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1065 Lomita Blvd #435
C- Composite 54.63
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.0/30.0
  • DSCR +8.2/10.0
  • 1% rule +6.5/10.0
  • Schools +3.6/10.0
  • Rent growth +3.3/5.0
  • Livability +3.2/5.0
  • ARV discount +2.6/15.0
  • Condition / age +2.2/5.0
  • Appreciation +0.0/10.0

$278,000

1065 Lomita Blvd #435 · West Carson, CA 90710
2 bd · 2.0 ba · 1,904 sqft · Manufactured public records · 58 Days on market
Built 1973 Fair condition $146/sqft · 9% below area Est $251k · 11% over ↓ 13% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

MANY UPGRADES, LARGE 8X32 ENCLOSED PORCH. SUPER LOCATION LOCATED IN INNER CIRCLE

Key facts

  • Formal entry area
  • Covered carport
  • Huge living room

Tags

LARGE FULLY ENCLOSED PATIOCOVERED CARPORTFORMAL ENTRY AREAHUGE LIVING ROOMFORMAL DINING AREAWELL APPOINTED KITCHEN

Property features AI

Finance

  • Other: Private road with paved surface; Directions available from Lomita Blvd
  • Financial info: Land lease (monthly): $1,032.56
  • HOA & community: Part of homeowners association; Senior community; Community features include street lighting and a park; Park name: San Rafael Mobile Home Estates; Manager approval required

Exterior

  • Parking: Attached garage; 2 garage spaces; 2 carport spaces; Tandem covered parking; Guest parking; Concrete driveway; Total 4 parking spaces
  • Utilities: Private water; Private sewer; Natural gas connected; Electricity connected
  • Home design: Single-story (one level); Mobile home remains on property; Mobile home approx. 24' x 65'; Front entry
  • Construction: Year built (per public records)
  • Exterior features: Covered enclosed front porch; Patio; Community pool; Shed (2)

Interior

  • Kitchen: Gas cooktop; Gas oven; Dishwasher; Water heater unit
  • Flooring: Vinyl flooring; Carpet
  • Bathrooms: 2 full bathrooms; Master bath with soaking tub and double sinks; Shower
  • Heating & cooling: Central cooling; Forced air heating; Central furnace
  • Interior features: Wet bar; Ceiling fan; Blinds; Community spa
  • Laundry & utility: Dedicated laundry room; Washer included; Dryer included

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $278k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $609 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $278k).
  • Recommended offer: $270k (3.0% below list) — sets the bar for market timing.
  • Cap rate 8.9% vs local median 2.9% in West Carson — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#408 in CA) — a middle-class / working-renter tenant base. Strengths: commute A+, employment A+; Watch: crime D+, amenities F, cost of living F.
  • Los Angeles Unified (urban): math 29% / reading 54% proficiency, ranked #223 of 517 in CA (top 43%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+3.1%/yr); 64 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 19,697 units permitted in Los Angeles County in 2024 (9,426 in 5+ unit buildings).
  • At $3,203/mo this rent would consume 47% of the median local household income ($82k/yr) (locally 979% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Los Angeles County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 58 days — a 3% lower offer ($270k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 23y ago; this cycle's ask has dropped $20k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $60k; list at $278k implies a 363% gain — meaningful room to come down on a strong offer.
Recommended offer $269,660 (3.0% below list)

Questions for the listing agent

  1. It's been on market 58 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  3. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.15%
Cap rate
8.92%
Cash-on-cash
9.39%
DSCR
1.42
GRM
7.2

