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4195 Burningtree Rd
D Composite 42.36
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.1/30.0
  • ARV discount +8.8/15.0
  • 1% rule +4.7/10.0
  • Schools +4.3/10.0
  • DSCR +3.9/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$250,000

4195 Burningtree Rd · Radisson, NY 13090
3 bd · 1.0 ba · 1,356 sqft · SingleFamily public records · 47 Days on market
Built 1979 5,060 sqft lot Est $258k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Turn key home! This beautiful, well maintainted raised ranch is close to highways, schools and shopping plazas! The upstairs of this home has gorgeous, beaming maple wood floors in the living area, kitchen, and all 3 bedrooms! Living room leads right into the eat-in kitchen! Perfect for entertaining! Updated kitchen with stainless steel appliances and granite counter tops. Basement is perfect for second living room, play room, or home gym area. Bonus room could serve as an inhome office space! This entire home has been updated in the past 10 years! Book an appointment to see it today!

Key facts

  • Large deck
  • Open living room
  • Back yard

Tags

OPEN LIVING ROOMLARGE DECKBACK YARDMASSIVE FAMILY ROOMBONUS ROOMATTACHED ONE CAR GARAGE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $250k.

Deal economics

  • At list price, monthly cash flow is $-8 ($-90/yr) — negative.
  • To cash-flow at today's rent, offer at most $249k (0.5% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $242k (3.3% below list).
  • Recommended offer: $242k (3.3% below list) — sets the bar for 1% rule.
  • Cap rate 6.3% vs local median 3.5% in Radisson — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Liverpool Central School District (suburban): math 49% / reading 49% proficiency, ranked #381 of 590 in NY (top 65%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 96 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 616 units permitted in Onondaga County in 2024 (256 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($88k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Onondaga County population projected to shrink 9% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 47 days — a 3% lower offer ($242k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 14y ago; this cycle's ask is 67% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
  • Current owner paid $186k; 35% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: major flood risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $241,665 (3.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 47 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  3. Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.97%
Cap rate
6.26%
Cash-on-cash
-0.13%
DSCR
0.99
GRM
8.6

CMA / ARV

ARV (on-the-fly)
$257,640
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4298 Old Meadow Rd 0.41mi 3/2.0 1,356 (0%) 6mo $305,000 $225 72
4174B Burningtree Rd 0.09mi 3/1.5 1,260 (-7%) 14mo $145,000 $115 70
4242 Hunting Creek Dr 0.23mi 3/1.0 1,520 (+12%) 8mo $187,000 $123 62
8379 Golden Larch Ln 0.26mi 3/1.5 1,528 (+13%) 8mo $280,000 $183 58
8252 Elaine Cir 0.74mi 3/1.5 1,418 (+5%) 2mo $133,000 $94 54
4315 Old Meadow Rd 0.48mi 3/1.5 1,520 (+12%) 1mo $312,000 $205 54
4170 Sandbar Ln 0.31mi 2/2.0 (-1) 1,278 (-6%) 16mo $270,000 $211 54
4287 Amblewood Ln 0.37mi 3/2.0 1,520 (+12%) 8mo $275,000 $181 52
8424 Sweetmill Ln 0.53mi 3/2.0 1,476 (+9%) 10mo $290,000 $196 48
8430 Sweetmill Ln 0.51mi 3/1.5 1,484 (+9%) 15mo $282,000 $190 46
8263 Cottonwood Ct 0.56mi 3/2.0 1,514 (+12%) 12mo $407,000 $269 40
8254 Beehive Cir 0.65mi 2/1.5 (-1) 1,204 (-11%) 17mo $225,000 $187 30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-16.4%
Equity multiple
0.42×
Total profit
$-40,838
Equity at exit
$37,276
10-year hold
IRR
-8.1%
Equity multiple
0.49×
Total profit
$-35,560
Equity at exit
$21,615

Cash invested: $70,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
15 Strongly Tenant-Friendly
State New York
15 Strongly Tenant-Friendly · D+10
County
— inherits STATE
City
— inherits STATE
NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

ZIP-level market 13090

Active inventory
96
Price-to-rent
8.6×

Monthly cashflow live

Estimated rent
$2,417 medium interval (Pro) →
Mortgage (P&I)
$1,311
Tax from tax record
$502 /mo · $6,018/yr
Insurance
$104
HOA
$0
Vacancy / Maint / Mgmt
$507
Net cashflow
$-8

