28636 Old Quantico Rd · Salisbury, MD 21801

$245,000

4 bd · 1.5 ba · 2,100 sqft · SingleFamily public records · 153 Days on market

Built 1935 0.60 ac lot $117/sqft · 40% below area Est $340k · 28% under

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +17.5/30.0
• ARV discount +15.0/15.0
• DSCR +5.5/10.0
• 1% rule +4.7/10.0
• Rent growth +4.3/5.0
• Livability +3.0/5.0
• Condition / age +2.5/5.0
• Schools +1.9/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

4 bedrooms 2 full bathrooms, upstairs has whirlpool tub and 3 bedrooms, downstairs bath has walk in shower and 1 bedroom, all new plumbing and electrical, new well, 2car garage completely redone, large garden shed, in ground pool and pool house, water front with dock, full basement with access from in house and outside, paved semi circle driveway, new hvac central ac and heat, attic for more storage. also all new upgraded electrical and plumbing. This and more for 245k cash as is. Call 8502885929 for more info

Key facts

• New plumbing
• Pool house
• Whirlpool tub

Tags

• WHIRLPOOL TUB
• WALK IN SHOWER
• NEW PLUMBING
• NEW ELECTRICAL
• IN GROUND POOL
• POOL HOUSE

What this means for you Summary

Snapshot

• This is a 4-bed/1.5-bath single-family listed at $245k.

Deal economics

• At list price, monthly cash flow is $187 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $238k (2.8% below list).
• Recommended offer: $216k (12.0% below list) — sets the bar for market timing.
• Cap rate 7.2% vs local median 4.8% in Salisbury — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 60/100 on livability (#351 in MD) — a middle-class / working-renter tenant base. Strengths: health & safety A+, cost of living A, housing A; Watch: schools D-, crime F, amenities F.
• Wicomico County Public Schools (urban): math 16% / reading 26% proficiency, ranked #19 of 24 in MD (top 79%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: Rents rising fast (+7.2%/yr); 190 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 278 units permitted in Wicomico County in 2024 (44 in 5+ unit buildings).
• This rent runs 40% of the median local income ($71k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Wicomico County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 153 days — a 12% lower offer ($216k) is reasonable based on typical stale-listing flexibility.
• 9 sale attempts since 29y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $68k; list at $245k implies a 259% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1935 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 78% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $215,600 (12.0% below list)

Questions for the listing agent

1. It's been on market 153 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1935 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.97% ✗
• Cap rate: 7.21%
• Cash-on-cash: 3.28%
• DSCR: 1.15
• GRM: 8.6

CMA / ARV

• ARV (median comp): $339,885
• List price: $245,000
• Delta: -27.92%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1149 Wintermead Loop	0.25mi	4/2.5	1,906 (-9%)	1mo	$350,990	$184	68
1143 Wintermead Loop	0.25mi	4/2.5	1,906 (-9%)	3mo	$319,990	$168	67
1140 Wintermead Loop	0.28mi	4/2.5	1,906 (-9%)	3mo	$331,890	$174	65
1310 Fairview Ln	0.37mi	4/2.5	1,906 (-9%)	1mo	$339,990	$178	62
1317 Fairview Ln	0.33mi	4/2.5	1,906 (-9%)	7mo	$344,990	$181	60
1304 Fairview Ln	0.41mi	4/2.5	1,906 (-9%)	5mo	$325,990	$171	57
1332 Fairview Ln	0.35mi	4/2.5	1,906 (-9%)	10mo	$349,990	$184	56
1326 Fairview Ln	0.35mi	4/2.5	1,906 (-9%)	12mo	$376,000	$197	54
1136 Wintermead Loop	0.28mi	4/2.5	1,906 (-9%)	16mo	$349,990	$184	54
1343 Fairview Ln	0.35mi	4/2.5	1,906 (-9%)	16mo	$356,990	$187	51
1345 Fairview Ln	0.35mi	4/2.5	1,906 (-9%)	16mo	$357,990	$188	51
6431 Crockett Ln	0.68mi	4/2.5	2,304 (+10%)	7mo	$350,000	$152	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 7.21% rent growth · sell at horizon

