833 Nettles Blvd · Hutchinson Island South, FL 34957

$272,000

2 bd · 1.0 ba · 352 sqft · Manufactured public records · 52 Days on market

Built 1978 2,019 sqft lot $420/mo HOA · 22% of rent

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Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +7.5/15.0
• Cash flow +4.0/30.0
• Schools +3.7/10.0
• Livability +3.1/5.0
• Rent growth +2.8/5.0
• Condition / age +2.5/5.0
• 1% rule +2.0/10.0
• DSCR +0.0/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

COME ENJOY NETTLES ISLAND BEACH LIFESTYLE !!! Updated Vintage Park Model Beach Home ready as your RESORT GET-A-WAY! Fully Furnished & Nicely Decorated, Laminate Floors, 2018 A/C Unit, and well maintained. 2nd Bedroom option. .. YES - the FUN GOLF CART IS INCLUDED. Community boasts a huge list of amenities. BIG Club House with Cafe, Exercise room, Tennis courts, Pickleball, Basketball, Shuffle board, Horse shoes, Mini Golf, and more. Private beach access, bike or sea kayak the Island. Enjoy Nettles huge heated River-side pool or our enjoy magnificent Ocean Sunrises at Ocean-side pool. Great Ocean Fishing Too!

Key facts

• 2,019 sq ft lot
• 2 parking spots
• Community pool

Property features AI

Finance

• Financial info: Pets allowed with breed restrictions and number limits
• HOA & community: Has association; Monthly association fee of 420; Association amenities include: boating, beach access, basketball court, billiard room, cabana, clubhouse, dog park, fitness center, game room, management, playground, parking, pool, spa/hot tub, manager on site, bocce ball, cafe/restaurant, community room, fishing pier, heated pool, internet included, kitchen facilities, library, maintained community, private beach pavilion, sidewalks, street lights, gated security, and recreation facilities; Association fees cover cable TV, insurance, internet, grounds maintenance, security, sewer, trash, water, common areas, legal/accounting, reserve funds, recreation facility, and pool service

Exterior

• Parking: Driveway with 2 open parking spaces (2 total spaces)
• Security: Community offers gated access and on-site management (association amenity)
• Utilities: Public water; Public sewer; Electricity connected; Cable connected
• Home design: Mobile home; One story; Resale condition; North-facing
• Construction: Aluminum siding; Other roof
• Exterior features: Open patio

Interior

• Kitchen: Dishwasher; Electric range; Electric cooktop; Microwave; Refrigerator
• Bedrooms: One bedroom on the main level
• Flooring: Tile; Vinyl; Wood
• Bathrooms: One full bathroom
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Split bedroom layout; Fireplace
• Laundry & utility: Laundry room with inside laundry hookups

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath manufactured listed at $272k.

Deal economics

• At list price, monthly cash flow is $-822 ($-10k/yr) — negative.
• To cash-flow at today's rent, offer at most $127k (53.4% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $190k (30.1% below list).
• Recommended offer: $127k (53.4% below list) — sets the bar for cash-flow.
• Cap rate 3.0% vs local median 1.9% in Hutchinson Island South — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 61/100 on livability (#783 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, housing B; Watch: cost of living C-, schools D, amenities F.
• St. Lucie (urban): math 40% / reading 48% proficiency, ranked #51 of 73 in FL (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents rising (+1.0%/yr); 536 active listings in the ZIP; 4,868 units permitted in St. Lucie County in 2024 (268 in 5+ unit buildings).
• This rent runs 32% of the median local income ($70k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• St. Lucie County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 52 days — a 3% lower offer ($264k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 13y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $215k; 27% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: flood insurance adds $66/mo; HOA is 22% of rent.
• Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $126,783 (53.4% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 52 days. Have you received any prior offers? Is the seller open to a 53% concession, seller financing, or rate buy-down credit?
3. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
5. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.70% ✗
• Cap rate: 2.96%
• Cash-on-cash: -11.91%
• DSCR: 0.47
• GRM: 11.9