CMA / ARV

ARV (median comp)
$250,614
List price
$278,000
Delta
10.93%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 11 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1065 Lomita Blvd #291 0.21mi 2/2.0 1,880 (-1%) 2mo $295,000 $157 87
1065 W Lomita Blvd #469 0.00mi 3/2.0 (+1) 1,744 (-8%) 10mo $299,000 $171 73
1065 Lomita Blvd #115 0.00mi 3/2.0 (+1) 1,700 (-11%) 9mo $315,000 $185 70
1065 Lomita Blvd #455 0.00mi 3/2.0 (+1) 1,680 (-12%) 8mo $255,000 $152 68
1065 Lomita Blvd #400 0.20mi 2/2.0 1,688 (-11%) 9mo $250,000 $148 64
1065 W Lomita Blvd #220 0.24mi 3/2.0 (+1) 1,950 (+2%) 21mo $305,000 $156 62
1065 W Lomita Blvd #171 0.00mi 3/2.0 (+1) 1,620 (-15%) 19mo $315,000 $194 54
1065 Lomita Blvd #96 0.21mi 2/2.0 1,640 (-14%) 16mo $232,500 $142 54
1065 Lomita #397 0.21mi 2/2.0 1,664 (-13%) 24mo $245,000 $147 50
1065 Lomita Blvd #302 0.21mi 3/3.0 (+1) 1,650 (-13%) 18mo $295,000 $179 44
760 Lomita Blvd #116 0.57mi 3/2.0 (+1) 1,620 (-15%) 8mo $295,000 $182 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.13% rent growth · sell at horizon

5-year hold
IRR
-2.0%
Equity multiple
0.93×
Total profit
$-5,775
Equity at exit
$41,451
10-year hold
IRR
7.9%
Equity multiple
1.60×
Total profit
$46,862
Equity at exit
$24,036

Cash invested: $77,840 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 90710

Rents YoY
3.1%
Active inventory
64
Price-to-rent
7.2×

Monthly cashflow live

Estimated rent
$3,203 high interval (Pro) →
Mortgage (P&I)
$1,458
Tax est. 1.5%
$348 /mo · $4,170/yr
Insurance
$116
HOA
$0
Vacancy / Maint / Mgmt
$673
Net cashflow
$609

Break-even live

Break-even rent $2,432
Max offer price $278,000
Occupancy floor 76%

Sensitivity live

Price -10% $801 -5% $705 +0% $609 +5% $513 +10% $417
Rent -10% $356 -5% $483 +0% $609 +5% $736 +10% $862
Rate -1.0pp $749 -0.5pp $680 base $609 +0.5pp $537 +1.0pp $464

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$69,500
Closing costs
$8,340
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 19 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1115 252nd St Unit 6 Harbor City, CA 2.0 1.0 1250 $1,999 $1.60 44d 1 0.39mi
1008 Harbor Heights Dr Unit B Harbor City, CA 3.0 2.5 1434 $3,295 $2.30 16d 1 0.55mi
1435 Lomita Blvd #105 Harbor City, CA 3.0 2.0 1260 $3,250 $2.58 44d 1 0.58mi
1673 251st St Harbor City, CA 1.0 1.0 2104 $1,200 $0.57 25d 1 0.84mi
1623 255th St W Harbor City, CA 3.0 3.0 1344 $3,995 $2.97 0d 1 0.90mi
25122 Ebony Ln Lomita, CA 2.0 2.0 1716 $2,955 $1.72 21d 1 1.03mi
1311 Sepulveda Blvd Torrance, CA 2.0–3.0 2.0 1201 $3,400 $2.83 0d 1 1.10mi
25316 Ebony Ln Lomita, CA 3.0 3.0 1890 $3,415 $1.81 13d 1 1.13mi
25316 Ebony Ln Ste 1 Lomita, CA 3.0 3.0 1890 $3,415 $1.81 12d 1 1.13mi
1918 252nd St Lomita, CA 3.0 2.0 1488 $3,900 $2.62 44d 1 1.20mi
22919 Mariposa Ave Torrance, CA 2.0–3.0 2.5–4.0 1480 $3,400 $2.30 44d 2 1.20mi
1676 259th St Harbor City, CA 2.0 1.0 1250 $2,795 $2.24 17d 1 1.20mi
25018 Eshelman Ave Unit 9 Lomita, CA 2.0 2.5 1400 $3,295 $2.35 25d 1 1.21mi
25018 Eshelman Ave Lomita, CA 2.0 2.5 1400 $3,295 $2.35 44d 1 1.22mi
22919 Mariposa Ave #202 Torrance, CA 3.0 4.0 1780 $4,000 $2.25 25d 1 1.23mi
22716 Meyler St Torrance, CA 3.0 3.0 1650 $4,700 $2.85 23d 1 1.32mi
25021 Oak St Lomita, CA 3.0 2.0 1281 $3,995 $3.12 8d 1 1.43mi
25326 Oak St Unit 1 Lomita, CA 3.0 2.0 1300 $3,650 $2.81 44d 1 1.46mi
22553 Firenze St Carson, CA 3.0 2.5 2012 $4,500 $2.24 25d 1 1.46mi

