2041 Montreat Pkwy Unit D · Vestavia Hills, AL 35216

$129,900

2 bd · 1.0 ba · 1,027 sqft · Condo · 48 Days on market

Built 1969 Good condition $126/sqft · 26% below area Est $175k · 26% under $303/mo HOA · 21% of rent

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +11.4/30.0
• Schools +6.5/10.0
• 1% rule +6.3/10.0
• Livability +4.2/5.0
• Condition / age +3.8/5.0
• DSCR +3.3/10.0
• Rent growth +3.1/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

WHAT A GREAT CONDO!! LARGE BAY WINDOW, TILED KITCHEN FLOOR, AND FIXTURES IN THE BATHROOM. STOVE/OVEN, DISHWASHER, MICROWAVE, REFRIGERATOR LAMINATE HARDWOODS, NEUTRAL COLORS, AND THE LARGE BAY WINDOW MAKE THIS UNIT FEEL EXTRA AIRY AND BRIGHT. WALK OUT THE REAR DOOR TO A LARGE, PRIVATE, HEAVILY SHADED DECK OVERLOOKING THE WOODS. MONTHLY CONDO FEE INCLUDES GARBAGE PICK UP 2 TIMES WEEKLY, LAWN SERVICE, INSURANCE ON THE BUILDING, TERMITE BOND, 2 POOLS, 2 CLUBHOUSES AND 2 TENNIS COURTS.

Key facts

• $303 HOA
• Community pool
• Built 1969

Property features AI

Finance

• Other: Located in the Montreat Condominium subdivision; Driving directions: From I-65, exit onto US-31 toward Vestavia. Turn onto Montreat Drive, then right onto Montreat Way (take slight right to continue onto Montreat Way). At stop sign turn left onto Montreat Parkway. Building is on the left; Unit D is upstairs.
• Financial info: Has down payment assistance
• HOA & community: Condo association fee collected monthly; Association fee amount: $303 monthly; HOA fees include garbage collection, common grounds maintenance, building insurance, management fee, pest control, recreation facility, reserve for improvements, sewage service, utilities for common areas, and water; Fire, garbage, and library fees are included

Exterior

• Parking: Off-street parking; Unassigned parking
• Utilities: Public water; Connected sewer; Electric water heater; Internet service available
• Home design: Condominium unit (Unit D); Located on second condo level; 4-side brick construction; Entry on main level; Not a log home
• Construction: Slab foundation; Existing construction (year built: existing / not historic)
• Exterior features: Community in-ground pool with perimeter fencing; Open deck; No patio; No garden/patio; Not waterfront; Community amenities include BBQ area, clubhouse, sidewalks, street lights, tennis courts, and walking paths

Interior

• Kitchen: Dishwasher (built-in); Built-in microwave; Refrigerator; Electric stove; Laminate countertops; Pantry
• Bedrooms: Master bedroom (main level); Additional bedroom (main level)
• Flooring: Hardwood laminate; Tile flooring
• Bathrooms: One full bathroom with tub/shower combination; Master bathroom (main level)
• Heating & cooling: Central heating (electric); Central cooling (electric)
• Interior features: Smooth ceilings; All window treatments remain; Pantry
• Laundry & utility: Laundry room on main level; Washer hookup; Electric dryer hookup

