1111 Apollo Dr · Lehigh, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 1/10 · Minimal
- Hot days now (above 88°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 3/10 · Minor
- Chance of severe wind over 30 yrs
- 4.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Appreciation +9.2/10.0
- Cash flow +6.5/30.0
- Schools +5.0/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- 1% rule +1.8/10.0
- DSCR +0.7/10.0
$379,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to this stunning 5-bedroom, 2.5-bath home offering approximately 3,000 sq ft of beautifully designed living space. Featuring an open layout ideal for modern living, this home boasts brand-new appliances, two cozy fireplaces, and a fully finished basement perfect for entertaining or additional living space. Enjoy outdoor living at its finest with a large deck overlooking a scenic, private setting, all tucked away on a quiet private road. The spacious primary suite offers comfort and privacy, while the detached 2-car garage provides convenience and ample storage. Located in a desirable community with access to pools and amenities, this home combines comfort, style, and a peaceful lifestyle in one exceptional property. * * MOTIVATED SELLER * *
Key facts
- Large deck
- Quiet private road
- Brand-new appliances
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 5-bed/2.0-bath single-family listed at $380k.
Deal economics
- At list price, monthly cash flow is $-649 ($-8k/yr) — negative.
- To cash-flow at today's rent, offer at most $265k (30.2% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $258k (32.2% below list).
- Recommended offer: $258k (32.2% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
- North Pocono SD (rural): math 45% / reading 71% proficiency, ranked #82 of 539 in PA (top 15%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Moscow El Sch (math 62% / reading 82%, grade A-, #123 of 1,518 statewide, top 9%, 591 students, 43% FRL); North Pocono Ms (math 25% / reading 69%, grade D+, #163 of 512 statewide, top 33%, 665 students, 36% FRL); North Pocono Hs (math 72%, 905 students, 33% FRL).
- Market conditions: 301 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 177 units permitted in Wayne County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $35k of equity ($3k loan paydown + $32k appreciation (8.4% local appreciation)).
- Wayne County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- By year 2, paydown + projected appreciation supports a ~$56k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 69 days — a 6% lower offer ($357k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts; this cycle's ask has dropped $40k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $62k; list at $380k implies a 518% gain — meaningful room to come down on a strong offer.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 69 days. Have you received any prior offers? Is the seller open to a 32% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.68% ✗
- Cap rate
- 4.24%
- Cash-on-cash
- -7.32%
- DSCR
- 0.67
- GRM
- 12.3
CMA / ARV
- ARV (median comp)
- $503,107
- List price
- $379,900
- Delta
- -24.49%
- Verdict
- UNDERPRICED
- Comps
- 4 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1057 K Ln | 0.27mi | 4/3.5 (-1) | 2,402 (+11%) | 8mo | $750,000 | $312 | 51 |
| 1113 Spring Ln | 0.59mi | 4/2.0 (-1) | 2,128 (-2%) | 20mo | $233,500 | $110 | 48 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
8.45% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 15.6%
- Equity multiple
- 2.19×
- Total profit
- $126,380
- Equity at exit
- $300,462
- IRR
- 15.2%
- Equity multiple
- 4.74×
- Total profit
- $398,283
- Equity at exit
- $608,075
Cash invested: $106,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 18424
- Home prices YoY
- 2.2%
- Active inventory
- 301
- Price-to-rent
- 12.3×
Monthly cashflow live
- Estimated rent
- $2,575 medium interval (Pro) →
- Mortgage (P&I)
- −$1,992
- Tax from tax record
- −$358 /mo · $4,290/yr
- Insurance
- −$158
- HOA
- −$175
- Vacancy / Maint / Mgmt
- −$541
- Net cashflow
- $-649
Break-even live
Sensitivity live
| Price | -10% $-434 | -5% $-541 | +0% $-649 | +5% $-756 | +10% $-864 |
|---|---|---|---|---|---|
| Rent | -10% $-852 | -5% $-751 | +0% $-649 | +5% $-547 | +10% $-445 |
| Rate | -1.0pp $-457 | -0.5pp $-552 | base $-649 | +0.5pp $-747 | +1.0pp $-847 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $94,975
- Closing costs
- $11,397
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1121 Cobblewood Rd Newfoundland, PA | 4.0 | 2.0 | 1469 | $2,575 | $1.75 | 9d | 1 | 0.94mi |