CMA / ARV

• ARV (on-the-fly): $151,712
• Comps found: 1

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1163 Nettles Blvd	0.24mi	2/1.0	360 (+2%)	19mo	$155,000	$431	70

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.0% rent growth · sell at horizon

5-year hold

• IRR: -43.3%
• Equity multiple: -0.31×
• Total profit: $-99,883
• Equity at exit: $40,556

10-year hold

• IRR: -94.5%
• Equity multiple: -1.21×
• Total profit: $-167,962
• Equity at exit: $23,518

Cash invested: $76,160 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34957

• Rents YoY: 1.0%
• Active inventory: 536
• Price-to-rent: 11.9×

Monthly cashflow live

• Estimated rent: $1,902 medium
• Mortgage (P&I): −$1,426
• Tax from tax record: −$299 /mo · $3,586/yr
• Insurance: −$113
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$420
• Vacancy / Maint / Mgmt: −$400
• Net cashflow: $-822

Break-even live

Break-even rent $2,943

Max offer price $126,783

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $68,000
• Closing costs: $8,160
• Reserves months: —
• Total cash needed: —

HOA detail

• Monthly dues: $420 · $5,040/yr
• Likely covers: pool

Listing history 34 events

1. 2026-06-18
   days on market $272,000 Active 52 DOM
2. 2026-06-17
   days on market $272,000 Active 51 DOM
3. 2026-06-16
   days on market $272,000 Active 50 DOM
4. 2026-06-15
   days on market $272,000 Active 49 DOM
5. 2026-06-14
   days on market $272,000 Active 47 DOM
6. 2026-06-13
   days on market $272,000 Active 46 DOM
7. 2026-06-10
   days on market $272,000 Active 44 DOM
8. 2026-06-09
   days on market $272,000 Active 43 DOM
9. 2026-06-08
   days on market $272,000 Active 42 DOM
10. 2026-06-07
    days on market $272,000 Active 41 DOM
11. 2026-06-05
    days on market $272,000 Active 38 DOM
12. 2026-06-03
    days on market $272,000 Active 37 DOM
13. 2026-06-02
    days on market $272,000 Active 36 DOM
14. 2026-06-01
    days on market $272,000 Active 35 DOM
15. 2026-05-31
    days on market $272,000 Active 34 DOM
16. 2026-05-30
    days on market $272,000 Active 33 DOM
17. 2026-04-27
    listed $272,000 Active
18. 2022-07-22
    soldstatus $215,000 Closed 621-char remark

    Show marketing remark (621 chars)

    COME ENJOY NETTLES ISLAND BEACH LIFESTYLE !!! Updated Vintage Park Model Beach Home ready as your RESORT GET-A-WAY! Fully Furnished & Nicely Decorated, Laminate Floors, 2018 A/C Unit, and well maintained. 2nd Bedroom option. .. YES - the FUN GOLF CART IS INCLUDED. Community boasts a huge list of amenities. BIG Club House with Cafe, Exercise room, Tennis courts, Pickleball, Basketball, Shuffle board, Horse shoes, Mini Golf, and more. Private beach access, bike or sea kayak the Island. Enjoy Nettles huge heated River-side pool or our enjoy magnificent Ocean Sunrises at Ocean-side pool. Great Ocean Fishing Too!

19. 2022-06-29
    status Pending 621-char remark

    Show marketing remark (621 chars)

    COME ENJOY NETTLES ISLAND BEACH LIFESTYLE !!! Updated Vintage Park Model Beach Home ready as your RESORT GET-A-WAY! Fully Furnished & Nicely Decorated, Laminate Floors, 2018 A/C Unit, and well maintained. 2nd Bedroom option. .. YES - the FUN GOLF CART IS INCLUDED. Community boasts a huge list of amenities. BIG Club House with Cafe, Exercise room, Tennis courts, Pickleball, Basketball, Shuffle board, Horse shoes, Mini Golf, and more. Private beach access, bike or sea kayak the Island. Enjoy Nettles huge heated River-side pool or our enjoy magnificent Ocean Sunrises at Ocean-side pool. Great Ocean Fishing Too!

