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66 Alana Dr
B- Composite 67.57
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +4.8/10.0
  • Livability +4.1/5.0
  • ARV discount +3.7/15.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$69,000

66 Alana Dr · East York, PA 17402
3 bd · 2.0 ba · 1,340 sqft · Manufactured public records · 26 Days on market
Built 1998 $51/sqft · 8% above area Est $64k · 9% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Thank you for taking the time to view 66 Alana Drive located in Mill Creek Estates. This 1998 single-wide home offers 2 bedrooms and 2 full bathrooms, featuring a large open living room that flows seamlessly into the kitchen, creating a comfortable and functional layout. The home also includes a heated side porch—perfect for additional living space year-round, new vinyl windows, and a shed to the rear of the property. The property has been cleaned and is ready for its new owner. Buyer must be park approved.

Key facts

  • Heated side porch
  • Shed to the rear
  • Functional layout

Tags

HEATED SIDE PORCHLARGE OPEN LIVING ROOMFUNCTIONAL LAYOUTSHED TO THE REAR

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $69k.

Deal economics

  • At list price, monthly cash flow is $959 ($12k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $69k).
  • Recommended offer: $68k (1.5% below list) — sets the bar for market timing.
  • Cap rate 23.0% vs local median 3.4% in East York — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 82/100 on livability (#141 in PA, #1,138 nationally) — a professional / high-income tenant draw. Strengths: cost of living A+, housing A+, health & safety A+; Watch: commute F.
  • Dallastown Area SD (suburban): math 47% / reading 63% proficiency, ranked #102 of 539 in PA (top 19%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 177 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals leasing fast (median 14d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 1,328 units permitted in York County in 2024 (338 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $477 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $19k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 26 days — a 2% lower offer ($68k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 22y ago; this cycle's ask has dropped $6k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $32k; list at $69k implies a 116% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $67,965 (1.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  3. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  4. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.61%
Cap rate
22.97%
Cash-on-cash
59.56%
DSCR
3.65
GRM
3.2

CMA / ARV

ARV (median comp)
$63,591
List price
$69,000
Delta
8.51%
Verdict
FAIR
Comps
20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
58.3%
Equity multiple
3.58×
Total profit
$49,912
Equity at exit
$10,288
10-year hold
IRR
63.1%
Equity multiple
7.32×
Total profit
$122,185
Equity at exit
$5,966

Cash invested: $19,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 17402

Home prices YoY
-27.5%
Active inventory
177
Price-to-rent
3.2×

Monthly cashflow live

Estimated rent
$1,802 medium interval (Pro) →
Mortgage (P&I)
$362
Tax from tax record
$74 /mo · $893/yr
Insurance
$29
HOA
$0
Vacancy / Maint / Mgmt
$379
Net cashflow
$959

Break-even live

Break-even rent $589
Max offer price $69,000
Occupancy floor 42%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$17,250
Closing costs
$2,070
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
200 Governors Pl at Waterford York Township, PA 1.0–2.0 1.0–2.0 898 $1,650 $1.84 13d 39 0.84mi
100 Bridlewood Way York, PA 1.0–2.0 1.0–2.0 1100 $1,804 $1.64 13d 8 0.91mi
2000 Maplewood Dr York, PA 1.0–2.0 1.0 749 $1,590 $2.12 13d 18 1.23mi

Listing history 9 events

  1. 2026-05-14
    price $69,000 518-char remark
    Show marketing remark (518 chars)

    Thank you for taking the time to view 66 Alana Drive located in Mill Creek Estates. This 1998 single-wide home offers 2 bedrooms and 2 full bathrooms, featuring a large open living room that flows seamlessly into the kitchen, creating a comfortable and functional layout. The home also includes a heated side porch—perfect for additional living space year-round, new vinyl windows, and a shed to the rear of the property. The property has been cleaned and is ready for its new owner. Buyer must be park approved.

  2. 2026-05-06
    status Active 518-char remark
    Show marketing remark (518 chars)

    Thank you for taking the time to view 66 Alana Drive located in Mill Creek Estates. This 1998 single-wide home offers 2 bedrooms and 2 full bathrooms, featuring a large open living room that flows seamlessly into the kitchen, creating a comfortable and functional layout. The home also includes a heated side porch—perfect for additional living space year-round, new vinyl windows, and a shed to the rear of the property. The property has been cleaned and is ready for its new owner. Buyer must be park approved.

  3. 2026-04-27
    status Pending 518-char remark
    Show marketing remark (518 chars)

    Thank you for taking the time to view 66 Alana Drive located in Mill Creek Estates. This 1998 single-wide home offers 2 bedrooms and 2 full bathrooms, featuring a large open living room that flows seamlessly into the kitchen, creating a comfortable and functional layout. The home also includes a heated side porch—perfect for additional living space year-round, new vinyl windows, and a shed to the rear of the property. The property has been cleaned and is ready for its new owner. Buyer must be park approved.

