1107 Copperwood Ct · Pecan Grove, TX
Flood risk 5/10 · Moderate
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.24%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 111°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +14.4/30.0
- ARV discount +5.9/15.0
- 1% rule +4.9/10.0
- Schools +4.5/10.0
- DSCR +4.4/10.0
- Livability +3.6/5.0
- Condition / age +2.5/5.0
- Rent growth +2.1/5.0
- Appreciation +0.0/10.0
$415,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Spectacular 4 bedroom, 2.5 bath home located on a quiet cul-de-sac street in Pecan Grove Plantation! Mature trees and lush landscaping surround this beautiful home! The gorgeous remodeled kitchen has more than enough storage space with 27 cabinets and the spacious living room offers plenty of room to entertain! The downstairs master suite is equipped with dual sinks, garden tub, separate shower & TWO walk-in closets! Beautiful tile floors fill the downstairs area! Upstairs you will find a game room or second living area & spacious secondaries! The amazing backyard oasis features a saltwater pool, a pergola attached to the garage & a side yard which is a perfect place to store a boat or trailer! Home also features solar screens that help reduce AC cost! 2 A/C units- 1 is new and the other just had the condenser & evaporator coil replaced. Fence is only a year old! This home is meticulously maintained & waiting for its' new owners! It's the complete package! You don't want to miss out!
Key facts
- Tile floors
- Private pool
- Cul-de-sac
Tags
Property features AI
Finance
- Other: Community features include community pool, curbs, gutters, and golf
- Financial info: Lease not considered
- HOA & community: Pecan Grove POA; Community amenities include fitness center, golf course, pool, tennis courts, pickleball, playground, picnic area, park, and trails; Annual association fee of $275
Exterior
- Parking: Detached garage with garage door opener; 2 garage spaces
- Security: Smoke detector(s)
- Utilities: Public water; Public sewer
- Home design: Residential property; Built in 1985; Slab foundation; Composition roof; Located on a cul-de-sac; Near golf course; In a subdivision
- Construction: Brick and cement siding construction; Year built 1985; Slab foundation; Composition roof
- Exterior features: Deck; Patio; Fence (back yard); Private yard; Hot tub/spa (hot tub); Sprinkler/irrigation; Tennis court(s); Pool (private, gunite; association); Deck and patio
Interior
- Kitchen: Dishwasher; Electric cooktop; Electric oven; Disposal; Microwave
- Bedrooms: 6 total rooms (room breakdown not provided)
- Flooring: Carpet; Tile
- Bathrooms: 2 full bathrooms; 1 half bathroom
- Heating & cooling: Central heating (gas); Central electric air conditioning; Ventilation for improved indoor air quality; Energy-efficient thermostat
- Interior features: Crown molding; Double vanity; Entrance foyer; High ceilings; Kitchen/family room combo; Primary bedroom with bath; Pantry; Solid surface counters; Soaking tub; Separate shower; Tub/shower; Vanity; Vaulted ceilings; Window treatments; Ceiling fan(s); Programmable thermostat; 2 fireplaces
- Laundry & utility: Washer hookup; Electric dryer hookup; Gas dryer hookup
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/3.0-bath single-family listed at $415k.
Deal economics
- At list price, monthly cash flow is $83 ($999/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $409k (1.5% below list).
- Recommended offer: $403k (3.0% below list) — sets the bar for market timing.
- Cap rate 6.5% vs local median 2.2% in Pecan Grove — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 72/100 on livability (#256 in TX) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, crime A; Watch: amenities F, commute F, health & safety F.
- Fort Bend ISD (suburban): math 44% / reading 53% proficiency, ranked #140 of 826 in TX (top 17%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Pecan Grove El (math 49% / reading 53%, grade C-, #818 of 4,322 statewide, top 19%, 763 students, 33% FRL); James Bowie Middle (math 45% / reading 53%, grade C-, #378 of 1,662 statewide, top 23%, 1,639 students, 41% FRL); Fort Bend Co Alter (26 students, 0% FRL).
- Market conditions: Rents soft (-1.6%/yr); 1238 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 12,093 units permitted in Fort Bend County in 2024 (815 in 5+ unit buildings).
- This rent runs 35% of the median local income ($142k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $12k of value loss. Plan a longer hold.
