CashFlowRE
Sign in Sign up
5818 S Eggleston Ave
D+ Composite 45.8
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +10.2/30.0
  • Appreciation +10.0/10.0
  • ARV discount +9.5/15.0
  • Livability +4.0/5.0
  • Rent growth +3.6/5.0
  • DSCR +2.9/10.0
  • Condition / age +2.5/5.0
  • 1% rule +2.4/10.0
  • Schools +0.7/10.0

$155,000

5818 S Eggleston Ave · Oklahoma City, OK 73109
3 bd · 1.0 ba · 1,047 sqft · SingleFamily public records · 37 Days on market
Built 1955 6,721 sqft lot Est $162k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to 5818 S Eggleston Ave — a beautifully remodeled 3 bedroom, 1 bathroom home offering a functional layout with fresh finishes throughout. Recent updates include a new roof, providing added peace of mind. The home also features a 1-car garage for everyday convenience. Conveniently located near shopping, dining, and major amenities, this move-in-ready home is a great opportunity to own. Seller is also a licensed agent.

Key facts

  • Remodeled
  • 1-car garage
  • New roof

Tags

REMODELEDNEW ROOF1-CAR GARAGECONVENIENTLY LOCATED

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $155k.

Deal economics

  • At list price, monthly cash flow is $-89 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $139k (10.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $115k (26.0% below list).
  • Recommended offer: $115k (26.0% below list) — sets the bar for 1% rule.
  • Cap rate 5.6% vs local median 3.7% in Oklahoma City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 80/100 on livability (#3 in OK, #1,635 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F.
  • Oklahoma City (urban): math 7% / reading 10% proficiency, ranked #254 of 270 in OK (top 94%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 82% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Fillmore Es (math 4% / reading 6%, grade F, #766 of 845 statewide, top 94%, 654 students, 0% FRL); Classen Ms of Advanced Studies (math 35% / reading 46%, grade F, #6 of 345 statewide, top 1%, 855 students, 0% FRL); Capitol Hill Hs (math 2% / reading 4%, grade F, #444 of 447 statewide, top 99%, 1,455 students, 0% FRL) — zoned schools average 0% FRL vs 82% district-wide (82 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents rising fast (+4.5%/yr); 85 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 5,365 units permitted in Oklahoma County in 2024 (569 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($43k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $17k of equity ($1k loan paydown + $16k appreciation (10.0% local appreciation)).
  • Oklahoma County population projected at +41% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 3, paydown + projected appreciation supports a ~$42k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 37 days — a 3% lower offer ($150k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $95k; list at $155k implies a 63% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $114,691 (26.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 37 days. Have you received any prior offers? Is the seller open to a 26% concession, seller financing, or rate buy-down credit?
  3. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.74%
Cap rate
5.60%
Cash-on-cash
-2.47%
DSCR
0.89
GRM
11.3

CMA / ARV

ARV (on-the-fly)
$162,285
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
5400 S Broadway Ave 0.27mi 3/1.5 1,030 (-2%) 2mo $168,000 $163 81
5404 S Broadway Ave 0.26mi 3/1.5 1,076 (+3%) 2mo $173,000 $161 80
5309 S Santa Fe Ave 0.32mi 3/1.5 1,049 (+0%) 6mo $139,000 $133 78
220 SE 53rd St 0.46mi 3/1.0 1,005 (-4%) 0mo $145,000 $144 72
6301 S Broadway Ave 0.29mi 3/1.5 1,132 (+8%) 2mo $189,900 $168 69
432 SW 63rd Pl 0.56mi 3/1.5 1,132 (+8%) 4mo $176,000 $155 55
322 SE 55th St 0.52mi 3/2.0 1,128 (+8%) 5mo $174,500 $155 55
4816 S Hudson Ave 0.73mi 2/1.0 (-1) 1,070 (+2%) 6mo $165,000 $154 52
5304 S Byers Ave 0.64mi 3/1.0 1,120 (+7%) 10mo $150,000 $134 50
6100 S Shartel Ave 0.73mi 3/2.0 1,098 (+5%) 7mo $175,000 $159 48
321 SE 49th St 0.74mi 2/1.0 (-1) 1,126 (+8%) 4mo $95,000 $84 44
6141 Cielo Ter 0.72mi 3/2.0 1,187 (+13%) 2mo $150,000 $126 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 4.51% rent growth · sell at horizon

5-year hold
IRR
22.9%
Equity multiple
2.85×
Total profit
$80,476
Equity at exit
$139,636
10-year hold
IRR
20.8%
Equity multiple
6.65×
Total profit
$245,213
Equity at exit
$301,131

Cash invested: $43,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Oklahoma
83 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
5-day notice; strongly landlord-favorable.

