5111 Call SE · Washington, DC
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $631 – $1,173
Heat risk 8/10 · Major
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 17.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +13.7/15.0
- Cash flow +12.9/30.0
- Rent growth +4.0/5.0
- DSCR +3.9/10.0
- 1% rule +3.7/10.0
- Livability +3.7/5.0
- Schools +3.6/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$225,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Investor Special! Excellent opportunity for investors, builders, and rehabbers. Detached home on a spacious lot with private driveway and endless potential. Property requires a full renovation and is being sold strictly AS-IS. Conveniently located near major commuter routes, shopping, dining, and public transportation. Perfect for a fix-and-flip, rental, or redevelopment project. CASH, HARD MONEY, OR RENOVATION LOANS PREFERRED. SELLER IS MOTIVATED — BRING ALL OFFERS! 🔥
Key facts
- Private driveway
- Spacious lot
- Full renovation
Tags
Property features AI
Finance
- Other: Ownership is fee simple; Year built (estimated)
Exterior
- Parking: On-street parking; Driveway
- Utilities: Public water; No septic system
- Home design: Detached structure; Above-grade living space (estimated 642 finished)
- Construction: Vinyl siding; Slab foundation; Above grade other structures
- Exterior features: No tidal water
Interior
- Bedrooms: 3 bedrooms on the main level
- Bathrooms: 1 full bathroom on the main level; 1 full bathroom total
- Interior features: Estimated living area
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $225k.
Deal economics
- At list price, monthly cash flow is $-16 ($-198/yr) — negative.
- To cash-flow at today's rent, offer at most $223k (1.1% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $195k (13.4% below list).
- Recommended offer: $195k (13.4% below list) — sets the bar for 1% rule.
- Cap rate 6.2% vs local median 2.5% in Washington — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 73/100 on livability (#1 in DC) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, employment A+; Watch: crime F, cost of living F.
- District Of Columbia Public Schools (urban): math 33% / reading 40% proficiency, ranked #8 of 32 in DC (top 25%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 65% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: C.W. Harris Es (249 students, 0% FRL); Jefferson Ms Academy (386 students, 0% FRL); Eastern Hs (865 students, 0% FRL) — zoned schools average 0% FRL vs 65% district-wide (65 pts lower); this property's tenant base skews higher-income than the district average.
- Market conditions: Rents rising fast (+6.1%/yr); 276 active listings in the ZIP; 32 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 1,737 units permitted in District of Columbia in 2024 (1,506 in 5+ unit buildings).
- This rent runs 40% of the median local income ($58k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- District of Columbia County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 7 days on market — expect competitive offers; lowballing is unlikely to land.
- 3 sale attempts since 17y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $48k; list at $225k implies a 369% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1934 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- Built in 1934 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.87% ✗
- Cap rate
- 6.20%
- Cash-on-cash
- -0.31%
- DSCR
- 0.99
- GRM
- 9.6
CMA / ARV
- ARV (on-the-fly)
- $260,652
- Comps found
- 7
Show comp detail 7 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 5220 Clay St NE | 0.67mi | 2/1.0 (-1) | 640 (-0%) | 3mo | $170,000 | $266 | 60 |
| 4607 Benning Rd SE | 0.47mi | 2/1.0 (-1) | 640 (-0%) | 15mo | $130,000 | $203 | 60 |
| 524 Clovis Ave | 0.49mi | 2/1.0 (-1) | 630 (-2%) | 12mo | $295,000 | $468 | 59 |