5-year hold

• IRR: -6.5%
• Equity multiple: 0.75×
• Total profit: $-17,221
• Equity at exit: $36,530

10-year hold

• IRR: 7.7%
• Equity multiple: 1.69×
• Total profit: $47,561
• Equity at exit: $21,183

Cash invested: $68,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 27 Tenant-Leaning
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City: — inherits STATE

Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

Methodology + full state rankings →

ZIP-level market 21801

• Home prices YoY: -30.6%
• Rents YoY: 7.2%
• Active inventory: 190
• Price-to-rent: 8.6×

Monthly cashflow live

• Estimated rent: $2,380 medium
• Mortgage (P&I): −$1,285
• Tax est. 1.5%: −$306 /mo · $3,675/yr
• Insurance: −$102
• HOA: −$0
• Vacancy / Maint / Mgmt: −$500
• Net cashflow: $187

Break-even live

Break-even rent $2,143

Max offer price $245,000

Occupancy floor 87%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $61,250
• Closing costs: $7,350
• Reserves months: —
• Total cash needed: —

Rent comps 2 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1120 Wintermead Loop Salisbury, MD	4.0	2.5	1968	$2,500	$1.27	21d	1	0.31mi
1307 Sugarplum Ln Salisbury, MD	3.0	3.0	1508	$2,000	$1.33	43d	1	1.36mi

Listing history 42 events

1. 2026-06-18
   days on market $245,000 Active 153 DOM
2. 2026-06-17
   days on market $245,000 Active 152 DOM
3. 2026-06-16
   days on market $245,000 Active 151 DOM
4. 2026-06-15
   days on market $245,000 Active 150 DOM
5. 2026-06-14
   days on market $245,000 Active 148 DOM
6. 2026-06-13
   days on market $245,000 Active 147 DOM
7. 2026-06-10
   days on market $245,000 Active 145 DOM
8. 2026-06-09
   days on market $245,000 Active 144 DOM
9. 2026-06-08
   days on market $245,000 Active 143 DOM
10. 2026-06-07
    days on market $245,000 Active 142 DOM
11. 2026-06-03
    days on market $245,000 Active 138 DOM
12. 2026-06-02
    days on market $245,000 Active 137 DOM
13. 2026-06-01
    days on market $245,000 Active 136 DOM
14. 2026-05-31
    days on market $245,000 Active 135 DOM
15. 2026-05-30
    days on market $245,000 Active 134 DOM
16. 2026-01-16
    listed $245,000 Active 515-char remark

    Show marketing remark (515 chars)

    4 bedrooms 2 full bathrooms, upstairs has whirlpool tub and 3 bedrooms, downstairs bath has walk in shower and 1 bedroom, all new plumbing and electrical, new well, 2car garage completely redone, large garden shed, in ground pool and pool house, water front with dock, full basement with access from in house and outside, paved semi circle driveway, new hvac central ac and heat, attic for more storage. also all new upgraded electrical and plumbing. This and more for 245k cash as is. Call 8502885929 for more info

17. 2020-10-31
    historical 744-char remark

    Show marketing remark (744 chars)

    AS OF SEPTEMBER 28, 2020 BANK HAS ACCEPTED ANOTHER OFFER AND JUST WAITING ON PAPERWORK TO MARK PENDING IN SYSTEM. Take a look at this 4 Bedroom 1.5 Bathroom home sitting on the Waterfront of a Pond. Home has in ground pool, 2 car detached garage, workshop and more. This is a HUD Owned property and all HUD properties are Sold AS IS. For more information visit www. hudhomestore.com or www. olympusams-re.com This property's case number is 241 739122. All offers are to be submitted through the HUD HOME Store site. BUYERS NEED TO DO THEIR OWN DUE DILIGENCE ON SCHOOLS, INSPECTIONS, TAXES, AND SERVICES TO PROPERTY. BUYER AGENTS MUST BE PRESENT WHEN DOING INSPECTIONS. ABSOLUTELY NO REPAIRS CAN BE MADE ON ANY HUD PROPERTY PRIOR TO CLOSING.