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath condo listed at $130k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $-45 ($-543/yr) — negative.
• To cash-flow at today's rent, offer at most $123k (5.0% below list).
• Meets the 1% rule at list price ($1k rent vs $130k).
• Recommended offer: $123k (5.0% below list) — sets the bar for cash-flow.
• Cap rate 5.9% vs local median 2.5% in Vestavia Hills — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 84/100 on livability (#2 in AL, #827 nationally) — a professional / high-income tenant draw. Strengths: crime A+, commute A+, employment A+; Watch: amenities F, cost of living F.
• Vestavia Hills City (suburban): math 63% / reading 83% proficiency, ranked #2 of 129 in AL (top 2%) — strong family-tenant draw, lease renewals of 3-5y typical; only 7% free/reduced lunch — higher-income household profile.
• Zoned schools: Vestavia Hills High School (math 71% / reading 69%, grade B+, #3 of 305 statewide, top 1%, 1,578 students, 10% FRL) — zoned schools at 10% FRL track the district average.
• Market conditions: Rents rising (+2.6%/yr); 135 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 44% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,114 units permitted in Jefferson County in 2024 (556 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $898 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Jefferson County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 48 days — a 3% lower offer ($126k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $100k; 30% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: HOA is 21% of rent.
• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $123,350 (5.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 48 days. Have you received any prior offers? Is the seller open to a 5% concession, seller financing, or rate buy-down credit?
3. Built in 1969 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.13% ✓
• Cap rate: 5.87%
• Cash-on-cash: -1.49%
• DSCR: 0.93
• GRM: 7.4

CMA / ARV

• ARV (median comp): $175,479
• List price: $129,900
• Delta: -25.97%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 2.59% rent growth · sell at horizon

5-year hold

• IRR: -19.2%
• Equity multiple: 0.33×
• Total profit: $-24,325
• Equity at exit: $19,369

10-year hold

• IRR: -12.6%
• Equity multiple: 0.27×
• Total profit: $-26,493
• Equity at exit: $11,231

Cash invested: $36,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 35216

• Rents YoY: 2.6%
• Active inventory: 135
• Price-to-rent: 7.4×

Monthly cashflow live

• Estimated rent: $1,463 high
• Mortgage (P&I): −$681
• Tax est. 1.5%: −$162 /mo · $1,948/yr
• Insurance: −$54
• HOA: −$303
• Vacancy / Maint / Mgmt: −$307
• Net cashflow: $-45

Break-even live

Break-even rent $1,520

Max offer price $123,350

Occupancy floor 98%

Sensitivity live

Price	-10% $45	-5% $0	+0% $-45	+5% $-90	+10% $-135
Rent	-10% $-161	-5% $-103	+0% $-45	+5% $13	+10% $70
Rate	-1.0pp $20	-0.5pp $-12	base $-45	+0.5pp $-79	+1.0pp $-113

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $32,475
• Closing costs: $3,897
• Reserves months: —
• Total cash needed: —

Rent comps 16 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2105 Montreat Pkwy Unit D Vestavia Hills, AL	2.0	1.0	1100	$1,250	$1.14	45d	1	0.11mi
2076 Montreat Cir Vestavia Hills, AL	2.0	2.0	1034	$1,600	$1.55	44d	1	0.13mi
2209 Montreat Cir Unit D Vestavia Hills, AL	2.0	2.0	1085	$1,600	$1.47	4d	1	0.13mi
2250 Little Valley Rd Hoover, AL	3.0	1.0–2.0	894	$1,278	$1.43	44d	1	0.20mi
2116 Montreat Ln Apt C Vestavia Hills, AL	2.0	2.0	1148	$1,450	$1.26	44d	1	0.22mi
1716 Vestawood Ct Unit 1715H Vestavia Hills, AL	2.0	2.0	1080	$1,314	$1.22	44d	1	0.50mi
3101 Lorna Rd #924 Hoover, AL	2.0	2.0	1023	$1,750	$1.71	20d	1	0.63mi
3101 Lorna Rd Unit ROAD924 Birmingham, AL	2.0	2.0	965	$1,750	$1.81	2d	1	0.63mi
3101 Lorna Rd Hoover, AL	1.0–2.0	1.0–2.0	1023	$1,750	$1.71	44d	2	0.63mi
3299 Warringwood Dr Hoover, AL	2.0	1.5	960	$1,150	$1.20	22d	1	0.71mi
2410 Yellow Hammer Hl Birmingham, AL	1.0–2.0	1.0–2.0	969	$1,275	$1.32	12d	4	0.71mi
2555 Mountain Lodge Cir Vestavia Hills, AL	1.0–3.0	1.0–2.0	1000	$1,149	$1.15	44d	1	0.82mi
2070 Vestavia Park Ct Unit 2023B Vestavia Hills, AL	3.0	2.0	1125	$1,500	$1.33	24d	1	0.96mi
990 Wisteria Pl Birmingham, AL	3.0	2.0	1450	$1,620	$1.12	2d	3	1.03mi
3411 Cedar Crest Cir Hoover, AL	3.0	2.5	1336	$2,150	$1.61	2d	1	1.42mi
3400 Treeline Ct Hoover, AL	1.0–3.0	1.0–2.0	950	$1,140	$1.20	22d	13	1.46mi

