47 Yacht Ln #096 · Daly City, CA 94014

$499,000

3 bd · 2.5 ba · 1,770 sqft · Manufactured · 27 Days on market

Built 2014 Est $409k · 22% over

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +14.3/30.0
• Schools +5.6/10.0
• DSCR +4.4/10.0
• Rent growth +4.3/5.0
• Livability +4.1/5.0
• 1% rule +4.0/10.0
• Condition / age +2.5/5.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome home to this stunning and meticulously maintained newer mobile home, nestled in one of the Bay Area's most sought-after communities. Boasting a contemporary design and thoughtful details throughout, this residence offers an ideal blend of comfort, style, and functionality. The heart of this home is its inviting open concept living room, kitchen, and dining area. The kitchen features modern stainless steel appliances complemented by a charming farmhouse sink. This residence encompasses three bedrooms and two and a half bathrooms, including two master suites for added convenience and privacy. The master suites and living room feature elegant trey ceilings. A dedicated laundry room adds to the practicality of the home, making chores a breeze. With a generous 1,770 square feet of living space, this home offers plenty of room to spread out and make memories. The Franciscan Park offers a clubhouse, community pool, exercise facilities, card/billiard room, BBQ area, and much more!

Key facts

• Community pool
• Exercise facilities
• Bbq area

Tags

• OPEN CONCEPT LIVING ROOM
• FARMHOUSE SINK
• DEDICATED LAUNDRY ROOM
• COMMUNITY POOL
• EXERCISE FACILITIES
• BBQ AREA

Property features AI

Finance

• Other: Living area reported as 1,770; Lot size and restrictions: see remarks
• HOA & community: Community clubhouse; Community pool; Barbecue area; Other community amenities (see remarks)

Exterior

• Parking: Carport with 2 spaces (space #096) — space rent applies
• Utilities: Public water; Public sewer; Public utilities
• Home design: Manufactured home on leased land
• Exterior features: Composition/shingle roof

Interior

• Bedrooms: 3 bedrooms
• Bathrooms: 2 full bathrooms; 1 half bathroom
• Heating & cooling: Central forced air
• Interior features: Dining area; Central forced air heating

What this means for you Summary

Snapshot

• This is a 3-bed/2.5-bath manufactured listed at $499k.

Deal economics

• At list price, monthly cash flow is $95 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $449k (10.1% below list).
• Recommended offer: $449k (10.1% below list) — sets the bar for 1% rule.
• Cap rate 6.5% vs local median 2.2% in Daly City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 82/100 on livability (#35 in CA, #1,221 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, employment A+; Watch: cost of living F.
• Jefferson Union High (suburban): math 50% / reading 75% proficiency, ranked #66 of 517 in CA (top 13%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents rising fast (+7.1%/yr); 60 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals leasing fast (median 2d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 1,019 units permitted in San Mateo County in 2024 (484 in 5+ unit buildings).
• This rent runs 44% of the median local income ($123k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $15k of value loss. Plan a longer hold.
• San Mateo County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 27 days — a 2% lower offer ($492k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 26y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $90k; list at $499k implies a 454% gain — meaningful room to come down on a strong offer.

Recommended offer $448,577 (10.1% below list)

Questions for the listing agent

1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
2. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.90% ✗
• Cap rate: 6.52%
• Cash-on-cash: 0.82%
• DSCR: 1.04
• GRM: 9.3

CMA / ARV

• ARV (on-the-fly): $408,870
• Comps found: 3

Show comp detail 3 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
50 Harbor Dr	0.31mi	2/2.0 (-1)	1,600 (-10%)	14mo	$365,000	$228	51
59 Franciscan Dr #432	0.39mi	3/2.0	1,593 (-10%)	18mo	$491,000	$308	48
51 Haven Dr	0.29mi	2/2.0 (-1)	1,512 (-15%)	18mo	$350,000	$231	40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 7.1% rent growth · sell at horizon

5-year hold

• IRR: -10.5%
• Equity multiple: 0.60×
• Total profit: $-55,456
• Equity at exit: $74,403

10-year hold

• IRR: 3.8%
• Equity multiple: 1.33×
• Total profit: $45,847
• Equity at exit: $43,144

Cash invested: $139,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 18 Strongly Tenant-Friendly
• State California: 18 Strongly Tenant-Friendly · D+13
• County: — inherits STATE
• City: — inherits STATE

AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

Methodology + full state rankings →

ZIP-level market 94014

• Rents YoY: 7.1%
• Active inventory: 60
• Price-to-rent: 9.3×

Monthly cashflow live

• Estimated rent: $4,486 medium
• Mortgage (P&I): −$2,617
• Tax est. 1.5%: −$624 /mo · $7,485/yr
• Insurance: −$208
• HOA: −$0
• Vacancy / Maint / Mgmt: −$942
• Net cashflow: $95

Break-even live

Break-even rent $4,365

Max offer price $499,000

Occupancy floor 93%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $124,750
• Closing costs: $14,970
• Reserves months: —
• Total cash needed: —

Rent comps 4 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
7800 El Camino Real Colma, CA	3.0	1.0–2.0	879	$3,548	$4.03	2d	1	0.94mi
606 Southhill Blvd Daly City, CA	4.0	2.0	1500	$5,300	$3.53	2d	1	1.26mi
88 Hillside Blvd Daly City, CA	3.0	3.0	1446	$5,250	$3.63	2d	2	1.48mi
101 McLellan Dr South San Francisco, CA	2.0	1.0–2.0	779	$3,825	$4.91	2d	8	1.50mi

Listing history 19 events

1. 2026-06-18
   days on market $499,000 Active 27 DOM
2. 2026-06-17
   days on market $499,000 Active 26 DOM
3. 2026-06-16
   days on market $499,000 Active 25 DOM
4. 2026-06-15
   days on market $499,000 Active 24 DOM
5. 2026-06-13
   days on market $499,000 Active 22 DOM
6. 2026-06-13
   days on market $499,000 Active 21 DOM
7. 2026-06-09
   days on market $499,000 Active 18 DOM
8. 2026-06-08
   days on market $499,000 Active 17 DOM
9. 2026-06-07
   days on market $499,000 Active 16 DOM
10. 2026-06-04
    days on market $499,000 Active 13 DOM
11. 2026-06-03
    days on market $499,000 Active 12 DOM
12. 2026-06-02
    days on market $499,000 Active 11 DOM
13. 2026-06-01
    days on market $499,000 Active 10 DOM
14. 2026-05-31
    days on market $499,000 Active 9 DOM
15. 2026-05-23
    listed $499,000 Active 995-char remark

    Show marketing remark (995 chars)

    Welcome home to this stunning and meticulously maintained newer mobile home, nestled in one of the Bay Area's most sought-after communities. Boasting a contemporary design and thoughtful details throughout, this residence offers an ideal blend of comfort, style, and functionality. The heart of this home is its inviting open concept living room, kitchen, and dining area. The kitchen features modern stainless steel appliances complemented by a charming farmhouse sink. This residence encompasses three bedrooms and two and a half bathrooms, including two master suites for added convenience and privacy. The master suites and living room feature elegant trey ceilings. A dedicated laundry room adds to the practicality of the home, making chores a breeze. With a generous 1,770 square feet of living space, this home offers plenty of room to spread out and make memories. The Franciscan Park offers a clubhouse, community pool, exercise facilities, card/billiard room, BBQ area, and much more!

16. 2026-05-23
    listed $499,000 Active 995-char remark

    Show marketing remark (995 chars)

    Welcome home to this stunning and meticulously maintained newer mobile home, nestled in one of the Bay Area's most sought-after communities. Boasting a contemporary design and thoughtful details throughout, this residence offers an ideal blend of comfort, style, and functionality. The heart of this home is its inviting open concept living room, kitchen, and dining area. The kitchen features modern stainless steel appliances complemented by a charming farmhouse sink. This residence encompasses three bedrooms and two and a half bathrooms, including two master suites for added convenience and privacy. The master suites and living room feature elegant trey ceilings. A dedicated laundry room adds to the practicality of the home, making chores a breeze. With a generous 1,770 square feet of living space, this home offers plenty of room to spread out and make memories. The Franciscan Park offers a clubhouse, community pool, exercise facilities, card/billiard room, BBQ area, and much more!

17. 2000-08-15
    historical 245-char remark

    Show marketing remark (245 chars)

    DOUBLE WIDE MOBILE HOME IN GREAT CONDITION. LONG TIME HOMEOWNER HAS MAINTAINED THROUGHOUT OCCUPANCY. LIGHT AND BRIGHT INTERIOR WITH OPEN FLOOR PLAN AND GOOD SIZED ROOMS. W/ D & FRIGE STAY. QUIET LOCAL, PEACEFUL VIEWS, AND MUCH MORE. .. .!