18. 2020-10-31
    soldstatus $68,270 Closed 744-char remark

    Show marketing remark (744 chars)

    AS OF SEPTEMBER 28, 2020 BANK HAS ACCEPTED ANOTHER OFFER AND JUST WAITING ON PAPERWORK TO MARK PENDING IN SYSTEM. Take a look at this 4 Bedroom 1.5 Bathroom home sitting on the Waterfront of a Pond. Home has in ground pool, 2 car detached garage, workshop and more. This is a HUD Owned property and all HUD properties are Sold AS IS. For more information visit www. hudhomestore.com or www. olympusams-re.com This property's case number is 241 739122. All offers are to be submitted through the HUD HOME Store site. BUYERS NEED TO DO THEIR OWN DUE DILIGENCE ON SCHOOLS, INSPECTIONS, TAXES, AND SERVICES TO PROPERTY. BUYER AGENTS MUST BE PRESENT WHEN DOING INSPECTIONS. ABSOLUTELY NO REPAIRS CAN BE MADE ON ANY HUD PROPERTY PRIOR TO CLOSING.

19. 2020-10-02
    status Pending 744-char remark

    Show marketing remark (744 chars)

    AS OF SEPTEMBER 28, 2020 BANK HAS ACCEPTED ANOTHER OFFER AND JUST WAITING ON PAPERWORK TO MARK PENDING IN SYSTEM. Take a look at this 4 Bedroom 1.5 Bathroom home sitting on the Waterfront of a Pond. Home has in ground pool, 2 car detached garage, workshop and more. This is a HUD Owned property and all HUD properties are Sold AS IS. For more information visit www. hudhomestore.com or www. olympusams-re.com This property's case number is 241 739122. All offers are to be submitted through the HUD HOME Store site. BUYERS NEED TO DO THEIR OWN DUE DILIGENCE ON SCHOOLS, INSPECTIONS, TAXES, AND SERVICES TO PROPERTY. BUYER AGENTS MUST BE PRESENT WHEN DOING INSPECTIONS. ABSOLUTELY NO REPAIRS CAN BE MADE ON ANY HUD PROPERTY PRIOR TO CLOSING.

20. 2020-09-27
    status Active 744-char remark

    Show marketing remark (744 chars)

    AS OF SEPTEMBER 28, 2020 BANK HAS ACCEPTED ANOTHER OFFER AND JUST WAITING ON PAPERWORK TO MARK PENDING IN SYSTEM. Take a look at this 4 Bedroom 1.5 Bathroom home sitting on the Waterfront of a Pond. Home has in ground pool, 2 car detached garage, workshop and more. This is a HUD Owned property and all HUD properties are Sold AS IS. For more information visit www. hudhomestore.com or www. olympusams-re.com This property's case number is 241 739122. All offers are to be submitted through the HUD HOME Store site. BUYERS NEED TO DO THEIR OWN DUE DILIGENCE ON SCHOOLS, INSPECTIONS, TAXES, AND SERVICES TO PROPERTY. BUYER AGENTS MUST BE PRESENT WHEN DOING INSPECTIONS. ABSOLUTELY NO REPAIRS CAN BE MADE ON ANY HUD PROPERTY PRIOR TO CLOSING.

