
- Equity at exit
- $5,966
Cash invested: $19,320 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 17402
- Home prices YoY
- -27.5%
- Active inventory
- 177
- Price-to-rent
- 3.2×
Monthly cashflow live
- Estimated rent
- $1,802 medium interval (Pro) →
- Mortgage (P&I)
- −$362
- Tax from tax record
- −$74 /mo · $893/yr
- Insurance
- −$29
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$379
- Net cashflow
- $959
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $17,250
- Closing costs
- $2,070
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 3 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 200 Governors Pl at Waterford York Township, PA | 1.0–2.0 | 1.0–2.0 | 898 | $1,650 | $1.84 | 13d | 39 | 0.84mi |
| 100 Bridlewood Way York, PA | 1.0–2.0 | 1.0–2.0 | 1100 | $1,804 | $1.64 | 13d | 8 | 0.91mi |
| 2000 Maplewood Dr York, PA | 1.0–2.0 | 1.0 | 749 | $1,590 | $2.12 | 13d | 18 | 1.23mi |
Listing history 9 events
-
2026-05-14price $69,000 518-char remark
Show marketing remark (518 chars)
Thank you for taking the time to view 66 Alana Drive located in Mill Creek Estates. This 1998 single-wide home offers 2 bedrooms and 2 full bathrooms, featuring a large open living room that flows seamlessly into the kitchen, creating a comfortable and functional layout. The home also includes a heated side porch—perfect for additional living space year-round, new vinyl windows, and a shed to the rear of the property. The property has been cleaned and is ready for its new owner. Buyer must be park approved.
-
2026-05-06status Active 518-char remark
Show marketing remark (518 chars)
Thank you for taking the time to view 66 Alana Drive located in Mill Creek Estates. This 1998 single-wide home offers 2 bedrooms and 2 full bathrooms, featuring a large open living room that flows seamlessly into the kitchen, creating a comfortable and functional layout. The home also includes a heated side porch—perfect for additional living space year-round, new vinyl windows, and a shed to the rear of the property. The property has been cleaned and is ready for its new owner. Buyer must be park approved.
-
2026-04-27status Pending 518-char remark
Show marketing remark (518 chars)
Thank you for taking the time to view 66 Alana Drive located in Mill Creek Estates. This 1998 single-wide home offers 2 bedrooms and 2 full bathrooms, featuring a large open living room that flows seamlessly into the kitchen, creating a comfortable and functional layout. The home also includes a heated side porch—perfect for additional living space year-round, new vinyl windows, and a shed to the rear of the property. The property has been cleaned and is ready for its new owner. Buyer must be park approved.
-
2026-04-22status Active 518-char remark
Show marketing remark (518 chars)
Thank you for taking the time to view 66 Alana Drive located in Mill Creek Estates. This 1998 single-wide home offers 2 bedrooms and 2 full bathrooms, featuring a large open living room that flows seamlessly into the kitchen, creating a comfortable and functional layout. The home also includes a heated side porch—perfect for additional living space year-round, new vinyl windows, and a shed to the rear of the property. The property has been cleaned and is ready for its new owner. Buyer must be park approved.
-
2026-04-01status Pending 518-char remark
Show marketing remark (518 chars)
Thank you for taking the time to view 66 Alana Drive located in Mill Creek Estates. This 1998 single-wide home offers 2 bedrooms and 2 full bathrooms, featuring a large open living room that flows seamlessly into the kitchen, creating a comfortable and functional layout. The home also includes a heated side porch—perfect for additional living space year-round, new vinyl windows, and a shed to the rear of the property. The property has been cleaned and is ready for its new owner. Buyer must be park approved.
-
2026-03-25$75,000 Active 518-char remark
Show marketing remark (518 chars)
Thank you for taking the time to view 66 Alana Drive located in Mill Creek Estates. This 1998 single-wide home offers 2 bedrooms and 2 full bathrooms, featuring a large open living room that flows seamlessly into the kitchen, creating a comfortable and functional layout. The home also includes a heated side porch—perfect for additional living space year-round, new vinyl windows, and a shed to the rear of the property. The property has been cleaned and is ready for its new owner. Buyer must be park approved.
-
2005-11-03soldstatus $32,000
-
2005-01-15historical
-
2004-12-07$35,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $893 · $74/mo
- Projected year-2 tax
- $991 · $83/mo
- Expected delta
- +$99/yr (+$8/mo · 11.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥101°F today · 15 d/yr by 30 yrs out
- Wind 4/10 Moderate 11% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,629
- − Mortgage interest
- −$3,865
- − Property taxes
- −$893
- − Insurance
- −$345
- − Repairs & maintenance
- −$1,730
- − Management
- −$1,730
- − Depreciation
- −$2,007
- Taxable income
- $11,058
- Est. tax owed @ 24.0%
- −$2,654
- After-tax cash flow
- $8,853/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Dallastown Area SD
- NCES district ID
- 4207230
- Math proficiency
- 47% ▼ -5.00%
- Reading proficiency
- 63% ▼ -9.00%
- Median HH income
- $61,805
- Composite
- 48.0/100
- National rank
- #2199
- State rank
- #102 of 539 in PA
Livability — East York
- Score
- 82/100
- State rank
- #141
- US rank
- #1138
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- York County · 278,806 people
- Metro
- York-Hanover, PA
- Population (ZIP)
- 37,466
- Household income
- $81,166
- Rent vs Own
- Severe rent burden
- 965.0
Population outlook (York County) Hauer SSP2
- Today (2025)
- 454,205 people
- By 2030
- 457,407 · +0.7%
- By 2040
- 457,529 · +0.7%
- By 2050
- 448,261 · -1.3%
- By 2075
- 427,388 · -5.9%
- By 2100
- 384,218 · -15.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (76%)
- Race & ethnicity
- White 76% Hispanic / Latino 11% Two or more races 8% Black 5% Asian 3%
- Hispanic origin (detail)
- Puerto Rican 6% Dominican 1%
- Common ancestry
- Romanian 3% Italian 2% Slovak 2%
- Foreign-born
- 7% · Canada, China
- Languages at home
- 87% English-only · Spanish 8% Other Indo-European 1% Arabic 1%
Political lean MEDSL · York
- 2024 margin
- Strong R (+25.3) · D 36.9% · R 62.1%
- 2008→2024 swing
- -11.7pp toward R · 2008: -13.6pp · 2024: -25.3pp
- All cycles
- 2024: R+25.3 2020: R+24.6 2016: R+29.3 2012: R+21.2 2008: R+13.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -91.97%
- Current HPI
- 242.5694
- Rent YoY
- —
- Metro
- York-Hanover, PA
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
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| Insurance | 2 | $27B |
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| Telecommunications / Media | 1 | $124B |
|
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| Industrial Distribution | 1 | $22B |
|
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| Financial Services | 1 | $20B |
|
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| Chemicals / Materials | 1 | $18B |
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Price history
+97.1% since first listed9 events — show timeline
- 2026-05-14 Price Changed $69,000 BRIGHT MLS
- 2026-05-06 Relisted — BRIGHT MLS
- 2026-04-27 Pending — BRIGHT MLS
- 2026-04-22 Relisted — BRIGHT MLS
- 2026-04-01 Pending — BRIGHT MLS
- 2026-03-25 Listed $75,000 BRIGHT MLS
- 2005-11-03 Sold (Public Records) $32,000 Public Records
- 2005-01-15 Listing Removed — BRIGHT MLS
- 2004-12-07 Listed $35,000 BRIGHT MLS
Property tax history
+3.5%/yrLatest (2025): $893 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…