0 La Calma St Unit B · Gardendale, TX 79758

$490,000

4 bd · 2.5 ba · 2,115 sqft · SingleFamily · 21 Days on market

Built 2026 Poor condition 0.75 ac lot

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +24.0/30.0
• DSCR +7.7/10.0
• ARV discount +7.5/15.0
• 1% rule +6.2/10.0
• Livability +3.4/5.0
• Rent growth +2.5/5.0
• Schools +2.2/10.0
• Condition / age +0.5/5.0
• Appreciation +0.0/10.0

Listing remarks

NEW CONSTRUCTION ON ACREAGE! BUILD YOUR CUSTOM HOME WITH KCG CONSTRUCTION HOMES.

Key facts

• 0.75 acre lot
• Garage
• Built 2026

Property features AI

Exterior

• Parking: Garage with garage door opener
• Security: Smoke detector(s)
• Utilities: Public water; Septic tank sewer; Propane utility
• Home design: Single family residence; Residential property; New construction
• Construction: Slab foundation; Composition roof; Built as new construction
• Exterior features: Composition roof; Paved road access; Solar panels

Interior

• Kitchen: Gas cooktop; Microwave; Dishwasher; Pantry
• Flooring: Carpet; Tile
• Bathrooms: 2 full bathrooms; 1 half bathroom
• Heating & cooling: Central heating (electric); Central air conditioning (electric)
• Interior features: Pantry; High ceilings; Wood-burning fireplace; Smoke detector(s)
• Laundry & utility: Electric water heater

🏗️ New construction. Builder plan / spec listing (the home may be to-be-built); metrics use comparable previous sales.

What this means for you Summary

Snapshot

• This is a 4-bed/2.5-bath single-family listed at $490k. Condition is rated poor.

Deal economics

• At list price, monthly cash flow is $959 ($12k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($6k rent vs $490k).
• Recommended offer: $483k (1.5% below list) — sets the bar for market timing.

Location & tenants

• Location reads 67/100 on livability (#562 in TX) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: health & safety C-, amenities F, commute F.
• Ector County ISD (urban): math 22% / reading 27% proficiency, ranked #707 of 826 in TX (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Permian H S (math 19% / reading 29%, grade F, #1,333 of 1,632 statewide, top 82%, 3,978 students, 51% FRL).
• Market conditions: 80 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 1,004 units permitted in Ector County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $15k of value loss. Plan a longer hold.
• Ector County population projected at +78% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 21 days — a 2% lower offer ($483k) is reasonable based on typical stale-listing flexibility.

Recommended offer $482,650 (1.5% below list)

Questions for the listing agent

1. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.12% ✓
• Cap rate: 8.64%
• Cash-on-cash: 8.39%
• DSCR: 1.37
• GRM: 7.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -3.5%
• Equity multiple: 0.87×
• Total profit: $-18,257
• Equity at exit: $73,061

10-year hold

• IRR: 6.2%
• Equity multiple: 1.46×
• Total profit: $63,066
• Equity at exit: $42,366

Cash invested: $137,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 79758

• Home prices YoY: -27.1%
• Active inventory: 80
• Price-to-rent: 7.4×

Monthly cashflow live

• Estimated rent: $5,500 medium
• Mortgage (P&I): −$2,570
• Tax est. 1.5%: −$612 /mo · $7,350/yr
• Insurance: −$204
• HOA: −$0
• Vacancy / Maint / Mgmt: −$1,155
• Net cashflow: $959

Break-even live

Break-even rent $4,286

Max offer price $490,000

Occupancy floor 78%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $122,500
• Closing costs: $14,700
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
16064 N Wichita Ave Gardendale, TX	3.0	2.0	2747	$5,500	$2.00	13d	1	1.35mi

Listing history 15 events

1. 2026-06-19
   days on market $490,000 Active 21 DOM
2. 2026-06-18
   days on market $490,000 Active 20 DOM
3. 2026-06-17
   days on market $490,000 Active 19 DOM
4. 2026-06-16
   days on market $490,000 Active 18 DOM
5. 2026-06-15
   days on market $490,000 Active 17 DOM
6. 2026-06-14
   days on market $490,000 Active 15 DOM
7. 2026-06-13
   days on market $490,000 Active 14 DOM
8. 2026-06-10
   days on market $490,000 Active 12 DOM
9. 2026-06-09
   days on market $490,000 Active 11 DOM
10. 2026-06-08
    days on market $490,000 Active 10 DOM
11. 2026-06-07
    days on market $490,000 Active 9 DOM
12. 2026-06-03
    days on market $490,000 Active 4 DOM
13. 2026-06-01
    days on market $490,000 Active 3 DOM
14. 2026-05-31
    days on market $490,000 Active 2 DOM
15. 2026-05-29
    listed $490,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $66,000
• − Mortgage interest: −$27,448
• − Property taxes: −$7,350
• − Insurance: −$2,450
• − Repairs & maintenance: −$5,280
• − Management: −$5,280
• − Depreciation: −$14,255
• Taxable income: $3,938
• Est. tax owed @ 24.0%: −$945
• After-tax cash flow: $10,560/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Poor 10/100 None rehab

This property is a new construction site with no photos available to assess its condition. It is a new build with no repairs or maintenance needed, but no photos of the interior or exterior can be reviewed to determine its value.

Schools (NCES district)

• District: Ector County ISD
• NCES district ID: 4818000
• Math proficiency: 22% ▼ -9.00%
• Reading proficiency: 27% ▼ -4.00%
• Median HH income: $52,740
• Composite: 21.89/100
• National rank: #8233
• State rank: #707 of 826 in TX

Livability — Gardendale

• Score: 67/100
• State rank: #562
• US rank: #10774

Category grades

Amenities F Commute F Cost of living B+ Crime A+ Employment A+ Housing A+ Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 2,568

Population outlook (Ector County) Hauer SSP2

• Today (2025): 212,765 people
• By 2030: 241,962 · +13.7%
• By 2040: 306,582 · +44.1%
• By 2050: 379,755 · +78.5%
• By 2075: 568,991 · +167.4%
• By 2100: 709,829 · +233.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority White (57%)
• Race & ethnicity: White 57% Hispanic / Latino 40% Two or more races 9%
• Hispanic origin (detail): Mexican 39%
• Common ancestry: Serbian 3% German 2% Subsaharan African 2%
• Foreign-born: 7% · Canada
• Languages at home: 73% English-only · Spanish 26% Russian/Polish/Slavic 1% French/Haitian/Cajun 1%

Political lean MEDSL · Ector

• 2024 margin: Solid R (+52.9) · D 23.2% · R 76.1%
• 2008→2024 swing: -4.9pp toward R · 2008: -48.0pp · 2024: -52.9pp
• All cycles: 2024: R+52.9 2020: R+47.8 2016: R+40.6 2012: R+48.9 2008: R+48.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -81.41%
• Current HPI: 219.4945
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

1 event — show timeline

• 2026-05-29 Listed $490,000 ODMLS