21. 2020-09-16
    status Pending 744-char remark

    Show marketing remark (744 chars)

    AS OF SEPTEMBER 28, 2020 BANK HAS ACCEPTED ANOTHER OFFER AND JUST WAITING ON PAPERWORK TO MARK PENDING IN SYSTEM. Take a look at this 4 Bedroom 1.5 Bathroom home sitting on the Waterfront of a Pond. Home has in ground pool, 2 car detached garage, workshop and more. This is a HUD Owned property and all HUD properties are Sold AS IS. For more information visit www. hudhomestore.com or www. olympusams-re.com This property's case number is 241 739122. All offers are to be submitted through the HUD HOME Store site. BUYERS NEED TO DO THEIR OWN DUE DILIGENCE ON SCHOOLS, INSPECTIONS, TAXES, AND SERVICES TO PROPERTY. BUYER AGENTS MUST BE PRESENT WHEN DOING INSPECTIONS. ABSOLUTELY NO REPAIRS CAN BE MADE ON ANY HUD PROPERTY PRIOR TO CLOSING.

22. 2020-09-04
    price $81,664 744-char remark

    Show marketing remark (744 chars)

    AS OF SEPTEMBER 28, 2020 BANK HAS ACCEPTED ANOTHER OFFER AND JUST WAITING ON PAPERWORK TO MARK PENDING IN SYSTEM. Take a look at this 4 Bedroom 1.5 Bathroom home sitting on the Waterfront of a Pond. Home has in ground pool, 2 car detached garage, workshop and more. This is a HUD Owned property and all HUD properties are Sold AS IS. For more information visit www. hudhomestore.com or www. olympusams-re.com This property's case number is 241 739122. All offers are to be submitted through the HUD HOME Store site. BUYERS NEED TO DO THEIR OWN DUE DILIGENCE ON SCHOOLS, INSPECTIONS, TAXES, AND SERVICES TO PROPERTY. BUYER AGENTS MUST BE PRESENT WHEN DOING INSPECTIONS. ABSOLUTELY NO REPAIRS CAN BE MADE ON ANY HUD PROPERTY PRIOR TO CLOSING.

23. 2020-08-31
    status Active 744-char remark

    Show marketing remark (744 chars)

    AS OF SEPTEMBER 28, 2020 BANK HAS ACCEPTED ANOTHER OFFER AND JUST WAITING ON PAPERWORK TO MARK PENDING IN SYSTEM. Take a look at this 4 Bedroom 1.5 Bathroom home sitting on the Waterfront of a Pond. Home has in ground pool, 2 car detached garage, workshop and more. This is a HUD Owned property and all HUD properties are Sold AS IS. For more information visit www. hudhomestore.com or www. olympusams-re.com This property's case number is 241 739122. All offers are to be submitted through the HUD HOME Store site. BUYERS NEED TO DO THEIR OWN DUE DILIGENCE ON SCHOOLS, INSPECTIONS, TAXES, AND SERVICES TO PROPERTY. BUYER AGENTS MUST BE PRESENT WHEN DOING INSPECTIONS. ABSOLUTELY NO REPAIRS CAN BE MADE ON ANY HUD PROPERTY PRIOR TO CLOSING.

24. 2020-08-13
    status Pending 744-char remark

    Show marketing remark (744 chars)

    AS OF SEPTEMBER 28, 2020 BANK HAS ACCEPTED ANOTHER OFFER AND JUST WAITING ON PAPERWORK TO MARK PENDING IN SYSTEM. Take a look at this 4 Bedroom 1.5 Bathroom home sitting on the Waterfront of a Pond. Home has in ground pool, 2 car detached garage, workshop and more. This is a HUD Owned property and all HUD properties are Sold AS IS. For more information visit www. hudhomestore.com or www. olympusams-re.com This property's case number is 241 739122. All offers are to be submitted through the HUD HOME Store site. BUYERS NEED TO DO THEIR OWN DUE DILIGENCE ON SCHOOLS, INSPECTIONS, TAXES, AND SERVICES TO PROPERTY. BUYER AGENTS MUST BE PRESENT WHEN DOING INSPECTIONS. ABSOLUTELY NO REPAIRS CAN BE MADE ON ANY HUD PROPERTY PRIOR TO CLOSING.