HOA detail condo

• Monthly dues: $303 · $3,636/yr
• Likely covers: trashpool
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 25 events

1. 2026-06-18
   days on market $129,900 Active 48 DOM
2. 2026-06-17
   days on market $129,900 Active 47 DOM
3. 2026-06-16
   days on market $129,900 Active 46 DOM
4. 2026-06-15
   days on market $129,900 Active 45 DOM
5. 2026-06-13
   days on market $129,900 Active 43 DOM
6. 2026-06-10
   days on market $129,900 Active 40 DOM
7. 2026-06-09
   days on market $129,900 Active 39 DOM
8. 2026-06-08
   days on market $129,900 Active 38 DOM
9. 2026-06-07
   days on market $129,900 Active 37 DOM
10. 2026-06-03
    days on market $129,900 Active 33 DOM
11. 2026-06-03
    days on market $129,900 Active 32 DOM
12. 2026-06-01
    days on market $129,900 Active 31 DOM
13. 2026-05-31
    days on market $129,900 Active 30 DOM
14. 2026-05-01
    listed $129,900 Active 520-char remark
15. 2026-04-30
    historical $129,900 520-char remark
16. 2021-03-26
    historical 485-char remark

    Show marketing remark (485 chars)

    WHAT A GREAT CONDO!! LARGE BAY WINDOW, TILED KITCHEN FLOOR, AND FIXTURES IN THE BATHROOM. STOVE/OVEN, DISHWASHER, MICROWAVE, REFRIGERATOR LAMINATE HARDWOODS, NEUTRAL COLORS, AND THE LARGE BAY WINDOW MAKE THIS UNIT FEEL EXTRA AIRY AND BRIGHT. WALK OUT THE REAR DOOR TO A LARGE, PRIVATE, HEAVILY SHADED DECK OVERLOOKING THE WOODS. MONTHLY CONDO FEE INCLUDES GARBAGE PICK UP 2 TIMES WEEKLY, LAWN SERVICE, INSURANCE ON THE BUILDING, TERMITE BOND, 2 POOLS, 2 CLUBHOUSES AND 2 TENNIS COURTS.

17. 2021-03-26
    soldstatus $100,000 Sold 485-char remark

    Show marketing remark (485 chars)

    WHAT A GREAT CONDO!! LARGE BAY WINDOW, TILED KITCHEN FLOOR, AND FIXTURES IN THE BATHROOM. STOVE/OVEN, DISHWASHER, MICROWAVE, REFRIGERATOR LAMINATE HARDWOODS, NEUTRAL COLORS, AND THE LARGE BAY WINDOW MAKE THIS UNIT FEEL EXTRA AIRY AND BRIGHT. WALK OUT THE REAR DOOR TO A LARGE, PRIVATE, HEAVILY SHADED DECK OVERLOOKING THE WOODS. MONTHLY CONDO FEE INCLUDES GARBAGE PICK UP 2 TIMES WEEKLY, LAWN SERVICE, INSURANCE ON THE BUILDING, TERMITE BOND, 2 POOLS, 2 CLUBHOUSES AND 2 TENNIS COURTS.

