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210 W Yucca Ln
B Composite 70.19
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.0/30.0
  • ARV discount +15.0/15.0
  • DSCR +9.4/10.0
  • 1% rule +6.4/10.0
  • Schools +4.7/10.0
  • Livability +2.7/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$659,000

210 W Yucca Ln · New River, AZ 85087
3 bd · 3.0 ba · 2,818 sqft · SingleFamily public records · 19 Days on market
Built 2004 1.01 ac lot Est $905k · 27% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Beautiful home with amazing views. Home has all tile floors throughout 3 bedrooms 2 bathroom. 3 car garage great room family room with a fireplace for comfort. Open floor plan split floor master is spacious with jetted tub and separate shower double sinks. Chef's Kitchen has double ovens GE profile appliances with hickory cabinetry. Walk-out to your very own paradise with views to take your breath away. BBQ fireplace sitting areas for enjoyment of the Arizona sunsets. This home is perfect for an outdoor wedding! Home sits on over an acre North/south exposure ''perfect. '' Home is on a shared well with a 5 thousand gallon underground holding tank. All equipment has just been updated with new tanks & new motor. Own a piece of Paradise!

Key facts

  • Room for recreation
  • Spacious kitchen
  • Full acre

Tags

MOUNTAIN VIEWSFULL ACREDESERT SETTINGSPACIOUS KITCHENPRIVATE PRIMARY SUITEROOM FOR RECREATION

Property features AI

Finance

  • HOA & community: No association fees

Exterior

  • Parking: 3 covered parking spaces; 3 open parking spaces; 3 garage spaces
  • Utilities: Shared well water; Septic (in & connected)
  • Home design: Single-family residence; Fee simple ownership
  • Construction: Stucco and painted wood frame construction; Foam roof
  • Exterior features: Private street(s); Built-in barbecue; Block fencing; Dirt front and dirt back lot surfaces; Mountain views; Horses allowed

Interior

  • Kitchen: Built-in microwave; Kitchen island; Multiple ovens; Refrigerator; Dishwasher; Disposal
  • Bedrooms: 3 bedrooms (possible)
  • Flooring: Tile
  • Bathrooms: 3 full bathrooms
  • Heating & cooling: Electric heating; Central air; Ceiling fans
  • Interior features: High-speed internet; Double vanity in bathroom; Eat-in kitchen; Breakfast bar; 9+ foot flat ceilings; Kitchen island; Primary bedroom with full bath; Separate shower and tub; Tub with jets; Dual-pane windows; Family room fireplace
  • Laundry & utility: Laundry room inside

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/3.0-bath single-family listed at $659k.

Deal economics

  • At list price, monthly cash flow is $2k ($22k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($8k rent vs $659k).
  • Recommended offer: $649k (1.5% below list) — sets the bar for market timing.
  • Cap rate 9.7% vs local median 1.9% in New River — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 54/100 on livability (#278 in AZ) — a working-class tenant base; expect higher turnover. Strengths: employment A+, housing A+, crime A; Watch: amenities F, commute F, cost of living F.
  • Deer Valley Unified District (4246) (urban): math 50% / reading 55% proficiency, ranked #33 of 249 in AZ (top 13%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: New River Elementary School (math 42% / reading 47%, grade F, #339 of 1,109 statewide, top 32%, 201 students, 35% FRL); Desert Sky Middle School (math 34% / reading 37%, grade F, #62 of 218 statewide, top 29%, 648 students, 47% FRL); Boulder Creek High School (math 45% / reading 48%, grade D-, #55 of 381 statewide, top 14%, 2,375 students, 13% FRL).
  • Market conditions: 148 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 36,011 units permitted in Maricopa County in 2024 (12,801 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $5k of loan paydown is wiped out by about $20k of value loss. Plan a longer hold.
  • Maricopa County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $185k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 19 days — a 2% lower offer ($649k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $649,115 (1.5% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.14%
Cap rate
9.67%
Cash-on-cash
12.06%
DSCR
1.54
GRM
7.3

CMA / ARV

ARV (on-the-fly)
$904,578
Comps found
2
Show comp detail 2 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
115 E Honda Bow Rd 0.42mi 3/2.5 2,506 (-11%) 1mo $800,000 $319 59
610 W Filoree Ln 0.27mi 4/2.5 (+1) 2,573 (-9%) 20mo $825,000 $321 49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
1.6%
Equity multiple
1.06×
Total profit
$11,123
Equity at exit
$98,259
10-year hold
IRR
11.2%
Equity multiple
1.87×
Total profit
$161,003
Equity at exit
$56,978

Cash invested: $184,520 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 85087

Home prices YoY
-19.1%
Active inventory
148
Price-to-rent
7.3×

Monthly cashflow live

Estimated rent
$7,500 medium interval (Pro) →
Mortgage (P&I)
$3,456
Tax from tax record
$340 /mo · $4,084/yr
Insurance
$275
HOA
$0
Vacancy / Maint / Mgmt
$1,575
Net cashflow
$1,854

