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1111 Apollo Dr
D+ Composite 45.73
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Appreciation +9.2/10.0
  • Cash flow +6.5/30.0
  • Schools +5.0/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • 1% rule +1.8/10.0
  • DSCR +0.7/10.0

$379,900

1111 Apollo Dr · Lehigh, PA 18424
5 bd · 2.0 ba · 2,160 sqft · SingleFamily public records · 69 Days on market
Built 2001 0.58 ac lot $176/sqft · 13% above area Est $503k · 24% under $175/mo HOA · 7% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this stunning 5-bedroom, 2.5-bath home offering approximately 3,000 sq ft of beautifully designed living space. Featuring an open layout ideal for modern living, this home boasts brand-new appliances, two cozy fireplaces, and a fully finished basement perfect for entertaining or additional living space. Enjoy outdoor living at its finest with a large deck overlooking a scenic, private setting, all tucked away on a quiet private road. The spacious primary suite offers comfort and privacy, while the detached 2-car garage provides convenience and ample storage. Located in a desirable community with access to pools and amenities, this home combines comfort, style, and a peaceful lifestyle in one exceptional property. * * MOTIVATED SELLER * *

Key facts

  • Large deck
  • Quiet private road
  • Brand-new appliances

Tags

BRAND-NEW APPLIANCESTWO COZY FIREPLACESFULLY FINISHED BASEMENTLARGE DECKSCENIC PRIVATE SETTINGQUIET PRIVATE ROAD

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 5-bed/2.0-bath single-family listed at $380k.

Deal economics

  • At list price, monthly cash flow is $-649 ($-8k/yr) — negative.
  • To cash-flow at today's rent, offer at most $265k (30.2% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $258k (32.2% below list).
  • Recommended offer: $258k (32.2% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • North Pocono SD (rural): math 45% / reading 71% proficiency, ranked #82 of 539 in PA (top 15%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Moscow El Sch (math 62% / reading 82%, grade A-, #123 of 1,518 statewide, top 9%, 591 students, 43% FRL); North Pocono Ms (math 25% / reading 69%, grade D+, #163 of 512 statewide, top 33%, 665 students, 36% FRL); North Pocono Hs (math 72%, 905 students, 33% FRL).
  • Market conditions: 301 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 177 units permitted in Wayne County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $35k of equity ($3k loan paydown + $32k appreciation (8.4% local appreciation)).
  • Wayne County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • By year 2, paydown + projected appreciation supports a ~$56k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 69 days — a 6% lower offer ($357k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $40k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $62k; list at $380k implies a 518% gain — meaningful room to come down on a strong offer.
Recommended offer $257,500 (32.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 69 days. Have you received any prior offers? Is the seller open to a 32% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.68%
Cap rate
4.24%
Cash-on-cash
-7.32%
DSCR
0.67
GRM
12.3

CMA / ARV

ARV (median comp)
$503,107
List price
$379,900
Delta
-24.49%
Verdict
UNDERPRICED
Comps
4 within 1.0 mi
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1057 K Ln 0.27mi 4/3.5 (-1) 2,402 (+11%) 8mo $750,000 $312 51
1113 Spring Ln 0.59mi 4/2.0 (-1) 2,128 (-2%) 20mo $233,500 $110 48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

8.45% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
15.6%
Equity multiple
2.19×
Total profit
$126,380
Equity at exit
$300,462
10-year hold
IRR
15.2%
Equity multiple
4.74×
Total profit
$398,283
Equity at exit
$608,075

Cash invested: $106,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 18424

Home prices YoY
2.2%
Active inventory
301
Price-to-rent
12.3×

Monthly cashflow live

Estimated rent
$2,575 medium interval (Pro) →
Mortgage (P&I)
$1,992
Tax from tax record
$358 /mo · $4,290/yr
Insurance
$158
HOA
$175
Vacancy / Maint / Mgmt
$541
Net cashflow
$-649

Break-even live

Break-even rent $3,396
Max offer price $265,286
Occupancy floor

Sensitivity live

Price -10% $-434 -5% $-541 +0% $-649 +5% $-756 +10% $-864
Rent -10% $-852 -5% $-751 +0% $-649 +5% $-547 +10% $-445
Rate -1.0pp $-457 -0.5pp $-552 base $-649 +0.5pp $-747 +1.0pp $-847