- Fort Bend County population projected at +75% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 40 days — a 3% lower offer ($403k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 18y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: moderate flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 40 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.99% ✗
- Cap rate
- 6.53%
- Cash-on-cash
- 0.86%
- DSCR
- 1.04
- GRM
- 8.5
CMA / ARV
- ARV (median comp)
- $400,497
- List price
- $415,000
- Delta
- 3.62%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1611 Deerfield Ct | 0.16mi | 4/2.5 | 2,750 (-5%) | 2mo | $500,000 | $182 | 80 |
| 1207 Deerfield Rd | 0.15mi | 4/2.5 | 2,554 (-12%) | 1mo | $429,000 | $168 | 70 |
| 2015 Woodland Dr | 0.42mi | 4/3.5 | 3,072 (+6%) | 4mo | $350,000 | $114 | 65 |
| 2318 Quarterpath Dr | 0.57mi | 4/3.0 | 2,765 (-5%) | 1mo | $499,000 | $180 | 65 |
| 1802 Quarterpath Dr | 0.12mi | 3/2.5 (-1) | 2,482 (-14%) | 1mo | $380,000 | $153 | 62 |
| 1627 S Hearthside Dr | 0.59mi | 5/3.0 (+1) | 2,990 (+3%) | 2mo | $494,900 | $166 | 60 |
| 1706 N Hearthside Dr | 0.67mi | 4/3.5 | 3,030 (+4%) | 3mo | $529,900 | $175 | 56 |
| 1927 Pitts Rd | 0.68mi | 4/3.5 | 3,137 (+8%) | 2mo | $450,000 | $143 | 51 |
| 1330 Woodmere Ln | 0.41mi | 4/2.5 | 2,487 (-14%) | 7mo | $372,000 | $150 | 49 |
| 1206 Austin Colony Dr | 0.75mi | 3/2.5 (-1) | 2,745 (-5%) | 3mo | $510,000 | $186 | 47 |
| 1506 Majors Dr | 0.75mi | 3/3.0 (-1) | 2,583 (-11%) | 5mo | $490,000 | $190 | 38 |
| 2230 Home Sweet Home St | 0.73mi | 4/3.5 | 3,330 (+15%) | 6mo | $609,990 | $183 | 35 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -18.6%
- Equity multiple
- 0.37×
- Total profit
- $-73,692
- Equity at exit
- $61,878
- IRR
- -19.5%
- Equity multiple
- 0.12×
- Total profit
- $-102,698
- Equity at exit
- $35,882
Cash invested: $116,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77406
- Home prices YoY
- -26.2%
- Rents YoY
- -1.6%
- Active inventory
- 1238
- Price-to-rent
- 8.5×
Monthly cashflow live
- Estimated rent
- $4,089 medium interval (Pro) →
- Mortgage (P&I)
- −$2,176
- Tax from tax record
- −$774 /mo · $9,293/yr
- Insurance
- −$173
- HOA
- −$23
- Vacancy / Maint / Mgmt
- −$859
- Net cashflow
- $83
Break-even live
Sensitivity live
| Price | -10% $318 | -5% $201 | +0% $83 | +5% $-34 | +10% $-152 |
|---|---|---|---|---|---|
| Rent | -10% $-240 | -5% $-78 | +0% $83 | +5% $245 | +10% $406 |
| Rate | -1.0pp $292 | -0.5pp $189 | base $83 | +0.5pp $-24 | +1.0pp $-134 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $103,750
- Closing costs
- $12,450
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 3 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 331 Old Silo St Richmond, TX | 4.0 | 3.5 | 3568 | $5,500 | $1.54 | 6d | 1 | 0.86mi |
| 331 Old Silo St Richmond, TX | 4.0 | 3.5 | 3568 | $5,500 | $1.54 | 20d | 1 | 0.86mi |
| 707 Land Grant Dr Richmond, TX | 4.0 | 2.0 | 1994 | $2,595 | $1.30 | 45d | 1 | 1.01mi |
HOA detail
- Monthly dues
- $23 · $276/yr
- Likely covers
- waterlandscapingpool
Listing history 36 events
-
2026-06-21days on market $415,000 Pending 40 DOM
-
2026-06-18days on market $415,000 Pending 37 DOM
-
2026-06-17days on market $415,000 Pending 36 DOM
-
2026-06-16days on market $415,000 Pending 35 DOM
-
2026-06-15days on market $415,000 Pending 34 DOM
-
2026-06-13statusdays on market $415,000 Pending 32 DOM
-
2026-06-09days on market $415,000 Active 28 DOM
-
2026-06-08days on market $415,000 Active 27 DOM
-
2026-06-07days on market $415,000 Active 26 DOM
-
2026-06-04days on market $415,000 Active 23 DOM
-
2026-06-03days on market $415,000 Active 22 DOM
-
2026-06-02days on market $415,000 Active 21 DOM
-
2026-06-01days on market $415,000 Active 20 DOM
-
2026-05-31days on market $415,000 Active 19 DOM
-
2026-05-12$415,000 Active 997-char remark
-
2021-09-07soldstatus
-
2021-08-25soldstatus Sold 1028-char remark
Show marketing remark (1028 chars)
