CashFlowRE
Sign in Sign up
1107 Copperwood Ct
D Composite 42.16
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.4/30.0
  • ARV discount +5.9/15.0
  • 1% rule +4.9/10.0
  • Schools +4.5/10.0
  • DSCR +4.4/10.0
  • Livability +3.6/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.1/5.0
  • Appreciation +0.0/10.0

$415,000

1107 Copperwood Ct · Pecan Grove, TX 77406
4 bd · 3.0 ba · 2,902 sqft · SingleFamily public records · 40 Days on market
Built 1985 9,138 sqft lot $143/sqft · at area comps Est $400k · at est. $23/mo HOA · 1% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Spectacular 4 bedroom, 2.5 bath home located on a quiet cul-de-sac street in Pecan Grove Plantation! Mature trees and lush landscaping surround this beautiful home! The gorgeous remodeled kitchen has more than enough storage space with 27 cabinets and the spacious living room offers plenty of room to entertain! The downstairs master suite is equipped with dual sinks, garden tub, separate shower & TWO walk-in closets! Beautiful tile floors fill the downstairs area! Upstairs you will find a game room or second living area & spacious secondaries! The amazing backyard oasis features a saltwater pool, a pergola attached to the garage & a side yard which is a perfect place to store a boat or trailer! Home also features solar screens that help reduce AC cost! 2 A/C units- 1 is new and the other just had the condenser & evaporator coil replaced. Fence is only a year old! This home is meticulously maintained & waiting for its' new owners! It's the complete package! You don't want to miss out!

Key facts

  • Tile floors
  • Private pool
  • Cul-de-sac

Tags

CUL-DE-SACMATURE TREESLUSH LANDSCAPINGTILE FLOORSGAME ROOMPRIVATE POOL

Property features AI

Finance

  • Other: Community features include community pool, curbs, gutters, and golf
  • Financial info: Lease not considered
  • HOA & community: Pecan Grove POA; Community amenities include fitness center, golf course, pool, tennis courts, pickleball, playground, picnic area, park, and trails; Annual association fee of $275

Exterior

  • Parking: Detached garage with garage door opener; 2 garage spaces
  • Security: Smoke detector(s)
  • Utilities: Public water; Public sewer
  • Home design: Residential property; Built in 1985; Slab foundation; Composition roof; Located on a cul-de-sac; Near golf course; In a subdivision
  • Construction: Brick and cement siding construction; Year built 1985; Slab foundation; Composition roof
  • Exterior features: Deck; Patio; Fence (back yard); Private yard; Hot tub/spa (hot tub); Sprinkler/irrigation; Tennis court(s); Pool (private, gunite; association); Deck and patio

Interior

  • Kitchen: Dishwasher; Electric cooktop; Electric oven; Disposal; Microwave
  • Bedrooms: 6 total rooms (room breakdown not provided)
  • Flooring: Carpet; Tile
  • Bathrooms: 2 full bathrooms; 1 half bathroom
  • Heating & cooling: Central heating (gas); Central electric air conditioning; Ventilation for improved indoor air quality; Energy-efficient thermostat
  • Interior features: Crown molding; Double vanity; Entrance foyer; High ceilings; Kitchen/family room combo; Primary bedroom with bath; Pantry; Solid surface counters; Soaking tub; Separate shower; Tub/shower; Vanity; Vaulted ceilings; Window treatments; Ceiling fan(s); Programmable thermostat; 2 fireplaces
  • Laundry & utility: Washer hookup; Electric dryer hookup; Gas dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath single-family listed at $415k.

Deal economics

  • At list price, monthly cash flow is $83 ($999/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $409k (1.5% below list).
  • Recommended offer: $403k (3.0% below list) — sets the bar for market timing.
  • Cap rate 6.5% vs local median 2.2% in Pecan Grove — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#256 in TX) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime A; Watch: amenities F, commute F, health & safety F.
  • Fort Bend ISD (suburban): math 44% / reading 53% proficiency, ranked #140 of 826 in TX (top 17%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Pecan Grove El (math 49% / reading 53%, grade C-, #818 of 4,322 statewide, top 19%, 763 students, 33% FRL); James Bowie Middle (math 45% / reading 53%, grade C-, #378 of 1,662 statewide, top 23%, 1,639 students, 41% FRL); Fort Bend Co Alter (26 students, 0% FRL).
  • Market conditions: Rents soft (-1.6%/yr); 1238 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 12,093 units permitted in Fort Bend County in 2024 (815 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($142k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
  • Fort Bend County population projected at +75% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 40 days — a 3% lower offer ($403k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 18y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $402,550 (3.0% below list)