18. 2021-03-02
    status Pending 485-char remark

    Show marketing remark (485 chars)

    WHAT A GREAT CONDO!! LARGE BAY WINDOW, TILED KITCHEN FLOOR, AND FIXTURES IN THE BATHROOM. STOVE/OVEN, DISHWASHER, MICROWAVE, REFRIGERATOR LAMINATE HARDWOODS, NEUTRAL COLORS, AND THE LARGE BAY WINDOW MAKE THIS UNIT FEEL EXTRA AIRY AND BRIGHT. WALK OUT THE REAR DOOR TO A LARGE, PRIVATE, HEAVILY SHADED DECK OVERLOOKING THE WOODS. MONTHLY CONDO FEE INCLUDES GARBAGE PICK UP 2 TIMES WEEKLY, LAWN SERVICE, INSURANCE ON THE BUILDING, TERMITE BOND, 2 POOLS, 2 CLUBHOUSES AND 2 TENNIS COURTS.

19. 2021-03-01
    status Active 485-char remark

    Show marketing remark (485 chars)

    WHAT A GREAT CONDO!! LARGE BAY WINDOW, TILED KITCHEN FLOOR, AND FIXTURES IN THE BATHROOM. STOVE/OVEN, DISHWASHER, MICROWAVE, REFRIGERATOR LAMINATE HARDWOODS, NEUTRAL COLORS, AND THE LARGE BAY WINDOW MAKE THIS UNIT FEEL EXTRA AIRY AND BRIGHT. WALK OUT THE REAR DOOR TO A LARGE, PRIVATE, HEAVILY SHADED DECK OVERLOOKING THE WOODS. MONTHLY CONDO FEE INCLUDES GARBAGE PICK UP 2 TIMES WEEKLY, LAWN SERVICE, INSURANCE ON THE BUILDING, TERMITE BOND, 2 POOLS, 2 CLUBHOUSES AND 2 TENNIS COURTS.

20. 2021-01-10
    historical Contingent 485-char remark

    Show marketing remark (485 chars)

    WHAT A GREAT CONDO!! LARGE BAY WINDOW, TILED KITCHEN FLOOR, AND FIXTURES IN THE BATHROOM. STOVE/OVEN, DISHWASHER, MICROWAVE, REFRIGERATOR LAMINATE HARDWOODS, NEUTRAL COLORS, AND THE LARGE BAY WINDOW MAKE THIS UNIT FEEL EXTRA AIRY AND BRIGHT. WALK OUT THE REAR DOOR TO A LARGE, PRIVATE, HEAVILY SHADED DECK OVERLOOKING THE WOODS. MONTHLY CONDO FEE INCLUDES GARBAGE PICK UP 2 TIMES WEEKLY, LAWN SERVICE, INSURANCE ON THE BUILDING, TERMITE BOND, 2 POOLS, 2 CLUBHOUSES AND 2 TENNIS COURTS.

21. 2020-12-01
    status Active 485-char remark

    Show marketing remark (485 chars)

    WHAT A GREAT CONDO!! LARGE BAY WINDOW, TILED KITCHEN FLOOR, AND FIXTURES IN THE BATHROOM. STOVE/OVEN, DISHWASHER, MICROWAVE, REFRIGERATOR LAMINATE HARDWOODS, NEUTRAL COLORS, AND THE LARGE BAY WINDOW MAKE THIS UNIT FEEL EXTRA AIRY AND BRIGHT. WALK OUT THE REAR DOOR TO A LARGE, PRIVATE, HEAVILY SHADED DECK OVERLOOKING THE WOODS. MONTHLY CONDO FEE INCLUDES GARBAGE PICK UP 2 TIMES WEEKLY, LAWN SERVICE, INSURANCE ON THE BUILDING, TERMITE BOND, 2 POOLS, 2 CLUBHOUSES AND 2 TENNIS COURTS.