ZIP-level market 73109

Home prices YoY
9.5%
Rents YoY
4.5%
Active inventory
85
Price-to-rent
11.3×

Monthly cashflow live

Estimated rent
$1,147 high interval (Pro) →
Mortgage (P&I)
$813
Tax from tax record
$118 /mo · $1,414/yr
Insurance
$65
HOA
$0
Vacancy / Maint / Mgmt
$241
Net cashflow
$-89

Break-even live

Break-even rent $1,260
Max offer price $139,244
Occupancy floor

Sensitivity live

Price -10% $-1 -5% $-45 +0% $-89 +5% $-133 +10% $-177
Rent -10% $-180 -5% $-134 +0% $-89 +5% $-44 +10% $1
Rate -1.0pp $-11 -0.5pp $-50 base $-89 +0.5pp $-129 +1.0pp $-170

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$38,750
Closing costs
$4,650
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
24 SW 54th St Oklahoma City, OK 3.0 1.5 1272 $1,400 $1.10 45d 1 0.21mi
6050 S Harvey Ave Apt 103 Oklahoma City, OK 2.0 1.0 780 $929 $1.19 25d 1 0.27mi
6050 S Harvey Ave Oklahoma City, OK 2.0 1.0 780 $929 $1.19 45d 1 0.27mi
5542 S Walker Ave Oklahoma City, OK 2.0 1.0 681 $920 $1.35 4d 1 0.42mi
5113 S Sage Ave Oklahoma City, OK 3.0 1.5 996 $1,025 $1.03 3d 1 0.49mi
449 SW 63rd Pl Unit 6400 S Byers Oklahoma City, OK 3.0 1.0 775 $850 $1.10 25d 1 0.59mi
5909 S Lee Ave Oklahoma City, OK 1.0–2.0 1.0 775 $980 $1.26 5d 5 0.64mi
616 SW 59th St Unit 43 Oklahoma City, OK 2.0 1.0 775 $900 $1.16 45d 1 0.66mi
5413 S Lee Ave Oklahoma City, OK 3.0 2.0 1460 $2,100 $1.44 4d 1 0.71mi
6612 S Stiles Ave Oklahoma City, OK 2.0 1.0 870 $800 $0.92 45d 1 0.73mi
6144 Cielo Ter Oklahoma City, OK 3.0 2.0 1149 $1,450 $1.26 4d 1 0.75mi
311 SE 66th St Unit 6620-301 Oklahoma City, OK 2.0 1.0 870 $850 $0.98 45d 1 0.76mi
6052 Johnnie Ter Oklahoma City, OK 3.0 2.0 1223 $1,295 $1.06 5d 1 0.80mi
620 SW 50th St Oklahoma City, OK 2.0 1.0 977 $1,100 $1.13 4d 1 0.82mi
321 SE 67th St Oklahoma City, OK 4.0 1.0 1286 $1,295 $1.01 45d 1 0.82mi
7125 S Santa Fe Ave Oklahoma City, OK 3.0 2.0 1100 $1,200 $1.09 45d 1 0.83mi
6321 Johnnie Ter Oklahoma City, OK 3.0 1.0 850 $1,150 $1.35 45d 1 0.84mi
6513 Ashby Ter Oklahoma City, OK 3.0 2.0 1049 $1,095 $1.04 25d 1 0.86mi
6413 S Lindsay Ave Oklahoma City, OK 3.0 1.0 1150 $1,150 $1.00 45d 1 0.91mi
800 SW 52nd St Oklahoma City, OK 2.0 1.0 920 $995 $1.08 25d 1 0.92mi
808 SE 61st St Oklahoma City, OK 3.0 1.0 736 $940 $1.28 45d 1 0.93mi
625 SW 68th St Oklahoma City, OK 3.0 2.0 1215 $1,400 $1.15 4d 1 0.98mi
101 SE 42nd St Unit B Oklahoma City, OK 2.0 1.0 740 $645 $0.87 45d 1 1.02mi
109 SE 42nd St Apt A Oklahoma City, OK 2.0 1.0 800 $799 $1.00 18d 1 1.03mi
733 SW 47th St Oklahoma City, OK 3.0 1.5 1228 $1,180 $0.96 25d 1 1.07mi
624 SW 44th St Oklahoma City, OK 2.0 1.0 1206 $1,500 $1.24 45d 1 1.09mi
632 SW 44th St Oklahoma City, OK 2.0 1.0 958 $1,000 $1.04 5d 1 1.10mi
7255 S Walker Ave Oklahoma City, OK 2.0 2.0 850 $949 $1.12 3d 1 1.12mi
6111 S Klein Ave Oklahoma City, OK 2.0–3.0 1.0 617 $900 $1.46 5d 3 1.13mi
4101 S Shields Blvd Apt 3B Oklahoma City, OK 3.0 2.0 957 $1,025 $1.07 5d 1 1.15mi
4101 S Shields Blvd Unit Shields 3B Oklahoma City, OK 3.0 2.0 957 $1,050 $1.10 25d 1 1.15mi
1004 SW 62nd St Oklahoma City, OK 3.0 1.0 968 $1,295 $1.34 5d 1 1.16mi
1025 SW 57th St Oklahoma City, OK 4.0 1.5 1288 $1,350 $1.05 45d 1 1.17mi
904 SE 69th St Oklahoma City, OK 3.0 1.5 911 $1,150 $1.26 25d 1 1.19mi
4426 S Olie Ave Oklahoma City, OK 2.0 2.0 1159 $1,220 $1.05 13d 1 1.20mi
605 SE 72nd St Oklahoma City, OK 3.0 1.0 853 $990 $1.16 45d 1 1.21mi
1020 SW 65th St Oklahoma City, OK 3.0 1.0 956 $1,330 $1.39 45d 1 1.27mi
1004 SW 45th St Oklahoma City, OK 2.0 1.0 756 $950 $1.26 25d 1 1.37mi
1112 SW 67th St Unit 4220 Oklahoma City, OK 3.0 2.0 1300 $1,395 $1.07 5d 1 1.44mi
717 Santa Rosa Dr Oklahoma City, OK 1.0–3.0 1.0–1.5 1025 $1,300 $1.27 3d 42 1.49mi

