1001 Cleveland Rd · Saraland, AL 36571

$161,900

3 bd · 1.0 ba · 1,471 sqft · SingleFamily public records · 98 Days on market

Built 1955 0.97 ac lot $110/sqft · 18% below area Est $197k · 18% under

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +18.7/30.0
• ARV discount +15.0/15.0
• DSCR +5.9/10.0
• Schools +5.3/10.0
• 1% rule +4.3/10.0
• Livability +3.4/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

This charming fixer-upper offers incredible potential and endless possibilities. Featuring 3 bedrooms and 1 bathrooms, it’s ideal for a growing family, an Investor, or anyone ready to create a place to call home. Conveniently located in the heart of Saraland, you’ll enjoy easy access to shopping, dining, and local amenities just minutes away. With a little vision and TLC, this property could be transformed into something special. Buyer and Buyer’s Agent are responsible for verifying any information deemed important during the due diligence period. The property is being sold in its current “AS-IS” condition. Utilities will not be turned on. Listing Agent is related to Seller. Don’t miss this opportunity to make it your own! Contact your Realtor to schedule a tour!

Key facts

• Local amenities
• 0.97 acre lot
• Parking

Tags

• EASY ACCESS TO SHOPPING
• EASY ACCESS TO DINING
• LOCAL AMENITIES

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $162k.

Deal economics

• At list price, monthly cash flow is $160 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $150k (7.1% below list).
• Recommended offer: $147k (9.0% below list) — sets the bar for market timing.
• Cap rate 7.5% vs local median 3.9% in Saraland — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 68/100 on livability (#72 in AL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: amenities F, commute F, health & safety F.
• Saraland City (suburban): math 53% / reading 71% proficiency, ranked #6 of 129 in AL (top 5%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: 173 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 1,678 units permitted in Mobile County in 2024 (264 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Mobile County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 98 days — a 9% lower offer ($147k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $100k; list at $162k implies a 62% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1955 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $147,329 (9.0% below list)

Questions for the listing agent

1. It's been on market 98 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1955 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.93% ✗
• Cap rate: 7.48%
• Cash-on-cash: 4.23%
• DSCR: 1.19
• GRM: 9.0

CMA / ARV

• ARV (median comp): $196,502
• List price: $161,900
• Delta: -17.61%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
127 Thomas Dr	0.23mi	3/1.5	1,577 (+7%)	2mo	$228,000	$145	74
304 3rd Ave	0.24mi	3/2.0	1,404 (-5%)	10mo	$195,000	$139	69
609 Oakmont St	0.59mi	3/2.0	1,512 (+3%)	1mo	$255,000	$169	63
903 Myra St	0.19mi	3/1.0	1,291 (-12%)	13mo	$213,000	$165	60
323 1st Ave	0.51mi	3/1.5	1,353 (-8%)	6mo	$120,000	$89	56
900 Leon St	0.25mi	2/2.0 (-1)	1,322 (-10%)	15mo	$180,000	$136	50
631 Oak St	0.50mi	3/1.5	1,340 (-9%)	15mo	$179,900	$134	47
712 Cleveland Rd	0.48mi	2/2.0 (-1)	1,260 (-14%)	0mo	$192,000	$152	44
718 Cross St	0.65mi	3/1.5	1,644 (+12%)	8mo	$230,000	$140	41
718 Cleveland Rd	0.46mi	3/2.0	1,277 (-13%)	14mo	$174,900	$137	41
429 1st Ave	0.62mi	3/2.0	1,680 (+14%)	5mo	$145,000	$86	39
107 Craig Dr	0.57mi	3/1.5	1,250 (-15%)	16mo	$185,000	$148	33

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -9.7%
• Equity multiple: 0.65×
• Total profit: $-16,087
• Equity at exit: $24,140

10-year hold

• IRR: -0.3%
• Equity multiple: 0.98×
• Total profit: $-1,034
• Equity at exit: $13,998

Cash invested: $45,332 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 36571

• Home prices YoY: -13.1%
• Active inventory: 173
• Price-to-rent: 9.0×

Monthly cashflow live

• Estimated rent: $1,504 high
• Mortgage (P&I): −$849
• Tax from tax record: −$111 /mo · $1,338/yr
• Insurance: −$67
• HOA: −$0
• Vacancy / Maint / Mgmt: −$316
• Net cashflow: $160

