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53 E Hillcrest Dr
C Composite 55.45
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.5/30.0
  • ARV discount +7.5/15.0
  • DSCR +5.8/10.0
  • Schools +5.5/10.0
  • Appreciation +5.0/10.0
  • 1% rule +4.9/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$89,900

53 E Hillcrest Dr · Diamondville, WY 83116
2 bd · 1.0 ba · 980 sqft · SingleFamily · 352 Days on market
Built 1984 3,920 sqft lot ↓ 31% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Excellent price! Well taken care of home with enclosed porch and large shed. Main level living and mature landscaping. Call for a showing today!

Key facts

  • Enclosed mud rooms
  • Gas oven
  • New paint

Tags

NEW PAINTGAS OVENSPACIOUS LIVING ROOMFIREPLACESTORAGE SHEDENCLOSED MUD ROOMS

Property features AI

Exterior

  • Parking: No garage
  • Utilities: Public water; Public sewer
  • Home design: Single-family residence; Residential property
  • Construction: Vinyl siding; Aluminum roof
  • Exterior features: Covered patio/porch; Chain link fencing; Yard shed(s)

Interior

  • Kitchen: Dishwasher; Range / Oven; Refrigerator
  • Flooring: Laminate; Vinyl
  • Heating & cooling: Forced air heating
  • Interior features: Vaulted ceilings; Wood-burning fireplace (1)
  • Laundry & utility: Washer; Dryer; Water softener

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $90k.

Deal economics

  • At list price, monthly cash flow is $85 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $89k (0.5% below list).
  • Recommended offer: $79k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 64/100 on livability (#87 in WY) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+; Watch: employment C-, amenities F, commute F.
  • Lincoln County School District #1 (rural): math 63% / reading 64% proficiency, ranked #4 of 41 in WY (top 10%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 14% free/reduced lunch — higher-income household profile.
  • Zoned schools: Kemmerer Junior Senior High School (math 57% / reading 62%, grade C+, #11 of 75 statewide, top 18%, 264 students, 19% FRL) — zoned schools at 19% FRL track the district average.
  • Market conditions: 9 active listings in the ZIP; 220 units permitted in Lincoln County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $3k of equity ($622 loan paydown + $3k appreciation (3.0% local appreciation)).
  • Lincoln County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (3.0% appreciation + 3.0% rent growth), your $25k cash investment doubles in ~5 years — after that, you're playing with house money.
  • By year 10, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 352 days — a 12% lower offer ($79k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $79,112 (12.0% below list)

Questions for the listing agent

  1. It's been on market 352 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.99%
Cap rate
7.43%
Cash-on-cash
4.06%
DSCR
1.18
GRM
8.4

CMA / ARV

ARV (on-the-fly)
$49,980
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
15 Brilliant St 0.69mi 3/1.8 (+1) 980 (0%) 5mo $50,000 $51 55

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
11.3%
Equity multiple
1.65×
Total profit
$16,269
Equity at exit
$40,423
10-year hold
IRR
13.5%
Equity multiple
3.00×
Total profit
$50,344
Equity at exit
$62,297

Cash invested: $25,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Wyoming
90 Strongly Landlord-Friendly · R+25
County
— inherits STATE
City
— inherits STATE
3-day notice; strongly landlord-favorable; small market.

ZIP-level market 83116

Active inventory
9
Price-to-rent
8.4×

Monthly cashflow live

Estimated rent
$894 medium interval (Pro) →
Mortgage (P&I)
$471
Tax est. 1.5%
$112 /mo · $1,348/yr
Insurance
$37
HOA
$0
Vacancy / Maint / Mgmt
$188
Net cashflow
$85

Break-even live

Break-even rent $786
Max offer price $89,900
Occupancy floor 85%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$22,475
Closing costs
$2,697
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 26 events

  1. 2026-06-18
    days on market $89,900 Active 352 DOM
  2. 2026-06-17
    days on market $89,900 Active 351 DOM
  3. 2026-06-16
    days on market $89,900 Active 350 DOM
  4. 2026-06-15
    days on market $89,900 Active 349 DOM
  5. 2026-06-15
    days on market $89,900 Active 348 DOM
  6. 2026-06-13
    days on market $89,900 Active 347 DOM
  7. 2026-06-12
    days on market $89,900 Active 346 DOM
  8. 2026-06-09
    days on market $89,900 Active 343 DOM
  9. 2026-06-08
    days on market $89,900 Active 342 DOM
  10. 2026-06-08
    days on market $89,900 Active 341 DOM
  11. 2026-06-05
    days on market $89,900 Active 339 DOM
  12. 2026-06-04
    days on market $89,900 Active 338 DOM
  13. 2026-06-03
    days on market $89,900 Active 337 DOM
  14. 2026-06-02
    days on market $89,900 Active 336 DOM
  15. 2026-06-01
    days on market $89,900 Active 335 DOM
  16. 2026-05-31
    days on market $89,900 Active 334 DOM
  17. 2025-06-27
    listed $89,900 Active
  18. 2025-05-14
    soldstatus Closed 144-char remark
    Show marketing remark (144 chars)