25. 2020-08-01
    status Active 744-char remark

    Show marketing remark (744 chars)

    AS OF SEPTEMBER 28, 2020 BANK HAS ACCEPTED ANOTHER OFFER AND JUST WAITING ON PAPERWORK TO MARK PENDING IN SYSTEM. Take a look at this 4 Bedroom 1.5 Bathroom home sitting on the Waterfront of a Pond. Home has in ground pool, 2 car detached garage, workshop and more. This is a HUD Owned property and all HUD properties are Sold AS IS. For more information visit www. hudhomestore.com or www. olympusams-re.com This property's case number is 241 739122. All offers are to be submitted through the HUD HOME Store site. BUYERS NEED TO DO THEIR OWN DUE DILIGENCE ON SCHOOLS, INSPECTIONS, TAXES, AND SERVICES TO PROPERTY. BUYER AGENTS MUST BE PRESENT WHEN DOING INSPECTIONS. ABSOLUTELY NO REPAIRS CAN BE MADE ON ANY HUD PROPERTY PRIOR TO CLOSING.

26. 2020-04-25
    status Pending 744-char remark

    Show marketing remark (744 chars)

    AS OF SEPTEMBER 28, 2020 BANK HAS ACCEPTED ANOTHER OFFER AND JUST WAITING ON PAPERWORK TO MARK PENDING IN SYSTEM. Take a look at this 4 Bedroom 1.5 Bathroom home sitting on the Waterfront of a Pond. Home has in ground pool, 2 car detached garage, workshop and more. This is a HUD Owned property and all HUD properties are Sold AS IS. For more information visit www. hudhomestore.com or www. olympusams-re.com This property's case number is 241 739122. All offers are to be submitted through the HUD HOME Store site. BUYERS NEED TO DO THEIR OWN DUE DILIGENCE ON SCHOOLS, INSPECTIONS, TAXES, AND SERVICES TO PROPERTY. BUYER AGENTS MUST BE PRESENT WHEN DOING INSPECTIONS. ABSOLUTELY NO REPAIRS CAN BE MADE ON ANY HUD PROPERTY PRIOR TO CLOSING.

27. 2020-04-09
    price $92,800 744-char remark

    Show marketing remark (744 chars)

    AS OF SEPTEMBER 28, 2020 BANK HAS ACCEPTED ANOTHER OFFER AND JUST WAITING ON PAPERWORK TO MARK PENDING IN SYSTEM. Take a look at this 4 Bedroom 1.5 Bathroom home sitting on the Waterfront of a Pond. Home has in ground pool, 2 car detached garage, workshop and more. This is a HUD Owned property and all HUD properties are Sold AS IS. For more information visit www. hudhomestore.com or www. olympusams-re.com This property's case number is 241 739122. All offers are to be submitted through the HUD HOME Store site. BUYERS NEED TO DO THEIR OWN DUE DILIGENCE ON SCHOOLS, INSPECTIONS, TAXES, AND SERVICES TO PROPERTY. BUYER AGENTS MUST BE PRESENT WHEN DOING INSPECTIONS. ABSOLUTELY NO REPAIRS CAN BE MADE ON ANY HUD PROPERTY PRIOR TO CLOSING.

28. 2020-04-04
    status Active 744-char remark

    Show marketing remark (744 chars)

    AS OF SEPTEMBER 28, 2020 BANK HAS ACCEPTED ANOTHER OFFER AND JUST WAITING ON PAPERWORK TO MARK PENDING IN SYSTEM. Take a look at this 4 Bedroom 1.5 Bathroom home sitting on the Waterfront of a Pond. Home has in ground pool, 2 car detached garage, workshop and more. This is a HUD Owned property and all HUD properties are Sold AS IS. For more information visit www. hudhomestore.com or www. olympusams-re.com This property's case number is 241 739122. All offers are to be submitted through the HUD HOME Store site. BUYERS NEED TO DO THEIR OWN DUE DILIGENCE ON SCHOOLS, INSPECTIONS, TAXES, AND SERVICES TO PROPERTY. BUYER AGENTS MUST BE PRESENT WHEN DOING INSPECTIONS. ABSOLUTELY NO REPAIRS CAN BE MADE ON ANY HUD PROPERTY PRIOR TO CLOSING.