Listing history 4 events

  1. 2026-01-24
    status Pending
  2. 2025-12-18
    listed $155,000 Active
  3. 2024-09-06
    soldstatus $95,000
  4. 1991-12-17
    soldstatus $23,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

Current annual tax
$1,414 · $118/mo
Projected year-2 tax
$1,414 · $118/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥107°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 4% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$13,763
− Mortgage interest
−$8,682
− Property taxes
−$1,414
− Insurance
−$775
− Repairs & maintenance
−$1,101
− Management
−$1,101
− Depreciation
−$4,509
Taxable loss
−$3,820
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$917
After-tax cash flow
$-154/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Oklahoma City
NCES district ID
4022770
Math proficiency
7% ▼ -5.00%
Reading proficiency
10% ▼ -6.00%
Median HH income
$35,606
Composite
7.0/100
National rank
#9970
State rank
#254 of 270 in OK

Livability — Oklahoma City

Score
80/100
State rank
#3
US rank
#1635

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Oklahoma City, OK
County
Oklahoma County · 771,644 people
City population
498,656
Metro
Oklahoma City, OK
Population (ZIP)
21,378
Household income
$43,133
Rent vs Own
56.5% rent · 43.5% own
Severe rent burden
1473.0

Population outlook (Oklahoma County) Hauer SSP2

Today (2025)
911,875 people
By 2030
982,413 · +7.7%
By 2040
1,130,468 · +24.0%
By 2050
1,288,422 · +41.3%
By 2075
1,711,482 · +87.7%
By 2100
2,088,448 · +129.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.55)
Race & ethnicity
Hispanic / Latino 62% Two or more races 24% White 23% Black 9% Native American 5%
Hispanic origin (detail)
Mexican 58%
Common ancestry
Italian 1% Hispanic 1% Scottish 1%
Foreign-born
26% · Canada
Languages at home
49% English-only · Spanish 50% Other Asian/Pacific 0%

Political lean MEDSL · Oklahoma

2024 margin
Toss-up / Even · D 48.0% · R 49.7% · Other 2.3%
2008→2024 swing
+15.1pp toward D · 2008: -16.8pp · 2024: -1.7pp
All cycles
2024: R+1.7 2020: R+1.1 2016: R+10.5 2012: R+16.7 2008: R+16.8

Not yet ingested

Civics

Market trends

HPI YoY
▲ 23.48%
Current HPI
270.5333
Rent YoY
▲ 4.51%
Metro
Oklahoma City, OK
State GDP YoY
▲ 1.55%
F500 in state
6

Industry mix (Fortune 500 HQ in OK)

Industry F500 HQs Revenue

Price history

+573.9% since first listed
4 events — show timeline
  • 2026-01-24 Pending MLSOK
  • 2025-12-18 Listed $155,000 MLSOK
  • 2024-09-06 Sold (Public Records) $95,000 Public Records
  • 1991-12-17 Sold (Public Records) $23,000 Public Records

Property tax history

+6.3%/yr

Latest (2025): $1,414 · +37.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…