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111 Clark Dr
D+ Composite 48.98
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +13.3/30.0
  • Appreciation +10.0/10.0
  • ARV discount +6.7/15.0
  • DSCR +4.0/10.0
  • Schools +3.6/10.0
  • Livability +3.5/5.0
  • 1% rule +2.9/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$229,900

111 Clark Dr · Brookland, AR 72417
4 bd · 2.0 ba · 1,524 sqft · SingleFamily public records · 19 Days on market
10,019 sqft lot $151/sqft · at area comps Est $226k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Beautiful 4-Bedroom Home in Brookland Heights This all-brick home in desirable Brookland Heights offers space, comfort, and convenience. Thoughtfully landscaped with a privacy-fenced backyard, it provides the peace and security your family deserves. Inside, you'll find a spacious kitchen with ample counter spaceperfect for the home chef. The split floor plan offers a private retreat with the large primary suite located separately from the other three bedrooms. Situated in one of Arkansas' fastest-growing school districts, this home is just minutes from both Jonesboro and Paragould, with Brookland itself quickly expanding with new businesses and amenities. One of the few 4-bedroom homes c

Key facts

  • Spacious kitchen
  • Split floor plan
  • All brick home

Tags

ALL BRICK HOMEPRIVACY FENCED BACKYARDSPACIOUS KITCHENSPLIT FLOOR PLANLARGE PRIMARY SUITE

Property features AI

Exterior

  • Parking: Attached or detached 2-car garage
  • Utilities: Public water; Public sewer
  • Home design: Single-family residence; One story
  • Construction: Brick construction; Slab foundation
  • Exterior features: Patio; Lot of about 0.23 acres

Interior

  • Kitchen: Dishwasher; Microwave
  • Flooring: Carpet; Ceramic tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Ceiling fans; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $230k.

Deal economics

  • At list price, monthly cash flow is $-2 ($-23/yr) — negative.
  • To cash-flow at today's rent, offer at most $230k (0.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $181k (21.3% below list).
  • Recommended offer: $181k (21.3% below list) — sets the bar for 1% rule.
  • Cap rate 6.3% vs local median 4.1% in Brookland — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 70/100 on livability (#57 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: crime D, amenities F, commute F.
  • Brookland School District (suburban): math 45% / reading 39% proficiency, ranked #47 of 238 in AR (top 20%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 117 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; 926 units permitted in Craighead County in 2024 (69 in 5+ unit buildings).
  • This rent runs 35% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $25k of equity ($2k loan paydown + $23k appreciation (10.0% local appreciation)).
  • Craighead County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $64k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$40k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 19 days — a 2% lower offer ($226k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $159k; 45% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $180,914 (21.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.79%
Cap rate
6.28%
Cash-on-cash
-0.04%
DSCR
1.00
GRM
10.6

CMA / ARV

ARV (median comp)
$226,062
List price
$229,900
Delta
1.70%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
307 Harper Dr 0.28mi 4/2.0 1,566 (+3%) 4mo $205,000 $131 79
357 Emma Dr 0.34mi 3/2.0 (-1) 1,568 (+3%) 4mo $165,000 $105 71
107 Ellis Dr 0.53mi 4/2.0 1,470 (-4%) 3mo $212,500 $145 67
237 Cole Dr 0.51mi 3/2.0 (-1) 1,485 (-3%) 1mo $214,900 $145 66
68 Clearwater Dr 0.54mi 4/2.0 1,497 (-2%) 8mo $258,990 $173 65
124 Harper Dr 0.14mi 3/2.0 (-1) 1,716 (+13%) 6mo $243,250 $142 62
97 Ellis Dr 0.53mi 4/2.0 1,652 (+8%) 0mo $207,000 $125 61
93 Clearwater Dr 0.49mi 3/2.0 (-1) 1,672 (+10%) 2mo $283,990 $170 54
101 Ellis Dr 0.65mi 3/2.0 (-1) 1,436 (-6%) 2mo $220,000 $153 53
74 Clearwater Dr 0.54mi 3/2.0 (-1) 1,672 (+10%) 2mo $286,990 $172 52
126 Ellis Dr 0.65mi 3/2.0 (-1) 1,386 (-9%) 2mo $218,850 $158 47
74 Clearwater Dr 0.67mi 3/2.0 (-1) 1,672 (+10%) 2mo $286,990 $172 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
24.2%
Equity multiple
2.94×
Total profit
$125,017
Equity at exit
$207,112
10-year hold
IRR
21.5%
Equity multiple
6.72×
Total profit
$368,114
Equity at exit
$446,645

