1427 Yorktown Dr · Lawrence, PA 15055

$279,900

3 bd · 2.5 ba · 1,382 sqft · Townhouse public records · 25 Days on market

Built 1999 2,652 sqft lot Est $264k · 6% over $153/mo HOA · 7% of rent

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +7.8/30.0
• Appreciation +7.1/10.0
• Schools +5.3/10.0
• ARV discount +4.8/15.0
• Livability +3.2/5.0
• 1% rule +2.5/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• DSCR +1.9/10.0

Listing remarks MLS

Charming 3 bedroom, 2.5 bath townhome in the sought-after Georgetown plan. This home has been meticulously kept. Fall in love with the spacious living room perfect for entertaining or watching your favorite rerun. Plenty of room to host a dinner in the eat in dining area. The kitchen has been updated with new tile floor, backsplash, and stainless-steel appliances. Don't forget to wind down with your favorite glass of wine on the serene like back patio. Upstairs you will be wowed by the large master bedroom and the 2 updated full bathrooms. It's ready for a new owner to put their personal touches to it. The community amenities include a pool, clubhouse, and tennis courts.

Key facts

• Natural light
• Deck
• Pool

Tags

• HARDWOOD FLOORS
• NATURAL LIGHT
• DECK
• POOL
• PARK

Property features AI

Finance

• HOA & community: Monthly association fee of $153

Exterior

• Parking: Attached garage (1 total parking space)
• Utilities: Public water; Public sewer
• Home design: Two-story home
• Construction: Frame construction; Asphalt roof; Has home warranty; Basement (unfinished)
• Exterior features: Private pool; Resale condition

Interior

• Kitchen: Kitchen on main level (12 x 14); Stove; Dishwasher
• Bedrooms: Upper-level bedroom (10 x 10); Upper-level bedroom (10 x 12); Upper-level bedroom (15 x 15)
• Flooring: Carpet; Hardwood; Vinyl
• Bathrooms: Two full bathrooms; One half bathroom
• Heating & cooling: Gas heating; Central air conditioning
• Interior features: Unfinished basement with interior entry; Some electric appliances included
• Laundry & utility: Was not specified

What this means for you Summary

Snapshot

• This is a 3-bed/2.5-bath townhouse listed at $280k.

Deal economics

• At list price, monthly cash flow is $-311 ($-4k/yr) — negative.
• To cash-flow at today's rent, offer at most $225k (19.6% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $209k (25.2% below list).
• Recommended offer: $209k (25.2% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 65/100 on livability (#1,164 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B+; Watch: amenities F, commute F, health & safety F.
• Canon-Mcmillan SD (suburban): math 49% / reading 72% proficiency, ranked #66 of 539 in PA (top 12%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 19% free/reduced lunch — higher-income household profile.
• Zoned schools: Hills-Hendersonville El Sch (math 57% / reading 77%, grade B+, #202 of 1,518 statewide, top 15%, 258 students, 24% FRL); Canonsburg Ms (math 37% / reading 71%, grade B-, #82 of 512 statewide, top 16%, 777 students, 26% FRL); Canon-Mcmillan Shs (math 83%, 1,655 students, 26% FRL).
• Market conditions: 6 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals leasing fast (median 0d on market — plan ~1-2 weeks tenant-placement turnaround); 489 units permitted in Washington County in 2024 (30 in 5+ unit buildings).

Forward outlook

• In year one you build about $14k of equity ($2k loan paydown + $12k appreciation (4.1% local appreciation)).
• Washington County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• By year 3, paydown + projected appreciation supports a ~$33k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 25 days — a 2% lower offer ($276k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Recommended offer $209,355 (25.2% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.75% ✗
• Cap rate: 4.96%
• Cash-on-cash: -4.77%
• DSCR: 0.79
• GRM: 11.1

