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2750 Sacramento St Fourplex
B Composite 73.25
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +5.7/10.0
  • Livability +3.9/5.0
  • Rent growth +3.4/5.0
  • Condition / age +2.8/5.0
  • Appreciation +0.0/10.0

$620,000

2750 Sacramento St · Berkeley, CA 94702
16 bd · 16.0 ba · 2,486 sqft · MultiFamily · 262 Days on market
Built 1943 Average condition 2,500 sqft lot $249/sqft · 52% below area ↓ 42% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 4 units. confirmed

Listing remarks MLS

This quadruplex in Berkeley features a well-proportioned 2,486 sq ft of building area set on a compact 2,500 sq ft lot—delivering an ideal balance of density, character, and urban opportunity. Nestled just a short walk from San Pablo Park, with its walking paths, playground, various sport fields, and lush open space, the property is also within easy reach of the vibrant Berkeley cultural scene (museum, theaters, cafes) and the nearby UC Berkeley campus. Residents and tenants alike enjoy seamless access to transit, neighborhood shops, parks, and the rich mix of recreation and intellectual energy that define Berkeley living.

Key facts

  • Neighborhood shops
  • Sport fields
  • Walking paths

Tags

WALKING PATHSPLAYGROUNDSPORT FIELDSLUSH OPEN SPACETRANSIT ACCESSNEIGHBORHOOD SHOPS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4 × 4-bed/4.0-bath units multifamily listed at $620k. Condition is rated average.

Deal economics

  • At list price, monthly cash flow is $11k ($131k/yr) — positive. Per door: $3k/mo.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($19k rent vs $620k).
  • Recommended offer: $546k (12.0% below list) — sets the bar for market timing.
  • Cap rate 27.4% vs local median 2.0% in Berkeley — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 77/100 on livability (#74 in CA, #2,860 nationally) — a middle-class / working-renter tenant base. Strengths: schools A+, amenities A+, commute A+; Watch: crime F, cost of living F.
  • Berkeley Unified (urban): math 61% / reading 67% proficiency, ranked #175 of 1,400 in CA (top 12%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising (+3.6%/yr); 43 active listings in the ZIP; solid renter incomes; 1,742 units permitted in Alameda County in 2024 (856 in 5+ unit buildings).
  • At $19,222/mo this rent would consume 231% of the median local household income ($100k/yr) (locally 1183% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $19k of value loss. Plan a longer hold.
  • Alameda County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.6% rent growth), your $174k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 262 days — a 12% lower offer ($546k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: built in 1943 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $545,600 (12.0% below list)

Questions for the listing agent

  1. It's been on market 262 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
  3. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
  4. Built in 1943 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  8. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
3.10%
Cap rate
27.39%
Cash-on-cash
75.35%
DSCR
4.35
GRM
2.7

CMA / ARV

ARV (median comp)
$1,279,116
List price
$620,000
Delta
-51.53%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.65% rent growth · sell at horizon

5-year hold
IRR
76.0%
Equity multiple
4.50×
Total profit
$606,747
Equity at exit
$92,444
10-year hold
IRR
79.8%
Equity multiple
9.50×
Total profit
$1,476,117
Equity at exit
$53,606

Cash invested: $173,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (CITY)
0 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City Berkeley
0 Strongly Tenant-Friendly · D+78
Original CA rent control city; vacancy rent control after Costa Hawkins limits.

ZIP-level market 94702

Rents YoY
3.6%
Active inventory
43
Price-to-rent
10.8×

Monthly cashflow live

Estimated rent
$19,222 high interval (Pro) →
Mortgage (P&I)
$3,251
Tax est. 1.5%
$775 /mo · $9,300/yr
Insurance
$258
HOA
$0
Vacancy / Maint / Mgmt
$4,037
Net cashflow
$10,901

Break-even live

Break-even rent $5,424
Max offer price $620,000
Occupancy floor 38%

Sensitivity live

Price -10% $11,329 -5% $11,115 +0% $10,901 +5% $10,686 +10% $10,472
Rent -10% $9,382 -5% $10,141 +0% $10,901 +5% $11,660 +10% $12,419
Rate -1.0pp $11,213 -0.5pp $11,058 base $10,901 +0.5pp $10,740 +1.0pp $10,577

4-unit breakdown (identical units grouped — click to expand)

UnitsBedsBathsEst. rent
Total (4 units) $19,222

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$155,000
Closing costs
$18,600
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 18 events

  1. 2026-06-21
    days on market $620,000 Active 262 DOM
  2. 2026-06-18
    days on market $620,000 Active 259 DOM
  3. 2026-06-17
    days on market $620,000 Active 258 DOM
  4. 2026-06-16
    days on market $620,000 Active 257 DOM
  5. 2026-06-15
    days on market $620,000 Active 256 DOM
  6. 2026-06-13
    days on market $620,000 Active 254 DOM
  7. 2026-06-13
    days on market $620,000 Active 253 DOM
  8. 2026-06-09
    days on market $620,000 Active 250 DOM
  9. 2026-06-08
    days on market $620,000 Active 249 DOM
  10. 2026-06-07
    days on market $620,000 Active 248 DOM
  11. 2026-06-04
    days on market $620,000 Active 245 DOM
  12. 2026-06-03
    days on market $620,000 Active 244 DOM
  13. 2026-06-02
    days on market $620,000 Active 243 DOM
  14. 2026-06-01
    days on market $620,000 Active 242 DOM
  15. 2026-05-31
    days on market $620,000 Active 241 DOM
  16. 2026-05-13
    price $620,000 637-char remark
    Show marketing remark (637 chars)

    This quadruplex in Berkeley features a well-proportioned 2,486 sq ft of building area set on a compact 2,500 sq ft lot—delivering an ideal balance of density, character, and urban opportunity. Nestled just a short walk from San Pablo Park, with its walking paths, playground, various sport fields, and lush open space, the property is also within easy reach of the vibrant Berkeley cultural scene (museum, theaters, cafes) and the nearby UC Berkeley campus. Residents and tenants alike enjoy seamless access to transit, neighborhood shops, parks, and the rich mix of recreation and intellectual energy that define Berkeley living.