Questions for the listing agent

  1. It's been on market 40 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.99%
Cap rate
6.53%
Cash-on-cash
0.86%
DSCR
1.04
GRM
8.5

CMA / ARV

ARV (median comp)
$400,497
List price
$415,000
Delta
3.62%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1611 Deerfield Ct 0.16mi 4/2.5 2,750 (-5%) 2mo $500,000 $182 80
1207 Deerfield Rd 0.15mi 4/2.5 2,554 (-12%) 1mo $429,000 $168 70
2015 Woodland Dr 0.42mi 4/3.5 3,072 (+6%) 4mo $350,000 $114 65
2318 Quarterpath Dr 0.57mi 4/3.0 2,765 (-5%) 1mo $499,000 $180 65
1802 Quarterpath Dr 0.12mi 3/2.5 (-1) 2,482 (-14%) 1mo $380,000 $153 62
1627 S Hearthside Dr 0.59mi 5/3.0 (+1) 2,990 (+3%) 2mo $494,900 $166 60
1706 N Hearthside Dr 0.67mi 4/3.5 3,030 (+4%) 3mo $529,900 $175 56
1927 Pitts Rd 0.68mi 4/3.5 3,137 (+8%) 2mo $450,000 $143 51
1330 Woodmere Ln 0.41mi 4/2.5 2,487 (-14%) 7mo $372,000 $150 49
1206 Austin Colony Dr 0.75mi 3/2.5 (-1) 2,745 (-5%) 3mo $510,000 $186 47
1506 Majors Dr 0.75mi 3/3.0 (-1) 2,583 (-11%) 5mo $490,000 $190 38
2230 Home Sweet Home St 0.73mi 4/3.5 3,330 (+15%) 6mo $609,990 $183 35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-18.6%
Equity multiple
0.37×
Total profit
$-73,692
Equity at exit
$61,878
10-year hold
IRR
-19.5%
Equity multiple
0.12×
Total profit
$-102,698
Equity at exit
$35,882

Cash invested: $116,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77406

Home prices YoY
-26.2%
Rents YoY
-1.6%
Active inventory
1238
Price-to-rent
8.5×

Monthly cashflow live

Estimated rent
$4,089 medium interval (Pro) →
Mortgage (P&I)
$2,176
Tax from tax record
$774 /mo · $9,293/yr
Insurance
$173
HOA
$23
Vacancy / Maint / Mgmt
$859
Net cashflow
$83

Break-even live

Break-even rent $3,983
Max offer price $415,000
Occupancy floor 93%

Sensitivity live

Price -10% $318 -5% $201 +0% $83 +5% $-34 +10% $-152
Rent -10% $-240 -5% $-78 +0% $83 +5% $245 +10% $406
Rate -1.0pp $292 -0.5pp $189 base $83 +0.5pp $-24 +1.0pp $-134

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$103,750
Closing costs
$12,450
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
331 Old Silo St Richmond, TX 4.0 3.5 3568 $5,500 $1.54 6d 1 0.86mi
331 Old Silo St Richmond, TX 4.0 3.5 3568 $5,500 $1.54 20d 1 0.86mi
707 Land Grant Dr Richmond, TX 4.0 2.0 1994 $2,595 $1.30 45d 1 1.01mi

HOA detail

Monthly dues
$23 · $276/yr
Likely covers
waterlandscapingpool

Listing history 36 events

  1. 2026-06-21
    days on market $415,000 Pending 40 DOM
  2. 2026-06-18
    days on market $415,000 Pending 37 DOM
  3. 2026-06-17
    days on market $415,000 Pending 36 DOM
  4. 2026-06-16
    days on market $415,000 Pending 35 DOM
  5. 2026-06-15
    days on market $415,000 Pending 34 DOM
  6. 2026-06-13
    statusdays on market $415,000 Pending 32 DOM
  7. 2026-06-09
    days on market $415,000 Active 28 DOM
  8. 2026-06-08
    days on market $415,000 Active 27 DOM
  9. 2026-06-07
    days on market $415,000 Active 26 DOM
  10. 2026-06-04
    days on market $415,000 Active 23 DOM
  11. 2026-06-03
    days on market $415,000 Active 22 DOM
  12. 2026-06-02
    days on market $415,000 Active 21 DOM
  13. 2026-06-01
    days on market $415,000 Active 20 DOM
  14. 2026-05-31
    days on market $415,000 Active 19 DOM
  15. 2026-05-12
    listed $415,000 Active 997-char remark
  16. 2021-09-07
    soldstatus
  17. 2021-08-25
    soldstatus Sold 1028-char remark
    Show marketing remark (1028 chars)