Break-even live

Break-even rent $5,153
Max offer price $659,000
Occupancy floor 70%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$164,750
Closing costs
$19,770
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
41609 N Signal Hill Ct Phoenix, AZ 3.0 2.5 3144 $7,500 $2.39 43d 1 1.36mi

Listing history 15 events

  1. 2026-06-18
    days on market $659,000 Active 19 DOM
  2. 2026-06-17
    days on market $659,000 Active 18 DOM
  3. 2026-06-16
    days on market $659,000 Active 17 DOM
  4. 2026-06-15
    days on market $659,000 Active 16 DOM
  5. 2026-06-13
    days on market $659,000 Active 14 DOM
  6. 2026-06-13
    days on market $659,000 Active 13 DOM
  7. 2026-06-09
    days on market $659,000 Active 10 DOM
  8. 2026-06-08
    days on market $659,000 Active 9 DOM
  9. 2026-06-07
    days on market $659,000 Active 8 DOM
  10. 2026-06-04
    days on market $659,000 Active 5 DOM
  11. 2026-06-03
    days on market $659,000 Active 4 DOM
  12. 2026-06-02
    days on market $659,000 Active 3 DOM
  13. 2026-06-01
    days on market $659,000 Active 2 DOM
  14. 2026-05-31
    remarks 699-char remark
  15. 2026-05-31
    listed $659,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AZ · Resets to sale price

Current annual tax
$4,084 · $340/mo
Projected year-2 tax
$4,349 · $362/mo
Expected delta
+$265/yr (+$22/mo · 6.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 8/10 Severe 7 d/yr ≥109°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$90,000
− Mortgage interest
−$36,914
− Property taxes
−$4,084
− Insurance
−$3,295
− Repairs & maintenance
−$7,200
− Management
−$7,200
− Depreciation
−$19,171
Taxable income
$12,135
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,912
After-tax cash flow
$19,338/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Deer Valley Unified District (4246)
NCES district ID
0407750
Math proficiency
50% ▼ -9.00%
Reading proficiency
55% ▼ -6.00%
Median HH income
$72,516
Composite
47.0/100
National rank
#2346
State rank
#33 of 249 in AZ

Livability — New River

Score
54/100
State rank
#278
US rank
#24012

Category grades

Amenities F Commute F Cost of living F Crime A Employment A+ Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
New River, AZ
City population
43,369
Population (ZIP)
9,835

Population outlook (Maricopa County) Hauer SSP2

Today (2025)
4,979,203 people
By 2030
5,378,229 · +8.0%
By 2040
6,156,598 · +23.6%
By 2050
6,872,376 · +38.0%
By 2075
8,401,270 · +68.7%
By 2100
9,247,439 · +85.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (83%)
Race & ethnicity
White 83% Two or more races 11% Hispanic / Latino 6% Asian 2% Black 2%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Italian 4% Lithuanian 4% Iranian 3%
Foreign-born
5% · Canada, Jamaica, China
Languages at home
96% English-only · Spanish 1% German/W. Germanic 1% Tagalog/Filipino 1%

Political lean MEDSL · Maricopa

2024 margin
Toss-up / Even · D 47.7% · R 51.2% · Other 1.1%
2008→2024 swing
+7.1pp toward D · 2008: -10.6pp · 2024: -3.5pp
All cycles
2024: R+3.5 2020: D+2.2 2016: R+3.5 2012: R+12.0 2008: R+10.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -78.05%
Current HPI
331.7169
Rent YoY
Metro
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

+163.6% since first listed
21 events — show timeline
  • 2026-05-30 Listed $659,000 ARMLS
  • 2025-07-30 Listing Removed ARMLS
  • 2025-02-03 Listed $850,000 ARMLS
  • 2024-03-04 Sold (Public Records) $800,000 Public Records
  • 2023-10-04 Sold (Public Records) $838,606 Public Records
  • 2023-10-04 Sold (MLS) $838,606 ARMLS
  • 2023-08-31 Pending ARMLS
  • 2023-08-31 Listed $855,000 ARMLS
  • 2023-08-30 Sold (MLS) $838,606 ARMLS
  • 2023-08-10 Pending ARMLS
  • 2023-07-31 Price Changed $855,000 ARMLS
  • 2023-07-30 Contingent ARMLS
  • 2023-07-12 Price Changed $845,000 ARMLS
  • 2023-06-01 Price Changed $849,900 ARMLS
  • 2023-05-12 Listed $875,000 ARMLS
  • 2022-04-20 Sold (Public Records) $800,000 Public Records
  • 2022-04-20 Sold (MLS) $800,000 ARMLS
  • 2022-03-14 Pending ARMLS
  • 2022-03-03 Listed $750,000 ARMLS
  • 2004-11-01 Sold (Public Records) $339,810 Public Records
  • 2004-02-05 Sold (Public Records) $250,000 Public Records

Property tax history

+3.1%/yr

Latest (2025): $4,084 · +1.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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