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$94,975
Closing costs
$11,397
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1121 Cobblewood Rd Newfoundland, PA 4.0 2.0 1469 $2,575 $1.75 9d 1 0.94mi

HOA detail

Monthly dues
$175 · $2,100/yr
Likely covers
pool

Listing history 24 events

  1. 2026-06-22
    days on market $379,900 Active 69 DOM
  2. 2026-06-18
    days on market $379,900 Active 66 DOM
  3. 2026-06-17
    days on market $379,900 Active 65 DOM
  4. 2026-06-16
    days on market $379,900 Active 64 DOM
  5. 2026-06-15
    days on market $379,900 Active 63 DOM
  6. 2026-06-14
    days on market $379,900 Active 61 DOM
  7. 2026-06-13
    pricedays on market $379,900 Active 60 DOM
  8. 2026-06-10
    days on market $394,900 Active 58 DOM
  9. 2026-06-09
    days on market $394,900 Active 57 DOM
  10. 2026-06-08
    days on market $394,900 Active 56 DOM
  11. 2026-06-07
    days on market $394,900 Active 55 DOM
  12. 2026-06-02
    days on market $394,900 Active 50 DOM
  13. 2026-06-01
    days on market $394,900 Active 49 DOM
  14. 2026-05-31
    days on market $394,900 Active 48 DOM
  15. 2026-05-30
    days on market $394,900 Active 47 DOM
  16. 2026-05-19
    price $394,900 760-char remark
    Show marketing remark (760 chars)

    Welcome to this stunning 5-bedroom, 2.5-bath home offering approximately 3,000 sq ft of beautifully designed living space. Featuring an open layout ideal for modern living, this home boasts brand-new appliances, two cozy fireplaces, and a fully finished basement perfect for entertaining or additional living space. Enjoy outdoor living at its finest with a large deck overlooking a scenic, private setting, all tucked away on a quiet private road. The spacious primary suite offers comfort and privacy, while the detached 2-car garage provides convenience and ample storage. Located in a desirable community with access to pools and amenities, this home combines comfort, style, and a peaceful lifestyle in one exceptional property. * * MOTIVATED SELLER * *

  17. 2026-05-19
    price $394,900 760-char remark
    Show marketing remark (760 chars)

    Welcome to this stunning 5-bedroom, 2.5-bath home offering approximately 3,000 sq ft of beautifully designed living space. Featuring an open layout ideal for modern living, this home boasts brand-new appliances, two cozy fireplaces, and a fully finished basement perfect for entertaining or additional living space. Enjoy outdoor living at its finest with a large deck overlooking a scenic, private setting, all tucked away on a quiet private road. The spacious primary suite offers comfort and privacy, while the detached 2-car garage provides convenience and ample storage. Located in a desirable community with access to pools and amenities, this home combines comfort, style, and a peaceful lifestyle in one exceptional property. * * MOTIVATED SELLER * *

  18. 2026-04-30
    price $409,900 760-char remark
    Show marketing remark (760 chars)

    Welcome to this stunning 5-bedroom, 2.5-bath home offering approximately 3,000 sq ft of beautifully designed living space. Featuring an open layout ideal for modern living, this home boasts brand-new appliances, two cozy fireplaces, and a fully finished basement perfect for entertaining or additional living space. Enjoy outdoor living at its finest with a large deck overlooking a scenic, private setting, all tucked away on a quiet private road. The spacious primary suite offers comfort and privacy, while the detached 2-car garage provides convenience and ample storage. Located in a desirable community with access to pools and amenities, this home combines comfort, style, and a peaceful lifestyle in one exceptional property. * * MOTIVATED SELLER * *

  19. 2026-04-24
    price $409,900 760-char remark
    Show marketing remark (760 chars)

    Welcome to this stunning 5-bedroom, 2.5-bath home offering approximately 3,000 sq ft of beautifully designed living space. Featuring an open layout ideal for modern living, this home boasts brand-new appliances, two cozy fireplaces, and a fully finished basement perfect for entertaining or additional living space. Enjoy outdoor living at its finest with a large deck overlooking a scenic, private setting, all tucked away on a quiet private road. The spacious primary suite offers comfort and privacy, while the detached 2-car garage provides convenience and ample storage. Located in a desirable community with access to pools and amenities, this home combines comfort, style, and a peaceful lifestyle in one exceptional property. * * MOTIVATED SELLER * *

  20. 2026-04-13
    listed $419,900 Active 760-char remark
    Show marketing remark (760 chars)