Break-even live

Break-even rent $1,301

Max offer price $161,900

Occupancy floor 84%

Sensitivity live

Price	-10% $251	-5% $206	+0% $160	+5% $114	+10% $68
Rent	-10% $41	-5% $100	+0% $160	+5% $219	+10% $279
Rate	-1.0pp $241	-0.5pp $201	base $160	+0.5pp $118	+1.0pp $75

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $40,475
• Closing costs: $4,857
• Reserves months: —
• Total cash needed: —

Rent comps 7 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
16 Glass St Unit A Saraland, AL	3.0	1.0	1000	$1,175	$1.18	15d	1	0.82mi
831 James St Saraland, AL	3.0	1.0	1300	$1,600	$1.23	15d	1	0.85mi
100 McKeough Ave Unit 404 Saraland, AL	2.0	2.0	950	$1,195	$1.26	15d	1	0.97mi
100 McKeough Ave Unit 508 Saraland, AL	2.0	2.0	950	$1,195	$1.26	45d	1	0.97mi
100 McKeough Ave Apt 1501 Saraland, AL	2.0	1.0	877	$1,105	$1.26	22d	1	0.97mi
916 Shelton Beach Rd Saraland, AL	4.0	2.0	1713	$1,950	$1.14	15d	1	1.31mi
232 Mignionette Ave Unit 36571 Saraland, AL	4.0	2.0	1148	$2,000	$1.74	15d	1	1.46mi

Listing history 22 events

1. 2026-06-21
   days on market $161,900 Active 98 DOM
2. 2026-06-18
   days on market $161,900 Active 95 DOM
3. 2026-06-17
   days on market $161,900 Active 94 DOM
4. 2026-06-16
   days on market $161,900 Active 93 DOM
5. 2026-06-15
   days on market $161,900 Active 92 DOM
6. 2026-06-14
   days on market $161,900 Active 90 DOM
7. 2026-06-13
   days on market $161,900 Active 89 DOM
8. 2026-06-10
   days on market $161,900 Active 87 DOM
9. 2026-06-09
   days on market $161,900 Active 86 DOM
10. 2026-06-08
    days on market $161,900 Active 85 DOM
11. 2026-06-07
    days on market $161,900 Active 84 DOM
12. 2026-06-03
    days on market $161,900 Active 80 DOM
13. 2026-06-02
    days on market $161,900 Active 79 DOM
14. 2026-06-01
    days on market $161,900 Active 78 DOM
15. 2026-05-31
    days on market $161,900 Active 77 DOM
16. 2026-05-30
    days on market $161,900 Active 76 DOM
17. 2026-04-09
    price $161,900 809-char remark

    Show marketing remark (864 chars)

    This charming fixer-upper offers incredible potential and endless possibilities. Featuring 3 bedrooms and 1 bathrooms, it’s ideal for a growing family, an Investor, or anyone ready to create a place to call home. Conveniently located in the heart of Saraland, you’ll enjoy easy access to shopping, dining, and local amenities just minutes away. With a little vision and TLC, this property could be transformed into something special. Buyer and Buyer’s Agent are responsible for verifying any information deemed important during the due diligence period. The property is being sold in its current “AS-IS” condition. Utilities will not be turned on. Listing Agent is related to Seller. Don’t miss this opportunity to make it your own! Contact your Realtor to schedule a tour! Buyer to verify all information during due diligence.

18. 2026-04-09
    price $161,900 864-char remark

    Show marketing remark (864 chars)

    This charming fixer-upper offers incredible potential and endless possibilities. Featuring 3 bedrooms and 1 bathrooms, it’s ideal for a growing family, an Investor, or anyone ready to create a place to call home. Conveniently located in the heart of Saraland, you’ll enjoy easy access to shopping, dining, and local amenities just minutes away. With a little vision and TLC, this property could be transformed into something special. Buyer and Buyer’s Agent are responsible for verifying any information deemed important during the due diligence period. The property is being sold in its current “AS-IS” condition. Utilities will not be turned on. Listing Agent is related to Seller. Don’t miss this opportunity to make it your own! Contact your Realtor to schedule a tour! Buyer to verify all information during due diligence.

19. 2026-03-14
    listed $164,900 Active 864-char remark

    Show marketing remark (864 chars)

    This charming fixer-upper offers incredible potential and endless possibilities. Featuring 3 bedrooms and 1 bathrooms, it’s ideal for a growing family, an Investor, or anyone ready to create a place to call home. Conveniently located in the heart of Saraland, you’ll enjoy easy access to shopping, dining, and local amenities just minutes away. With a little vision and TLC, this property could be transformed into something special. Buyer and Buyer’s Agent are responsible for verifying any information deemed important during the due diligence period. The property is being sold in its current “AS-IS” condition. Utilities will not be turned on. Listing Agent is related to Seller. Don’t miss this opportunity to make it your own! Contact your Realtor to schedule a tour! Buyer to verify all information during due diligence.