    Spectacular 4 bedroom, 2.5 bath home located on a quiet cul-de-sac street in Pecan Grove Plantation! Mature trees and lush landscaping surround this beautiful home! The gorgeous remodeled kitchen has more than enough storage space with 27 cabinets and the spacious living room offers plenty of room to entertain! The downstairs master suite is equipped with dual sinks, garden tub, separate shower & TWO walk-in closets! Beautiful tile floors fill the downstairs area! Upstairs you will find a game room or second living area & spacious secondaries! The amazing backyard oasis features a saltwater pool, a pergola attached to the garage & a side yard which is a perfect place to store a boat or trailer! Home also features solar screens that help reduce AC cost! 2 A/C units- 1 is new and the other just had the condenser & evaporator coil replaced. Fence is only a year old! This home is meticulously maintained & waiting for its' new owners! It's the complete package! You don't want to miss out!

  18. 2021-08-01
    status Pending 1028-char remark
    Show marketing remark (1028 chars)

    Spectacular 4 bedroom, 2.5 bath home located on a quiet cul-de-sac street in Pecan Grove Plantation! Mature trees and lush landscaping surround this beautiful home! The gorgeous remodeled kitchen has more than enough storage space with 27 cabinets and the spacious living room offers plenty of room to entertain! The downstairs master suite is equipped with dual sinks, garden tub, separate shower & TWO walk-in closets! Beautiful tile floors fill the downstairs area! Upstairs you will find a game room or second living area & spacious secondaries! The amazing backyard oasis features a saltwater pool, a pergola attached to the garage & a side yard which is a perfect place to store a boat or trailer! Home also features solar screens that help reduce AC cost! 2 A/C units- 1 is new and the other just had the condenser & evaporator coil replaced. Fence is only a year old! This home is meticulously maintained & waiting for its' new owners! It's the complete package! You don't want to miss out!

  19. 2021-07-23
    status Option Pending 1028-char remark
    Show marketing remark (1028 chars)

    Spectacular 4 bedroom, 2.5 bath home located on a quiet cul-de-sac street in Pecan Grove Plantation! Mature trees and lush landscaping surround this beautiful home! The gorgeous remodeled kitchen has more than enough storage space with 27 cabinets and the spacious living room offers plenty of room to entertain! The downstairs master suite is equipped with dual sinks, garden tub, separate shower & TWO walk-in closets! Beautiful tile floors fill the downstairs area! Upstairs you will find a game room or second living area & spacious secondaries! The amazing backyard oasis features a saltwater pool, a pergola attached to the garage & a side yard which is a perfect place to store a boat or trailer! Home also features solar screens that help reduce AC cost! 2 A/C units- 1 is new and the other just had the condenser & evaporator coil replaced. Fence is only a year old! This home is meticulously maintained & waiting for its' new owners! It's the complete package! You don't want to miss out!

  20. 2021-07-21
    listed $345,000 Active 1028-char remark
    Show marketing remark (1028 chars)

    Spectacular 4 bedroom, 2.5 bath home located on a quiet cul-de-sac street in Pecan Grove Plantation! Mature trees and lush landscaping surround this beautiful home! The gorgeous remodeled kitchen has more than enough storage space with 27 cabinets and the spacious living room offers plenty of room to entertain! The downstairs master suite is equipped with dual sinks, garden tub, separate shower & TWO walk-in closets! Beautiful tile floors fill the downstairs area! Upstairs you will find a game room or second living area & spacious secondaries! The amazing backyard oasis features a saltwater pool, a pergola attached to the garage & a side yard which is a perfect place to store a boat or trailer! Home also features solar screens that help reduce AC cost! 2 A/C units- 1 is new and the other just had the condenser & evaporator coil replaced. Fence is only a year old! This home is meticulously maintained & waiting for its' new owners! It's the complete package! You don't want to miss out!