CMA / ARV

• ARV (on-the-fly): $263,962
• Comps found: 11

Show comp detail 11 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1427 Yorktown Dr	0.00mi	3/2.5	1,382 (0%)	1mo	$279,900	$203	100
1465 Yorktown Dr	0.11mi	3/3.0	1,382 (0%)	1mo	$300,000	$217	92
1445 Yorktown Dr	0.05mi	3/2.5	1,382 (0%)	15mo	$255,000	$185	85
1470 Yorktown Dr	0.11mi	3/2.5	1,382 (0%)	12mo	$273,200	$198	85
1509 Yorktown Dr	0.24mi	3/2.5	1,382 (0%)	8mo	$275,000	$199	82
1195 Valleyview	0.23mi	3/3.0	1,416 (+2%)	6mo	$265,000	$187	78
1163 Valleyview	0.26mi	3/2.5	1,416 (+2%)	13mo	$266,500	$188	73
1226 Valleyview Dr	0.13mi	2/2.5 (-1)	1,392 (+1%)	20mo	$255,000	$183	72
1128 Old Farm Rd	0.20mi	3/3.0	1,416 (+2%)	23mo	$308,000	$218	66
1489 Yorktown Dr	0.18mi	3/3.0	1,430 (+4%)	22mo	$273,500	$191	65
1109 Old Farm Rd	0.13mi	2/2.5 (-1)	1,202 (-13%)	17mo	$215,000	$179	53

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

4.13% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 6.5%
• Equity multiple: 1.40×
• Total profit: $31,117
• Equity at exit: $144,130

10-year hold

• IRR: 8.9%
• Equity multiple: 2.51×
• Total profit: $118,475
• Equity at exit: $237,522

Cash invested: $78,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 15055

• Home prices YoY: 2.3%
• Active inventory: 6
• Price-to-rent: 11.1×

Monthly cashflow live

• Estimated rent: $2,094 medium
• Mortgage (P&I): −$1,468
• Tax from tax record: −$228 /mo · $2,734/yr
• Insurance: −$117
• HOA: −$153
• Vacancy / Maint / Mgmt: −$440
• Net cashflow: $-311

Break-even live

Break-even rent $2,488

Max offer price $224,900

Occupancy floor —

Sensitivity live

Price	-10% $-153	-5% $-232	+0% $-311	+5% $-391	+10% $-470
Rent	-10% $-477	-5% $-394	+0% $-311	+5% $-229	+10% $-146
Rate	-1.0pp $-170	-0.5pp $-240	base $-311	+0.5pp $-384	+1.0pp $-458

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $69,975
• Closing costs: $8,397
• Reserves months: —
• Total cash needed: —

Rent comps 4 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
200 Kerry CT McMurray, PA	1.0–2.0	1.0–2.0	954	$2,405	$2.52	0d	24	0.69mi
2553 Hunting Ridge Trl Bridgeville, PA	3.0	1.5	1311	$1,950	$1.49	5d	1	1.38mi
2565 Boyce Plaza Rd Upper St Clair, PA	1.0–2.0	1.0–2.0	990	$1,930	$1.95	0d	21	1.40mi
531 Hunters Path Rd Bridgeville, PA	3.0	2.5	1400	$1,900	$1.36	0d	1	1.49mi

HOA detail

• Monthly dues: $153 · $1,836/yr
• Likely covers: pool

Listing history 11 events

1. 2026-05-11
   status Pending
2. 2026-04-21
   historical Contingent
3. 2026-04-16
   listed $279,900 Active
4. 2022-09-27
   soldstatus $249,900
5. 2022-09-22
   status Pending 679-char remark

   Show marketing remark (679 chars)

   Charming 3 bedroom, 2.5 bath townhome in the sought-after Georgetown plan. This home has been meticulously kept. Fall in love with the spacious living room perfect for entertaining or watching your favorite rerun. Plenty of room to host a dinner in the eat in dining area. The kitchen has been updated with new tile floor, backsplash, and stainless-steel appliances. Don't forget to wind down with your favorite glass of wine on the serene like back patio. Upstairs you will be wowed by the large master bedroom and the 2 updated full bathrooms. It's ready for a new owner to put their personal touches to it. The community amenities include a pool, clubhouse, and tennis courts.

6. 2022-09-22
   soldstatus $249,900 Closed 679-char remark

   Show marketing remark (679 chars)

   Charming 3 bedroom, 2.5 bath townhome in the sought-after Georgetown plan. This home has been meticulously kept. Fall in love with the spacious living room perfect for entertaining or watching your favorite rerun. Plenty of room to host a dinner in the eat in dining area. The kitchen has been updated with new tile floor, backsplash, and stainless-steel appliances. Don't forget to wind down with your favorite glass of wine on the serene like back patio. Upstairs you will be wowed by the large master bedroom and the 2 updated full bathrooms. It's ready for a new owner to put their personal touches to it. The community amenities include a pool, clubhouse, and tennis courts.