| 616 Drum Ave | 0.49mi | 2/1.0 (-1) | 720 (+12%) | 1mo | $297,000 | $413 | 51 |
| 4953 E Capitol St SE | 0.37mi | 2/1.0 (-1) | 690 (+8%) | 17mo | $280,000 | $406 | 51 |
| 944 Balboa Ave | 0.46mi | 2/1.0 (-1) | 728 (+13%) | 3mo | $309,000 | $424 | 48 |
| 615 Elfin Ave | 0.52mi | 3/2.0 | 720 (+12%) | 21mo | $279,900 | $389 | 34 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 6.06% rent growth · sell at horizon
- IRR
- -13.4%
- Equity multiple
- 0.50×
- Total profit
- $-31,302
- Equity at exit
- $33,548
- IRR
- -0.3%
- Equity multiple
- 0.98×
- Total profit
- $-1,488
- Equity at exit
- $19,454
Cash invested: $63,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 0 Strongly Tenant-Friendly
- State District of Columbia
- 12 Strongly Tenant-Friendly · D+43
- County
- — inherits STATE
- City Washington
- 0 Strongly Tenant-Friendly · D+43
ZIP-level market 20019
- Rents YoY
- 6.1%
- Active inventory
- 276
- Price-to-rent
- 9.6×
Monthly cashflow live
- Estimated rent
- $1,947 high interval (Pro) →
- Mortgage (P&I)
- −$1,180
- Tax est. 1.5%
- −$281 /mo · $3,375/yr
- Insurance
- −$94
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$409
- Net cashflow
- $-16
Break-even live
Sensitivity live
| Price | -10% $139 | -5% $61 | +0% $-16 | +5% $-94 | +10% $-172 |
|---|---|---|---|---|---|
| Rent | -10% $-170 | -5% $-93 | +0% $-16 | +5% $60 | +10% $137 |
| Rate | -1.0pp $97 | -0.5pp $41 | base $-16 | +0.5pp $-75 | +1.0pp $-134 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $56,250
- Closing costs
- $6,750
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 32 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5124 Astor Pl SE Washington, DC | 2.0 | 1.0 | 700 | $1,100 | $1.57 | 25d | 1 | 0.22mi |
| 324 Saint Louis St SE Washington, DC | 2.0 | 1.0 | 640 | $1,750 | $2.73 | 8d | 1 | 0.25mi |
| 4820 C St SE #304 Washington, DC | 2.0 | 1.0 | 635 | $1,600 | $2.52 | 25d | 1 | 0.31mi |
| 4919 A St SE Unit 202 Washington, DC | 2.0 | 1.0 | 625 | $1,900 | $3.04 | 25d | 1 | 0.32mi |
| 4930 A St SE Unit 203 Washington, DC | 3.0 | 1.0 | 750 | $2,815 | $3.75 | 25d | 1 | 0.34mi |
| 4511 B St SE Washington, DC | 1.0–2.0 | 1.0 | 675 | $1,650 | $2.44 | 25d | 2 | 0.50mi |
| 4805 Texas Ave SE Washington, DC | 1.0–2.0 | 1.0 | 775 | $1,400 | $1.81 | 25d | 1 | 0.67mi |
| 4601 Blaine St NE Unit 1 Washington, DC | 2.0 | 1.0 | 750 | $1,500 | $2.00 | 25d | 1 | 0.71mi |
| 405 Division Ave NE Unit 201 Washington, DC | 2.0 | 1.0 | 656 | $1,197 | $1.82 | 17d | 1 | 0.80mi |
| 599 50th St NE Washington, DC | 1.0–2.0 | 1.0–2.0 | 775 | $2,081 | $2.69 | 25d | 1 | 0.90mi |
| 4348 Southern Ave SE Washington, DC | 2.0 | 1.0 | 650 | $2,300 | $3.54 | 25d | 1 | 0.97mi |
| 4348 Southern Ave SE Unit Radiance Washington, DC | 2.0 | 1.0 | 550 | $2,200 | $4.00 | 19d | 1 | 0.97mi |
| 4040 E Capitol St NE Washington, DC | 1.0–2.0 | 1.0–1.5 | 716 | $1,608 | $2.24 | 8d | 1 | 1.01mi |
| 4255 Eads St NE Unit 3 Washington, DC | 2.0 | 1.0 | 610 | $1,750 | $2.87 | 22d | 1 | 1.02mi |
| 4651 Nannie Helen Burroughs Ave NE Washington, DC | 1.0–2.0 | 1.0 | 663 | $1,749 | $2.64 | 5d | 3 | 1.06mi |
| 323 62nd St NE Washington, DC | 1.0–3.0 | 1.0–2.0 | 908 | $2,435 | $2.68 | 25d | 1 | 1.10mi |
| 3738 D St SE Washington, DC | 1.0–2.0 | 1.0 | 542 | $1,549 | $2.86 | 8d | 12 | 1.12mi |
| 5000 Hunt St NE Washington, DC | 2.0 | 1.0 | 629 | $1,325 | $2.11 | 25d | 20 | 1.21mi |
| 5237 Marlboro Pike Capitol Heights, MD | 3.0 | 1.0 | 655 | $1,817 | $2.77 | 44d | 1 | 1.32mi |
| 5284 Marlboro Pike Capitol Heights, MD | 1.0–3.0 | 1.0–1.5 | 812 | $1,979 | $2.44 | 2d | 12 | 1.32mi |
| 927 52nd St NE Unit 4 Washington, DC | 2.0 | 1.0 | 700 | $1,500 | $2.14 | 25d | 1 | 1.34mi |
| 945 52nd St NE Washington, DC | 2.0–3.0 | 1.0 | 612 | $2,270 | $3.71 | 25d | 4 | 1.36mi |
| 305 37th St SE Washington, DC | 1.0–2.0 | 1.0–1.5 | 787 | $1,550 | $1.97 | 25d | 1 | 1.37mi |
| 1935 Brooks Dr Capitol Heights, MD | 1.0–3.0 | 1.0–1.5 | 865 | $1,785 | $2.06 | 2d | 9 | 1.42mi |