20. 2022-06-29
    listed $224,900 Active 621-char remark

    Show marketing remark (621 chars)

    COME ENJOY NETTLES ISLAND BEACH LIFESTYLE !!! Updated Vintage Park Model Beach Home ready as your RESORT GET-A-WAY! Fully Furnished & Nicely Decorated, Laminate Floors, 2018 A/C Unit, and well maintained. 2nd Bedroom option. .. YES - the FUN GOLF CART IS INCLUDED. Community boasts a huge list of amenities. BIG Club House with Cafe, Exercise room, Tennis courts, Pickleball, Basketball, Shuffle board, Horse shoes, Mini Golf, and more. Private beach access, bike or sea kayak the Island. Enjoy Nettles huge heated River-side pool or our enjoy magnificent Ocean Sunrises at Ocean-side pool. Great Ocean Fishing Too!

21. 2022-06-21
    historical $224,900 621-char remark

    Show marketing remark (621 chars)

    COME ENJOY NETTLES ISLAND BEACH LIFESTYLE !!! Updated Vintage Park Model Beach Home ready as your RESORT GET-A-WAY! Fully Furnished & Nicely Decorated, Laminate Floors, 2018 A/C Unit, and well maintained. 2nd Bedroom option. .. YES - the FUN GOLF CART IS INCLUDED. Community boasts a huge list of amenities. BIG Club House with Cafe, Exercise room, Tennis courts, Pickleball, Basketball, Shuffle board, Horse shoes, Mini Golf, and more. Private beach access, bike or sea kayak the Island. Enjoy Nettles huge heated River-side pool or our enjoy magnificent Ocean Sunrises at Ocean-side pool. Great Ocean Fishing Too!

22. 2020-12-03
    soldstatus $117,000
23. 2020-12-02
    historical 774-char remark

    Show marketing remark (774 chars)

    WOW!!! WHAT A NICE PRICE REDUCTION~~~ WELCOME TO PARADISE ~~~1 BEDROOM COULD EASILY ADD A SECOND BEDROOM, 1 BATH, BEACH VINTAGE MOBILE HOME. LOVELY BEACH DECOR WITH LOTS OF WINDOWS, NEWER SLIDER WINDOWS IN THE FLORIDA ROOM, VINYL AND LAMINATED FLOORS, FRESHLY PAINTED, A/C 2018 AND VERY CLEAN. LOCATED ON NETTLES ISLAND A GUARD GATED RIVER COMMUNITY ACROSS THE STREET FROM THE ATLANTIC OCEAN. NETTLES ISLAND HAS SO MANY FUN THINGS TO DO, 2 HEATED SWIMMING POOLS ONE ON THE OCEAN WITH BEACH ACCESS, TENNIS, PICKLE BALL, HORSE SHOES, LINE DANCING AT THE BEACH CABANA WITH SANDY, A LARGE CLUBHOUSE, WORK OUT ROOM, CAFE', GAMES FOR THE ENTIRE FAMILY, LIBRARY, CHURCH SERVICES, OVER 40 DIFFERENT CLUBS AND SO MUCH MORE. COME LIVE THE FLORIDA LIFESTYLE YOU HAVE ALWAYS DREAMED OF.

24. 2020-12-01
    soldstatus $117,000 Closed 774-char remark

    Show marketing remark (774 chars)