Spectacular 4 bedroom, 2.5 bath home located on a quiet cul-de-sac street in Pecan Grove Plantation! Mature trees and lush landscaping surround this beautiful home! The gorgeous remodeled kitchen has more than enough storage space with 27 cabinets and the spacious living room offers plenty of room to entertain! The downstairs master suite is equipped with dual sinks, garden tub, separate shower & TWO walk-in closets! Beautiful tile floors fill the downstairs area! Upstairs you will find a game room or second living area & spacious secondaries! The amazing backyard oasis features a saltwater pool, a pergola attached to the garage & a side yard which is a perfect place to store a boat or trailer! Home also features solar screens that help reduce AC cost! 2 A/C units- 1 is new and the other just had the condenser & evaporator coil replaced. Fence is only a year old! This home is meticulously maintained & waiting for its' new owners! It's the complete package! You don't want to miss out!
-
2021-08-01status Pending 1028-char remark
Show marketing remark (1028 chars)
Spectacular 4 bedroom, 2.5 bath home located on a quiet cul-de-sac street in Pecan Grove Plantation! Mature trees and lush landscaping surround this beautiful home! The gorgeous remodeled kitchen has more than enough storage space with 27 cabinets and the spacious living room offers plenty of room to entertain! The downstairs master suite is equipped with dual sinks, garden tub, separate shower & TWO walk-in closets! Beautiful tile floors fill the downstairs area! Upstairs you will find a game room or second living area & spacious secondaries! The amazing backyard oasis features a saltwater pool, a pergola attached to the garage & a side yard which is a perfect place to store a boat or trailer! Home also features solar screens that help reduce AC cost! 2 A/C units- 1 is new and the other just had the condenser & evaporator coil replaced. Fence is only a year old! This home is meticulously maintained & waiting for its' new owners! It's the complete package! You don't want to miss out!
-
2021-07-23status Option Pending 1028-char remark
Show marketing remark (1028 chars)
Spectacular 4 bedroom, 2.5 bath home located on a quiet cul-de-sac street in Pecan Grove Plantation! Mature trees and lush landscaping surround this beautiful home! The gorgeous remodeled kitchen has more than enough storage space with 27 cabinets and the spacious living room offers plenty of room to entertain! The downstairs master suite is equipped with dual sinks, garden tub, separate shower & TWO walk-in closets! Beautiful tile floors fill the downstairs area! Upstairs you will find a game room or second living area & spacious secondaries! The amazing backyard oasis features a saltwater pool, a pergola attached to the garage & a side yard which is a perfect place to store a boat or trailer! Home also features solar screens that help reduce AC cost! 2 A/C units- 1 is new and the other just had the condenser & evaporator coil replaced. Fence is only a year old! This home is meticulously maintained & waiting for its' new owners! It's the complete package! You don't want to miss out!
-
2021-07-21$345,000 Active 1028-char remark
Show marketing remark (1028 chars)
Spectacular 4 bedroom, 2.5 bath home located on a quiet cul-de-sac street in Pecan Grove Plantation! Mature trees and lush landscaping surround this beautiful home! The gorgeous remodeled kitchen has more than enough storage space with 27 cabinets and the spacious living room offers plenty of room to entertain! The downstairs master suite is equipped with dual sinks, garden tub, separate shower & TWO walk-in closets! Beautiful tile floors fill the downstairs area! Upstairs you will find a game room or second living area & spacious secondaries! The amazing backyard oasis features a saltwater pool, a pergola attached to the garage & a side yard which is a perfect place to store a boat or trailer! Home also features solar screens that help reduce AC cost! 2 A/C units- 1 is new and the other just had the condenser & evaporator coil replaced. Fence is only a year old! This home is meticulously maintained & waiting for its' new owners! It's the complete package! You don't want to miss out!