Listing history 22 events

  1. 2026-06-21
    days on market $278,000 Active 58 DOM
  2. 2026-06-18
    days on market $278,000 Active 55 DOM
  3. 2026-06-17
    days on market $278,000 Active 54 DOM
  4. 2026-06-16
    days on market $278,000 Active 53 DOM
  5. 2026-06-15
    days on market $278,000 Active 52 DOM
  6. 2026-06-13
    days on market $278,000 Active 50 DOM
  7. 2026-06-09
    days on market $278,000 Active 46 DOM
  8. 2026-06-08
    days on market $278,000 Active 45 DOM
  9. 2026-06-07
    days on market $278,000 Active 44 DOM
  10. 2026-06-04
    days on market $278,000 Active 41 DOM
  11. 2026-06-03
    pricedays on market $278,000 Active 40 DOM
  12. 2026-06-02
    days on market $288,000 Active 39 DOM
  13. 2026-06-01
    days on market $288,000 Active 38 DOM
  14. 2026-05-31
    days on market $288,000 Active 37 DOM
  15. 2026-04-24
    listed $298,000 Active 1936-char remark
  16. 2003-04-30
    soldstatus $60,000 80-char remark
    Show marketing remark (80 chars)

    MANY UPGRADES, LARGE 8X32 ENCLOSED PORCH. SUPER LOCATION LOCATED IN INNER CIRCLE

  17. 2003-04-16
    listed $64,950 80-char remark
    Show marketing remark (80 chars)

    MANY UPGRADES, LARGE 8X32 ENCLOSED PORCH. SUPER LOCATION LOCATED IN INNER CIRCLE

  18. 2002-03-01
    price $64,950 80-char remark
    Show marketing remark (80 chars)

    MANY UPGRADES, LARGE 8X32 ENCLOSED PORCH. SUPER LOCATION LOCATED IN INNER CIRCLE

  19. 2002-03-01
    price $64,950 80-char remark
    Show marketing remark (80 chars)

    MANY UPGRADES, LARGE 8X32 ENCLOSED PORCH. SUPER LOCATION LOCATED IN INNER CIRCLE

  20. 2002-03-01
    price $64,950 80-char remark
    Show marketing remark (80 chars)

    MANY UPGRADES, LARGE 8X32 ENCLOSED PORCH. SUPER LOCATION LOCATED IN INNER CIRCLE

  21. 2002-02-28
    price $320,000 80-char remark
    Show marketing remark (80 chars)

    MANY UPGRADES, LARGE 8X32 ENCLOSED PORCH. SUPER LOCATION LOCATED IN INNER CIRCLE

  22. 2002-02-28
    price $320,000 80-char remark
    Show marketing remark (80 chars)

    MANY UPGRADES, LARGE 8X32 ENCLOSED PORCH. SUPER LOCATION LOCATED IN INNER CIRCLE

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥87°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 5/10 Major 7 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$38,438
− Mortgage interest
−$15,572
− Property taxes
−$4,170
− Insurance
−$1,390
− Repairs & maintenance
−$3,075
− Management
−$3,075
− Depreciation
−$8,087
Taxable income
$3,068
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$736
After-tax cash flow
$6,575/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Fair 45/100 Moderate rehab

This manufactured home requires moderate renovations to update the kitchen and bathroom, which will significantly increase its resale and rental value.