| 3600 Ely Pl SE Washington, DC | 1.0–3.0 | 1.0 | 719 | $2,578 | $3.58 | 3d | 10 | 1.43mi |
| 301 Anacostia Rd SE Unit 2 BEDROOM Washington, DC | 2.0 | 1.0 | 600 | $1,300 | $2.17 | 25d | 1 | 1.43mi |
| 212 36th St NE #3 Washington, DC | 3.0 | 1.0 | 750 | $3,450 | $4.60 | 25d | 1 | 1.44mi |
| 212 36th St NE #1 Washington, DC | 2.0 | 1.0 | 750 | $2,550 | $3.40 | 25d | 1 | 1.44mi |
| 3539 A St SE Washington, DC | 1.0–2.0 | 1.0–2.0 | 807 | $1,403 | $1.74 | 18d | 1 | 1.46mi |
| 195 35th St NE Unit 1 Washington, DC | 2.0 | 1.0 | 716 | $1,800 | $2.51 | 25d | 1 | 1.47mi |
| 319 Anacostia Rd SE Unit 1 Washington, DC | 2.0 | 1.0 | 724 | $1,035 | $1.43 | 25d | 1 | 1.47mi |
| 6207 Old Central Ave Unit b1 Capitol Heights, MD | 3.0 | 3.0 | 350 | $1,000 | $2.86 | 44d | 1 | 1.48mi |
Listing history 6 events
-
2026-06-18days on market $225,000 Active 7 DOM
-
2026-06-17days on market $225,000 Active 6 DOM
-
2026-06-16days on market $225,000 Active 5 DOM
-
2026-06-15days on market $225,000 Active 4 DOM
-
2026-06-13remarks 473-char remark
-
2026-06-13$225,000 Active 2 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
- Wind 4/10 Moderate 17% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $23,369
- − Mortgage interest
- −$12,603
- − Property taxes
- −$3,375
- − Insurance
- −$1,125
- − Repairs & maintenance
- −$1,869
- − Management
- −$1,869
- − Depreciation
- −$6,545
- Taxable loss
- −$4,019
- Est. tax savings @ 24.0%
- +$965
- After-tax cash flow
- $767/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- District Of Columbia Public Schools
- NCES district ID
- 1100030
- Math proficiency
- 33% ▲ 3.00%
- Reading proficiency
- 40% ▲ 5.00%
- Median HH income
- $67,671
- Composite
- 35.84/100
- National rank
- #9606
- State rank
- #8 of 32 in DC
Livability — Washington
- Score
- 73/100
- State rank
- #1
- US rank
- #5327
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Washington, DC
- County
- District of Columbia · 671,873 people
- City population
- 671,873
- Metro
- Washington-Arlington-Alexandria, DC-VA-MD-WV
- Population (ZIP)
- 63,380
- Household income
- $58,296
- Rent vs Own
- Severe rent burden
- 5115.0
Population outlook (District of Columbia County) Hauer SSP2
- Today (2025)
- 821,926 people
- By 2030
- 899,517 · +9.4%
- By 2040
- 1,061,162 · +29.1%
- By 2050
- 1,231,493 · +49.8%
- By 2075
- 1,603,312 · +95.1%
- By 2100
- 1,847,141 · +124.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (87%)
- Race & ethnicity
- Black 87% Hispanic / Latino 7% Two or more races 4% White 2%
- Hispanic origin (detail)
- Mexican 1% Dominican 1%
- Foreign-born
- 6% · Canada
- Languages at home
- 91% English-only · Spanish 6% French/Haitian/Cajun 1%
Political lean MEDSL · District of Columbia
- 2024 margin
- Solid D (+86.1) · D 91.2% · R 5.1% · Other 3.8%
- 2008→2024 swing
- +0.1pp no change · 2008: 85.9pp · 2024: 86.1pp
- All cycles
- 2024: D+86.1 2020: D+86.8 2016: D+88.7 2012: D+84.2 2008: D+85.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -416.91%
- Current HPI
- 326.4481
- Rent YoY
- ▲ 6.06%
- Metro
- Washington-Arlington-Alexandria, DC-VA-MD-WV
- State GDP YoY
- ▲ 1.33%
- F500 in state
- 6
Industry mix (Fortune 500 HQ in DC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 1 | $153B |
|
||
| Life Sciences / Industrials | 1 | $25B |
|
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| Industrial Machinery | 1 | $8B |
|
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Price history
+368.8% since first listed7 events — show timeline
- 2026-06-11 Listed $225,000 BRIGHT MLS
- 2009-11-09 Delisted — MRIS
- 2009-11-08 Listing Removed — BRIGHT MLS
- 2009-09-15 Listed — MRIS
- 2009-09-15 Listed $345,714 BRIGHT MLS
- 1991-10-03 Sold (Public Records) $48,000 Public Records
- 1991-10-03 Sold (Public Records) $48,000 Public Records
Property tax history
-3.3%/yrLatest (2025): $11,263 · +553.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…