18. 2000-07-18
    soldstatus $90,000 245-char remark

    Show marketing remark (245 chars)

    DOUBLE WIDE MOBILE HOME IN GREAT CONDITION. LONG TIME HOMEOWNER HAS MAINTAINED THROUGHOUT OCCUPANCY. LIGHT AND BRIGHT INTERIOR WITH OPEN FLOOR PLAN AND GOOD SIZED ROOMS. W/ D & FRIGE STAY. QUIET LOCAL, PEACEFUL VIEWS, AND MUCH MORE. .. .!

19. 2000-07-10
    listed $89,900 245-char remark

    Show marketing remark (245 chars)

    DOUBLE WIDE MOBILE HOME IN GREAT CONDITION. LONG TIME HOMEOWNER HAS MAINTAINED THROUGHOUT OCCUPANCY. LIGHT AND BRIGHT INTERIOR WITH OPEN FLOOR PLAN AND GOOD SIZED ROOMS. W/ D & FRIGE STAY. QUIET LOCAL, PEACEFUL VIEWS, AND MUCH MORE. .. .!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 1/10 Low 4 d/yr ≥77°F today · 10 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 7/10 Severe 13 unhealthy d/yr today · 13 by 30 yrs out

Taxation est. · year 1

• Rental income: $53,829
• − Mortgage interest: −$27,952
• − Property taxes: −$7,485
• − Insurance: −$2,495
• − Repairs & maintenance: −$4,306
• − Management: −$4,306
• − Depreciation: −$14,516
• Taxable loss: −$7,232
• Est. tax savings @ 24.0%: +$1,736
• After-tax cash flow: $2,879/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Jefferson Union High
• NCES district ID: 0618930
• Math proficiency: 50% ▲ 15.00%
• Reading proficiency: 75% ▲ 19.00%
• Median HH income: $82,212
• Composite: 56.13/100
• National rank: #1180
• State rank: #66 of 517 in CA

Livability — Daly City

• Score: 82/100
• State rank: #35
• US rank: #1221

Category grades

Amenities A+ Commute A+ Cost of living F Crime C Employment A+ Housing B- Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Daly City, CA
• County: San Mateo County · 733,415 people
• City population: 109,406
• Metro: San Francisco-Oakland-Berkeley, CA
• Population (ZIP): 45,315
• Household income: $122,966
• Rent vs Own: 40.3% rent · 59.7% own
• Severe rent burden: 1517.0

Population outlook (San Mateo County) Hauer SSP2

• Today (2025): 864,008 people
• By 2030: 910,523 · +5.4%
• By 2040: 997,285 · +15.4%
• By 2050: 1,071,189 · +24.0%
• By 2075: 1,197,206 · +38.6%
• By 2100: 1,192,523 · +38.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.61)
• Race & ethnicity: Asian 54% Hispanic / Latino 30% Two or more races 11% White 9% Black 2% Native American 1%
• Hispanic origin (detail): Mexican 12%
• Common ancestry: Lithuanian 1% Scotch-Irish 1%
• Foreign-born: 54% · Canada, China, Vietnam
• Languages at home: 34% English-only · Spanish 23% Tagalog/Filipino 20% Chinese 17%

Political lean MEDSL · San Mateo

• 2024 margin: Solid D (+50.3) · D 73.5% · R 23.2% · Other 3.3%
• 2008→2024 swing: +1.6pp toward D · 2008: 48.7pp · 2024: 50.3pp
• All cycles: 2024: D+50.3 2020: D+57.7 2016: D+57.7 2012: D+44.8 2008: D+48.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -1224.05%
• Current HPI: 275.8666
• Rent YoY: ▲ 7.10%
• Metro: San Francisco-Oakland-Berkeley, CA
• State GDP YoY: ▲ 3.21%
• F500 in state: 116

Industry mix (Fortune 500 HQ in CA)

Industry	F500 HQs	Revenue
▸Technology	27	$1,492B
▸Financial Services	3	$174B
▸Retail	3	$44B
▸Insurance	3	$26B
▸Media / Entertainment	2	$115B
▸Pharmaceuticals / Biotech	2	$62B

Price history

+455.1% since first listed

5 events — show timeline

• 2026-05-23 Listed $499,000 bridgeMLS, Bay East AOR, or Contra Costa AOR
• 2026-05-23 Listed $499,000 MLSListings
• 2000-08-15 Listing Removed — MLSListings
• 2000-07-18 Sold (MLS) $90,000 MLSListings
• 2000-07-10 Listed $89,900 MLSListings