29. 2020-02-12
    status Pending 744-char remark

    Show marketing remark (744 chars)

    AS OF SEPTEMBER 28, 2020 BANK HAS ACCEPTED ANOTHER OFFER AND JUST WAITING ON PAPERWORK TO MARK PENDING IN SYSTEM. Take a look at this 4 Bedroom 1.5 Bathroom home sitting on the Waterfront of a Pond. Home has in ground pool, 2 car detached garage, workshop and more. This is a HUD Owned property and all HUD properties are Sold AS IS. For more information visit www. hudhomestore.com or www. olympusams-re.com This property's case number is 241 739122. All offers are to be submitted through the HUD HOME Store site. BUYERS NEED TO DO THEIR OWN DUE DILIGENCE ON SCHOOLS, INSPECTIONS, TAXES, AND SERVICES TO PROPERTY. BUYER AGENTS MUST BE PRESENT WHEN DOING INSPECTIONS. ABSOLUTELY NO REPAIRS CAN BE MADE ON ANY HUD PROPERTY PRIOR TO CLOSING.

30. 2020-02-12
    historical 744-char remark

    Show marketing remark (744 chars)

    AS OF SEPTEMBER 28, 2020 BANK HAS ACCEPTED ANOTHER OFFER AND JUST WAITING ON PAPERWORK TO MARK PENDING IN SYSTEM. Take a look at this 4 Bedroom 1.5 Bathroom home sitting on the Waterfront of a Pond. Home has in ground pool, 2 car detached garage, workshop and more. This is a HUD Owned property and all HUD properties are Sold AS IS. For more information visit www. hudhomestore.com or www. olympusams-re.com This property's case number is 241 739122. All offers are to be submitted through the HUD HOME Store site. BUYERS NEED TO DO THEIR OWN DUE DILIGENCE ON SCHOOLS, INSPECTIONS, TAXES, AND SERVICES TO PROPERTY. BUYER AGENTS MUST BE PRESENT WHEN DOING INSPECTIONS. ABSOLUTELY NO REPAIRS CAN BE MADE ON ANY HUD PROPERTY PRIOR TO CLOSING.

31. 2020-01-27
    status Active 744-char remark

    Show marketing remark (744 chars)

    AS OF SEPTEMBER 28, 2020 BANK HAS ACCEPTED ANOTHER OFFER AND JUST WAITING ON PAPERWORK TO MARK PENDING IN SYSTEM. Take a look at this 4 Bedroom 1.5 Bathroom home sitting on the Waterfront of a Pond. Home has in ground pool, 2 car detached garage, workshop and more. This is a HUD Owned property and all HUD properties are Sold AS IS. For more information visit www. hudhomestore.com or www. olympusams-re.com This property's case number is 241 739122. All offers are to be submitted through the HUD HOME Store site. BUYERS NEED TO DO THEIR OWN DUE DILIGENCE ON SCHOOLS, INSPECTIONS, TAXES, AND SERVICES TO PROPERTY. BUYER AGENTS MUST BE PRESENT WHEN DOING INSPECTIONS. ABSOLUTELY NO REPAIRS CAN BE MADE ON ANY HUD PROPERTY PRIOR TO CLOSING.