20. 2026-03-13
    price $164,900 809-char remark

    Show marketing remark (809 chars)

    This charming fixer-upper offers incredible potential and endless possibilities. Featuring 3 bedrooms and 1 bathrooms, it’s ideal for a growing family, an Investor, or anyone ready to create a place to call home. Conveniently located in the heart of Saraland, you’ll enjoy easy access to shopping, dining, and local amenities just minutes away. With a little vision and TLC, this property could be transformed into something special. Buyer and Buyer’s Agent are responsible for verifying any information deemed important during the due diligence period. The property is being sold in its current “AS-IS” condition. Utilities will not be turned on. Listing Agent is related to Seller. Don’t miss this opportunity to make it your own! Contact your Realtor to schedule a tour!

21. 2026-03-02
    listed $169,900 Active 809-char remark

    Show marketing remark (809 chars)

    This charming fixer-upper offers incredible potential and endless possibilities. Featuring 3 bedrooms and 1 bathrooms, it’s ideal for a growing family, an Investor, or anyone ready to create a place to call home. Conveniently located in the heart of Saraland, you’ll enjoy easy access to shopping, dining, and local amenities just minutes away. With a little vision and TLC, this property could be transformed into something special. Buyer and Buyer’s Agent are responsible for verifying any information deemed important during the due diligence period. The property is being sold in its current “AS-IS” condition. Utilities will not be turned on. Listing Agent is related to Seller. Don’t miss this opportunity to make it your own! Contact your Realtor to schedule a tour!

22. 2022-06-29
    soldstatus $100,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $1,338 · $111/mo
• Projected year-2 tax: $1,338 · $111/mo
• Expected delta: $0/yr ($0/mo · -0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 9/10 Extreme 7 d/yr ≥104°F today · 21 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,042
• − Mortgage interest: −$9,069
• − Property taxes: −$1,338
• − Insurance: −$810
• − Repairs & maintenance: −$1,443
• − Management: −$1,443
• − Depreciation: −$4,710
• Taxable loss: −$770
• Est. tax savings @ 24.0%: +$185
• After-tax cash flow: $2,103/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Saraland City
• NCES district ID: 0100185
• Math proficiency: 53% ▼ -16.00%
• Reading proficiency: 71% ▲ 7.00%
• Median HH income: $51,173
• Composite: 52.78/100
• National rank: #1539
• State rank: #6 of 129 in AL

Livability — Saraland

• Score: 68/100
• State rank: #72
• US rank: #9880

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment C+ Housing A+ Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Saraland, AL
• County: Mobile County · 246,577 people
• City population: 17,143
• Metro: Mobile, AL
• Population (ZIP): 17,143
• Household income: $62,047
• Rent vs Own: 20.7% rent · 79.3% own
• Severe rent burden: 432.0

Population outlook (Mobile County) Hauer SSP2

• Today (2025): 415,303 people
• By 2030: 411,755 · -0.9%
• By 2040: 399,670 · -3.8%
• By 2050: 382,616 · -7.9%
• By 2075: 337,353 · -18.8%
• By 2100: 283,391 · -31.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (79%)
• Race & ethnicity: White 79% Black 16% Two or more races 3%
• Common ancestry: Italian 3% Lithuanian 2% Slovak 2%
• Foreign-born: 1% · China

Political lean MEDSL · Mobile

• 2024 margin: R (+16.4) · D 41.3% · R 57.7%
• 2008→2024 swing: -7.7pp toward R · 2008: -8.7pp · 2024: -16.4pp
• All cycles: 2024: R+16.4 2020: R+11.9 2016: R+13.9 2012: R+9.3 2008: R+8.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -37.39%
• Current HPI: 247.8527
• Rent YoY: —
• Metro: Mobile, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+61.9% since first listed

6 events — show timeline

• 2026-04-09 Price Changed $161,900 GCMLS AL
• 2026-04-09 Price Changed $161,900 BCAR
• 2026-03-14 Listed $164,900 BCAR
• 2026-03-13 Price Changed $164,900 GCMLS AL
• 2026-03-02 Listed $169,900 GCMLS AL
• 2022-06-29 Sold (Public Records) $100,000 Public Records

Property tax history

+17.4%/yr

Latest (2025): $1,338 · +4.2% YoY. Source: county tax records.