  4. 2026-04-22
    status Active 518-char remark
    Show marketing remark (518 chars)

    Thank you for taking the time to view 66 Alana Drive located in Mill Creek Estates. This 1998 single-wide home offers 2 bedrooms and 2 full bathrooms, featuring a large open living room that flows seamlessly into the kitchen, creating a comfortable and functional layout. The home also includes a heated side porch—perfect for additional living space year-round, new vinyl windows, and a shed to the rear of the property. The property has been cleaned and is ready for its new owner. Buyer must be park approved.

  5. 2026-04-01
    status Pending 518-char remark
    Show marketing remark (518 chars)

    Thank you for taking the time to view 66 Alana Drive located in Mill Creek Estates. This 1998 single-wide home offers 2 bedrooms and 2 full bathrooms, featuring a large open living room that flows seamlessly into the kitchen, creating a comfortable and functional layout. The home also includes a heated side porch—perfect for additional living space year-round, new vinyl windows, and a shed to the rear of the property. The property has been cleaned and is ready for its new owner. Buyer must be park approved.

  6. 2026-03-25
    listed $75,000 Active 518-char remark
    Show marketing remark (518 chars)

    Thank you for taking the time to view 66 Alana Drive located in Mill Creek Estates. This 1998 single-wide home offers 2 bedrooms and 2 full bathrooms, featuring a large open living room that flows seamlessly into the kitchen, creating a comfortable and functional layout. The home also includes a heated side porch—perfect for additional living space year-round, new vinyl windows, and a shed to the rear of the property. The property has been cleaned and is ready for its new owner. Buyer must be park approved.

  7. 2005-11-03
    soldstatus $32,000
  8. 2005-01-15
    historical
  9. 2004-12-07
    listed $35,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$893 · $74/mo
Projected year-2 tax
$991 · $83/mo
Expected delta
+$99/yr (+$8/mo · 11.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥101°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 11% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$21,629
− Mortgage interest
−$3,865
− Property taxes
−$893
− Insurance
−$345
− Repairs & maintenance
−$1,730
− Management
−$1,730
− Depreciation
−$2,007
Taxable income
$11,058
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,654
After-tax cash flow
$8,853/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Dallastown Area SD
NCES district ID
4207230
Math proficiency
47% ▼ -5.00%
Reading proficiency
63% ▼ -9.00%
Median HH income
$61,805
Composite
48.0/100
National rank
#2199
State rank
#102 of 539 in PA

Livability — East York

Score
82/100
State rank
#141
US rank
#1138

Category grades

Amenities C+ Commute F Cost of living A+ Crime B+ Employment A- Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
York County · 278,806 people
Metro
York-Hanover, PA
Population (ZIP)
37,466
Household income
$81,166
Rent vs Own
27.5% rent · 72.5% own
Severe rent burden
965.0

Population outlook (York County) Hauer SSP2

Today (2025)
454,205 people
By 2030
457,407 · +0.7%
By 2040
457,529 · +0.7%
By 2050
448,261 · -1.3%
By 2075
427,388 · -5.9%
By 2100
384,218 · -15.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (76%)
Race & ethnicity
White 76% Hispanic / Latino 11% Two or more races 8% Black 5% Asian 3%
Hispanic origin (detail)
Puerto Rican 6% Dominican 1%
Common ancestry
Romanian 3% Italian 2% Slovak 2%
Foreign-born
7% · Canada, China
Languages at home
87% English-only · Spanish 8% Other Indo-European 1% Arabic 1%

Political lean MEDSL · York

2024 margin
Strong R (+25.3) · D 36.9% · R 62.1%
2008→2024 swing
-11.7pp toward R · 2008: -13.6pp · 2024: -25.3pp
All cycles
2024: R+25.3 2020: R+24.6 2016: R+29.3 2012: R+21.2 2008: R+13.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -91.97%
Current HPI
242.5694
Rent YoY
Metro
York-Hanover, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+97.1% since first listed
9 events — show timeline
  • 2026-05-14 Price Changed $69,000 BRIGHT MLS
  • 2026-05-06 Relisted BRIGHT MLS
  • 2026-04-27 Pending BRIGHT MLS
  • 2026-04-22 Relisted BRIGHT MLS
  • 2026-04-01 Pending BRIGHT MLS
  • 2026-03-25 Listed $75,000 BRIGHT MLS
  • 2005-11-03 Sold (Public Records) $32,000 Public Records
  • 2005-01-15 Listing Removed BRIGHT MLS
  • 2004-12-07 Listed $35,000 BRIGHT MLS

Property tax history

+3.5%/yr

Latest (2025): $893 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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