Break-even live

Break-even rent $2,426
Max offer price $248,668
Occupancy floor 95%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$62,500
Closing costs
$7,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4220 Anguilla Dr Liverpool, NY 2.0 1.5 1212 $2,200 $1.82 13d 1 1.34mi

Listing history 19 events

  1. 2026-05-01
    status Pending
  2. 2026-03-26
    historical Active Under Contract
  3. 2026-03-15
    price $250,000
  4. 2026-03-15
    listed $150,000 Active
  5. 2021-12-02
    soldstatus $185,500
  6. 2021-12-02
    soldstatus $185,500
  7. 2021-11-23
    soldstatus $185,500 Closed Sale or Rented 591-char remark
    Show marketing remark (591 chars)

    Turn key home! This beautiful, well maintainted raised ranch is close to highways, schools and shopping plazas! The upstairs of this home has gorgeous, beaming maple wood floors in the living area, kitchen, and all 3 bedrooms! Living room leads right into the eat-in kitchen! Perfect for entertaining! Updated kitchen with stainless steel appliances and granite counter tops. Basement is perfect for second living room, play room, or home gym area. Bonus room could serve as an inhome office space! This entire home has been updated in the past 10 years! Book an appointment to see it today!

  8. 2021-11-09
    status Under Contract- Do Not Show 591-char remark
    Show marketing remark (591 chars)

    Turn key home! This beautiful, well maintainted raised ranch is close to highways, schools and shopping plazas! The upstairs of this home has gorgeous, beaming maple wood floors in the living area, kitchen, and all 3 bedrooms! Living room leads right into the eat-in kitchen! Perfect for entertaining! Updated kitchen with stainless steel appliances and granite counter tops. Basement is perfect for second living room, play room, or home gym area. Bonus room could serve as an inhome office space! This entire home has been updated in the past 10 years! Book an appointment to see it today!

  9. 2021-10-13
    historical Continue to Show- Under Contract 591-char remark
    Show marketing remark (591 chars)

    Turn key home! This beautiful, well maintainted raised ranch is close to highways, schools and shopping plazas! The upstairs of this home has gorgeous, beaming maple wood floors in the living area, kitchen, and all 3 bedrooms! Living room leads right into the eat-in kitchen! Perfect for entertaining! Updated kitchen with stainless steel appliances and granite counter tops. Basement is perfect for second living room, play room, or home gym area. Bonus room could serve as an inhome office space! This entire home has been updated in the past 10 years! Book an appointment to see it today!

  10. 2021-10-04
    listed $150,000 Active 591-char remark
    Show marketing remark (591 chars)

    Turn key home! This beautiful, well maintainted raised ranch is close to highways, schools and shopping plazas! The upstairs of this home has gorgeous, beaming maple wood floors in the living area, kitchen, and all 3 bedrooms! Living room leads right into the eat-in kitchen! Perfect for entertaining! Updated kitchen with stainless steel appliances and granite counter tops. Basement is perfect for second living room, play room, or home gym area. Bonus room could serve as an inhome office space! This entire home has been updated in the past 10 years! Book an appointment to see it today!

  11. 2013-11-20
    historical 614-char remark
    Show marketing remark (614 chars)

    Total Remodel! Head to Toe make over. .. Ready to move right into. .. All New kitchen with tasteful granite, extra counter space, new cabinetry over looks living room, brand-new stainless steel appliances. New Maple Floors throughout, new lighting fixtures, all 2013 style! Formal dining room has new slider that walks out to deck & private yard. Dual sinks in master bath with granite counter. Finished "bonus room" or master bed in basement. Plus Laundry/Utility Room, attached garage, fully fenced yard. New Roof, furnace, hot water tank. Nothing to do, but move in! 3 beds, 1 bath raised ranch.

  12. 2013-10-17
    soldstatus $125,000
  13. 2013-09-30
    soldstatus $124,000 614-char remark
    Show marketing remark (614 chars)

    Total Remodel! Head to Toe make over. .. Ready to move right into. .. All New kitchen with tasteful granite, extra counter space, new cabinetry over looks living room, brand-new stainless steel appliances. New Maple Floors throughout, new lighting fixtures, all 2013 style! Formal dining room has new slider that walks out to deck & private yard. Dual sinks in master bath with granite counter. Finished "bonus room" or master bed in basement. Plus Laundry/Utility Room, attached garage, fully fenced yard. New Roof, furnace, hot water tank. Nothing to do, but move in! 3 beds, 1 bath raised ranch.