    Excellent price! Well taken care of home with enclosed porch and large shed. Main level living and mature landscaping. Call for a showing today!

  19. 2025-05-14
    soldstatus
    Show marketing remark (144 chars)

    Excellent price! Well taken care of home with enclosed porch and large shed. Main level living and mature landscaping. Call for a showing today!

  20. 2025-04-26
    status Pending 144-char remark
    Show marketing remark (144 chars)

    Excellent price! Well taken care of home with enclosed porch and large shed. Main level living and mature landscaping. Call for a showing today!

  21. 2025-03-13
    price $89,000 144-char remark
    Show marketing remark (144 chars)

    Excellent price! Well taken care of home with enclosed porch and large shed. Main level living and mature landscaping. Call for a showing today!

  22. 2025-02-24
    price $100,000 144-char remark
    Show marketing remark (144 chars)

    Excellent price! Well taken care of home with enclosed porch and large shed. Main level living and mature landscaping. Call for a showing today!

  23. 2025-01-13
    price $115,000 144-char remark
    Show marketing remark (144 chars)

    Excellent price! Well taken care of home with enclosed porch and large shed. Main level living and mature landscaping. Call for a showing today!

  24. 2024-11-14
    listed $130,000 Active 144-char remark
    Show marketing remark (144 chars)

    Excellent price! Well taken care of home with enclosed porch and large shed. Main level living and mature landscaping. Call for a showing today!

  25. 2012-07-24
    soldstatus
  26. 2008-12-11
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 2/10 Low 6 d/yr ≥85°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$10,731
− Mortgage interest
−$5,036
− Property taxes
−$1,348
− Insurance
−$450
− Repairs & maintenance
−$858
− Management
−$858
− Depreciation
−$2,615
Taxable loss
−$435
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$104
After-tax cash flow
$1,127/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lincoln County School District #1
NCES district ID
5604030
Math proficiency
63% ▲ 1.00%
Reading proficiency
64% ▲ 1.00%
Median HH income
$62,382
Composite
55.16/100
National rank
#1277
State rank
#4 of 41 in WY

Livability — Diamondville

Score
64/100
State rank
#87
US rank
#13634

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment C- Housing C+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Diamondville, WY
Population (ZIP)
603

Population outlook (Lincoln County) Hauer SSP2

Today (2025)
19,890 people
By 2030
20,275 · +1.9%
By 2040
20,691 · +4.0%
By 2050
20,640 · +3.8%
By 2075
20,008 · +0.6%
By 2100
18,122 · -8.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (92%)
Race & ethnicity
White 92% Hispanic / Latino 4% Two or more races 3% Native American 1%
Common ancestry
Slovak 9% American 6% Romanian 4%
Languages at home
98% English-only · Spanish 1%

Political lean MEDSL · Lincoln

2024 margin
Solid R (+68.3) · D 15.1% · R 83.5% · Other 1.4%
2008→2024 swing
-13.9pp toward R · 2008: -54.4pp · 2024: -68.3pp
All cycles
2024: R+68.3 2020: R+68.2 2016: R+67.6 2012: R+68.3 2008: R+54.4

Not yet ingested

Civics

Market trends

HPI YoY
Current HPI
Rent YoY
Metro
State GDP YoY
F500 in state
0

Price history

-30.8% since first listed
10 events — show timeline
  • 2025-06-27 Listed $89,900 WMLS
  • 2025-05-14 Sold (Public Records) Public Records
  • 2025-05-14 Sold (MLS) WMLS
  • 2025-04-26 Pending WMLS
  • 2025-03-13 Price Changed $89,000 WMLS
  • 2025-02-24 Price Changed $100,000 WMLS
  • 2025-01-13 Price Changed $115,000 WMLS
  • 2024-11-14 Listed $130,000 WMLS
  • 2012-07-24 Sold (Public Records) Public Records
  • 2008-12-11 Sold (Public Records) Public Records

Property tax history

-7.7%/yr

Latest (2025): $36 · -22.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…