-
2021-07-07historical
-
2021-06-25$345,000 Active
-
2018-10-09historical
-
2018-08-07price $324,900
-
2018-06-05price $329,900
-
2018-05-16$337,500 Active
-
2016-10-03soldstatus
-
2016-09-30soldstatus Sold
-
2016-09-13status Pending
-
2016-09-01status Option Pending
-
2016-08-25$310,000 Active
-
2009-05-27soldstatus
-
2009-05-26soldstatus
-
2009-05-04historical
-
2008-12-17$265,000
-
1998-01-13soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $9,293 · $774/mo
- Projected year-2 tax
- $9,293 · $774/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 5/10 Major FEMA zone X · 24% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme 7 d/yr ≥111°F today · 23 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $49,062
- − Mortgage interest
- −$23,246
- − Property taxes
- −$9,293
- − Insurance
- −$2,075
- − Repairs & maintenance
- −$3,925
- − Management
- −$3,925
- − HOA
- −$276
- − Depreciation
- −$12,073
- Taxable loss
- −$5,751
- Est. tax savings @ 24.0%
- +$1,380
- After-tax cash flow
- $2,380/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Fort Bend ISD
- NCES district ID
- 4819650
- Math proficiency
- 44% ▼ -15.00%
- Reading proficiency
- 53% ▼ -4.00%
- Median HH income
- $82,360
- Composite
- 44.61/100
- National rank
- #2779
- State rank
- #140 of 826 in TX
Livability — Pecan Grove
- Score
- 72/100
- State rank
- #256
- US rank
- #6017
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Pecan Grove, TX
- County
- Fort Bend County · 836,777 people
- Metro
- Houston-The Woodlands-Sugar Land, TX
- Population (ZIP)
- 69,918
- Household income
- $141,869
- Rent vs Own
- Severe rent burden
- 575.0
Population outlook (Fort Bend County) Hauer SSP2
- Today (2025)
- 1,004,526 people
- By 2030
- 1,153,104 · +14.8%
- By 2040
- 1,453,718 · +44.7%
- By 2050
- 1,753,781 · +74.6%
- By 2075
- 2,455,772 · +144.5%
- By 2100
- 2,930,528 · +191.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.72)
- Race & ethnicity
- White 43% Hispanic / Latino 26% Two or more races 15% Black 14% Asian 12%
- Hispanic origin (detail)
- Mexican 18% Puerto Rican 1%
- Common ancestry
- Lithuanian 2% Romanian 1% Iranian 1%
- Foreign-born
- 17% · Canada, Vietnam, China
- Languages at home
- 73% English-only · Spanish 14% Other Indo-European 3% Vietnamese 2%
Political lean MEDSL · Fort Bend
- 2024 margin
- Toss-up / Even · D 49.5% · R 47.9% · Other 2.6%
- 2008→2024 swing
- +4.0pp toward D · 2008: -2.4pp · 2024: 1.6pp
- All cycles
- 2024: D+1.6 2020: D+10.6 2016: D+6.6 2012: R+6.8 2008: R+2.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -79.18%
- Current HPI
- 222.9525
- Rent YoY
- ▼ -1.61%
- Metro
- Houston-The Woodlands-Sugar Land, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
||
| Healthcare | 2 | $330B |
|
||
Price history
+56.6% since first listed23 events — show timeline
- 2026-06-10 Pending — HARMLS
- 2026-05-12 Listed $415,000 HARMLS
- 2021-09-07 Sold (Public Records) — Public Records
- 2021-08-25 Sold (MLS) — HARMLS
- 2021-08-01 Pending — HARMLS
- 2021-07-23 Pending — HARMLS
- 2021-07-21 Listed $345,000 HARMLS
- 2021-07-07 Listing Removed — HARMLS
- 2021-06-25 Listed $345,000 HARMLS
- 2018-10-09 Listing Removed — HARMLS
- 2018-08-07 Price Changed $324,900 HARMLS
- 2018-06-05 Price Changed $329,900 HARMLS
- 2018-05-16 Listed $337,500 HARMLS
- 2016-10-03 Sold (Public Records) — Public Records
- 2016-09-30 Sold (MLS) — HARMLS
- 2016-09-13 Pending — HARMLS
- 2016-09-01 Pending — HARMLS
- 2016-08-25 Listed $310,000 HARMLS
- 2009-05-27 Sold (Public Records) — Public Records
- 2009-05-26 Sold (MLS) — HARMLS
- 2009-05-04 Listing Removed — HARMLS
- 2008-12-17 Listed $265,000 HARMLS
- 1998-01-13 Sold (Public Records) — Public Records
Property tax history
+4.0%/yrLatest (2025): $9,293 · +8.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…