  14. 2013-08-05
    listed $124,900 614-char remark
    Show marketing remark (614 chars)

    Total Remodel! Head to Toe make over. .. Ready to move right into. .. All New kitchen with tasteful granite, extra counter space, new cabinetry over looks living room, brand-new stainless steel appliances. New Maple Floors throughout, new lighting fixtures, all 2013 style! Formal dining room has new slider that walks out to deck & private yard. Dual sinks in master bath with granite counter. Finished "bonus room" or master bed in basement. Plus Laundry/Utility Room, attached garage, fully fenced yard. New Roof, furnace, hot water tank. Nothing to do, but move in! 3 beds, 1 bath raised ranch.

  15. 2012-12-27
    soldstatus $59,900
  16. 2012-09-11
    listed $64,900
  17. 2006-05-30
    soldstatus $66,100
  18. 2005-06-08
    soldstatus $75,000
  19. 1993-12-17
    soldstatus $63,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NY · Partial reset (capped growth)

Current annual tax
$6,018 · $502/mo
Projected year-2 tax
$6,018 · $502/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 74% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥95°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low 0% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$29,000
− Mortgage interest
−$14,004
− Property taxes
−$6,018
− Insurance
−$1,250
− Repairs & maintenance
−$2,320
− Management
−$2,320
− Depreciation
−$7,273
Taxable loss
−$4,185
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,004
After-tax cash flow
$914/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Liverpool Central School District
NCES district ID
3617520
Math proficiency
49% ▼ -6.00%
Reading proficiency
49% ▲ 1.00%
Median HH income
$59,134
Composite
42.84/100
National rank
#3134
State rank
#381 of 590 in NY

Livability — Radisson

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

County
Onondaga County · 247,257 people
Metro
Syracuse, NY
Population (ZIP)
29,004
Household income
$88,492
Rent vs Own
32.1% rent · 67.9% own
Severe rent burden
733.0

Population outlook (Onondaga County) Hauer SSP2

Today (2025)
467,894 people
By 2030
463,381 · -1.0%
By 2040
447,697 · -4.3%
By 2050
426,399 · -8.9%
By 2075
373,661 · -20.1%
By 2100
307,967 · -34.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (79%)
Race & ethnicity
White 79% Two or more races 9% Hispanic / Latino 7% Black 6% Asian 3%
Hispanic origin (detail)
Mexican 1% Puerto Rican 4%
Common ancestry
Romanian 7% Lithuanian 4% Italian 2%
Foreign-born
6% · Canada, China, South Korea
Languages at home
93% English-only · Other Indo-European 2% Spanish 1% Russian/Polish/Slavic 1%

Political lean MEDSL · Onondaga

2024 margin
D (+17.3) · D 58.6% · R 41.4%
2008→2024 swing
-3.0pp toward R · 2008: 20.3pp · 2024: 17.3pp
All cycles
2024: D+17.3 2020: D+20.6 2016: D+12.8 2012: D+21.1 2008: D+20.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -228.53%
Current HPI
320.4989
Rent YoY
Metro
Syracuse, NY
State GDP YoY
▲ 2.60%
F500 in state
92

Industry mix (Fortune 500 HQ in NY)

Industry F500 HQs Revenue

Price history

+293.7% since first listed
19 events — show timeline
  • 2026-05-01 Pending CNYIS
  • 2026-03-26 Contingent CNYIS
  • 2026-03-15 Price Changed $250,000 CNYIS
  • 2026-03-15 Listed $150,000 CNYIS
  • 2021-12-02 Sold (Public Records) $185,500 Public Records
  • 2021-12-02 Sold (Public Records) $185,500 Public Records
  • 2021-11-23 Sold (MLS) $185,500 CNYIS
  • 2021-11-09 Pending CNYIS
  • 2021-10-13 Contingent CNYIS
  • 2021-10-04 Listed $150,000 CNYIS
  • 2013-11-20 Listing Removed CNYIS
  • 2013-10-17 Sold (Public Records) $125,000 Public Records
  • 2013-09-30 Sold (MLS) $124,000 CNYIS
  • 2013-08-05 Listed $124,900 CNYIS
  • 2012-12-27 Sold (MLS) $59,900 CNYIS
  • 2012-09-11 Listed $64,900 CNYIS
  • 2006-05-30 Sold (Public Records) $66,100 Public Records
  • 2005-06-08 Sold (Public Records) $75,000 Public Records
  • 1993-12-17 Sold (Public Records) $63,500 Public Records

Property tax history

+5.2%/yr

Latest (2025): $6,018 · +4.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…