  21. 2021-07-07
    historical
  22. 2021-06-25
    listed $345,000 Active
  23. 2018-10-09
    historical
  24. 2018-08-07
    price $324,900
  25. 2018-06-05
    price $329,900
  26. 2018-05-16
    listed $337,500 Active
  27. 2016-10-03
    soldstatus
  28. 2016-09-30
    soldstatus Sold
  29. 2016-09-13
    status Pending
  30. 2016-09-01
    status Option Pending
  31. 2016-08-25
    listed $310,000 Active
  32. 2009-05-27
    soldstatus
  33. 2009-05-26
    soldstatus
  34. 2009-05-04
    historical
  35. 2008-12-17
    listed $265,000
  36. 1998-01-13
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$9,293 · $774/mo
Projected year-2 tax
$9,293 · $774/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 5/10 Major FEMA zone X · 24% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥111°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$49,062
− Mortgage interest
−$23,246
− Property taxes
−$9,293
− Insurance
−$2,075
− Repairs & maintenance
−$3,925
− Management
−$3,925
− HOA
−$276
− Depreciation
−$12,073
Taxable loss
−$5,751
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,380
After-tax cash flow
$2,380/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Fort Bend ISD
NCES district ID
4819650
Math proficiency
44% ▼ -15.00%
Reading proficiency
53% ▼ -4.00%
Median HH income
$82,360
Composite
44.61/100
National rank
#2779
State rank
#140 of 826 in TX

Livability — Pecan Grove

Score
72/100
State rank
#256
US rank
#6017

Category grades

Amenities F Commute F Cost of living B- Crime A Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Pecan Grove, TX
County
Fort Bend County · 836,777 people
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
69,918
Household income
$141,869
Rent vs Own
14.4% rent · 85.6% own
Severe rent burden
575.0

Population outlook (Fort Bend County) Hauer SSP2

Today (2025)
1,004,526 people
By 2030
1,153,104 · +14.8%
By 2040
1,453,718 · +44.7%
By 2050
1,753,781 · +74.6%
By 2075
2,455,772 · +144.5%
By 2100
2,930,528 · +191.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.72)
Race & ethnicity
White 43% Hispanic / Latino 26% Two or more races 15% Black 14% Asian 12%
Hispanic origin (detail)
Mexican 18% Puerto Rican 1%
Common ancestry
Lithuanian 2% Romanian 1% Iranian 1%
Foreign-born
17% · Canada, Vietnam, China
Languages at home
73% English-only · Spanish 14% Other Indo-European 3% Vietnamese 2%

Political lean MEDSL · Fort Bend

2024 margin
Toss-up / Even · D 49.5% · R 47.9% · Other 2.6%
2008→2024 swing
+4.0pp toward D · 2008: -2.4pp · 2024: 1.6pp
All cycles
2024: D+1.6 2020: D+10.6 2016: D+6.6 2012: R+6.8 2008: R+2.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -79.18%
Current HPI
222.9525
Rent YoY
▼ -1.61%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+56.6% since first listed
23 events — show timeline
  • 2026-06-10 Pending HARMLS
  • 2026-05-12 Listed $415,000 HARMLS
  • 2021-09-07 Sold (Public Records) Public Records
  • 2021-08-25 Sold (MLS) HARMLS
  • 2021-08-01 Pending HARMLS
  • 2021-07-23 Pending HARMLS
  • 2021-07-21 Listed $345,000 HARMLS
  • 2021-07-07 Listing Removed HARMLS
  • 2021-06-25 Listed $345,000 HARMLS
  • 2018-10-09 Listing Removed HARMLS
  • 2018-08-07 Price Changed $324,900 HARMLS
  • 2018-06-05 Price Changed $329,900 HARMLS
  • 2018-05-16 Listed $337,500 HARMLS
  • 2016-10-03 Sold (Public Records) Public Records
  • 2016-09-30 Sold (MLS) HARMLS
  • 2016-09-13 Pending HARMLS
  • 2016-09-01 Pending HARMLS
  • 2016-08-25 Listed $310,000 HARMLS
  • 2009-05-27 Sold (Public Records) Public Records
  • 2009-05-26 Sold (MLS) HARMLS
  • 2009-05-04 Listing Removed HARMLS
  • 2008-12-17 Listed $265,000 HARMLS
  • 1998-01-13 Sold (Public Records) Public Records

Property tax history

+4.0%/yr

Latest (2025): $9,293 · +8.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…