22. 2020-11-14
    historical Contingent 485-char remark

    Show marketing remark (485 chars)

    WHAT A GREAT CONDO!! LARGE BAY WINDOW, TILED KITCHEN FLOOR, AND FIXTURES IN THE BATHROOM. STOVE/OVEN, DISHWASHER, MICROWAVE, REFRIGERATOR LAMINATE HARDWOODS, NEUTRAL COLORS, AND THE LARGE BAY WINDOW MAKE THIS UNIT FEEL EXTRA AIRY AND BRIGHT. WALK OUT THE REAR DOOR TO A LARGE, PRIVATE, HEAVILY SHADED DECK OVERLOOKING THE WOODS. MONTHLY CONDO FEE INCLUDES GARBAGE PICK UP 2 TIMES WEEKLY, LAWN SERVICE, INSURANCE ON THE BUILDING, TERMITE BOND, 2 POOLS, 2 CLUBHOUSES AND 2 TENNIS COURTS.

23. 2020-10-09
    status Active 485-char remark

    Show marketing remark (485 chars)

    WHAT A GREAT CONDO!! LARGE BAY WINDOW, TILED KITCHEN FLOOR, AND FIXTURES IN THE BATHROOM. STOVE/OVEN, DISHWASHER, MICROWAVE, REFRIGERATOR LAMINATE HARDWOODS, NEUTRAL COLORS, AND THE LARGE BAY WINDOW MAKE THIS UNIT FEEL EXTRA AIRY AND BRIGHT. WALK OUT THE REAR DOOR TO A LARGE, PRIVATE, HEAVILY SHADED DECK OVERLOOKING THE WOODS. MONTHLY CONDO FEE INCLUDES GARBAGE PICK UP 2 TIMES WEEKLY, LAWN SERVICE, INSURANCE ON THE BUILDING, TERMITE BOND, 2 POOLS, 2 CLUBHOUSES AND 2 TENNIS COURTS.

24. 2020-08-17
    historical 485-char remark

    Show marketing remark (485 chars)

    WHAT A GREAT CONDO!! LARGE BAY WINDOW, TILED KITCHEN FLOOR, AND FIXTURES IN THE BATHROOM. STOVE/OVEN, DISHWASHER, MICROWAVE, REFRIGERATOR LAMINATE HARDWOODS, NEUTRAL COLORS, AND THE LARGE BAY WINDOW MAKE THIS UNIT FEEL EXTRA AIRY AND BRIGHT. WALK OUT THE REAR DOOR TO A LARGE, PRIVATE, HEAVILY SHADED DECK OVERLOOKING THE WOODS. MONTHLY CONDO FEE INCLUDES GARBAGE PICK UP 2 TIMES WEEKLY, LAWN SERVICE, INSURANCE ON THE BUILDING, TERMITE BOND, 2 POOLS, 2 CLUBHOUSES AND 2 TENNIS COURTS.

25. 2020-08-13
    listed $108,000 Active 485-char remark

    Show marketing remark (485 chars)

    WHAT A GREAT CONDO!! LARGE BAY WINDOW, TILED KITCHEN FLOOR, AND FIXTURES IN THE BATHROOM. STOVE/OVEN, DISHWASHER, MICROWAVE, REFRIGERATOR LAMINATE HARDWOODS, NEUTRAL COLORS, AND THE LARGE BAY WINDOW MAKE THIS UNIT FEEL EXTRA AIRY AND BRIGHT. WALK OUT THE REAR DOOR TO A LARGE, PRIVATE, HEAVILY SHADED DECK OVERLOOKING THE WOODS. MONTHLY CONDO FEE INCLUDES GARBAGE PICK UP 2 TIMES WEEKLY, LAWN SERVICE, INSURANCE ON THE BUILDING, TERMITE BOND, 2 POOLS, 2 CLUBHOUSES AND 2 TENNIS COURTS.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 6/10 Major 7 d/yr ≥107°F today · 18 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,551
• − Mortgage interest: −$7,276
• − Property taxes: −$1,948
• − Insurance: −$650
• − Repairs & maintenance: −$1,404
• − Management: −$1,404
• − HOA: −$3,636
• − Depreciation: −$3,779
• Taxable loss: −$2,546
• Est. tax savings @ 24.0%: +$611
• After-tax cash flow: $68/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 75/100 Cosmetic rehab