HOA detail
- Monthly dues
- $175 · $2,100/yr
- Likely covers
- pool
Listing history 24 events
-
2026-06-22days on market $379,900 Active 69 DOM
-
2026-06-18days on market $379,900 Active 66 DOM
-
2026-06-17days on market $379,900 Active 65 DOM
-
2026-06-16days on market $379,900 Active 64 DOM
-
2026-06-15days on market $379,900 Active 63 DOM
-
2026-06-14days on market $379,900 Active 61 DOM
-
2026-06-13pricedays on market $379,900 Active 60 DOM
-
2026-06-10days on market $394,900 Active 58 DOM
-
2026-06-09days on market $394,900 Active 57 DOM
-
2026-06-08days on market $394,900 Active 56 DOM
-
2026-06-07days on market $394,900 Active 55 DOM
-
2026-06-02days on market $394,900 Active 50 DOM
-
2026-06-01days on market $394,900 Active 49 DOM
-
2026-05-31days on market $394,900 Active 48 DOM
-
2026-05-30days on market $394,900 Active 47 DOM
-
2026-05-19price $394,900 760-char remark
Show marketing remark (760 chars)
Welcome to this stunning 5-bedroom, 2.5-bath home offering approximately 3,000 sq ft of beautifully designed living space. Featuring an open layout ideal for modern living, this home boasts brand-new appliances, two cozy fireplaces, and a fully finished basement perfect for entertaining or additional living space. Enjoy outdoor living at its finest with a large deck overlooking a scenic, private setting, all tucked away on a quiet private road. The spacious primary suite offers comfort and privacy, while the detached 2-car garage provides convenience and ample storage. Located in a desirable community with access to pools and amenities, this home combines comfort, style, and a peaceful lifestyle in one exceptional property. * * MOTIVATED SELLER * *
-
2026-05-19price $394,900 760-char remark
Show marketing remark (760 chars)
Welcome to this stunning 5-bedroom, 2.5-bath home offering approximately 3,000 sq ft of beautifully designed living space. Featuring an open layout ideal for modern living, this home boasts brand-new appliances, two cozy fireplaces, and a fully finished basement perfect for entertaining or additional living space. Enjoy outdoor living at its finest with a large deck overlooking a scenic, private setting, all tucked away on a quiet private road. The spacious primary suite offers comfort and privacy, while the detached 2-car garage provides convenience and ample storage. Located in a desirable community with access to pools and amenities, this home combines comfort, style, and a peaceful lifestyle in one exceptional property. * * MOTIVATED SELLER * *
-
2026-04-30price $409,900 760-char remark
Show marketing remark (760 chars)
Welcome to this stunning 5-bedroom, 2.5-bath home offering approximately 3,000 sq ft of beautifully designed living space. Featuring an open layout ideal for modern living, this home boasts brand-new appliances, two cozy fireplaces, and a fully finished basement perfect for entertaining or additional living space. Enjoy outdoor living at its finest with a large deck overlooking a scenic, private setting, all tucked away on a quiet private road. The spacious primary suite offers comfort and privacy, while the detached 2-car garage provides convenience and ample storage. Located in a desirable community with access to pools and amenities, this home combines comfort, style, and a peaceful lifestyle in one exceptional property. * * MOTIVATED SELLER * *
-
2026-04-24price $409,900 760-char remark
Show marketing remark (760 chars)
Welcome to this stunning 5-bedroom, 2.5-bath home offering approximately 3,000 sq ft of beautifully designed living space. Featuring an open layout ideal for modern living, this home boasts brand-new appliances, two cozy fireplaces, and a fully finished basement perfect for entertaining or additional living space. Enjoy outdoor living at its finest with a large deck overlooking a scenic, private setting, all tucked away on a quiet private road. The spacious primary suite offers comfort and privacy, while the detached 2-car garage provides convenience and ample storage. Located in a desirable community with access to pools and amenities, this home combines comfort, style, and a peaceful lifestyle in one exceptional property. * * MOTIVATED SELLER * *
-
2026-04-13$419,900 Active 760-char remark
Show marketing remark (760 chars)