    WOW!!! WHAT A NICE PRICE REDUCTION~~~ WELCOME TO PARADISE ~~~1 BEDROOM COULD EASILY ADD A SECOND BEDROOM, 1 BATH, BEACH VINTAGE MOBILE HOME. LOVELY BEACH DECOR WITH LOTS OF WINDOWS, NEWER SLIDER WINDOWS IN THE FLORIDA ROOM, VINYL AND LAMINATED FLOORS, FRESHLY PAINTED, A/C 2018 AND VERY CLEAN. LOCATED ON NETTLES ISLAND A GUARD GATED RIVER COMMUNITY ACROSS THE STREET FROM THE ATLANTIC OCEAN. NETTLES ISLAND HAS SO MANY FUN THINGS TO DO, 2 HEATED SWIMMING POOLS ONE ON THE OCEAN WITH BEACH ACCESS, TENNIS, PICKLE BALL, HORSE SHOES, LINE DANCING AT THE BEACH CABANA WITH SANDY, A LARGE CLUBHOUSE, WORK OUT ROOM, CAFE', GAMES FOR THE ENTIRE FAMILY, LIBRARY, CHURCH SERVICES, OVER 40 DIFFERENT CLUBS AND SO MUCH MORE. COME LIVE THE FLORIDA LIFESTYLE YOU HAVE ALWAYS DREAMED OF.

25. 2020-11-11
    status Pending 774-char remark

    Show marketing remark (774 chars)

    WOW!!! WHAT A NICE PRICE REDUCTION~~~ WELCOME TO PARADISE ~~~1 BEDROOM COULD EASILY ADD A SECOND BEDROOM, 1 BATH, BEACH VINTAGE MOBILE HOME. LOVELY BEACH DECOR WITH LOTS OF WINDOWS, NEWER SLIDER WINDOWS IN THE FLORIDA ROOM, VINYL AND LAMINATED FLOORS, FRESHLY PAINTED, A/C 2018 AND VERY CLEAN. LOCATED ON NETTLES ISLAND A GUARD GATED RIVER COMMUNITY ACROSS THE STREET FROM THE ATLANTIC OCEAN. NETTLES ISLAND HAS SO MANY FUN THINGS TO DO, 2 HEATED SWIMMING POOLS ONE ON THE OCEAN WITH BEACH ACCESS, TENNIS, PICKLE BALL, HORSE SHOES, LINE DANCING AT THE BEACH CABANA WITH SANDY, A LARGE CLUBHOUSE, WORK OUT ROOM, CAFE', GAMES FOR THE ENTIRE FAMILY, LIBRARY, CHURCH SERVICES, OVER 40 DIFFERENT CLUBS AND SO MUCH MORE. COME LIVE THE FLORIDA LIFESTYLE YOU HAVE ALWAYS DREAMED OF.

26. 2020-10-09
    price $121,700 774-char remark

    Show marketing remark (774 chars)

    WOW!!! WHAT A NICE PRICE REDUCTION~~~ WELCOME TO PARADISE ~~~1 BEDROOM COULD EASILY ADD A SECOND BEDROOM, 1 BATH, BEACH VINTAGE MOBILE HOME. LOVELY BEACH DECOR WITH LOTS OF WINDOWS, NEWER SLIDER WINDOWS IN THE FLORIDA ROOM, VINYL AND LAMINATED FLOORS, FRESHLY PAINTED, A/C 2018 AND VERY CLEAN. LOCATED ON NETTLES ISLAND A GUARD GATED RIVER COMMUNITY ACROSS THE STREET FROM THE ATLANTIC OCEAN. NETTLES ISLAND HAS SO MANY FUN THINGS TO DO, 2 HEATED SWIMMING POOLS ONE ON THE OCEAN WITH BEACH ACCESS, TENNIS, PICKLE BALL, HORSE SHOES, LINE DANCING AT THE BEACH CABANA WITH SANDY, A LARGE CLUBHOUSE, WORK OUT ROOM, CAFE', GAMES FOR THE ENTIRE FAMILY, LIBRARY, CHURCH SERVICES, OVER 40 DIFFERENT CLUBS AND SO MUCH MORE. COME LIVE THE FLORIDA LIFESTYLE YOU HAVE ALWAYS DREAMED OF.