7. 2022-08-15
   historical Contingent 679-char remark

   Show marketing remark (679 chars)

   Charming 3 bedroom, 2.5 bath townhome in the sought-after Georgetown plan. This home has been meticulously kept. Fall in love with the spacious living room perfect for entertaining or watching your favorite rerun. Plenty of room to host a dinner in the eat in dining area. The kitchen has been updated with new tile floor, backsplash, and stainless-steel appliances. Don't forget to wind down with your favorite glass of wine on the serene like back patio. Upstairs you will be wowed by the large master bedroom and the 2 updated full bathrooms. It's ready for a new owner to put their personal touches to it. The community amenities include a pool, clubhouse, and tennis courts.

8. 2022-08-09
   listed $249,900 Active 679-char remark

   Show marketing remark (679 chars)

   Charming 3 bedroom, 2.5 bath townhome in the sought-after Georgetown plan. This home has been meticulously kept. Fall in love with the spacious living room perfect for entertaining or watching your favorite rerun. Plenty of room to host a dinner in the eat in dining area. The kitchen has been updated with new tile floor, backsplash, and stainless-steel appliances. Don't forget to wind down with your favorite glass of wine on the serene like back patio. Upstairs you will be wowed by the large master bedroom and the 2 updated full bathrooms. It's ready for a new owner to put their personal touches to it. The community amenities include a pool, clubhouse, and tennis courts.

9. 2020-03-05
   soldstatus $197,000
10. 2008-01-04
    soldstatus $138,900
11. 2003-10-06
    soldstatus $114,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $2,734 · $228/mo
• Projected year-2 tax: $3,578 · $298/mo
• Expected delta: +$844/yr (+$70/mo · 30.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥96°F today · 18 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,123
• − Mortgage interest: −$15,679
• − Property taxes: −$2,734
• − Insurance: −$1,400
• − Repairs & maintenance: −$2,010
• − Management: −$2,010
• − HOA: −$1,836
• − Depreciation: −$8,143
• Taxable loss: −$8,687
• Est. tax savings @ 24.0%: +$2,085
• After-tax cash flow: $-1,651/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Canon-Mcmillan SD
• NCES district ID: 4204890
• Math proficiency: 49% ▼ -14.00%
• Reading proficiency: 72% ▼ -8.00%
• Median HH income: $62,946
• Composite: 52.63/100
• National rank: #1557
• State rank: #66 of 539 in PA

Livability — Lawrence

• Score: 65/100
• State rank: #1164
• US rank: #13465

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment C Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Lawrence, PA
• City population: 1,205
• Population (ZIP): 1,205

Population outlook (Washington County) Hauer SSP2

• Today (2025): 208,060 people
• By 2030: 207,168 · -0.4%
• By 2040: 202,738 · -2.6%
• By 2050: 195,269 · -6.1%
• By 2075: 175,588 · -15.6%
• By 2100: 145,827 · -29.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (98%)
• Race & ethnicity: White 98% Two or more races 2%
• Common ancestry: Romanian 12% Scotch-Irish 3% Serbian 2%

Political lean MEDSL · Washington

• 2024 margin: Strong R (+25.5) · D 36.9% · R 62.4%
• 2008→2024 swing: -20.8pp toward R · 2008: -4.7pp · 2024: -25.5pp
• All cycles: 2024: R+25.5 2020: R+22.8 2016: R+25.3 2012: R+13.3 2008: R+4.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 4.13%
• Current HPI: 180.9306
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+144.5% since first listed

11 events — show timeline

• 2026-05-11 Pending — West Penn MLS
• 2026-04-21 Contingent — West Penn MLS
• 2026-04-16 Listed $279,900 West Penn MLS
• 2022-09-27 Sold (Public Records) $249,900 Public Records
• 2022-09-22 Pending — West Penn MLS
• 2022-09-22 Sold (MLS) $249,900 West Penn MLS
• 2022-08-15 Contingent — West Penn MLS
• 2022-08-09 Listed $249,900 West Penn MLS
• 2020-03-05 Sold (Public Records) $197,000 Public Records
• 2008-01-04 Sold (Public Records) $138,900 Public Records
• 2003-10-06 Sold (Public Records) $114,500 Public Records

Property tax history

-0.8%/yr

Latest (2026): $2,734 · +3.1% YoY. Source: county tax records.