This 2-bedroom condo is in good condition with fresh paint and new HVAC, offering a low-maintenance living experience.

Value-add opportunities

• Both paint interior walls — fresh paint enhances curb appeal and interior aesthetics
• Both replace dated cabinetry — new cabinetry improves functionality and aesthetics

Renovation cost estimate screening

Value-add ROI direction

• Both paint interior walls — fresh paint enhances curb appeal and interior aesthetics ↑
• Both replace dated cabinetry — new cabinetry improves functionality and aesthetics ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Vestavia Hills City
• NCES district ID: 0103430
• Math proficiency: 63% ▼ -19.00%
• Reading proficiency: 83% ▲ 4.00%
• Median HH income: $87,306
• Composite: 65.34/100
• National rank: #486
• State rank: #2 of 129 in AL

Livability — Vestavia Hills

• Score: 84/100
• State rank: #2
• US rank: #827

Category grades

Amenities F Commute A+ Cost of living F Crime A+ Employment A+ Housing A+ Health & safety C+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Vestavia Hills, AL
• County: Jefferson County · 527,445 people
• City population: 34,327
• Metro: Birmingham-Hoover, AL
• Population (ZIP): 34,327
• Household income: $74,525
• Rent vs Own: 44.4% rent · 55.6% own
• Severe rent burden: 1747.0

Population outlook (Jefferson County) Hauer SSP2

• Today (2025): 669,185 people
• By 2030: 669,694 · +0.1%
• By 2040: 661,388 · -1.2%
• By 2050: 643,086 · -3.9%
• By 2075: 577,267 · -13.7%
• By 2100: 474,758 · -29.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: White 61% Black 24% Hispanic / Latino 8% Asian 5% Two or more races 4% Native American 1%
• Hispanic origin (detail): Mexican 4%
• Common ancestry: Slovak 3% Serbian 2% Italian 2%
• Foreign-born: 8% · Canada, China, South Korea
• Languages at home: 88% English-only · Spanish 6% Other Indo-European 2% Arabic 1%

Political lean MEDSL · Jefferson

• 2024 margin: D (+10.4) · D 54.6% · R 44.2% · Other 1.2%
• 2008→2024 swing: +5.4pp toward D · 2008: 5.1pp · 2024: 10.4pp
• All cycles: 2024: D+10.4 2020: D+13.2 2016: D+7.2 2012: D+6.0 2008: D+5.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -259.83%
• Current HPI: 239.8705
• Rent YoY: ▲ 2.59%
• Metro: Birmingham-Hoover, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+20.3% since first listed

12 events — show timeline

• 2026-05-01 Listed $129,900 Greater Alabama MLS
• 2026-04-30 Coming Soon $129,900 Greater Alabama MLS
• 2021-03-26 Delisted — Greater Alabama MLS
• 2021-03-26 Sold (MLS) $100,000 Greater Alabama MLS
• 2021-03-02 Pending — Greater Alabama MLS
• 2021-03-01 Relisted — Greater Alabama MLS
• 2021-01-10 Contingent — Greater Alabama MLS
• 2020-12-01 Relisted — Greater Alabama MLS
• 2020-11-14 Contingent — Greater Alabama MLS
• 2020-10-09 Relisted — Greater Alabama MLS
• 2020-08-17 Delisted — Greater Alabama MLS
• 2020-08-13 Listed $108,000 Greater Alabama MLS