27. 2020-08-11
    status Active 774-char remark

    Show marketing remark (774 chars)

    WOW!!! WHAT A NICE PRICE REDUCTION~~~ WELCOME TO PARADISE ~~~1 BEDROOM COULD EASILY ADD A SECOND BEDROOM, 1 BATH, BEACH VINTAGE MOBILE HOME. LOVELY BEACH DECOR WITH LOTS OF WINDOWS, NEWER SLIDER WINDOWS IN THE FLORIDA ROOM, VINYL AND LAMINATED FLOORS, FRESHLY PAINTED, A/C 2018 AND VERY CLEAN. LOCATED ON NETTLES ISLAND A GUARD GATED RIVER COMMUNITY ACROSS THE STREET FROM THE ATLANTIC OCEAN. NETTLES ISLAND HAS SO MANY FUN THINGS TO DO, 2 HEATED SWIMMING POOLS ONE ON THE OCEAN WITH BEACH ACCESS, TENNIS, PICKLE BALL, HORSE SHOES, LINE DANCING AT THE BEACH CABANA WITH SANDY, A LARGE CLUBHOUSE, WORK OUT ROOM, CAFE', GAMES FOR THE ENTIRE FAMILY, LIBRARY, CHURCH SERVICES, OVER 40 DIFFERENT CLUBS AND SO MUCH MORE. COME LIVE THE FLORIDA LIFESTYLE YOU HAVE ALWAYS DREAMED OF.

28. 2020-07-20
    status Pending 774-char remark

    Show marketing remark (774 chars)

    WOW!!! WHAT A NICE PRICE REDUCTION~~~ WELCOME TO PARADISE ~~~1 BEDROOM COULD EASILY ADD A SECOND BEDROOM, 1 BATH, BEACH VINTAGE MOBILE HOME. LOVELY BEACH DECOR WITH LOTS OF WINDOWS, NEWER SLIDER WINDOWS IN THE FLORIDA ROOM, VINYL AND LAMINATED FLOORS, FRESHLY PAINTED, A/C 2018 AND VERY CLEAN. LOCATED ON NETTLES ISLAND A GUARD GATED RIVER COMMUNITY ACROSS THE STREET FROM THE ATLANTIC OCEAN. NETTLES ISLAND HAS SO MANY FUN THINGS TO DO, 2 HEATED SWIMMING POOLS ONE ON THE OCEAN WITH BEACH ACCESS, TENNIS, PICKLE BALL, HORSE SHOES, LINE DANCING AT THE BEACH CABANA WITH SANDY, A LARGE CLUBHOUSE, WORK OUT ROOM, CAFE', GAMES FOR THE ENTIRE FAMILY, LIBRARY, CHURCH SERVICES, OVER 40 DIFFERENT CLUBS AND SO MUCH MORE. COME LIVE THE FLORIDA LIFESTYLE YOU HAVE ALWAYS DREAMED OF.

29. 2020-05-25
    listed $126,700 Active 774-char remark

    Show marketing remark (774 chars)

    WOW!!! WHAT A NICE PRICE REDUCTION~~~ WELCOME TO PARADISE ~~~1 BEDROOM COULD EASILY ADD A SECOND BEDROOM, 1 BATH, BEACH VINTAGE MOBILE HOME. LOVELY BEACH DECOR WITH LOTS OF WINDOWS, NEWER SLIDER WINDOWS IN THE FLORIDA ROOM, VINYL AND LAMINATED FLOORS, FRESHLY PAINTED, A/C 2018 AND VERY CLEAN. LOCATED ON NETTLES ISLAND A GUARD GATED RIVER COMMUNITY ACROSS THE STREET FROM THE ATLANTIC OCEAN. NETTLES ISLAND HAS SO MANY FUN THINGS TO DO, 2 HEATED SWIMMING POOLS ONE ON THE OCEAN WITH BEACH ACCESS, TENNIS, PICKLE BALL, HORSE SHOES, LINE DANCING AT THE BEACH CABANA WITH SANDY, A LARGE CLUBHOUSE, WORK OUT ROOM, CAFE', GAMES FOR THE ENTIRE FAMILY, LIBRARY, CHURCH SERVICES, OVER 40 DIFFERENT CLUBS AND SO MUCH MORE. COME LIVE THE FLORIDA LIFESTYLE YOU HAVE ALWAYS DREAMED OF.