Repairs flagged

  • Major kitchen cabinets — severely dated and worn
  • Major kitchen appliances — outdated and non-functional
  • Major bathroom fixtures — dated and in poor condition

Value-add opportunities

  • Resale update kitchen cabinets and appliances — modernizing the kitchen will attract more buyers
  • Resale update bathroom fixtures — modernizing the bathroom will attract more buyers
  • Both paint interior walls — painting the interior walls will improve the home's appearance and increase its value

Renovation cost estimate screening

Repair itemSeverityEst. cost
kitchen cabinets · severely dated and worn Major $15,000–50,000
kitchen appliances · outdated and non-functional Major $15,000–50,000
bathroom fixtures · dated and in poor condition Major $15,000–50,000
Total estimated repair cost · 3 items $45,000–150,000

Value-add ROI direction

  • Resale update kitchen cabinets and appliances — modernizing the kitchen will attract more buyers
  • Resale update bathroom fixtures — modernizing the bathroom will attract more buyers
  • Both paint interior walls — painting the interior walls will improve the home's appearance and increase its value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Los Angeles Unified
NCES district ID
0622710
Math proficiency
29% ▼ -4.00%
Reading proficiency
54% ▲ 10.00%
Median HH income
$50,403
Composite
35.67/100
National rank
#4875
State rank
#223 of 517 in CA

Livability — West Carson

Score
64/100
State rank
#408
US rank
#13927

Category grades

Amenities F Commute A+ Cost of living F Crime D+ Employment A+ Housing B- Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
West Carson, CA
County
Los Angeles County · 9,444,647 people
City population
18,467
Metro
Los Angeles-Long Beach-Anaheim, CA
Population (ZIP)
26,761
Household income
$82,478
Rent vs Own
43.8% rent · 56.2% own
Severe rent burden
979.0

Population outlook (Los Angeles County) Hauer SSP2

Today (2025)
10,940,515 people
By 2030
11,256,481 · +2.9%
By 2040
11,729,929 · +7.2%
By 2050
11,948,407 · +9.2%
By 2075
11,818,114 · +8.0%
By 2100
10,842,928 · -0.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.69)
Race & ethnicity
Hispanic / Latino 48% Two or more races 21% Asian 20% White 16% Black 11%
Hispanic origin (detail)
Mexican 35%
Common ancestry
Ukrainian 1% Lithuanian 1% Slovak 1%
Foreign-born
35% · Canada, South Korea, China
Languages at home
42% English-only · Spanish 38% Korean 6% Tagalog/Filipino 4%

Political lean MEDSL · Los Angeles

2024 margin
Solid D (+32.9) · D 64.8% · R 31.9% · Other 3.3%
2008→2024 swing
-7.4pp toward R · 2008: 40.4pp · 2024: 32.9pp
All cycles
2024: D+32.9 2020: D+44.2 2016: D+48.0 2012: D+40.0 2008: D+40.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -636.52%
Current HPI
363.6265
Rent YoY
▲ 3.13%
Metro
Los Angeles-Long Beach-Anaheim, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

-13.1% since first listed
10 events — show timeline
  • 2026-06-03 Price Changed $278,000 CRMLS
  • 2026-05-22 Price Changed $288,000 CRMLS
  • 2026-04-24 Listed $298,000 CRMLS
  • 2003-04-30 Sold (MLS) $60,000 CRMLS
  • 2003-04-16 Listed $64,950 CRMLS
  • 2002-03-01 Price Changed $64,950 CRMLS
  • 2002-03-01 Price Changed $64,950 CRMLS
  • 2002-03-01 Price Changed $64,950 CRMLS
  • 2002-02-28 Price Changed $320,000 CRMLS
  • 2002-02-28 Price Changed $320,000 CRMLS

Property tax history

+5.7%/yr

Latest (2025): $550 · +5.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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