53 E Hillcrest Dr · Diamondville, WY
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $564 – $1,046
Heat risk 2/10 · Minimal
- Hot days now (above 85°F)
- 6 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.5/30.0
- ARV discount +7.5/15.0
- DSCR +5.8/10.0
- Schools +5.5/10.0
- Appreciation +5.0/10.0
- 1% rule +4.9/10.0
- Livability +3.2/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$89,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Excellent price! Well taken care of home with enclosed porch and large shed. Main level living and mature landscaping. Call for a showing today!
Key facts
- Enclosed mud rooms
- Gas oven
- New paint
Tags
Property features AI
Exterior
- Parking: No garage
- Utilities: Public water; Public sewer
- Home design: Single-family residence; Residential property
- Construction: Vinyl siding; Aluminum roof
- Exterior features: Covered patio/porch; Chain link fencing; Yard shed(s)
Interior
- Kitchen: Dishwasher; Range / Oven; Refrigerator
- Flooring: Laminate; Vinyl
- Heating & cooling: Forced air heating
- Interior features: Vaulted ceilings; Wood-burning fireplace (1)
- Laundry & utility: Washer; Dryer; Water softener
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $90k.
Deal economics
- At list price, monthly cash flow is $85 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $89k (0.5% below list).
- Recommended offer: $79k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 64/100 on livability (#87 in WY) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+; Watch: employment C-, amenities F, commute F.
- Lincoln County School District #1 (rural): math 63% / reading 64% proficiency, ranked #4 of 41 in WY (top 10%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 14% free/reduced lunch — higher-income household profile.
- Zoned schools: Kemmerer Junior Senior High School (math 57% / reading 62%, grade C+, #11 of 75 statewide, top 18%, 264 students, 19% FRL) — zoned schools at 19% FRL track the district average.
- Market conditions: 9 active listings in the ZIP; 220 units permitted in Lincoln County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $3k of equity ($622 loan paydown + $3k appreciation (3.0% local appreciation)).
- Lincoln County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (3.0% appreciation + 3.0% rent growth), your $25k cash investment doubles in ~5 years — after that, you're playing with house money.
- By year 10, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 352 days — a 12% lower offer ($79k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 352 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.99% ✗
- Cap rate
- 7.43%
- Cash-on-cash
- 4.06%
- DSCR
- 1.18
- GRM
- 8.4
CMA / ARV
- ARV (on-the-fly)
- $49,980
- Comps found
- 1
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 15 Brilliant St | 0.69mi | 3/1.8 (+1) | 980 (0%) | 5mo | $50,000 | $51 | 55 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 11.3%
- Equity multiple
- 1.65×
- Total profit
- $16,269
- Equity at exit
- $40,423
- IRR
- 13.5%
- Equity multiple
- 3.00×
- Total profit
- $50,344
- Equity at exit
- $62,297
Cash invested: $25,172 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Wyoming
- 90 Strongly Landlord-Friendly · R+25
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 83116
- Active inventory
- 9
- Price-to-rent
- 8.4×
Monthly cashflow live
- Estimated rent
- $894 medium interval (Pro) →
- Mortgage (P&I)
- −$471
- Tax est. 1.5%
- −$112 /mo · $1,348/yr
- Insurance
- −$37
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$188
- Net cashflow
- $85
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $22,475
- Closing costs
- $2,697
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 26 events
-
2026-06-18days on market $89,900 Active 352 DOM
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2026-06-17days on market $89,900 Active 351 DOM
-
2026-06-16days on market $89,900 Active 350 DOM
-
2026-06-15days on market $89,900 Active 349 DOM
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2026-06-15days on market $89,900 Active 348 DOM
-
2026-06-13days on market $89,900 Active 347 DOM
-
2026-06-12days on market $89,900 Active 346 DOM
-
2026-06-09days on market $89,900 Active 343 DOM
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2026-06-08days on market $89,900 Active 342 DOM
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2026-06-08days on market $89,900 Active 341 DOM
-
2026-06-05days on market $89,900 Active 339 DOM
-
2026-06-04days on market $89,900 Active 338 DOM
-
2026-06-03days on market $89,900 Active 337 DOM
-
2026-06-02days on market $89,900 Active 336 DOM
-
2026-06-01days on market $89,900 Active 335 DOM
-
2026-05-31days on market $89,900 Active 334 DOM
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2025-06-27$89,900 Active
-
2025-05-14soldstatus Closed 144-char remark
Show marketing remark (144 chars)
Excellent price! Well taken care of home with enclosed porch and large shed. Main level living and mature landscaping. Call for a showing today!