Cash invested: $64,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72417

Home prices YoY
20.6%
Active inventory
117
Price-to-rent
10.6×

Monthly cashflow live

Estimated rent
$1,809 high interval (Pro) →
Mortgage (P&I)
$1,206
Tax from tax record
$130 /mo · $1,557/yr
Insurance
$96
HOA
$0
Vacancy / Maint / Mgmt
$380
Net cashflow
$-2

Break-even live

Break-even rent $1,812
Max offer price $229,560
Occupancy floor 95%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$57,475
Closing costs
$6,897
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 6 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
123 Hidden Creek Dr Brookland, AR 3.0 2.0 1970 $2,550 $1.29 43d 1 0.46mi
315 Story St Brookland, AR 3.0 2.0 1250 $1,270 $1.02 43d 1 1.06mi
300 Story St Brookland, AR 3.0 2.0 1200 $1,270 $1.06 43d 1 1.11mi
338 Story St Brookland, AR 3.0 2.0 1250 $1,270 $1.02 43d 1 1.11mi
105 Cherry St Brookland, AR 3.0 2.0 1170 $1,575 $1.35 43d 1 1.26mi
203 N Bernis St Brookland, AR 3.0 2.0 1328 $1,550 $1.17 43d 1 1.37mi

Listing history 9 events

  1. 2026-05-08
    listed $229,900 Active 803-char remark
  2. 2026-01-19
    listed $239,900 Active
  3. 2025-06-23
    listed $239,900 Active
  4. 2022-11-18
    historical
  5. 2022-10-19
    listed $225,000
  6. 2022-10-19
    listed $225,000 New Listing
  7. 2016-12-01
    soldstatus $159,000
  8. 2016-11-11
    soldstatus $159,000
  9. 2016-07-18
    listed $159,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$1,557 · $130/mo
Projected year-2 tax
$1,557 · $130/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥110°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 9% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$21,710
− Mortgage interest
−$12,878
− Property taxes
−$1,557
− Insurance
−$1,150
− Repairs & maintenance
−$1,737
− Management
−$1,737
− Depreciation
−$6,688
Taxable loss
−$4,036
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$969
After-tax cash flow
$946/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Brookland School District
NCES district ID
0503640
Math proficiency
45% ▼ -15.00%
Reading proficiency
39% ▼ -16.00%
Median HH income
$52,226
Composite
36.4/100
National rank
#4678
State rank
#47 of 238 in AR

Livability — Brookland

Score
70/100
State rank
#57
US rank
#7817

Category grades

Amenities F Commute F Cost of living A+ Crime D Employment B- Housing A+ Health & safety A User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Brookland, AR
County
Craighead County · 97,185 people
City population
5,940
Metro
Jonesboro, AR
Population (ZIP)
5,940
Household income
$61,964
Rent vs Own
37.6% rent · 62.4% own
Severe rent burden
152.0

Population outlook (Craighead County) Hauer SSP2

Today (2025)
122,235 people
By 2030
131,338 · +7.4%
By 2040
149,862 · +22.6%
By 2050
168,034 · +37.5%
By 2075
208,094 · +70.2%
By 2100
233,251 · +90.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (91%)
Race & ethnicity
White 91% Two or more races 5% Black 2% Hispanic / Latino 2%
Common ancestry
Slovak 3% Italian 3%
Foreign-born
1% · Canada, South Korea

Political lean MEDSL · Craighead

2024 margin
Solid R (+37.4) · D 30.1% · R 67.5% · Other 2.4%
2008→2024 swing
-12.9pp toward R · 2008: -24.5pp · 2024: -37.4pp
All cycles
2024: R+37.4 2020: R+35.4 2016: R+35.2 2012: R+31.1 2008: R+24.5

Not yet ingested

Civics

Market trends

HPI YoY
▲ 56.75%
Current HPI
331.5025
Rent YoY
Metro
Jonesboro, AR
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+44.6% since first listed
9 events — show timeline
  • 2026-05-08 Listed $229,900 NEABOR MLS
  • 2026-01-19 Listed $239,900 NEABOR MLS
  • 2025-06-23 Listed $239,900 NEABOR MLS
  • 2022-11-18 Listing Removed CARMLS
  • 2022-10-19 Listed $225,000 CARMLS
  • 2022-10-19 Listed $225,000 NEABOR MLS
  • 2016-12-01 Sold (Public Records) $159,000 Public Records
  • 2016-11-11 Sold (MLS) $159,000 NEABOR MLS
  • 2016-07-18 Listed $159,000 NEABOR MLS

Property tax history

+0.7%/yr

Latest (2025): $1,557 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…