30. 2016-01-11
    price $52,500
31. 2014-06-05
    soldstatus $52,500
32. 2014-05-23
    soldstatus $52,500
33. 2014-05-23
    price $59,900
34. 2013-10-18
    listed $59,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $3,586 · $299/mo
• Projected year-2 tax: $3,586 · $299/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 9/10 Extreme FEMA zone X (shaded) · 99% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 24 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,830
• − Mortgage interest: −$15,236
• − Property taxes: −$3,586
• − Insurance: −$2,158
• − Repairs & maintenance: −$1,826
• − Management: −$1,826
• − HOA: −$5,040
• − Depreciation: −$7,913
• Taxable loss: −$14,755
• Est. tax savings @ 24.0%: +$3,541
• After-tax cash flow: $-6,323/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: St. Lucie
• NCES district ID: 1201770
• Math proficiency: 40% ▼ -11.00%
• Reading proficiency: 48% ▼ -4.00%
• Median HH income: $44,737
• Composite: 37.28/100
• National rank: #4449
• State rank: #51 of 73 in FL

Livability — Hutchinson Island South

• Score: 61/100
• State rank: #783
• US rank: #17768

Category grades

Amenities F Commute F Cost of living C- Crime A+ Employment C Housing B Health & safety D- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Hutchinson Island South, FL
• County: Martin County · 165,223 people
• Metro: Port St. Lucie, FL
• Population (ZIP): 23,462
• Household income: $70,403
• Rent vs Own: 23.8% rent · 76.2% own
• Severe rent burden: 946.0

Population outlook (St. Lucie County) Hauer SSP2

• Today (2025): 338,016 people
• By 2030: 355,687 · +5.2%
• By 2040: 385,521 · +14.1%
• By 2050: 406,106 · +20.1%
• By 2075: 441,054 · +30.5%
• By 2100: 436,885 · +29.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (85%)
• Race & ethnicity: White 85% Hispanic / Latino 7% Two or more races 6% Asian 2% Black 2%
• Hispanic origin (detail): Mexican 1% Puerto Rican 2% Cuban 1%
• Common ancestry: Romanian 4% Slovak 3% Lithuanian 3%
• Foreign-born: 10% · Canada, Jamaica
• Languages at home: 90% English-only · Spanish 5% Other Indo-European 2% Tagalog/Filipino 1%

Political lean MEDSL · St. Lucie

• 2024 margin: Lean R (+9.1) · D 45.1% · R 54.2%
• 2008→2024 swing: -21.2pp toward R · 2008: 12.1pp · 2024: -9.1pp
• All cycles: 2024: R+9.1 2020: R+1.6 2016: R+2.5 2012: D+7.9 2008: D+12.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -319.66%
• Current HPI: 340.0172
• Rent YoY: ▲ 1.00%
• Metro: Port St. Lucie, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+354.1% since first listed

18 events — show timeline

• 2026-04-27 Listed $272,000 Beaches MLS
• 2022-07-22 Sold (MLS) $215,000 MCRTC
• 2022-06-29 Pending — MCRTC
• 2022-06-29 Listed $224,900 MCRTC
• 2022-06-21 Coming Soon $224,900 MCRTC
• 2020-12-03 Sold (Public Records) $117,000 Public Records
• 2020-12-02 Listing Removed — MCRTC
• 2020-12-01 Sold (MLS) $117,000 MCRTC
• 2020-11-11 Pending — MCRTC
• 2020-10-09 Price Changed $121,700 MCRTC
• 2020-08-11 Relisted — MCRTC
• 2020-07-20 Pending — MCRTC
• 2020-05-25 Listed $126,700 MCRTC
• 2016-01-11 Price Changed $52,500 MCRTC
• 2014-06-05 Sold (Public Records) $52,500 Public Records
• 2014-05-23 Price Changed $59,900 MCRTC
• 2014-05-23 Sold (MLS) $52,500 MCRTC
• 2013-10-18 Listed $59,900 MCRTC

Property tax history

+11.7%/yr

Latest (2025): $3,586 · -4.6% YoY. Source: county tax records.