-
2025-05-14soldstatus
Show marketing remark (144 chars)
Excellent price! Well taken care of home with enclosed porch and large shed. Main level living and mature landscaping. Call for a showing today!
-
2025-04-26status Pending 144-char remark
Show marketing remark (144 chars)
Excellent price! Well taken care of home with enclosed porch and large shed. Main level living and mature landscaping. Call for a showing today!
-
2025-03-13price $89,000 144-char remark
Show marketing remark (144 chars)
Excellent price! Well taken care of home with enclosed porch and large shed. Main level living and mature landscaping. Call for a showing today!
-
2025-02-24price $100,000 144-char remark
Show marketing remark (144 chars)
Excellent price! Well taken care of home with enclosed porch and large shed. Main level living and mature landscaping. Call for a showing today!
-
2025-01-13price $115,000 144-char remark
Show marketing remark (144 chars)
Excellent price! Well taken care of home with enclosed porch and large shed. Main level living and mature landscaping. Call for a showing today!
-
2024-11-14$130,000 Active 144-char remark
Show marketing remark (144 chars)
Excellent price! Well taken care of home with enclosed porch and large shed. Main level living and mature landscaping. Call for a showing today!
-
2012-07-24soldstatus
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2008-12-11soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 2/10 Low 6 d/yr ≥85°F today · 15 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $10,731
- − Mortgage interest
- −$5,036
- − Property taxes
- −$1,348
- − Insurance
- −$450
- − Repairs & maintenance
- −$858
- − Management
- −$858
- − Depreciation
- −$2,615
- Taxable loss
- −$435
- Est. tax savings @ 24.0%
- +$104
- After-tax cash flow
- $1,127/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Lincoln County School District #1
- NCES district ID
- 5604030
- Math proficiency
- 63% ▲ 1.00%
- Reading proficiency
- 64% ▲ 1.00%
- Median HH income
- $62,382
- Composite
- 55.16/100
- National rank
- #1277
- State rank
- #4 of 41 in WY
Livability — Diamondville
- Score
- 64/100
- State rank
- #87
- US rank
- #13634
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Diamondville, WY
- Population (ZIP)
- 603
Population outlook (Lincoln County) Hauer SSP2
- Today (2025)
- 19,890 people
- By 2030
- 20,275 · +1.9%
- By 2040
- 20,691 · +4.0%
- By 2050
- 20,640 · +3.8%
- By 2075
- 20,008 · +0.6%
- By 2100
- 18,122 · -8.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (92%)
- Race & ethnicity
- White 92% Hispanic / Latino 4% Two or more races 3% Native American 1%
- Common ancestry
- Slovak 9% American 6% Romanian 4%
- Languages at home
- 98% English-only · Spanish 1%
Political lean MEDSL · Lincoln
- 2024 margin
- Solid R (+68.3) · D 15.1% · R 83.5% · Other 1.4%
- 2008→2024 swing
- -13.9pp toward R · 2008: -54.4pp · 2024: -68.3pp
- All cycles
- 2024: R+68.3 2020: R+68.2 2016: R+67.6 2012: R+68.3 2008: R+54.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- —
- Current HPI
- —
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- —
- F500 in state
- 0
Price history
-30.8% since first listed10 events — show timeline
- 2025-06-27 Listed $89,900 WMLS
- 2025-05-14 Sold (Public Records) — Public Records
- 2025-05-14 Sold (MLS) — WMLS
- 2025-04-26 Pending — WMLS
- 2025-03-13 Price Changed $89,000 WMLS
- 2025-02-24 Price Changed $100,000 WMLS
- 2025-01-13 Price Changed $115,000 WMLS
- 2024-11-14 Listed $130,000 WMLS
- 2012-07-24 Sold (Public Records) — Public Records
- 2008-12-11 Sold (Public Records) — Public Records
Property tax history
-7.7%/yrLatest (2025): $36 · -22.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…