Welcome to this stunning 5-bedroom, 2.5-bath home offering approximately 3,000 sq ft of beautifully designed living space. Featuring an open layout ideal for modern living, this home boasts brand-new appliances, two cozy fireplaces, and a fully finished basement perfect for entertaining or additional living space. Enjoy outdoor living at its finest with a large deck overlooking a scenic, private setting, all tucked away on a quiet private road. The spacious primary suite offers comfort and privacy, while the detached 2-car garage provides convenience and ample storage. Located in a desirable community with access to pools and amenities, this home combines comfort, style, and a peaceful lifestyle in one exceptional property. * * MOTIVATED SELLER * *
-
2026-04-13$419,900 Active 760-char remark
Show marketing remark (760 chars)
Welcome to this stunning 5-bedroom, 2.5-bath home offering approximately 3,000 sq ft of beautifully designed living space. Featuring an open layout ideal for modern living, this home boasts brand-new appliances, two cozy fireplaces, and a fully finished basement perfect for entertaining or additional living space. Enjoy outdoor living at its finest with a large deck overlooking a scenic, private setting, all tucked away on a quiet private road. The spacious primary suite offers comfort and privacy, while the detached 2-car garage provides convenience and ample storage. Located in a desirable community with access to pools and amenities, this home combines comfort, style, and a peaceful lifestyle in one exceptional property. * * MOTIVATED SELLER * *
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2019-10-18soldstatus $61,513
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2018-10-31soldstatus $38,000
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2002-01-22soldstatus $152,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $4,290 · $358/mo
- Projected year-2 tax
- $5,146 · $429/mo
- Expected delta
- +$856/yr (+$71/mo · 20.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 1/10 Low 7 d/yr ≥88°F today · 16 d/yr by 30 yrs out
- Wind 3/10 Moderate 4% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $30,900
- − Mortgage interest
- −$21,280
- − Property taxes
- −$4,290
- − Insurance
- −$1,900
- − Repairs & maintenance
- −$2,472
- − Management
- −$2,472
- − HOA
- −$2,100
- − Depreciation
- −$11,052
- Taxable loss
- −$14,666
- Est. tax savings @ 24.0%
- +$3,520
- After-tax cash flow
- $-4,266/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- North Pocono SD
- NCES district ID
- 4217310
- Math proficiency
- 45% ▼ -9.00%
- Reading proficiency
- 71% ▼ -2.00%
- Median HH income
- $59,555
- Composite
- 50.23/100
- National rank
- #1894
- State rank
- #82 of 539 in PA
Livability — Lehigh
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Pocono Springs, PA
- Population (ZIP)
- 5,076
Population outlook (Wayne County) Hauer SSP2
- Today (2025)
- 47,924 people
- By 2030
- 46,191 · -3.6%
- By 2040
- 42,815 · -10.7%
- By 2050
- 39,873 · -16.8%
- By 2075
- 34,556 · -27.9%
- By 2100
- 28,358 · -40.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (89%)
- Race & ethnicity
- White 89% Two or more races 6% Hispanic / Latino 5% Black 1%
- Hispanic origin (detail)
- Puerto Rican 2% Dominican 1% Salvadoran 1%
- Common ancestry
- Romanian 11% Iranian 6% Scotch-Irish 3%
- Foreign-born
- 3% · Canada, Dominican Republic
- Languages at home
- 97% English-only · Spanish 2% Other Indo-European 1%
Political lean MEDSL · Wayne
- 2024 margin
- Solid R (+37.1) · D 31.1% · R 68.2%
- 2008→2024 swing
- -24.8pp toward R · 2008: -12.3pp · 2024: -37.1pp
- All cycles
- 2024: R+37.1 2020: R+33.6 2016: R+39.7 2012: R+20.9 2008: R+12.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 8.45%
- Current HPI
- 399.903
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
||
| Insurance | 2 | $27B |
|
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| Telecommunications / Media | 1 | $124B |
|
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| Industrial Distribution | 1 | $22B |
|
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| Financial Services | 1 | $20B |
|
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| Chemicals / Materials | 1 | $18B |
|
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Price history
+159.8% since first listed9 events — show timeline
- 2026-05-19 Price Changed $394,900 PMAR
- 2026-05-19 Price Changed $394,900 GLVRMLS
- 2026-04-30 Price Changed $409,900 GLVRMLS
- 2026-04-24 Price Changed $409,900 PMAR
- 2026-04-13 Listed $419,900 PMAR
- 2026-04-13 Listed $419,900 GLVRMLS
- 2019-10-18 Sold (Public Records) $61,513 Public Records
- 2018-10-31 Sold (Public Records) $38,000 Public Records
- 2002-01-22 Sold (Public Records) $152,000 Public Records
Property tax history
+0.4%/yrLatest (2026): $4,290 · +3.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…