32. 2019-11-27
    status Pending 744-char remark

    Show marketing remark (744 chars)

    AS OF SEPTEMBER 28, 2020 BANK HAS ACCEPTED ANOTHER OFFER AND JUST WAITING ON PAPERWORK TO MARK PENDING IN SYSTEM. Take a look at this 4 Bedroom 1.5 Bathroom home sitting on the Waterfront of a Pond. Home has in ground pool, 2 car detached garage, workshop and more. This is a HUD Owned property and all HUD properties are Sold AS IS. For more information visit www. hudhomestore.com or www. olympusams-re.com This property's case number is 241 739122. All offers are to be submitted through the HUD HOME Store site. BUYERS NEED TO DO THEIR OWN DUE DILIGENCE ON SCHOOLS, INSPECTIONS, TAXES, AND SERVICES TO PROPERTY. BUYER AGENTS MUST BE PRESENT WHEN DOING INSPECTIONS. ABSOLUTELY NO REPAIRS CAN BE MADE ON ANY HUD PROPERTY PRIOR TO CLOSING.

33. 2019-11-01
    price $106,720 744-char remark

    Show marketing remark (744 chars)

    AS OF SEPTEMBER 28, 2020 BANK HAS ACCEPTED ANOTHER OFFER AND JUST WAITING ON PAPERWORK TO MARK PENDING IN SYSTEM. Take a look at this 4 Bedroom 1.5 Bathroom home sitting on the Waterfront of a Pond. Home has in ground pool, 2 car detached garage, workshop and more. This is a HUD Owned property and all HUD properties are Sold AS IS. For more information visit www. hudhomestore.com or www. olympusams-re.com This property's case number is 241 739122. All offers are to be submitted through the HUD HOME Store site. BUYERS NEED TO DO THEIR OWN DUE DILIGENCE ON SCHOOLS, INSPECTIONS, TAXES, AND SERVICES TO PROPERTY. BUYER AGENTS MUST BE PRESENT WHEN DOING INSPECTIONS. ABSOLUTELY NO REPAIRS CAN BE MADE ON ANY HUD PROPERTY PRIOR TO CLOSING.

34. 2019-09-25
    listed $116,000 Active 744-char remark

    Show marketing remark (744 chars)

    AS OF SEPTEMBER 28, 2020 BANK HAS ACCEPTED ANOTHER OFFER AND JUST WAITING ON PAPERWORK TO MARK PENDING IN SYSTEM. Take a look at this 4 Bedroom 1.5 Bathroom home sitting on the Waterfront of a Pond. Home has in ground pool, 2 car detached garage, workshop and more. This is a HUD Owned property and all HUD properties are Sold AS IS. For more information visit www. hudhomestore.com or www. olympusams-re.com This property's case number is 241 739122. All offers are to be submitted through the HUD HOME Store site. BUYERS NEED TO DO THEIR OWN DUE DILIGENCE ON SCHOOLS, INSPECTIONS, TAXES, AND SERVICES TO PROPERTY. BUYER AGENTS MUST BE PRESENT WHEN DOING INSPECTIONS. ABSOLUTELY NO REPAIRS CAN BE MADE ON ANY HUD PROPERTY PRIOR TO CLOSING.

35. 2004-01-26
    soldstatus $139,900
36. 2004-01-15
    soldstatus $139,900
37. 2003-11-11
    historical
38. 2003-11-11
    listed $139,900
39. 1998-06-01
    historical
40. 1997-07-23
    listed $89,900
41. 1992-08-25
    soldstatus $76,000
42. 1974-11-08
    soldstatus $33,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥105°F today · 16 d/yr by 30 yrs out
• 💨 Wind 7/10 Severe 78% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $28,565
• − Mortgage interest: −$13,724
• − Property taxes: −$3,675
• − Insurance: −$1,225
• − Repairs & maintenance: −$2,285
• − Management: −$2,285
• − Depreciation: −$7,127
• Taxable loss: −$1,757
• Est. tax savings @ 24.0%: +$422
• After-tax cash flow: $2,670/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Wicomico County Public Schools
• NCES district ID: 2400690
• Math proficiency: 16% ▼ -18.00%
• Reading proficiency: 26% ▼ -13.00%
• Median HH income: $51,745
• Composite: 18.87/100
• National rank: #8860
• State rank: #19 of 24 in MD