  17. 2025-12-10
    price $835,000 637-char remark
    Show marketing remark (637 chars)

    This quadruplex in Berkeley features a well-proportioned 2,486 sq ft of building area set on a compact 2,500 sq ft lot—delivering an ideal balance of density, character, and urban opportunity. Nestled just a short walk from San Pablo Park, with its walking paths, playground, various sport fields, and lush open space, the property is also within easy reach of the vibrant Berkeley cultural scene (museum, theaters, cafes) and the nearby UC Berkeley campus. Residents and tenants alike enjoy seamless access to transit, neighborhood shops, parks, and the rich mix of recreation and intellectual energy that define Berkeley living.

  18. 2025-10-02
    listed $1,060,000 Active 637-char remark
    Show marketing remark (637 chars)

    This quadruplex in Berkeley features a well-proportioned 2,486 sq ft of building area set on a compact 2,500 sq ft lot—delivering an ideal balance of density, character, and urban opportunity. Nestled just a short walk from San Pablo Park, with its walking paths, playground, various sport fields, and lush open space, the property is also within easy reach of the vibrant Berkeley cultural scene (museum, theaters, cafes) and the nearby UC Berkeley campus. Residents and tenants alike enjoy seamless access to transit, neighborhood shops, parks, and the rich mix of recreation and intellectual energy that define Berkeley living.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥82°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 9/10 Extreme 16 unhealthy d/yr today · 16 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$230,664
− Mortgage interest
−$34,730
− Property taxes
−$9,300
− Insurance
−$3,100
− Repairs & maintenance
−$18,453
− Management
−$18,453
− Depreciation
−$18,036
Taxable income
$128,592
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$30,862
After-tax cash flow
$99,946/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 2 photos

Average 55/100 Moderate rehab

A moderate rehab project is needed to improve the curb appeal and property value of this quadruplex in Berkeley.

Repairs flagged

  • Minor Painting — Light pink siding shows some discoloration
  • Minor Landscaping — Some overgrown vegetation in the yard

Value-add opportunities

  • Both Painting the exterior — Enhances curb appeal and property value
  • Both Landscaping and yard maintenance — Improves curb appeal and property value

Renovation cost estimate screening

Repair itemSeverityEst. cost
Painting · Light pink siding shows some discoloration Minor $500–3,000
Landscaping · Some overgrown vegetation in the yard Minor $500–3,000
Total estimated repair cost · 2 items $1,000–6,000

Value-add ROI direction

  • Both Painting the exterior — Enhances curb appeal and property value
  • Both Landscaping and yard maintenance — Improves curb appeal and property value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Berkeley Unified
NCES district ID
0604740
Math proficiency
61% ▲ 2.00%
Reading proficiency
67% ▲ 2.00%
Median HH income
$66,202
Composite
57.37/100
National rank
#2288
State rank
#175 of 1400 in CA

Livability — Berkeley

Score
77/100
State rank
#74
US rank
#2860

Category grades

Amenities A+ Commute A+ Cost of living F Crime F Employment A+ Housing C+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Berkeley, CA
County
Alameda County · 1,614,355 people
City population
121,632
Metro
San Francisco-Oakland-Berkeley, CA
Population (ZIP)
17,635
Household income
$99,775
Rent vs Own
48.7% rent · 51.3% own
Severe rent burden
1183.0

Population outlook (Alameda County) Hauer SSP2

Today (2025)
1,928,884 people
By 2030
2,069,146 · +7.3%
By 2040
2,338,405 · +21.2%
By 2050
2,586,608 · +34.1%
By 2075
3,061,911 · +58.7%
By 2100
3,234,133 · +67.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.71)
Race & ethnicity
White 48% Black 15% Asian 14% Two or more races 13% Hispanic / Latino 12%
Hispanic origin (detail)
Mexican 8%
Common ancestry
Romanian 3% Lithuanian 2% Italian 2%
Foreign-born
19% · Canada, China, Vietnam
Languages at home
78% English-only · Spanish 8% Chinese 3% Other Indo-European 3%

Political lean MEDSL · Alameda

2024 margin
Solid D (+53.6) · D 74.6% · R 21.0% · Other 4.4%
2008→2024 swing
-5.9pp toward R · 2008: 59.5pp · 2024: 53.6pp
All cycles
2024: D+53.6 2020: D+62.5 2016: D+64.4 2012: D+59.8 2008: D+59.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -1257.77%
Current HPI
327.4724
Rent YoY
▲ 3.65%
Metro
San Francisco-Oakland-Berkeley, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

-41.5% since first listed
3 events — show timeline
  • 2026-05-13 Price Changed $620,000 bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2025-12-10 Price Changed $835,000 bridgeMLS, Bay East AOR, or Contra Costa AOR
  • 2025-10-02 Listed $1,060,000 bridgeMLS, Bay East AOR, or Contra Costa AOR

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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