    Welcome to this stunning 5-bedroom, 2.5-bath home offering approximately 3,000 sq ft of beautifully designed living space. Featuring an open layout ideal for modern living, this home boasts brand-new appliances, two cozy fireplaces, and a fully finished basement perfect for entertaining or additional living space. Enjoy outdoor living at its finest with a large deck overlooking a scenic, private setting, all tucked away on a quiet private road. The spacious primary suite offers comfort and privacy, while the detached 2-car garage provides convenience and ample storage. Located in a desirable community with access to pools and amenities, this home combines comfort, style, and a peaceful lifestyle in one exceptional property. * * MOTIVATED SELLER * *

  21. 2026-04-13
    listed $419,900 Active 760-char remark
    Show marketing remark (760 chars)

    Welcome to this stunning 5-bedroom, 2.5-bath home offering approximately 3,000 sq ft of beautifully designed living space. Featuring an open layout ideal for modern living, this home boasts brand-new appliances, two cozy fireplaces, and a fully finished basement perfect for entertaining or additional living space. Enjoy outdoor living at its finest with a large deck overlooking a scenic, private setting, all tucked away on a quiet private road. The spacious primary suite offers comfort and privacy, while the detached 2-car garage provides convenience and ample storage. Located in a desirable community with access to pools and amenities, this home combines comfort, style, and a peaceful lifestyle in one exceptional property. * * MOTIVATED SELLER * *

  22. 2019-10-18
    soldstatus $61,513
  23. 2018-10-31
    soldstatus $38,000
  24. 2002-01-22
    soldstatus $152,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$4,290 · $358/mo
Projected year-2 tax
$5,146 · $429/mo
Expected delta
+$856/yr (+$71/mo · 20.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 1/10 Low 7 d/yr ≥88°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 4% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$30,900
− Mortgage interest
−$21,280
− Property taxes
−$4,290
− Insurance
−$1,900
− Repairs & maintenance
−$2,472
− Management
−$2,472
− HOA
−$2,100
− Depreciation
−$11,052
Taxable loss
−$14,666
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$3,520
After-tax cash flow
$-4,266/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
North Pocono SD
NCES district ID
4217310
Math proficiency
45% ▼ -9.00%
Reading proficiency
71% ▼ -2.00%
Median HH income
$59,555
Composite
50.23/100
National rank
#1894
State rank
#82 of 539 in PA

Livability — Lehigh

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Pocono Springs, PA
Population (ZIP)
5,076

Population outlook (Wayne County) Hauer SSP2

Today (2025)
47,924 people
By 2030
46,191 · -3.6%
By 2040
42,815 · -10.7%
By 2050
39,873 · -16.8%
By 2075
34,556 · -27.9%
By 2100
28,358 · -40.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (89%)
Race & ethnicity
White 89% Two or more races 6% Hispanic / Latino 5% Black 1%
Hispanic origin (detail)
Puerto Rican 2% Dominican 1% Salvadoran 1%
Common ancestry
Romanian 11% Iranian 6% Scotch-Irish 3%
Foreign-born
3% · Canada, Dominican Republic
Languages at home
97% English-only · Spanish 2% Other Indo-European 1%

Political lean MEDSL · Wayne

2024 margin
Solid R (+37.1) · D 31.1% · R 68.2%
2008→2024 swing
-24.8pp toward R · 2008: -12.3pp · 2024: -37.1pp
All cycles
2024: R+37.1 2020: R+33.6 2016: R+39.7 2012: R+20.9 2008: R+12.3

Not yet ingested

Civics

Market trends

HPI YoY
▲ 8.45%
Current HPI
399.903
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+159.8% since first listed
9 events — show timeline
  • 2026-05-19 Price Changed $394,900 PMAR
  • 2026-05-19 Price Changed $394,900 GLVRMLS
  • 2026-04-30 Price Changed $409,900 GLVRMLS
  • 2026-04-24 Price Changed $409,900 PMAR
  • 2026-04-13 Listed $419,900 PMAR
  • 2026-04-13 Listed $419,900 GLVRMLS
  • 2019-10-18 Sold (Public Records) $61,513 Public Records
  • 2018-10-31 Sold (Public Records) $38,000 Public Records
  • 2002-01-22 Sold (Public Records) $152,000 Public Records

Property tax history

+0.4%/yr

Latest (2026): $4,290 · +3.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…