Livability — Salisbury

• Score: 60/100
• State rank: #351
• US rank: #18948

Category grades

Amenities F Commute F Cost of living A Crime F Employment D- Housing A Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Wicomico County · 75,969 people
• City population: 70,518
• Metro: Salisbury, MD-DE
• Population (ZIP): 30,088
• Household income: $71,313
• Rent vs Own: 41.8% rent · 58.2% own
• Severe rent burden: 964.0

Population outlook (Wicomico County) Hauer SSP2

• Today (2025): 108,548 people
• By 2030: 111,783 · +3.0%
• By 2040: 118,139 · +8.8%
• By 2050: 123,641 · +13.9%
• By 2075: 139,784 · +28.8%
• By 2100: 145,334 · +33.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.60)
• Race & ethnicity: White 54% Black 33% Two or more races 6% Hispanic / Latino 6% Asian 2%
• Hispanic origin (detail): Mexican 3%
• Common ancestry: Hispanic 4% Romanian 2% Slovak 2%
• Foreign-born: 8% · Canada, China
• Languages at home: 89% English-only · Spanish 4% French/Haitian/Cajun 3% Other Indo-European 2%

Political lean MEDSL · Wicomico

• 2024 margin: Lean R (+5.5) · D 46.1% · R 51.5% · Other 2.4%
• 2008→2024 swing: +0.3pp no change · 2008: -5.8pp · 2024: -5.5pp
• All cycles: 2024: R+5.5 2020: R+1.9 2016: R+11.6 2012: R+6.9 2008: R+5.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -102.55%
• Current HPI: 232.3103
• Rent YoY: ▲ 7.21%
• Metro: Salisbury, MD-DE
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+631.3% since first listed

27 events — show timeline

• 2026-01-16 Listed $245,000 ForSaleByOwner.com
• 2020-10-31 Listing Removed — BRIGHT MLS
• 2020-10-31 Sold (MLS) $68,270 BRIGHT MLS
• 2020-10-02 Pending — BRIGHT MLS
• 2020-09-27 Relisted — BRIGHT MLS
• 2020-09-16 Pending — BRIGHT MLS
• 2020-09-04 Price Changed $81,664 BRIGHT MLS
• 2020-08-31 Relisted — BRIGHT MLS
• 2020-08-13 Pending — BRIGHT MLS
• 2020-08-01 Relisted — BRIGHT MLS
• 2020-04-25 Pending — BRIGHT MLS
• 2020-04-09 Price Changed $92,800 BRIGHT MLS
• 2020-04-04 Relisted — BRIGHT MLS
• 2020-02-12 Pending — BRIGHT MLS
• 2020-02-12 Listing Removed — BRIGHT MLS
• 2020-01-27 Relisted — BRIGHT MLS
• 2019-11-27 Pending — BRIGHT MLS
• 2019-11-01 Price Changed $106,720 BRIGHT MLS
• 2019-09-25 Listed $116,000 BRIGHT MLS
• 2004-01-26 Sold (Public Records) $139,900 Public Records
• 2004-01-15 Sold (MLS) $139,900 BRIGHT MLS
• 2003-11-11 Listed $139,900 BRIGHT MLS
• 2003-11-11 Listing Removed — BRIGHT MLS
• 1998-06-01 Listing Removed — BRIGHT MLS
• 1997-07-23 Listed $89,900 BRIGHT MLS
• 1992-08-25 Sold (Public Records) $76,000 Public Records
• 1974-11-08 Sold (Public Records) $33,500 Public Records

Property tax history

-12.5%/yr

Latest (2025): $120 · +0.0% YoY. Source: county tax records.